Business Touch Magazine

Editorial Note

In order to survive in today’s competitive market, company owners have had to make significant changes to their strategies during the previous two years. Pandemic uncertainty, global supply chain turmoil, climate change concerns, the rapid transformation of consumer behaviours and sensitive international relations have all combined to produce a potent brew of threats and possibilities. With so much unpredictability around the globe, it may be challenging to know which business trends to pursue.

Business Touch, widely regarded as one of the most credible business periodicals, features inspiring profiles of high-achieving individuals that may invigorate your ambition and drive. This edition of Business Touch Magazine will highlight SEEBURGER, a transformation technology company that helps businesses meet the increasingly acknowledged need to connect, integrate, and accelerate. Mr Gurudutt, the Managing Director of the company, has seen an uptick in design thinking by businesses of all types, which affects strategic planning and organizational change. The company has the edge over competing solutions because it offers a unified integration platform for transformation, helping businesses meet their consolidation and modernization objectives while avoiding complications caused by older technologies.

Turn the pages to read about the lives of successful startups and other trailblazers who overcame formidable obstacles on their way to the top. You will find the inspiring story of Mr Nikhil Kamath, who build one of the most excellent trading and investing platforms and healthcare, technology, business and travel columns to make an addition to your knowledge base. We sincerely wish you happiness and success in your business journey from our efforts. I hope you will like the content and will appreciate it.

“Best brings a unique

SEEBURGER With Extensive Experience Presents Exceptional TransformationIndustry-SpecificSolutions

The information revolution is witnessed across economies. No entity can insulate itself from its impact. Dramatic reductions in the cost of obtaining, processing, and transmitting information are changing business engagement approaches. Business leaders are aware that the revolution is underway. Very few dispute its importance. As the increasing quantum of their time and investment is absorbed in information technology and its impact, executives have a growing awareness that technology can no longer be the exclusive domain of Electronic Data Processing (EDP)/Information Services (IS) departments. Business leaders see their competitor’s data & information for business & competitive advantage and recognize the need to engage directly in the management of new technology.

The information revolution is impacting competition in manifold ways. The salient being:

• Changing industry structure and altering the rules of competition

• Creating competitive advantage by giving organizations new approaches to outperform rivals

• Spawning whole new businesses often within a company’s existing operations.

97% of leaders in the industry say digital transformation will impact the future of industries. And it has already begun. Industries are undergoing digital transformation—the use of technology to improve business results—driven by smart technology and connected devices. Digital development has the potential to disrupt every part of the enterprise with opportunity to enhance efficiency, productivity, and accuracy.

Introducing SEEBURGER Singapore Pte Ltd

In this issue of the Business Touch Magazine, we will focus on SEEBURGER, a transformation technology leader enabling organizations to connect, integrate and accelerate which is commonly recognized as a business imperative. The digital economy requires enterprises to be innovative triggering the need to modernize and embrace an agile and secure business infrastructure. Organizations, across industry verticals, need a collaborative service offering while ensuring transparency to internal operations, clients and partners, regulators and other stakeholders. Agile risk management and reliable /scalable core business integration infrastructure built today for tomorrow is a necessity.

SEEBURGER simplifies complex connections between clouds, applications and people to ensure focus on what matters while enabling sharing of business-critical data. enabling the ability to make split-second decisions while operating at scale. SEEBURGER Integration accelerates business at the speed of now. Over 10,000 customers worldwide across industry verticals, which includes Financial Services, Manufacturing, Logistics, Utilities, Telecommunications, Fashion, and Retail to name a few, continue to enjoy the benefits of implementing SEEBURGER’s Business Integration Suite in their landscape.

Cover Story

About Gurudutt, Managing Director, SEEBURGER Singapore Pte Ltd

Gurudutt, Master in Management Studies from BITS, PilaniIndia, has extensive experience in the ICT industry in Asia Pacific. His travels and residence in numerous countries, in Asia Pacific, continue to provide valued opportunities to learn and discover more about the world. His passion for building and transforming businesses enabled his leadership role at SEEBURGER Singapore Pte Ltd- a fully owned subsidiary of SEEBURGER AG with headquarters in Germany.

Gurudutt observed that design thinking is increasingly employed by organizations across industries and is influencing business strategy & transformation. The unique advantage of the SEEBURGER Business Integration Suite (BIS) is its ability to provide a single integration platform for transformation that enables organizations to address consolidation and modernization needs while simultaneously eliminating legacy technology-related challenges.

SEEBURGER BIS is based on internally developed technologies enabling a homogeneous integration stack capable of delivering better performance and simplifying management and maintenance as observed by a leading industry analyst. Organizations recognize the urgency to include a single integration platform that best addresses the need for reliability, scalability, availability, and security -foundational to business transformation.

Gurudutt identified building SEEBURGER Singapore Pte Ltd as one of the major achievements of the team he leads. The Singapore entity of SEEBURGER AG was bestowed with the “Catalyst Award” by the “Global CIO Forum with Rosettanet Singapore” at the first edition of the “Future IT Summit” in 2021. The Catalyst Award is presented to select organizations honouring them for showcasing cutting–edge initiatives, platforms and market penetration and truly acting as “CATALYSTS’ in the ever-changing market landscape.

Building a brand involves effort in multiple ways. Demand generation activities and customer success stories support brand-building activity. He says -

Customers share their experience. Customer satisfaction has a key role in influencing branding. Ensuring satisfied customers and customers perceiving and experiencing fair conduct has a major positive impact on branding. Customers include both internal and external customers.

SEEBURGER Singapore has a go-to-market approach centred on customer satisfaction. Their executives work closely with customers and partners in jointly formulating approaches that transparently provide value respecting fair conduct principles. SEEBURGER executives are in regular contact with customers and partners through remote and in-person meetings.

P.B. GURUDUTT Managing

When questioned about the leadership style, Gurudutt gave a very honest answer

As an empiricist, I respect and value experience. I believe that one individual cannot be a master in any subject/domain. I believe in lifelong learning, fair conduct & recognize that imperfection is the essence of life. Trust and relationship are very important elements in my value system. Team work is a prescription for success. Success is always an outcome of team effort and cannot be attributed to a single individual. I guess this provides a perspective of my leadership style.

About SEEBURGER Business Integration Suite (BIS) that supports all digitalization requirements

The digitalization and rearrangement of IT to support business processes is essential to turn information into valuable insights for innovative advantage. But how do you get from a digitalization strategy goal to business-driven innovation?

The first step is integrating all areas of your network that use data, perform services and carry out transactions with digital business processes. In the cloud, on-premises, or as a hybrid solution, the SEEBURGER Business Integration Suite (BIS) solutions empower businesses to connect data, applications, clouds, and partners with one central integration platform.

SEEBURGER’s BIS platform enables organizations to digitalize business processes with one integration platform with six modular solutions:

• BIS API Solution Connect applications and cloud services in real-time

• BIS B2B/EDI Solution

– Ensure the exchange of business documents by industry standards

• BIS IIoT Solution – Embed Industry 4.0 machines, sensors and smart services into business processes

• BIS MFT Solution – Secure the transmission of sensitive data between systems and people

• BIS ERP Integration –Connect any ERP system, including SAP S/4HANA, with an adapter

• BIS E-Invoicing Solution

– Digitalize inbound and outbound invoices

SEEBURGER BIS in the Cloud is an ideal operating model for every requirement.

The operation of an integration platform can be demanding and time-consuming, especially if the requirements for security, availability and flexibility are high. It is important to carefully weigh different requirements of the line of business on one hand and the IT departments centrally responsible for all integration and security issues on the other to find the most suitable operating model for the specific use

Ancase.integration

platform must be available 24/7. The operation of such a platform requires a team of specialists who can solve all kinds of process-related challenges. There are several advantages of the SEEBURGER Cloud option. The salient advantages are included hereafter.

• Cost Effective

Instead of investments, only operating costs are incurred. SEEBURGER provides qualified personnel for the 24/7 operation of the integration platform.

• Security against increasing cybercrime SEEBURGER offers a highly secure operation according to strict guidelines and audits.

• Flexibility as desired

Companies with an efficient IT department retain as much flexibility, responsiveness, and independence as they want thanks to freely configurable partnerships and operating models.

With SEEBURGER BIS you have deployment options like On-Premises, Public Cloud, iPaaS, and Full Service. It is available in several different operating models.

