Reference-Based Pricing Can Help Solve Cost Concerns To help control rising healthcare costs, select a self-funded reference-based pricing health benefit plan design administered by Starmark with stop-loss insurance from Trustmark Life Insurance Company.
U.S. employers expect healthcare costs to rise by
Advantages for members include: Freedom of provider choice with no PPO network for most services.2 Not paying more than the Reasonable Fee3 for covered services.
5.5%
Access to great cost-saving services and resources.
in 2018.
1
Willis Towers Watson Press Release. 8.2.17. 2Except in the instance of organ transplants, where benefits are available when performed at a designated transplant facility, and specialty drugs, where benefits are available when provided by the designated specialty pharmacy as outlined in the plan document. 3The Reasonable Fee is based on a multiple of Medicare. (Percentages may vary by state.) 1
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877.361.7342 | insurance@sheplerfear.com Plan design availability and/or coverage may vary by state. Self-funded plans are administered by Star Marketing & Administration, Inc. (Starmark), and stop-loss insurance coverage is provided by Trustmark Life Insurance Company. Starmark® is a registered trademark of Trustmark Insurance Company. Starmark administers self-funded health benefit plans, offering extensive plan design choices, exceptional personal service and nationwide provider access. Starmark – The leader in self-funding for small groups. 400 Field Drive • Lake Forest, IL • www.starmarkinc.com