Community Foundation of the Eastern Shore Annual Report 2017

ANNUAL REPORT 2017

1

WHO WE ARE As leaders, grant makers, and stewards of philanthropy, the Community Foundation of the Eastern Shore connects people who care to causes that matter for the common good of the Lower Eastern Shore. We are a 501c3 nonprofit with an inspiring history of fostering charitable endeavors, and have provided more than $66 million in grants and scholarships to the local community since 1984.

We collaborate with individuals, families, and businesses to match their charitable interests with community needs and strengthen local nonprofits through grants and resources. We are devoted to improving our regional community and believe in the power of philanthropy.

CONNECTING PEOPLE WHO CARE WITH CAUSES THAT MATTER

2

WHAT WE BELIEVE IN OUR MISSION

OUR VISION

To strengthen our community by connecting people who care with causes that matter to improve quality of life in our region.

Our vision for Maryland’s Lower Eastern Shore is a community where all can live, learn, work, create and prosper.

FROM THE PRESIDENT & CHAIRMEN When you ask what The Community Foundation does, you will often hear that we "connect people who care, with causes that matter." While it is a simple sentiment, it is so much more than a catchphrase - it is our fundamental purpose.

So what does it mean? It means that we connect individuals, families, and businesses to the causes they care about. We are the bridge that connects donors to organizations which provide valuable community services and to students in need of college scholarships. We are the crossroad for organizational partnerships looking to expand or increase services, and a guide for nonprofits seeking technical assistance. We are the rallying point for launching your philanthropic goals now and the stewards of your future charitable legacy.

Jim Thomas 2018 Chairman, Erica Joseph President, John Allen 2017 Chairman

INTEGRITY

LEADERSHIP

We know the responsibility and trust that comes with safeguarding your donations. As we look toward the future, we recognize that while times

COLLABORATION

TRANSPARENCY

may change and we must continuously adapt, our values remain steadfast. Integrity, leadership, collaboration, transparency, respect, and accountability have guided this organization since its inception and we remain proud to continue that legacy.

With every gift to CFES, you are investing in the future of our regional community. These gifts continue to improve our community because people invest their time, talent, and financial resources to help us do more.

Thank you for your enduring support and dedication to creating a community where all can live, learn, work, create and prosper.

With gratitude,

Jim Thomas Erica Joseph John Allen 2018 Chairman

RESPECT

President

2017 Chairman

ACCOUNTABILITY 3

WHAT WE DO $5.2 MILLION

400

+

GRANTED TO THE COMMUNITY IN FISCAL YEAR 2017

NONPROFITS

SERVED ON THE LOWER SHORE IN THREE COUNTIES

HOW IT WORKS DONORS

Anyone with heart and passion can give.

Every gift, be it a one time gift to an existing fund, creating your own fund, or a legacy gift, is a valuable contribution to our regional community.

+ , 8 200

DONORS SINCE INCEPTION & 450+ DONORS IN FY 2017

663 FUNDS

$510K

HELD BY CFES AND 35 NEW FUNDS CREATED

AWARDED IN SCHOLARSHIPS TO 320 LOCAL STUDENTS

ONE

GENEROUS COMMUNITY CAME TOGETHER TO MAKE A DIFFERENCE

4

$66 ,900,000 GRANTED TO THE COMMUNITY THANKS TO YOU!

STEWARDSHIP

We carefully steward gifts to the community through sound investment and effective grant-making, for current needs and future generations.

COLLECTIVE GIVING

At CFES we build philanthropy together. As partners, we can create greater impact when we pool our charitable gifts. We have been trusted leaders in philanthropy since 1984.

LOCAL IMPACT

Our impact is local. We serve the Lower Eastern Shore of Maryland and are dedicated to building a community where all can live, learn, work, create and prosper.

“It was a no brainer for us to place our funds in an organization that does so much for so many and does it with care, respect and efficiency.”

“CFES shares our values and strong commitment to serving our community. Our Donor Advised Fund makes it easy for us to give to any charity.”

Dr. Veronique Diriker & Dr. Memo Diriker

“The services provided by the Community Foundation help us make a difference in our neighborhoods and in the lives of the families we serve.”

Hebron Savings Bank

Salisbury Neighborhood Housing Services

GIVING STARTS WITH YOU WE MAKE IT EASY

CUSTOMIZE A FUND

CONNECT TO CAUSES

A LASTING IMPACT

As your trusted partner in philanthropy, we can accept a wide range of flexible giving options to help you achieve your charitable vision.

Giving is as unique as you! You can create your fund, your way. With a variety of options, our services are tailored to your philanthropic goals.

Locally, or around the world, we connect you with causes that matter to you. When you make a charitable gift you unlock a world of opportunity.

Creating a fund or scholarship at CFES ensures you can keep the memory of your loved ones or your legacy alive for generations.

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HOW YOU GIVE 8,200+ 34%

DO NO

17%

SCHOLAR S H I P1 3%

COMMUNITY NEEDS 6% OPERATIONAL 3% FIELD OF INTEREST 2% ADMIN. 1%

ED VIS

FUNDS

BY TYPE

AD

%

S ND FU

R

DES IGN AT ED

DONORS SINCE 1984

AGE N CY 24

ONLINE vs. TRADITIONAL GIFTS Traditional

334

591

6

2014

foundation or philanthropic checkbook. Support causes that matter to you when and where it is convenient for you.

Field of Interest Funds: Support the causes and is-

147 1,134

Giving originates deep within the heart, from a true desire to create positive impact. We recognize that life experiences shape our charitable passions, and as your concierge of philanthropy, we offer many different options for giving. We work with each donor to tailor strategies to every philanthropic goal.

Donor-Advised Funds: Think of this as your personal

Online

129

PASSION

sues you care deeply about. This type of funding allows you to champion distinct areas of interest without naming a specific organization.

1,443

2015

1,445

2016

1,539

2017

Designated Funds: Are you inspired to give back to

an organization that is close to your heart? These permanent funds provide annual support to the charities of your choice, ensuring financial support for the chosen nonprofit(s) into the future.

Scholarship Funds: Fuel the dreams of higher educa-

tion. Our scholarship funds are created by families who wish to memorialize a loved one, professional organizations that want to encourage a certain field of study, and anyone who wants to extend a helping hand for college-bound students.

Community Needs Funds: Among the most flexible

forms of giving, these funds allow CFES to respond to immediate and emerging community needs over time. These funds are not restricted to a specific organization or cause so the potential impact is unlimited.

TO PURPOSE 7

1,400+ GRANTS MADE

$5,200,000 GRANTED

$3,500

AVERAGE GRANT AMOUNT

500+

ORGANIZATIONS RECEIVED GRANTS

GRANT MAKING 8

Our grants expand horizons, transform lives, and meet challenges across the charitable spectrum. With a diverse network of local nonprofits, our annual grant making possibilities are endless. The profound and lasting impact of these grants will improve the quality of life for all citizens in the Lower Shore region.

and kindness of our donors. Thanks to you, we have been able to steadily grow our impact year after year. We will continue to set our sights higher, dream larger, and work harder, as we continue growing our grant making with worthy causes that matter to you.

Our mission, while simple, would not be possible without the generosity, passion,

For a complete list of our grant recipients please visit CFES.org.

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TRAININGS HOSTED

HERE TO HELP NONPROFIT SERVICES As part of our core mission, the Community Foundation assists local nonprofits to learn, grow, and prosper. We work to help partners achieve their missions through both financial support and capacity building programs. The Nonprofit Resource Center at CFES provides local organizations with access to training, professional development, networking, and capacity-building resources.

156

NONPROFIT MEETINGS HOSTED

400+

NONPROFITS SERVED

MEETING & CONFERENCE ROOM USE We provide community meeting space for nonprofits free of charge as our way of helping to build stronger communities. We encourage organizations to make use of our professional facilities to host meetings, seminars, or small conferences.

EVENTS & TRAINING SEMINARS Learn, train, and grow with us! We offer numerous free and low-cost events year round for individuals and organizations.

THE NONPROFIT LIBRARY CFES maintains a selection of over 250 books and other materials relating to philanthropy and charitable work. These resources are available for use free of charge in our Resource Center.

NONPROFIT SCHOLARSHIP PROGRAM CFES partners with the Continuing Education and Workforce Development Department at Wor-Wic Community College to offer scholarships to the staff and volunteers of local nonprofits for courses which aid nonprofit development.

250+

NONPROFIT LIBRARY RESOURCES

THE FOUNDATION DIRECTORY ONLINE Our location offers free access to Foundation Directory Online, the Foundation Center’s database, which allows you to perform online searches on more than 140,000 grant makers.

9

58 AY C A M PA

I

=

410

DONORS

$1

SMALLEST DONATION

$

PARTICIPATING NONPROFITS

GN

ON

ED

$10K LARGEST DONATION

,000 $6 OF INCENTIVE GRANT AWARDS

831

DONATIONS

$25

MEDIAN DONATION

$0

ZERO FEES CHARGED TO NONPROFITS

505%

INCREASE IN DONATIONS

10

$88,050 RAISED

GIVING NOVEMBER TUESDAY 2016 Giving Tuesday is an online giving event that provides nonprofits the opportunity to gain exposure with donors, while inspiring the community to come together to support local causes.

In 2016, charities, families, businesses, and individuals around the country generously participated in the Shore Gives More Giving Tuesday event. In its second year, the campaign exceeded all of our expectations with a 505% increase in donations. Sponsors included 47 ABC, Exelon-Delmarva Power, and the Hershey Family Fund at the Community Foundation.

CFES and Giving Tuesday have had a profound impact on our organization by helping us raise funds necessary for the support of vulnerable children and families in our community.�

- Steve Taylor, Executive Director, Worcester Youth & Family Counseling Services, Inc.

AGENCY PARTNERS CFES is a trusted investment partner for nonprofit agencies throughout the region. By establishing an endowment, nonprofit organizations create a source of future income with lower fees than other investment options. Since the fund is part of the CFES portfolio, the organization benefits from our highly diversified and strategic approach.

Agency funds demonstrate a commitment to long-range financial planning and take advantage of the Community Foundation’s financial management, administrative resources, and technical support. A full listing of current funds held to benefit local nonprofit partners is included beginning on Page 30 of this report.

70+

ORGANIZATIONS HOLD AGENCY FUNDS

$27.6 MILLION IN AGENCY FUNDS

LOWER SHORE ENTERPRISES

TRINITY UNITED METHODIST CHURCH

"What started as a modest endowment investment has more than doubled in value, and we enjoy significant returns with broad diversity and lower risk. This will permit us to meet the challenge of finding employment for those we serve, as well as, invest in community opportunities as we grow. We are thrilled with the partnership we have with CFES."

"CFES allows us to specifically designate for our charitable needs, whether it is scholarships, community crisis needs, or building endowment funds. We no longer have to worry about investing funds, and we enjoy the way CFES permits us to diversify and protect our principle. It was the perfect investment and helps us to carry forth the mission and ministry of Trinity UMC."

PAC 14 PUBLIC ACCESS CHANNEL

OCEAN CITY PARAMEDIC FOUNDATION

"As a nonprofit, ensuring funding for the future can always be a challenge. PAC 14 started a fund at CFES to allow us to continue to serve the community in the event funding was ever discontinued. Our fund at CFES provides us with credibility to donors who are looking to support a worthy community resource, such as PAC 14."

"The Ocean City Paramedic Foundation has been a proud member of the Community Foundation family since 2009. Their professionalism is above reproach and their compassion and humanity make them a pleasure to work with.

The Paramedic Foundation is committed to assisting Ocean City Paramedics and CFES helps make that possible."

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FRIENDS OF THE FOUNDATION We are grateful for the support of the following individuals, families, businesses, and community organizations for their generous contributions. Gifts of time and talent, as well as financial contributions, enable the Foundation to increase its capacity and ensure we provide superior service, year after year.

