Page 1

BRISTOL COUNTY BUSINESS NEWS The Official Publication of the Bristol County Chamber of Commerce, Inc. July 2017 Edition

2017 Co-Title Sponsors

Difficult Legislative Session for Businesses

By: Robert A. Mellion, Esq. President & CEO, Bristol County Chamber of Commerce, Inc.

This legislative session is looking to be very tough on Massachusetts businesses. In addition to anti-business bills that if enacted would mandate Employer Paid Family and Medical Leave, Strict Scheduling, a $15 Minimum Wage, the Millionaire’s Tax (another tax on businesses) and increases in energy costs, it was announced in January that a $600 million shortfall in MassHealth needed to be filled through the establishment of a healthcare assessment on employers. The proposed assessment was originally set at $2000 per employee, unless the company contributed $4,950 per year toward their full time employees’ health insurance costs and had a participation rate of greater than, or equal to, 80%. The original assessment was Draconian. That is why the Bristol County Chamber of Commerce worked to amend it. To be clear, small businesses, a majority of whom offer their employees good health insurance plans, did not create the existing fiscal dilemma where over 30% of Massachusetts residents are enrolled in MassHealth. It is also important to acknowledge that health care costs make up more than 40% of Massachusetts’ proposed $40.7 billion FY2018 Budget. This is why the Chamber and other business associations are calling for the exceptionally high cost of health care to be addressed before enacting new ways to take money from businesses. Since the original announcement of a health care assessment on businesses the House and Senate have both moved forward with

their FY2018 Budgets. Both plans included language that will establish a healthcare assessment on businesses. Consequently, the healthcare assessment was forthcoming. The only question remaining was how great of an impact would the assessment have on employers. This was the set of circumstances faced by the Bristol County Chamber of Commerce and its partner associations. Essentially, we were staring at a set of lose – lose scenarios. Simultaneously, member businesses are bracing for other anti-business legislation. Rather than allow the worst to happen, the Chamber elected to participate on a compromise effort that may help stabilize the Massachusetts Medicaid and Unemployment Insurance systems, while also offsetting the impacts of an employer healthcare assessment with savings to businesses elsewhere. The compromise under consideration allows for a temporary employer healthcare assessment to be put to use as “bridge financing” in order to capitalize the MassHealth program until the long-term reforms are implemented. Most impacted will be the companies that leverage MassHealth for their employees instead of offering an employer health insurance plan of their own. The assessment’s impacts would be offset by a two-year Unemployment Insurance rate adjustment that could save employers $335 million over two years versus what they will pay under the current rates. A sunset provision on the assessment is included in the

compromise plan. Also addressed within the compromise are the Chamber’s concerns about the costs of health care in Massachusetts. These concerns are addressed by making structural cost containing reforms to MassHealth. There would also be cost-saving changes to the commercial health-insurance markets, including the introduction of incentives for patients to seek care at high-quality community hospitals. These are reforms that have been long sought after by the Chamber of Commerce. A compromise on the health care assessment is not a done deal, as it will require approvals from the Massachusetts Legislature and from federal officials. Know that the Bristol County Chamber of Commerce will keep you informed of any new developments. We will also continue our advocacy against Employer Paid Family and Medical Leave, Strict Scheduling, a $15 Minimum Wage, the Millionaire’s Tax (another tax on businesses) and increases in energy costs. Please help us in this fight by supporting your Chamber with membership. Respectfully,

Robert A. Mellion, Esq. President & CEO

2017 Silver Sponsors

2017 Media Sponsors



2017 Gold Sponsors



EST. 1911

Bristol County Business News: Monthly Publication, reaches 4,000 + per month Business Connection: Monthly Herald News Publication, reaches 45,000 + per month


Voice of Business: Weekly radio show, Wednesdays from 1:00 - 2:00 p.m., reaches 25,000 per month (1480 WSAR) World of Business: Weekly radio show, Thursdays from 4:00 - 5:00 p.m. (1400 WHTB) Bristol Business Connection: Chamber’s official TV show in partnership with Bristol Community College Airs monthly on FRC Media, Channel 95, Fridays at 5:30 p.m.

Chamber Social Media Outlets: Facebook: County Chamber of Commerce Twitter: Instagram: Pinterest: LinkedIn: County Chamber of Commerce

Term Ending 2019 Mike Bushell, St. Anne’s Hospital Bill Burns, SouthCoast Health Systems Catherine Dillon, BankFive Charlie Fellows, LaFrance Hospitality Doug Rodrigues, D.E. Rodrigues & Company, Inc Matthew Schondek, Fall River Municipal Credit Union Matt Zenni, Liberty Utilities


MANAGING EDITOR Jennifer Lourenco, Communications Manager ADVERTISING MANAGER Kimberly Coroa Moniz, Vice President The “Bristol County Business News” is produced monthly by the Bristol County Chamber of Commerce, Inc. The opinions featured in this publication do not necessarily reflect the views of the Chamber staff, nor of the members of the Chamber Board of Directors.


