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The YANSON Group of Companies

RURAL TRANSIT BACHELOR EXPRESS “First in Service, Foremost in Fleet Maintenance”


YOUR LOCAL ONLINE BUSINESS PAPER Issue No. 71, Volume III • May 4-6, 2012

Editorial: 088-856-3344 • Advertising: 0917-7121424


Market Indicators

AS OF 5:15 P.M., MAY 3, 2012 (Thursday)



US$1 = P42.20

5,228.84 points

; ; Briefly .5 cents

64.98 points

XU aids Sendong victims

TO offset the impact of tuition fee increases that may adversely affect survivors of Typhoon Sendong, the Jesuitrun Xavier University (XU) is offering financial assistance to affected students for school year 2012-2013. XU is giving grants-in-aid of P1,500 for grade school, P2,000 for high school and P3,000 for college students, on top of any discounts and scholarships. Current students need only to present their University assistance access card to the Office of Scholarships and Financial Aid for those in the tertiary level or the Principal for those in elementary and high school prior to enrolment. New students may present their DSWD cards.

Davao wage hike

DAVAO City -- Vice-Mayor Rodrigo R. Duterte has conceded that the P15 cost-of-living allowance (CoLA)approved in December last year by the regional tripartite wage and productivity board for Davao Region’s private sector workers is not enough to cover the basic needs of their families. The board approved a P15 CoLA, which was to be implemented in two tranches: the P5 took effect last Jan. 1 and the second tranche took effect yesterday. That brought the daily minimum wage for private sector workers in the region to P270-301. “How much is the (public transport) fare now? And we have so many kilometers in the city. If you want to have impact on food (affordability) and improve the daily lives of workers, I think the adjustment should be P70,” Mr. Duterte told journalists here.



ONGRESS has asked the Bangko Sentral ng Pilipinas (BSP) to enhance the incentives currently being offered to banks that will acquire troubled financial institutions to encourage mergers and prevent more closures of banks in the countryside.

This was contained in House Resolution 2222 filed by Pwersa ng Masang Pilipino Rep. Rufus Rodriguez of Cagayan de Oro even as he underscored the need to strengthen and enhance the incentives package in order to encourage big banks to acquire capital-deficient rural and cooperative banks in a bid to prevent more costly closures, which entail cost for the government, particularly to state-owned Philippine Deposit Insurance Corp. (PDIC), given the need to pay deposit BILL/PAGE 7

Government pushes for microinsurance By BUTCH D. ENERIO Correspondent

MANY Filipinos, mostly belonging to the poorest of the poor, are not covered by insurance, thus when tragedy happens, they have no means or access to mitigate the risks. The government through the Department of Finance, National Credit Council (DOFNCC) and the Insurance ComGOVERNMENT/PAGE 5

CLIMATE CHANGE REPORTERS. Journalists from Asia and Southeast Asia discussing ways and strategies on how to best communicate issues on climate change to their respective audience. PHOTO BY BONG D. FABE

Report climate change with compassion, journalists urged BANGKOK, Thailand—Passion and compassion. These are the two vital but missing elements in climate

change reportage in Asia and Southeast Asia, according to communications experts from the academe, environment group and

media organizations during a workshop at a posh hotel in the Phloen Chit area here. REPORT/PAGE 2

Global competitiveness with ‘local technology’ sought By MIKE BAÑOS, Correspondent

THE country’s foremost association of metalworking companies is looking to increase its global competitiveness with a little help from the Department of Science and Technology (DOST).

During his keynote speech at the recently concluded 25th National Convention of the Metalworking Industries Association of the Philippines (MIAP), Department of Science and Technology Mario G. Montejo said the domestic metalworking industries should focus on

making ‘local technology’ work to lower costs of imported technologies by as much as 75 percent. “Competitiveness can be enhanced by cutting edge technology which can be developed locally,” Mr. Montejo said. TECHNOLOGY/PAGE 8


May 4-6, 2012




DTI warns retailers anew on sub-standard products By CARINA L CAYON, Contributor

DAVAO City -– “Whoever is caught selling substandard products will be liable for violating the Product Standards Law of the Philippines.” Te olu l o T. Pas aw a , provincial director of the Department of Trade and Industry-Davao City Field Office (DTI-DCFO) issued this statement in response

to protests of some store owners who insist that they should not be penalized since they are only selling what their suppliers provide them.

In commenting on questions and issues raised by the participants of the consumer welfare desk officers meeting recently, Pasawa explained that manufacturers and importers must ensure that what they manufacture or bring into the country comply with Philippine product standards. But he quickly added

that retailers must also offer for sale only products that comply with the Philippine Product Standards if what they are selling is covered by mandatory standards. Pasawa said Department Administrative Order No. 2 series of 2007 clearly states the responsibilities of manufacturers, importDTI/PAGE 10

Farmers, fisherfolks feted this month BUTUAN City -- The regional office of the Bureau of Fisheries and Aquatic Resources (BFAR) is set to launch this year’s celebration of Farmers’ and Fisherfolks’ Month. The event recognizes the contributions to the national economy of the farmers and fisher folks, which constitute half of the labor force in the country. BFAR-Caraga Regional Director Nerio G. Casil said the series of activities have been planned for the entire month of May, which are expected to benefit the marginal fisher folks in the region. Meanwhile, another notable undertaking to be held during the opening program is the installation of the Fisherfolk Director by virtue of the Department of Agriculture Special Order No. 88, series

of 2005, where national and regional fisher folk leaders who had been chosen by their peers shall act as the BFAR directors at the national and regional levels for the whole month of May. Chosen from among the fisher folk council of leaders in Caraga Region to be this year’s regional director is a leader from Prosperidad, Agusan del Sur - Marceliano B. Monato Jr.- who will sit and do the work of the regional director of BFAR-13 during the duration of the Farmers’ and Fisherfolk’s month. The reason for placing a fisher person regional director is to further dramatize and popularize their empowerment and participation as government partners. In a congruent move, BFAR-13 Regional Director

Nerio G. Casil will immerse himself in the villages of his choice and view the fisheries sector through the eyes of a fisherman to gain fresh insights and keep in touch with the sector. Other equally important activities that will mark the event include the regionwide fingerling dispersal, mangrove planting, and awarding of environmentfriendly fishing gears like gill nets, jiggers, and traps to deserving fisherfolk, in coordination with local government units. Aside from the consistent above mentioned pertinent activities, the agency will likewise go into the various fisheries technology transfer through conducting enhancement trainings and seminars all geared towards the improvement of the fishery stakeholders.

548 complete skills training FIVE hundred forty-eight (548) participants in the Technology-Based Community Skills Training Program for Tropical Storm Sendong survivors formally completed their 400-hour training on April 30, 2012, said Cagayan de Oro City Mayor Vicente Y. Emano. Among the free courses offered for the beneficiaries are beauty care services, general sewing, commercial cooking, massage therapy, automotive servicing, and

welding. Representatives from the Technical Education and Skills Development Authority (TESDA) served as instructors/trainors for the participants in the 400-hour training, in partnership with the City Social Welfare and Development (CSWD) and the Community Improve-


ment Division (CID) of the local government. “Ako naga-panghinaut nga ilang magamit s a panginabuhian ug panarbaho ang ilang natun-an sa maong skills training program aron hingpit na silang makabangon gikan sa trahedya,” the Mayor said.

sionaries of communication. We have to have that from page 1 passion to communicate,” “Journalists are mis- stressed Kunda Dixit, bestselling author of the groundbreaking book “Dateline Earth: Journalism as if the Planet Mattered.” Dixit, editor and publisher of the Nepali Times as well as former director for Asia-Pacific of the Inter Press Service (IPS) and former director of the Panos Institute South Asia, said that Asian and Southeast Asian journalists must be passionate about reporting on climate change because the region is now feeling the brunt of its impact. Equally, journalists from the region should also have compassion in their reportage so as to draw audiences to their cause. Scientific studies and recent history show that Asia is “the most disasterafflicted region the world, accounting for about 89 REPORT/PAGE 4




May 4-6, 2012


Holcim cement reports flat 1Q earnings SWISS cement maker Holcim Philippines Inc. said it ended the first quarter with flat earnings despite higher sales and two rounds of price increases. In a regulatory filing, the local unit of the multinational cement-maker said its net income slipped to P809 million in the January to March period from P819 million in the same period last year. Total net sales grew 17 percent year-on-year to P6.6 billion, in line with the estimated growth of the industry, which benefitted from ramped-up government infrastructure spending and steady rollout of private construction projects. “I think this year is going Holchim Phils. cement plant in Lugait, Misamis Oriental.

to be a good year. With a bit of luck, you’ll see doubledigit growth,” Ronald van Wijnen, Holcim Philippines chief operating officer, said in a briefing. He said sales volume may rise by eight to 10 percent this year as the company sees momentum from strong public spending boosting cement demand. Rising prices of electricity and coal, which account for 60 percent of variable cost, remain a challenge, van Wijnen however said.