What makes SEEBURGER Unique

SEEBURGER is unique in terms of being the only provider of a single integration platform for transformation. A single integration platform that lowers the Total Cost of Ownership (TCO), reduces implementation time and increases operational efficiencies. This native integration platform (developed in-house by SEEBURGER without any third-party patchwork solutions) simplifies platform management/maintenance while delivering better performance. With a holistic approach including business consulting and techni cal implementation, SEEBURGER customers can rapidly digitalize their business processes and fully integrate business partners of any size leveraging key attributes as under:

1. Reliability - 10,000 customers from all industries rely on SEEBURGER solutions

2. The driver of the digital shift within business processes

3. Comprehensive Product, project, people – everything from a unified platform

4. The worldwide presence of 12 subsidiaries and multiple partners in over 50 countries. North America, Europe, Middle East & Africa, and Asia-Pacific to name a few.

5. 30 years of experience – profitable and independent ever since its inception in the year 1986

6. Focus on industry-specific digitalization solutions

7. Analyst Evaluations - SEEBURGER solutions are continually assessed by leading IT analysts such as Gartner and Forrester to name a few. Concerning its technology, SEEBURGER receives high ratings and is classified as a visionary in the industry.

8. SEEBURGER provides maximum benefits to their customers

9. By eliminating manual processes and increasing their data accuracy SEEBURGER customers have fast-tracked business processes significantly enjoying complete transparency and traceability while recording savings of up to 60%.

10. Everything from a unified platform – no third-party patchwork solutions.

11. With over 1000 dedicated employees worldwide, SEEBURGER is a market leader in Business Integration

12. Certifications (partial list)

• September 2020: SEEBURGER expands its leading position with TISAX certification, SEEBURGER Cloud Services have been TISAX® certified with assessment level 2 and an overall maturity level of 2.9 for the Bretten location.

• August 2020: SEEBURGER is ISO27001 re-certified SEEBURGER provides proof that its information security management system fully meets the requirements of ISO/IEC 27001 with a certification validity of 3 years.

• July 2020: ISAE 3402 – Renewed certification confirms the sustainability of SEEBURGER as a cloud provider of the ‘International Standard on Assurance Engagements (ISAE) 3402 SOC 1.

• 2018: SEEBURGER 2018 once again awarded the ‘Software Hosted in Germany’ seal of approval

SEEBURGER Academy

SEEBURGER Academy enables building knowledge required for utilizing SEEBURGER’s BIS in the areas of API/EAI, B2B/EDI, MFT, IoT & Industry 4.0, E-Invoicing, ERP & SAP S/4HANA integration. SEEBURGER utilizes the same training structure for Academy training, be that at your location, at one of their worldwide training centres or for online delivery. This applies to all basic or advanced training courses, workshops with individual content or strategic topics relating to hybrid integration. In the academy, one can also find e-learning content on the SEEBURGER integration topics for self-paced knowledge building.

Benefits of SEEBURGER Academy

1. Independent by own knowledge

You’re able to solve day-to-day topics and deliver all sorts of changes on your own. Operate yourself on-premises or in a public cloud or with the SEEBURGER iPaaS model, depending on what meets your requirements best.

2. Use acquired knowledge for a hybrid integration platform

With the in-depth knowledge of BIS 6, you can design and implement the next steps of your digital transformation. You can leverage synergies between API, B2B/ EDI, MFT, E-Invoicing, and IoT/Industry 4.0.

3. Faster implementation

You can implement digital transformation yourself quickly and easily.

4. Lower expenses and reduce cost

You can build up your expert knowledge for huge projects and new topics in one sweep. You get the best mix working with SEEBURGER and external partners. You don´t need to build up your knowledge rather slowly during a first project, through single incidents and change requests.

Company Culture at SEEBURGER

Culture is a key aspect of any company. SEEBURGER leadership invests attention and involvement in the same. SEEBURGER has a system that enables its associates to imbibe company culture. In the 21st century, establishments face increasingly complex and rapidly changing environments in the face of which competitiveness must be tenable. To survive in the age of rapid change, a high degree of agility is essential. It is, therefore, all the more important that the foundation of corporate culture is firmly anchored in the purpose and values of that company.

For global business activity, corporate culture is a stable basis for SEEBURGER cooperation. What unites employees at SEEBURGER is the enthusiasm with which they give their best every day to accelerate their customers’ digital business. Innovation, Appreciation, Trust, Sustainability, and Teamwork are the values lived by – every day.

• Innovation

SEEBURGER is open to new ideas, creates room for change, and strives for continuous improvement. Employees work together to create a space that supports innovation, accepts mistakes and setbacks learns from them and carries carry on with good ideas, even if things get complicated at times.

• Appreciation

Employees meet other people with respect, openness, attention, and friendliness. They give each other recognition, communicate and celebrate success and good results and provide honest, constructive feedback.

• Trust

Employees count on the reliability, competency, and good intentions of all. They make room for people to work independently, empower employees by delegating tasks, responsibilities, and decisions, and take ownership of actions and decisions.

• Sustainability

SEEBURGER aligns personal and ecological needs with actions for its long-term success. By thinking, acting and collaborating in the interest of the company and the environment, maintaining relationships and aiming for durable engagements with clients, and encouraging & supporting passion and joy for work.

•

Teamwork

SEEBURGER pulls together and collaborates to achieve greatness. Teams support each other to thrive and learn, including people independent of their culture & personal backgrounds and collaborate to master tasks.

SEEBURGER Singapore Pte Ltd- Moving Forward

The world is witnessing an unprecedented global situation on various fronts including a plethora of challenges. SEEBURGER’s entity in Singapore will be selective in addressing business opportunities from industry vertical and/or geographic market perspectives. The ability to provide genuine value to customers and partners, assess risk and other factors and be guided by customer/partner satisfaction continues to be core to SEEBURGER Singapore’s business strategy.

SEEBURGER recognizes that digital embracement will continue to be a business necessity and that organizations will themselves try to accelerate the digital shift. SEEBURGER is well equipped with field-proven, industrial strength solutions backed by extensive experience to address such requirements and demands. SEEBURGER will continue to address domain and country-specific markets in line with its world-class business strategy.

brother Nithin Kamath launched Zerodha, India’s most extensive stock trading business by volume, and both brothers were included on Forbes’ list of India’s 100 wealthiest people in 2020. Nikhil Kamath, the younger brother, recently discussed his upbringing, schooling, and development of Zerodha in an interview. He explained how he became unsatisfied with conventional learning methods while in school, started a business at 14, and finally founded the company.

Nikhil Kamath, the co-founder of Zerodha, says, “Becoming a millionaire does not alter that—I still work 85% of the first work was at a call centre when he was just 17 years old. Kamath, now a millionaire, began trading stocks on a salary of Rs 8.00 per month and only began taking it seriously a year later. He currently heads the most profitable stock brokerage business in the nation.

how his father handed him part of his funds and ordered him to “handle it” before he started stock trading seriously and moved the family to H.uaens 2f Bombay.

NIKHIL KAMATH SAID, “HE BASICALLY HAD BLIND CONFIDENCE.”

He then succeeded in convincing his contact centre supervisor to follow suit. “Since it benefited him, he shared the strategy with his peers. Because I was in charge of the team’s budget, I was eventually labelled “present” even though I never showed up to work. “There was also what Kamath said. “Then, in 2010, my brother and I founded Kamath Associates, and in 2012, we introduced Zerodha,” he said.

Was it always Kamath’s intention to create a stock trading company, given that he never finished high school? There is no easy yes or no to this question.

“After dropping college, I had no goals but to make money. I was raised in a standard middle-class household; my relatives had MBAs, so I was often asked something like, “What is he going to do with his life?” “In his words. However, he had the support of optimistic parents. “The only advice I got from my parents was, “Do not do anything that embarrasses us too much!” Somehow they concluded that I was also clever since I was excellent at arithmetic. They had a ludicrous amount of confidence in me.” Said Kamath.

The co-founder of Zerodha shared some of the insights he has gained from his work so far: “I dropped out of high school and have since worked at a contact centre, for Zerodha, and for True Beacon, where I have been able to focus on the two or three areas at which I excel. Even after becoming a billionaire, I still work eighty-five per cent of the time and deal with the constant fear of “What if it’s taken from me?” “So my only advice is to not sweat about this stuff; five years from now, the things you’re worrying about now will not matter; therefore, why not do what you have to do today and have “stupid faith” that it will work out... somehow?” “ Kamath elaborated.

