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Spring 2012

MemberMAGAZINE Catholic Financial Life

Also inside… Spiritual Benefits of Membership

News from Rome:

Archbishop Listecki’s Ad Limina Visit Archbishop Dolan Joins the College of Cardinals

President’s Message “We are many parts, we are all one body…” Perhaps you’re familiar with the scriptural reference behind these words, or maybe you’ve sung them (for me, off-key) at Mass. These words illustrate the strength and unity found in diversity. The same is true of Catholic Financial Life—a blending of six fraternal societies, each with a unique history, united by our common faith and strengthened in our mission to serve.

“…and the gifts we have we are given to share.” Over the years, our Society has been blessed with many leaders who have generously given of their time putting Catholic values in action…chapter leaders, who plan service projects and fund-raisers to benefit our parishes and schools…advisors, who help families secure their financial future…and home office and field associates, who strive to provide exceptional service to all. Sharing is about having a generous spirit that recognizes in serving others we are serving God. We are also fortunate to have spiritual leaders like Bishop Louis Gelineau, Archbishop Jerome Listecki and Timothy Cardinal Dolan, who share their wisdom and guidance with us. As you know, Cardinal Dolan was elevated at the recent consistory in Rome. I was honored and privileged to represent our members there and to participate in the pilgrimage to the city of Saints Peter and Paul. For more on the trip see page 6 in this issue.

“May the Spirit of love make us one in deed…” We recognize, we honor, we celebrate the diversity that is Catholic Financial Life. Yet we are “one” by virtue of our faith. In this issue of our Member Magazine you will find numerous examples of how members put Catholic values in action through their deeds.

Bill recently traveled to attend the consistory during which Archbishop Timothy Dolan, Catholic Financial Life’s Spiritual Director Emeritus, was elevated to cardinal. Below Bill’s photo is a letter he received from Cardinal Dolan prior to the trip.

At Easter we recall that God shared His only Son that we might have eternal life. May you and your family share the love of our Savior this Holy Season and throughout the year!


William R. O’Toole, Jr. President and CEO 800-927-2547

2  Catholic Financial Life Spring 2012

Spring 2012, Volume 3, Issue 1

MemberMAGAZINE Catholic Financial Life

Features 5

Faith-Based Member Benefits Supporting the spiritual development of members

14 Top Advisors Honored Advisors gather for education and awards 21 Bishop Gelineau Marks 40th Anniversary as Bishop Special Mass in honor of our New England Spiritual Director 22 Find the Radiant Cross Contest


News From Rome Archbishop Listecki’s ad limina visit, Archbishop Dolan elevated to cardinal, and “Living Our Faith” on location

23 Making Your Summer Plans? Be sure to add a Catholic Financial Life event to your family’s calendar

DEPARTMENTS 4 A Message from Our Spiritual Director 10 It’s all About ME (Member Experience): Do you have a First Communion story you want to share? Read member stories about special blessings.


From St. Louis to South America Support for the Latin America Apostolate

13 Meet Our Appointed Directors Donald Layden, Jay Mack

Important Convention Deadlines Board Nominations, Committee Issues due June 1.

About the cover.

12 A Teachable Moment: IRA’s story —Climbing the steps to retirement 16 Serving God by Serving Others: Members giving back 20 Living the Catholic Life: The Triduum 22 Life is Good: The Healing Power of Prayer

Board of Directors Executive Officers William R. O’Toole, Jr., Pleasant Prairie, Wis. President and Chief Executive Officer Allan G. Lorge, Cedarburg, Wis. Secretary, Treasurer and Executive Vice President Elected Directors A. Raymond Auclair, Narragansett, R.I. Mary Baker, Wauwatosa, Wis. Carla C. Breunig, Menomonee Falls, Wis. Robert Dippold, Maria Stein, Ohio William C. Dreyer, New Berlin, Wis. Mildred M. Jandrin, Kewaunee, Wis. Phyllis John, Eaton, Wis. Dennis Kabat, New Holstein, Wis. John Kenawell, St. Louis, Mo. Patrick J. Murphy, Milwaukee, Wis. Paul B. Pinsonnault, North Attleboro, Mass. Charles Rebek, Wauwatosa, Wis. Janet Stelken, Dyersville, Iowa Thomas VanHimbergen, Shorewood, Wis. Arthur Wigchers, Brookfield, Wis. Appointed Directors Donald W. Layden, Jr., Wauwatosa, Wis. Jay Mack, Hartland, Wis. Spiritual Director Archbishop Jerome E. Listecki, Milwaukee, Wis.

Magazine Team Executive Editor: Lee Berg Editor: Kari Lueneberg Catholic Financial Life Magazine is the official publication of Catholic Financial Life, 1100 West Wells Street, P.O. Box 3211, Milwaukee, WI 53201-3211. Published four times a year. POSTMASTER: Send address changes to Catholic Financial Life Magazine, Catholic Financial Life, 1100 W. Wells Street, Milwaukee, WI 53233. Phone: 414-273-6266 or 800-927-2547. Copyright © 2012 Catholic Financial Life. All rights reserved.

News From Rome Archbishop Listecki with Pope Benedict XVI during an ad limina visit. Timothy Cardinal Dolan at the consistory where he was elevated to the College of Cardinals.

Our Mission: Catholic Financial Life, a faith-based membership organization, puts Catholic values in action by: serving God through serving others; providing financial security; and enhancing quality of life.


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A MESSAGE from our Spiritual Director

Dear Catholic Financial Life Members: The year 2012 has already been quite remarkable. In January, the Milwaukee Archdiocese held its annual Catholic Schools Dinner to celebrate the gift that is Catholic education and to raise money for this important ministry. This year’s dinner was chaired by Catholic Financial Life President and CEO Bill O’Toole, and I thank him for making the event a great success. In February, I traveled to Rome for an ad limina visit with Pope Benedict XVI. Every bishop is required to make this trip to report about the state of his diocese to the Holy Father. There is, however, a spiritual dimension that sets it apart from a “report to the CEO.” The visit demonstrates our adherence and relationship to the Pope, who is the successor of Peter. Ad limina is Latin for “at the threshold” and—quite literally— the bishops walk to the threshold of the tombs of SS. Peter and Paul and recite the Apostles Creed, reminded that we are part of the lineage of bishops.

“Can there be any doubt that the Living Christ loves us, and calls us to likewise love one another?”