LEADERSHIP ($5,000+) Mr. & Mrs. Harrison J. Langeler

PILLAR ($2,500-$4,999) Cole Family Foundation Dr. & Mrs. Robert Corcoran Mr. & Mrs. Morgan P. Hazel

KEYSTONE ($1,000-$2,499) Mrs. Linda Balfany Alfred & Doris Ball Mr. & Mrs. John R. Calloway Dr. & Mrs. Kota Chandrasekhara Mark & Patty Engberg Dr. & Mrs. George Galifianakis Jeffrey & Gail Greenwood Richard & Cheryl Holland Pat & Nancy Lemley Ken & Elsie MacMullin Dick & Lou Marshall Mr. & Mrs. P. Curtis Massey Kathleen McLain Richard & Margery Meeks Mr. & Mrs. Patrick F. O’Connor Mr. & Mrs. Joseph R. Ollinger Jim & Jan Perdue Scott Schoellkopf Mr. & Mrs. France Smith Gayle & Dirk Widdowson Ms. Stephanie T. Willey Dr. Carol Williamson Elizabeth C. Wootten

ARCH ($500-$999) John & Sharan Allen Barbara Benton Peggy Bradford

Darlene Cole-Culver Art & Billie Cooley Carolyn J. Elmore, Ed.D. Dr. & Mrs. Herman Franklin Todd & Jennifer Hershey Cassandra L. Horner Joan W. Jenkins Foundation Jeremy & Erica Joseph Dr. & Mrs. Gerald Krause Andy & Lois Kim Mr. Dwight W. Marshall, Jr. Eleanor W. Mulligan Ron & Mary Nelson Mr. & Mrs. Daniel O’Connell II Susan Purnell Bruce & Susan Robson Ernest & Elsa Satchell Ray & Susan Shockley Louis W. Shockley, Jr. Mr. John J. Snee George & Marie Vickers Richard D. Warren Dr. & Mrs. George Whitehead III

CORNERSTONE ($250-$499) Mr. James W. Almand Susan Atwood James R. Burke Dr. Stephen Capelli Thomas & Cathi Coates Chip & Ruby Dashiell Robin Evans First Shore Federal Savings Granger & Company, P.A. Mary Gladys Jones Steven & Kathleen Kevlin Betty Lou Lyons Cynthia B. Malament Ernie & Elizabeth Matthews Mr. & Mrs. Charles Meenehan Richard & Anne Morris

Melody & Rick Nelson Marvin & Myra Novick Mildred Palmer John & Dawn Stern Jay W. Tawes Mr. & Mrs. Gregory D. Tawes Steven & Suzy Taylor Tom & Charlotte Trice Mr. & Mrs. Michael P. Truitt David & Deborah Vorhis Clive Walker & Carlyn Crout Dr. Debra Welsh DDS Ms. Sonya Whited Dr. & Mrs. Julius D. Zant

BEAM ($100 - $249) Dot Baker Ms. Kathy Berezoski Jay & Betsy Bergey Tom & Marian Bickerstaff Mr. & Mrs. Dewey Blades Dr. & Mrs. Wallace E. Boston Jr. Connie Bozman Sylvia Bradley Mr. and Mrs. Philip Briggs Charles Brown Glass Company Col. Bob Cook W. Hall Coons Mr. & Mrs. Dennis W. Dempsey Mr. and Mrs. David B. Douse Janet Dudley-Eshbach & Joseph E. Eshbach Virginia A. Dulany, MD Sylvia B. Duvall Ira and Ruth Epstein Ted and Sallye Eschenburg Robert and Harriette Fine Mr. and Mrs. Robert S. Fitzgerald Renzilo & Naomi Foxwell Charles G. Goslee Jean A. Greene

Mr. and Mrs. Aaron Green Robert and Sandra Greer Ms. Jennifer G. Hawkins Kevin and Diane Hayes Patrick and Velda Henry Mr. and Mrs. Russell A. Houseal Mike and Linda Hyland Leonard H. Jaffe Dr. Carolyn & Mr. William Johnston Paul R. Johnston, Sr. Mr. Jim Jones Dr. Kent N. Kimmel Sally and Ward Lambert Margaret V. Lankford Gary and Joan Luppens Bob and Ginnie Malone Patricia M. Mannion Mary Ada Marshall George and Valerie Mason Robert and Phyllis Mitchell Mr. and Mrs. James F. Morris Claudia Nicholls Anthony and Cathy Pasquariello Mr. and Mrs. William Parker, Jr. Ms. Ellen F. Pilchard Ronald and Patricia Pilling Dr. Jane W. Pruitt Mr. & Mrs. William B. Rinnier Sr. Julia Robins-Paul Mark V. Rudnick Viren and Rekha Sharma Raj and Mahay Shrestha Lou Taylor Howard W. and Rita H. Taylor Rina and Jeff Thaler Mr. & Mrs. James R. Thomas Jr. Mr. & Mrs. Steve Timmons Jeffrey & Dorothy Turner Annette Wallace Gee & Betsy Williams Mrs. Howard F. Yerges Gunnar Zorn

PEDESTAL (UP TO $99) Patricia Adelizzi Bonnie Aronson Katherine S. Becque Mr. & Mrs. Ed Calloway Marie Cavallaro Ms. Sharon Clark Janice E. Jones Dail Sharon Dashiell Jim & Annemarie Dickerson Orville G. Dryden Jr. Dianne W. Dykes Tom & Maria Evans Mr. & Mrs. Anthony Giddens Ms. Linda Green Louise Hearne Ms. Louise E. Whittington Ms. Nancy Howard Elisha & Doretha Jones Victoria Kent Ms. Ida M. Laynor Scott & Heather Mahler Donna Messick Dr. Michael L. Murdock Ms. Linda B. Nelson Helene F. Perry Mrs. Kaye H. Records Dotty & Frank Ruffo, Sr. Tony & Billye Sarbanes Mr. & Mrs. Robert R. Smoak, Jr. Gregory E. Spriggs Dennis Williams

My husband and I give to CFES because we care about the needs of our neighbors and our community. Life is short and we have an obligation to create an impact!

- Dr. Carolyn Johnston 12

WELCOMING OUR NEW FUNDS John & Kathleen Groutt As members of the Legacy Society, we knew that CFES would ensure that our contributions support students beyond our lifetime. Starting our fund now gives us the benefit of seeing those gifts at work.

KENT KIMMEL After retirement, I was looking for a way to repay the community that has provided me with a very comfortable life.

With the generous assistance provided by CFES, I am able to give back to the community and, hopefully, provide some benefits for individuals and programs that will continue to allow the region to grow in a positive direction.

SONYA WHITED I could think of no better way to show appreciation to our community and honor my parents than to focus on my philanthropy. Creating a donor advised fund at the Community Foundation was an easy way to donate money, have flexibility in deciding which causes I want to support each year, and ensure maximum impact.

Allen Harim Legacy Scholarship Bonnie Powell Endowment Fund Charles L. Marshall Hotel Management Scholarship Dr. Kent N. Kimmel Donor Advised Fund Eastern Shore Running Club Scholarship Friends of the Salisbury Elks 817 Fund Howard and Edna Hambury Historical Trust Jack Edward Morris Memorial Fund James G. and Nancy W. Barrett Scholarship Fund John & Kathleen Groutt Endowment Fund LLLR Memorial Endowment Fund Mac Wessels Memorial Fund Mannion Endowment Fund Martin T. and Marilyn B. Neat Endowment Fund Mary Gladys Jones Fund for Cultural Enrichment Maryland Correctional Administrators Association Memorial Scholarship Fund Nancy and George Rubenson Endowment Fund Paul Rendine Disabilities Advocates Scholarship Purnell Family Fund for Women Rackliffe House Trust, Inc. Endowment Fund Rotary Club of Salisbury - Charles Whitmore Mem. Scholarship Fund Salisbury’s Promise Scholarship Fund St. Francis de Sales Parish Endowment The Brown Pelican Fund The Kenneth D. and Sharon A. Wolf Charitable Fund Thomas C. & Emma S. Roe Memorial Designated Endowment Fund Trinity Music Fund Veterans Appreciation Fund Wade Family Endowment Fund Wanda Parks Milbourne Scholarship Fund Wicomico County Economic Impact Endowed Scholarship Fund Wicomico County Economic Impact Scholarship Fund Wor-Wic Faculty Honors Endowed Scholarship Wor-Wic Marilyn J. Baker Endowed Scholarship Fund Wor-Wic Stephen L. Capelli Scholarship Fund A complete list of funds held at CFES begins on Page 29.

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THE WIDDOWSONS

G

ayle Widdowson, granddaughter of the late Avery Hall and daughter of Ginny Korff, has the Community Foundation in her genes. Funds established by her family, for which she is now the representative, allow her to honor their legacy by giving to the arts, health, youth, her church, and other issues she cares about. Gayle and her husband Dirk are both actively involved throughout the region, proving that generous hearts are drawn to CFES. As she nurtures her children and grandchildren, Gayle hopes they see the “joy that comes from giving to others and knowing that everyone can do something.”

P

THE MORRIS FAMILY

W

hen Jim Morris joined the CFES Board of Directors, he followed in the footsteps of both his father Frank and his mother Sue. Volunteering their time, inspiring others, and supporting the community is truly a family affair for the Morris family. CFES and the community have benefited tremendously from decades of the Morris family legacy and generosity, and we know that generations to come will flourish from the continued philanthropic spirit of their children and grandchildren. As Jim says, “CFES does a lot of important work helping local nonprofits serve our community. It makes sense to support CFES and further their mission.”

Generations of

hilanthropy is a verb - a story people tell through their actions, contributions, and the impact they create now and for the future. The Community Foundation has been honored to work with families throughout the decades who have passed the giving spirit down from generation to generation. This year our leadership included four members who followed their parents'

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THE HAZEL FAMILY

O

n the Lower Eastern Shore, the Hazel Family is synonymous with giving due to Dick and Pat Hazel's commitment to making this community better for kids. Many beloved programs, including the Salisbury Zoo, the YMCA, Wor-Wic Community College, UMES and the Hazel Youth Center are all stronger because of the Hazel Family.

Now, their son Morgan Hazel and his sister Colleen continue to live the example set by their parents. “Our partnership with CFES allows me to be responsive to our community’s changing needs over time, while staying true to the values instilled by mom and dad," says Morgan.

THE HERSHEY FAMILY

T

om Hershey, a founder and one of the earliest members of the CFES board, has been the Chair of the Foundation’s Investment Committee for nearly a decade. A recipient of the Foundation’s prestigious Frank H. Morris Humanitarian Award, Tom and his wife Beth ensure their generosity and compassion live on through their gifts to the community and the values they have instilled in the next generation. Now his son, Todd Hershey, in his first term on the CFES board, says that his “involvement with CFES is a unique opportunity to continue the legacy his parents created, inspire his children, and improve the quality of life for all on the Shore.”

Philanthropy footsteps serving on the CFES Board of Directors. These legacies are more than estates, bequests, and charitable contributions - they are the tradition and philanthropic spirit which will be carried on for generations to come. First and foremost a reflection of people, The Community Foundation has the privilege of harboring this passion as each new generation takes the helm.

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THE LEGACY SOCIETY

Legacy Society members have declared in writing their intent to make a deferred gift to the Foundation by will, trust, life insurance​or​other​fi​nancial​instrument.​These​gifts​create​a​lasting​legacy​which​benefi​ts​the​community​beyond​their​lifetime.​​

"CFES is an established, nonprofit organization governed by a diverse and competent Board of Directors. Through the Legacy Society, we have the ability to do something positive for the community, with no financial risk to us or our family. By promising to contribute to CFES upon your death, your resources are available to you during your lifetime, should you need them."

- Pat & Conrad Farina

"No matter how much or how little you have, an investment in your community is an investment in everyone's future. We must all be good stewards. I have been involved with CFES in several different capacities for a number of years and been impressed with their commitment, vision, and projects to improve lives of residents on the Lower Shore."

- Bev Ward 16

Mr. & Mrs. Michael G. Abercrombie, Sr. Major General James & Mary Anne Adkins Mrs. Nancy J. Adkins Mr. James W. Almand Mrs. Jane R. Apson Mr. & Mrs. Barry Beach Dr. & Mrs. Spicer Bell Dr. & Mrs. Thomas Berry, Sr. Mrs. Marian Bickerstaff Ms. Deborah Bishop Mr. Donald Booth Mrs. Ann Burns Ms. Anne L. Collins Colonel Robert W. Cook Ret. Mr. & Mrs. Arthur M. Cooley Ms. Fredericka E. Danielus Mr. & Mrs. Charles R. Dashiell, Jr. Dr. Carolyn J. Elmore Mr. & Mrs. Mark E. Engberg Mr. & Mrs. Richard S. Fahey Mr. & Mrs. Conrad Farina Ms. Jacqueline Fowler Mr. Edward Galyon, Jr. Mr. Charles G. Goslee Mr. William G. Greenly Drs. John & Kathleen Groutt Mr. & Mrs. W. Thomas Hershey Mr. & Mrs. Wayne Hickman Mr. & Mrs. Peter Hutchinson Mr. & Mrs. James S. Johnson Ms. Jean D. Johnson Mr. & Mrs. Ronald E. La Porte Mrs. Margaret Lankford Mr. & Mrs. Sheldon Larmore

Dr. & Mrs. C. Rodney Layton, Jr. Mr. & Mrs. Don Mabe Mr. & Mrs. Robert C. Malone Mr. & Mrs. P. Curtis Massey Ms. Mariuna Morrison Mrs. Eleanor W. Mulligan Mr. & Mrs. Martin T. Neat Ms. Ruth Nichols Drs. Arthur & Susan North Mr. & Mrs. James A. Perdue Mrs. Cheryl M. Aaron & Mr. Richard L. Polin Mrs. Bonnie Powell Ms. Susan Kuhn Purnell Mr. & Mrs. John P. Rankin Mrs. Emilie W. Robinson Mr. & Mrs. Thomas E. Robinson Dr. & Mrs. George C. Rubenson Mr. & Mrs. Louis W. Shockley, Jr. Mr. & Mrs. Raymond C. Shockley Mr. France E. Smith Mrs. Louise Smith Mr. & Mrs. Macky Stansell, Jr. Mrs. Jean Stephanides Mr. & Mrs. Donald K. Taylor Mr. & Mrs. Robert Taylor Mr. & Mrs. James C. Theiss Mr. & Mrs. James R. Thomas, Jr. Mrs. Sidne L. Thomas Mr. & Mrs. Jon B. Tremellen II Mr. & Mrs. Michael P. Truitt Mr. & Mrs. David Vorhis Ms. Beverly Ward Dr. & Mrs. George I. Whitehead, III Mr. & Mrs. Dirk W. Widdowson

Mr. & Mrs. Fred Wierman Ms. Stephanie T. Willey Mr. & Mrs. Wojciechowski Mrs. Elizabeth Wootten Mrs. Cathaleen Yow Remembered: Dr. Robert Adkins Ms. Bobbi Biron Mrs. Sarah Evans Mrs. Mildred Gassman Mrs. Gladys Goslee Mrs. Elizabeth Hall Mr. James (Jay) Hancock Mrs. Jane M. Hershey Mr. & Mrs. W. Richard Holloway Mrs. Virginia H. Korff Mr. & Mrs. Richard M. Laws Mrs. Virginia B. Layfield Ms. Alice Lincoln Mrs. Susanne S. Morris Mr. Henry Nielsen Mr. Thomas Roe Mrs. Emma C. Roe Mr. & Mrs. Samuel W. Seidel Dr. Mark Stephanides Mr. James Trader Ms. Amelia Gordon Ward Dr. Carol Williamson Mr. Richard Wootten Mr. Raymond Yow

$510,000

320

$453,000

We believe education is the key to a brighter future. Our scholarship funds are a valuable resource for people who want to help local students attain their educational goals. As one of the area's major sources of educational support, CFES distributes 320+ scholarships a year, made possible by our generous and caring donors.