ZERODHA SUCCESS STORY IN STOCKBROKING INDUSTRY IN INDIA

Everyone is interested in trading and investing, but few take the plunge for many reasons, such as a lack of expertise, high commission and brokerage fees, market volatility, and so on.

The worst global financial crisis ever hit between 2008 and 2010, causing a worldwide trade pause. Although there was a need for stockbroking services in India, the few remaining firms had fallen on hard times and relied on antiquated methods and tools. Many members of today’s younger generation lack the necessary educational background to consider trading at such a tender age.

Zerodha, a discount broking business located in Bangalore and started in 2010 by Mr. Nithin Kamath, offers traders low brokerage fees and a straightforward, trustworthy interface despite these challenges, which practically every broker shares in India. This company has over 2.5 million active users, which is a huge success.

THE FOUNDING OF ZERODHA: HOW DID IT START?

Before starting Zerodha, Zerodha co-founder “Nithin Kamath” worked nights at a call centre and mornings in the markets. His buddy introduced him to trading stocks when he was 17.

Although he had accumulated a sizeable fortune via stock trading, he lost it all in the market meltdown of 2001 and 2002. He was given a large sum of money by a foreign HNI and tasked with managing it over time. He eventually became a sub-broker for Reliance Money, where he brought in many lucrative new

However,accounts.during the second market fall amid the global financial crisis in 2008-09, they lost a large amount of money again. After ten years of full-time trading, this Maverick decided to switch careers and become a broker so that he could provide investors with the type of stock brokering services he had never seen before.

Zerodha, he realized that digitalization and an easy-to-navigate internet platform were urgently required. Nitin Kamath also noted that the hefty brokerage fees associated with trading discourage new investors and significantly younger people. His goal was to establish himself as a cutting-edge, client-oriented internet broker.

The Sanskrit word rodha, which means “obstacles,” is the root of the term zerodha. Zerodha is a word that refers to a state of being in which there are no barriers in the way. As a result, the company’s first goal was to provide a trading platform with little friction and reasonable commissions. He specifically sought younger, more tech-savvy customers who may positively impact the financial markets.

What he really wanted, he said, was something like Google, where everything was straightforward and easy to use, rather than Yahoo. When he realized that something had to be done, he and his younger brother Nikhil founded Zerodha, and the rest is history—or, more accurately, a case study for everyone.

THE SECRET FORMULA OF ZERODHA’S SUCCESS

There is, however, no easy way to achieve one’s goals. When Nithin Kamath established his discount brokerage company, he made the conscious decision to provide clients services that made good use of both cutting-edge technology and reasonable prices. He saw a significant time gap between the fees other brokerages charged and the money clients actually got.

It was also Nithin’s opinion that the prevailing technology was antiquated, therefore he developed a novel trading platform to make internet commerce less daunting for ordinary people. The notion of charging a little fee came to him when he considered offering cheap

Heservices.hoped

this would entice younger investors, who are generally put off by trading’s high entry barrier but whom he was eager to win over. He created his company with this goal in mind, and it is now the industry leader in bargain broking. He thinks the day India becomes economically powerful is not far off if we do not rely too much on foreign finance and instead invest in our own enterprises.

Unexpectedly, the company hardly invested on promotional activities. There are no commercials on their website. “Word of mouth is your genuine marketing,” the entrepreneur says. As a result, Zerodha was able to attract a sizable clientele while keeping its operational expenses

Iflow.you

keep shares for more than a day, his brokerage business will let you trade for free. Futures, options, and intraday trading all have a fixed cost of Rs. 20, which is how they earn their money.

While this is based on a percentage of a deal, most of the competition charges far more. Based on a “low margin, high volume” business approach, it aims to maximize sales rather than maximize profits.

Vasanthan Ramakrishnan – Inexorable Work –“One World with Zero Barriers”

Manyorganizations around the world dedicate their efforts to protecting human rights and ending human rights abuses. Public support and condemnation of abuses are important to their success, as human rights organizations are most effective when their calls for reform are backed by strong public advocacy.

Non-Profit organizations or Non-Governmental Organizations in every part of the globe, working every hour of the day to document the prejudices heaped upon women, children and the underclass, standing beneath the bottom step of society. Through their active campaigning, they remind Governments to keep their promise to give practical shape to goals set by various national and international conventions on human rights.

NGOs are an obligatory corollary to the independent machinery of the government; they are means of authorization for those who are less powerful and less advantaged and their authorized institutions are not always sufficient to guarantee the protection of human rights. Such organisations are generally characterized by having something other than financial profit as the purpose of their existence. However, this leaves a huge crowd of reasons for existence and a wide variety of enterprises and activities. Today, Business Touch Magazine will be casing one such NGO Feminist Pen Foundation.

ABOUT FEMINIST PEN FOUNDATION

Feminist Pen Foundation is a 3X award-winning international non-profit organization that aims to bring global gender equality advocacy to some of the world’s most oppressed populations. Feminist Pen is on a mission to educate people on the issues that are hindrances to human equality together with gender bias, racial discrimination, socio-economic structures and legal systems. Its mission is to empower people with information and action steps to make a change in their communities and, collectively, in our world. They are a registered governmentrecognized non-profit organization registered as a section 8 NGO in India and a 501 (c) (3) organization in the United States with operations in over 3 other countries.

Feminist Pen Foundation was founded in the year 2020 as a blogging website and gradually grew to an award-winning international non-profit organization in 2 years with an established presence in 4 countries - India, the USA, Netherlands and Dubai. Today, they have personnel working from over 6 countries, 3 continents, and 7 different time zones and the organization has numerous subsidiary organizations that function autonomously from Feminist Pen Foundation such as the Center for Innovation in Emerging Technology (CIET) in Chicago that works on developing technological applications to benefit the common good.

• Today, over 9% of the world’s population (689,000,000 people) live in extreme poverty earning less than $2/day

• 1 in every 3 women has/will experience gender-based violence (GBV) at least once in their life.

• As of July 2022, less than 16% of the world has legalized same-sex marriage and 11 countries in the world impose the death penalty if found consensual same-sex activity.

There is so much more in this world that is blatantly wrong, unfair, non-communal, destroying and discriminating so the Feminist Pen Foundation set out to solve not one but every problem that hampers global human equality.

INTRODUCTION TO FOUNDER & CHAIRMAN VASANTHAN

ENGINEERRAMAKRISHNAN|ENTREPRENEUR

| FOUNDER | FEMINIST

With an Undergraduate degree in Engineering from one of India’s top engineering institutions and a Master’s degree from a Big 10 university in the US, Vasanthan Ramakrishnan’s background in the professional industry was very limited when he began his entrepreneurship journey. However, Feminist Pen Foundation has always been his lifelong dream.

I always saw helping people and making a difference in their lives as my prophecy. I started Feminist Pen Foundation when I was 25 so I did not have a ton of prior experience to rely on. What I lacked in experience I made up with spirit and an undying passion to make a difference in the world.”

- Says, Vasanthan Ramakrishnan

VASANTHAN RAMAKRISHNAN CEO & Founder-Feminist Pen Foundation Emerging

Vasanthan’s journey towards impact creation began in his late teens when he started volunteering in activities in college for non-profit organizations like Red Cross India, and Habitat for Humanity. It was the time when he soon started realizing the barefaced inequality that plagued him in the form of racism, religion, colourism, ageism, sexism, and casteism. With a relentless curiosity to learn more and after graduation once he moved to the United States, he started volunteering at the local homeless shelters, Red Cross, Habitat for Humanity, and Feeding America. He was surprised to find out that poverty, hunger, and inequality were global humanitarian crises that existed everywhere.

I had always strongly gone by my favourite quote from Mahatma Gandhi - “Be the difference you want to see in the world around you”. And while volunteering made a difference locally, I couldn’t see myself making a significant difference with volunteer work so I decided to be the change I wanted to see.

GREATEST ACHIEVEMENTS OF VASANTHAN RAMAKRISHNAN

1. International Achievers Award – NRI category from Indian Achiever’s Forum

2. “Business Icon of India – 100 Icons” – Blossom Media

3. “Cover Feature” On Achiever’s World Magazine, June 2021 edition

4. “Young Icon of the Year 2021” – Global Choice Award 2021 edition

5. “High Flyers Appreciation Award – 2021” from High Flyers 50

6. “Iconic Brand of the Year 2021” award in September 2021

7. “Super Brand of the Year 2022” in light of the 75 organizations honoured during India’s 75th year after independence.

