The ReCap Summer Edition 2018 - "Paving the Way"

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Volume 10 Issue 3 | 2018

THE RECAP Summer Edition




Tina Sharma


Ashley Chen Lily Zhang




Paving the way




Meet the Exec Team Introducing the Capital W Executive Team for 2018

Presidents' Welcome Ashley Chen and Lily Zhang


Market ReCap Tina Sharma


Sponsor Interviews & Articles Exclusive contributions from our sponsors, including Bain & Company, Bloomberg, Commonwealth Bank of Australia, J.P. Morgan, Morgan Stanley, Oliver Wyman, PwC, Quantium, UBS & Westpac

Meet the Execs Co-President


Ashley Chen

Lily Zhang

Commerce/Actuarial Studies Commerce/Information Systems

Vice President (External)


Vidhi Nanda

Stephanie Xu


Angela Su Commerce/Computer Science

Vice President (Internal)

Henrietta Chui

Karuna Narang

Commerce (Co-Op)



Emily Baita

Commerce/Actuarial Studies

IT Director

Vice President (Activities)


Executive Director

Patricia Argeseanu Commerce (Co-Op)

Publications Co-Director Publications Co-Director

Yu Ann Chin

Carolyn Tran


Commerce (International Studies)

Marketing Director

HR Co-Director

HR Co-Director

Kirsten Hetherington

Valerie Tran

Caitlan Howle


Commerce (Co-Op)



Dear Capital W members,

To our valued members, we leave you with a few words of advice that resonate along with this issue’s

We have reached the end of another successful year

theme. We urge you to consider: What road will

and now is a great time to reflect on what we have

you be paving this summer break?

achieved this year, but more importantly, think about where we want to venture next.

It’s comforting that the journey that many of us take throughout university, while undeniably difficult, is

2018 has been full of excitement, with the committee

well trodden. The signposts are clear: admittance

continuing to take great leaps forward with new

into your course, submissions of assignments and

initiatives to enhance member engagement. One of the

coursework, the occasional case competition,

highlights of this year was the launch of our inaugural

networking events, internship and graduate program

industry mentoring program, BEYOND. 70 mentors

applications and finally, graduation. Of course, the

and mentees were involved in the program and had the

path can vary, depending on the institution and

chance to ignite professional and personal development

course discipline but, overall your road is well

within one-on-one mentorships and thought-provoking

paved. The signposts in the next phase -- the start of

group events such as case cracks. Additionally, as a

your career, further academic studies or perhaps a

society, we were able to connect with more diverse

break -- are also clear, at least on the surface.

backgrounds through our participation in the UNSW Diversity Showcase and collaboration with other

This issue explores a day in the life of someone

societies such as UNIT and UCC to respectively

working at one of our sponsor firms. We also delve

present the Diversity in Finance event and the Women

into inspiring interviews with talented women who

in Consulting evening.

share their experiences and advice. A common theme is evident through these articles: our careers

To everyone who has engaged with Capital W, from

are far more abstract and multifaceted than a well

those who have attended our events, to those with

trodden path. While it can be scary to step off the

whom we’ve have the pleasure of collaborating with,

track, it is also an opportunity for discovery and

we would like to thank you for joining us during your

adventure. For now, we hope you have a rewarding

journey through university. We hope you have found

summer paving your own road ahead.

Capital W to be a source of advice and inspiration. Lily Zhang and Ashley Chen

MARKET RECAP TINA SHARMA Australia Despite moderate growth in Q3, Australian economic growth is forecasted to remain well above 3% in Q4. Commodity prices are at a yearly high, contrasting with the lowered demand from China due to protectionist trade measures imposed on them by the US. Therefore, the sustained demand is likely to be attributed to the weak US exchange rate at $0.69 making Australian exports more competitive. Furthermore, as of 2nd October, the Reserve Bank decided to leave the cash rate on hold at 1.5%.

China Growth in 2018 was forecasted at 6.6%. While China has maintained strong growth throughout 2018 thus far, it is expected to slow down in Q4 as the US-China trade war escalates with US President Donald Trump placing tariffs on US$250 billion of Chinese goods. Coupled with interest rate rises, this will likely slowdown exports. This slower growth is expected to continue into 2019.

United States Growth in 2018 was forecasted at 2.9%. This is well above the 2.2% growth rate in 2017. Capital spending is at a high with business confidence levels currently elevated. Similarly, credit market conditions remain healthy with supply and demand at similar levels to Q3. It is forecasted that the Federal Reserve is likely to increase its benchmark interest rate once more to minimise inflationary pressures.