This newspaper is printed at the Standard Times. All letters to the editorial page must be signed and include a phone number. All submissions are welcome and should be sent via email to:

Term Ending in 2017 Jo Ann Bentley, Jo Ann Bentley - Architect LoriAnn Taylor Branco, Center for Sight Nick Christ, BayCoast Bank Rebecca Collins, Collins Construction Michael Lund, Borden Light Marina Carl Sawejko, Sawejko Communications Tobias Stapleton, UMass - Center for Innovation and Entrepreneurship Term Ending 2018 Carmen Aguilar, Bristol Community College Eileen M. Danahey, Saint Anne’s Credit Union Anthony Medeiros, Mechanics Cooperative Bank Marty Monteleon, Individual Arthur Pacheco, New York Life Jason Rua, RDA Insurance Dawn Rusin, Re/Max Right Choice

Chamber Website: Over 4,000 hits per month

PUBLISHER Robert A. Mellion, Esq., President & CEO

Chair of the Board: Carl Garcia, Carl’s Collision Center, Inc Immediate Past Chair: Scott O’Brien, O’Brien’s Plumbing & Heating, Inc. Chair Elect: Brian LeComte, Gold Medal Bakery First Vice Chair: Curtis Nelson, Nelson Insurance & Financial Services Second Vice Chair: Bill Perkins, People Incorporated Treasurer: Roger Cabral, Bristol County Savings Bank Clerk: Monte Ferris, Quality Inn Somerset & Venus de Milo President and CEO & General Counsel: Robert A. Mellion, Esq.

EX-OFFICIO MEMBERS: Frank Marchione, President, FROED Kenneth Fiola Jr., Esq., Executive Vice President, FROED Melinda Ailes, Senior Business Advisor Clifford Robbins, Senior Business Advisor Daniel Lilly, Government Sales Advisor Anne Fenton, Client Services Coordinator Alison Moriarty, Administrative Assistant Jill Beresford, Senior Business Advisor Nancy Lowd, Senior Business Advisor

CHAMBER STAFF: Robert A. Mellion, Esq., President, CEO & General Counsel Kimberly Coroa Moniz, Vice President Dan Balboni, Director of Business Development Courtney Krystman, Manager of Operations & Finance Jennifer Lourenco, Communications Manager

The Massachusetts Small Business Center (MSBDC) Network provides on-to-one free comprehensive and confidential services focusing on, business growth and strategies, financing and loan assistance as well as strategic, marketing and operational analysis. In addition, low cost educational training programs are offered across the state targeted to the needs of small business. Massachusetts Small Business Development Center Network 200 Pocasset Street, Fall River, MA 02721 Phone: (508) 673-9783

Fax: (508) 674-1929

MISSION STATEMENT The mission of the Bristol County Chamber of Commerce, Inc. is to be the primary business and community information source for its members and the public to provide networking opportunities for its members; and serve as an advocate, on behalf of its members, at the local, state and federal government levels. Bristol County Chamber of Commerce, Inc. 200 Pocasset Street, Fall River, MA 02721 Phone: (508) 676-8226 Fax: (508) 675-5932


All meetings are held at the Chamber unless otherwise noted

07/12 WED.........................Ambassador’s Committee Meeting 12 p.m. 07/13 THURS..........................................Business After Hours Located: Jerry Remy’s 1082 Davol Street, Fall River MA Sponsored by: Anthony Cordeiro Insurance 5:00 p.m. - 7:00 p.m. 07/14 FRI.................................Education Committee Meeting 11:30 a.m. 07/17 MON..........................Membership Committee Meeting 3:00 p.m. 07/21 FRI.....................................Government Affairs Meeting 8:00 a.m. 07/24 MON...............................Executive Committee Meeting 12 p.m. 07/24 MON.................................Cultural Committee Meeting 2 p.m. 07/26 WED.........................................................Board Meeting 11:45 a.m. 07/27 THURS..........................................Business After Hours Located: The Tipsy Seagull 1 Ferry Street, Fall River MA Sponsored by: The Tipsy Seagull 5:00 p.m. - 7:00 p.m.

IN THIS EDITION Member Spotlights............. Page(s) 5, 6 & 11 Business News.................... Page(s) 8, 9 Education News................

Page(s) 12

Business Advice.................. Page(s) 4 Human Resource Advice.. Page(s) 10 Member Discounts............. Page(s) 14 & 15


Business Advice: Changing Jobs: Four Options for Your Retirement Plan Savings The days of working for the same company for thirty years and retiring with a gold watch and a pension, for most, are long gone. Chances are you will find yourself changing jobs a number of times over the course of your career – either by choice or as the result of a layoff or restructuring. Each time you change jobs you’ll need to decide what to do with assets you’ve accumulated in your 401(k) or other employer retirement savings plan. These savings can represent a significant portion of your retirement fund, so it’s important you carefully evaluate all of the options before taking action. Generally, you have four options for your retirement plan savings – roll the assets to an Individual Retirement Account (IRA), leave the funds with your former employer, move savings to your new employer’s plan, or withdraw or “distribute” the money. The following highlights some of the advantages and points to consider with each of these options. Roll the assets to an IRA. Rolling your retirement savings to an IRA allows your assets to continue their tax-advantaged status and growth potential, the same as in your employer’s plan. You can continue to make annual contributions, if eligible. In addition, an IRA often gives you access to more investment options than are typically available in an employer’s plan. Depending on where you have your IRA, you also may have access to investment advice. There are several more things to consider before rolling your assets to an IRA. Take a look at the fees and expenses, investment options, services offered, when penalty free withdrawals are available, treatment of employer stock, when required minimum distributions begin and protection of assets from creditors and bankruptcy you may receive with an IRA compared to those for your employer plan. Additionally, if potentially borrowing from your retirement savings is important, you should know that you can’t take a loan from an IRA (some employer plans may allow loans under certain circumstances). Investing and maintaining assets in an IRA will generally involve higher costs than those associated with employer-sponsored retirement plans. You should consult with the plan administrator and a professional tax advisor before making any decisions regarding your retirement assets.