I also had the pleasure of accompanying several pilgrims from the Milwaukee Archdiocese. We celebrated Mass at the tomb of St. Peter and at all the major basilicas. The pilgrims were wonderful traveling companions. While visiting the holy sites, they talked openly about their love of God and their faith. While the sites were historically significant, it was a “living faith” that held meaning for them. At times they retraced the very steps walked by the Apostles, sharing in their devotion. I witnessed a deepening of faith for these pilgrims, which they will certainly carry back to their own parish communities. A highlight of this trip was, of course, the consistory where Archbishop Timothy Dolan was elevated to the College of Cardinals. It was an emotional experience for his friends and family who traveled to Rome to see him receive the “red hat”. I know that the members of Catholic Financial Life share in Cardinal Dolan’s joy. At Easter, our faith in the fulfillment of God’s promise is strengthened and renewed through the Resurrected Christ. Like those on the pilgrimage, we do not celebrate a historical Jesus, but rather a Jesus who lives! We are a people of the resurrection and we are challenged to live as such—never denying the acceptance of the cross, but seeing His resurrected Life as the ultimate hope for us all. That is the power of the Cross. Through the Living Christ, all things are made possible and all things are made new. Can there be any doubt that the Living Christ loves us, and calls us to likewise love one another? My Easter prayer for all of you is that you say “Yes” to walking along with the Living Christ. Sincerely yours in Christ,

Most Reverend Jerome E. Listecki Archbishop of Milwaukee 4  Catholic Financial Life Spring 2012

Spiritual Benefits of Membership Catholic Financial Life provides a number of value-added member benefits.1 In addition to educational, financial, and wellness benefits, as a Catholic organization we offer several benefits that support the continued spiritual development of our members. Sacramental Benefits – We are a sacramental people. The sacraments of Baptism, First Communion and Matrimony are recognized with a commemorative gift. Confirmands are also eligible for $100 toward the cost of their confirmation retreat and seminarians are eligible for special scholarships.

Retreat Benefits – We are all on a journey of faith. Retreats can be times of discovery, prayer and spiritual growth. Members are eligible for $100 annually toward the cost of a Catholic retreat. 2

Prayer Network – We are believers in the power of prayer. Intentions are submitted to our online prayer network and are remembered in Masses celebrated in the All Saints Chapel in the home office of Catholic Financial Life.

Summer Youth Camp – Going to camp can be a favorite part of a child’s summer. Catholic Financial Life wants to help kids experience the faith and fun of attending a Catholic summer camp. Members are eligible to apply for up to $100 toward the cost of the camp. 2, 3

To learn more or to apply for these benefits, please visit our Web site. If you have questions, please call our Member Services Department at (800) 927-2547 or e-mail:

To be considered for a benefit, a member must be the primary insured on a Catholic Financial Life product or insured under a spousal rider. Eligibility for a benefit does not guarantee receipt of a benefit. 2 A set amount of money is available on an annual basis for this benefit. For full benefit eligibility and selection criteria visit our Web site at 3 In a diocese where there is not a Catholic youth camp or where a Catholic youth camp is not reasonably accessible in a nearby diocese, members may apply for this benefit to attend a non-Catholic youth camp. 1

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News from Rome

Archbishop Dolan Elevated to Cardinal Archbishop Listecki’s Ad Limina Visit and Pilgrimage On February 18, 2012, Archbishop Timothy Dolan—Catholic Financial Life’s Spiritual Director Emeritus—was elevated to the College of Cardinals at Saint Peter’s Basilica in Rome. It’s estimated that more than 1,000 friends, family, and supporters traveled to Rome to celebrate this momentous event with Cardinal Dolan. In his new role, Cardinal Dolan will become one of the closest advisors to Pope Benedict XVI and a successor of the Apostles. Among those attending the consistory were many from the Milwaukee Archdiocese including President and CEO Bill O’Toole, representing Catholic Financial Life and our membership. Bill made the trip which coincided with Archbishop Listecki’s ad limina visit and a special pilgrimage offered to those in the Milwaukee Archdiocese. In addition to observing the Cardinalate rites, there were a number of opportunities to meet with Cardinal Dolan. Bill attended several Masses with Cardinal Dolan at various sites in the Holy City including the Papal Basilica of Santa Maria Maggiore (Saint Mary Major) and the Basilica of St. John Lateran, the official ecclesiastical seat of the Bishop of Rome, Pope Benedict XVI. “It was a tremendous honor to travel to Rome and share our joy with Cardinal Dolan. And to be in the city of Saints Peter and Paul, to see first-hand the history and tradition of the Church was truly a blessing,” remarked Bill.

6  Catholic Financial Life Spring 2012

ith Living our Fa e Goes toithRisoa temlevision program

April 28 – Ho ly Hill Mass The Basilica of the Natio na

a l Life and Living our F lic Financia o th a C y b Listecki sponsored Archbishop e ke u a ilw hosted by M r brother of the younge , n la gram o D b o an d B s of the pro n io it d e o w lan. T Ad Limina Cardinal Do during the e m o R in d reater were tape airs in the G w o sh e h T hed Pilgrimage. also be watc n a c d n a a are Milwaukee w.livingourf w w t online a

Those traveling on the pilgrimage with Archbishop Listecki stopped at numerous sites of significance to the Church, including the Scala Santa, or the Holy Steps, brought to Rome in the fourth century by St. Helena. These steps had once led to the pretorium of Pontius Pilate in Jerusalem and are thought to be the same steps that Jesus climbed during his trial. Pilgrims who visit this site climb the stairs on their knees, while reflecting on the Passion of Christ. Archbishop Listecki initiated the pilgrimage to Rome and the consistory as part of his ad limina visit to the Holy See. The ad limina is a requirement for all bishops to travel to Rome every five years to report on the state of their diocese.

l Shrine of M Wisconsin w ary Help of C ill welcome hristians in Cardinal Do Thanksgivin lan on April g. The event 2 8 fo r a Mass of is expected to Holy Hill, to draw thou a site known sa n d s of people to b e 2006, Card very special inal Dolan p to Cardinal D e ti ti olan. In oned the Va to the status tican to eleva of basilica. H te th e also celeb e shrine Masses at H rated one of oly Hill in 20 two farewell 09 before le Archdiocese aving the M to become th ilwaukee e Archbisho p of New Yo rk. More inform ation at: ww m

Archbishop of Milwaukee from 2002 to 2009, during which time seminary enrollment rose in the archdiocese. He also serves as the President of the United States Conference of Catholic Bishops. From 2004 to 2010, he served on Catholic Financial Life’s board as Spiritual Director and continues to support our Society as Spiritual Director Emeritus. Under his guidance, Catholic Financial Life formed a critical partnership with the Society of St. Vincent de Paul in a collaborative common cause to serve the needs of the poor. In 2010, Catholic

Cardinal Dolan is the eighth Archbishop of the State of New York to be named Cardinal. Cardinal Dolan served as

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Financial Life dedicated the Great Fraternal Hall in his name in recognition of his service on behalf of our Society. In a recent statement regarding his elevation to cardinal, Dolan expressed his gratitude to Pope Benedict XVI stating that he is “honored, humbled, and grateful.” Catholic Financial Life congratulates Cardinal Dolan and is likewise honored, humbled and grateful for his support of our mission.