Europe Growth in 2018 was forecasted at 2.3%. However, after reaching a 10year high in 2017 at 2.4%, economic indicators are pointing towards a slowdown in the Eurozone in Q4 of 2018. Rising debt, investor concerns and excessive reliance on its trade surplus with the UK and US have all contributed to this downturn

Working Flexibly at Bain & Company Nicole Kuepper-Russell, Manager Bain & Company How have you been able to work flexibly at Bain? My first little boy was born at the end of 2014 and I returned to work 9-months later in a part time capacity. Since then, I’ve had a second son and a second period of parental leave and have taken full advantage of Bain’s flexible working policies to try every combination imaginable – 4 days a week, 3 days a week, 3 days a week spread over 4 days, before settling on what works best for me - a job-share arrangement. The support I have received to try different flexible models has been phenomenal. Kirstin was my first job share buddy and we were the first example of job share at the Consultant level globally, so it has been fun to share our experiences with others who are interested across the Bain network. I’m now in my second job share with Kara, a Case Team Leader and it’s working just as well! The fabulous thing about job share is knowing that my days out of the office are entirely work free as whoever is ‘in’ can reply to any email, meeting request or team question that might arise. It’s also lovely working with someone so close in tenure – I’ve learnt so much by being able to watch how someone else approaches problems and by being able to trade tips and tricks with someone on a daily basis. Whenever I’m stuck I can just pick up the phone and test my thinking with a close colleague and then move forward more confidently. It shows the power of diversity of thought! The reaction from clients has also been awesome – who wouldn’t want two brains for the price of one? What advice would you give to your university-self? Don’t stress about selecting ‘one career’. The

workforce is so much more flexible these days. Since finishing my undergraduate degree I have worked in government (AusAID grad program), done a PhD in solar energy, worked as lecturer and technology consultant, and now spent 8 years working at Bain & Company. I have learnt valuable lessons in each role. Some people use diaries or 5-year, 10 year plans to think through their goals and objectives. What tools, if any, do you use to stay on track with your aspirations? I have a fabulous personal ‘board of advisors’ including my husband, my grandma, work mentors and family friends. I use this network to help keep me grounded and to test ideas about where I want to be in 5 years’ time (10 years seems like a bit of a stretch). What advice can you give to female students who are looking to be productive or searching for work over the upcoming break? I applied for everything that seemed interesting (often quite far away from what I studied). Going through this process I learnt so much about the options that are out there and what might work for me. This approach worked really well for me!

A ‘Standard’ Day at Bloomberg Xin Yan Ho, Account Manager Bloomberg

6.30 AM First alarm goes off, I close my eyes for another 5 minutes before rolling over and out of bed. Time for another week! 7.00 AM As I breeze through my morning routine, my mind is occupied with my schedule for the day. Thinking about the meetings that normally fill up my Monday morning to the time I need to leave. I double check that I packed everything last night and have my passport! 8:00 AM Our Monday morning meetings are attended by different departments gathered to hear the latest sales wrap. The agenda varies between how the year to date performance of the firm is doing, what strategies we are focusing on and any new events to keep in mind. 9.00 AM What follows is our team meeting where we focus on the movements closer to us. We discuss where everyone is headed for the week either around Australia, the Pacific Islands and New Zealand. All my clients are based in New Zealand and this week I am drilling into their level of engagement with our software trials by ensuring our potential new clients are well set up to use it. As first time users, they find it challenging to pick up and I help support the best technical set up to get the most out the market data and analytical tools. 10.00 AM I have a bit of time to round up admin from previous client visits. I start working through recording my call notes and co-ordinating department resources to provide technical answers

answers to client queries. If I have some extra time, I start making some calls and organising future trips for clients that require further support. 12.00 PM Our Monday morning update is usually a quick 30 minute gathering with our market specialists and sales representatives to cover new enhancement to our software 12.30 PM It’s time for a break over lunch outdoors on our balcony, a quick moment to re-energize. 2.00 PM I meet with a client who is in Sydney for a few days. Good chance to show them around our office since we usually meet them at theirs. 3.00 PM I’m working on a project to implement other technical solutions for my clients in New Zealand and co-ordinating the efforts with other teams in the office so I make sure we make time to stay updated on developments. Building knowledge for other business streams within the firm is an important element to the job as it helps develop a holistic understanding of client needs and improving workflow efficiency. After, I prepare to leave the office and head to the airport for my evening flight to New Zealand 6.45 PM We are about to take-off and while taxiing the runway, I check my schedule for tomorrow, making a mental note of my first meeting and location. I will be arriving in Wellington late this evening and this helps me keep track of all my meetings from start to end.

