Paper Business Insurance Coverage Who needs valuable papers business insurance policies? Have you ever heard of this method of liability insurance? If you havenâ€™t, whoever your corporation insurance professional is, may definitely explain this for you, and help you to understand this with your Riverside commercial general liability insurance. Valuable papers are all the important records of a business. From legal agreements and manuscripts, to data and maps, it's not things of just monetary value, but things important for the running of the organization, and legally vital paperwork. When destruction happens, it may be through fire or flood. In the case of a fire, if papers are ruined, thereâ€™s no restoring them. If however, a tiny fire occurs, and firefighters go to put it out with hoses, they could create water damage and mold to vital papers. Your liability insurance in Chino which you probably should have to operate, will insure specific things but will not cover all the crucial documentation. You'll want to look into what you need to do to replace things, the best way to do it and so on. Best of all, since itâ€™s 2011 and not 1980, you ought to be considering how you can have your paperwork scanned and saved to external safe servers. Probably most of the people who may have basic business insurance in addition to their usual liability insurance have not spoke with their insurance professional about this form of insurance coverage. Should you or is it unneeded and something only a big huge companies need to have?