Amount Distributed By Year

$368,000

Number of Students Receiving Scholarships in FY 2017

$300,000+

SCHOLARSHIPS Dreams become reality through education

SCHOLARSHIPS ARE GROWING

2014

2015

2016

2017

WHERE DO THEY GO? Scholarships By School Location

William B. Blank Scholarship

Allen Harim Legacy Scholarship

Wor-Wic Community College Scholarships

Our scholarship funds are created to honor and inspire.

Started by individuals, families, and organizations, a scholarship can memorialize a loved one, encourage a certain field of study, or extend a helping hand to college-bound students.

We believe in investing in the future leaders of tomorrow.

Scholarship funds can help local businesses and organizations demonstrate their commitment to student success.

Our funds carry the power of permanence and are designed to endure. Through sound investment, a scholarship will continue on year after year without the need for ongoing fundraising.

Established in 2008, The William B. Blank Scholarship aids students who will pursue degrees in agricultural production studies, or a career in agriculture or turf management.

The Allen Harim Legacy Scholarship was established in 2017 for children of employees and contract growers wanting to attend college or trade schools. The company used savings from a newly installed solar project to create the program.

Pictured: Logan Lambertson, 2017 Holly Grove Christian School graduate. Logan is attending University of Maryland Eastern Shore.

Pictured: Recipients of the first AHL Scholarship with President/ CEO Joe Moran. Devin Phillips, Macey Mitchell, Fantasy Hopkins, and Bridgette Laughery.

In 2016, the Wicomico Economic Impact Scholarship program was formally established. The funds, which are held at CFES, allow for new high school graduates and Maryland High School Diploma completers of Wicomico County to attend Wor-Wic Community College for free.

1

1

4 1

18

1

2 4

9

2

1 4

DE 4 MD 246 DC 4

10

1 1 1 1

1 1

Additionally, CFES holds over 43 Wor-Wic specific scholarships.

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PROFESSIONAL ADVISORS Attorneys, CPAs, financial planners, trust officers, and other professionals are valued partners in charitable giving. Together we can develop client-focused giving strategies that meet specific financial goals and philanthropic interests. With our thoughtful planning and diligent stewardship, we partner with professional advisors to develop client-focused giving strategies.

THANK YOU CHIP DASHIELL Chip has generously served as the Foundation’s Counsel, on a volunteer basis, for the past 13 years. While his long tenure in that role will end this year, we thank him for his guidance, insight, time, talent and humor along the way. As a former board member, Chairman’s Award recipient, and professional partner to CFES, Chip’s commitment to our organization and community philanthropy has been unwavering.

His superior service to his clients is commendable, and we remain grateful to know Chip and his beloved wife, Ruby, are forever friends of the Foundation.

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PARTNER WITH US ​ aximum Tax Benefits: As a tax-exempt public charity, CFES M offers giving solutions that maximize benefits to donors on capital gains, estate and income taxes. ​True Simplicity: A fund at CFES has the benefits of a private foundation without any of the legal complexities, administrative burdens, and compliance requirements. ​​Lasting Legacy: The impact of a charitable gift will grow over time.

Under the stewardship of CFES, a gift supports philanthropic priorities forever. ​Personalized Recognition: A CFES fund can bear the name or that of family, a hero, or a loved one. Or, if anonymity is preferred, we can ensure that too.

Advisor Retention: Advisors can retain and manage client charitable assets at their financial institution on an ongoing basis.

Flexibility: CFES is able to process gifts of marketable securities, closely held stock, retirement funds, real estate, and more. Donors can give the gift outright or structure it to produce a lifetime of income.

Total Accountability: Donors receive quarterly statements to keep them apprised of all activity in their fund. Our annual independent audit by TGM Group, LLC is available to the public. ​Savvy Investing: With diligent oversight by the CFES Investment Committee and the professional guidance of our independent investment consultant, a donor's fund can be invested for long-term growth, allowing them to make generous grants for years to come. ​​Local Insight: We are your feet on the street. CFES staff members frequently visit local nonprofits and participate in community conversations. We are happy to share our knowledge and experience.

GET STARTED

ENDOW MARYLAND

Talk with CFES about qualifying gift options for the 25% Maryland tax credit.

Make a qualifying gift or establish a qualifying fund with cash or appreciated assets.

Receive your Endow Maryland certification and submit with your Maryland tax return.

Enjoy your tax credit knowing your gift is making a positive difference in Maryland.

The Endow Maryland state tax credit rewards donors who help build permanent charitable funds for local communities across the state and right here on the Lower Eastern Shore.

Since January 1, 2015 Endow Maryland has offered a tax credit for gifts to qualified endowment funds at Maryland community foundations. By focusing on funds which support the most urgent needs in the community and provide maximum flexibility over time, CFES is able to maximize the impact of your gift. Both Community Needs Funds and Field of Interest Funds are eligible for the tax credit.

The following funds received contributions in FY 2017. For a complete list of Endow Maryland eligible funds visit CFES.org/EndowMD

Arthur & Billie Cooley Fund for Community Needs Community Needs Endowment Fund Dr. Christopher & Betty Conyers Community Needs Fund Dick & Betty Wootten Fund for Community Needs Mary Gladys Jones Fund for Cultural Enrichment Metropolitan Magazine Fund for Community Needs Purnell Family Fund for Women Somerset County Fund Veteran’s Appreciation Fund 19

OUR SINCEREST THANKS Charles Goslee RETIRING BOARD MEMBER

Charles has been a friend of the Foundation for more than 20 years, starting when he and his late wife Gladys established the Goslee Youth Help Fund. This dedication to at risk youth and a desire to ensure local children an empowering educational experience has been a centerpiece of Charles’ time on the Board. A retired educator, Charles reminds us to pay attention to the ripples that our actions create for others, especially the generations to come. Thank you Charles for your generous heart and steadfast commitment to CFES.

Jim Morris

RETIRING BOARD MEMBER Jim Morris will tell you that he remembers talking about the Community Foundation around the dinner table as his parents helped to found our organization. His leadership is quiet, but his impact is distinct. He leads by example - building trust, listening intently to ensure all are heard, speaking up when the opportunity for collaboration arises, following through on his word, and always remaining humble despite innumerable contributions to the community. Thank you Jim for showing us that the values of our organization are best expressed in our everyday actions.

47 ABC Alarm Engineering Avery Hall Insurance Ayres, Jenkins, Gordy & Almand, P.A. Bank of Delmarva BB&T Bank Comcast Spotlight Exelon - Delmarva Power First Shore Federal Google Hammond Media Hebron Savings Bank iHeartMedia Jackie's Flowers and More

Lens-Art of Salisbury Marshall’s Insurance & Financial Services Mary Ada Marshall "The Cake Lady" Mason Investment Advisory Services Microsoft Mike Pretl Nelson Insurance Agency, Inc. PAC 14 Pam & Mackey Stansell Peninsula Printing PNC Bank Raymond Shockley Symantec WBOC

COMMITTEE VOLUNTEERS Susan Purnell

RETIRING BOARD MEMBER The embodiment of passion and purpose, Susan radiates a giving spirit everywhere she goes. Her time with CFES has been no different as she always responds to any opportunity with a fervent YES! From leadership roles on the Board of Directors, to helping to initiate our Women’s Fund, she knows that any great idea often just needs the spark to get off the ground. Susan proves that philanthropy is a verb – it’s active, engaging, and makes you feel good. Thank you Susan for sharing your ideas, your energy, and your time, to inspire others through your actions and your words.

20

IN KIND CONTRIBUTORS

James W. Almand Regina Bell, CPA James R. Bergey Jr., CPA Susan Buckle-Pusey Jacqueline R. Cassidy Dr. Sharon R. Clark Jan Conway Jane R. Corcoran Rafael A. Correa Charles R. Dashiell, Jr. Cecelia G. Dennis Annemarie Dickerson Michael P. Dunn

Mark E. Engberg Bill Ferguson Jaqueline Gast Kim Gillis Nancy Goldsmith W. Thomas Hershey Tonney Insley Dean Lewis Ivonne Lomax Dr. Ani Mathers Sharon Morris Martin T. Neat Joseph R. Ollinger

Janice M. Perdue Cynthia Pilchard Vernon Rivers Carrie Samis Anthony S. Sarbanes Raymond C. Shockley John M. Stern, Jr., CPA Donald K. Taylor Diane M. Turner Jeffrey F. Turner Juanita Warren Barbara Whitehead

2016 ANNUAL AWARDS

Mary Gladys Jones

Walt McCabe

HOPE, Inc.

Melody Nelson

The Frank H. Morris Humanitarian Award

The Mary Gladys Jones Volunteer of the Year Award

The Henson Award for Nonprofit Excellence

The Chairman's Award

Mary Gladys Jones' lifetime commitment to community service reflects the ideals and values that epitomized Frank Morris’ life. Retiring after 42-years of public teaching, she has spent the past 33 years as the driving force of the Fruitland Community Center Tutorial Program. She has kept both the doors and her arms open ever since, providing youth with much needed love, academics, discipline, and a safe place to be. She has reached more than 1,500 students through FCC, many having achieved goals and reached heights they had previously thought unattainable.

Walt McCabe has the unique distinction of being recognized during his residence here as volunteer of the year for not just one, but three different nonprofit agencies: Coastal Hospice, the Ward Museum, and the Salisbury Zoo. Walt’s approach to volunteerism is that no job is too big or too small, recognizing that the day to day administration is as important as the programs and services being provided. His warm and positive spirit inspires others. His commitment to so many nonprofits shows us that there is always more to give.

Starting in 1999, this organization began with volunteers traveling to shelters, soup kitchens, the streets, and to homeless camps.

They sought out the poorest of the poor. Not only the homeless, but also individuals who had become so totally disenfranchised that they struggled to enter the social service and health systems they were in dire need of. Eighteen years later there are 45 agencies in the tricounty area that collaborate with HOPE, Inc., and it now provides service to 2,000 people who receive supportive housing and services.

Melody is a brilliant combination of strategic thinking and anticipating details. For this and countless other qualities, she was recognized

by John Allen with the 2016 Chairman’s Award. Melody takes on any responsibility 100%, making time for what is important when you know her days have no minutes to spare. Her leadership style combines sound conscience and keen instincts with just the right amount of southern charm. Melody blends strength from her faith, family, and tremendous business acumen, to be a force for good and a steadfast leader for CFES. 21

Investment Breakfast Sept. 2016

Education Awards Nov. 2016

s t n e v E

7 1 0 2

Board of Directors Meeting at UMES Dec. 2016

Board of Directors Meeting Dec.'16

22

Annual Meeting November 2016 Grantmakers Panel Oct. 2016

Women's Fund Reception Sept. 2016

Grantmakers Panel Oct. 2016

Women's Fund Reception June 2017

Board of Directors Retreat April 2017

Board of Directors Retreat April 2017 Staff Night August 2016

Board of Directors Retreat April 2017 Donor Reception August 2017

Donor Reception August 2017

Donor Reception August 2017

Donor Reception August 2017

23

UNDATION

SON FO RICHARD A. HEN

dle and high school philanthropy to mid ing br to ed nt wa ES partner to develop When CF t was an enthusiastic en m e ve hie Ac r nio Ju nds of students. Th students, ely access to thousa tim e is id th ov nd pr fu d an lp he curriculum ually eager to Foundation was eq nson Richard A. Henson cial contribution, He dition to the finan ad ans In pl . n m so ra les og e pr ate th unique th CFES and JA to cre wi et m uns is tee m us ra Tr og n pr the Foundatio teer opportunities as lun vo in ed olv inv be and will veiled this year.

BERS

ITY MEM LOCAL COMMUN

Disaster Relief Fund e near or far. The tim y an by at ise ar n tical needs created A crisis ca in 2006 to meet cri d d he an lis d tab ise es ra s en wa 0 has be at CFES then, nearly $350,00 ce es Sin . tim es in ph tro aid ct tas major ca charged, to dire an uted, with no fees ly received more th immediately distrib Relief Fund recent r d ste sa an Di ES e CF Th m r. enge fro of disaste 0 and $25,000 chall ,00 $5 a s. of rm lt sto su ic re a ph $80,000 as cted by catastro r to aid those impa ssion for others. an anonymous dono ES and your compa CF in st tru ur yo r fo Thank you

RANCE

AVERY HALL INSU

ys siness has sought wa y Hall, this local bu er .