UCPB extends life by 50 years THE United Coconut Planters Bank (UCPB) board, in a special meeting on May 2, voted extend the life of the bank by another 50 years to allow it to pursue its pioneering efforts in the banking industry and its key role in countryside development. The extension of the bank’s corporate life allows the bank to continue its profitability as it set its sights on it’s performance for 2012 primarily by creating more technology-driven products and expanding its loan portfolio, remittance

business, fee income and branch network. “With the extension of the bank’s corporate existence now a certainty, it can sustain its growth momentum towards becoming a bigger and stronger financial institution,” UCPB president and CEO Jeronimo Kilayko said. “I also wish express my immense gratitude to the bank’s private and government shareholders for having taking a united stand in voting for the extension of the bank’s corporate life and, in essence, manifest

their earnest desire for the coconut industry’s common good long term benefits from UCPB’s commitment to continue helping develop this precious industry”, Kilayko added The bank’s extended life also assured that it will be able to benefit the government in the repayment of bank’s obligations while it is assured of continuing one of its primary mandates to improve the lives of Filipinos in the countryside who most need financial services and assistance. The bank has a long his-

tory of leadership after its establishment in 1963 and its becoming the first private local bank to become a universal bank and obtaining its expanded commercial banking license in 1981. Despite temporary impediments towards its further growth, UCPB plans to open 5 more UCPB branches during the year bringing the bank’s branch network to 193 -- allowing it greater market access, primarily coconut farmers and other industry stakeholders, whose welfare was the key UCPB/PAGE 10

To recover the cost increases since last year, the cement maker has raised prices by five percent this year, bringing average selling prices to P200 per bag, still below the 2010 price level of P214 per bag. In 2011, prices fell to as low as P165 per bag. “We will try another one [price hike] this month so that we can actually achieve the 2010 level,” said Ed Sahagun, Holcim Philippines commercial director. Anchored on the projected strong demand for cement, Holcim will reopen its idle grinding plant in Mabini, Batangas next year, which will partly reduce transport

costs and increase the company’s capacity by up to 22.5 million cement bags a year. The cement manufacturer will spend P400 million to rehabilitate the facility, which was acquired in 2003 but operations of which was deferred because of low demand. “Having facilities across the country –from North Luzon to Mindanao—gives Holcim Philippines the strong advantage of being near its markets, and our Mabini facility will help further strengthen capability and accessibility in bringing oyr products to where our customers are,” van Wijnen said.



May 4-6, 2012



GMA to put up Butuan station BROADCASTER GMA Network, Inc. is seeking a permit to put up a television station in Butuan City, documents from the National Telecommunications Commission (NTC) showed. The broadcaster on April 23 applied for a certificate of public convenience to install, operate and maintain a five-kilowatt ultra high frequency TV station in the Agusan Del Norte city. “It is respectfully prayed unto this honorable com-

LPG retailer Pryce posts profit growth PRYCE CORP., a liquefied petroleum gas (LPG) retailer, reaped higher profits last year as revenues surged on higher selling prices and volumes, the company’s annual report showed. Pryce posted a net income of P129.81 million last year, higher by 4.39% than the reported P124.35 million in 2010. The company’s consolidated revenues rose in 2011, hitting P3.17 billion from P2.23 billion in the previous year. Sales from LPG and industrial gases accounted for the bulk of the rev-

enues, or P3.08 billion. “The growth in revenues from the year-ago level was mainly driven by sales of LPG which ballooned by 42.97% in peso terms. This upturn was fueled by both volume and price increases...” the company stated. The company also said: “The fact that LPG sales improved substantially despite the significant price increases also indicates that traditional competing products like wood and charcoal are becoming more and [scarce] or also increasing in price, like kerosene.”

mission that the foregoing exhibits be admitted in evidence and that the corresponding order be issued as may be proper under the circumstances,” GMA Network said in an NTC filing. Already, the company has

DIGITAL Telecommunications Philippines Inc. (Digitel) is expanding its linkages with other telecom firms in the Visayas and Mindanao to provide a wider range of services to the public. “Digitel has recently activated interconnections with other telcos and there are ongoing testing for the others for future interconnections,” the company said in a filing with the National Telecommunications Commission (NTC). In its three-year forecast provided to the NTC, Digitel said there will be two links with Globe Telecom Inc. this year, an additional one next year and a total of five by 2014. Links between Digitel and Smart Communications Inc. will increase to four

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and the rest are in Mindanao, according to the network’s annual report. GMA Network ended the previous year with P1.715 billion net income after tax, down by 39.01% from P2.812 billion recorded in 2010 due to the absence of political advertisements seen in the 2010 election year. The company is looking to spend P650 million this year, largely for two regional stations in Ilocos and Bicol.

Digitel expands regional telecom links from two this year before ending 2014 with seven links. For this year, Digitel and Innove Communications Inc. have four links. By 2014, their tieups will increase to a total of 14. Digitel and parent firm Philippine Long Distance Telephone Co. (PLDT) will have eight tieups this year. By 2013, their linkages will reach 17. Two years from now, they will have a total of 27. Digitel shared this information with the NTC in support of its application for an issuance of a certificate of public convenience and necessity (CPCN) as its provisional authority (PA)

to operate and maintain a nationwide local exchange carrier (LEC) services will expire on May 2. To date, Digitel has six exchanges in the Visayas and Mindanao with total installed capacity of 4,040,524 lines. It has already covered eight provinces each in the Visayas and Mindanao. The company also told the commission that it has upgraded equipment and installed new ones to accommodate additional requirements of the covered areas. “In view of foregoing, Digitel moves for the issuance of the corresponding CPCN to establish, install, operate and maintain LEC

services in the Visayas and Mindanao regions upon expiration of its PA for the LEC services rollout in the area on May 2,” it said. Likewise, with the acquisition by PLDT of Digitel, interconnection would be easier and material in providing competitive LEC services in the Visayas and Mindanao. This is in addition to the fact that existing facilities of PLDT in the area could be utilized by Digitel for cost-efficiency and to enhance its existing services and expand its roll-out to other areas in the region. Digitel booked P606 million in net losses last year.


age”— event driven, lots of people have to die, victims have to be well-to-do, they have to die suddenly, and all in one place, and preferably in a rich country. “Media as it is today will not help us,” he stressed, explaining that in most newsrooms “good news is not news”, aside from the fact that the public service role of the media is severely eroded that most journalists have no compassion toward their audience. Suppakorn Chinvanna, senior research advisor at the Southeast Asia SysTem for Analysis, Research and Training (SEA START) — a global network that supports multidisciplinary research on the interactions between humans and the environment — explained that the media is failing in its reportage on climate change because the issue has not really sink in into the consciousness and heart of the media. “Everyone knows and talks about climate change. But what does it mean to you?” he asked the 11 journalists from Asia and Southeast Asia selected to participate in the Climate Change: A Reporting Lens from Asia workshop. Chinvanna said that everything starts from storylines. “What is your personal story” why climate change is important to you? He also said that another factor why media miserably fails in reporting climate

change is because the media is “confused between ‘climate change’ and ‘weather’.” “If you have a confused media, it naturally begets a confused audience,” he stressed. To avoid confusion, the media should instead use terms that are easily understood by them and avoid using “climate change” and “weather” in their stories. They should also relate the issue to everything — from economics to agriculture, etc. “Climate change cannot be seen in isolation—it relates to everything around us. Tackling climate change is not possible in a vacuum, it needs to be integrated into overall development paradigm,” said Rizvi. But in tackling the inter-relationship of climate change and other issues, journalists must be as “simple as a simpleton.” “Journalists want to show off, that is why we use high-sounding and scientific terms we don’t even understand or know. We must remember that our job is to raise the awareness of our audience. We should avoid terms that have the potential of losing our audience. If we have to use a term, we have to explain its meaning,” stressed Dixit. Again, it all boils down to passion and compassion. “In our passion for climate change reporting, we have to have compassion for our audience,” he added.

