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BRIST L COUNTY BUSINESS NEWS The Official Publication of the Bristol County Chamber of Commerce, Inc.

May 2018 Edition

www.bristolcountychamber.org

Bristol County Chamber of Commerce Recognizes Excellence in Community Service

better place to live and work. Through such actions these individuals and groups demonstrate excellence, creativity and initiative.

John S. Brayton, Jr.

Every year the Bristol County Chamber of Commerce acknowledges the selfless service and commitment of community volunteers. We are blessed with some of the most amazing citizens. These are the very special people amongst us who quietly support and preserve the quality of life that so often is taken for granted. That is why the Chamber of Commerce annually presents the Outstanding Community Service Recognition Awards, which also honors the memory of John S. Brayton, Jr. The Chamber’s Community Service Award is a tribute to outstanding individuals and organizations. The award is intended to acknowledge individuals and organizations who have been an inspiration, both in their profession and in their efforts to make our region a

The Voice of Business Since 1911

A member of a pioneer family in Fall River, John S. Brayton, Jr. was a leader of exemplary character and integrity. He is equally known for possessing extraordinary vision and determination. He was also remembered as an advocate of fair share and the right and privilege of all to be involved regardless of race, creed, color or financial status. Another biographical fact is that Mr. Brayton put forward many calls to action in his day. Conservationist, land steward, outdoors person, John S. Brayton, Jr. was ahead of his time. The Chamber is currently soliciting nominations from both the membership and the general public. This award recognizes significant voluntary participation of extraordinary nature by an individual or a company. Their participation can range across a broad spectrum, including social service agencies, charitable organizations, non-profit community clubs and organizations, governmental agencies and individual effort. Long-term performance is not a requirement, as long as the work being recognized is clearly of deserving nature.

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Welcome New Chamber Members Door & Glass Innovations Steinhof Dental Atlantic Cleaning Kappy’s Fine Wine & Spirits Clean Eats Delivery Jersey Mike’s Fire Pro Somerset Tours & Travel, Ltd. Hanes Agency Fluid Bartending Services Mastery School of Indepdendent Learning

SAVE THE DATES: June 14th, 2018

Bristol County Community Service Awards September 27th, 2018

Bristol County Battle of the Cupcakes October 10th, 2018

Bristol County Business Expo 2018


Bristol County Business News PUBLISHER Kimberly Coroa Moniz, Interim Director MANAGING EDITOR Jennifer Lourenco, Communications Manager ADVERTISING MANAGER Kimberly Coroa Moniz, Interim Director The “Bristol County Business News” is produced monthly by the Bristol County Chamber of Commerce, Inc. The opinions featured in this publication do not necessarily reflect the views of the Chamber staff, nor of the members of the Chamber Board of Directors. This newspaper is printed at Mallard Printing. All letters to the editorial page must be signed and include a phone number. All submissions are welcome and should be sent via email to: communicaitons@bristolcountychamber.org

MISSION STATEMENT The mission of the Bristol County Chamber of Commerce, Inc. is to be the primary business and community information source for its members and the public to provide networking opportunities for its members; and serve as an advocate, on behalf of its members, at the local, state and federal government levels.

Bristol County Chamber of Commerce, Inc. 200 Pocasset Street, Fall River, MA 02721 Phone: (508) 676.8226 Fax: (508) 675.5932 www.bristolcountychamber.org 2