8. Permanent feature in the prestigious media outlet YourStory media in June 2022

9. Nominated for the Mahatma Gandhi Samman Award

10. Nominated for the prestigious 30 under 30 by Entrepreneur magazine

11. Prestigious award juries from Fortune 100 companies like IBM, Google, Amazon, Exxon, EY, etc.

VISION AND MISSION OF FEMINIST PEN FOUNDATION

Feminist Pen’s Foundation’s mission is to bring human rights advocacy to some of the world’s most oppressed populations. Feminist Pen strongly believes in reform through education and the organization’s core value is to educate and nurture the ideas of feminism as it relates to the larger concept of human equality, as opposed to the more common gynocentric understanding of the Feministterm.

Pen Foundation’s vision of achieving “One world with zero barriers” is the USP of almost every human right but what separates it from the crowd is the policy and execution that lead to the achievement of its vision. Feminist Pen was meant to and is operating cross-border as opposed to 80% of non-profits operating locally within the district or city they were incepted.

SIGNIFICANT PROJECTS OF FEMINIST PEN FOUNDATION

1. THE INFINITY PROJECT

The Infinity Project was started to create an infinite spectrum of social change for an inclusive future. Each season, the project identifies seven world pressing challenges from the 17 SDGs

goals such as inequality, climate change, gender equality, and challenges from the marginalised communities which are represented through an infinite series of events and programs.

2. PROJECT HELP INDIA BREATHE

No country was unaffected by the ravages of the COVID-19 pandemic. The first wave struck us hard and the second wave was deadly enough to result in a total of 34 million cases and half a million deaths. Families have lost their loved ones, their sole earning member, and for some underprivileged people living in slums/streets, affording a single meal a day is a daily struggle. Feminist Pen Foundation prepared for the worst, and hope for the best. For the ones who lost their lives, the ones still fighting for basic amenities, this fundraiser campaign will fight for them.

3. PROJECT EQUALITY

When we talk about equality, we just think it’s an elimination of judgement but it’s the power of strength, empowerment, and unity. Feminist Pen Foundation stands for equality regardless of race, gender, religion, sex, national origin, ethnicity, sexual orientation, age, marital status, or disability. All lives matter, it’s time for a change and we are working for the change. Project Equality brings to you people from diverse backgrounds who are working to bring this change and create a ripple effect.

FUTURE PLAN OF FEMINIST PEN FOUNDATION

Feminist Pen Foundation is undergoing hyper-growth and is expected to launch at least 5 different ingenuities that will operate autonomously from the parent organization and will have teams from at least 15 diverse countries all over the world. Feminist Pen at this rate will have the potential to reach over 10,000,000+ audiences from at least 25 countries every year and will have secured partnerships with various governments and will have accomplished the prestigious feat of becoming one of the less than 10 organizations headquartered in the state to have consultative status with the United Nations.

KEY TEAM MEMBERS BEHIND FEMINIST PEN FOUNDATION Vasanthan is a lifelong advocate of human rights and inclusion which led him to create this platform where fellow activists and leaders put their voices out.

1. Ms Sanjana Bernadette Williams - “Senior Director of Operations”

2. Mr Abinesh Lingeswaran - Internal Affairs

3. Mr Deepan Prathaban - Director of Finance

4. Ms Lestine - “Director of Technology”

5. Mr Lalit Ajmani - “Head of Legal & Research”

The Most Affordable Nations For Worldpackers Volunteers

Peopleare itching to go out and see the world throughout the globe after being cooped up during the many border closures and lockdowns of 2020. All of us have spent many hours cooped up in our homes, captivated by images of exotic locales we’ve seen in books, movies, and online. A lot of seasoned travellers, like me, are anxious to schedule a journey as soon as borders open again. Many first-time travellers report feeling more energized than ever before to go out there and experience the globe.

People everywhere are striving to regain their financial footing. When you know where to go, seeing the globe doesn’t have to break the bank. There are many breathtaking places in the globe that not only make for fantastic holidays but also won’t break the bank.

So, if you’re searching for an inexpensive place to go, we have locations all around the globe that provide the most bang for your buck. All these destinations are accessible even on a tight backpacker’s budget and are rich in history, culture, and natural wonders.

THESE ARE PLACES TO VOLUNTEER

1. CAMBODIA

A trip to Southeast Asia won’t break the bank. Also, it’s stunningly gorgeous, teeming with culture and history, delicious cuisine, stunning monuments to faith, and breathtaking scenery.

The cost of travel in Cambodia is among the lowest in all of Southeast Asia.

The ancient Khmer temples in Siem Reap are a must-see, as are the museums and palaces in Phnom Penh, the country’s capital.

Hostels in Cambodia may be found for as low as USD 4 per night, and a full dinner will only set you back USD 1.

YOU MAY VOLUNTEER IN CAMBODIA WITH WORLDPACKERS IN THE FOLLOWING AREAS:

• Bring your English skills to Cambodia and help the kids there!

• Pepper farm in Kiriving, Cambodia, needs assistance with online promotion.

2. LAOS

For those looking for low prices in Southeast Asia, Laos is another option. This country has everything a history buff or nature enthusiast could want, from sparkling Buddhist monasteries to verdant woods and waterfalls.

In every corner of the land are magnificent monuments, palaces, temples, museums, and shrines.

There are also several beautiful waterfalls dotted over the countryside, including as the Kuang Si Waterfall, the Khone and Pha Pheng Falls, the Tat Sae Falls, and many more.

Many visitors to Laos are pleasantly surprised to learn that they can see the country on a budget of less than $30 a day, with entry fees to all the top man-made and natural sights costing just $1 or $2.

3. VIETNAM

The Southeast Asian nation of Vietnam deserves a spot on the itinerary of any gourmet who dreams of exploring the world’s greatest street foods.

Outstanding local markets in Vietnam provide a large selection of delicious, authentic food for the low price of a few U.S. dollars.

The limestone islands of Ha Long Bay and the world’s biggest cave, Hang Son Doong, are just two of Vietnam’s many renowned natural wonders. Vietnam is one of the cheapest Asian nations to visit because of the low cost of living across the board.

Take a trip to Vietnam and work with Worldpackers:

• Volunteer at a kids’ nonprofit where you can share your love of language and teaching with the next generation.

• You may be paid well to teach English in Vietnam.

4. INDONESIA

Thousands of islands make up the Southeast Asian nation of Indonesia. This implies that the range of possibilities is enormous. Bali, the largest island, is a must-see, but if you’re looking for peace and quiet on your vacation, try Lombok, Java, or Regardless,Sumbawa.atripto

Indonesia won’t break the bank. Instead than spending a lot of money on transit between islands, it’s smarter to focus on just a few and get to know them well.

It’s true that eating out at fine restaurants and staying in exciting hostels or guesthouses might add up to a daily budget of $30 or more, but if you settle on a good spot, you can get by on $20 or $30.

5. NEPAL

Nepal is one of the most cost-effective vacation destinations. Nepal is a fantastic destination for intrepid vacationers who yearn to see some of the world’s most off-the-beatenpath places. Outside of Southeast Asia, it is one of the least expensive Asian nations to visit.

Hiking up Mount Everest is a popular attraction for visitors, but it’s only recommended for the most physically and mentally prepared and financially secure adventurers. Trekking in less visited parts of Nepal’s highlands may be done on a budget.

Take advantage of the 10-20 USD per day accommodations and home-cooked meals offered by local hosts by becoming a Worldpackers volunteer.

• Volunteer on an organic farm in Nepal and see the country at the same time.

• Do some volunteer work in an orphanage in Kathmandu, Nepal.

6. MOROCCO

Morocco is one of the least expensive African nations. Not quite as inexpensive as Southeast Asia, but still among the lowest-priced destinations if you know how to avoid the typical tourist spots.

Marrakech, a city in Morocco, is an excellent illustration of this kind of place because to its chaos and vibrancy. The vast Medina and trips to the Sahara and the Atlas Mountains are the main draws for tourists.

If you avoid the tourist traps at Jemaa El Fnaa, the major tourist square, and dine at a local restaurant, you may save a lot of money in Marrakech. Tours of Morocco are cheap, and so are the hostels there (the average cost is between $8 and

The$10).Blue

City of Chefchaouen, the west coast beaches, and the mountains and desert must all be seen.

• Spend time as a hostel volunteer in Marrakesh, then explore the Saara region.