Little Brother Loo ks On by Bob Dolan

He knelt in front of the Pope for no more than one minute. They ha d a brief conversa tion. Both men were smiling as Tim le ft to take his place w ith the new Cardi nals. “What did the Po pe say to you? ” someone asked of my brother af ter the ceremony.

I was a good base ball player in my youth, so good th for awhile I drea at med, like so man y others my age, of being a major leag uer. I wanted to be a Yankee or a Dodger or, beca use I grew up in a St . Louis suburb, in perfect world I w a as going to be a Cardinal. On February 18, 2012, my big brot “He said, ‘Congr her beat me to it. atulations’ and Tim Dolan, form er Archbishop of ‘It is good to have M ilw au you as a elevated into the kee, was College of Cardi Cardinal.’” na ls in a ceremony in Rome. “And how did yo u respond? ” Everyone knew this day would co m e. W e it nearly three ye realized “I said, ‘Thank yo ars ago when he u, Holy Father; was named Archbishop of N an d it is good to be ew York. Throug one!’” ho ut history, the man in that posi tion always gets the red hat. We Not exactly “One didn’t know whe just small step for m n. And now that an, one giant leap the day had arriv fo r mankind,” but it was a strange ed , it’ll have to do. feeling. The mom en t is so huge, the honor is so grea t, the accomplis As the Pope, follo hment is so rare it takes awhile to wed by the 22 ne , that really sink in. And w Cardinals, ex ited down the m when it does the emotions are pr iddle aisle, I expe ide and humility rienced a few unexpected em and gratitude. otions. One—a se ns e of relief that th is busy and hect One by one, each ic week was com of the 22 new C in g ar to an end. dinals were It would be good called to join the to get home. It al Pope on the alta w ay r to receive the rin s is. Two—a sense of sadnes and the red bire g s, born out of se tta. When it was lfi sh ne Tim’s turn, we st ss, because I kn ew from our place at in his new life as ood the left side of th a Cardinal that m e al w y brother ta ou r, only about 100 feet from th ld have even less e Pope, to get a free time to spen be tt d er view. Tim Three—a feeling with family. climbed the stai of inadequacy, fo rs quickly. Later r I had been in I asked him abou th e pr rapid pace and he es en ce of many impo t his said, “I wanted to rtant people that get up there in a people who care hurry before the week, , people who mak Pope changed hi e a difference, s mind!” and sometimes I wonder just wha t it is that I do th changes the wor at ld. And finally— a sense of serenity for I know my br other loves his lif e as a priest, that has such a positiv he e impact on so m any people, and that it is good fo r all of us just to know him. Bob Dolan, the br other of Timothy Cardinal Dolan, the author of LIFE is LESSONS From My Life With My Brother. The seco nd edition, in ha rdcover, is availa on ble and at

8  Catholic Financial Life Spring 2012

From St. Louis to South America On January 14, 2012, Catholic Financial Life Chapter 1038 in St. Louis, Missouri sponsored a dinner and silent auction to benefit the Latin America Apostolate of South America. Nearly $8,000 was raised, including matching funds from Catholic Financial Life. Proceeds from the event will directly benefit the Latin America Apostolate mission in South America. Catholic Financial Life President & CEO Bill O’Toole attended the event where Catholic Financial Life recognized Father Dennis Port of St. Matthias Parish and Msgr. Francis Blood, director of the Latin America Apostolate for their collaboration and dedication to the mission. Mission co-founder and former missionary Msgr. David Ratermann, was the master of ceremonies.

How it all Began: The Work of the Latin America Apostolate In 1956, the Papal Nuncio to Bolivia visited Archbishop Joseph E. Ritter (later Cardinal Ritter) and made a plea for him to send priests from the Archdiocese of St. Louis to serve as missionaries in La Paz, Bolivia. What began because of a shortage of native Bolivian priests in the Archdiocese of La Paz, grew to include five parishes throughout the greater La Paz region as well as nearby Arica, Chile. Initially three priests, one of whom was

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Msgr. Ratermann, were sent to Bolivia in May of 1956. Msgr. Ratermann helped to establish the first parish in La Paz, Cristo Rey—at the time only a shed with a tin roof and no walls. By 1959, Archbishop Ritter invited the Sisters of the Most Precious Blood to teach in a parish school, work in health care and develop religious education for youth and adults in La Paz. The Papal Volunteers in Latin America (PAVLA) opened the door for lay missionaries to work in various capacities including health services, educational programs, job training co-ops and care for the poor through the Society of Vincent de Paul. Today many of the missionaries of the Latin America Apostolate continue to serve over 90,000 people in the Maria Reina Parish (Mary Queen) of La Paz. They helped build a health clinic so Bolivians would have access to doctors, nurses, dental care, medication, food and clean water. Most of the residents live in poverty and don’t have access to medical and dental services, basic necessities, stable employment and nutritious food. The missionaries also provide sacramental ministry to over 10,000 rural Aymara people within 30 villages in the high Bolivian plateau region of Calamarca—about an hour’s drive outside of La Paz. It is here that they lead

worship services and train seminarians to become future priests. Most importantly, the missionary work of the Latin America Apostolate ignites faith, brings hope and provides charity to tens of thousands of people in Latin America. Caring for the needs of the poor is one of the top priorities of the Latin America Apostolate missionaries, as God tells us: “Go into the whole world, and make disciples of all nations, baptizing them in the name of the Father, and of the Son and of the Holy Spirit.” (Mt 28:19) For more information and to view photos of the Latin America Apostolate mission, visit the Archdiocese of St. Louis’ mission Web site:

It’s all about ME...Member Experience

Share Your Story! …About a First Communion

With First Communion season approaching, we’re asking members to share a First Communion story. Whether it’s your own story from years ago or one that’s more recent about your child or grandchild, tell us about it! Submit your story and photo (if available) and you may see it published in our Member Magazine. Members whose stories appear in the magazine will receive $25. Submit your entry by June 1, 2012. Visit our Web site and click on the spring Member Magazine link or mail your entry to: Member Magazine, Catholic Financial Life, 1100 W. Wells St., Milwaukee, WI 53233. Be sure to include your name, address, and phone number.

Member Stories

In the fall issue of the Member Magazine, we asked members to write about the blessings for which they are thankful. Here are two of the stories we received.

The Blessing of Loving Parents By Monica Fedel, Chapter 216, Milwaukee (NW), Wis.

