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Volume 11 | Issue 1 | 2019

the recap O-Week Edition

www.capitalw.org

Market Recap Tina Sharma

student article How to Make New Friends at University Calista Kusuma

Exclusive Interviews with Sponsors

THE CHALLENGE OF CHANGE


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Capital W 2019

Caitlan Howle and Henrietta Chui

Tina Sharma

Calista Kusuma

AT Kearney, Bain, Morgan Stanley, L.E.K., Luminis, Nomura, Quantium, Westpac, Oliver Wyman

Capital W and Sponsor Recruitment Dates

CONTENTS

2 4 5 6 7


Executive Team 2019 Co-President

Vice President (Activities)

Vice President (Internal)

Caitlan Howle

Caroline Wang

Kirsten Hetherington

Commerce (Co-op)

Commerce/Science

Commerce (Co-Op)

Commerce/Media

Vice President (External)

Executive Director

Executive Director

Executive Director

Emily Baita

Ashley Chen

Lily Zhang

Karuna Narang

Commerce

Commerce/Actuarial Studies

Commerce/IS

Co-President

Henrietta Chui

Secretary

Treasurer

Vidhi Nanda

Yu Ann Chin

Commerce/Law

Commerce/Law

IT Director

Zoe Ong Commerce/Computer Science

Commerce/Science

HR Director

Alexandra Petsoglou Commerce/Arts

Marketing Director

Marketing Director

Dinushika Dias

May May Yang

Commerce/Economics

Commerce (Co-op)


Executive Team 2019 Sponsorship Director

Sponsorship Director

Events Director

Valerie Tran

Winnie Sun

Candice Lincon

Commerce (Co-op)

Commerce/Law

Commerce/Law

Events Director

Data and Development Director

Data and Development Director

Diana Vitale

Charlotte Kwong

Lisa Tiu

Commerce/Science

Commerce (Co-Op)

Publications Director

Tina Sharma Commerce/Law

Commerce/Law

Publications Director

Calista Kusuma Commerce (International)


Presidents' Welcome


MARKET RECAP TINA SHARMA Australia Australia’s economic growth slowed sharply in the last quarter of 2018, the slowest it has grown in 2 years. The economy grew by 2.8% over the year, revised from a forecast of 3.1% by the RBA. Although partially offset by government investment, household consumption growth as the largest part of the Australian economy was especially weak in 2018. Therefore, it is predicted that economic growth in 2019 will slow to 2.5% as the full effects of falling house prices and tightened credit conditions are felt in the economy. The cash rate currently remains unchanged at 1.5% as of 4 February. China China grew at 6.6% in 2018, the smallest increase since 1990. This highlights lower levels of investment and domestic consumption coupled with the trade dispute with the US resulting in punitive tariffs on exports. Therefore in 2019, China aims to transform its growth to being driven by consumption, rather than exports and capital investment. This will impact their short-term growth rate, forecasted at 6.5% in 2019, but should assist China’s long-term development. United States The US economy expanded at 3% in 2018, the fastest pace in over a decade. Growth is forecasted to slow down in 2019 by several economists due to tax cuts and reduced government spending, as well as an increase in the cash rate by the Federal Reserve. However, there are no official government figures available for this forecast as of February due to a 35-day government shutdown. Europe Growth in Q4 of 2018 was only at 0.2%, the slowest it has been since 2013. Large economies such as Germany have already revised their forecasts for 2019, currently halved to only 1%. Similarly, Italy has entered its first recession since 2013. Furthermore. The UK is forecasted to grow only 1.2% based on a soft Brexit exit. However, France and Spain are expected to continue expanding faster than anticipated, fuelled by demand for exports.