www.bristolcountychamber.org

2018 OFFICERS & EXECUTIVE COMMITTEE: Chair of the Board: Brian LeComte, Gold Medal Bakery Immediate Past Chair: Carl Garcia, Carl’s Collision Center Chair Elect: Bill Perkins, People, Incorporated First Vice Chair: Eileen M. Danahey, Saint Anne’s Credit Union Second Vice Chair: Nick Christ, BayCoast Bank Treasurer: Matthew Schondek, Fall River Municipal Credit Union Clerk: Curtis Nelson, Nelson Insurance & Financial Services Interim Director: Kimberly Coroa Moniz BOARD OF DIRECTORS: Term Ending 2018 Carmen Aguilar, Bristol Community College Monte Ferris, Venus de Milo Anthony Medeiros, Mechanics Cooperative Bank Marty Monteleon, Individual Arthur Pacheco, New York Life Jason Rua, RDA Insurance Dawn Rusin, Re/Max Right Choice Term Ending 2019 Mike Bushell, St. Anne’s Hospital Bill Burns, Southcoast Health System Catherine Dillon, BankFive Charlie Fellows, LaFrance Hospitality Melody Lavoie, Medeiros, Lavoie & Wilson, Inc. Doug Rodrigues, D.E. Rodrigues & Company, Inc Matt Zenni, Liberty Utilities Term Ending in 2020 Linda Baker, Baker Signs Works LoriAnn Taylor Branco, Center for Sight Roger A. Cabral, Bristol County Savings Bank Michael Lund, Borden Light Marina Scott O’Brien, O’Brien’s Plumbing & Heating, Inc. Carl Sawejko, Sawejko Communications Rick Manuels, Spindle City Auto Glass EX-OFFICIO MEMBERS: Frank Marchione, President, FROED Kenneth Fiola Jr., Esq., Executive Vice President, FROED CHAMBER STAFF: Kimberly Coroa Moniz, Interim Director Brianna Rebelo, Manager of Operations & Finance Joe Trilling, Manager of Membership Development Jennifer Lourenco, Communications Manager

The Massachusetts Small Business Center (MSBDC) Network provides on-to-one free comprehensive and confidential services focusing on, business growth and strategies, financing and loan assistance as well as strategic, marketing and operational analysis. In addition, low cost educational training programs are offered across the state targeted to the needs of small business. Massachusetts Small Business Development Center Network 200 Pocasset Street, Fall River, MA 02721 Phone: (508) 673-9783 Fax: (508) 674-1929 www.msbdc.org

www.facebook.com/msbdc

Melinda Ailes Senior Business Advisor Clifford Robbins, Senior Business Advisor Daniel Lilly Government Sales Advisor Anne Fenton Client Services Coordinator Alison Moriarty Administrative Assistant Jill Beresford Senior Business Advisor Nancy Lowd Senior Business Advisor


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MAY 2018 CALENDAR

In memory of John S. Brayton, the Awards Committee of the Chamber of Commerce will select this year’s award recipients. Nominations should include a written summary of the individual or company’s service to the community and qualifications. Nominations must be received by May 4th, 2018 and should be mailed to the Bristol County Chamber of Commerce, 200 Pocasset St., Fall River, MA 02721, to the attention of Kimberly Coroa Moniz, or can be e-mailed to kmoniz@ bristolcountychamber.org The Bristol County Chamber of Commerce wishes to offer past awardees our sincerest thanks and gratitude. Selecting award recipients each year is a challenge. The difficulty is due to the large number of worthy individuals who exemplify the purpose behind the Outstanding Community Service Awards. It is a good problem to have, because without each of these individuals or organizations that they work through, maintaining the quality of life that so many of us enjoy would be impossible. For this we owe them our gratitude. This year’s recipients will be presented their awards at the 50th John S. Brayton Community Service Awards Banquet. The Community Service Awards is a production by the Bristol County Chamber of Commerce. The community event will be held on the evening of June 14, 2018 at White’s of Westport.

All meetings are held at the Chamber unless otherwise noted

5/9 WED...............................................................................Business After Hours Sponsored by: Bristol Elder Services Location: 1 Father Devalles Blvd #8 Fall River, MA 5 p.m. - 7 p.m.

5/18 FRI.................................................................Education Committee Meeting 11:30 a.m.

5/18 FRI.....................................................................Government Affairs Meeting 8 a.m.

5/21 MON...............................................................Executive Committee Meeting 12 p.m.

5/30 WED.........................................................................................Board Meeting 11:45 a.m.

5/30 WED..............................................................................Business After Hours Sponsored by: Fall River Municipal Credit Union Location: 333 Milliken Boulevard Fall River, MA 5 p.m. - 7 p.m.

IN THIS EDITION Business News

Page(s) 4, 6, 8, 9, 15

Education News

Page(s) 12

Chamber in the Community

Page(s) 10 & 11

Financial News

Page(s) 7, 14

Member Discounts

Page(s) 18 & 19

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Member Spotlight: Fire Pro

Fire Pro has worked for twenty years in Massachusetts and Rhode Island. We protect businesses, restaurants, commercial space, hospitals, institutions, schools and residences. We inspect, services, supply, monitor and maintain all fire protections equipment and devices. Fire extinguishers, chemical fire suppression systems in restaurants and commercial kitchens, spray paint booths fire systems, exhaust hoods, wet & dry sprinkler systems, smoke and fire alarms and emergency lighting are our areas of expertise. We at Fire Pro are very proud of our employees and the customer services we provide. Most of our technicians are professional firefighters who have served our community and company well. Please call Fire Pro for your fire safety needs. Fire Pro Fie Protection Services, Inc. Fire Extinguishers Fire Supression Systems Exhaust Hoods Sprinklers & Alarms Emergency Lights 4