• Donate to a Moroccan animal sanctuary

7. NICARAGUA

Central America is an affordable vacation destination for Americans.

Some of the cheapest countries to visit from the United States are in Central America because of the low cost of living there. To put it simply, Nicaragua is a stunning nation.

Visitor hotspots include the party beach town of San Juan del Sur and the cities of Leon, Managua, and Granada.

Volcano trekking and sandboarding, exploring towns with Spanish colonial splendour, and surfing on isolated beaches are all popular tourist activities in Nicaragua.

• Omepete Island Hostel in Nicarágua is a great place to learn about permaculture while lending a hand in the garden.

• Put in some late hours at a Nacarágua hostel.

8. EL SALVADOR

El Salvador is tiny and noted for its natural beauty; it is also one of the cheapest nations to visit in Central America.

Lakes, volcanoes, beaches, and waterfalls abound, and there are also intriguing Mayan ruins and archaeological sites to check out.

This makes El Salvador a fantastic travel destination for anyone interested in both culture and the great outdoors. The native cuisine is often the lowest option, as is the case in most Central and South American nations.

Big plates of local fare may be found for as little as USD 3, whereas the average cost of a dinner of pizza or burgers from the United States is closer to USD 10. If you’re on a tighter budget and visiting El Salvador as a volunteer with Worldpackers, you can get by on USD 30 a day.

GO GREEN WAREHOUSES

PVT LIMITED: One Stop Agriculture Commodity Management Solutions

GO GREEN WAREHOUSES PRIVATE LIMITED

The most potent business trends in 2022 revolve around the food wastage issue and creating solutions. These trends are catalysed by the advancements in technology and innovation that revolutionise how people do business. One of the critical domains influenced by technology and crucial for our survival is agritech.

The use of AgriTech has the potential to greatly improve agricultural yields, farm productivity, plant and animal health, sustainability, waste reduction, and the capacity to scale up operations. In the realm of agrotechnology, which is now going through a period of fast development, there are constantly emerging fascinating new business opportunities and models.

The agri-tech revolution is being driven by a number of recent breakthroughs, including robotics, big data, artificial intelligence, and others. As a result of addressing the never-ending requirements, concerns, and challenges faced by the agricultural business, Indian agri-tech firms are seeing rapid growth.

Here’s where the expertise of Go Green Warehouses, created by Santosh Sahu and Maulik Shah, two industry professionals in the Agri supply chain and storage space, comes in. Go Green Warehouses Pvt. Ltd. is industryleading post-harvest management and agricultural supply chain management firm established in 2012. The business is focused on lowering greenhouse gas emissions, raising farmer income, and moving the economy forward, decreasing food loss and waste to combat food and nutrition poverty, as these issues have become a key priority at the national level.

GREEN SOLUTIONS BY GO GREEN

Headquartered in Ahmedabad, Go Green Warehous es offers affordable solutions to businesses throughout the Agri value chain. Logistics, premium leasing, and 3PL for all industries; pest management services; quality analyses and assaying services (operating through part ner NABL approved labs); collateral management; audit and inspection services; financial facilitation via banks,

MAULIK SHAH Managing Director, Go Green Warehouses Pvt. Ltd.

NBFCs, repositories, and prominent financiers via both the pledge financing model and the asset-based lending model; and so on. The company’s clientele includes Reliance Retail, Olam, Adani, Cargill, Amul, and Suguna Foods, all of which benefit from the company’s complete commodities manage ment solutions. Go Green Warehouses engages in all stages of the Agri value chain to accomplish its goals, offering solutions at every step after harvest.

SOLUTIONS BY GO GREEN DEAL IN THE FOLLOWING •DOMAINS:POST-HARVEST SUPPORT

Lending money to businesses that work with processed goods, exported goods, or trade goods against commodities such as cotton bales or grains.

By working with our partners, we are developing state-ofthe-art warehouse and inventory management systems for use in the whole country of India.

• STORAGE & DISTRIBUTION

Provides assistance with receiving, loading, unloading, cleaning, packaging, barcoding, transporting, and private

Golabelling.Green

provides support across the supply chain, from warehouse to truck to package to the delivery person.

THE FOUNDERS: MR MAULIK SHAH, MANAGING DIRECTOR & MR SANTOSH SAHU, EXECUTIVE DIRECTOR AND CEO

MR MAULIK SHAH, MANAGING DIRECTOR

Go Green Warehouses Private Limited, established in 2012 by Maulik Shah, provides comprehensive services throughout the Agri Value Chain. Go Green Warehouses offers services like financial facilitation and collateral management for the harvested stock in order to help the agri-value chain run more smoothly for farmers and FPOs. Under the leadership of the relentless personality of Mr Maulik and his team, Go Green Warehouses has already established a presence in 13 states.

MR SANTOSH SAHU, EXECUTIVE DIRECTOR AND CEO

Santosh Sahu, Director, CEO & Co-Founder at Go Green Warehouses, is a seasoned expert in the field of agriculture who has worked in a variety of industries, including storage, commodity finance, trade facilitation, rural retail, fresh produce, Agri inputs, and cold chain, to name a few, to establish Agri value chains. He was the director and head of business development at Kunvarji Group and the vice president of business development at NBHC before he started Go Green Group. His resume also includes stints with RPG Spencer Retail, Reliance Retail, Godrej Agrovet, NCML, Krishidhan Seeds and Worlds Window. Mr Sahu graduated from OUAT in Bhubaneshwar and has an MBA in agribusiness from DAIICT in Gandhinagar with a focus on agricultural IT.

In addition, the firm offers a commodities finance facility, final-mile delivery options, and quality control at each stage of the supply chain (including primary processing like clearance, sorting, packaging, private labelling, etc.).

The chief executive officer of GO Green Warehouses says that farmers are so clueless about commodity pricing that they are willing to sell their goods at rock-bottom rates. Because of this, when someone delivers the item to the warehouse, they may use this as collateral to get a loan from a variety of financial institutions. It’s easy for them to make a 20–25 per

cent profit on the same item by storing it till they receive high pricing. According to Sahu, “In a sense, we sought to decrease this anguish of buying and selling with our Agri solutions” with the intention of assisting farmers, FPOS, and other aggregators at the Village level.

Secondly, the corporation aimed to reduce food waste by investing in adequate storage facilities and distribution networks. Sahu elaborated, saying, “Lastly, we wanted to establish infrastructure at the village level and link them electronically so that food can flow and the traceability can be viewed at both ends.”

THE HUMBLE BEGINNINGS

Although Go Green Group has been active in the market for agricultural commodities since the company’s beginnings, the company has made significant progress since that time. From its modest beginnings in a warehouse in Ahmedabad of 12,000 square feet, the firm has grown to its current position of having more than 1500 warehouses spread across seven different states in India. Sahu said that “we are steadily growing our warehouse capacity.”

He further added, “We are making strides in expanding our presence in the Agri commodities market located across India. We are looking at both non-perishable and perishable items that are not related to agriculture as we prepare the next phase of our business development. At the end of the day, we are contemplating growing our company so that we can provide farmers and FPOs with access to high-quality agricultural supplies, storage facilities, and banking services. Electronic receipts make it possible for farmers to acquire post-harvest loans, and certifications and testing facilities are made accessible to them as well.”

GoGreen Warehouse Pvt. Ltd is one of those firms that is involved with the activities crucial for human survival. It thus has tremendous growth opportunities in the near future.

SANTOSH SAHU Executive Director & CEO, Go Green Warehouses Pvt. Ltd.

Time Management Tips That Are Both Effective And Efficient For Leaders

of factors might divert the attention of company owners and executives away from their essential responsibilities. This is often done to boost sales and move the firm ahead.

Amyriad

However, to be successful, you must be good at time management and guarding your time. The secret is not just doing everything on your to-do list but also staying away from burnout and ending each day with a sense of accomplishment and satisfaction.

Having said that, go over the following suggestions for new ideas or reminders to help elevate your time management skills to the next level. And as a result, became the most productive boss in the history of management.

1. Pick your rubber balls and glass balls.

It might be hazardous to your productivity as well as your health to take on numerous duties at the same time. Because of this, setting priorities is quite essential. In addition, to prioritize, you need to consider the rubber and glass balls.

If you throw a glass ball at your team or company, you will have to deal with the aftermath for a long time. If you do not want these ones to get damaged, you should look after them on your own.