from page 2

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an affiliate station in Butuan City. However, affiliate stations are not owned by the company, they are usually owned by local Filipino businessmen who rebroadcast the broadcaster’s originating signal during specific time block for negotiated fixed fees, according to GMA Network. The company, as of 2011, operates a total of 74 TV stations throughout the country, 35 of which are in Luzon, 18 are in Visayas

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percent of people affected by disasters worldwide,” said Ali Raza Rizvi, the Pakistani chief for Regional Climate Change and Resilience Programme of the International Union for Conservation of Nature (IUCN) based in Vientiane, Laos. Rizvi said that Asia, a basically agricultural region where 60 percent or 2.2 billion people of the economically active population rely on agriculture for their livelihoods, and Southeast Asia — where agriculture employs more than 60 percent of the region’s labour force — must take an active role in trying to halt the disastrous impact of climate change. “Asia is likely to suffer more from climate change than the global average. The region, therefore, has a high stake in taking action,” he said. And the media in the region “must use the power in its hands” toward this end. But “the media is failing in reporting climate change because [reports] have no impact on the common people,” Rizvi added. “There should be a paradigm shift in the media inorder for it to be helpful,” rejoined Dixit. Letting the media play “business as usual” in its reporting on climate change will not help because present reportage is what Dixit called “disastrous cover-


May 4-6, 2012



Depositors to file estafa case vs Export Bank execs SEVERAL depositors of the closed Export and Industry Bank (EIB) are planning to file charges of syndicated estafa against bank officials. Lawyer Ferdinand Topacio, who claims to represent 15 disgruntled depositors of EIB, said his clients told him that bank managers prevented them from withdrawing their money. The managers reportedly assured them their money would be safe because BDO Unibank would be buying the bank. Topacio is also calling on the Department of Justice to investigate the bank’s closure. BDO had been negotiating to purchase Export Bank as early as 2009, but talks

Government... from page 1

ance Commission (IC), on its ninth leg here in bringing its advocacy to the provinces and cities of the importance of microinsurance, has underlined the government’s effort to educate, particularly those who belong below poverty line, in securing their future of being able to confront misfortunes. The advocacy on microinsurance is part of

collapsed last year. One depositor, who has more than P30 million in deposits, claimed she repeatedly asked the branch manager if she can withdraw her money a few weeks before the bank’s closure last Friday. But the bank manager reportedly discouraged her from taking out her money, with the assurance that BDO is already going to rescue Export bank. Hundreds of EIB depositors trooped to the Makati Coliseum on Wednesday to attend the Depositors’ Forum organized by the Philippine Deposit Insurance Corp. (PDIC). Most of the depositors were at a

loss and still in shock that their deposits were trapped in the closed bank. Last Monday, the PDIC announced that deposits of P10,000 and below will be

returned starting end of May while insurance claims for those up to half a million pesos worth of deposits will be processed by end june. The PDIC clarified that

the safety nets and risk protection for the poor and the marginalized sectors in the country that is recognized by the Medium Term Philippine Development Plan. Joselito Almario, DOF director and NCC deputy executive director, said that since the microinsurance program started in 2009, there are already more than 3.5 million policy holders coming from the low income and informal sector.


SPEC. PROC. CASE NO. 2012-057

MINOR REGIE GOMERA DUALLO REPRESENTED HEREIN BY HIS FATHER, REMEGIO A. DUALLO Petitioner, -versusTHE OFFICE OF THE CITY REGISTRY OF CAGAYAN DE ORO, Respondent. x---------------------------------------------------x ORDER The instant Petition filed by Remegio A. Duallo, (hereafter petitioner), seeks the correction of entry in the Certificate of Live Birth of his son, Regie Gomera Duallo, vi Gender: from “Female” to “Male” Finding the instant Petition to be sufficient in form and substance, let the initial hearing of this case be set on August 1, 2012 at 8:30 in the morning before this Court. Let copy of this Order be published, at the expense of petitioner, once a week for three (3) successive weeks in a newspaper of general circulation in Cagayan de Oro City. Respondent Local Civil Registrar of Cagayan de Oro City and any person having or claiming any interest on the entries whose corrections are sought may, within fifteen (15) days from notice of this Order or from the last date of publication thereof, file their opposition/comment thereto and appear at the scheduled hearing. Furnish copies of this Order, together with the Petition and its annexes, to the Office of the Civil Registrar of Cagayan de Oro City, the Office of the Solicitor General and the National Statistics Office, Manila. SO ORDERED. April 20, 2012. Cagayan de Oro City.

BWM: MAY 4, 11, & 18, 2012

(Sgd.) DENNIS Z. ALCANTAR Presiding Judge



proceeds from the sale of the bank’s assets, in case liquidation pushes through, will be pro-rated depending on the amount of deposits. Ordinary deposits are the

least priority in the division of proceeds. The PDIC also said the bank’s tax obligations will take priority before paying out the depositors.



May 4-6, 2012

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BusinessWeek MINDANAO

Live Before You Leave THINK a minute… They say, “The greatest risk is not taking one.” Why is it when we grow up and become adults, we stop sticking our necks out and taking chances? Yet, at the end of our life, we’ll probably regret the things we did not do more than the things we did. Remember all the new things in life you learned to do that were big risks the first time you did them? Your first time to swim, your first time to ride a bicycle, your first time to drive a car. Some of the things we do all the time now seemed almost impossible before we did them the first time. The great French leader,

Napolean, said: “The word impossible is found only in the dictionary of fools and failures.” So ask yourself: “Is the word impossible in the dictionary of my life?” Do you say “I can’t” more often than you say “I can?” Sometimes “you have to go out on a limb if you want to get the best fruit!” We have to learn to be comfortable with uncomfortable challenges, because we can’t discover new oceans unless we’ve got the courage to lose sight of the shore. We need to believe that the best jobs haven’t been found yet, and the best work hasn’t been done yet. But we can’t have the life we want if we don’t change the life we have.

A successful woman said: “A bad habit never goes away by itself; it’s always an undo-it-yourself project.” Smart people sometimes change their minds—but fools never do. So we have to leave our comfort zone if we want to reach a new kind of success. Don’t allow yourself to be buried alive in your comfort zone, like many people do. It’s OK to use your comfort zone to rest in, but not to live in. So after you’ve recharged your energy, leave your comfort zone to move on to your next challenge. Remember, God never puts limits on your faith, so your faith should never put limits on Him. Faith is not afraid of failing; faith is afraid of

Pawnshop Regulation (Concluded from last week) FINANCIAL consumers, especially those who transact with pawnshops, would be happy to know that the Bangko Sentral ng Pilipinas (BSP) actively supervises pawnshop operations. In addition to coordinating with local government units in weeding out businesses illegally operating as pawnshops, the Bangko Sentral also conducts inspections of pawnshops to ensure that they adhere to applicable laws, rules, and regulations. The Integrated Supervision Department I (ISD I) of the BSP said that beginning 2012, inspections of pawnshops have been intensified “owing to the increasing role that these institutions play in bringing about formal financial services to the Filipino people.” These inspections focus

on consumer protection and compliance with AntiMoney Laundering Regulations. The popularity of pawnshops has also caught the attention of the country’s lawmakers. In June 2010, a bill co-authored and sponsored by Senators Miriam Defensor Santiago and Manuel Villar was filed in the Senate to amend the Pawnshop Regulation Act. Among the proposed provisions of the bill are the following: Increase the required capitalization of pawnshop from P100,000 to P1,000,000. Only a corporation will be allowed to operate as a pawnshop. Redemption period will be limited on electronic items. Transfer the supervision and regulations of pawnshops to the Securities and Exchange Commission

(SEC). However, as of 31 December 2011, no further action had been taken on the Senate bill. The ISD I noted that pawnshops now cater to all segments of the population “as their operations vary depending on the location of the outlet and needs of the customers.” In Makati City, for example, there are several pawnshops that accept works of art (paintings, sculpture), expensive watches (Breitling, Breguet, Rolex) and bags (Bottega Veneta, Chanel, Louie Vuitton). On the other hand, outlets located in the countryside such as those in San Mariano, Isabela, cater to customers offering usual personal items such as jewelry and appliance sets, or even tractors used in farming. The ISD I pointed out that pawnshop customers