Leave the funds with your former employer. You may be able to leave your retirement plan savings in your former employer’s plan, assuming the plan allows you do so and you are satisfied with the investment options. While this approach requires nothing of you in

the short term, managing multiple retirement accounts can be cumbersome and confusing in the long run. And, you will continue to be subject to the plan’s rules regarding investment choices, distribution options, and loan availability. If you choose to leave your savings with your former employer, remember to periodically review your investments and carefully track associated account documents and information. Move savings to your new employer’s plan. If you’re joining a new company, moving your retirement savings to your new employer’s plan may make sense. You’ll need to check with the human resources department or plan administrator to see if this is possible. Moving your retirement savings to your new employer may be appropriate if you want to keep your retirement savings in one account, and if you’re satisfied with the investment choices offered by your new employer’s plan. This alternative shares many of the same features and considerations of leaving your money with your former employer as outlined above. Withdraw or “distribute” the money. While it may be tempting to take money out of your retirement plan savings and splurge on a trip or big ticket item, you should carefully consider all of the financial consequences before cashing out. The impact will vary depending on your age and tax situation. If you tap into your retirement plan savings prior to age 59 ½, you may be subject to both ordinary income taxes and a 10% IRS tax penalty. If you absolutely must access the money, you may want to consider withdrawing only what you need until you can find other sources of cash. If you happen to own large amounts of appreciated company stock in your 401(k), you should consider other options before rolling over these assets to an IRA or another employer plan. Favorable tax treatment of gains on the value of the stock may make it more beneficial to take a lump-sum distribution of the company stock and pay taxes now at a lower rate. This favorable tax treatment of appreciated employer stock is lost if it is moved into another retirement plan or IRA. Consult your tax advisor for more information. Whichever route you take, it is important to understand your options and potential consequences before making the decision. Talk with your Financial Advisor and plan administrator before taking any action with

the funds in your 401(k). Each of these options has advantages and disadvantages and the one that is best for you depends on your individual circumstances. You should consider features such as investment choices, fees and expenses, and services offered. Our firm does not provide legal or tax advice. This article was written by/for Wells Fargo Advisors and provided courtesy of Nelson Dias, Financial Advisors in Providence, RI at 401-459-6872. Investments in securities and insurance products are: NOT FDIC-INSURED/NOT BANK-GUARANTEED/MAY LOSE VALUE Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2016 Wells Fargo Clearing Services, LLC. All rights reserved

"Representing Fine Companies Such as"

Fall River Office 155 North Main Street Phone: 508-673-5808

New Bedford Office Taunton Office 949 Ashley Blvd. 53 County Street Phone: 508-823-0073 Phone: 508-998-2101

Member Spotlight: Next monitoring inc. Since 2008, Next Monitoring, Inc. owner Raymond D. Melanson has been helping elders to feel safe and secure while simultaneously living an independent life. Raymond is a Master Electrician with over 25 years’ experience in the electric and alarm industry and has unparalleled knowledge and hands-on experience in elder safety. Based in Swansea, MA, Next Monitoring, Inc. is a family owned business that takes enormous pride in providing the community with high-quality UL Listed products along with sincere good old fashioned service. Serving Massachusetts and Rhode Island, their monitoring partners

have over 50 years of experience and they continually set the standard for service and reliability with their trained personnel. Next Monitoring Inc. offers 24/7 alert systems for individuals with the assistance of a panic button or fall detector. With a new GPS On-The-Go Unit, individuals can be active and independent, knowing they have access to assistance when needed. Discover first-hand how simple it is to make sure your loved one feels safe, secure and protected. You can rest assured every night knowing that they are never alone because we are a simple button push away should they need help! Call them today at: (800) 924.0975

Your business success is our personal commitment.

Our Fall River commercial lending team is ready to help your business grow. As the #1 small business lender in Bristol County* and an SBA Preferred Lender, we're known for great personal service, prompt, local decision-making and custom banking solutions. To discuss your financing needs, call 508-993-3472 or visit one of our branch locations. L-R: Roger Cabral, VP Commercial Lending; Joan Medeiros, VP Commercial Lending; Pete Selley, SVP Commercial Lending; Len Sullivan, First EVP & Sr. Loan Officer; Rich Farmer, VP Commercial Lending; & Michael Patacao, VP Commercial Lending.

Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

*Based on total loan originations as reported in the 2015 aggregate small business loan data to the Federal Reserve under the Community Reinvestment Act.


MeMBer spotlight: FMc ice sports

works hard to create a fun, safe and healthy environment for our skaters to learn and grow – and hopefully become lifelong skaters!