Av 25 e 19 lat e ce th sin by ity d un Founde the comm to ck ba ing giv in s ee ns of to engage its employ Hall supports doze vised fund, Avery ad r they no w do ho eir rn th lea h Throug CFES to year, they contacted is zel Th .

Ha ar y’s ye m ch Ar ea n s charitie the Salvatio th wi em th ted ec nn d co ok drive and raise could do more. CFES an agency-wide bo led ey th d an er nt Youth Ce hool program. money for the after-sc

G N I V I G N I S R E N T PAR

24

s. ent organization er iff d 3 52 an th to more from million annually nually with gifts .2 an $5 s d n an fu th se re o o th m roviding leveraging s.

Eastern Shore, p act depends on p er w im Lo y it e n emergency need th u r m to fo d m n co er o d ad sp se le re ea o ic h p cr ro uals w r and in CFES is a philanth CFES, and individ l nonprofit secto at ca s d lo n e fu th d f o se s vi es ad cc s, donor We know the su ther foundation o g in d u cl in es rc other local sou

"I love being a part of the Women's Fund because of the wide range of people that we help each year. We get the chance to help women, teenage girls, those who are struggling, and those trying to better our community."

- Samantha Scott

The Women’s Fund focuses its grant making on programs addressing the unmet needs of women and/or girls on Maryland’s Lower Eastern Shore.

Since inception, The Women's Fund has distributed a total of $162,000 in grants to programs that aid and strengthen local women and girls.

"To me, there are two reasons the Women's Fund works. It is based on the fact that as one person we can only make a dent.

As a network of many women, we can move mountains. Secondly, the endowment aspect of it allows us to ensure that we can give forever."

- Susan Purnell

The Women’s Fund of the Eastern Shore was created through the power of collective philanthropy. Members work together to help change the lives of local women and girls. By pooling our financial resources, we increase the impact of local programs serving girls in foster care, mothers in crisis, young women seeking job-readiness or leadership skills, and others who need a hand-up to be stronger, more self-sufficient and forces for positive change in our community.

25

FINANCIALS & INVESTMENTS 15%

CONSOLIDATED INVESTMENT RETURNS

TOTAL FOUNDATION ASSETS AGEN CY 13%

12.70%

HIP 34%

ADMIN. 2%

SCHOLARS

7.46% 5.69% 5%

COMPOSITION OF GIFTS AS A % OF TOTAL GIFTS

3.61%

1 YEAR

3 YEARS

CFES

FIELD OF INTEREST 6% COMM. NEEDS 5%

5 YEARS

10 YEARS

6%

0%

OR ADVISED 24% D ON

8.81%

15 YEARS

INDEX*

DESIGN ATE D1

10%

FY 15 $104.2 MILLION FY 16 $102.3 MILLION FY 17 $112.4 MILLION $100 M

$50 M

$0 M

2015

2016

2017

*Index is Growth Reference Point benchmark comprised of Morningstar reference point "Moderate Allocation"

INVESTMENT PORTFOLIO ALLOCATION Income Assets

17%

Growth Assets

56%

Short Term Domestic Bonds 4%

Large Cap US Stocks - Value 22%

Intermediate Term Domestic Bonds 4%

Large Cap US Stocks - Growth 12%

26%

Small Cap US Stocks - Value 11%

International Stocks - Value 9%

Small Cap International 3%

International Bonds 5%

International Stocks - Growth 6%

Energy/Natural Resources 3%

Growth Real Estate 7%

Commodities 4%

Data presented as of June 30, 2017 unless otherwise indicated.

Safety Assets

1%

Cash and Short Term Reserves 1%

Small Cap US Stocks - Growth 5%

Inflation Protected Bonds 4%

All funds established at the Community Foundation of the Eastern Shore, Inc. are managed as provided by the Investment Policy Statement approved by the Board of Directors. The Investment Committee oversees the process and selects and monitors investment managers through its consultant, Mason Investment Advisory Services, LLC. We provide a Quarterly Investment Report to all fundholders with their statement.

26

Aggressive Assets

A copy of the current financial statement of The Community Foundation of the Eastern Shore, Inc. is available by writing 1324 Belmont Ave Ste 401, Salisbury, MD 21804 or by calling (410) 742-9911. Financial Statements are also available at www.cfes.org. Documents and information submitted under the Maryland Solicitations Act are also available, for the cost of postage and copies, from the Maryland Secretary of State, State House, Annapolis MD 21401, (410) 974-5534.

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F

IN MEMORIAM

CFES provides an opportunity for friends and family to remember the life of a loved one through the creation of a memorial fund or by making memorial gifts to any existing fund.

The knowledge that their legacy will live on and have a permanent impact in the community can provide comfort during a difficult time.

CHUCK WHITMORE The Rotary Club of Salisbury - Charles Whitmore Scholarship Fund was established in honor of Chuck Whitmore. This scholarship aids female students graduating from public or private high schools in Wicomico County, who are pursuing a degree in engineering.

MAC WESSELS The Mac Wessels Memorial Fund was established through gifts from Mac’s family and friends to honor his life. The family hopes to bring awareness and provide support to mental health programs and addiction resources in memory of Mac.

BROOKE MULFORD Created by her father Rob Mulford, The Brooke Mulford Memorial Fund will support the Believe in Tomorrow Children's House by the Sea & The Easter Seal’s Camp Fairlee .

PAUL RENDINE The Paul Rendine Disabilities Advocates Scholarship Fund was established by friends and family of the late Paul Rendine. This scholarship fund will honor Paul’s passion for making the pursuit of higher education for individuals with disabilities a reality.

GREG STEIN Greg Stein leaves our community with a legacy of extraordinary leadership and commitment by serving so many people in Salisbury and the Lower Shore. He was a true friend and inspiration through his unselfish dedication to the Community Foundation.

Greg served on the Foundation’s Board of Directors for 12 years, two as chairman. He also served on the Executive Committee, Asset Development Committee, Community Needs Grants Review, and Perdue/Kresge Steering Committees, and was honored as the recipient of the Chairman’s Award in 1998. His generosity extended to the establishment of The Children’s Fund, which provides support for extra-curricular programs for local youth that foster self-esteem, sportsmanship and leadership skills. Greg always led by example and will be greatly missed, but not forgotten.

28

DR. CAROL WILLIAMSON Carol was a member of the Foundation’s Community Needs Grant Review Committee for more than 12 years and a proud member of the Women’s Fund. Carol’s quiet but powerful giving was consistent with how she lived her life, on her terms and for her passions. Carol’s leadership, friendship and sharp wit will be greatly missed, but her impact on us and our community is lasting.

WANDA PARKS-MILBURN The Wanda Parks Milburn Scholarship Fund was established by her son and husband to honor her life and passions for charitable giving and education. With memorial gifts from friends and family, this fund will support scholarships for students graduating from Crisfield and Tangier Combined School to assist them in becoming the teachers of the future.

ROB SCHULTHEIS Established with memorial gifts from friends and family, the fund was named “Live Life Like Rob” to honor Rob’s zest for life and his love for family and community.

Through this fund, those who knew Rob hope to support causes and passions that were near to his heart.

JACK MORRIS The Jack Edward Morris Memorial Fund was created to celebrate the life of Jack Morris. With this fund his family will be able to support causes that honor his passions and the life he lived.

Administrative Endowment Funds The Foundation is able to focus on its mission thanks to annual income, provided in part by administrative endowment funds. These funds provide direct financial support toward the Foundation’s operating expenses.

Community Foundation Endowment Fund Donald A. Hall, Sr. Fund France and Mary Lou Smith Fund Freedom H. Ainsworth Fund George and Helen Chandler Fund Margaret Morris Fund Oscar L. and Harriet C. Carey Fund Reginald Schneider Memorial Fund Victor and Eunice Laws Fund Virginia B. Layfield Fund Walter R. Holloway Family Fund

Designated Funds For the benefit of one or more nonprofits chosen by the donor, these funds are an effective way to provide sustainable financial support to a cause or group.

Alice Lincoln Fund Alvin Travitz Fund Anna G. Seidel Memorial Book Collection Fund Antioch United Methodist Church Music Ministry Fund Art Institute & Gallery Designated Fund Arthur M. Cooley, Jr. Memorial Fund Arthur V. Wilson Mem. Fund for Cancer Treatment Arts and Abilities Fund Barren Creek Springs Church Fund Ben’s Red Swings Fund Beth Israel - Samuel W. & Marilyn C. Seidel Fund Beulah V. Riley Snow Hill Library Fund Bobbi Biron Fund for Saint Peter’s Church Bobbi Biron Fund for the Salisbury Zoo Bonnie Powell Fund Causey Fund for Mt. Vernon Cemetery Charles & Gladys Goslee Youth Help Fund Christian Center of Nanticoke Fund Dan Prengaman Memorial Fund for the Arts David A. Grier Memorial Fund David Russell Kline Memorial Fund Delmarva Discovery Center & Museum Fund Diakonia Fund Diakonia Pearls of Service Fund Donald and Barbara Cummins Fund for the Wicomico County Free Library Dr. Douglas I. Smith Memorial Fund Eastern Shore Mission of Mercy Fund

Edward F. “Babe” Pierce Memorial Fund Edward L. and Dorothy Jean Outten Fund Elijah Bradford Memorial Fund Ewell Methodist Perpetual Care Fund First Shore Federal David F. Rodgers Mem. Fund Frank and Sue Morris “Leaders in Giving” Fund Frank H. Morris Humanitarian Award Fund Frank Perdue Memorial Fund Friends of the Salisbury Elks 817 Fund Frost Fund Frost St. Mary’s Episcopal Church Endowment Fund G. Charles Pennewell Memorial Fund Gassman Art Appreciation & Education Fund Gassman Fund for Wicomico Presbyterian Church George & Helen Chandler Fund Gladys Martha Allen Fund for Education Grants Green Hill Methodist Cemetery Fund Harold Genvert Science Fund Help Your Neighbor Fund Henry P. Nielsen Memorial Fund Henry Vinyard, Jr. Memorial Fund Herman & Eunice Sorin Fund for Ocean City Public Art Holly Community Fund Horace M. & Kathryn C. Hill Fund Horizons Salisbury Fund Howard L. Gordy III Trust Fund Jacqueline R. Cassidy Fund James M. Bennett Memorial Gardens Fund James Russell Trader Memorial Fund Jane Bailey Art Education Fund Jean Johnson Fund John & Kathleen Groutt Fund John H. Dulany Memorial Fund Joyce Benjamin Youth Fund Kids of Honor Fund Larry Dennis Fund Lee Levis Fun Fund Lester D. Shockley Family Fund Life Crisis Center Capital Fund Lois J. Rodgers Memorial Fund Lynn Seidel Kids of Honor Fund M. George Cahall Memorial Research Fund MAC Pearls of Service Fund Mannion Fund Margaret Ann Merrill Memorial Fund Marge and Jack Duer Fund Marion Keenan Fund for the Education of Coastal Hospice Staff and Volunteers Martin F. Buell MD Memorial Library Fund Mary Gay Calcott Memorial Fund Mary Lou Burbage Smith Memorial Fund Mary Spencer, Megan Spencer, & Marcia Puente Fund Maryland Coastal Bays Foundation Mason Family Fund Michael G. & Joanna C. Abercrombie Fund Michael Golnick Fund

Michael J. Hynes Memorial Fund Mid-Atlantic Symphony Orchestra Fund Mildred Holland Smith Memorial Fund Nancy and Robert Allen Music Education Fund Nellie G. Allen Faculty Fund Olin J. Shockley & Mildred J. Shockley Memorial Fund Phillip C. & Dorothy L. Cooper Memorial Fund Phoebe Bowers & Anna Barkley Memorial Fund Pine Bluff Village Fund Pocomoke Ruritan Club Fund Poplar Hill Mansion Fund Quantico Cemetery Perpetual Care Fund Queen Nerd Scholarship and Support Fund Ralph’s Hill Cemetery Fund Red, White, and Boom Fund Renew the Zoo Fund Richard Hazel Fund for Youth Richard M. Laws, Sr. and Ruth W. Laws Fund Rider Historic Cemetery Fund Robert T. and Nancy J. Adkins Designated Fund Rodgers-Gouldman Memorial Fund Rodney E. and Dorothy J. Austin Fund Ronald and Susan Wilkins Fund Rotary Club of Salisbury Foundation Fund Salisbury Area Beautification Fund Salisbury Area Prayer Breakfast Fund Salisbury Award Fund Salisbury Park Bandstand & Bridge Fund Salisbury Police Dept. K-9 & Mounted Unit Fund Salisbury Zoo Fun(d) for Kids Samuel W. and Marilyn C. Seidel Beth Israel Congregation Fund Salisbury Salvation Army Fund United Way of the Lower Eastern Shore Fund Reading Forever Fund Seton Center Fund Seton Center Pearls of Service Fund Sheldon Lewis Fund Sinepuxent Lodge 193 AF & AM Fund Snee Fund for the Wico. Co. War Veterans Memorial Somerset County Library System Fund SSgt. Ralph Smith Memorial Fund St. Francis de Sales Parish Endowment Sue C. and Phil W. Stephenson Fund Susan Lee Todd Memorial Fund Tawes Memorial Fund Teackle Mansion - Julia Ford Fund The Children’s Fund The Women’s Fund Thomas C. and Emma S. Roe Memorial Fund Tilghman Fund for Joseph House Center Tilghman Humane Society Fund Toadvine Historic Cemetery Fund Tom & Beth Hershey Fund Tom & Susan Robinson Fund The Christ United Methodist Church

Fund for the Community Players Fund for the Salisbury School Transportation Assistance Fund Trinity Music Fund Trinity Sterile, Inc. - Michael Viner Mem. Fund Trinity United Methodist Church Fund USS Leon Fund Village of Hope, Inc. Fund Virginia B. Layfield Fund Virginia B. Layfield Memorial Fund Walter ‘Trae’ Cohee Memorial Fund Ward Museum of Wildlife Art Fund Westside Historical Society Fund Wicomico County Free Library Fund Wicomico County War Veterans Memorial Fund Wicomico Historical Society Fund Wicomico Mentoring Project Fund William and Sarah Evans Family Memorial Fund Women Supporting Women Fund Wonderland of Lights Fund Worcester County Bar Assoc. Thanksgiving Fund Worcester County Humane Society Fund

Donor Advised Funds These charitable giving accounts are created by individuals, families or organizations to support causes they are passionate about.

