Internal Account Management: A Toolkit for Village Banks

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Keeping Records for the Internal Account (Lesson 11) Discussion Ask participants: What do your village banks do to keep track of internal account loans? Brainstorm on the issues and problems that they have encountered with recording and monitoring these loans. Ask participants: From your experience with internal account lending, what is the single most important thing for members to track? Record responses on flipchart. Display the Internal Account Information Flow Diagram (Handout L11-1), and explain the components of the recordkeeping system. Provide a brief overview of the forms and the recordkeeping tools. Finally, ask participants to imagine that they are at a village bank meeting where applications for internal account loans are analyzed, accepted, recorded and disbursed. Explain that for the next lessons, they will work their way through the recommended recordkeeping system, using sample data for five borrowers (Handout L12-3).

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Tool Set: Keeping Records for the Internal Account, an Overview


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