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Fire Pro Fire Protection Services, Inc. 342 Bedford Street Fall River, MA 02720 (508) 672.2002 www.fireprofps.com


Mallard Printing is proud to partner with the Bristol County Chamber of Commerce for the printing of this newsletter. 657 quarry street fall river, ma 02723 p 508.675.5733 mallardprinting.com

For all your

needs

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Member Spotlight: Door & Glass Innovations

Door & Glass Innovations is a premier supplier and installer of retail/commercial/industrial door systems and window systems in addition to comprehensive store front systems. Our Team has almost 80 Years of professional experience combined! At Door & Glass Innovations, we install what most would consider Industry Standard units at very competitive prices. If you are considering an automatic door for your place of business, or specifying one for your newest project or renovation, look no further! We have installed multiple custom units for manufacturing companies, laundry centers, liquor stores, food markets, assisted living, healthcare and hospitality facilities and many more! These are other services D&GI provide: •

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Installation and repair of handicap ADA door opening system. (We keep many of the popular brand parts on hand, in order to cut down on turn around times, allowing our customer the least amount of down time possible.) Repair of many types/brands of

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residential windows, including but not limited to low-E or non-low-E. •

We make our own insulated glass units using high quality materials, (Most completed the same day.)

We can also cut glass and mirrors to customers specifications.

We stock sheets of acrylic (aka Plexi-Glass) and Polycarbonate (aka Lexan), as needed for special requests, in addition to window screen replacement and custom fabricated units as well.

stellar customer service. We are not the biggest company- But we are pretty confident we are the Best! Door & Glass Innovations 144 Robeson Street Fall River MA 02720 (774) 319.5251 www.door-innovations.com

In addition to new installs, we also service all of the functional parts of the door system, i.e., hinges, pivots, electric strikes, push bars etc. including all types of door operators and there activation devices. At Door & Glass Innovations, we Pride ourselves on our workmanship, and

195 Broadway, Fall River, MA

508-675-7433

Open Wednesday evenings until 8:00 pm Hours: Mon. - Fri. 8:00 am - 4:30 pm, Wed. until 8:00 pm, Sat. 8:00 am - 3:00 pm www.bathsplashshowroom.com Locations: Fall River, MA • Plainville, MA • Hyannis, MA • Cranston, RI HVAC Locations: Woburn, MA • Avon, MA • East Hartford, CT


BankFive Hires Banking Veteran as New CFO aging directly and through subordinate managers the financial activity of the Bank and coordinating financial activities with other Bank functions/areas, as well as research, develop, and implement procedural changes and work flows to improve departmental productivity.

Fall River, MA — BankFive announced today that it has hired Jennifer D. St. Pierre as its new Chief Financial Officer (CFO). She also has been named Senior Vice President and Treasurer. St. Pierre, who has 22 years of banking experience, is located in the Corporate Office in Fall River. In her new role, St. Pierre is responsible for overseeing the Finance and Accounting, Human Resources and Enterprise Risk and Compliance functions. She also has the responsibility of driving the development and implementation of the Strategic Plan and partnering with the senior management team and their business units to help them think proactively about budgeting, planning, product pricing, and balance sheet management. St. Pierre is also responsible for man-

Prior to joining BankFive, St. Pierre was the Controller at Brookline Bancorp, Inc. a bank holding company with approximately $6.8 billion in assets that includes Brookline Bank, Bank Rhode Island, and First Ipswich Bank. She also had worked as Vice President and Chief Accounting Officer at Admirals Bank; as an Inspection Specialist at private sector and non-profit Public Company Accounting Oversight Board; and held various audit roles at Ernst & Young, Shatswell, MacLeod and Co., and Healy & Healy. St. Pierre, who is a certified public accountant (CPA) in the state of Massachusetts, is a member of the Massachusetts Society of CPAs and the American Institute of CPAs. She holds

a bachelor’s degree in Business Administration from Salem State College. About BankFive Since 1855, BankFive has been serving the communities of the SouthCoast with a steadfast commitment to provide local individuals, families and businesses with outstanding products and services designed to meet their financial needs. With 15 offices conveniently located throughout the SouthCoast, BankFive is one of the top regional banks in Massachusetts. For more information, visit us online at www.bankfive.com.