Can NorMin Sustain Itself? Northern Mindanao is home to two of the most populous highly urbanized cities (HUCs) in the country, Cagayan de Oro (813,856) and Iligan (322,821). Cagayan de Oro City placed ninth in the Top Ten Most Populous HUCs, while Iligan placed 25th. The City of Cagayan de Oro’s population grows at approximately 2.69 percent annually based on the population on years 2000-2010. Iligan City’s population growth rate was observed at 1.25 percent. Indeed, the total population of the Northern Mindanao as of May 1, 2010 hits 4.3 million. This was officially declared together with the country’s total population last March 30, 2012 when President Benigno Simeon Cojuangco Aquino III signed Proclamation No. 362. The results revealed that the region has grown 2.06 percent annually since year 2000 which places it at the ninth spot among other regions in the country put-

ting CALABARZON on top at 12.6 million and NCR at the second spot with 11.86 million. The results also showed that the region’s population is among the country’s fastest growing ranking at 4th next to CALABARZON (3.07), SOCCSKSARGEN (2.46) and Central Luzon (2.14). Davao region (1.97) completes the top five fastest growing regions. The population growth brought over concerns on the provision of the basic needs of the people concerning health, food supply, security, housing and many others. These concerns caused an unease on the part of population control proponents to expedite the approval of the Reproductive Health Bill highlighting not only the control of population increase but as well as the health of the population. This may trigger again the two opposing views on population growth –those of the population pessimists and the popula-

tion optimists. It reminds me of a debate that took place in my Population Development class at Capitol University when we scrutinized the Malthusian model of population growth against Ester Boserup’s own paradigm on population growth and other views emanating from policy analysts, commentators and researchers. Thus, the question arises: “With the given increase of population, can Northern Mindanao sustain itself? It may be recalled that the Medium-Term Regional Development Plan (MTRDP) of Northern Mindanao for the years 2011-2016 envisions Northern Mindanao to be the leading industrial core and trade center in Southern Philippines with dynamic men and women enjoying equal opportunities in harnessing and sustaining its agriculture and natural resources in building a decent, harmonious and safe environment. It sets a target of making Northern Mindanao as the



not even trying. So why not ask Jesus Christ to give you His faith and power to step out and start changing your life today? If you ask Him to take charge, then He will help you fully live your life—before you leave it. Just think a minute…


IGNACIO BUNYE generally belong to the lower C, D, E, and F segments “since these are the ones who often avail of short or quick-term loans.” Most of these consumers also lack the capacity to borrow from banks, given the dearth of proper or formal sources of information and access to bank lending facilities. Pawnshops currently face stiff competition from lending companies; thrift and rural banks which are allowed by law to grant loans against jewelry and other consumer or personal products; and credit card BUNYE/PAGE 7 WHEN STATISTICS SPEAK

SALVADOR A. AVES, Ph.D, DM. most competitive,efficient and attractive transshipment hub and venue for industrial venture. Speaking of sustainability, the MTRDP provides that as the regional economy undergoes transformation, more value-adding activities such as processing and manufacturing shall be intensified to fully harness and sustain its rich agriculture and resource-based endowments and potentials. However, we have to be aware of some statistical AVES/PAGE 7


May 4-6, 2012


Least cost solutions to Mindanao blackouts By DAVID A. TAULI

(1st of a series) Hello there, Mr. Chanco, Aboitiz people, and DOE officers. Thank you, Mr. Chanco, for giving greater publicity to my post about the Mindanao blackouts. I hope you continue to give some of your space to the three other posts that I made in response to the issues brought up by Sec. Almendras in his letter to me on April 4, 2012. I will respond later to your column in the Philippine Star of April 18. While waiting for what I have to say about that, you and the Aboitiz and the DOE people might want to answer the allegations below by Cong. Teddy Casiño, who has a better grasp than I have of the political undercurrents (maybe cronyism is a more accurate term) beneath the Mindanao blackouts. I understand only the technical and economic causes and repercussions of the blackouts, and I will confine myself to those. You should not try to divert the issues with red herrings concerning alleged misbehavior by MINERGY and CEPALCO. The questions we are try-

Aves... from page 6

that necessitate careful deliberation among planners. For instance, we have to take note of the following : • The latest official poverty statistics that are based on (per Capita) income data sourced from the Family Income and Expenditures Survey (FIES) 0f 2009 revealed that in the bottom 40% income group, they spent all what they have earned such that they do not have any savings at all. • More or less, on average a person usually consumes two sacks of rice annually. Given the population of the region, farmers should have produced 7.8 million sacks of rice. Moreover, for this year, they have to produce approximately 9 million sacks of rice. • On health, it is expected

ing to address are: What are the causes of the Mindanao Blackouts of 2010 and 2012? What are the government proposals to address the ongoing blackouts? How effective are these proposals, and what would be their repercussions on the Mindanao economy? What are the alternative options that would work better than the government proposals? It may interest you to know that the present owners of the CEPALCO group of companies have been trying to keep me from my advocacy for adequate and affordable electric power for Mindanao. They are afraid (correctly as it turns out) that people in high places in government may take it against CEPALCO and affiliates that one of their employees is criticizing government policies and programs in the electric power sector. The Aboitiz people already told me in 2010 that if I continue to criticize their business transactions in the power sector (in particular the NGCP-TMI ASPA), then they will also criticize CEPALCO and its affiliates. I told Bobby Orig, at that time recently transferred to the Aboitiz Power Corp from DLPC, and others that that 131 doctors are needed to take care of patients and at the same time we will need 4,476 hospital beds for these patients. However, professional doctors are either migrating to foreign countries or shifting to another profession to become nurses if given the opportunity. • For the maintenance of peace and order, on average Northern Mindanao needs approximately 6,000 policemen. • The latest results of the population count shows that there are already 209 persons per square kilometer in the region. If we take a closer look at Cagayan de Oro City, which is the biggest city in the region in terms of population with a land area of 412.8 square kilometers, there are already 1,458 persons in every square kilometer. The scenario brings us back to the question - Can Northern Mindanao sustain itself?

Bunye... from page 6

issuing institutions. However, the continuous growth of remittances from overseas Filipino workers (OFWs) has encouraged most pawnshops to engage in remittance agency (RA) and foreign exchange dealing/money changing (FX/ MC). As of 31 December 2011,

CEPALCO has nothing to do about my public advocacy. (A member of the BOD of CEPALCO recently released a Disclaimer against my advocacy as a member of the Mindanao Coalition of Power Consumers.) Notwithstanding that, the Aboitiz now appear to be waging a publicity war of innuendo and insinuation against the CEPALCO group. I think that is stupid on the part from page 1 of the Aboitiz, but I am not surprised knowing the kind of insurance claims. Rodriguez said the Moncapitalists that they are. I wish the CEPALCO officers will have etary Board (MB) of the BSP the courage to respond to the is currently implementing Aboitiz in kind. It is not my job the Strengthening Program to defend CEPALCO against for Rural Banks (SPRB), a the attacks of the Aboitiz. milestone project jointly conBut I will certainly answer ceptualized by the BSP and the your distorted interpretation PDIC to encourage mergers, of facts about the Mindanao consolidations and acquisiblackouts, Mr. Chanco. I know tions (MCAs) via the grant a lot more about the Mindanao of financial assistance (FA) to electric power situation than eligible strategic third-party you or Sec. Almendras or even investors (STPI) desiring to all of the Aboitiz people will enter into MCAs with eligible ever understand.



pawnshops that engage in RA and FXD/MC activities totaled 5,677s — consisting of 691 head offices and 4,986 branches. However, the ISD I said that although the abovementioned corollary businesses augment the pawnshops’ profits, these require a significant amounts of investment in information technology facilities, which only a handful of pawnshop

can afford and maintain. In conclusion, many analysts believe that pawnshop businesses thrive during economic hardships as more people pawn their personal items to fund their liquidity needs. Pawnshops, in this regard, have proved to be resilient during these changing times. You may e-mail us at totingbunye2000@gmail. com.

rural banks (RBs), mainly those that are capital deficient. “The SPRB recognizes the vital role of rural banks in providing financial services to the community, particularly to their specialized or niche markets and intends to promote the merger, consolidation and acquisition between or among eligible STPIs and eligible RBs, to create a stronger rural banking system that can more effectively serve the countryside and better contribute in ensuring balanced and sustainable economic growth in our country,” Ro-

driguez said. He said that while the intention of the BSP in implementing the SPRB is very laudable, there seems to be a lack of takers considering the perceived insufficient incentives to be provided. According to Rodriguez, the existing incentives package at present under the SPRB allows the state-run PDIC and the central bank to extend loan support and to grant regulatory relief to banks that will acquire rural banks suffering from capitalization problems.