Amelia G. Ward Fund Anderson Generations Family Fund Arthur M. and Billie G. Cooley Fund Avery Hall Insurance Group Fund Avery W. Hall Memorial Trust Baja, Inc. Fund Barbara Benton Fund Barry and Donna Beach Fund Bergey and Company, P.A. Fund Bill and Barbara Twilley Family Fund Bo Ruggerio Memorial Fund Bob and Janice Cook Fund Carol Steffy Spirit of Esther Fund Catherine R. Thorsten Fund Cato, Inc. Fund Charles and Gladys Goslee Fund Charles Berry Memorial Fund Charles R. and Ruby B. Dashiell Fund Claire A. and Hayes W. Almand Fund Craig A. Evans Memorial Fund Dad & Daughter Fund Darlene Cole-Culver Fund David Larmore Memorial Fund David Whitby Memorial Fund Debbie and Michael Wessels Fund Delmarva Shorebirds Community Fund

Dick and Betty Wootten Fund Dick and Lou Marshall Family Fund Don and Lynn Taylor Fund Dr. Alfred & Ruth Beattie Family Fund Dr. Julius and Linda Zant Fund Dr. Kent N. Kimmel Fund Emilie W. Robinson Fund Erin Drew Memorial Fund Ethel Berry Memorial Fund First Shore Federal Fund First Shore Federal Endowment Fund France and Mary Lou Smith Family Fund Frank and Sue Morris Family Fund Frank B. Hanna Donor Advised Fund Garrett and Liz Layton Fund George and Carol Galifianakis Fund George and Marie Vickers Fund Gilkerson Fund Gordon D & Mary Sue Gladden Fund Harrison & Sylvia Langeler Fund Hebron Savings Bank Fund Horner Friends Fund Hunt Galyon Memorial Fund Hunter Wright Spina Bifida Fund Jacqueline Fowler Fund James and Annemarie Dickerson Fund James and Paula Morris Fund Jeffrey Peter Marx Memorial Fund Jim and Anne Almand Fund John and Harriet Lerch Fund John and Marian Snee Fund John Gehrig Family Fund Joseph R. & Pamela L. Ollinger Fund Judy and Jon Tremellen Fund Kathryn Washburn Fund Kota and Bina Chandrasekhara Fund Kuhn’s Jewelers Fund La Merced Charitable Fund LJT & Associates Charities Fund LLLR Memorial Fund Louise C. Druckemiller Fund M. William and Frances J. Tilghman Fund M.W. & Barrie Tilghman, Jr. Fund M.W. and Frances J. Tilghman Fund Mac Wessels Memorial Fund Marcus and Jean Stephanides Fund Margaret Palmer Allen Fund Marian Bickerstaff Fund Mark & Patricia Engberg Fund Martin T. & Marilyn B. Neat Fund Massey Family Donor Advised Fund Nancy and George Rubenson Fund Page Insley-Austin Fund Pam & Walter “Macky” Stansell, Jr. Fund Peninsula Insurance Fund Perdue Family Fund 29

Peter and Linda Hutchinson Fund Phoebe Bowers Memorial Fund Phyllis Vinyard Fund Richard and Patricia Hazel Charitable Fund Rick and Amy Wootten Fund Robert and Jane Corcoran Fund Robert Lee Smith Memorial Fund Robertson Family Fund Ronald B. and Mary L. Nelson Fund Rotary Club of Wicomico County Fund Salisbury’s Promise Fund Sally Adkins & Bill Bostian Family Fund Sam and Lynn Seidel Fund Samuel R. & Evelyn Q. Coffin Memorial Fund Shore Distributors Fund Somerset County Children’s Fund Spicer and Karen Bell Fund Stephanie Willey Fund Stu and Kathy Barr Fund Susan and Arthur North Fund The Brown Pelican Fund The Calvin and Susan Peacock Family Fund The Caring Hearts Fund The Children’s Fund in Memory of Shane & Aaron Stein The Hershey Family Fund The Kenneth D. & Sharon A. Wolf Charitable Fund The Links, Inc. Princess Anne Chapter Fund The Mabes Fund for Basic Human Needs Thomas R. Dodd Fund Tom C. & Emma Roe Fund Tomorrow Fund for Wicomico County Virginia H. Korff Fund Wade Family Fund Whitehead Family Fund Wico. Co. Medical Society - Alvarado Health Fund William and Carolyn Johnston Fund William R. & Teresa McCain Fund Worcester County Swimming Fund

Field of Interest and Community Needs Funds These funds allow the donor to champion distinct areas of interest, and allows the Foundation to respond to emerging community needs.

Albert J. Bailey Wicomico County Fund Arthur and Billie Cooley Fund Bank of Delmarva Fund Bobbi Biron Fund for Wicomico County C & P Telephone Fund Catherine Holloway Tilghman Fund Charles E. Bounds Fund Charles Elmer Wharton, Jr. Memorial Fund Comcast Fund 30

Dara and Henry Hanna III Fund Delmarva Power Fund Dick and Betty Wootten Fund Dick and Pat Hazel Fund Dr. Christopher and Betty Conyers Fund Dr. Jack K. Williams Fund Dr. Robert and Jane Corcoran Fund Dr. Spicer Bell Fund Dr. Stedman Smith Fund Dykes, Elliott, Pryor Memorial Fund Edward L. and Dorothy Jean Outten Fund Emilie Robinson Fund Farmers Bank of Willards Fund First Shore Federal David F. Rodgers Mem. Fund France and Mary Lou Smith Fund Frances and M.W. Tilghman Fund Frank and Mitzi Perdue Fund Frank and Nancy Hanna Fund Frank H. and Ora Belle A. Henson Fund Garrett S. and Elizabeth T. Layton Fund George and Helen Chandler Fund George W. Ossman Fund Go-Glass of Delmarva Fund Greg L. and Patricia B. Stein Fund Hebron Savings Bank Fund Hershey Family Fund Holloway Funeral Home Fund Homer and Martha Gudelsky Family Fund Howard and Edna Hambury Historical Trust Jack and Ann Purnell Fund James G. Barrett -- Worcester County Fund Jane W. Bailey Fund Jill and Christopher Wood Fund Jim and Jan Perdue & Family Fund John and Elizabeth Morris Fund John T. and Hannah Handy Fund Crisfield Improvement Fund Joseph R. and Pamela L. Ollinger Fund Judge and Mrs. E. McMaster Duer Fund Katherine Ellen Brown Fund Kresge Challenge Fund Kresge III Challenge Fund Lower Shore Endowment for the Arts Lower Shore Fund M&T Bank Fund Madeline G. Perdue Fund Margaret Twilley Jordan Fund Massey Family Fund Mary Gladys Jones Fund for Cultural Enrichment Mercantile Peninsula Bank Fund Metropolitan Magazine Fund Oscar Carey Fund Pam and Macky Stansell Fund Patricia M. Hazel Fund Pepsi-Cola Fund Purnell Family Fund for Women

Quota’s Women and Children Fund Richard A. Henson Fund Richard M. & Margaretta J. Cooley Mem. Fund Ruth Donaway Fund Sam and Charlotte Goldman Fund Sarah Demetrowitz Fund Saul Ewing, LLP Fund Showell Family Fund Somerset County Fund Stein Family Fund Sue Morris Fund Susan and Raymond Shockley Fund The Fund for the Environment The Memorial Fund V. Lynn and Winnie N. Wootten Fund Veterans Appreciation Fund VFW Post #194 Field of Interest Fund Virginia B. Layfield Fund Youth Foundation Fund

Memorial Funds Established to accept contributions while providing the family time to consider how best to represent a loved one’s passions and interests.

Alfred & Clara May Truitt Fund Blanche T. Purnell Fund Elias S. Adamopoulos Fund Jack Edward Morris Fund John W. Causey Fund Tony Sterling Fund

Nonprofit Partner Funds Established by nonprofits to help provide future income, these funds are a simple and efficient way to create sustainability and financial support.

Alison J. & Ella Ward Parsons Fund for Restoration & Beautification of Parson’s Cemetery Art League of Ocean City Fund Assateague Coastal Trust Founders’ Fund Assateague Coastal Trust Robert L. Dwight Mem. Fund Atlantic Club Fund Atlantic General Hospital Foundation Fund Beth Israel - Albert & Dorothy Segal Mem. Fund Beth Israel General Fund Bethel Cemetery Perpetual Care Fund Beulah V. Riley Worc. Co. Humane Society Fund Boy Scouts of America Fund Cancer Support - Community Fund Chesapeake Bay Girl Scouts Council Fund Children’s Theater of Delmarva Fund

Coastal Hospice Fund Cricket Center, Inc. Fund Crisfield Heritage Foundation Fund Deaf Independent Living Association Fund Deer’s Head Center Foundation Fund Del-Mar-Va Council, Boy Scouts of America Fund Del-Mar-Va Co. Boy Scouts of America Maintenance Delmar Alumni Scholarship Foundation Fund Delmarva Discovery Center Fund Delmarva Education Fund Dove Pointe Fund Easter Seals DE & MD’s Eastern Shore Fund Eastern Shore Association of Municipalities Fund Eastern Shore Baseball Hall of Fame Fund Fruitland Community Center, Inc. Fund Furnace Town Fund Girl Scouts of the Chesapeake Bay Council, Inc. Fund Habitat for Humanity of Wicomico County Fund HALO - Hope and Life Outreach Fund Holly Darrow Memorial Fund Holly Grove Christian School Fund Julia A. Purnell Museum Fund Lower Eastern Shore Heritage Council Fund Lower Shore Enterprises, Inc. Fund Lower Shore Land Preservation Fund Lower Shore Land Trust, Inc. Fund MAC, Inc. Fund MAGI Fund, Inc. Fund Maple Shade Youth & Family Services Fund McCready Foundation Fund Mid-Delmarva YMCA Fund Nina Wright Wildman Mem. Scholarship Fund Ocean City Museum Society Fund PAC 14 Fund Pairo/Krebs Ocean City Paramedic Foundation Fund Parsons Cemetery Perpetual Care Fund Pemberton Hall Foundation Fund PRMC Foundation, Inc. Fund Preservation Trust of Wicomico County Fund Rackliffe House Trust, Inc. Fund Rotary Club of Salisbury Fund Salisbury Area Chamber of Commerce Found. Fund Salisbury Fire Dept, Inc. Volunteer Fund Salisbury Lions Club Fund Salisbury Neighborhood Housing Service Fund Salisbury School, Inc. Fund Salisbury School / Penny Jarman Endowment Fund for Teacher Enrichment Fund Salisbury Substance Abuse Community Center Fund Salisbury University Foundation, Inc. Fund Salisbury Volunteer Fire Companies Fund Salisbury Wicomico Lion’s Club Fund Salvation Army Fund Snow Hill Christian Nursery School Fund Spence Baptist Church, Inc. Memorial Fund St. Francis de Sales School Fund

St. Peter’s Episcopal Church Fund The Chipman Foundation Fund United Needs and Abilities Fund United Way of the Lower Eastern Shore Fund Ward Foundation Fund Wesley Theological Seminary Fund Wicomico County Fund for the Arts Wicomico County Humane Society Fund Wicomico Historical Society Fund Wicomico Performing Arts Center Fund Wicomico Public Library Fund Wor-Wic Child Development Center Fund Wor-Wic Community College - Nursing Fund Wor-Wic Community College General Fund Wor-Wic Richard A. Henson Fund for Tomorrow Wor-Wic Technology Fund Worcester County G.O.L.D. Fund Worcester Preparatory School Fund Worcester Youth & Family Counseling Services Carolyn Cordial Living Legacy Fund

Scholarship Funds Scholarship funds are created by individuals, families, and organizations who wish to memorialize a loved one, encourage a certain field of study, or to extend a helping hand.

A. Asbury Parks & Donna Morgan Parks Scholarship Alice Parsons Davis Memorial Scholarship Allen Harim Legacy Scholarship Anthony Sarbanes Parkside High School Spirit of the Ram Award Anthony T. Olive Scholarship Barbara Rogers Hall Scholarship Bethesda United Methodist Church - Eleanor Bounds Ministerial Scholarship Billie M. Cooper Memorial Fund Billie R. Laws Masonic Scholarship of Sinepuxent Lodge #193 Carolyn Mears Elmore Scholarship Charles L. Marshall Hotel Management Schol.