"Representing Fine Companies Such as"

Fall River Office 155 North Main Street Phone: 508-673-5808

Taunton Office 53 County Street Phone: 508-823-0073

New Bedford Office 949 Ashley Blvd. Phone: 508-998-2101

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Rex-Cut Abrasives Marks 90 Years in Manufacturing HISTORY

FALL RIVER, MA — Rex-Cut Abrasives, a premium abrasives manufacturer, is celebrating its 90th year in business. Rex-Cut’s specialty abrasive material was invented in 1928 and over the following 9 decades the Massachusetts based company engineered, refined, and customized cotton-fiber abrasive products for metalworking industries.

In 1928 Edward Hurst, MIT graduate and Process Engineer, invented the technique of embedding abrasive grain in non-woven cotton-fiber while working for United Cotton Products in Boston, MA. United Cotton Products was a division of Rexall Drug and Chemical Company operating out of Fall River, MA. The original product was named “Fluff-Tex” and a patent was filed for the manufacturing process in 1935. In 1960, Edward Hurst retired from United Cotton Products and his son, Robert H. Hurst, took over management. After this transition, the business changed hands several times before officially being called Rex-Cut Products in 1969. Up until the early 1970’s, Rex-Cut

manufactured and sold only bulk rolls of fabric for conversion to large abrasive companies. At this time Robert H. Hurst began purchasing equipment and converting the Rex-Cut abrasive material in-house. Rex-Cut’s first finish products were Type 27 Grinding wheels. Abrasive discs designed to sharpen gardening tools and lawn mower blades were second. Type 1 wheels followed and Mounted Points began being manufactured several years later. In 1978, Rex-Cut built a 60,000 square ft. facility located in the Fall River Industrial Park where it still operates today. In 2008, Rex-Cut was sold to the employees as a 100% ESOP company, making it one of roughly 7,000 Employee Owned businesses in the United States today. In most recent news, the company began doing business as Rex-

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Dave’s Tire & Auto Service (508) 679-6482

Guaranteed Service & Repairs for Domestic & Foreign Cars, Light Trucks & SUV's • Computerized Wheel Alignment • Brakes/Front End • Shocks & Struts • Tune-ups/ Oil Change • Air Conditioning • Mufflers/Exhaust www.davestireandauto.com 352 Bedford Street Fall River Open Monday - Saturday at 7:30 a.m. Mention this ad for a 10% discount on parts with repairs 8

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Cut Abrasives in 2011. ACHIEVEMENTS Rex-Cut is the oldest and primary manufacturer of cotton-fiber abrasive grinding and finishing products in the world. Over the years the small line has expanded to serve metalworking industries globally. Rex-Cut’s first international account was set up in the late 1970’s, and now the company ships to 54 countries. The product line has grown and evolved to match cutting-edge applications and industries as well. Rex-Cut currently manufactures products for innovative applications such as jet engine turbine blade profiling, automotive braze blending, and 3D printing finish work. PARTNERS Rex-Cut began establishing its own network of industrial distributors to sell the Rex-Cut brand of finished abrasive products in the 1970’s. This network was and still is instrumental in spreading the Rex-Cut name and products throughout the United States and worldwide. “At our 90 year mark we are reflecting on our history, dedicated team, and recognizing our loyal business partners,” said Bob Costa, President of Rex-Cut Abrasives. “We have a total of 228 Distributors that have been with us for over 20 years and we wouldn’t have reached this milestone without their

help.” To celebrate 9 decades in manufacturing, Rex-Cut will be selecting 9 of their long standing distributors to receive a gift. A celebration with all employee owners will take place in the fall. “We want to thank our dedicated distributors and employees for their years of partnership and service,” said Bob Costa, President of Rex-Cut Abrasives. “We are looking forward to many more years of providing safe and efficient products for metalworking industries.” More About Rex-Cut Rex-Cut Abrasives provides the Metalworking industry with high performance, non-woven cotton fiber and other premium abrasive products, improving the daily grind for a worldwide customer network. The company is the oldest and primary manufacturer of cotton-fiber abrasive grinding and finishing products in the world. Rex-Cut products are specialized for use on Stainless Steel, Aluminum, Mild Steel, and Exotic Metals. A 100% employee-owned

organization, Rex-Cut offers many other specialty products for use on a variety of grinding, deburring, blending, and finishing applications.