My life has been full of blessings but none of them would have been possible if I had not received the gift of life from my birth-mother over 50 years ago. To be a pregnant single woman in the 1950s was extremely difficult emotionally and physically. I am so thankful that my birth-mother had the courage to continue with her pregnancy and the strength to give me up for adoption. Without this sacrifice, I would not have been raised by my loving parents

10  Catholic Financial Life Spring 2012

who worked hard to raise my brother and I in a happy and safe environment and give us an excellent Catholic education. I am also thankful that my mom and dad have always been supportive throughout my life and eventually became the best grandparents to my sons. Although my dad joined the Navy right after high school in 1939, he stressed the value of education and being aware of world events. He was a Pearl Harbor survivor who also taught us to forgive those who have hurt us; he showed us the marvels of nature and was the only dad who played ball with the neighborhood kids. He was a quiet, kind, intelligent and thoughtful man who I miss dearly. My mom volunteered for many things over the years: holding babies at an orphanage; being a “grey lady” at the V.A.; assisting nurses at Keenan Health Center; and at St. Albert’s, teaching Girl

Scouts how to sew and doing secretarial work for Fr. Hennen. Luckily she is still the center of our family and, being the modest person she is, may be a bit embarrassed at me writing about this. I am so very thankful for the life lessons my parents taught me and I try to follow their examples. To say I have been blessed is an understatement. I’d say my life has been full of love given by my mom and dad, husband, sons and grandkids. But none of that would have been possible if my birth-mother had not loved me enough to give me life. For all of this, I am extremely thankful. FYI… I have been a Catholic (Knights) Financial Life member for over 52 years as my parents bought a policy for me. I still have my original policy and now a gold rosary commemorating my 50 years of membership. I graduated from St. Albert Grade School, Messmer High School and Mount Mary College. Both of my sons are also college graduates due to my dad’s encouragement to succeed.

Friends Always

By June Groshek Czarnezki Chapter 306, Milwaukee (SE), Wis. As I push my half-century birthday, I am thankful for the memories I share with a friend who walked up the same steps of a red brick school house over 40 years ago. In this disposable, instant messaging world, it’s hard to believe how the pace of life has changed in only a few decades. It seems more and more improbable that a friendship could last as long as I have known Roxanne. Assigned to the same kindergarten class in 1967, our friendship blossomed from the get-go. Roxanne was tall for a five-year-old. Her long hair was the white-blonde of her Norwegian ancestors. I stood an inch shorter, my hair the color of honey, styled in a pageboy. For as much as we looked different, on the playground we walked hand in hand. We ran to catch the leaves falling from the big elm in the center of the grounds. There was hopscotch and four square and games of kick ball. From first through fifth

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grade our friendship grew, with slumber parties, birthdays and interest in boys. Soon it was the 70s, when bell bottoms ruled and Holly Hobby decorations dotted every bedroom. We listened to Bobby Sherman, David Cassidy and the Partridge Family on transistor radios. When Roxanne’s family flew to Disney World each spring, she would diligently mail a postcard to me and sign it, “Friends Always.” Thus began our signature tradition. In the summer before sixth grade, our idyllic world was shattered. Roxanne rushed over to my house in tears. “We’re moving!” she blurted. Despite the fact the family was locating only 20 blocks away, for us, it might as well have been to the moon. But we continued to write letters, signing, “Friends Always,” even when our circles of influence began to change. We were proud our friendship survived the move. In 1983, I attended Roxanne’s wedding and the following year a baby shower.

In 1986, Roxanne popped in at my wedding. The years went by, the birthday cards stopped for a while, but in 2003, we reconnected. Our e-mails were now signed “Friends Always.” In 2004, Roxanne came back to Wisconsin for a visit. With our fiveyear-old sons in tow, we went to a wading pool. While there, as we scoured old grade school yearbooks, we looked up to see our sons, one with whiteblonde hair and blue eyes, and the other, with dark hair and brown eyes, arm in arm. “Look,” Roxie whispered, “they are the same age we were when we met.” Things had come full circle. With a flourish, Roxanne autographed our sixth grade yearbook—the one she had missed when her family moved away. Of course she signed it, “Friends Always.”

A Teachable Moment: “IRA’s STORY”

Are You Climbing the Steps to a Solid Retirement? Or, have your retirement savings taken a backseat during the last few years of economic uncertainty? Whatever your situation, there are ways to get yourself back on the stairway to success. Here’s how one IRA has gotten back on track.

IRA’s Story Born in 1980 in the house of Stocks and Bonds, my early years were filled with growth and vitality and my parents were very proud of my accomplishments. I enjoyed a period of steady growth until I turned seven and my world (and the stock market) crashed around me. My parents stuck with me and I was able to get back on the right track and continued to grow well into my late teen years. As I entered my twenties with great excitement, I moved to the Mutual Fund subdivision—just down the road from the house of Stocks and Bonds. Although my new location offered much more diversity, it was a lot less stable. I experienced many dramatic ups and downs. The tragic events of 9-11 and uncontrolled corporate greed caused

me to suffer from multiple episodes of depression (though I was only diagnosed with recession).

guaranteed growth each and every day! He also introduced me to my long-lost brother, Roth.

Needless to say, as I approached thirty I had enough of this roller coaster lifestyle and moved to the house of Banks and Credit Unions. This gated community offered the promise of security (and a free toaster). Unfortunately, it was also a time of little personal (and financial) growth. I knew there had to be a better place.

Mom and Dad have never been more proud, as I can now offer them an income they cannot outlive when they reach their golden retirement years! And to top it off, they are eligible to receive valueadded member benefits designed to meet their educational, spiritual, financial, and wellness needs.

A short time later, I ran into my neighbor, a Catholic Financial Life Advisor and he told me about a Catholic Financial Life Annuity. After so much volatility in my early years, I knew I needed a more stable environment for my retirement needs—a place with competitive interest rates, no fees or sales charges and

-Dan Lloyd, Catholic Financial Life Advisor, North Shore, Wis., Agency Products and services not available in all states. Catholic Financial Life is not licensed in all states. Nothing contained herein should be construed as solicitation for insurance, financial products or annuity products in any state in which Catholic Financial Life is not licensed. Always consult with your advisor or other professional advisors when making financial decisions. 15-01694-03/12

What’s the Difference? Annuity Annuities can provide a guaranteed income for the life of the annuitant— something no other investment can. This feature protects you from the financial risk of outliving your retirement assets.

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IRA An Individual Retirement Account (IRA) is an account with tax breaks created by the government to encourage people to save for their own retirement. Benefits include tax-deferred growth, and taxdeductable or tax-free withdrawals (depending on the type of IRA).