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HOW TO MAKE NEW FRIENDS IN UNI CALISTA KUSUMA (PUBLICATIONS CO-DIRECTOR 2019)

Calista Kusuma Publications Subcommittee


Exclusive Interview with Johanna Bowyer Johanna Bowyer Senior Business Analyst

What is your role at A.T. Kearney? I work at A.T. Kearney as a Senior Business Analyst. I help clients in a range of industries to develop strategy, improve their business performance and maximise growth. There is no typical day in management consulting! I’ve worked across many different industries such as food and beverage, financial services, telecommunications and government across many different functions such as strategy, procurement and project management. We usually work at the client site Monday through to Thursday and then spend Friday in the A.T. Kearney office. At the moment, I am working with a telecommunications client in Kuala Lumpur on a strategy project. A typical day on my current project involves walking from the hotel to the client site, answering emails, requesting data from the client, completing data analysis, attending meetings, going for lunch with the team (we love this particular Indian place and go there nearly every day), drinking coffee, collating my findings into PowerPoint slides and going for dinner with the team. What is your background? I grew up on the Central Coast of NSW. After high school I went to UNSW to study Photovoltaics & Solar Energy Engineering. While I was at uni I did a few internships, worked as a uni ambassador and did solar energy research work. I found my degree, internships and work experience equipped me with key skills in data analysis & communication. After finishing uni I wanted to apply those skills to new problems in a range of industries. So, I decided to join consulting as this is the perfect job to give you a range of interesting experiences and broader knowledge. I have been working as a consultant for one year now and find it to be a super interesting job.

of interesting experiences and broader knowledge. I have been working as a consultant for one year now and find it to be a super interesting job. Could someone with a different background do your job? Someone with a completely different background could easily do my job – at A.T. Kearney we have people who have studied law, commerce, engineering, arts and many other degrees! It makes for a very interesting intersection of skill sets. When you are working on a project that requires a range of skills, this diversity can really help a lot. The most important skills for a consultant are problem solving, analytics, communication and team work skills. What's the coolest thing about your job? The coolest thing about my job is probably the people. Everyone at A.T. Kearney is super smart, interesting and funny. I enjoy working with the team, solving difficult problems in new topic areas, and learning from the people around me. A great thing about management consulting is the variety of learning experiences – you really can’t get bored! What are the limitations of your job? The limitations of my job are probably the hours, pressure and the unpredictability. The hours can be long – consulting is not your typical 9-5. The responsibility can stack up pretty quickly: even when you are a new joiner you will be working on challenging tasks. The unpredictability of the job is a funny one – you can find out that you are working in a different state or country and, within a few days, find yourself in that state or country! With each new project you will have a new team, time schedule, routine, location and a new problem to solve. What are 3 pieces of advice you would give to yourself when you were a student? ENJOY! Uni is so much fun – make the most of the time with your friends and appreciate it. Also use your spare time to develop your hobbies and skills outside of your studies. Do things like volunteering, finding out what you love and figuring out what you are passionate about. 7


I received on the job training from day one and was the lead analyst for a transaction involving the acquisition of avocado assets as part of the Macquarie Graduate Program.� Read Priscilla’s story at www.macquarie.com/graduates

Where will a career at Macquarie take you?


A ‘Standard’ Day at Bain & Company Lily Zhang, Associate Consultant Bain & Company Consulting Whenever I tell people I’m a consultant, they always ask me ‘a consultant in what’. It’s a question that, after a year at Bain, I still find hard to answer, due to of Bain, our the varied nature oftheourvaried work. nature While at work. While at Bain, I’ve I’ve had the opportunity to work across a range had industrials the opportunity of organisations, from through toto work figure acrossout a everything range of charities, helping them organisations, from from how to gain and retain customers all the industrials through to way through to shaping what their IT systems charities, helping them look like. figure out everything from 7:00 am: Alarm goes how off,to andgain if I’mand motivated, retain I’ll go for a run. Realistically, customers I’ll allprobably the way stay in bed until the pressure through of being to shaping late to what work takes over (i.e. 7:30). their IT systems look like. 8:45am: Arrive at work, this might be the Bain office or the client site, depending on the day. The working team will have a quick start of day, 15-minute meeting to get a pulse check on how everyone is doing and what’s on the agenda today. 10:00am: First client meeting of the day. Working with clients is one of my favourite parts of the job, a chance to work closely with the people that are the most embedded in the business and are eager to see change. 11:00am: With the client onboard, it’s time to start pulling together the deck for the executives. Who can say no to some Excel and PowerPoint? 12:30pm: Time for lunch, which doubles as a professional development session with my supervisor. We’ll grab something to eat and chat about what I did well this week, what I want to work on, and how they can help. It’s a really effective way to fix issues before they snowball, and build on my strengths.