Established in 1992, FMC Ice Sports is an innovative leader of public recreational facility management, specializing in ice arena operations. We believe in creating a family-friendly environment in all 24 of our arenas across Massachusetts, and are proud to operate Bristol County area locations such as Driscoll Arena in Fall River, Hetland Arena in New Bedford, Aleixo Arena in Taunton and the Raynham Iceplex. We provide a wide variety of programs for all ages and abilities, from Public Skating to our easy-tofollow step system for Learn To Skate. Our staff

FMC’s goal is to increase participation by focusing its efforts on high quality and affordable programming with a reasonable time commitment that can benefit beginner to advanced players in any age. The Bruins FUNdamentals Beginner Hockey School introduces hockey and prepares them for entry into organized youth hockey by developing strong skating skills and ice hockey fundamentals. We also offer drop-in programs such as Public Hockey, Stick Time and higher-level developmental programs for hockey skaters such as Total Skill & Powerskating. Programs, leagues, and public sessions for children and adults can be found on our website! Our figure skaters have the opportunity to perform and compete through the Ice Skating Institute (ISI). Join the FMC Figure Skating Club, join us for a Specialty Class or Skating Clinics for supplemental instruction to enhance your skating experience and prepare for an upcoming show at your local arena.

Dave’s Tire & Auto Service (508) 679-6482

Guaranteed Service & Repairs for Domestic & Foreign Cars, Light Trucks & SUV's • Computerized Wheel Alignment • Brakes/Front End • Shocks & Struts • Tune-ups/ Oil Change • Air Conditioning • Mufflers/Exhaust 352 Bedford Street Fall River Open Monday - Saturday at 7:30 a.m. Mention this ad for a 10% discount on parts with repairs


Have you thought about having your next birthday party on ice? Our arenas are host to birthday parties all year long, so give us a call at 888-74-SKATE for more information or to book! Our goal at FMC Ice Sports is to make our community a better place, one skater at a time. Through teamwork and continuing to deliver programs that promote positive experiences we hope we can impact Bristol County in the best ways possible. Visit our website to learn more: www.fmcicesports.

New Chamber Members Thank you to the many members who helped make our

Upland Architects Joined 6/1/17

Long Moving and Storage LLC Joined 6/5/17

Saber Auto Body Joined 6/8/17

Annual Membership Drive a success! Membership Matters! For additional information on joining The Bristol County Chamber of Commerce please contact: Dan Balboni Director of Business Development (508) 676.8226

Strategic Insurance & Risk Solutions Joined 6/13/17

Rhode Island Public Radio Joined 6/15/17

E2SOL LLC EfďŹ cient Energy Solutions Joined 6/26/17

SNEEF Southern New England Entrepreneurs Forum Joined 6/27/17

Yamato Asian Bistro & Sushi Joined 6/27/17


Business neWs: BAKer-polito AdMinistrAtion proposes liFe sciences initiAtive mitment to economic growth and patients.”

BOSTON— The Baker-Polito Administration recently announced a legislative proposal to bolster Massachusetts’ leadership in the life sciences sector, which would provide up to $500 million over five years for strategic investments in public infrastructure, research and development, workforce training and education, including up to $295 million in capital authorization and up to $150 million job-creating tax incentives. The funding will continue to be managed by the Massachusetts Life Sciences Center (MLSC), which is co-chaired by Administration and Finance Secretary Kristen Lepore and Housing and Economic Development Secretary Jay Ash. “We are committed to supporting the public-private partnerships and strategic investments that have made Massachusetts a global leader in the life sciences, research, development and medical advancements,” said Governor Charlie Baker. “This proposal empowers the Commonwealth and

the Massachusetts Life Sciences Center to continue that success, attracting world-class companies in innovation and technology, giving researchers the best available tools and educational environment, training our workforce and providing successful careers here in Massachusetts.” “Our administration has a strong commitment to increasing educational opportunities in science, technology, engineering and math for students across Massachusetts,” said Lieutenant Governor Karyn Polito. “We have a talented pipeline ready to lead and learn in the life sciences, and through this proposal, we are excited to provide more opportunities for the Commonwealth’s fastest growing industry.” “Massachusetts is recognized as a leading global hub for life science innovation and advancement, and our financial commitment will ensure that we continue to hold on to that distinction,” said Kristen Lepore, Secretary of Administra-

195 Broadway, Fall River, MA


Open Wednesday evenings until 8:00 pm Hours: Mon. - Fri. 8:00 am - 4:30 pm, Wed. until 8:00 pm, Sat. 8:00 am - 3:00 pm Locations: Fall River, MA • Plainville, MA • Hyannis, MA • Cranston, RI HVAC Locations: Woburn, MA • Avon, MA • East Hartford, CT


tion and Finance. “These strategic investments will enhance the workforce skills and economic vitality in the Commonwealth.” “Massachusetts’ unique combination of workforce, academic institutions, hospitals, infrastructure, and financing opportunities allowed us to develop, over the last three decades, a leading biotech cluster. The addition of the Life Sciences Initiative made us the best in the world. The announcement by Governor Baker recognizes that in order to remain on top, we must continue to foster a consistent and welcoming business environment for life sciences companies to grow and move here,” said Robert K. Coughlin, President and CEO of MassBio. “For Massachusetts residents Governor Baker’s actions mean more high paying jobs in all corners of the state for years to come. For patients of the world, it means more breakthrough cures and treatments will reach them faster. I applaud the Baker Administration for their vision and com-