Would you like to see YOUR business advertised here? For additional information about advertising in this monthly publication please contact the Bristol County Chamber of Commerce at: (508) 676.8226

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Chamber in the Community

Joe Trilling, Bristol County Chamber of Commerce Manager of Business Development, reads to children at the Mastery School of Learning in Fall River, MA (March 29th, 2018)

Business After Hours Tipsy Toboggan Fall River, MA (March 28th, 2018)

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Dollar Daze Grand Opening/Ribbon Cutting Fall River, MA (March 23rd, 2018)

Milestone Realty Grand Opening/Ribbon Cutting Westport, MA (April 13th, 2018)


Chamber in the Community

Dinner with Massachusetts Governor Charlie Baker White’s of Westport Westport, MA (April 10th, 2018)

2018 State of Business McGovern’s Fall River, MA (April 4th, 2018)

Dinner with Massachusetts Governor Charlie Baker

2018 State of Business (State Representative Paul Schmid, BayCoast Bank CEO Nick Christ) McGovern’s Fall River, MA (April 4th, 2018)

UMass Dartmouth CIE Jin Yan Economic Research Partnership Ribbon Cutting CIE Fall River, MA (April 9th, 2018)

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Education News: College is for Everyone, Part II in touch and made sure he stayed the course. Jody needed open heart surgery during his studies, and he found his instructors calling him every few days to offer their help in studying while he was recuperating. Jody is now 54 and the proud holder of his high school equivalency. A few weeks ago in this space, I outlined reasons that “College is for everyone.” In that piece, I said that no matter what your situation – whether you are a high school student considering your next step after graduation, a parent who stayed home to raise your kids, or a laid-off worker who cannot find a job that pays what you were making, in Massachusetts you can find a way to make it work. Then on April 1, The Herald News published a profile, “BCC student proving dreams beat out obstacles every time,” of one of our Bristol Community College students that illustrates this point. It is the inspiring story of Fall River resident Joseph Pereira, who at 51, was laid off – again – and decided that this time he was going to use this setback to finish high school and start college. Jody, as he is called, enrolled at the Adult Basic Education program at BCC and started working toward his high school equivalency. These grant-funded programs offer study skills, tutoring, and test preparation, as well as support from the instructors who stayed 12

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Then last fall he took advantage of many of the resources I outlined in my column a few weeks ago to start college to become an occupational therapy assistant. He received financial aid and grants that help him pay for college and for his expenses. He finds tutoring and academic support at the college to help him succeed. He is getting involved on campus – and he shared his experience with the college’s legislative delegation to a hushed and admiring crowd. Am I saying that this is easy? Not at all. And certainly, all of the credit for his success goes to Jody, who has his goal in sight and works hard every day to achieve it, despite his setbacks. But it is stories like this that make me so proud to work in education and provide access to the means and the resources for people like Jody – and you! – achieve a better life. A college education is within your reach. The sooner you complete your degree the sooner you can experience the quality of life that comes with it. By 2020, 72 percent of all Massachusetts jobs will require more than a high school diploma. So, the reality is that

most of us will need to have a college education to fill the jobs that are available tomorrow. At BCC, we have the ability to help our students develop confidence, create goals, and change the way they may feel about learning. We have the ability to help students like Jody every day, but we must work together to create a “college-going culture” in our community. Kudos to BayCoast Bank and EdUp for their initiative, “Get on the Bus.” Kudos to the teachers, principals, coaches, tutors and other educators who work in this great community. It is so important that we take the time to acknowledge their passion and dedication to our students. It is time to make education our number one priority in Southeastern Massachusetts and beyond. We can foster a college-going culture in Bristol County that will not only fill the jobs of tomorrow, but also better our communities through the quality of life that follows a college education. So dream big. Dream for yourself and your family. The tools for success are available – take advantage of the ways that college can work for you. Join with others like Jody to secure yourself a better future. Laura L. Douglas, Ph.D., is President of Bristol Community College and a member of the Bristol County Chamber of Commerce Education Committee.


“BAYCOAST BANK IS A TRUE LIFELINE FOR MY BUSINESS.”