2:30pm: Second client meeting of the day, this time to quickly chat before we head into a workshop we’ve been preparing together over the last week. The aim is to prioritise and allocate the outstanding tasks necessary to facilitate a new program launch. 3:00pm: Workshop is kicking off. There are about 20 people in the room, from junior clients all the way through to executives. The output of this workshop will help guide our work for the next two weeks, so it is super important to get buy-in from the broader organization. 5:00pm: Quick debrief with the client to reflect on how the workshop went. We’re taking this workshop over to Adelaide and Brisbane, so it’s important to know what went well, and what we need to focus on more for this audience. 5:30pm: Time for a run (to make up for sleeping in this morning). Everyone does work-life balance differently at Bain, some people exercise, some people need 8 hours of sleep, and some people have a protected night off with their partner. We track it every week and report back, to make sure that the job doesn’t take over the things which are important to us. 6:00pm: Back in the office and wrapping up for the day. Sending out some emails to update the team on what got done today and what is outstanding for tomorrow. Case work is done for today, though not every day ends at 6pm. (Hours fluctuate case by case, but they generally land at 50-60 hours a week.) 6:30pm: Head to Bain Band practice. Bain has a number of ‘extra 10s’, things we do on top of case work to give back to the community and Bain as a whole. I’m part of Bain Band and we’re performing at the annual offsite later in the year, so time to practice! 8


Exclusive Interview with Jasmine Lei Jasmine Lei First Year Analyst, Investment Banking

What sets Morgan Stanley apart? ‘Diversity and inclusion’ and ‘giving back’ aren’t just buzzwords, they are values rooted in the people who work here. The firm provides numerous opportunities to get involved and we are encouraged to select causes that w e are passionate about. In my year at Morgan Stanley I have had the opportunity to volunteer with intellectually disabled children from the Hong Chi Association (in Hong Kong), worked with underprivileged children as part of the ASPIRE program (in Sydney) through the Morgan Stanley Global Volunteer Month. I have also attended numerous events and talks run by the Australia Women’s Business Alliance, which encourages and promotes career development and cross-business connectivity for women through programming and networking events. The theme this year is 'The Challenge of Change’. How will you be applying this theme to your goals and daily routine this year? Change can be challenging, my first year as an Analyst certainly was. I have learnt so much in the last year about Finance and about myself. I’m constantly challenged and I’m exposed to interesting work on live deals and have been fortunate to work with really intelligent people who are willing to share what they know. I’ve grown a lot. Now that I’ve successfully transitioned into working life, my focus this year is on nurturing my friendships – as everyone starts working it’s a lot harder to meet up.

I believe it’s essential that we are constantly growing in both our careers and personal life. What are some tips you can give to students when applying for internships or jobs? It sounds obvious but just be yourself. It reflects well when you include extracurricular activities you participate in at university or even your hobbies. Whilst companies place importance on academics, they definitely appreciate when people have interests outside of work that show you can manage a balanced lifestyle. Interviews may also be nerve-racking so talking to about something you are passionate about also helps your personality shine through and make you stand out from the crowd. What advice can you give to female students who are struggling to maintain a work/study/life balance? When I was in university, I found the best way to keep work/study/life balance was to keep a calendar. Colour coding the different events you have on, can help you quickly see if you’re working too much and not seeing your friends enough. It will also take the stress out of constantly having to remember what you have on. Being systematic and intentional in organizing your life can make a big difference. What hobbies or passions do you have outside of work? Whilst I’m always down for a good long hike on the weekend, a hobby that I’ve recently picked up is scuba diving. I got my Open Water Diver certification in November last year and since then I have been on over 10 dives and seen some incredible marine life. In fact, I recently just came back from a trip to the Philippines where I was lucky enough to dive with turtles and huge schools of yellow snapper and jack.

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Exclusive Interview with Rita Dalton Rita Dalton Analyst, Investment Banking

What is your role at your company? I am a 2nd year Investment Banking Analyst at Nomura in Sydney. I work across all sector teams, including Industrials, Consumer, Retail & Healthcare, Financial Institutions, Natural Resources and Acquisition and Leveraged Finance. What sets your company’s culture apart from others? The team is a close-knit bunch of very cool, smart people. Everyone knows how to have fun (think NERF guns in the office), but at the same time, they are able to ‘get serious’ when needed. There are a lot of senior bankers who share an incredible amount of industry and technical knowledge with you, so it’s very valuable being able to have that relationship with them; a major benefit of being part of a smaller firm. The theme of this publication is “The Challenge of Change”. How will you apply this theme to your goals and daily routine this year? Most of my current goals already involve developing and changing as a person. I set a small amount of time aside every few weeks to revisit my goals and keep them fresh in my mind otherwise it’s too easy to get to December 31 without having thought about them all year.