Strategic priorities for the initiative include strengthening investments in human capital to fortify the state’s skilled workforce pipeline, expanding opportunities for companies to access both private investment capital and dynamic public infrastructure resources, developing new scientific innovations that deliver higher outcome, affordable therapies to patients, and leading the convergence revolution in digital health, biopharma, medical devices and engineering. “This proposal will build upon previous investment by the BakerPolito Administration that has propelled Massachusetts to the top of so many national lists including innovation, growth potential and R&D investment,” said Executive Office of Housing and Economic Development Secretary, Jay Ash. “It will also allow the state to remain competitive, enhance workforce training opportunities, leverage tax incentives to encourage new job creation, and launch infrastructure projects that will reinforce the global competitiveness (continued)

of R&D centers and the development of a robust biomanufacturing sector.” “The Baker-Polito administration has always been a supporter of the Life Sciences Initiative and by extension, the Massachusetts Life Sciences Center. The bill that has been filed to reauthorize investments in the life sciences throughout the Commonwealth is a clear signal that the administration’s goals are closely aligned with those of the state’s most prominent industry,” said Travis McCready, President & CEO of the Massachusetts Life Sciences Center. “At the Life Sciences Center, we are looking forward to improving upon the first iteration of this initiative and continuing to support Massachusetts’ position as the global leader in life sciences.” The five-year, $295 million bond authorization in the proposal would provide capital funding that will enable the state to strengthen the ecosystem through collaborations that maximize third-party investments and sharpen the Commonwealth’s competitive edge. “Shire is thrilled to be part of the world’s leading biotech cluster here in Massachusetts and we thank Governor Baker and our partners in government for understanding the important impact the life sciences sector has on patients and our communities,” said Flemming Ornskov, M.D., M.P.H., CEO of Shire. “The MA Life Sciences Center plays a key role in keeping Massachusetts a global life sciences leader and we look forward to continuing our work with them in the future.”

“The life sciences industry is a major economic driver for the Commonwealth, and the cornerstone of our thriving biomedical innovation ecosystem that produces treatments and cures to save lives around the world,” said Dr. Jeffrey Leiden, M.D., Ph.D., Chairman, President and CEO of Vertex. “Vertex calls Massachusetts home because the Commonwealth is the global leader in life sciences, and this legislation, coupled with the Governor’s tremendous support for the industry, will provide the tools necessary to maintain our leadership position.” The Commonwealth is now arguably the biotech capital of the world, and the Massachusetts Life Sciences Initiative – now a widely copied model for collaboration between the State, corporations and universities – was crucial fuel that propelled the region to this position of global strength,” said Rafael Reif, President of the Massachusetts Institute of Technology. “As a community of researchers, students and inventors, at MIT we are deeply grateful for Governor Baker’s vision and leadership in reauthorizing the Initiative, we are eager to help write the next exciting chapter in the state’s economic growth, and we are delighted to be part of a community doing so much, through the life sciences, to make a better world. “We are grateful to Governor Baker and the Massachusetts Life Sciences Center for their continued commitment and support to the life sciences community in the Commonwealth,” said Laurie

H. Glimcher, President and CEO of Dana-Farber Cancer Institute. “This renewed funding demonstrates important support for our life sciences’ ecosystem that benefits our economy, biomedical research and our patients.” “The Mass Life Sciences Center has been instrumental in creating a strong life sciences ecosystem in Massachusetts by providing support for startup companies, workforce development, and tax incentives,” said Dr. David Walt, Chair of the MLSC Scientific Advisory Board. “Continued support from the Commonwealth for these high-quality programs will enable entrepreneurs and businesses to succeed in bringing transformative technologies and therapies to the marketplace in a competitive global life sciences market.” In addition to seeking new capital authorization for the MLSC, the administration’s legislative proposal also extends and expands the authorization of a key state tax credit that finances job growth. The proposal would permit the MLSC to award tax incentives for an additional ten years and increases the MLSC’s current annual statutory cap up to $30 million on tax credit awards. Under its current structure, the tax incentive program provides a cost-effective way of attracting new and relocating companies to the Commonwealth while ensuring the state retains current commercial activity and captures investments from future growth. The program’s track record shows that once incentives anchor job creation,

companies will exceed their growth projections by larger margins, creating further leverage on the state’s incentive awards. Investment Fund programs will be funded a projected $55 million over five years through the annual consolidated net surplus, the same funding mechanism as the current initiative. Building on prior initiatives, this proposal further distinguishes Massachusetts as the global leader in life sciences. Since its inception, Massachusetts, through the MLSC, has invested more than $650 million across the state, including: • More than $429 million in capital infrastructure grants, giving Massachusetts multiple state-ofthe-art facilities that have improved research, manufacturing and administrative capabilities for the companies and institutions throughout the Commonwealth • More than $116 million to medium-to-large companies committed to growing jobs within the Commonwealth through the MLSC Tax Incentive Program

Business After Hours 2017 Schedule

Thursday 7/13 5:00 - 7:00 p.m. Location: Jerry Remy’ Sponsored by: Anthony Cordeiro Insurance Thursday 7/27 5:00 - 7:00 p.m. Location: Tipsy Seagull Sponsored by: Tipsy Seagull Wednesday, 8/9 5:00 - 7:00 p.m. Location: 99 S. Main Street Fall River, MA Sponsored by: Justice Resource Institute Wednesday 8/30 5:00 - 7:00 p.m. Location: 330 Swansea Mall Drive, Swansea, MA Sponsored by: BayCoast Bank Wednesday 9/27 5:00 - 7:00 p.m. Location: TBD Sponsored by: Bank Five Wednesday 10/25 5:00 - 7:00 p.m. Location: People, Inc. 4 South Main Street Fall River, MA Sponsored by: People, Inc.