401(K) A 401(K) plan is another retirement savings vehicle. Unlike individual retirement accounts, a 401(K) is provided by your employer. One advantage of adding to a 401(K) is that some employers will match a portion of your contributions.

Meet our Appointed Directors Donald Layden, Jr., JD, Operating Partner, Baird Venture Partners

Attorney Don Layden, an operating partner with Baird Venture Partners and a partner with the law firm of Quarles and Brady, has over 20 years of operating experience in managing technology-enabled service businesses. He is a graduate of Marquette University, and received his Juris Doctor with Honors from Marquette University Law School. Previously, Layden was President of the International Group and Senior Executive Vice President of Corporate Development and Strategy, General Counsel and Secretary of Metavante Technologies. He also has held senior management positions with NuEdge Systems, Fiserv, and Marshall & Ilsley Corporation. Layden serves on the boards of several companies and nonprofits including Summerfest, Milwaukee Art Museum, and Alverno College.

Jay Mack, President and Chief Executive Officer, Town Bank

Jay Mack has been with Town Bank since its inception in 1998 and has over 25 years of banking experience. After receiving his undergraduate and MBA degrees from the University of WisconsinMadison, Mack began his career at PNC Bank, Pittsburgh, Penn. He later became a commercial banking officer at M&I Bank, Milwaukee, and then Executive Vice President of Johnson Bank, Milwaukee, before assisting in the start up of Town Bank, formerly Delafield State Bank. Active in the community, Mack serves on a number of area boards including: the Milwaukee Public Museum, Greater Delafield Community Fund, National Advancement Council–St. Paul’s Catholic Center at UW-Madison and just recently finished his term as Chairman of the Archdiocese of Milwaukee Catholic Stewardship Appeal.

Service with a Smile Our goal at Catholic Financial Life is to provide you with exceptional service. Whether you have questions about your certificate, a claim, billings or statements, or want information about a fraternal benefit or event, we are here to help. We offer personalized service from a team of associates who care about our members. We are here for you when you need us most. How can we best serve you? The choice is yours:

Board Nominations, Convention Committee Issues due by June 1 All Board of Director nominations must be filed with the Secretary’s Office by June 1, 2012. The Society’s new bylaws suggest certain desired attributes of Board members such as prior board or other leadership experience, business experience, fraternal experience, and willingness to commit the required time and energy to serve the Society. These attributes will help to assure that the Board of Directors is a wellrounded body with diverse and complementary business and fraternal qualifications and attributes. With 120,000 members in 27 states, assets of $1.2 billion, and an annual budget of $150 million, oversight of the Society’s and members’ interests are best served by a highly qualified Board of Directors with solid business and fraternal experience. To receive an application packet, please contact Al Lorge at 800-927-2547, ext. 6580. June 1 is also the deadline to file issues to be brought before Convention committees. Issues for committee consideration should be mailed to Al Lorge, Secretary, Catholic Financial Life, P.O. Box 3211, Milwaukee, WI 53201-3211 or e-mailed to al.lorge@

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The Catholic Financial Life Member Service Team (front left to right): Sandy Gereau, Doreen Zuleger, Sue Karolczek, Deanne Swanson, Margie Stefanski, KieCheco Henry, Toni Reyes, Bonnie Menzel, Debbie Rofritz, Kathy Jo Thomas, and Florence Ford. Standing behind them is John Borgen, Vice President of Fraternal and Member Services.

n Call or meet personally with your Catholic Financial Life Advisor. n Personalized service by phone. Call our home office Monday through Friday, 8:00 a.m to 4:30 p.m. (CST) – with extended hours on Wednesday until 8:00 p.m. Call (800) 927-2547. n 24/7 self-service is available though online account access at members/login.htm. n Request service via email at

Excellence in Service— Top Advisors Honored

Today’s financial services industry can be a crowded place to do business. Even while there may be countless people selling insurance, many consumers are left wondering who they can turn to for sound advice. Who can they trust to help them navigate complex product offerings to find the right fit for their unique situation? Catholic Financial Life distinguishes itself by the quality of its insurance advisors. They are there to provide personal service to our members—to help and educate —for the long term. Many top advisors have been with the Society for decades, building personal relationships with members by being there whenever needed. It is this high level of personalized service that sets them apart from the rest. Recently advisors from Catholic Financial Life gathered in Lake Geneva, Wis., for continuing education and to celebrate the accomplishments of their peers. The annual event serves as a way to recognize top advisors for their excellent performance, as well as thank all Catholic Financial Life Advisors for their loyal service to our Society. Our advisors are the face of Catholic Financial Life, bringing in new members and helping our Society grow. The featured presenter for the meeting was Scott Ginsberg, “The Nametag Guy”. Ginsberg created a highly successful career for himself by wearing a nametag 24 hours a day, seven days a week. As unlikely as that would seem, Ginsberg has since become an internationally-known speaker, award-winning blogger, business consultant, and the author of 11 books. Dubbed “The Authority on Approachability”, he has been featured by hundreds of news outlets including CNN, ABC 20/20, and the Wall Street Journal. Using humor and practical business guidance, Ginsberg shared the story of his rise to success as well as key ideas for networking, staying focused and motivated, and ways to build a personal brand.

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The event concluded with an awards banquet that honored top advisors for their 2011 achievements, and remembered some who have been lost. The night included a special tribute to Joe Piette, who passed away in 2011, by his brother Jim and good friend Bill Klein. Catholic Financial Life’s Member Magazine is pleased to recognize our top advisors for their commitment to the Society and the exemplary service they provide to members.

“In 2011 our industry, our country and the world faced some economic challenges, and yet we were successful. I want to thank the entire field for their efforts in taking excellent care of our members and for their commitment to Catholic Financial Life—making us a preferred choice for business. Thank you for our success in 2011!” – Rogelio Cabral, Vice President of Sales

2011 Leading Total Producer Kristin O’Connell, FIC, CFP®

2011 Leading Life Producer

Bill Klein, CLU, ChFC, FIC, LUTCF

2011 Michael Stivoric Fraternal Life Award Bonnie Drzewiecki

2011 Rookie of the Year Cory Ruefer

2011 Roger Holthaus Rookie of the Year Nancy Gonzalez, FIC

2011 John Schneiger Rookie of the Year

Rogelio Uriostegui, LUTC, FIC

2011 President’s Field Manager Award

Mike Soczka, CLU, LUTCF, FICF

Million Dollar Round Table

John Augustine, FIC, LUTC Mike Dougherty, LUTCF, FIC Bill Klein, CLU, ChFC, FIC, LUTCF Rick Kremel, CLU, LUTCF, ChFC, FIC Heather Lindsley, FICF Kristin O’Connell, FIC, CFP®

read more on the web

Director’s Club

President’s Club

Mike Dougherty, LUTCF, FIC Nancy Gonzalez, FIC Paul Juckem, FICF, LUTCF Dominic Rutledge