What are some tips you can give to students when applying for internships or jobs? Make sure you go to as many networking events as possible. Even if you don’t connect with employers, the other students going through the same process as you can become an incredible source of moral support and will form part of your ‘real’ network going forward. How did you choose your career field today? I have always loved business and grew up wanting to be a CEO of an ASX-listed company. When I was twelve, I started investing my pocket money into all the shares I could buy, which initiated my interest in the finance-side of business. When I started university, I grew to enjoy the corporate finance classes, and found that Investment Banking was the career that most aligned with these interests. Fast forward a few years and now I get to work on projects with the C-suite level of ASX-listed companies I invested in as a teenager! How do you adopt and maintain new habits or skills? They say creating a habit takes 21 days. If I have my mind set to anything, I will set a phone alarm every day for 21 days and just force myself to do it until it becomes natural. I am usually pretty diligent if the new habit or skill is in alignment with my overarching goals. What hobbies or passions do you have outside of work? In the interests of health, I try to go to yoga every other day, as well as the gym. I also love music and attend a lot of concerts and gigs on weekends when I can.

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Exclusive Interview with Cara Single Cara Single, Consultant

What is your role at Quantium? I joined 2 years ago as a Graduate consultant in the FMCG team, and now I’m a fully-fledged consultant managing 2 subscription clients and supporting on a 3rd. I’m also an internal stakeholder for one of our product teams, and a dedicated member of the Quantium netball team. Business as usual involves talking with clients to understand their problems and scoping out analytics solutions for them, then delivering. What sets Quantium’s culture apart? Quantium is full of people who work hard, and nothing is ‘someone else’s problem’. We have less a ‘work hard, play hard’ environment and more of a balanced workstyle. Work comes in waves, and we knuckle down when there are tight timelines and big briefs to deliver, but the majority of the time we can do a great job in regular business hours, which leaves plenty of time for life afterwards. People take the time out of their day to actually eat lunch and socialise, go for a run or participate in the various company sports teams. We regularly have team events, and because the group is relatively young, people are enthusiastic about getting involved. When people move on from Quantium the thing they say they miss the most is the people they worked with. You spend roughly a third of your day at work, so it pays to like the people you work with. The theme of this publication is 'The Challenge of Change’. How will you be applying this theme to your goals and daily routine this year?

Change is inevitable and scary; most people don’t like it. That’s why I don’t like updating the software on my phone. As to applying the Challenge of Change theme to my life: the graduate learning curve is pretty steep but recently I feel like my development has plateaued a bit, mostly as a result of not making time to learn because ‘I’ve been busy’. I realised I needed to step up my development if I’m going to continue to improve and progress in this business but implementing large changes seems scary and infeasible. I think if you implement small changes gradually then they will enable the larger ones. What are some tips you can give to students when applying for internships or jobs? Nobody is born doing interviews so I think you have to go in with the mind-set that the first few are practices runs. Get feedback every time so you can understand what your strengths are, where you’re improving and what you need to focus on more. It’s like learning to swim: you can make gradual improvements to your stroke but only once you throw yourself in the water. What advice can you give to female students who are struggling to maintain a work/study/life balance? I would say I was a slightly above average student, by no means fantastic and I could have spent a bit less time ‘living’ and maybe a bit more time studying. Having said that, yes, your grades are important but it’s not worth sacrificing time with friends, family or even by yourself just doing something you love. I think sports teams are great, and if you can form one with friends that’s even better. You can kill two birds with one stone: hanging out with your friends, as well as resetting your focus. What hobbies or passions do you have outside of work? I still play a fair bit of sport including Netball, at work and outside of work, as well as Ultimate Frisbee. It’s great for getting me out of the office on time.