• $62 million outfitting lab space in middle schools and high schools, advancing scientific research, subsidizing internships and developing programs to educate the state’s workforce

Thursday, 11/16 5:00 - 7:00 p.m. Location: Venus de Milo, Swansea MA Sponsored by: Venus de Milo, The Herald News & The Bristol County Chamber of Commerce

• $33 million via grants and loans for small-to-medium sized businesses in the life sciences

Thursday 12/7 5:00 - 7:00 p.m. Location: White’s of Westport 66 State Rd. Westport, MA Sponsored by: White’s & Carl’s Collision


huMAn resource Advice: cations, and applicant approvals as well as an easy-to-use online service portal. B. Before the Background Check:

The Key Steps to Background Check Best Practices Running a background check on future employees has become a matter of necessity, since many applicants make false claims on their job applications and resumes or have been involved in criminal activities which they do not disclose. It is critical to the success of your company to know as much as you can about the person you hire. The Return on Investment (ROI) by using background checking as a Best Practice can be up to 900%, if you think of what a bad hire will cost you in terms of lost productivity, wasted training dollars, dissatisfied customers and potential legal litigation. The Best Practices – Key steps to preparing for and conducting employment background checks: A. Establish Basic Policies and Procedures: 1. Establish your Background Check Policy process and guidelines. 2. Background check all potential employers: including executives, full-time employees, part-time employees, temps, contractors, and volunteers. 3. Limit access to background check information and files to select personnel, a secure online site with limited user access.

2. Use a Job Application that requires the applicant to document all employment, education, certification, and other job requirements. An online ATS can make job applications and job descriptions seamless and document your due diligence hiring practices. 3. The Background Check Authorization and Release must be a separate document from the application. You need to provide instructions to the applicant to completely fill out the application and provide a place for the applicant to sign and certify the accuracy of all information. 4. As the employer, you need to clearly acknowledge the consequences of false information in your application process. 5. Carefully establish a selection process for each position. Some openings require multiple interviews by several people focusing on experience, technical skills, people skills, communication skills, problem solving ability, etc. Let us show you how to make your interviewing process consistent, less tedious and more efficient. C. Conduct A Thorough Background Check: 1. View originals of any supporting documents provided by applicants. Make copies for your files.

4. The most common records to search are criminal records, driving records, education verifications, sex offender registry, reference checks and credit checks.

2. Require final applicants to completely fill out and sign the application, certify accuracy of all information, and acknowledge the consequences of false information.

5. As an employer, you need to consider the position in question when determining what searches to include as not all positions require the same degree of checking and always use the same search process for every applicant being considered. Let TalentValue assist you in determining your criteria.

3. It is also important that the employer clearly state that they reserve the right to withdraw any offer of employment or consideration for employment, or discharge an employee, upon finding falsification, misrepresentation, or omission of fact on an employment application, resume, other attachments, or in verbal statements, regardless of when it is discovered.

6. Failure by employers to follow FCRA (Fair Credit Reporting Act) guidelines can result in hefty penalties for you. 7. Your Background Check Provider, can help you with the necessary employer documentation, applicant notifi-


1. Employers need to clearly identify the skills and experience required for the position. The best place to start is with a job description that accurately describes your opening at your company, not a generic job description downloaded from the internet.

4. Provide the applicant with the required written notifications and obtain applicant’s signature on written notification and release. 5. Employers may also conduct background checks at

other times during employment, such as during reassignment or promotional periods, following safety infractions or annual renewal of insurance policies (company vehicles). 6. Conducts background checks in compliance with the federal Fair Credit Reporting Act (FCRA), the Americans with Disabilities Act (ADA), and all other applicable local, state, and federal laws and regulations. 7. At any time, applicants and/or employees may request and receive a copy of requested “investigative consumer reports.” Your background check provider, we will assist you in providing this report to any inquiry. D. What constitutes a basic background check: 1. Social Security Number Scan – checking to see if it is valid and where it was issued. 2. National Felony and Misdemeanor and Global Watch List Check, to make sure candidates have no convictions not reported to your state of county records 3. County Criminal Record Check – specific counties where they have resided in the last 7 years 4. Employment Verification – confirmation of applicant’s past employment dates is correct as well as the title of the position they held. 5. Education Verification – high school or a GED graduate, received a college degree including graduate degrees from an accredited university degree program and all other appropriate certifications. 6. Motor Vehicle Report for people who you need to operate a motor vehicle during their day to day employment. 7. Drug Screening Tests- test for drug abuse especially in today’s problems with Opioid and Heroin epidemics. Abuser are less productive and less reliable than nonusers. 8. Workers’ Compensation History – this can only be done on a post-hire situation. By: Ken Graves, CEO TalentValue International and Veriproved Screening. For more information on background screening contact 508.468.0233 HR System Solutions & Technologies Office: 401.463.0200 ext. 202 Cell: 508.468.0233

Member Spotlight: South Shore Contracting

Fall River, MA - South Shore Contracting is one of New England's premier construction companies. Licensed and insured in Massachusetts and Rhode Island, South Shore Contracting specializes in commercial and industrial construction.

them online at South Shore Contracting will match competitor’s bids and if you mention this article you will receive a 5% discount on your deposit!