A ‘Standard’ Day at Deutsche Amy Giang, Associate Institutional Client Group (Fixed Income & Currencies) I work on the trading floor at Deutsche Bank in the rates sales team. We speak to institutional clients on rates products such as government bonds and interest rate swaps. The trading floor is a fast-paced and exciting environment to work in. To succeed in rates sales, you need to be interested in financial markets and the way in which macro and geopolitical events affect the market. On top of this, in a sales role, you need to be passionate about creating relationships with clients and understanding and servicing their needs.

8:30am The Sydney session opens. We make sure that our clients know our “axes” (this is when a trader has a specific interest in buying or selling a product, so they can show a good price) and provide them colour on any new DB research and views that we think is relevant.

Our team spans Sydney, Tokyo and London where we speak to clients across the world on Australian Dollar rates products. The flows and views we are exposed to across all of these locations is very important for our team to be able to generate dialogue with our clients, answer questions, execute trades and present new ideas. Since starting my career at DB, I have witnessed events such as Brexit and the election of Trump and seen first-hand the reaction of the market. Given things change daily in our market and we need to be reactive, our ‘standard’ days vary a lot!

10:00am Meet a client for a coffee downstairs with one of our traders to discuss a product and how they may be able to implement it in their portfolio.

7:30am Arrive at work and glance over the main headlines from overnight and check the emails that have come in from our desk in London. 7:45am Our daily Fixed Income meeting to discuss the key moves in markets overnight, what drove price action and the views of our traders and economists for the day ahead.

For most of the day we are interacting with our clients and traders to discuss our views on what is happening in the financial markets and relate that to what is happening in the rates market. We help clients execute trades and build relationships by speaking on the phone, emailing research or trade ideas or by speaking on Bloomberg chat.

12:00pm Given we start work pretty early, most of us are starving by midday. We usually start the week healthily but burgers on Friday are quite common! 3:30pm Speak to our middle office team to make sure that our trades for the day have been booked correctly and any trades due to settle on the day are OK. 4:30pm The Sydney session closes and we hand over to our London team. We wrap up any loose ends and most days I will head to the gym after work. Outside of work I enjoy food – both cooking and eating. I am always planning my next travels and enjoy attending concerts.

Paving the Way Second Year Investment Banking Analyst J.P. Morgan One of the most useful quotes I’ve been told is, “No matter how you feel, get up, dress up, show up and never give up.” Every banker I’ve met possesses qualities that reflect this including drive, self-confidence, presence and perseverance. Finance is an extremely stimulating and rewarding industry to work in but it can be challenging at the best of times. Having a purpose and setting goals to keep you driven becomes increasingly important for this reason. I am a full-time graduate analyst in the Equity Capital Markets team at J.P. Morgan, having previously completed a summer internship with the same team. In the short amount of time I have worked in finance, I have been exposed to a wide range of companies across a variety of industries, observing the dynamics of the global economy as a whole and its effect on businesses. Through this experience, I have discovered new things about myself. I’ve had invaluable opportunities from interacting with ASX 200 companies, to assisting in a company’s equity capital raising, to making friends across the globe while participating in J.P. Morgan’s six week analyst training program in New York. Looking back on the milestones I’ve reached within my first year of banking has been a timely reminder of the importance of setting goals. Just two years ago, I was a penultimate year student with aspirations of securing a summer internship in finance and landing an offer to return as a full-time graduate. Knowing my purpose back then drove me to work hard during University and persevere through times

that appeared difficult. This ultimately allowed me to transform my goals into achievements today and on reflection, I thank my past self for the hard work I put in every day. Being able to see your goals to the end gives you confidence which is critical in finance. ‘Dress up’ so that you feel confident in yourself. Appearing cool, calm and collected even when you are anxious or deriving confidence from the achievement of past goals wins trust in interviews and throughout your internships. What I’ve learned in my internship is being present and contributing even in small ways. ‘Show up’ as there is always something to do so make your presence known in a positive way by reaching out to others and being proactive. Show genuine interest in your work but also in the interests of those you work with – these people will be your advocates and endorse you when it comes to securing a full-time position, and are invaluable relationships to have, regardless of where you end up. ‘Never give up’ as it is important to remember that much like an interview, an internship is a two-sided conversation. While it is a chance for the company to decide whether you fit in their culture and team, it is also for you to decide whether finance, the team and the company is right for you. At the end of the day, it’s important to stay true to yourself as people are naturally drawn to authenticity and there is nothing that can’t be done if you persevere.