Vice President’s Club

Bill Klein, CLU, ChFC, FIC, LUTCF Denny Kuss Karen Stiles, FIC, LUTCF

John Augustine, FIC, LUTC Cory Gates Bill Klein, CLU, ChFC, FIC, LUTCF 100 Lives Club Rick Kremel, CLU, LUTCF, ChFC, FIC Bill Klein, CLU, ChFC, FIC, LUTCF Kristin O’Connell, FIC, CFP® Kathie Ramthun, FIC, LUTCF, CLU Jim Piette, CLU, ChFC, FIC Matt Tomlinson Karen Stiles, FIC, LUTCF William L. Eimers Award Laura Adame Curtis Eberle, FIC Jason Geurts Francisco Hernandez, FIC Jeff Komp, FIC Jacob LaVoy Mike LaVoy, FIC Ida Martinez Kathie Ramthun, FIC, LUTCF, CLU Cory Ruefer Carla Soczka, LUTCF, FICF Karen Stiles, FIC, LUTCF Rogelio Uriostegui, LUTC, FIC


5 Years: Glori Schmidt, FIC 10 Years: Nick Lawton, FICF, LTCP, CBC, CLU Jeffrey Long, FICF 25 Years: Dennis Gehring, FIC, LUTCF 30 Years: Dave Meyer, FIC Bill Klein, CLU, ChFC, FIC, LUTCF 35 Years: John Augustine, FIC, LUTC

Serving god by serving Others

Members Giving Back. “We are carriers of God’s love and whoever you are, you can become one also.” –Mother Teresa

Catholic Financial Life Advisor Joe O’Leske works with members of Chapter 274, Rubicon, Wis., and the Rubicon Christian Mothers to make over 1,500 pizzas to benefit St. John’s CCD program. Catholic Financial Life donated $1,000 in matching funds.

Members of St. Mary Parish and Catholic Financial Life Chapter 222, Chilton/Jerico, Wis., held its annual Harvest Fest Dinner at the Marytown Athletic Club Community Center. The dinner included homemade food, crafts, produce, raffles and a bake sale. Over $12,428 was raised and Catholic Financial Life donated matching funds of $600 to benefit St. Mary Parish.

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Chapter N93, Fitchburg, Mass., held a yard sale to benefit Haiti Missions Inc. The event raised a total of $3,100 including $500 in matching funds from Catholic Financial Life. Pictured (L to R) Emery and Jeannita Gaudet and Chapter Secretary/Treasurer Laurette Loiselle, and Chapter President Norman Loiselle.

Members of Chapter 132, Shawano, Wis., worked in conjunction with the Friends of the Library program to create over 40 baskets to contribute to a silent auction. Proceeds were used for children’s programs, books, and DVD’s for elementary schools. The auction raised $450 which was matched by Catholic Financial Life.

Members of Chapter 943, Cassella, Ohio, gathered for a turkey shoot to raise funds for a number of local charities. A total of $2,400 was raised at the event. Pictured are (L to R): Vice President of Fraternal Outreach Joe Gadbois, Board Member Bob Dippold, Chapter Secretary Marjorie Meier, Chapter Vice President Ann Falute, Chapter President Gene Evers, and Catholic Financial Life Advisor Joe Kohut.

Students and adults from Chapter 261, Cross Plains, Wis., and St. Francis Xavier Parish traveled to the St. Francis Solanus Indian Mission on the Lac Courte Oreilles Reservation near Hayward, Wis. For a full week, the volunteers helped with various projects including replacing a roof, and cleaning, fixing and preparing the parish grounds for the Corpus Christi Celebration. Through their fund-raising efforts, they collected enough money to cover all meals and transportation, as well as provide the Sisters with additional supplies and $3,500, including matching funds of $1,000 from Catholic Financial Life.

Members of Chapter WI44 of Wisconsin Rapids, Wis., gathered for the Our Lady Queen of Heaven parish picnic which included a bake sale, raffle, live music, cake walk, polka, live auctions, and more. The event raised over $17,500 to benefit the parish.

read more on the web

Members of Chapter 723, Winona/Rochester, Minn., recently installed a new slate of officers. (L to R): Nick Lawton, Broker; Pat Frank, Chapter Trustee; Mike Soczka, Regional Manager; Jeff Pedretti, Chapter Vice President; Denny Kuss, Advisor; Sharon Pedretti, Chapter Secretary; and Lori Melhorn, Chapter President.

Chapter N413 of Lewiston, Maine, sponsored Saint Dominic Academy’s 6th annual Holiday Festival which included baked goods, games, a gingerbread house competition, a raffle and a silent auction. Over $14,506 was raised and $1,000 was matched by Catholic Financial Life. Pictured (L to R): Lorraine Lamare, chapter vice president; Mercedes Gastonguay, chapter secretary; Jeannine Gagne, chapter public relations coordinator; Martha Bissonnette, chapter treasurer.

Serving god by serving Others


3 2. Ladies of St. Philip’s Catholic Church and members of Chapter 305, Boscobel, Wis., raised a total of $5,011 from a raffle at the annual bazaar dinner. They received an additional $1,000 in matching funds from Catholic Financial Life which will benefit St. Philip Church to buy new lawn service equipment.

6 1. Chapter 88, Madison, Wis., members prepared and delivered an evening meal to the local Ronald McDonald House, a regular activity for members of the chapter.

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3. Through sponsorship of an Ice Cream Social held in August, Chapter N160, Biddeford, Maine, raised funds for a scholarship fund. Pictured (L to R): Row 1–Danielle Bastarache, Jordan Cadorette, Emily Gajeivski; Row 2–Marcelle Meteyer; Row 3–, Larry Laverriere, Nicholas Laverriere, Michael Fortier, Katherine Roy, Hannah Gajeivski, and Advisor Dan Bastarache. 4. Chapter 21, Green Bay, Wis., gathered for a dinner to raise funds for St. Mary Parish. The event raised $2,007 including matching funds from Catholic Financial Life.




5. Members of Chapter 279, Hartford, Wis., participated in Make a Difference Day by shopping for items needed by the troops overseas. Pictured here packing and preparing the items for shipping are (L to R) are Rita Fellenz and Karen Beine. 6. Members of Chapter WI24 of Lima, Wis., helped to organize a 3-on-3 basketball tournament. Approximately 300 people attended the event and various teams participated from local communities. The charitable event raised a total of $1,798, including matching funds of $400 which will benefit the Tri-Parish Youth Group. Pictured (L to R): Sisters Monica Heitman and Sue Hurt staffed the registration table.