Community Singers Scholarship Cpt. Adam G. Mooney Scholarship Dave and Lenny Downes Scholarship David W. Snee Memorial Scholarship Delmarva Peninsula Golf Association Scholarship Diane Oberholtzer Memorial Scholarship Donald Bartlett/Goldsboro VFD Scholarship Donald Lee Schul, Jr. Scholarship Doris Gay Calcott Memorial Scholarship Dr. Alfred & Ruth Beattie Healthcare Careers Schol.

Dr. Frederick E. Pfaff, Jr. Memorial Scholarship Dr. Jon M. Andes Worc. Co. Teacher Scholarship Dr. Joseph Z. Badros Scholarship

Dr. Paul W. Vineyard Schol. of E.S. Dental Assoc.

Drew Smith Memorial Scholarship Duane V. Perdue Memorial Scholarship Eastern Shore Running Club Scholarship Elizabeth Brittingham Pusey Scholarship Esther M. Smith Scholarship Evelyn Blose Holman Scholarship Everline Memorial Scholarship Federalsburg Rotary Club Scholarship Fraternal Order of Eagles Aerie #4503 Schol.

Fruitland Chamber of Commerce Scholarship FSFS - W. Leonard Brown Scholarship George and Gerry Bower Scholarship Gladys Martha Allen Scholarship Green Hill Yacht & Country Club Scholarship Gregory A. Taylor, Jr. Memorial Scholarship Herb and Ann Fincher Memorial Scholarship Herbert D. Brent Arts Scholarship Hunter Hudson Scholarship Irene C. & Louis F. Collins Scholarship James G. and Nancy W. Barrett Scholarship James M. Bennett Class of ‘66 Scholarship James Russell Trader Scholarship James S. Donohoe Scholarship James S. Dudley Music Scholarship James W. Hancock III Scholarship Jeffrey Morris Smith Memorial Scholarship John and Hannah Handy Scholarship John Custis Crawford Scholarship John H. Dulany Memorial Scholarship John Patrick Reeves Scholarship John Stephanos AHEPA Scholarship Katherine Ellen Brown Scholarship Kent & Robin English Memorial Fund for the Arts Korryn P. Whited Memorial Scholarship Lana Kaye Rinehart Memorial Scholarship Local Owner Restaurant Association Scholarship Louise Smith Scholarship Louise Vaughan Morgan Scholarship M. William & Frances J. Tilghman Scholarship Marian Gregoriussen Snee Mem. Scholarship Marian Gregoriussen Snee Mem.Schol.– Wor-Wic Martin S. Kane Memorial Scholarship Maryland Building Industry Assoc., Eastern Shore Chapter Scholarship Maryland Correctional Administrators Association Memorial Scholarship Max Cooley Memorial Scholarship Michael G. Mann Memorial Scholarship Naleppa Family Healthcare Scholarship Norman H. Conway Scholarship Ocean City - Berlin Optimist Youth Found. Schol.

Pat Briscoe Award Paul A. Hishmeh Memorial Scholarship Paul and Geraldine Martin Scholarship Paul Rendine Disabilities Advocates Scholarship

Paul S. McCabe Masonic & Eastern Star Schol.

Pearl P. Calhoun Scholarship Pocomoke City Rotary Club J. Dawson Clarke Memorial Scholarship Pocomoke High School Class of 1964 Mem. Schol.

Professor A. L. Fleming Memorial Scholarship Progress Lane Scholarship Purnell D. White Memorial Scholarship Richard A. Henson Memorial Scholarship Richard and Patricia Hazel Minority Scholarship Robert and Ann R. Burns Scholarship Robert B. Koontz Mountaineer Scholarship Ronald and Christine La Porte Fund Rotary Club of SBY, Charles Whitmore Mem. Schol.

Rotary Club of SBY Helen C. Wootten Mem. Schol.

Salem United Methodist Church Iris Hitchens Memorial Scholarship Salisbury Police Dept. Future Officer Recruits College Education Scholarship Salisbury Sunrise Rotary Club Scholarship Salisbury’s Promise Scholarship Fund Salisbury-Wico. Arts Council/Paul S. Hyde Schol.

Samuel W. Seidel Athletic Scholarship Sandy Greer Honorary Scholarship Scholarship of the Rotary Club of Salisbury Seidel Guilford College Fund Snee Memorial Scholarship Spyros P. & Matina S. Sarbanes Memorial Schol.

TFC Edward A. Plank, Jr. Memorial Scholarship The Eastern Shore Pastoral Scholarship The Gruwell Scholarship The Hancock Family Millennium Prize The Lowell E. Hoprich Athletic Scholarship Trinity United Methodist Church - Rev. George R. Patterson Scholarship Trinity United Methodist Church Scholarship Veterans of Foreign Wars Scholarship Fund VFW Eastside Memorial Post 2996 Scholarship Viren and Rekha Sharma Scholarship Wade and Helen Sue Ward Mem. Scholarship Wanda Parks Milbourne Scholarship White Family Scholarship Whittington Memorial Scholarship Wicomico County Economic Impact Scholarship Wicomico County Ministerial Alliance Scholarship Wicomico High School Class of 1939 Award Fund Wicomico High School Class of 1955 Scholarship Wicomico High School Class of 1961 Scholarship Wicomico Senior High School Class of 63 Schol.

Wil Engle Memorial Scholarship William B. Blank DACA Scholarship William G. Greenly Scholarship William P. & Marjorie H. Fleming Scholarship William R. Bowen Scholarship William T. Burbage Family Memorial Scholarship Wor-Wic Almon-Gray Scholarship

Wor-Wic Anna Mae Perdue Vincent Scholarship Wor-Wic Arnold H. Maner Endowed Scholarship Wor-Wic Brian K. Heller Memorial Scholarship Wor-Wic Comm. College Anne K. Smith Scholar.

Wor-Wic Dorothy Warwick Smith Scholarship Wor-Wic Draper Family Scholarship Wor-Wic Easton Elks Scholarship Wor-Wic Electronics Employers Scholarship Wor-Wic Eric D. Monk Memorial Scholarship Wor-Wic Faculty Honors Endowed Scholarship Wor-Wic Garland and Vivian Bull Scholarship Wor-Wic George N. Brous Scholarship Wor-Wic Harry W. Kelley Scholarship Wor-Wic Henry Lee Vinyard, Jr. Scholarship Wor-Wic Henry S. & Nellie T. Parker Scholarship Wor-Wic Hospitality Careers Scholarship Wor-Wic James W. Hancock III Scholarship Wor-Wic Jim Dryden Endowed Scholarship Wor-Wic Julia S. Martin Memorial Scholarship Wor-Wic Kathleen & Michael Abercrombie, Jr. Schol.

Wor-Wic Kristin Rendine Scholarship Wor-Wic Lois E. Brunkhorst, RN Scholarship Wor-Wic Marilyn G. & Andrew W. Booth Schol.

Wor-Wic Marilyn J. Baker Scholarship Wor-Wic Mark and Lucille Rudnick Scholarship Wor-Wic Maureen D. Capelli Scholarship Wor-Wic Michael McMullen Mem. Scholarship Wor-Wic Milton L. & Thelma C. Conner Mem. Schol.

Wor-Wic Porter-Rinnier Scholarship Wor-Wic Ray and Donna Hoy Scholarship Wor-Wic Ruth R. Langeler Memorial Scholarship Wor-Wic Samuel W. & Marilyn C. Seidel Schol.

Wor-Wic Shore Distributors Scholarship Wor-Wic Sons of Italy Scholarship Wor-Wic Stephen L. Capelli Scholarship Wor-Wic Thomas G. Hanley Scholarship Wor-Wic Virginia H. Nicoll, RN Scholarship Worcester County Arts Council Scholarship Fund

In Honor A gift to the Foundation made in honor of a special person is always fitting. The names of those who have been honored are in bold beneath the fund name, followed by the name of the donor.

Jerry and Gloria Ragains

Tom and Rita Copenhaver

Eddie and Jill Reddick

Edward and Rebecca Galyon

Chris and Casey Smith

Edward, Rebecca, and Lloyd Galyon

Mr. and Mrs. Jay P. Ragains Mr. and Mrs. Jay P. Ragains Mr. and Mrs. T. Scott Hitch Mr. and Mrs. Jay P. Ragains

Scotty and Ellen Hitch

Mr. and Mrs. Jay P. Ragains Mr. and Mrs. Chris Smith Alex Ragains

Mr. and Mrs. Jay P. Ragains Jay and Kim Ragains

Mr. and Mrs. Chris Smith

Mr. and Mrs. Peter S. Copenhaver

Andrew and Dina Tilghman

Mr. Thomas G. Copenhaver P.D. and Bobbie Mowbray Mr. and Mrs. Peter S. Copenhaver

Mat and Barrie Tilghman

Mr. and Mrs. Peter S. Copenhaver

Andrew & Dina Tilghman

Mr. and Mrs. Peter S. Copenhaver

Mr. and Mrs. Jay P. Ragains Mr. and Mrs. T. Scott Hitch Mr. and Mrs. T. Scott Hitch

Ben’s Red Swings Designated Endowment Fund In honor of my daughter & granddaughter

Ms. Anita N. Sands

Boy Scouts of America Fund Peter Hutchinson

Ms. Judith A. Hutchinson & Ms. Brenda J. Roman Carolyn Mears Elmore Scholarship Janie Linn

Vic and Jean Laws Donald Lee Schul, Jr. Scholarship Fund Pearson Schul for his birthday

Ms. Sidney Daphne Hayman

Doris Gay Calcott Mem. Scholarship J.D. & Dolly Burkett at Christmas

Mrs. Linda W. Hutchinson

Dr. Joseph Z. Badros Scholarship Fund Evyn Badros

Mr. and Mrs. Todd D. Millstein Eastern Shore Mission of Mercy Fund Dr. Richard M. ‘Pete’ Reddish

His three grandsons

Mr. and Mrs. Donald W. Meritt Alice Parsons Davis Memorial Scholarship Fund

Mr. and Mrs. Peter S. Copenhaver

Dr. Debra Welsh DDS

Friends of the Salisbury Elks 817 Fund Edward, Rebecca, and Lloyd Galyon

Mr. Thomas G. Copenhaver

Jim and Irene Soderquist

Skip Valliant and Jamie Manaia

Norman H. Conway Scholarship Fund Norman Conway

Mr. and Mrs. William B. Rinnier, Sr. Queen Nerd Scholarship & Support Fund in Memory of Jamey Lee Griswold Landon Dr. Harlan Eagle

Mr. and Mrs. John Greco Ruth Donaway Fund for Community Needs Ruth Donaway

Mr. and Mrs. Charles R. Dashiell, Jr. The Community Foundation Fund James W. Almand

Mr. and Mrs. William H. Ransley III Rev. Terri Bernard

Mrs. Margaret V. Lankford CFES Staff

Nelson Insurance Agency, Inc. Norman Conway

Mr. and Mrs. William B. Rinnier, Sr. Charles G. Goslee

Mrs. Mary Gladys Jones Andrew Joseph

Mr. and Mrs. Jeremy Joseph Hattie Miller

Mr. Lonnie L. Dail and Mrs. Janice E. Jones Dail Melody Nelson Mrs. Gale H. Yerges Stephen Decatur High School

Mr. and Mrs. Howard Taylor

John & Sandy’s 50th Wedding Anniv.

Mr. and Mrs. Dennis W. Dempsey

Hunt Galyon Memorial Fund Charlie and Patsy Brooks

Mr. and Mrs. Peter S. Copenhaver 31

The Women’s Fund Keirsten Taylor Baker

Dr. Dorothy E. Baker

Ricki Bradshaw’s Birthday

Mrs. Elizabeth Calcott Wootten Connie Harris

Dr. Carol Williamson Allison Hildebrand

Mr. and Mrs. James A. Perdue Linda Hutchinson’s Birthday

Mrs. Elizabeth Calcott Wootten Linda Hutchinson

Ms. Barbara Hutchinson Melody Nelson

Mrs. Martha K. Graham Mitzi Perdue

Mr. and Mrs. James A. Perdue Sandy Poole’s Birthday

Mrs. Elizabeth Calcott Wootten

Tom and Lou Whittington

Mr. and Mrs. John Rankin

Tom & Lou Whittington’s Anniv. & Mrs. Whittington’s Birthday

Mr. and Mrs. John Rankin

Tom and Lou Whittington in Recognition of Mother’s Day and Father’s Day

Mr. and Mrs. John Rankin

Wicomico High School Class of 1955 Scholarship Fund Curt and Jane Massey

Mr. and Mrs. William C. Litsinger, Jr. Mr. and Mrs. Arthur C. Parker, Jr. Mr. and Mrs. William H. Smith Ms. Jo Ann H. Walther Mr. and Mrs. Norman L. Webster, Sr. Bill and Shirley Cropper

Anonymous

Beth Torchia

In Memory

Mrs. Susan L. Peacock Heather Trader’s New Baby

Mr. and Mrs. Malcolm W. Peverley

Barbara Whitehead’s Birthday

Dr. and Mrs. Alfred H. Beattie

Trinity United Methodist Church Rev. George R. Patterson Scholarship Rev. George Patterson

Dr. Virginia A. Dulany M.D.