A ‘Standard’ Day at Morgan Stanley Sarah Webster, Analyst Investment Banking Division Can you tell us about yourself? I pick up a latte in the morning on my way to work. I have an eclectic taste in music and create a new Spotify playlist every week. I love to read – but with real paper pages that I can scribble on, not on a Kindle. I always make a New Year’s resolution to learn a language, but it never sticks. I drink a piccolo in the evening. I grew up in Sydney and graduated from UNSW in 2017 with a Bachelor of Commerce (Finance) / Bachelor of Laws, having completed a semester abroad in sub-zero temperatures at McGill University’s Institute of Air and Space Law. I am currently an Analyst in Morgan Stanley’s Investment Banking Division. As an IBD Analyst, what does your typical day look like? A typical day will involve some mix of research, modelling, preparing presentations, drafting documents, attending meetings, keeping up to date with the news, liaising with co-advisors, monitoring workstreams and supporting firmwide initiatives. It is this variety that gives you the opportunity to develop a diverse range of skills in banking but it also contributes to the challenging nature of the work. One of the greatest lessons that I’ve taken from a year in banking is how to get comfortable with being uncomfortable. This is an industry that advertises itself on the steep learning curve it provides to graduates, but a learning pole is probably a more apt description. At least once every day, I am faced with a challenge that I have never encountered before – sometimes it will be as simple as trying to find a new data

point on Bloomberg, and other times it will initially appear insurmountable. But this is what makes banking an intellectually stimulating career that strengthens both your resilience and your ability to solve complex problems – and these are tools that you can apply in every aspect of your life. As a female in a traditionally maledominant industry, how has Morgan Stanley supported your career growth? Morgan Stanley is genuinely committed to removing the barriers that typically tend to prevent a more diverse pool of people from applying for investment banking roles and my own story testifies to this. In 2016, I was awarded the Morgan Stanley Women in Banking Scholarship, which seeks to encourage penultimate year female students to pursue a career in banking. As part of that process, I completed an internship in Equity Research, and ultimately signed on as a graduate in their Investment Banking Division. In return, how are you paving the way for other women in banking? I am now a committee member of the Morgan Stanley Australian Women’s Business Alliance (“AWBA”) which supports women at Morgan Stanley by hosting career development and networking events (my personal favourite being a winetasting event we conducted in June to encourage young women in the industry to expand their network). Through AWBA, I have already met many amazing and inspiring mentors and I hope that as I advance my career with the Firm, I will be able to walk with and inspire other women in the same way.

Exclusive Interview with Tetiana Maier Tetiana Maier Engagement Manager

What is your background? I currently work as Engagement Manager for OW in Sydney. Originally, I came from Ukraine but I’ve lived in seven countries on across four continents in the past fifteen years. I studied International Economics with a focus on Development & Behavioural Economics in Ukraine, Germany and Canada. Before my career in consulting, I did an internship in the United Nations, ran a start-up and was working part-time as a flight attendant. I started my first consulting job at Boston Consulting Group and then moved onto Oliver Wyman. I speak six languages and worked in more than twenty countries. I came to Australia one and a half years ago. Previously, I lived in Hong Kong. What aspect of your current position do you find most rewarding? I really enjoy intellectual challenges – the more difficult and unsolvable the problem seems, the more fun I will be having trying to solve it. I am also always surrounded by very smart and driven people, which creates great team spirit. The theme of this publication is ‘Paving the Way’. How do you maintain progress towards your current aspirations and pursue new ventures? The secret to “paving the way” and always progressing is to never get comfortable. Human nature is programmed to aim for comfort and security. But if we look at the animal world, what happens to an animal if they get comfortable? What I’m implying is that the secret to achieving your goals is to be in constant learning with curiosity. If you feel like the smartest person in the room, then you are probably in the wrong room. To put it in a personal and professional context, what this means is to always look for a bigger challenge. It is absolutely fine to feel that the task or the role is