2ND INTERNATIONAL BOULDER FACE. Hedcor vice president for Mindanao Operations Rolando Pacquiao awards the 2nd Prize to Team Carmen of Davao del Norte who finished the race to the peak of Mt. Apo within 15 hours 59 minutes and182 seconds from the recently concluded 2nd International Boulder Face challenge last April 28-29 in Davao del Sur. Team Bebang I of the Philippine Army bagged the 1st place and Team Apo, third place. Davao del Sur is host to the 42.5-MW run-of-river AboitizPower’s Sibulan Hydropower Plant. AboitizPower congratulates to all who took part in the conservation of Mt. Apo and its rich biodiversity.



May 4-6, 2012

Technology... from page 1

He cited a local plant where a spot welding machine was being operated manually and prevented it from attaining maximum quality as pressure and current application on welded


materials were not synchronized. “A local switching technology is available that can control synchronization,” he noted. “Computer numerically controlled (CNC) is another technology that can enhance productivity.” Specifically, however,

Mr. Montejo told the MIAP delegates they could focus on seven specific products for local fabrication including clay pot water filters, retorts, vacuum packaging and frying, automatic rain gauge, automatic water level sensor, steaming and drying technology to extend the

shelf life of brown rice and baby food manufacturing plants. “Extending the shelf life of brown rice to seven months can help address rice shortage as the production shortfall of 10 percent has to be imported,” Mr. Montejo noted. “This is equivalent

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City 2012-156 OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE EJF FILE NO. 2012-071 Upon extra-judicial petition for sale under Act 3135 as amended by Act 4118 by (PCI LEASING AND FINANCE, INC., (now known as BDO LEASING AND FINANCE, INC.), as mortgagee against SPS. FELIMON T. DAMOLO & LOURDES C. DAMOLO & SPS. TEOTIMO ILLANA, JR. & JEREILE D. ILLANA & JULIE ANN C. DAMOLO, as mortgagers which as of January 15, 2012 amounts to TWO MILLION THREE HUNDRED FORTY-FOUR THOUSAND FOUR HUNDRED FIFTEEN (P2,344,415.00) ONLY, including interest and penalty charges and expenses of foreclosure, the undersigned will SELL at Public Auction on May 16, 2012 at 10:00 o’clock in the morning at the Office of the Regional Trial Court, Branch 23, Hall of Justice, Cagayan de Oro City, the following described properties below with all the improvements found thereon, to wit; TRANSFER CERTIFICATE OF TITLE NO. T-34860 A PARCEL OF LAND (Lot 49, Block 7 of the subdivision plan (LRC) Psd-169564, being a portion of Lot 11, (LRC) Pcs-3974, LBC Cad. Rec. No. 1612), situated in the District of Bulua, City Of Cagayan de Oro, Island of Mindanao. Containing an area of TWO HUNDRED FIFTY (250) SQUARE METERS more or less. TRANSFER CERTIFICATE OF TITLE NO. T-197500 A PARCEL OF LAND (Lot 48, Block 7 of the subdivision plan (LRC) Psd-169564, being a portion of Lot 11, (LRC) Pcs-8974 Cad Rec. No. 1612), situated in the District of Bulua, City of Cagayan de Oro, Island of Mindanao. Containing an area of TWO HUNDRED FIFTY (250) SQUARE METERS more or less.


All sealed bids must be submitted to the undersigned on the above-stated date, time and place. In the event auction sale cannot take place for whatever legal reason, the same will proceed on the following day without further notice, posting and publication. Prospective buyers/bidders may investigate for themselves the title abovedescribed and encumbrances thereon, if any therebe.

BWM: APRIL 20, 27, & MAY 4, 2012

(Sgd.) RICO A. REMALIG Sheriff IV

to rice milling recovery losses due to consumption of well milled rice.” Mr. Montejo also recommended the MIAP members undertake the production of clay pot water filters with locally available clay from Bulua, Cagayan de Oro. “Bulua clay is already tested and passes the specification. This is part of nanotechnology. The cost is only P300. This can serve

one family for one year and is cheaper than mineral water,” he added. Other products using DOST proven technology recommended by the secretary to MIAP for adoption included food processing machineries and technologies such as retort, dehydrator, vacuum drying and immersion freezer; and manufacturing technology TECHNOLOGY/PAGE 10


SPL. PROC. NO. 454

BARTJEN R. VALLERMO-QUEZON, Petitioner. X----------------------------------------------/ ORDER In her verified petition. BARTJEN R. VALLERMO-QUEZON, thru counsel states that she is of legal age, Filipino, married, and a resident of Tagdo, Mambajao, Camiguin: that before the petitioner and her husband Ranic D. Quezon got married on August 14, 1996 at Catarman, Camiguin their eldest child Nikki Joy V. Quezon was born on September 26, 1995 at Catarman, Camiguin also: that after their marriage they begot two (2) more children namely, Nikko Jay V. Quezon and Nykka Joyce V. Quezon who were born on April 12, 2002 and June 15, 2004, respectively; that petitioner together with her husband and children live together in one abode until in April 2006 with the encouragement of her husband she left for overseas employment in Thailand; that for three succeeding months of May, June, and July of 2006 petitioner sent monthly sustenance to her husband at Lakas, Mambajao, Camiguin, however in August 2006 she was informed that her husband was no longer in their conjugal abode without any information as to his whereabouts, thus her mother took care of her children at Tagdo, Mambajao, Camiguin; that Petitioner exerted efforts to locate and find her husband but found no lead or clue as to his whereabouts; and that for purposes of remarriage she is filing this petition. Finding the said petition sufficient in form and substance, the same is hereby set for hearing on June 14, 2012 to start at 8:30 o’clock in the morning, at which hearing any interested person may show cause why the petition should not be granted. Let copy of this Order be published in any newspaper of general circulation in the Province of Camiguin once a week for three (3) consecutive weeks prior to the date of hearing at petitioner’s expense. SO ORDERED. Done in Mambajao, Camiguin, Philippines, this 11th day of April, 2012. (Sgd.) RUSTICO D. PADERANGA Judge MDN: April 20, 27 & May 4, 2012


MALAMPUSONG guipahigayon ang AGMA nga aktibidades sa FIBECO adtong milabay nga Dominggo Abril 29,2012 sa Municipal Gymnasium, Dangcagan Bukidnon nga ang Tema: Affordable and reliable access to power : Our Dream, Our Decision. Gitambungan kini sa mga membro sa maong cooperative, empleyado ug mga board of directors ug bisita usab niini ang mayor sa lungsod sa Dangcagan Mayor Edilberto Ayuban diin sa iyang lungsod kini gipahigayun ang maong aktibidades sa Dangcagan, Bukidnon. Ug anaa usab ang presensya sa Vice Governador Hon. Jose Ma. R. Zubiri Jr. diin siya mihatag usab ug usa ka mensahe alang sa mga konsumante ug sa mga empleyado sa cooperatiba. Ug atol sa programa gi-induct usab ang mga bag-o nga midaug sa election isip board of directors ug apil na usab ang pag induct sa mga bag-ong membro sa MSEAC ug sa katapusan sa maong selebrasyon mao ang pag conduct sa meeting proper. Ug gisundan kini sa raffle draw nga adunay ubay-ubay nga mga premyo. Nahuman ang maong programa sa may alas 6:00 kapin kun kulang sa sayong kagabhion. (MILDRED BORBON TORREJAS)


May 4-6, 2012


Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Branch 44 Initao, Misamis Oriental REPUBLIC OF THE PHILIPPINES, Represented by the DEPARTMENT OF TRANSPORTATION AND COMMUNICATIONS (DOTC), Plaintiff, - versus -

Spec. Proc. No. 2007- 724

For : Cancellation of Decree

CRISANTO DOMINGUEZ and the LAND REGISTRATION AUTHORITY (LRA), Defendants. X- - - - - - - - - - - - - - - - - - - - - - - - / SUMMONS BY PUBLICATION TO: Crisanto Dominguez Alubijid, Misamis Oriental

consequence would be that land conflicts could be even more numerous and complex than they are now and possibly are more abrasive, if not even violent. The Government, recognize the worthy purposes of the Torrens system should be the first to accept the validity of titles issued thereunder once the conditions laid down by the law are satisfied. 12. In the present case, although defendant Dominguez did obtain a decree in his favor, his failure to obtain his certificate after the lapse of more that 65 years is tantamount to an abandonment of such right. For which reason, the principle of laches operates against him. 13. Laches has been defined in the failure or neglect, for an unreasonable length of time to do that which by exercising due diligence could or should have been done earlier. It is negligence or omission to assert a right within a reasonable time, warranting a presumption that the party entitled to assert it has either abandoned it or declined to assert it. PRAYER WHEREFORE, respectively prayed of this Honorable Court that an order be issued CANCELLING Decree No. 756524 and, accordingly, directing the LRA to CANCEL Decree 756524 issued for Lot No. 12447 in Cadastral Case No. 27 for having lost its efficacy due to abandonment of laches Plaintiff further prays for such other rebels and remedies which are just and equitable in the premises. RESPECTFULLY SUBMITTED Makati City for Initao, Misamis Oriental, December 3, 2007. AGNES YSI DEVANADERA Solicitor General Roll No. 26872 IBP Lifetime Roll No. 05084

GREETINGS ! This Court issued an Order dated March 08, 2012 allowing Summons be served upon Crisanto Dominguez in a newspaper of general circulation. It is pursuant thereto that this Summons by Publication is issued.