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Will you shape the future of work, or will it shape you? Student opportunities in 2019 ey.com/au/betterbeginsnow #FutureOfWork


Exclusive Interview with Shabana Aboo Shabana Aboo Graduate- Risk, Compliance & Conduct

What are some tips you have for students applying to internships or jobs? Be well informed – don’t be that person who applies for every single intern/graduate position just for the sake of it. More often than not, it is reflected in the quality of your application and doesn’t send a good message to recruiters. Instead, focus on the organisations you align with and do your research to better understand what the company looks for in applicants. Network, use LinkedIn, seek out and talk to previous graduates. It’s amazing how much you learn by talking to others. If you are lucky enough to reach the interview stage, just be yourself. You will be surprised at how much employers are on the lookout for someone who can be their honest, genuine selves. How did you choose your career field today? I studied law at university, interned at a Big 4 in tax, and always had a keen interest in financial services. Given the current environment that the financial services industry is operating under, I found the idea of working for a large organisation such as Westpac very appealing. As someone who is just starting off their career, working in an industry that is going through a period of significant change is a great thing to be part of. What advice can you give to female students who are struggling to maintain a work/study/life balance? My advice is to stop and reassess. List out what your objectives are and prioritise. I find that I am less stressed when I know what needs to be done and can set a timeframe for completion. I can plan ahead and meet deadlines before they are due, and more importantly, have time to socialise, refresh and reset. What are 3 pieces of advice you would give to yourself when you were a student? ENJOY! Uni is so much fun – make the most of the time with your friends and appreciate it. Also use your spare time to develop your hobbies and skills outside of your studies.

Do things like volunteering, finding out what you love and figuring out what you are passionate about. Like most university students, I worked part time whilst studying. Working, studying, applying for intern/graduate positions, extracurriculars – it can all become too much sometimes. For me, planning and prioritising is key, but so is acknowledging that sometimes I couldn’t do it all. It’s about figuring out what’s important in your life – if you are healthy, happy, ambitious and have a positive attitude, then I think you have the building blocks to achieve great things. What is your role at Westpac? I started off at Westpac as a graduate following my final year at university. My current role is as a Manager within a first line Risk, Compliance & Governance team. My team oversees our business unit’s risk framework including management of our risk profile, monitoring controls, responding to regulatory requests and policy changes, and ensuring that our staff practices are compliant with laws and regulation. What sets your company’s culture apart from others? Here at Westpac, we truly live our values; Integrity, Service, One Team, Courage, Achievement. As cliché as it may sound - I wouldn’t know how better to describe the Westpac culture. It’s an organisation that prides itself on its people, with the customer at the heart of everything we do. Starting off at Westpac on the graduate program allowed me to immerse myself in a number of different areas of the business. The collegiate, one-team culture that Westpac embodies was a common thread throughout my graduate experience. It’s just an amazing culture and workplace to be a part of. The theme of this publication is 'The Challenge of Change’. How will you be applying this theme to your goals and daily routine this year? Not too long ago I was at a crossroads with a decision that I had to make, and a good friend told me- “whichever choice scares you the most, go with that one.” I loved this bit of advice. I started off this year with the aim of implementing a growth mindset in everything I do. Whether that be tackling something that I find challenging in my work life, networking more often, engaging in more extracurricular activities and so on. When we push ourselves to step out of our comfort zone every so often, we grow and learn and so much. 11


Exclusive Interview with Marie Stohldreier Marie Stohldreier, Engagement Manager

What is your role at Oliver Wyman? I am an engagement manager and am responsible for managing projects and project teams on the client side. I am the ‘go-to’ person for clients and their primary contact. Furthermore, I’m in charge of team leading and managing the partners. What sets Oliver Wyman’s culture apart? First and foremost, Oliver Wyman focuses on its content. The firm is content heavy and focuses on analyses and problem solving to find the best solutions. There is a team and individual task division, which encourages personal responsibility as well as ownership over your work. Furthermore, it is a diverse company. The people who work here are from different countries around the world, and have a wide range of educational backgrounds. Finally, Oliver Wyman is flexible. I have worked for the company for 3.5 years and previously worked as an economist in Switzerland before moving to Australia last year. The company takes personal situations into account. The theme of this publication is 'The Challenge of Change’. How will you be applying this theme to your goals and daily routine this year? I am actually hoping for less challenge and change this year after moving here from Switzerland since I’ve had to adapt to new clients and a new office. In general, change is always challenging and it should be. It allowed us to grow as individuals, personally and professionally.