too big and you have no idea where to start. Bringing yourself out of your comfort zone does not feel good, but it feels fantastic once you have grown into the challenge and found a way to solve the problem. What are you passionate about outside of your work? I am a photographer and an artist. Recently, I have started building an online gallery for beginner artists. I love the tranquillity of the creative process and believe that I can encourage others to discover art. What advice can you give to female students who are looking to be productive/searching for work over the upcoming break? There are three tips I would give: Firstly, Be assertive – know which job you want to do. The best way is to create a list of companies you want to work for, find out as much information as possible about them and people who work there (it should not be difficult in the age of social media). Have a clear goal and understanding of reasons you want to try out a certain industry or firm. Secondly, prepare for your interviews – take the time to prepare your answers, train business cases and so on. Ask for feedback and implement it. Lastly, be unconventional – what is the one thing that people should remember about you? Know what makes you special. With summer internships coming up, do you have any tips to balance work and fun during the holidays? I would use the internships as an opportunity to try out new things! Often people change locations and routines when they do internships, so why not use this as a chance to explore new things? During my first internship in Switzerland I have discovered Alpine hiking. When, building my start up in Canada, I discovered fashion (just because we managed to get a fashion agency as the client). The main thing about fun is – you never know where you will find it.

Exclusive Interview with Sarina Dhaliwal Sarina Dhaliwal Senior Manager, Technology Consulting, PwC

What is your background? I was born in the U.K. into second generation immigrant family. Growing up, I had a passion for law and policy but I went to a school that didn’t always have the access, tools and funding of others. I ended up applying to Oxford University to study Law. My interest in technology was sparked after I moved into business strategy consulting at Ford Motor Company. What aspect of your current position do you find most rewarding? The first is helping clients solve some really tough problems (how do I regulate innovation? How to I keep our services stable whilst also being agile and responding to new opportunities?). I enjoy working with clients and creating solutions that are sustainable and work for their organisation, their people, their goals. The second part of my role that gives me energy is mentoring and coaching people – there is nothing better than watching someone evolve, stretch and embrace the fullness of their talent and skills, and anything I can do to help that journey, is my way of paying forward to incredible support I received in starting my career. The theme of this publication is 'Paving the Way’. How do you maintain progress towards your current aspirations and pursue new ventures? Staying focused, developing your skills and interests – and so your career, takes sheer hard work and dedication. It requires a level of personal resilience that doesn’t come naturally – you have to work at it. You have to be relentless in different ways – it includes passionately pursuing your goals but also passionately protecting and enforcing your down time. Time away from thinking or doing anything related to work or your goals is so critical – it helps you clear your head – making room for new ideas, and for refreshing your energy stores.

I also spend a lot of time reading and learning – about everything from politics to human psychology to emerging technologies. I feel educating yourself on a variety of things is important – it allows for the cross germination of ideas, and it also gives you lots of potential conversation starters when you’re networking and meeting new people! What are you passionate about outside of your work? I love travelling – experiencing the sights, sounds and smells of new places, meeting people from all kinds of backgrounds and trying new and interesting food is the best feeling. I also love taking photos of my travel, I enjoy looking back at photos of my travels - it takes me right back to that moment in time and how it felt. I also enjoy yoga and meditation, I find the concept of mindfulness and deliberate action so interesting – yoga and meditation are two tools I find helpful for clearing my mind enough to practice mindfulness, it also helps with personal resilience because it’s a bit of quiet time, focusing on every muscle. It’s also great for time away from devices. What advice would you give to your university-self? Travel more – you have the most freedom you’ll ever have –use it! Embrace the non-linear interests and career path – they will lead you to a unique role, a unique set of skills, that will help you, help clients through unique market conditions! Oh and, have more fun! Everything will work out, stop stressing! What advice can you give to female students who are looking to be productive/searching for work over the upcoming break? My advice is to try things that are in your interest areas but also not in your interest area – making informed decisions is the best way to move forward with your career and the only way to really be informed is to know what you don’t want to do. Productivity doesn’t just mean being on an internship – it can also mean developing yourself and being a well-rounded individual, so think about what else you can do, travel? Volunteer? Learn a new skill, language? Or have you worked really hard over the year and your break is better spent re-charging your batteries, laughing and enjoying time with your friends? You have to do what makes sense for you – don’t get caught up in what other people are doing.