AMPARO M. CABOTAJE-TANG Assistant Solicitor General (Officer-In-Charge) Roll No. 29990 IEP Lifetime Roll No. 03505

WHEREAS, quoted hereunder is the Complaint, to wit . 1. Plaintiff Republic of the Philippines is a sovereign political entity vested with power and capacity to sue. For purposes of this action, all pleadings, notices and other court processes may be served on its statutory counsel, the Office of the Solicitor General (OSG) at 134 Amorsolo Street, Legaspi Village, Makati City. 2. Defendant Crisanto Dominguez is of legal age, with capacity to sue and be sued, and a resident of Alubijid, Misamis Oriental, where he may be served with summons and other court processes. 3. Defendant Land Registration Authority (LRA) is impleaded being the agency mandated to issue decrees of registration and certificates of title and register- documents, patents and other land transactions. It may be served with summons and other court processes at the LRA, East Avenue cor. MA Road, Quezon City. 4. Defendant Dominguez appeared to be the owner of a parcel of land located in Alubijid, Municipality of Laguindingan, Misamis Oriental designated as Lot No. 12447, Cadastral No 237 with an area of forty seven, thousand nine hundred seventeen (47,917) square meters. 5. Based on the record of the Department of Environment and Natural Resources - Land Management Services (DENR-LMS) in Cagayan de Ore City, the Bureau of Lands conducted a cadastral survey of the subject Lot sometime in 1933 (annex “A”). 6. Thereafter, the said land was among those subject of the operation of cadastral proceedings and was issued on September 01, 1941 Decree No. 756524 in Cadastral Case No. 27 ( Annex “B”). After its issuance, Decree No. 756524 was then recorded by defendant LPA in its book 7. The record of the Registry of Deeds of Cagayan de Oro City would reveal however that no title to Lot 12447 was issued in favor of defendant (Annex “C”). 8. Considering that the Decree was issued in 1941, it has been note than sixty-five (65) years that the property remained untitled. 9. In Republic vs. Hon. Alon ,1 citing Republic vs. Heirs of Villa Abrille2 The Supreme Court held that in land registration proceedings the following procedure must be complied with xxx (10) Issuance of the decree by the Court declaring the decision final and instructing the Land Registration Commission to issue a decree of confirmation and registration, (11) Entry of the decree of registration in the Land Registration Commission; (12) Sending of copy of the decree of registration to the corresponding Register of Deeds and (13) Transcription of the decree of registration in the registration book and the issuance of the owners duplicate original certificate of title to the applicant by the Register of Deeds upon payment of the pre scribed fees. 10. Indeed, a property becomes registered land only upon transcription of the decree in the original registration book of the Register of Deeds. It follows that until the original certificate of title is issued by the Register of Deeds, the property subject, of a cadastral proceedings not yet a registered land. 11. A Torrens Certificate of Title is the best evidence of ownership issued by the Register of Deeds to the owner of a particular land which is registered under the Torrens system of registration.3 The significance of registration under the Torrens system cannot be undermined in Traders Royal Bank vs. Court of Appeals.4 the Supreme Court reiterates the importance of registration: The main purpose of the Torrens system is to avoid possible conflicts of title to real estate and to facilitate transactions relative hereto by giving the public the right to rely upon the face of the Torrens certificate of title and to dispense with the need of inspiring further except when the party concerned has actual knowledge of facts gad circumstances that should impel a reasonably cautious man to make such further inquiry. Where innocent third persons relying on the correctness of the certificate of title thus issued, acquire rights over the property, the court cannot disregard such rights and order the total cancellation of the certificate. The effect of such an. outright cancellation would be to impair public confidence in the certificate of title, for everyone dealing with the property registered under the Torrent system would have to inquire in every instance as to whether the title has been regularly or irregularly issued by the court. Every person dealing with registered land may safely rely on the correctness of the certificate of title issued therefor and the law will is no way oblige him to go beyond the certificate to determine the condition of the property. The Torrens system was adopted in this country because it was believed to be the most effective measure to guarantee the integrity of land titles and to protect their indefensibility once the claim of ownership is established and recognized. If a person purchase a piece of land on the assurance that the seller’s title thereto is valid, he should not run the risk of being told late that his acquisition was ineffectual after all. This would not only be unfair to him. What is worse is that if this were permitted, public confidence in the system would be eroded and land transaction would have to be attended by complicated and not necessarily conclusive investigations and proof of ownership. The further


MA. ANTONIA EDIT A C. D1ZON Assistant Solicitor General Roll No.33774 IBP No.702421,1-10-07 THOMAS M. LARAGAN Senior Solicitor General Roll No.38842 IBP No. 702423, 1/10/07 MERCEDITA L. FLORES Associate Solicitor Roll No 52391 IBP No. 702426,1-10-07 OFFICE OF THE SOLICITOR GENERAL 134 Amorsolo St, Legaspi Village Makati City VERIFICATION AND CERTIFICATION OF NON-FORUM SHOPPING I, MERCEDITA L. FLORES, an Associate Solicitor in the Office of the Solicitor General, after having been sworn in accordance with law, hereby depose and state: 1. I have caused the preparation of the foregoing complaint. 2. I have read and understood the contents thereof 3. The allegations therein are true and correct of my personal knowledge or based on authentic records. 4. I/Plaintiff has not commenced any action or filed any claim involving the same issues in this Honorable Court, the court of Appeals, the Supreme Court, or different divisions thereof, or in any other tribunal or agency, and if I/plaintiff should thereafter learn that a similar action or proceeding has been filed or is pending before this Honorable Court, the Court of Appeals the Supreme Court, or different divisions thereof , or in any other tribunal or agency, I/plaintiff shall undertake to promptly inform the aforesaid courts and other tribunal or agency of that fact within five (5) days therefrom. 5. The foregoing Verification and Certification of Non-Forum Shopping is being made by the use through the undersigned affiant, pursuant to Section 32, P27, Chapter 12, Title III, Book IV of the Administrative Code of 1987 which provides that the OSG “shall represent the Government in all land registration and related proceedings.” Thus, it was ruled in COMELEC v. Quijano-Padilla, 389 SCRA 353 (2002) that the OSG is an independent office and that its real client is “no less than the Republic of the Philippines in whom the plenum of sovereignty resides”. MERCEDITA L. FLORES Affiant SUBSCRIBED AND SWORN TO before me this 3rd day of December, 2007, in Makati City by Associate Solicitor Mercedita L. Flores, personally known to me, who is the same person who personally signed before me the foregoing Verification and Certification and acknowledged that she executed the same. MA. HAZEL VALDEZ-ACANTILADO Senior State Solicitor NOW THEREFORE, through this Summons by Publication, Severino Bongo of Alubijid, Misamis Oriental is hereby required to answer the Complaint within sixty (60) days from the last issue of publication. SO ORDERED WITNESS the HON. ARTHUR L. ABUNDIENTE, Acting Presiding Judge of this court, this 16th day of March, 2012 at Initao, Misamis Oriental. (Sgd.) ATTY. IAN C. TAJONERA-BERNARDO Clerk of Court VI __________________________________

199 SCRA 396 (1991) 71 SCRA 57, 57-58 (1976) 3 Land Title and Deeds Gregorio G. Bilog Jr. p10 (2005) 4 315 SCRA 190, 201-202 (1999) 5 Sps. Rumarate; et. al. vs. Hernandez; et. al.; 487 SCRA 317, 321 (2006) 1 2