Whittington Memorial Scholarship Dr. C. Neil Beer

Mr. and Mrs. Thomas Whittington Ranelle and Mike Flurie

Mr. and Mrs. Thomas Whittington Dr. Rachel Flurie

Mr. and Mrs. Thomas Whittington Ryan Flurie

Mr. and Mrs. Thomas Whittington Sally Rankin’s Birthday

Mr. and Mrs. Thomas Whittington Sally & John Rankin

Mr. and Mrs. Thomas Whittington Roxanne and Van Strickland

Mr. and Mrs. Thomas Whittington Dr. Howards Weeks

Mr. and Mrs. Thomas Whittington Howie Weeks and Anne Wright

Mr. and Mrs. Thomas Whittington

Kathy and Norman Whittington

Mr. and Mrs. Thomas Whittington 32

Memorial gifts allow the community to celebrate the lives of these individuals.

Names of those remembered are in bold beneath the fund name, followed by the name of the donor.

Alfred & Clara May Truitt Memorial Judge Alfred T. and Clara May Truit

Mr. and Mrs. Roscoe R. Leslie Mr. and Mrs. Michael P. Truitt

Alice Parsons Davis Mem. Scholarship Alice Parsons Davis

Mr. and Mrs. Jerry E. Ragains Mr. and Mrs. M.W. Tilghman, Jr. Arthur M. Cooley, Jr. Memorial Arthur M Cooley, Jr.

Ms. Marie B. Calafiura Mrs. Katherine C. Maher

Ben’s Red Swings Fund Ben Layton

Mr. and Mrs. William W. Beauchamp Ben Layton Memorial 5k Ms. Frances Butler Mr. and Mrs. Gabriel J. Garde Herl’s Bath & Tile Solutions Mr. and Mrs. Edgar W. Hull Ms. Nikoleta Kolovos Dr. and Mrs. C. Rodney Layton, Jr.

LJT & Associates, Inc. Princess Anne Family Practice Mrs. Autumn Romanowski Ms. Louise Smith Ms. Christina Tyler and Mr. Jefre A. Wilhelm Billie M. Cooper Memorial Fund Billie M. Cooper

Mr. and Mrs. Donald R. Cooper, Jr. Billie R. Laws Masonic Scholarship Fund of Sinepuxent Lodge #193 Billie Laws

Mr. Richard D. Myers II Charles & Gladys Goslee Youth Help Fund Gladys B. Goslee

Mr. and Mrs. Aaron Green Charles and Gladys Goslee Donor Advised Endowment Fund Gladys B. Goslee

Mr. and Mrs. Aaron Green Charles L. Marshall Hotel Management Scholarship Charles L. Marshall

Mrs. Dee B. Marshall Mr. Michael P. Marshall

Cpt. Adam G. Mooney Scholarship Fund George Hubbard

Mr. Joshua Hubbard Mr. and Mrs. Levin W. Niblett, Jr. Craig A. Evans Memorial Fund Craig A. Evans

Mr. and Mrs. Robert L. Thomas David Larmore Memorial Fund Truitt W. Jefferson

Mr. and Mrs. Bounds David Larmore

Ms. Rosemary B. Gallis Mr. and Mrs. Dan S. Harris III Mr. and Mrs. Richard Kadera Ms. Kathleen Monteleone Mr. John Sharpe St. Francis de Sales Church Ms. Emily M. Thomas David W. Snee Memorial Fund David W. Snee

Mr. and Mrs. John D. Hynes John D. Hynes & Associates, Inc. Mr. John J. Snee Ms. Rochelle E. Snee Delmarva Education Found. Fund Terry Bailey Blagus

Jean & Vic Laws, Michael Laws and Jessie Laws Disability Advocates of Delmarva Scholarship Paul Rendine

Mrs. Barbara E. Benton Mr. and Mrs. Alexander J. Bubas Dr. and Mrs. James L. Clifford Mrs. Darlene B. Cole-Culver Mr. and Mrs. Anthony S. Gilkerson Mr. O. Palmer Gillis III Mr. Kirk E. Grable and Ms. Lori A. Barnh Mr. and Mrs. Henry H. Hanna Mr. and Mrs. John M. Holloway Vic and Jean Laws Mr. and Mrs. Roland R. Leimann Mr. and Mrs. Leslie F. Lowe Ms. Paulette S. Prodanchek Mr. and Mrs. Mark Rendine Ms Mary R. Rendine Mrs. Nancy Rendine Dr. and Mrs. Thomas E. Todd DVM Donald Lee Schul, Jr. Scholarship Donald L. Schul, Jr.

Mrs. Paula E. Johnson Mr. and Mrs. Donald L. Schul Doris Gay Calcott Mem. Scholarship Doris Gay Calcott

Mrs. Elizabeth Calcott Wootten Dr. Jon M. Andes Worcester County Teacher Scholarship Fund Lenore Huffer

Worcester County Board of Education Garry Mumford

Worcester County Teachers Association Duane V. Perdue Mem. Scholarship Duane Perdue

Pyramid Transport

Elijah Bradford Memorial Elijah Bradford

Ms. Margaret A. Bradford Ms. Elizabeth L. Lyons

Ewell Methodist Perpetual Care Fund Anna Rose and Elmer Evans

Ms. Leighann von Hoelle

Frank and Sue Morris Family Fund Susanne Morris

Dr. and Mrs. Alex Azar Bank of Delmarva Mr. and Mrs. Edward G. Banks Jr. Mrs. Nancy W. Barrett Dr. and Mrs. J. Spicer Bell Ms. Clair T. Burkelman Dr. Stephen L. Capelli Chesapeake Systems LLC Dr. and Mrs. James L. Clifford Mr. and Mrs. Timothy J. Connolly Dr. and Mrs. Robert J. Corcoran Mr and Mrs. Daniel P. Custer Mr. and Mrs. Charles R. Dashiell, Jr. Mr. John Lee Davis Dr. Virginia A. Dulany M.D. Ms. Katherine F. Eccleston and Ms. Karen F. Vaughan Mr. and Mrs. Mark E. Engberg Mr. and Mrs. Stephen Engler Mr. and Mrs. Thomas H. Evans Ms. Anna J. Gunnarsson & Mr. Leonard P Pfeiffer Ms. S. Nancy Hastings Mr. and Mrs. John Hershberger Mr. and Mrs. John M. Holloway Mr. and Mrs. Russell A. Houseal Mr. and Mrs. John D. Hynes Mrs. Gene A. Jones, Jr. Ms. Charlotte H. Langrall Vic and Jean Laws Ms. Maureen McNeill Mr. and Mrs. John A. Morris Mr. and Mrs. Ronald B. Nelson Mr. and Mrs. Joseph R. Ollinger Mr. and Mrs. William H. Parker Mr. and Mrs. J C Parker Ms. Deborah A. Phillips PKS & Company, P.A. Mr. and Mrs. Walter C. Plachta Mr. and Mrs. Hunter Rich Rock N Roll Outfitters, Inc. Mr. and Mrs. Thomas C. Rose Mr. and Mrs. Raymond C. Shockley Ms. Betty E. Franke and Ms. Gail F. Smith Mr. and Mrs. Bruce E. Smith Mr. and Mrs. France E. Smith William T. Smith III, PA Mr. and Mrs. Lewis H. Swartwout Mr. and Mrs. James W. Taylor Mrs. M. Virginia Thornton

Mr. and Mrs. Michael P. Truitt Mr. and Mrs. Jeffrey F. Turner United Way of the Lower Eastern Shore, Inc. Mr. and Mrs. Edward C. Weirick Mr. and Mrs. Paul J. Wellinghoff Henry Vinyard, Jr. Memorial Fund Henry Vinyard, Jr.

Mrs. Phyllis A. Vinyard

Hunter Hudson Scholarship Fund Hunter Hudson

Mr. Don Acree Amber and Logan Anonymous Donors Avery W. Hall Insurance Agency, Inc. BJ Stores, Inc. Mr. and Mrs. Lewis Bush Eric, Lisa, Brad - Mr. and Mrs. Wilson E. Davis Mr. and Mrs. Damon K. Deppe Ms. Sherie L. Detty Mr. and Mrs. Robert W. Dunham Mr. William E. Esham III Mr. and Mrs. Mike Evans Fleet Maintenance, Inc. Francis Scott Key Motel, LLC Mr. and Mrs. Stephen R. George Ms. Deborah Gover Mr. and Mrs. Christian K. Hardesty Mr. and Mrs. Anderson S. Hastings Ms. Laura M. Hudson Ms. Kenna S. Jennings Mr. and Mrs. Michael R. Keiser, Jr. Kennedy Personnel Services L.W.B. Sales, Inc. Mr. and Mrs. John G. Lemon, Jr. Mr. and Mrs. Donald A. Mattey Mr. and Mrs. William E. Mengason Randy Mills Morano Enterprises, LLC ND Retail, LLC Mr. and Mrs. Georgi Petkov Remmell Marketing, Inc. Mr. and Mrs. Rick E. Savage Sensible Design Ms. Elise R. Shernoff Sun & Fun Sunspecs of Ocean City, Inc. The Boardwalk Store, Inc. Tyler & Company, PA BJ’s on the Water WBS, LLC Mr. and Mrs. Scot D. Wells Zia Family Irrevocable Trust

Jack Edward Morris Memorial Jack Edward Morris

A.S.A.P. Services Corp Mr. and Mrs. Michael G. Abercrombie, Jr. Mr. and Mrs. John G. Allen Ms. Judith M. Allen Beauchamp Construction Mr. and Mrs. Matthew E. Bender Mr. and Mrs. Walter H. Brubaker III Mr. James H. Carpenter, Jr. Cherry Hill Condominium Association Dr. and Mrs. James L. Clifford Mr. and Mrs. R. Dale Dashiell Mr. and Mrs. Charles R. Dashiell, Jr. Mr. and Mrs. Wilson E. Davis Mr. and Mrs. David Dawson, Sr. Delaware Elevator, Inc. Ms. Lisa W. Doyle Dr. Carolyn J. Elmore Ed.D. Mr. and Mrs. Guy S. Elzey, Jr. Mr. and Mrs. Raymond C. Evans Mr. O. Palmer Gillis III Mr. Edward A. Godfrey Mr. and Mrs. Jeffrey L. Gordy Mr. and Mrs. Regan K. Haldeman The Harrison Family Mr. and Mrs. Henry H. Hanna Mr. and Mrs. Phillip A. Hesser Ms. Teresa Homberg Mr. and Mrs. Bryan J. Howlin Ms. Kristen Huber Mrs. Linda W. Hutchinson Mr. and Mrs. David S. Johnson Mr. and Mrs. Robert N. Jones Mr. and Mrs. C. Eric Josephson Mr. and Mrs. Tom Kelly Mr. and Mrs. Bruce C. Kennington, Jr. Mr. and Mrs. Kevin L. Kreutner Mr. and Mrs. Michael H. Lecates Ms. Norma A. Lingo Mr. and Mrs. Michael J. Marks Mr. and Mrs. Richard L. Marshall Mr. and Mrs. Horace L. Marshall Mr. and Mrs. Jeff Mathias Mr. and Mrs. Roland W. McGee Mr. and Mrs. Ryan McLaughlin Mr. and Mrs. James F. Morris Mr. and Mrs. David H. Morris Mr. and Mrs. John A. Morris Ms. Barbara K. Morris Ms. Margaret A. Morris-Gnadt Mr. and Mrs. Ronald B. Nelson Mr. and Mrs. Ryan P. Nelson Ms. Kimberly S. Nisbet Mr. and Mrs. W. T. Parker Mrs. Sandra C. Plank

R.C. Holloway Company Real Property Maintenance, LLC Ms. Suzanne R. Ruark Mr. and Mrs. Mark D. Sewell Mr. and Mrs. William H. Smith Mr. and Mrs. Bruce E. Smith William T. Smith III PA Mr. and Mrs. Stewart M. Soper Mr. and Mrs. Dale M. Soper Steen Realty, Inc. Ms. Anne Stephens Ms. Shirley T. Taylor Mr. and Mrs. James W. Taylor Mr. and Mrs. James W. Taylor III Trinity United Methodist ASP Mission Tea Value Carpet One Mr. and Mrs. Charles E. Vane, Jr. Mr. Ron Wainwright Mr. and Mrs. Philip L. Wells Mr. and Mrs. William H. Whitelock Wilson Davis & Son Mrs. Elizabeth Calcott Wootten Dr. and Mrs. Theodore T. Wycall Mrs. Phyllis A. Vinyard Mr. and Mrs. Joseph R. Ollinger Jeffrey Morris Smith Mem. Scholarship Jeffrey Morris Smith

Mr. and Mrs. William H. Smith Korryn P. Whited Mem. Scholarship Korryn Whited

Mr. and Mrs. Kenneth J. Whited LLLR Memorial Fund Rob Schultheis

47 ABC Mr. and Mrs. Stephen A. Boyd Chesapeake Region Safety Council Delmar Brewing Company, LLC Mr. and Mrs. Patrick T. Fanning Ms. Kenisha L. Fletcher Hoop Tea Mr. David Madaras Mr. C. Keith Newton Mr. and Mrs. Brandon M. Noelte OC Trirunning Sports, Inc. Parties Etc., Inc. Mr. and Mrs. Paul R. Schultheis Mr. and Mrs. Raymond Schultheis III Ms. Anne A. Smethurst Mr. and Mrs. Thomas W. Smith The Little House of Pancakes, Ribs and Pizza Tim Kennard River Run