South Shore Contracting was established in 2008 by Richard DaSilva, who has a strong background in engineering. Richard’s brother, Alex Rego, joined the company in 2011 and specializes in business management.

For your dose of Reality... Call 508-676-2515

South Shore Contracting currently employs over 70 individuals who take pride in their work and aim to provide you with a professional experience, from start to finish. South Shore Contracting also has their own, in-house subcontractors (plumbers, electricians, engineers for structural, mechanical and civil site engineering) and offers in-house excavation, framing and concrete work. For additional information give South Shore Contracting a call today at (774) 309.4772 or visit


Moving the needle: the attention of children and their parents on college from a very young age. Research has demonstrated that support aimed at higher educational attainment is a powerful tool for getting children to aspire toward college attendance. Children learn college fight songs, wear college gear, meet local residents who have achieved their own dreams through education, and spend the day immersed in activities designed to bring college attainment into their sphere. • Other information opportunities include the Chamber’s The Voice of Business radio show, where host Robert Mellion, Esq., President and CEO of the Chamber often invites educational leaders on to discuss the business and education connection. • The Committee has taken editorial stands on policy topics, including the effort last year to encourage the local school districts to fund net services spending at levels required by the Commonwealth.

An interesting statistic caught my attention recently. Southeastern Massachusetts is starting to move the needle to improve educational attainment. Over the past number of years, the Education Committee of the Bristol County Chamber of Commerce has worked to get those numbers to improve. Southeastern Massachusetts has been crippled for too long by a lack of educational achievement. The world of work is changing fast, and research shows that more than 60 percent of the job openings in the next decade will require a post-secondary credential. Our region, and most particularly in the cities of Fall River and New Bedford, have historically lagged in high school graduation and college completion. The great news is that both Fall River and New Bedford saw significant gains last year in completion rates – a 15% increase in high school completion and 3% increase for college completion. Kudos to the educators, parents, and the students themselves for their hard work that is turning these completion numbers around. They deserve our congratulations and continued support. This information emerged in the draft report of the Southeastern Regional Planning and Economic Development District, or SRPEDD. The organization plans for the future of southeastern Massachusetts, focusing on a number of issues that affect economic opportunity. They look at educational attainment because it is clear it improves the capacity to earn a good living, as well as makes a region more attractive to businesses who may want to take advantage of the


great quality of life we offer. The U.S. Census reports that those with a bachelor’s degree make an average of $1 million more over their lifetime than someone with a high school diploma. A strong pool of people with the skills needed for tomorrow’s jobs will bring businesses here to build, pay taxes, pay people well, and provide our residents with good jobs. The connection between educational attainment and economic growth and the need to provide the support our educators, parents, and students to keep this trend going is why the Bristol County Chamber of Commerce has made such a commitment to this effort. The Chamber’s Education committee oversees the EdUP campaign, whose goal is to help raise aspiration and awareness about education and keep this effort in the forefront of policy and budget discussions. Some of the activities we’ve led are geared to strengthen possibility thinking for students and their parents.

We still have a way to go – SREPP reports that we are behind statewide in both high school and college completion levels. But we can all be proud of this good news of moving the needle. Let’s work together to keep it going in the right direction.

Nick Christ is the president and CEO of BayCoast Bank and chair of the Bristol County Chamber of Commerce Education Committee.

They include: • Members of the education community take turns writing regular opinion pieces in the Herald News, which are also curated on the web site. • An information campaign is engaging residents in the city of Fall River about the planning underway for a new Durfee High School. For more information, visit • College Day, coordinated on a day in June, focuses

The Chamber’s EdUp Campaign is funded by the Bristol County Chamber Foundation. All donations to the EdUp Campaign are a charitable contribution. Please contact the Chamber for additional information.


Just Right Commercial Loans from BayCoast Bank Whatever your reasons for needing a commercial loan, our team of lenders can help you. With financial advice, and smart business insights, we’re always accessible and ready to listen. Our loan decisions are made locally, so you don’t have to wait long to find out if you’ve been approved. Contact us by email or phone, and let’s see how our money can become your money. Get the BayCoast advantage for your business. For more information visit or call 508-678-7641.