Carol Mansfield, Owner South Coast Emergency Medical and STAT Ambulance, Dartmouth, MA

Getting to know you and your business is very important to the commercial banking officers at BayCoast Bank. We offer loans for purchase or refinance that will help make the typically complex commercial real estate purchase as effortless as possible. Just ask Carol.

JUST RIGHT® COMMERCIAL LOANS To learn how we can help you achieve your goals, visit BayCoastBank.com or call 508-678-7641.

Member FDIC Member DIF

All loans subject to approval.

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Financial Advice: Gather All Your Assets •

Checking and savings accounts.

Assets you own, such as your primary residence, a second home, rental property, and valuables—antiques, jewelry, or an art collection.

Debts, including your mortgage, credit card balances, and other loans and lines of credit.

Other investment vehicles, such as long-term care insurance, annuities, and life insurance policies.

“Understanding how much debt you have versus assets is a starting point for making improvements and creating more wealth over time,” Bartley adds.

Trust funds.

Rental income or other earnings beyond your primary source of income.

Putting the pieces together

Social Security statements.

So how do you collect everything you need? Financial advisors often start with a checklist of important information, Bartley says. Even when most of your assets are with a single company, there’s still information to gather from other sources.

This article was written by/for Wells Fargo Advisors and provided courtesy of Nelson Dias, Financial Advisor in Providence, RI at 401-459-6872. www.wfadvisors.com/ nelson.dias

their financial advisors end up doing their investment planning based on what amounts to faulty information. And that can result in a risk profile or asset mix that doesn’t represent your desires or needs. This is especially common among people who have assets spread across numerous financial institutions—you may have several 401(k) accounts from different jobs maintained at a variety of institutions, some online investments in another place, and your primary portfolio you maintain with your financial advisor. Investment planning is like doing a jigsaw puzzle except the pieces don’t always come in one box—often you have to gather them from a variety of sources. When putting an investment plan together, you have to combine information on assets, debt, insurance, and more to form the full picture of your financial life. However, people often forget about or lose some of their investment planning puzzle pieces, and then the picture is never really complete. It’s one reason why many people don’t have a complete picture of their financial life, says Elizabeth “Liz” Bartley, Sales Advisory Consultant at Wells Fargo Advisors. Why the full picture really matters “From an investment standpoint, you don’t really have a good gauge of how much risk you could potentially be taking,” if you aren’t looking at all of your holdings in conjunction with each other, Bartley says. It’s not just investments. Loans, including any student loans, business loans, or mortgages, may impact your overall plan, too. Without this full picture, individuals and 14

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Ask your financial advisor to keep copies of this information, which can function as a backup for your records. That’s especially valuable, Bartley says, in case anything happens to you. Your complete financial picture may include: •

Investment accounts with other institutions. This could include qualified employer-sponsored retirement plans (QRPs), such as a 401(k), 403(b), or governmental 457(b), still at previous employers, and IRAs.

Investments in securities and insurance products are: NOT FDIC-INSURED/ NOT BANK-GUARANTEED/MAY LOSE VALUE Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2018 Wells Fargo Clearing Services, LLC. All rights reserved.


Member Spotlight: Mastery School of Independent Learning

Our 21st century mastery level curriculum is based on the most recent research in curriculum development and is aligned with the same state and national standards required by public schools in Massachusetts. Our Mastery Level School is currently organized into four mastery levels.

Our structure eliminates traditional grade levels and brings students together in appropriate multi-age mastery levels.

Mastery School of Independent Learning

We have been open for 5 years and are open from 7:30 am to 5:00 pm Monday through Friday. Students attend classes all day.

30 Third Street Fall River, MA 02720 774.294.5539 www.masteryschool.us

Your business success is our personal commitment.

Our Fall River commercial lending team is ready to help your business grow. As the #1 small business lender in Bristol County* and an SBA Preferred Lender, we're known for great personal service, prompt, local decision-making and custom banking solutions. To discuss your financing needs, call 508-993-3472 or visit one of our branch locations. L-R: Roger Cabral, VP Commercial Lending; Joan Medeiros, VP Commercial Lending; Pete Selley, SVP Commercial Lending; Len Sullivan, First EVP & Sr. Loan Officer; Rich Farmer, VP Commercial Lending; & Michael Patacao, VP Commercial Lending.

www.bristolcountysavings.com

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

*Based on total loan originations as reported in the 2015 aggregate small business loan data to the Federal Reserve under the Community Reinvestment Act.