Mac Wessels Memorial Fund John ‘Mac’ Wessels

Mr. and Mrs. Michael G. Abercrombie, Jr. Mr. and Mrs. Michael G. Abercrombie, Sr. Mr. and Mrs. Jeffrey E. Albright Mr. Scott Allen Mr. and Mrs. F. C. Althaus Ms. Eva K. Anderson Dr. and Mrs. Alex Azar Mr. and Mrs. Jeffrey E. Badger Ms. Kathryn K. Barnes Ms. Donna C. Bartrug Ms. Catherine Bassett Mr. and Mrs. Frederick B. Batie Dr. and Mrs. Alfred H. Beattie Mr. and Mrs. Thomas M. Becker Mr. and Mrs. Philip S. Benvenuto Mr. and Mrs. John T. Blades Dr. and Mrs. Charles Brenner Callaway, Farnell, and Moore, Inc. Mr. and Mrs. Steven D. Chandler Ms. Loretta M. Coccodrilli Ms. Linda Cockey Mr. and Mrs. Brett Collins Mr. and Mrs. Terrence N. Conway Ms. Andrea M. Coulson Mr. and Mrs. Matthew E. Creamer III Mrs. Mary D. Cross Mr. Richard Culver Mrs. Abbi Custis Mr. and Mrs. Donald L. Dashiell, Jr. Mr. and Mrs. John C. Davis Mr. and Mrs. Brian J. Delawder Mr. and Mrs. William H. Dennis Shelia Dize Mr. and Mrs. L. Douglas Hotton Mr. and Mrs. David V. Downes Mrs. Dianne W. Dykes Ms. Gamee Elliott Ms. Suzanne F. Erskine Mr. and Mrs. Thomas M. Fisher Mr. Robert W. Freeman Furnish, Inc. Mr. and Mrs. C. Galen Gardner Mr. and Mrs. Reuben Goetzl Ms. Barbara V. Graham Mr. and Mrs. Henry H. Hanna Mrs. Dency Y. Hanna Ms. Sidney Daphne Hayman Mr. and Mrs. E. D. Herman Mr. and Mrs. John Hess Mr. and Mrs. Todd Hickman Mr. and Mrs. Joseph M. Hinson Mr. and Mrs. John M. Holloway Mr. and Mrs. Stanley C. Howeth Dr. and Mrs. Ray Hoy

Mr. Wade H. Insley III Insley Rentals, LLC Janice P. Nicholson Revocable Trust Dr. Andrea G. Kahn Ms. Marcia Katz Mr. and Mrs. John K. Kilian Ms. Kathy Kunkowski Mr. and Mrs. Nick Kypreos Mr. Robert J. Laun Mr. and Mrs. Mark W. Lavorgna Vic and Jean Laws Mr. and Mrs. James A. Laws Mr. and Mrs. Ronald L. Laws Mr. and Mrs. Jamieson A. LeCates Mr. and Mrs. Stuart R. Leer Mr. and Mrs. Roland R. Leimann Mr. and Mrs. Keith A. Lynch Mr. and Mrs. William E. Martin Mr. and Mrs. P. Curtis Massey Mr. and Mrs. Gabriel R. Matyiko Mr. and Mrs. Jerry B. Matyiko Dr. and Mrs. John B. McKee Mr. and Mrs. Ryan McLaughlin Mr. and Mrs. James L. McNaughton Mr. and Mrs. Buz Mills Mr. William Moore Mr. and Mrs. John A. Morris Mr. and Mrs. Barry Neal Max and Payton Nicoll Mr. and Mrs. Richard B. Nissley Mr. and Mrs. Joseph R. Ollinger Mr. and Mrs. Patrick E. O’Reilly Mr. David H. Owens and Dr. Luette S. Semmes Ms. Lauren B. Paul Mr. and Mrs. Malcolm W. Peverley Mr. and Mrs. Thomas W. Phillips Mr. and Mrs. James F. Pusey II Dr. and Mrs. Richard M. Reddish Rental Management, Inc. Mr. and Mrs. Chris Rozaieski Ms. Constance J. Rue Drs. Jason and Diana Scopp Mr. and Mrs. Mark D. Sewell Mr. and Mrs. Jason M. Simms Mr. and Mrs. Bruce E. Smith Mr. and Mrs. Richard Stafford Mrs. Patricia Stein Mr. and Mrs. Kevin W. Thawley Mr. and Mrs. M. Kevin Tingle Mr. and Mrs. Jeffrey F. Turner Mr. and Mrs. Kenneth Usab Dr. and Mrs. David Walker Wealth Solutions, LLC Mr. and Mrs. Joseph J. Welch Mrs. Gayle H. Widdowson Mr. and Mrs. Daniel P. Williams 33

Mr. and Mrs. Stephen R. Williams Mr. and Mrs. Steven L. Windmuller Mrs. Elizabeth Calcott Wootten Mr. and Mrs. Dick Young Mr. and Mrs. Lewis C. Young Marian Gregoriussen Snee Memorial Scholarship Marian Gregoriussen Snee

Ms. Rochelle E. Snee Mr. and Mrs. John D. Hynes John D. Hynes & Associates, Inc.

Martin S. Kane Mem. Scholarship Martin Kane

Dr. & Mrs. Paul C. King, Jr. Mary Gay Calcott Memorial Fund Mary Gay Calcott

Mrs. Elizabeth Calcott Wootten Michael J. Hynes Memorial Fund Michael Hynes

John D. Hynes & Associates, Inc. Nancy & Robert Allen Music Education Fund Jurgen Richard Meyer-Cuno

Mrs. Phyllis H. Meyer

Nina Wright Wildman Memorial Scholarship Fund Nina Wright Wildman

Delmar Alumni Scholarship Foundation, Inc. Paul Rendine Disabilities Advocates Scholarship

Paul Rendine Disability Advocates of Maryland, Inc. Mr. and Mrs. Christopher Lobb Ms. Paula J. Rendine Mr. and Mrs. Ronald J. Sloan Dr. and Mrs. George I. Whitehead III Mr. and Mrs. Neal M. Widdowson

Quantico Cemetery Perpetual Care Fund

Albert James and Mary Jean Collins Ms. Stephanie F. Brown

Queen Nerd Scholarship & Support Fund in Memory of Jamey Lee Griswold Landon Jamey Lee Griswold Landon

Camp Odyssey Ms. Kimberly Carey 34

Mr. and Mrs. Donald R. Cooper, Jr. Dr. and Mrs. Harlan A. Eagle Mr. and Mrs. Sidney Eagle Ms. Michele A. Ennis-Benn Ms. Karen G. Esteban Mrs. and Ms. Farrell Dr. and Mrs. Peter T. Filipov, M.D. Mrs. Donna Haag Mr. and Mrs. Stewart M. Hall Mr. and Mrs. Matthew Hampton Ms. Laura K. Hancock Mr. and Mrs. Stephen A. Link Mr. Richard M. Meekins Mr. and Mrs. Richard W. Meekins Ms. Sarah Meyers Mrs. Roberta T. Raffish Roaring Point Waterfront Campground, Inc. Mr. Jonathan S. Rosenthal Ms. Lara Whitehead Rotary Club of Salisbury Foundation Endowment Fund Gerald Truitt

John B. Parsons Foundation Mr. and Mrs. J. Andrew Phillips, Jr. Salisbury Lions Club Fund John ‘Jack’ Griffith

Mr. and Mrs. Robert E. Kambarn Mr. William H. Powell III Susan Lee Todd Memorial Fund Susan Lee Todd

Dr. and Mrs. Thomas E. Todd DVM The Community Foundation Fund William Bowen

Mr. and Mrs. George T. Mason Peggy Cannon Ms. Sharon C. Dashiell James S. Dudley

Dr. Janet Dudley-Eshbach and Mr. Joseph E. Eshbach Ethel and George Gardner

Mr. and Mrs. Joseph C. Adelizzi Gladys Goslee

Mr. Charles G. Goslee Mr. and Mrs. Aaron Green Mable Horsey

Mr. and Mrs. Anthony Giddens Robert C. Jackson

Dr. Carolyn J. Elmore Ed.D. Margaret T. Jordan

Ms. Linda B. Nelson

Victor H. Laws, Jr.

Dr. and Mrs. Ray Hoy Susanne Morris

Mr. and Mrs. Paul R. Johnston, Sr. Althea O’Connor

Mr. Patrick F. O’Connor Ann and Jack Purnell

Ms. Susan K. Purnell

Donald L. Records

Mrs. Kaye H. Records

Dr. Lucille A. Rudnick

Mr. Mark V. Rudnick

Harvey, Doris, & Junie Spriggs

Mr. Gregory E. Spriggs Gerald B. Truitt

Ms. Sylvia B. Duvall

Willard E. Unizker

Mr. and Mrs. Jay W. Tawes The Memorial Endowment Fund Ralph Doughty

Worcester County Board of Education Margaret Hall

Worcester County Board of Education Donny Kenney

Mrs. Elizabeth Calcott Wootten The Women’s Fund Elsie Jackson

Dr. Carolyn J. Elmore Ed.D. Jane Brozey

Mr. and Mrs. R. Wayne Strausburg Sharron (Sherry) W. Lewis

Mrs. Cheryl L. Nottingham Madeline Perdue

Mr. and Mrs. James A. Perdue Trinity United Methodist Church Rev. George R. Patterson Scholarship Constance Humphreys

Mr. William W. Humphreys, Jr. Janice C. Snyder Trinity United Methodist Church Joyce Widdowson Webster

Mr. and Mrs. Donald A. Ball Ms. Patricia A. Bounds Mr. and Mrs. David V. Downes Ginnie Malone Realty, PA Greater Salisbury Committee, Inc. Mr. and Mrs. Carl Hoffman Mr. and Mrs. Ken L. Holland Mr. and Mrs. Peter Hughes

Ms. Sharon Kriegisch Ms. Terri E. Mosley Ms. Mary B. Nelson Melody and Rick Nelson Mrs. Mildred B. Palmer Ms. Norma Phillips Mr. and Mrs. Bryan Phillips Nan Phillips, Marianne Smack, Penni Truitt, & Ollie King Ms. Susan K. Purnell Rick Dawson D.D.S., LLC Mrs. Sylvia A. Robertson Mr. and Mrs. John R. Savage, Sr. Mr. and Mrs. Charles B. Silvia Mr. Dan Giubilo and Ms. Kathy Simms Mr. and Mrs. M.W. Tilghman, Jr. Trinity United Methodist Church Mr. and Mrs. Leonard E. Twining Mr. Jeffery Webster Mr. Steven Webster Ms. Valerie Webster Mr. and Mrs. Gerald R. White Mr. and Mrs. Robert S. White Dr. and Mrs. George I. Whitehead, III Mr. and Mrs. Neal M. Widdowson Mrs. Gayle H. Widdowson Mrs. Suzanne D. Williams Trinity United Methodist Church Scholarship Janice C. Snyder

Trinity United Methodist Church Wanda Parks Milbourne Scholarship Wanda Parks Milbourne

Ms. Peggy M. Atkins Mr. and Mrs. Peter A. Brunk Mr. Donald J. Chelton and Ms. Cathy L. Gunter Crisfield Lioness Lions Club Mrs. Debra Daugherty-Ball Mr. and Mrs. James F. Davis Mr. Gary L. Fisher Mr. and Mrs. Fred A. Frankie Mr. and Mrs. John M. Frankie Mr. Robert W. Freeman Mr. and Mrs. Raymond W. Helm Mr. and Mrs. Jack Morgan Mr. and Mrs. Charles McClenahan Mr. and Mrs. Scott McCullough Mr. R. Alison Milbourne Mr. and Mrs. Thomas E. Milbourne Mr. Douglas W. Nelson Janet Price Mr. Cecil B. Shannon Mr. and Mrs. George L. Todd Mr. and Mrs. Matthew A. Tyler

White Family Scholarship Fund Gerald White

Mr. Charles White Wicomico Senior High School Class of 63 Scholarship Jimmy Brown

Mr. and Mrs. Philip M. Perry William & Sarah Evans Family Memorial Sarah Evans

American Physical Therapy Assn Dr. and Mrs. Eddie Boyd, Jr. Mr. and Mrs. Jack D. Burkett CFS Financial Advisors Ms. Luana M. Dean ESQ Ms. M. L. Evans Mr. and Mrs. Ron Jackson Ms. Hollie A. Kreindler Mr and Mrs. John Latawiec Ms. Johnette Meadows Mr. and Mrs. George C Thamert, Jr. Wor-Wic Maureen D. Capelli Endowed Scholarship Maureen Capelli

Mr. and Mrs. Paul R. Johnston, Sr.

Investment Advisor:

Mason Investment Advisory Services

SPONSORS

Investment Custodians:

Morgan Stanley PNC TD Ameritrade Auditor:

TGM Group, LLC Legal Counsel:

Charles R. Dashiell, Jr. Hearne & Bailey, PA Membership Organizations:

Association of Baltimore Area Grantmakers BoardSource Foundation Center Grantmakers for Effective Organizations Maryland Nonprofits Maryland Community Foundation Assoc.

Professional Partners of the Eastern Shore

Credits Editing:

Susanne Zilberfarb, Hammond Media Graphic Design:

Victoria Kent, CFES Photography Contributions:

CFES Staff & Board Lens- Art of Salisbury Grantee Photo Submissions Printing:

Economy Printing, Easton, Md.

Ray

Pam & Macky

SHOCKLEY STANSELL 35

CONNECTING PEOPLE WHO CARE, WITH CAUSES THAT MATTER.

Community Foundation of the Eastern Shore 1324 Belmont Ave. Ste. 401, Salisbury, MD 21804 410.742.9911 • CFES.org

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