Member FDIC Member DIF




ACCURATE SERVICE, INC 10% Off Storage (508) 674.5773

CAPE COD DINNER TRAIN $10 Off Elegant Dinner (508) 771.3800

APPLEBEE’S FALL RIVER 10% Off, Food Only (508) 675.1110

CENTER FOR SIGHT $50 OFF Pair of Eyeglasses $500.00 OFF Lasik (508) 672.6340

AT YOUR SERVICE 10% Off (508) 677.6700

CHILDREN’S MUSEUM OF GREATER FALL RIVER 10% Off Admission (508) 672.0033

BAKER SIGN WORKS 10 % Off, $500+ (508) 674.6600 BATTLESHIP COVE 20% Off (508) 678.1100 BK’S TAVERN 15% Off, Food Only (508) 675.5044 BLAST OFF LLC 15% Off Residential Cleaning 20% Off Commercial Paint/ Stain Removal (774) 218.0696 BLOUNT CLAM SHACK & COMPANY STORE 10% Off (774) 888.0050 BOYS & GIRLS CLUB 15% Off Senior Membership (508) 672.6340 BUSY BEE JUMPERS & TENTS 20% Off (781) 447.8300


COMFORT INN & SUITES 10% Off Room Rates (508) 672.0011 CORPORATE IMAGE APPAREL INC. 10% Off (508) 676.3099 DAVE’S TIRE & AUTO SERVICE 10% Off Parts with Repairs 10% Off Tires (508) 679.6482 D.E. RODRIGUES & CO. Free Initial Consultation (508) 679.6079 DELKEN DRY CLEANING 10% Off (508) 679.0999 DOTTIE LEBEAU FOOD SAFETY CONSULTANT 10% Off First Inspection (401) 385.9040 E2SOL LLC 10% Off (401) 489.2273

EMPIRE HYUNDAI, INC. 10% Off Parts & Labor 15% Off All Accessories Purchased at the Parts Counter/Service Desk (508) 673.7646 GASPAR’S LANDSCAPING 10% Off (508) 677.3502 GENERAL FITNESS 20% Off All Memberships (508) 677.4933 GOT SUN GO SOLAR $500 Off (774) 229.2986 INDOFF/DARTMOUTH 10% Off (508) 971.4141 INTERACTIVE PALETTE 5% Off Website Packages (781) 930.3199 JERRY REMY’S BAR & GRILL 10% Off, Food Only (774) 365.6905 LAZER GATE 10% Off (508) 730.1230 MALLARD PRINTING 10% Discount (508) 675.5733 MEGANET COMMUNICATIONS 10% Off, One Month Free (508) 646.0030


SABER TV $50 Off Any $499 or More Furniture Purchase (508) 672.8603

MINUTEMAN PROCESS SERVICES 25% Off All Services (508) 491.1000

SECURED STAFFING We Will Beat Competitor’s Pricing (508) 567.5083

NETWORK CLEANING SERVICE, INC. 10% Off (401) 439.1383 NEXT MONITORING, INC. 1 Month Free (508) 379.6315

SENIOR FUNDING GROUP $500 Off Reverse Mortgage Closing Costs (508) 646.4351 Contact: Mike Kennedy SOMERSET CHRYSLER DODGE JEEP 10% Off Parts and Labor (508) 675.1106

O’BRIEN PLUMBING & HEATING, CO. 10% Off (508) 679.3368 SOMERSET DECORATING 10% Off (508) 674.8596 PATTI’S PIEROGIES 10% Off, International Platter (508) 679.4001 SOUTH END SUNOCO 20% Off All Labor Work ($100 Work Minimum) PAWTUCKET RED SOX 2322 S. Main Street, Fall River, MA Buy 25 Flex Tickets & Save $25.00 STRIVE GYMNASTICS & (401) 724.7300 FITNESS, LLC 10% Off (508) 567.3830 PAYROLL EXPRESS We Will Beat Competitor Pricing (508) 679.1858 SULLIVAN TIRE & AUTO Full Service Regular PERFORMANCE AUTO OilChange$19.95 CENTER (508) 674.4068 10% Off (508) 675.4777 SPINDLE CITY AUTO RADIO VOZ DO GLASS EMIGRANTE 10% Off Any Service 15% Off (May not be combined with other (508) 678.9727 offers) (508) 677.3063 REMAX, DAWN RUSIN $500 Off Closing Costs THINKTECH COMPUTER or a Complimentary Free 27- Point Network Audit Moving Van (508) 992.2541 (508) 677.3629

MORE MEMBER TO MEMBER DISCOUNTS LISTED BELOW! TIPSY TOBOGGAN 10% Discount (508) 944.3728 TRANSANALYSIS First Month Free (508) 646.1000 UPLAND ARCHITECTS 10% Off Services (774) 430.3390 FUN 107/ WBSM 25% Off Advertising for New Clients, Townsquare Media (508) 999.6690 WSAR 1480 AM 25% Off Advertising for New Clients Only (508) 678.9727

Chamber Membership Matters For more information on Chamber membership, or to include your business in the Chamber’s Member-to-Member Discount Program, please contact a Chamber staff member at (508) 676-8226 15

Bristol County Chamber of Commerce 200 Pocasset Street, Fall River, MA 02721-1585 (508) 676.8226

To Register, Contact a Chamber Staff Member at (508) 676-8226 or email communications@

***Registration is Required***

Thursday, July 27, 2017 5:00 - 7:00 p.m. Location: The Tipsy Seagull 1 Ferry Street Fall River, MA 02720 Sponsored by: The Tipsy Seagull

Thursday, July 13, 2017 5:00 - 7:00 p.m. Location: Jerry Remy’s 1082 Davol Street Fall River, MA 02720 Sponsored by: Anthony Cordeiro Insurance -----------------------------

Business After Hours

Business News PRSRT STD U.S. Postage PAID Permit No. 46 Fall River, MA

Current Resident or:

Bristol County Business News July 2017  
Bristol County Business News July 2017