BWM: April 27, May 4 & 11, 2012


May 4-6, 2012




Solons urge incentives for RB acquisitions ADMINISTRATION lawmakers urged the Bangko Sentral ng Pilipinas (BSP) to enhance the incentives currently being offered to financial institutions that will acquire troubled rural banks to encourage mergers and prevent more closures of banks in the countryside. Cagayan de Oro Rep. Rufus Rodriguez and Abante Mindanao party-list Rep. Maximo Rodriguez Jr. filed House Resolution 2222 calling on the BSP to strengthen and enhance the incentives package in order to encourage big banks to acquire capital-deficient rural and cooperative banks in a bid to prevent more costly closures. They said bank closures entail cost for the government, particularly to stateowned Philippine Deposit Insurance Corp. (PDIC), given the need to pay deposit insurance claims. The Cagayan de Oro lawmaker said the Monetary Board (MB) of the BSP is currently implementing the Strengthening Program for Rural Banks (SPRB), a

milestone project jointly conceptualized by the BSP and the PDIC to encourage mergers, consolidations and acquisitions (MCAs) via the grant of financial assistance (FA) to eligible strategic third party investors (STPI) desiring to enter into MCA with eligible rural banks (RBs), mainly those that are capital deficient. “The SPRB recognizes the vital role of rural banks in providing financial services to the community, particularly to their specialized or niche markets and intends to promote the merger, consolidation and acquisition between or among eligible STPIs and eligible RBs, to create a stronger rural banking system that can more effectively serve the countryside and better contribute in ensuring balanced and sustainable economic growth in our country,” Rodriguez said. He said while the intention of the BSP in implementing the SPRB is very laudable, “there seems to be


“We are continuing technology developments in collaboration with DA, DTI and associations like MIAP,” Mr. Montejo said. Mr. Montejo also cautioned MIAP delegates not to neglect their human resources.

from page 8

to address malnutrition such as baby food developed by the Food and Nutrition Research Institute (FNRI) which DOST is targeting one plant per region.

REPUBLIC OF THE PHILIPPINES REGIONAL TRIAL COURT 10TH JUDICIAL REGION BRANCH 28 MAMBAJAO, CAMIGUIN In the matter of Petition for Declaration of Absence of Murrey Maynard Roque

SPL. PROC. NO. 453 FOR: Declaration of Absence


Petitioner, X--------------------------------------------------------/ ORDER In her verified petition, CIRILA L. GRIFFING-ROQUE, thru counsel, states that she is 33 years old, Filipina, married, a licensed Registered Nurse and a permanent resident of Hubangon, Mahinog, Camiguin; that on November 8, 2001 she got married to Murrey Maynard Roque before Honorable Jose M. Galario, Jr., then Mayor of Valencia City, Bukidnon; that their marriage was blessed with two (twin) male kids Kert Ice Griffing Roque and Kurt Ice Griffing Roque who were born on June 22, 2002; that their relationship was dotted with frequent quarrels which made her suffered at the hands of her husband who turned violent until one day in November 2003 she was physically manhandled and castigated that her husband left their conjugal dwelling in Valencia City which prompted her to travel home with her two kids back to Hubangon, Mahinog, Camiguin where her parents are residing; that on March 10, 2004 before she left for the Kingdom of Saudi Arabia to work as Nurse in the Medical and Surgical Department of Sharurah Armed Forces Hospital she visited her husband in Valencia City and was told that it was good of her to find a job overseas and for a parting word her husband told her to just forget everything about the two of them; that was the last time that they saw each other; that on March 14, 2004 in order to support her children petitioner finally took her flight to Saudi Arabia for overseas employment; that while working abroad and even on her frequent vacations home she dialed her husband’s cellphone number but all of her attempted calls were blunted by the computerized answer “the number you have dialed is not in service right now” that during her most recent vacation (this March 2012) she personally went to Valencia City in the hope of finding her husband but he was nowhere to be found as he had long left ostensibly for Davao City; that after the lapse of time, eight (8) years plus, without communication between them and her husband’s parting words had taken its toll on petitioner’s senses which led her to finally resolve to take and tread this lonely road to have her husband’s absence judicially declared and have him presumed dead for all intendments of the law applicable in the premises; hence, this petition. Finding the said petition sufficient in form and substance, the same is hereby set for hearing on June 14, 2012 to start at 8:30 o’clock in the morning, at which hearing any interested person may show cause why the petition should not be granted. Let copy of this Order be published in any newspaper of general circulation in the Province of Camiguin and whole of Mindanao once a week for three (3) consecutive weeks prior to the date of hearing at petitioner’s expense. SO ORDERED. Done in Mambajao, Camiguin, Philippines, this 22nd day of March 2012.

BWM: APRIL 27, MAY 4, & 11, 2012


a lack of takers considering the perceived insufficient incentives to be provided.” He said the existing incentives package at present under the SPRB allows the state-run PDIC and the central bank to extend loan support and to grant regulatory relief to banks that will acquire rural banks suffering from capitalization problems. He said industry players believed that banks did not find the incentives attractive enough to agree to take on the burden of acquiring a troubled rural bank, including all its debts and other liabilities. “Although the BSP considers the country’s overall banking sector in good shape, driven by the strong financial performance of universal, commercial and thrift banks, some rural and cooperative banks are facing capitalization and management problems which make the SPRB more important in order to strengthen the overall rural and cooperative banking sectors,” Rodriguez said. “We need to develop manpower which is also in demand abroad,” he noted. “If we train many, even if they go abroad, there will be some that will be left behind to man our local industry. DOST will help conduct this training through the Metals Industry Research and Development Center (MIRDC) he added.

Abante Mindanao (Abamin) party-list Rep. Maximo Rodriguez distributes chicken meat and vegetables to Sendong survivors who are temporarily housed at the relocation center at barangay Canitoan in Cagayan de Oro. The relief giving of the congressman was held Saturday and came after the distribution of rice the other week in a continuing program of helping the relocates. PHOTO BY GERRY L . GORIT

UCPB... from page 3

last year with corporate loans accounting for 73 percent or P42 billion of the total. Consumer loans grew at a faster rate with a 34 percent increase from P11.6 billion to P15.5 billion in the same period. CASA totaling P109.76 billion which is P9.89 billion higher than in 2010 and provided funding for the loan portfolio. As a result, the bank improved its margins with a seven

percent hike in its net interest income amounting to P5.8 billion. By the end of 2011, UCPB’s total assets reached P201.87 billion, 9.84 percent higher than the P183.78 billion in 2010 while total capital increased by 17.69 percent to P17.3 billion. As for its capital adequacy ratio, it rose from 10.6 percent to 11.92 percent which is well beyond BSP’s requirement of only 10 percent.


plugs and outlets, wires, compact fluorescent lamps (CFLs), fluorescent tubes, polyvinyl chloride (PVC) electrical tape; construction materials such as cement, nails, steel bars, galvanized iron (GI) sheets; fire extinguishers, liquefied petroleum gas (LPG) cylinders, ceramic and sanitary wares.


potential MSME grantees. A follow up training on Project Proposal Preparation will be conducted on May 10 to 11. For related queries, please contact the OROCHAMBER Secretariat.

reason for the establishing the bank. In 2011, UCPB’s unaudited net income reached P3.05 billion, a strong 25 percent growth from a year ago, as the bank made significant strides in its loan and checking account and savings account (CASA) generation, treasury trading, real and other properties owned and acquired (ROPOA) disposal. UCPB loans expanded by from page 2 13.4 percent to P57.5 billion traders, wholesalers, disVirgilio F. Lanzuela, tributors, retailers and their MIAP national president, agents. said the association will foThere are about 90 prodcus its efforts in supporting ucts covered by mandatory the DOST’s seven special standards which includes projects for the metalwork- the following: electrical ing sector. products such as switches,