7. Chapter 40, Waukesha, Wis., celebrated Thanksgiving Mass at St. William Parish which included members taking gifts to the altar in honor of the Society of St. Vincent de Paul (SVdP). Donations totaling $3,183 were raised on behalf of SVdP and $500 was matched by Catholic Financial Life.

8. Members of Chapter 54, Oshkosh, Wis., participated in the Walk for Life which raised funds to support Bella Medical Clinic. Chapter members solicited and collected pledges for a two-mile walk. On behalf of the clinic, over $10,889 was raised including matching funds of $1,000 from Catholic Financial Life.

Chapter 40 also participated in Make a Difference Day by helping out at the Hebron House Fund-raiser Walk. Members distributed water during the walk and served food after completion of the race. Hebron House provides basic needs such as food, shelter and clothing to those in Waukesha County who find themselves in a housing crisis. Over $9,500 was raised for Hebron House including matching funds from Catholic Financial Life.

9. Chapter 194, Charlestown, Wis., participated in a bake sale for the Pine Creek 4-H Club. Many members baked and donated items for the sale. Over $300 was raised including matching funds from Catholic Financial Life. The chapter also held a Holly Jolly Party in December. Those attending brought non-perishable food items to donate to the Society of St. Vincent de Paul for the holiday season.

read more on the web


10. This past fall, members of Chapter 109 of St. Nazianz, Wis., participated in a family day at Camp Sinawa. Activities included a pumpkin decorating contest, horse-drawn wagon rides, a wood-carving demonstration, crafts, and plenty of food. Over $6,447 was raised, including $750 in matching funds from Catholic Financial Life. All proceeds benefitted Camp Sinawa. 11. Chapter N003 of New Bedford, Mass., raised over $1,606 during a Christmas Bazaar and then presented Father Roger Laudry with the matching funds check from Catholic Financial Life. Funds will benefit the St. Anthony Church Crafts Guild.


Living the Catholic Life

Easter Sunday is a day for families to gather at Mass to glory in the Risen Lord. The three days just prior to Easter are important for prayer, fasting, and more fully understanding the foundations of our Catholic faith. Here we take a journey through these three days, the Holy Triduum.

Our Triduum story begins at its end, Saturday night in a darkened church, where the faithful have gathered after sunset. In near total darkness they sense how the universe itself would have seemed before the light of creation pierced the void. Eyes become accustomed to the darkness and the bareness of the altar becomes dimly visible. Behind it is the empty tabernacle, door open. The priest invites the congregation outside where he lights the new fire. The priest then prepares the Paschal Candle, lights it with the new fire saying, “May the Light of Christ, rising in glory, dispel the darkness of our hearts and minds.” The deacon, carrying the candle into the church, lifts it three times as he stops during the procession down the aisle. He sings at each time, “Christ our Light”, the faithful filling in the pews behind the priest and deacon, respond in song, “Thanks be to God.” One by one – spark by spark - candles held by the congregation are lit from the Paschal Candle flame. The story of creation is read, the church lit only by the warm glow of candlelight. So commences the most sacred of all nights in the Catholic Church. The full celebration of the death and resurrection 20  Catholic Financial Life Spring 2012

of our Lord begun on Holy Thursday, continued through Good Friday, and culminated at Saturday’s Easter Vigil. These three days of the Holy Triduum lead Catholics on a personal pilgrimage to the very foundation of our faith. On Holy Thursday Catholics celebrate the institution of the Eucharist and the priesthood. It is a time of humble service when 12 parishioners have their feet washed, commemorating the act Christ performed on his Apostles more than 2,000 years ago. Mass ends with the Blessed Sacrament being carried reverently by the celebrant to a location outside of the main body of the church. In procession all follow singing the Latin hymn, “Tantum Ergo”, which translated is, “Down in adoration falling, Lo! The sacred Host we hail.” Once at the alternate site, everyone is asked to spend time with the Eucharist and pray with Christ, just as the Apostles had been asked to do that special night on the Mount of Olives just prior to Christ’s betrayal by Judas. Good Friday marks the only day of the liturgical year in which the Blessed Sacrament is not present in the main tabernacle. Those attending the service do not genuflect when they enter because Christ has died and is not

present in the tabernacle. The most moving of traditions at this service is the veneration of the Holy Cross. Everyone approaches the large reproduction being held at the altar by liturgical ministers. They each offer a deep and personal sign of devotion, whether a kiss or simple touch. Continuing to Saturday night’s Easter Vigil, once the church is fully illuminated, we are greeted by the sight of the church, radiant in white and gold, the altar draped in fresh linen, and decorated with spring flowers. The choir again leads the faithful in the singing of the “Gloria”, heard only once two days before on Holy Thursday, and at no other time throughout the forty days of Lent. It is a special night in which new Catholics are welcomed into the Church through baptism and confirmation. The following morning, beginning with the rising of the sun and throughout the day, Catholics rejoice in the stories of those who witnessed the empty tomb and knew that the promise of salvation had been fulfilled. Easter is a day for families dressed in their “Sunday best” but it is more fully appreciated and given greater meaning when experienced through the Holy Triduum.

New England Spiritual Director Celebrates 40th Anniversary as Bishop A special liturgy was celebrated at the Cathedral of Saints Peter and Paul in Providence, R.I., marking the 40th anniversary of the elevation of the Most Rev. Louis E. Gelineau to Bishop of the Diocese of Providence. Nearly 1,000 people attended the February event. “Rejoice in Hope” was the ecclesiastical motto of Bishop Gelineau during his years as the Bishop of Providence. It expresses both a joyful attitude toward his spiritual life in Christ as well as the affection he has for his adopted state of Rhode Island, whose motto is simply, “Hope”. Catholics and non-Catholics alike welcomed the Vermont native with open arms. So did the members of Union Saint-Jean-Baptiste (USJB), who were blessed by his guidance as Spiritual Director beginning in 1977. Since 1991, with merger of USJB into Catholic Family Life Insurance and later Catholic Knights to form Catholic Financial Life, Bishop Gelineau has continued to oversee the spiritual needs of the New England members. On December 6, 2010, Bishop Gelineau concelebrated with Milwaukee Archbishop Jerome Listecki at the consecration of the Society’s All Saints Chapel in the Home Office. He has also been named one of the five honorary co-chairs of the Triennial Convention to be held September 28-30, 2012. Reflecting on the occasion of his 40th anniversary, Bishop Gelineau commented, “A bishop needs many helping hands in order to meet the expectations that are made of him. A bishop is called to be a teacher, a sanctifier, and a leader of the people under his care. Indeed, he is to be the shepherd of the flock of Christ. “The helping hands I referred to are those of great people who love Christ and His Church and want to support the mission Christ left to all of us. It is accomplished through the ministry of the Holy Father successor of St. Peter, and the bishops united with him. “In my experience of these 40 years, Catholic Financial Life, both the leadership and all the members and those good people down through the years who have given us this heritage, are tremendous supporters of the mission of the Church. You are loyal. You generously share your time, talent, and treasure for this mission. In all sincerity I thank God and all of you. It has been and truly is a special gift to know you, and to have your helping hands in my life as a bishop. May God continue to bless Catholic Financial Life, the leadership, and all the members.”