On the other hand, dealing with rubber balls may be put off until a later time or even assigned. Because they have bounced, it is not a significant problem if you drop them.

When you make this comparison using this example, you will be able to determine which activities need to be included in your plan to keep track of everything.

Considering all of this, which of today’s responsibilities will you forego?

2. Organize tasks in the correct order.

Everyone, regardless of whether they are in a position of leadership or not, has a tendency to fall into the same trap. They are being inefficient by going for the low-hanging fruit. Even if duties such as responding to emails, organizing computer files, and cleaning your desk could give you the impression that you are making progress, they may not really be the most critical or pressing responsibilities.

As a result of this, a lot of individuals start their day by doing the activity that is the most essential to them (MIT). Since of this, the morning is the best time to address your most important concerns because it is the time of day when individuals are the most attentive and have the most energy.

After you have finished all of the tasks labelled “must-do,” you may next take your time working through the activities labelled “would be nice to do.”

3. Plan your life a year in advance.

In addition to the duties you have at work, you also have commitments in your personal life. This includes visits to the doctor, conferences between parents and teachers, and time off for vacations, at the very least. If you do not have them in your schedule, you should anticipate that there may be conflicts between Additionally,them.with

a bit of preparation, you are aware of what to anticipate, which allows you to be well-prepared. In addition, this cuts down on the number of choices you have to make to save valuable energy. In addition, it is an efficient method for establishing and monitoring one’s objectives.

However, how far in advance should you plan your calendar? What do you think? It wouldn’t hurt to plan out the next year of your life in advance.

4. Don’t schedule every minute.

Have you ever pondered the rationale behind why some influential people divide their days into 5-minute increments? You can blame Parkinson’s Law for that, to be honest. “Works grow to fill the available time,” as the saying goes.

Timeboxing is a strategy that many influential people, such as Bill Gates and Elon Musk, use to remain on top of their packed agendas. You will allot specific amounts of time for each activity and include that time into your plan.

You will be able to concentrate more effectively on each activity if you set a time limit, increasing the probability that you will finish them on time. When you have a plan for the day that includes breaks, it is also simpler to figure out what the next thing to accomplish will be.

That is really encouraging to hear. After all, planning is an essential activity. However, you shouldn’t feel the need to plan out every single second of the day.

According to a research project by Michael E. Porter and Nitin Nohria of the Harvard Business School, CEOs spend around onefourth of their working hours engaging in impromptu conversations and meetings.

Executives need to make themselves accessible for appropriate chats or meetings to effectively manage the developing and unforeseen events that take up 36% of their time.

“Leaders whose schedules are always booked up or whose [executive assistants]... say no to too many people risk being viewed as imperious, self-important, or out of touch,” noted Porter and Nohria. “Leaders whose schedules are always booked up or whose [executive assistants]... say no to too many people.”

5. Build healthy habits and set firm boundaries. Research conducted by McKinsey found that professionals spend an average of 28% of their working hours managing their email. In addition, a study published in the Harvard Business Review found that “professionals check their email 15 times each day, or once every 37 minutes.”

What exactly is the issue with that? When employees are stopped in any way, such as reading their email, it takes them 23 minutes and 15 seconds to return to their previous production level.

On the other hand, emails aren’t the only thing that may waste your time. In addition, many individuals allow alerts from Slack, social media, and text messages to divert their attention from their work. As a result, they cannot devote their total concentration to the activity at hand. And to make matters even worse, this may cut their time off.

The response is... Make sure to check your email first thing in the morning and reply to any urgent messages within the next 20 to 30 minutes. In addition, you should mark the ones that need more in-depth investigation.

In addition, to prevent wasting time on distractions like email and Slack, executives have to establish limitations on the frequency with which they check their email. In addition, it is essential to express to workers their expected expectations and how they may be reached if an emergency situation requires immediate attention.

6. Schedule alone time.

The duty of a chief executive officer (CEO) is to construct a vision for the firm, come up with comprehensive plans for bringing that vision to life, and convey those strategies in a way that is understandable to all of the company’s stakeholders.

However, if you don’t have sufficient time to ponder, it will be difficult for you to achieve that goal. Because of this, CEOs spend around 28% of their work time alone, although the amount of time they spend by themselves usually is little more than an hour or two.

“CEOs need to cordon off considerable amounts of alone time and avoid dispersing it by dealing with pressing problems, particularly their inboxes,” Porter and Nohria said. “CEOs need to spend meaningful amounts of time alone.”

7. Make time for personal well-being.

Working about sixty hours per week might be difficult for those in higher-up positions to find time for themselves. To maintain a healthy lifestyle, however, it is essential to schedule time specifically for your own personal well-being.

But how exactly do you plan to fit in this time by yourself? Contributors to the Harvard Business Review Whitney Johnson and Amy Humble give the following four pieces of advice to assist you in taking care of yourself:

Take care of yourself at the top of your to-do list and schedule it accordingly.

If you require assistance, don’t be hesitant to ask for it.

It’s essential to check in with other people and see how they’re doing. Create a list of all the good things that happened today. In addition to this, make it a point to articulate them aloud.

moneyIN: Harnessing The Market Potential In Morocco

The company executives are concentrating on the introduc tion of their online banking & payment platform, which is called moneyIN. It is a mobile payment platform that pro vides users with a one-stop shop for making and receiving payments, as well as an educational resource for learning how to better manage their finances in terms of budgeting, saving, and investing their money.

Based on his extensive professional experience spanning more than a decade, Mr Vineet is of the opinion that there are relatively few opportunities available initially. Mining, energy and the pharmaceutical are at the top of the list, followed by the infrastructure development, IT & software , and finally, the digital banking sector. Because Indian enterprises have been making investments and already have an infrastructure in place, it is possible for them to take advantage of opportunities both inside India and outside the country’s borders. Morocco government are also transmitting a excellent program called “Morocco Now,” through which they are now communicating with all of the diplomats, investors, businesses in target countries. One possible explanation for the rise in investment in Morocco is that more people are becoming aware of the opportunities available in the country.

SUPPORT FROM THE INDIAN GOVERNMENT

THE EXCITING NEW POSSIBILITIES FOR BUSINESS IN MOROCCO

Mr Vineet Pawaria, an entrepreneur from India, the co-founder of MoneyIN, an instant payment solution fintech startup, spoke about the exciting business opportunities in Morocco that led them to create a ground-breaking fintech facility in Africa. Mr Vineet’s response, when questioned about their interest in the African market, was as, “When I first arrived to Morocco in 2011, my company was in the ship-breaking business, and we were searching for other possibilities in Africa as well. We decided to locate in Morocco as we carried out a significant amount of research and development across five nations. Following a careful analysis of the opportunities and threats presented by each of the nations in Africa that we took into consideration, we came to the conclusion that setting up business in Morocco would be the best choice.

Since mining is the primary area in which we are interested that time, we have been doing investigation inside the mining business since 2014. So far, we completed exploration data on over twenty-five research permit in Morocco. Nevertheless, because of the COVID epidemic, work had to be paused. Since we have just resumed our previous endeavour, our primary focus is on the financial technology (FinTech) industry, which contains a variety of potential openings in the form of digital banking & payment solutions, “said Mr Vineet.

“In particular, over the course of the last four or five years, I have fostered the development of tighter connections with the Indian embassy and concern ministries. It is now engaging with the Indian business sector by scheduling meetings with prominent local firms and exploring opportunities to collaborate with the assistance of regional governments, among other activities “Mr. Vineet has some additional comments regarding the support and interest shown by the Indian government in businesses located in Morocco.

According to him, efforts were made to bring members of the Indian community and the Moroccan community together. He believes this to be the case. In the event that regional firms in India had questions or concerns, he was able to facilitate communication between such enterprises and the relevant government agencies in India, such as ministries. As a direct result of this, the government of India played an important role in the process of establishing the corporation in Morocco as well.

OVERCOMING THE OBSTACLES

One of the many challenges that moneyIN faced on its path to being successful was the fact that the blending of Arab and African cultures within the MENA region creates a unique set of challenges. The MoneyIn team first ran into difficulties since they were not acquainted with the individuals or the work atmosphere at their new location.

Due to the fact that they were new to the market, they did not have the appropriate connections, and some of their interactions led to extra obstacles for them to overcome.

MoneyIn over the course of time, individuals gained knowledge of the culture, figured out how to effectively manage the people, and triumphed over every barrier that stood in the way of their ascent to greatness.