Exclusive Interview with Angy Portolan Angy Portolan Lead Consultant

What is your background? I grew up in Johannesburg, South Africa where I completed a Bachelor of Engineering degree in Electrical and Electronic Engineering from the University of Johannesburg. I started my career working in the engineering industry, before discovering the exciting world of big data and analytics. Currently, I am a Lead Consultant at Quantium based in their Melbourne office with a specific focus on Retail Property. What aspect of your current position do you find most rewarding? Happy clients! I enjoy solving technical problems together with my clients and seeing our solutions being implemented within their businesses. As a Quantium employee there is a lot of room to grow and build relationships with a wide range of stakeholders, both internal and external. The theme of this publication is 'Paving the Way’. How do you maintain progress towards your current aspirations and pursue new ventures? I strongly believe in having a good work ethic, positive attitude and being able to adapt to a constantly changing environment. The best advice I’ve received is to just give anything and everything a go, you will regret it if you don’t. I truly believe that you need to focus on your successes and not your failures. While you shouldn’t dwell on your failures, you should remember to reflect and ensure you learn from them. My motto in the work environment is to lead by example, I always strive to be the kind of person everyone wants to work with. What are you passionate about outside of your work? Outside of work, I love spending time with my loved ones and friends. I live an active lifestyle and like to ensure that I keep a good balance between working

hard and playing hard. I am an obsessed mum to two gorgeous furry dogs, we love going for long walks and exploring new parks. What are some of your favourite ways to unwind and relax over the break? Surround myself with good company, but often it’s great to just unwind by the pool or at the beach with a good book and great weather. What advice would you give to your university-self? The four years I spent at University were by far the best years of my life! I loved every minute of it. However, looking back at it now, I would have done a few things differently: 1.

During your university years you have the opportunity to explore different industries and learn from experts in diverse fields, don’t feel that you are bound by the course you have chosen. I wish I had explored more fields and tailored my academic and career path. I absolutely love what I do now, but it is not at all related to what I studied.


University is not only about the books and the socialising, I wish someone had encouraged me to get more involved with on campus student life, such as joining a sports or cultural club.


This is an obvious tip, but it’s important to remember your health and well-being, at university we tend to pay less attention to our personal needs like sleeping 8 hours a night, getting exercise and eating healthy.

Exclusive Interview with Nitya Wanzare Nitya Wanzare, Associate, FICC (Fixed Income, Currency & Commodities), Financial Markets

What is your background? STEM - Bachelors of Mathematics and Finance with Honours in Finance What aspect of your current position do you find most rewarding? I sit within the Financial Markets division of Westpac and trade foreign exchange derivatives—specifically FX Forwards. My job is highly rewarding as it encourages creative thinking and analytical problem solving. In trading, every day is different. Events around the globe keep me on my feet as they affect the markets we trade and impact our risk management. Being a trader, you live and breathe the market and the possibilities of developing new skills is endless. The theme of this publication is 'Paving the Way’. How do you maintain progress towards your current aspirations and pursue new ventures? I aim to do extremely well in my role. I am always on the lookout for ways in which I can add value to my team. Through reading excerpts and theoretical papers on markets, I am on a continuous learning path. Also, I seek feedback from my colleagues and managers to understand where I can do better. Financial markets is undergoing a massive digital transformation. This creates opportunities for young professionals to venture into new pathways such as data science and algorithmic trading. What advice can you give to female students who are looking to be productive/searching for work over the upcoming break? Be fearless. Ask for what you want because if you don’t, your support network won’t know how to help you. Stay in touch with the industry you wish to apply for. This can be done in two ways:

1) read news articles which has affected your industry the most in the past 3 months 2) connect with people on LinkedIn who are where you wish to be Have a plan, know what you want and devise a rough path on how to get there. Seek summer employment which will help you get to that goal. Don’t be afraid of failure or rejection. Perseverance is the best skill someone can possess. Be sure to get feedback to see how you can improve yourself. Some people use diaries or 5-year, 10 year plans to think through their goals and objectives. What tools, if any, do you use to stay on track with your aspirations? I always have a 5-year goal in place for my dreams/expectations from my professional and personal life. From the beginning I have found it helps to understand ones likes and dislikes and trend towards a pathway that satisfies those desires. Once this has been established, it is worthwhile writing down your goals ensuring they are timely and measurable and revisiting every 3-5 months to see if you are on track. The main tools I use are: my journal, my support network and self-awareness of my likes/dislikes. What advice would you give to your universityself? Enjoy university because although assignments and exams may make life hard, this is an opportune time to spend with friends with as little worries as possible. Get involved in university activities and read lots of books on issues that interest you. Look to expand your skill set in every way possible. Invest your savings through actively trading stocks/foreign exchange to better hone trading skills for later in life. If you could have three words to describe your current career, what would they be and why? Exciting: working in trading can feel like being on a roller-coaster ride on most days. Problem solving and thinking creatively about the world is so worthwhile. Challenging: fast paced and ever-changing Mind-opening: a career in trading helps strengthen understanding of the self. The job challenges the individual aiding self-discovery.

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