Republic of the Philippines REGIONAL TRIAL COURT 10th Judicial Region BRANCH 28 Mambajao, Camiguin IN RE: PETITION FOR CORRECTION IN THE PL. PROC. NO. 455 IN THE ERRONEOUS ENTRY OF SEX IN THE CERTIFICATE OF LIVE BIRTH OF JEZZY RHEA B. DAVID FROM MALE TO FEMALE, JEZZY RHEA B. DAVID, rep. by her mother JELYN B. DAVID, Petitioner, -versusTHE LOCAL CIVIL REGISTRAR OF MAMBAJAO, PROVINCE OF CAMIGUIN, Respondent. x------------------------------------------------------------- / ORDER Petitioner, is a minor (13 years old) represented by her mother Jelyn Bangkil David of legal age, Filipino, married to Fabio B. David, Jr. and resident of Alga, Catarman, Camiguin, thru counsel, avers, that she was born on December 28, 1998 at Yumbing, Mambajao, Camiguin to Spouses Jelyn B. Bangkil and Fabio B. David, Jr. whose birth was duly recorded in the Office of the Local Civl Registrar of Mambajao, Camiguin as shown in the machine copy of her Certificate of Live Birth but which birth record erroneously recorded her Sex as Male when in fact and in truth she is a FEMALE, as shown in the Medical Certificate issued by Medical Officer III Salem L. Matonding, M.D. dated April 2, 2012 with findings “GROSSLY FEMALE”. In order to correct such erroneous entry this petition is filed. The petition being sufficient in form and substance is hereby set for hearing in this Court’s Session Hall on May 25, 2012 to start at 8:30 o’clock in the morning. Let copy of this Order and of the petition and its annexes be sent to each of the following: Office of the Solicitor General; Office of the Local Civil Registrar of Mambajao, Camiguin and the Office of the Provincial Prosecutor of Camiguin. A copy of this Order is required to be published at petitioner’s expense in any newspaper of general circulation in the Province of Camiguin once a week for three consecutive weeks prior to the date of hearing. Any person or entity whose interest might be adversely affected by the proceedings in this case may file written opposition and personally appear during the hearing and substantiate the same. SO ORDERED. Done in Mambajao, Camiguin, this 16th day of April 2012.

from page 11

She reiterated that the TNA Plan will serve as one of the basis of evaluating the project proposals of

Republic of the Philippines REGIONAL TRIAL COURT OF MISAMIS ORIENTAL 10th Judicial Region Cagayan de Oro City 2012-168 OFFICE OF THE PROVINCIAL SHERIFF NOTICE OF EXTRA-JUDICIAL SALE File No. 2012-091 Upon extra-judicial petition for sale under Act No. 3135 as amended, filed by NATIONAL HOME MORTGAGE FINANCE CORP., Cagayan de Oro City, as mortgagee, against PRECILA B. DE LA CERNA, married to Joel de la Cerna, a resident of Blk. 01, Lot 33, Villa Trinitas Subd., Bugo, Cagayan de Oro City as mortgagor, which as of March 15, 2012 amounts to NINE HUNDRED THIRTY TWO THOUSAND EIGHT HUNDRED SIXTY FOUR PESOS & 73/100 (Php 932,864.73), the undersigned will sell at public auction on May 25, 2012, at 10:00 o’clock in the morning or soon thereafter at the main entrance of the Office of the Clerk of Court, Regional Trial Court, Hall of Justice, Cagayan de Oro City, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all the improvements found thereon, described as follows: TCT NO. T-89953 “A PARCEL OF LAND (Lot 33, Block 1, Psd-104305-015867, being a portion of Lot 2, (LRC) Psd-157430) situated in the Barrio of Bugo, City of Cagayan de Oro, Island of Mindanao. Containing an area of ONE HUNDRED FORTY (140) square meters, more or less.” All sealed bids must be submitted to the undersigned on the above stated date, time and place. In the event the auction date falls on a holiday, the same will proceed on the following working day, without further notice, posting and publication. Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be. Cagayan de Oro City, April 17, 2012. FOR THE EX-OFFICIO PROVINCIAL SHERIFF BY:

RUSTICO D. PADERANGA Judge BWM: APRIL 27, MAY 4, & 11, 2012

BWM: APRIL 27, MAY 4, & 11, 2012





May 4-6, 2012


Normin’s population reaches 4.3 million THE region’s population count placed ninth among other regions putting CALABARZON on the top spot at 12.61 million, NCR at the second spot with 11.86 million. Approximately, the region’s population is 4.6 percent of the country’s total population which is posted at 92.3 million. The results also showed that the region’s population is among the country’s fastest growing ranking at 4th

next to CALABARZON (3.07), SOCCSKSARGEN (2.46) and Central Luzon (2.14). Davao region (1.97) completes the top five fastest growing regions. The least population growth rate was observed in llocos region at 1.23. Cagayan de Oro City was one of the top ten most populated Highly Urbanized Cities (HUCs) in the country ranking ninth with a population of 602,088.

Oro Chamber holds techno confab THE Cagayan de Oro Chamber of Commerce and Industry (OROCHAMBER), in cooperation with the Misamis Oriental FilipinoChinese Chamber of Commerce and the Department of Science and Technology (DOST), conducted a twoday Technology Needs Assessment (TNA) Workshop last April 26 to 27, this city. The two-day workshop is designed to assist chamber member micro, small, and medium enterprises (MSMEs) affected by tropical storm Sendong to acquire some grant assistance from DOST, especially for the replacement of damaged equipment. More than P2 million grant can be extended to MSMEs.

“This partnership with DOST in Northern Mindanao is vital as 38 percent of our general membership were hit by Sendong, with estimated losses amounting to P158.5 million for MSMEs,” said Acting Vice President Efren T. Uy of the Trade and Commerce sector. He added that this is a good opportunity for them to avail of the much needed assistance. “ TNA is one of the prerequisites of availing the grant facility through DOST’s Small Enterprise Technology Upgrading Program (SETUP),” said Miriam dela Plaza, DOST Camiguin Science and Technology Director. CONFAB/PAGE 10

Top spot was Quezon City at 2.76 million total population. Iligan City ranked 25th with a population of 322,821. The city of Cagayan de Oro’s population grows at

approximately 2.69 percent annually based on the population on years 2000 - 2010. Iligan City’s population growth rate was observed at 1.25 percent. The provinces of Bukid-

non and Misamis Oriental (including the Cagayan de Oro City) belong to the “millionaire” provinces in terms of population count. The provinces’ population were posted at 1.3 million and

Republic of the Philippines Regional Trial Court of Misamis Oriental 10th Judicial Region Branch 38 Cagayan de Oro City 2012-183


1.4 million, respectively. On the other hand, the province of Camiguin was among the three provinces in the country that listed less than a hundred thousand population at 83,807.


SPEC. PROC. CASE NO. 2012-051



THE LOCAL CIVIL REGISTRAR OF CAGAYAN DE ORO CITY, Respondent. x------------------------------------------------------------ /

THE LOCAL CIVIL REGISTRAR OF L AGUINDINGAN, MISAMIS ORIENTAL Respondent x- - - - - - - - - - - - - - - - -- - - - - - - - - - -/



Before this Court is a Petition for Change of Name of petitioner’s minor children Cullen Ray Cabiladas Hilot and Abigail Jane Cabiladas Hilot appearing in their Certificates of Live Birth recorded in the Office of the Local Civil Registrar of Cagayan de Oro City. IT IS HEREBY ORDERED that the Petition be set for hearing on September 26, 2012 at 8:30 in the morning at the Session Hall of this Court, on which date, time and place, all persons who may have any opposition to the Petition herein sought, may appear to show cause why said Petition should not be granted. Let this Order be published in a newspaper of general circulation in the Province of Misamis Oriental once a week for three (3) consecutive weeks prior to the date of hearing. Likewise, let copies of this Order, with Petition attached, be posted by the petitioner on the bulletin boards of the Court, the City Hall of Cagayan de Oro City and the Provincial Capitol of Misamis Oriental for at least ten (10) days prior to the date of hearing. SO ORDERED. 17 April 2012, Cagayan de Oro City.

Let this case be heard on June 14, 2012 at 8:30 a.m., at this court sitting at the Hall of Justice, Poblacion, lnitao, Misamis Oiiental. The Civil Registrar concerned and any person having or claiming any interest under the certificate of live birth whose cancellation/correction is sought may, within fifteen (15) days from notice of the petition, file his or her opposition thereto. At the expense of the petitioner, let a copy of this Order be published once a week for three consecutive weeks in a newspaper of general circulation in the Province of Misamis Oriental. Further, let a copy of this Order and the petition be posted at the bulletin boards of the entrance door of this court, Hall of Justice, lnitao, Mtsamts Oriental and Municipal Hail, Laguindingan, Misamis Oriental. Finally, let a copy of the petition and this Order be furnished to the Office of the Solicitor Genera! and the Office of the Civil Registrar concerned. SO ORDERED. lnitao, Misamis Oriental, April (Sgd.) ARTHUR L. ABUNDIENTE Acting Presiding Judge BWM: APRIL 27, MAY 4, & 11, 2012

EMMANUEL P. PASAL Presiding Judge

BWM: APRIL 27, MAY 4, & 11, 2012




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