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Friday, June 1st 2018

College Day! Please consider participating in this event, aimed at raising awareness and aspirations about educational attainment in Bristol County. Sponsored in cooperation with the Bristol County Chamber of Commerce Education Committee

For additional information please contact Melissa Karam Panchley at: mpanchley@karamfg.com

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Space Available at 139 South Main Street, Fall River MA 40,000 SF Subdividable Space Available: • Office • Classroom • Retail • Commercial • Medical • Artist Work Space/ Studio • Fitness/Yoga Studio

• Easy highway access • Located between 2 parking garages

Nearby Amenities:

For additional information please contact Lynn Oliveira at l.oliveira@froed.org or (508) 324.2620

Did you know that the Bristol County Chamber of Commerce has an app? It’s free and easy. With our app and a tap, you can: Call the Chamber Access our Member Directory Browse our Member to Member Discounts and so Much More... Download Today!

NEW BEDFORD, Mass. (April 2018) Child & Family Services, a non-profit, human service agency that provides specialized programs to individuals and families in Massachusetts, is celebrating its 175th anniversary of strengthening the lives of children and families. The agency, founded in 1843 as the New Bedford Orphans Home, has grown steadily throughout its history from a single orphanage in New Bedford to the statewide human services agency it is today. At its 11 locations, Child & Family Services provides a variety of programs, including: adoption, post-adoption services, school-based programs, mental health care, Thursday, May 17, 2018therapeutic mentoring emergency services, 5:30 pm – 8:30 pm and many more. The Cultural Center 205 South Main Street,

Fall River, MA 175 years, with the sup“During the past port of our community, we have grown into one of the largest social services orga-

• Cafe & Coffee Shops • Restaurants • Convenience Stores • Retail • Fall River Justice Center • Fall River Government Center • Post Office • Bus Terminal

nizations in Massachusetts, and we are very thankful for the support of our elected officials, donors, volunteers and employees,” said Anne Sampaio, Executive Director of Child & Family Services. “We are looking forward to many more great years helping our community members live happy and healthy lives.” During its 175 years, Child & Family Services has evolved constantly in response to the community’s needs, including offering free care to the children of soldiers during World War I and creating the Milk and Food Fund for undernourished children during the Great Depression and World War II. The agency has also made great strides to remove the stigma attached to mental health disorders and has seen progress in the evolution of mental health care throughout the years.

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MEMBER TO MEMBER DISCOUNTS MAKE SHOPPING LOCALLY EASY! 3RD EYE PHOTOGRAPHY 10% Off & Free Initial Consultation (508) 212.9052 ACCURATE SERVICE, INC 10% Off Storage (508) 674.5773 APPLEBEE’S FALL RIVER 10% Off, Food Only (508) 675.1110 ASEAMS Free Alterations with 1st Purchase (774) 634.8307 AT YOUR SERVICE 10% Off (508) 677.6700 BAKER SIGN WORKS 10 % Off, $500+ (508) 674.6600 BARRETT’S ALEHOUSE One 1/2 price app w/any purchase (up to $5 value) (508) 674.3600 BATTLESHIP COVE 20% Off (508) 678.1100 BK’S TAVERN 15% Off, Food Only (508) 675.5044 BLOUNT CLAM SHACK & COMPANY STORE 10% Off (774) 888.0050 BOYS & GIRLS CLUB 15% Off Senior Membership (508) 672.6340

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CAMARA’S HEATING & AIR CONDITIONING 10% Off (508) 636.8325 CENTER FOR SIGHT $50 Off Pair of Eyeglasses/$500.00 Off Lasik (508) 730.2020 CHILDREN’S MUSEUM OF GREATER FALL RIVER 10% Off Admission (508) 672.0033

EMPIRE HYUNDAI, INC. 10% Off Parts & Labor 15% Off All Accessories Purchased at Parts Counter/Service Desk (508) 673.7646 FINANCIAL PLANNING ALTERNATIVES Complimentary 1 hr initial consultation & $250 Off Comprehensive Financial Plan (508) 636.6521 1125 State Road Westport, MA

COMFORT INN & SUITES 10% Off Room Rates (508) 672.0011

FLUID PROFESSIONAL BARTENDING SERVICES 20% Off Total Event Services (508) 567.1560