“A bishop is called to be a teacher, a sanctifier, and a leader of the people under his care. Indeed he is to be the shepherd of the flock of Christ.” read more on the web

Present for the liturgy honoring Bishop Gelineau (second from left) were: Secretary, Treasurer & Executive Vice President Al Lorge, Director of New England Fraternal Outreach Louise Boulanger, and Board Member Paul Pinsonnault.

Life is Good

The Healing Power of Prayer Prayer is considered to be the most widely used of complementary therapies. Can prayer really bring about healing and transformation? Does one’s relationship with God affect physical well-being? The prayer-health connection has been on the minds of researchers for decades. Prayer, however, can be very difficult to quantify. Even more complicated is gathering data with regard to intercessory prayer (praying on behalf of another). Because it’s impossible to definitively measure a milligram of faith or a dose of prayer, studies on intercessory prayer are often challenged by prayer proponents and skeptics alike. What can be measured by researchers are the physiological changes that occur in people who regularly engage in meditation or prayer, as well as diagnostic outcomes. Studies have clearly shown that meditation and repetitive prayer can lower pulse and heart rate, as well as modify brain wave patterns. These changes have been dubbed a “relaxation response”. Some studies also point to changes in the nervous system and metabolic function.

A study published by Harvard University in 2008 found that the relaxation response brought about by meditation and prayer may actually impact the body on the genetic level, helping it to better cope with “oxidative stress”—a physiological by-product of emotional and mental stress—which has been linked to diseases such as Alzheimers, Parkinsons and atherosclerosis (the build up of substances such as fat and cholesterol in the arteries). Beyond prayer, faith is increasingly being recognized by the medical community as serving an important function in the treatment of illnesses. Gail H. Ironson, M.D., Ph.D., the incoming president of the Academy of Behavioral Medicine Research Society, and Professor of Psychology and Psychiatry at the University of Miami, has been involved in studies that show the positive effects of spirituality and its role in the long-term

survival rates for patients with HIV and cancer. Other researchers have looked at the impact of faith on recovery rates in heart transplant patients, as well as its role in pain management. Science is just beginning to understand what people of faith have known for centuries—prayer is powerful. Calling to God in prayer reminds us to surrender ourselves to the mercy of our Father and the power of His infinite love. Need Prayers? Visit our prayer network at, where you can post your intention or find others to pray for. You’ll also find links to prayers and scripture related to healing.

This article is meant to be general information and is not a substitute for medical advice. Please consult with your medical professional.

Find the Radiant Cross We have hidden the “Radiant Cross” icon from our logo somewhere in the pages of this publication. Members who correctly identify the location of at least one of the five Radiant Cross icons will be eligible for a drawing to receive $25! Please note: the Radiant Cross featured on this page does not count. Please submit your entry by May 31, 2012. Visit our Web site and click on the spring Member Magazine link or mail your entry to: Member Magazine, Catholic Financial Life, 1100 W. Wells St., Milwaukee, WI 53233. Be sure to include your name, address, phone number and the location of the Radiant Cross. The winner for our fall issue Radiant Cross activity was Lloyd Bath of Chapter 82, Waunakee, Wis. 22  Catholic Financial Life Spring 2012

2012 Member Events Summer is just around the corner! Mark your calendar and plan to attend some of these great family-friendly events! Be sure to check our Web site for additional information on these events and others as it becomes available.

43rd Annual Catholic Financial Life Family Camp Out “Undersea Adventure!” July 20-22, 2012 Columbus Fireman’s Park - Columbus, Wis.

July 1, 2012 – Madison Mallards - Madison, Wis. July 14, 2012 – Portland Sea Dogs - Portland, Maine July 16, 2012 – Milwaukee Brewers - Milwaukee, Wis. August 5, 2012 – Pawtucket Red Sox - Pawtucket, R.I. August 18, 2012 – Timber Rattlers – Appleton, Wis.

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Theology on Tap is a summer speaker series for young adults, married and single, and is designed to address the needs, questions and interests of young adults. Catholic Financial Life will host this program on Wednesday evenings at the Catholic Financial Life home office in Milwaukee.

Chapter Events

Come to Columbus, Wis., for some old-fashioned family fun! This is one event you won’t want to miss. At only $30 per campsite you and your family will enjoy a variety of activities at this year’s “Undersea Adventure” camp out. There will be kids’ games, horseshoes, bingo, arts & crafts, bocce ball, Randy Peterson and his “Beach Party” show, Mass, a pancake breakfast, and much more! There’s even an aquatic center adjacent to Fireman’s Park so you and the kids can perfect those cannonballs in the pool! Rise and shine campers, pack up your camping gear and get ready to have some fun!

Take Me Out to the Ballgame!

Theology on Tap - July 11, 18, 25, August 1

Milwaukee Area Chapters Member Event 5th Annual Zoofari Milwaukee County Zoo Milwaukee, Wis. August 1, 2012 Green Bay Area Chapters Member Event Bay Beach Amusement Park Green Bay, Wis. August 9, 2012 Pilgrimage National Shrine of Our Lady of LaSalette Attleboro, Mass. September 9, 2012

Don’t lose sleep over the turbulent economy.

Ask yourself: What is my IRA doing for me?

In this economy, your IRA may be sound asleep—experiencing little or no growth—or it might keep you up at night worrying about the market’s ups and downs. At Catholic Financial Life, we offer a number of annuity and IRA solutions, with minimum guarantees and current rates* that are tough to beat. Our minimum guarantees will make your IRA grow each and every day. Different rates may be available depending on your plan. Contact us to see which one might be right for you. You’ll sleep better knowing your IRA is working for you.

To find out more, call your Catholic Financial Life Advisor, or our office at (800) 965-2547.

*Rates are subject to change. Introductory rates guaranteed for the first year. Renewal rates fluctuate, with minimum guarantees of 1.25% after the first year. Surrender charges may apply. Prospective members have the right to obtain a copy of the Buyer’s Guide to Annuities and a Preliminary Contract Summary prior to any annuity sale. Not available in all states. Milwaukee, Wisconsin. 15-01689-03/12

Catholic Financial Life Spring 2012 Member Magazine