Mr Vineet further added, “We contacted the Embassy of India, local concern ministries, and were eventually directed to the appropriate departments that helped us set a smooth sail for our business.”

FOREIGN INVESTMENTS, AREAS TO IMPROVE AND THE FUTURE PLANS

Because Morocco is one of the best countries in Africa and is changing along with the rest of the world, and because Africa is a continent of opportunities, moneyIN plans to promote business conferences so that Indian businesses can learn about the opportunities that are available, the number of companies that operate here, the challenges that they face, their journey, their success rate, and the most recent policies. Morocco is one of the safest countries in Africa and is changing along with the rest of the

He is of the opinion that the closeness of the nation to the continent not only makes Morocco an advantageous entrance point into Europe & Africa but that it also makes the country an important neighbour. The highways across the country are on pace with the ones in the European Union, and the internal roads that are well connect the central city and the surrounding communities to the main route are all entirely up to date. The two cities of Casablanca and Tangier are linked together by the lightning-fast TGV Bullet train. These characteristics have the ability to entice international investments for enterprises in Morocco, therefore transforming the Moroccan market into a robust one with an enormous amount of untapped potential.

When asked about the long-term goals of moneyIN in Morocco, Mr Vineet shared his thoughts as, “To this point, we have planned for the future since we have discovered some exciting opportunities in the mining and digital banking sectors. Our long-term objective is to facilitate the growth of Morocco’s mining and financial technology industries.

Yon can contribute to growth only and only if you make an excess over what you spend. That’s the only way money grows and hence the economy grows. On an individual level, if you are cash positive, meaning you have or can project real savings, after all expenses past, current and future are considered, you have contributed to the growth of money and the economy of your country.

This is what we believe and follow. moneyIN main focus is to contribute in economy growth and teaching youth, rural populations to being self reliant and working saving and not being in debt. If each person did so, the calculative action would be phenomenal, growth is not the need, it’s a constant responsibility for ones self.”

“Thereworld.isinvestment

opportunity in a number of industries, including mining, pharmaceuticals, the energy and information technology sectors, and digital banking/payment systems,” adds Mr Vineet while expanding upon the growth potential of the Moroccan Market.

Health Benefits Of Adding Raisins To Your Diet

Grapes

are dried and then packaged as raisins. Due to the drying process, the carbohydrates and minerals in grapes are concentrated, producing raisins high in calories and nutrition.

Originating in the Middle East, raisins quickly gained popularity in ancient Greece and Rome. Raisins have a long and storied history of being used as a medium of exchange, a prize for athletic achievements, and a remedy for food illness.

Raisins may now be found in most grocery stores, and their availability has led to a rainbow of hues, each representing a unique drying method. Raisins come in a wide variety of colours, with red and brown kinds being popular for snacking while golden yellow ones are often used in baking.

Raisins are a low-processed, nutrient-dense snack with no artificial flavours, colours, or preservatives. Although delicious, they should be consumed in moderation due to their high sugar and calorie content.

The nutrition of raisins

The health advantages of raisins depend on a number of different conditions. Here, the benefits of eating raisins will be discussed in detail, so that you may decide for yourself whether or not the advantages are worth adding raisins to your diet.

1. Sugar and calories

Two hundred seventeen calories and forty-seven grams of sugar may be found in half a cup of raisins.

A 12-ounce can of soda, on average, contains roughly 150 calories and 33 grams of sugar.

Due to this, raisins can’t be considered a healthy snack option. It’s easy to see why people call them “nature’s sweets.”

Dried fruit often contains high levels of sugar and calories, so it’s important to limit the number of raisins you consume at once.

Small, individual packs of raisins having around 100 calories are common. These pre-packaged raisins are a great option for those who struggle with portion

Raisinsmanagement.areacheap

substitute for more costly sports chews and gels for athletes who need to maintain their energy levels for long periods of time. They provide an instant supply of energy-boosting carbs.

An authoritative source discovered that athletes doing moderate to high levels of endurance activity would benefit just as much from eating raisins as they would from eating a specific brand of sports jelly beans.

2. Fiber

Half a cup of raisins has 3.3 grams of fibre, which is about 10%-24% of your daily needs depending on your age and gender, according to a reliable source.

An increase in fibre intake has been linked to improved digestion by decreasing the hardness of stools and increasing their bulk. Stools that are harder to pass may be prevented by eating more

Fibrefibre.

slows the digestive process, which is one way it helps you feel full for longer. The consumption of fibrous foods has been linked to weight loss.

Cholesterol is another factor affected by fibre. Lowdensity lipoprotein (LDL) cholesterol is the “bad” kind of cholesterol, and it is known that dietary fibre may lower its levels.

3. Iron

Raisins are high in iron and a healthy snack. Iron content in raisins is 1.3 mcg per half cup serving. About 7% of adult females and 16% of adult males fall short of the daily RDI with such amounts.

Iron plays a crucial role in the production of red blood cells and in the delivery of oxygen to the body’s tissues and organs. Eating a diet rich in iron is essential for warding off iron deficiency anaemia.

4. Calcium and boron

In terms of calcium content, a half cup portion of raisins provides roughly 45 milligrams. To put it another way, that’s around 4% of your minimum requirements for survival. Strong bones and teeth can only be maintained with a diet rich in calcium.

Postmenopausal women may benefit from snacking on raisins since the calcium they contain reduces the risk of developing osteoporosis, a disease that causes bone density to decrease with age.

In addition, raisins are a good source of the mineral boron. The combination of boron, vitamin D, and calcium helps maintain strong bones and joints. As an added bonus, it may also help with osteoporosis treatment.

5. Antioxidants

The phytonutrients included in raisins, such as phenols and polyphenols, make them a particularly healthy food choice. Antioxidants are exactly these kinds of Inhibitingnutrients.theformation

of free radicals in the body, antioxidants may protect cells and DNA against deterioration. Diseases including cancer, heart disease, and stroke are all possible outcomes.

6. Antimicrobial compounds

Scientists in 2009 found that the phytochemicals in raisins may help keep your mouth and teeth healthy. Raisins include phytochemicals that combat cavitycausing bacteria, such as oleanolic acid, linoleic acid, and linolenic acid.

As an alternative to other sugary snacks, eating raisins may help maintain a healthy grin.

POTENTIAL HEALTH BENEFITS OF RAISINS

Raisins are a healthy and delicious snack that may supplement your diet in many ways. The water content of raisins is lower than that of fresh grapes because of their drying process. Because of this, they are less satisfying than whole fruit and more likely to cause you to overeat. Don’t add too many extra calories to your diet by eating more than you need.

Today, many individuals consume diets rich in salt, which raises the requirement for potassium in the body. Raisins are a good source of potassium and a good alternative to high-sodium foods.

2. Lower Risk of Chronic Disease

In comparison to other dried fruits, raisins have the highest quantities of antioxidants. Dried grapes have more antioxidant activity than fresh ones because the drying process maintains the antioxidants.

Antioxidants protect cells against deterioration brought on by ageing and other physiological and behavioural processes. Raisins contain some of the most powerful antioxidants known, which are termed phytonutrients. It has been shown that these plant-based substances lower one’s vulnerability to developing chronic diseases including diabetes, osteoporosis, and cancer.

Studies have shown that phytonutrients may also have neuroprotective, anti-inflammatory, and painrelieving effects.

3. Gastrointestinal Health

As a rich source of soluble fibre, raisins help us digest food and ease tummy troubles.

Raisins, like tartaric acid, are an acid found in food. Evidence suggests that this protein may help keep your intestinal flora in check, reduce inflammation, and enhance bowel function. Moreover, it has been linked in some research to a decreased risk of colorectal cancer.

1. Heart Health

As a result of their beneficial effects on blood sugar and blood pressure, studies have shown that eating raisins may help reduce the likelihood of developing cardiovascular disease. Raisins’ dietary fibre helps decrease “bad” LDL cholesterol, which eases cardiovascular stress.

To add to their nutritional value, raisins are a rich source of the mineral potassium. Low potassium levels have been linked to an increased risk of high blood pressure, cardiovascular disease, and stroke.

4. Oral Health

Oleanolic and linoleic acid, two phytonutrients found in raisins, may be able to kill microorganisms. Scientific research suggests that this impact helps reduce the number of plaque-causing bacteria in our Additionally,mouths. these anti-oxidants aid in keeping the mouth environment at a comfortable pH level. Helps prevent tooth decay by reducing acidity in the mouth.