You should always approach challenges with joy – don’t beat yourself up if they don’t work and more importantly, stay flexible when thrown curveballs. Don’t let failure bog you down, but rather reorient you. What challenges are you setting for yourself in the New Year? This year I want to find a mentor who I consider a role model and aspire to be like. I need to be more shameless in asking for help. Most mentors will feel complimented to be asked, and will help you gain perspective from their experiences. I want to learn from others, and consciously ask the tough questions like “why are they successful?” I need to then adapt my approach to achieve the same result, but not necessarily copy them. Finally, I want to be proud of my accomplishments. How do you adopt and maintain new habits or skills? There is no big secret to this – be strict. If you are going to do something, do it properly and incorporate it into your daily routine. This tends to be difficult in careers where you’re constantly travelling, but a break in routine is no excuse. Oliver Wyman encourages its employees to have a work life balance through leisure and exercise. If you have a drive, there’s always a solution. What hobbies or passions do you have outside of work? Upon moving to Sydney, I picked up sailing. Recently I’ve started going to the gym every morning at 6am as a New Year’s resolution and am really enjoying it. I have also started painting, and recently organised an art exhibition at the William Street Art Gallery. It takes a lot of time to organise but the opportunity to do it with friends, food and wine made it an unforgettable experience. Many colleagues from Oliver Wyman attended and offered their support.

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Professional opportunity, personal fulfilment, empowerment and growth is waiting for you at BDO. GRADUATE OPPORTUNITIES OPENING SOON for more info visit bdo.com.au/careers

At BDO, we understand the importance of deciding where to start your career in professional services. In addition to providing professional development and growth, BDO also offers an inclusive and flexible culture where individuality is encouraged. With world class resources, a broad range of service offerings and a global network, the opportunities at BDO are endless. For enquiries, please contact: recruitment.sydney@bdo.com.au

www.bdo.com.au | 1300 138 991 | Audit I Tax I Advisory BDO is the brand name for the BDO network and for each of the BDO Member Firms. Š 2019 BDO. All rights reserved.


Exclusive Interview with Christina Fleming Christina Fleming, Graduate, Business and Private Banking

What is your role at CBA? I am a Business and Private Banking Graduate at CommBank, and I’m currently in a rotation in Strategy. In my day-to-day role, I am part of a team that consults with various internal stakeholders to help them make the right decision, as well as shape the long-term strategy for business and private banking. More recently, I’ve become involved in the Partnerships team which looks at making strategic initiatives with external partners to help our business banking customers. What sets CBA culture apart? Before I stepped into CommBank, I had heard about their great culture through friends and family. However, it wasn’t until I started the grad programme where I realised that CommBank’s culture is undeniably unique. The relationships that you build not just within your own team, but even across the Group, is not something that I have seen in many other companies. The theme of this publication is 'The Challenge of Change’. How will you be applying this theme to your goals and daily routine this year? I live in the Sutherland Shire so I face a long commute to work every day. I’ve decided this year that in order to keep myself active and learning, I will spend my commute learning Chinese through interactive apps and podcasts.

So far, it’s worked really well because once I finish my learning for the day I still have plenty of time to reward myself by browsing social media or chatting to friends. What challenges are you setting for yourself in the New Year? This year, I’m challenging myself to learn Chinese. They say it’s one of the hardest languages to learn, but hopefully I will be able to get around China by myself by the end of the year. I’m also challenging myself get more active. I’ve actually declared this goal with my friends and family so now I can’t have any cheat days! How did you choose your current career? I chose to rotate into Strategy because I had an interest in disruption in the financial services industry. In my spare time I would often read about the latest FinTech developments and the impact of tech on banking, so rotating into Strategy was a natural step. What is a challenger you have experienced and how did you overcome it? One of my biggest (but most exciting) challenges in 2018 was starting the Graduate Programme at the Bank. In my first rotation, I was in the Business and Corporate Banking team. In this team, I had to write credit applications and learn how to analyse the credit worthiness of large corporates. It was difficult to adjust initially, but I found that asking lots of questions helped me not only understand my role, but allowed me to learn much more quickly. How do you adopt and maintain new habits or skills? I find that to adopt a new habit, you need to first ask yourself why you want or need to develop this habit. Once you visualise the benefits and the end goal, it will be much easier to stick to the habit. 16


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