CORPORATE IMAGE APPAREL INC. 10% Off (508) 676.3099

GASPAR’S LANDSCAPING 10% Off (508) 677.3502

DAVE’S TIRE PRO’S 10% Off Parts with Repairs 10% Off Tires (508) 679.6482

GENERAL FITNESS 20% Off All Memberships (508) 677.4933

D.E. RODRIGUES & CO. Free Initial Consultation (508) 679.6079 DELKEN DRY CLEANING 10% Off (508) 679.0999 DOTTIE LEBEAU FOOD SAFETY CONSULTANT 10% Off First Inspection (401) 385.9040 E2SOL LLC 10% Off (401) 489.2273 EDIBLE ARRANGEMENTS 10% Off Any Purchase of a Smoothie (508) 730.3410

GOT SUN GO SOLAR $500 Off (774) 229.2986 INDOFF/DARTMOUTH 10% Off (508) 971.4141 INTERACTIVE PALETTE 5% Off Website Packages (781) 930.3199 JEWELS DAY SPA MEDICAL AESTHETICS 10% OFF (508) 672.1316 LAZER GATE 10% Off (508) 730.1230


SHOPPING LOCALLY REALLY DOES MAKE A DIFFERENCE! MALLARD PRINTING 10% Discount (508) 675.5733

RADIO VOZ DO EMIGRANTE 15% Off (508) 207.8382

MEGANET COMMUNICATIONS 10% Off, One Month Free (508) 646.0030

REMAX, DAWN RUSIN $500 Off Closing Costs or a Complimentary Moving Van (508) 677.3629

MF DEVINE AND SONS SEPTIC SERVICE 10% Off (508) 904.7847 devineseptic.com NETWORK CLEANING SERVICE, INC. 10% Off (401) 439.1383 NEXT MONITORING, INC. 1 Month Free (508) 379.6315 O’BRIEN PLUMBING & HEATING, CO. 10% Off (508) 679.3368 PATTI’S PIEROGIES 10% Off, International Platter (508) 679.4001 PAWTUCKET RED SOX Buy 25 Flex Tickets & Save $25.00 (401) 724.7300 PAYROLL EXPRESS We Will Beat Competitor Pricing (508) 679.1858

ROB ROY ACADEMY Complimentary Service (Excludes Chemical Services, including color, perm.) (508) 672.4751 SALON ELEGANCE & SPA 10% Off any Spa Service/$20 Off First Facial (508) 642.9178 SECURED STAFFING We Will Beat Competitor’s Pricing (508) 567.5083 SENIOR FUNDING GROUP $500 Off Reverse Mortgage Closing Costs (508) 646.4351 Contact: Mike Kennedy SMOKIEZ, INC 10% Off (excludes cigarettes) (508) 672.1111 SOMERSET CHRYSLER DODGE JEEP 10% Off Parts and Labor (508) 675.1106 SOMERSET DECORATING 10% Off (508) 674.8596

PERFORMANCE AUTO CENTER 10% Off (508) 675.4777

SOMERSET TOURS & TRAVEL $50 Gift Certificate w/any 7-Day Booked Cruise (774) 365.4288

PURE HEADSPA 20% Off First-Time Client (774) 526.7293

STRIVE GYMNASTICS & FITNESS 10% Off (508) 567.3830

SPINDLE CITY AUTO GLASS 10% Off Any Service (May not be combined with other offers) (508) 677.3063 SULLIVAN TIRE & AUTO Full Service Regular Oil Change $19.95 (508) 674.4068 TOWN CAR TRAVEL LIMOUSINE 10% Off (508) 379.9088 THINKTECH COMPUTER Free 27- Point Network Audit (508) 992.2541 TIPSY TOBOGGAN 10% Discount (508) 944.3728 TRANSANALYSIS, INC. First Month Free (508) 646.1000 UPLAND ARCHITECTS 10% Off Services (774) 430.3390 VENUS NAILS AND SPA, LLC 10% Off on all services (508) 456.2222 VITAL NUTRITION $1.00 Off Your First Shake or 20 % Off Your First Order (508) 617.4662 FUN 107/ WBSM 25% Off Advertising for New Clients Townsquare Media (508) 999.6690 WICKED KICKIN CHEESECAKES 10 % Off (774) 309.3133 WSAR 1480 AM 25% Off Advertising for New Clients Only (508) 678.9727

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