Page 36

APPENDIX A

Population Demographics in NYC and its High-Risk Flood Zones

Characteristic Population Households Housing units (occupied and unoccupied) Age ≤ 17 years 18-69 70+ Race White Black Asian Other Households below poverty line % Education Less than high school degree High school degree Some college Bachelor’s degree or above Occupancy status Owner-occupied Renter-occupied Unoccupied Mortgage status for owner-occupied housing units has a mortgage does not have a mortgage Annual income of households living in owner-occupied housing units % < $25,000 $25,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 $100,000 - $150,000 ≥ $150,000 Annual income of households living in rental housing units % < $25,000 $25,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 $100,000 - $150,000 ≥ $150,000 Household size of households living in owner-occupied housing units % 1 2 3 4 ≥5 Household size of households living in rental housing units % 1 2 3 4 ≥5

High-risk zones of the NYC 1983 FIRM Preliminary Working Map* 8,078,471 233,489 429,957 3,047,249 93,057 165,757 3,343,424 101,774 181,195 (% of population) 22 21 21 69 67 68 8 12 11 (% of population) 44 53 55 25 25 26 13 10 10 18 12 10 18 21 18 (% of population greater than 25 years old) 21 21 20 26 26 27 20 20 21 33 34 32 (% of housing units) 30 25 33 61 67 59 9 9 9 (% of owner-occupied housing units) 64 62 64 36 38 36 13 17 17 15 19 20

7 16 13 12 18 35

7 16 14 13 19 31

36 25 16 9 8 7

33 20 14 10 10 13

32 21 15 10 10 12

25 29 17 16 14 36 27 16 11 9

24 30 18 14 12 39 30 14 9 7

22 30 18 17 13 39 30 15 9 7

SOURCE RAND Corporation Center for Catastrophic Risk Management and Compensation, Flood Insurance in New York City Following Hurricane Sandy.

36 Rising Tides, Rising Costs | Flood Insurance and New York City’s Affordability Crisis

Rising Tides, Rising Costs  

Flood Insurance and New York City's Affordability Crisis

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