TOSSING A FEW INTO YOUR MORNING BOWL OF CEREAL OR AFTERNOON SNACK MAY IMPROVE YOUR HEALTH IN A FEW WAYS:

“Best from Waste” - Al Costa of TeknTrash brings a unique solution!

TeknTrash

is a climate tech and data company leading a revolution, disrupting the recycling industry as well as making people and businesses more eco-conscious. Statistics show that 8 million tons of plastic are dumped into the ocean every year. 21% of all methane in the atmosphere comes from this ocean waste and landfill, and only 9% is effectively recycled. The industry puts all the weight of recycling on the individual, it’s a stick-versus-carrot model, in which if you recycle, nothing happens, but if you don’t, you’re penalised.

Stipra, a consumer app was invented in order to reward users for recycling, users scan the barcodes of the products with their app and then simply put them in the recycling bin. The rewards are cash and products available for redemption on the app. Despite a high level of awareness of why we should recycle, large parts of the population still don’t do it, so we have to find a way to solve this big climate challenge by giving something back to everyone who supports the effort.

As part of Stipra’s business model, it captures detailed product data from every product scanned which is effectively known as post sales or consumption data. This data shows when, where and who consumed a particular product and over time, in what frequency and volume. Post consumption data is the holy grail for brands, it completes their understanding to the product lifecycle and provides insight to how much consumption is occurring. In parallel Stipra also has the capability of calculating the ESG impact that recycling has for each brand if their products are disposed of properly.

The value of data is self-evident in this digitally transformed era. Every day, around 2.5 quintillion bytes of data are generated, and that staggering figure will further rise. Regardless of the industry, target market demographics, or types of goods and services a company offers, acquiring data for the best possible use can improve practically every part of its business. On that front, data collected from the end of a product life-cycle can help companies have deeper customer insights and obtain authentic ESG benefits.

AL COSTA, THE FOUNDER AND CEO

Al Costa, the company’s enthusiastic founder, believes that the world’s waste problems should be resolved worldwide with the help of technology and innovation to encourage greater awareness and accountability among companies and customers alike. Al contends that the garbage and recycling paradigm needs to be reversed and that the triedand-true carrot and stick approach still works best when it comes to rewarding customers for good behaviour rather than punishing them for bad. This ideology is like a breath of fresh air.

TeknTrash’s co-founder and current CEO, Al Costa contributed a new viewpoint to the company’s founding. The concept behind TeknTrash is that trash contains valuable data that no one is currently gathering. There are several types of rubbish, so a system made to recognize items and collect data is necessary. The first recycling rewards scheme in the world, Stipra enables post-sale data collecting. This offers insightful information to businesses looking to understand their customers better and show that they are improving sustainability.

TeknTrash is the fifth company Al Costa has started. He has established companies in the US, Brazil, Spain, and the UK. After selling his first company to a NASDAQ-listed company, he lost everything with his second one, which is a lesson that many, if not all, business owners eventually learn. His foray into company began when he grew tired of working in jobs that promised excellent careers but abruptly ended when he was let go after a few months for no apparent reason, as was the case with many others. A critical sign of the sector’s deterioration. Instead of accepting a standard job, a pointless exercise, Al Costa recommends his daughters launch a business as soon as they graduate from college and learn the ropes while they are still young and eager.

THE INCEPTION OF TEKNTRASH

The business was founded in 2018 in Barcelona after the Founder received an invitation to demonstrate the idea in Lviv, Ukraine. It was a triumph! Al was inspired by this to quit his well-paying position at a bank and start his new entrepreneurial venture with TeknTrash. Al is an accomplished scientist and serial entrepreneur who recently sold one of his startups to a NASDAQ listed business. A finalist for the Red Herring Top 100 startups in Europe is TeknTrash. Additionally, the enterprise Emerging

participated in Microsoft’s Startup Program and won $30K in cloud credits. With a full tech stack installed, including www. stipra.com, corp.stipra.com, 2 Apps, and an astounding 12 terabytes of data collected on top brands, they have also been able to add 26,000 users to their database.

COUNTERING CHALLENGES

Lack of money is our most significant barrier to achieving rapid development, which is necessary to ensure that they address one of the most pressing problems confronting the world today before it is too late. This is the biggest obstacle for Al Costa and TeknTrash.

However, when questioned about his five-year plan for TeknTrash, Al Costa responded, “We will be a global company with the ability to deliver this product across developed and developing markets, both of which have quite different approaches to waste management and recycling based on the maturity of their infrastructure. At the same time, we think we will be able to take advantage of the USD 51 billion annually that FMCG companies spend on market research, which regrettably does not offer the same level of understanding and insight that Stipra does. This is because we are the only company that can offer post-sale data in a way that brands can use to influence their business decisions. Additionally, Stipra separates the buyer from the consumer (who is not usually the same person), enabling marketers to fully comprehend who is using their products and how frequently.”

When asked how he makes sure innovative efforts and viewpoints are assessed and applied inside his operational framework, Al Costa responded, “a lot of listening. Amazingly, we frequently receive helpful feedback from individuals who have no connection to our industry (data). One would even assume that the farther away they are, the better. This strategy makes sense since it allows for a more complete view of the situation than is possible when one is too close to the company and can only see a portion of it.” Al Costa firmly believes that shifting perspectives on waste and new approaches towards research activities & innovative efforts as a whole are both necessary.

What problems and challenges is Al Costa trying to solve with his business and approach? Al Costa supports companies that “create” issues rather than those that “fix” them. He said, “By this, I mean to identify a situation where nobody even sees an “issue” and develop a solution for it, becoming the only supplier and securing the entire future market. That being said, it is a significant task to describe what the startup performs in as few words and in a language that is comprehensible by everyone, and that is our main challenge.”

Bringing the top group. Not bureaucrats who expect to work from 9 to 5 and only follow orders, but creative individuals who have the freedom to put their own ideas into practice. Unfortunately, the vast majority of people do not fit into this category. Thus it is harder to “fundraise” people than money. Therefore, there is no way to make someone who lacks creativity become creative; one is either born innovative or not; the key is to recognize those who are. This is the secret behind Al Costa’s inventive crew and ongoing “fundraising” people effort.

The Importance Of A Solid Team That Shares A Common Vision Al Costa considers that “teamwork” is the key to solving all of humanity’s problems. However, he adheres to the principle of “results work”; therefore, if a person enjoys working alone and can produce results, it is alright with him. Al Costa added,

“In spite of the fact that, “two brains think better than one,” teamwork is a means, not an end; when it becomes a goal instead of a tool, it becomes just as damaging as having no mind at all.”

It involves changing one’s thinking from one of negativity to positivity. It involves being interested and courageous enough to view the world from a different angle, one that has a positive outlook attached. Success depends on bringing talent on board with this approach, and this is how Al Costa is attempting to shift the “yes, but” culture to one of “yes, and.”

COVID 19 AND TEKNTRASH

The pandemic had a varied effect on TeknTrash. They differ in that they claim that covid has been advantageous, giving them more time to independently develop stipra.com, corp. stipra.com, and apps based on the Stipra system. Because Stipra is a highly complex system that takes a lot of time to design, build, test, and debug, the epidemic assisted them with fewer interruptions.

After TeknTrash made it to the finals of the Red Herring Top 100 Europe competition in 2021, Al Costa and his team got some significant PR for the brand. They were chosen by the World Economic Forum (WEF) as one of the three most effective technologies, and by Euro news, they were ranked as the number one “green tech startup out to transform the world.” Major brands, including Pepsi, Nestlé, Nivea, Unilever, P&G, and many more, are the subjects of data collection by Stipra. Additionally, they recently began operations in the US; thus, Al Costa’s creation has had quite the journey.

Al Costa is still on his journey, and they are gathering money in the US to develop a smart bin. This will be used in as many public locations as possible, including malls, airports, bars, and banks. It might end up being a very effective marketing strategy for such establishments. Al Costa is quite close to this smart bin project. In addition to saying that “the smart bin development is next in line for Al Costa’s business,” he said, “If I had to choose where to open a bank account and I visited the branches of different banks, I would without a doubt choose the one that has a flashy garbage bin connected to the internet instead of a dirty generic one. I would perceive that bank as having better technology, so my money would be safer there.”

The data waste problem only has a technology solution, which sets TeknTrash apart from its competitors. With Al Costa’s unique and innovative viewpoint, TeknTrash is moving in the right direction to grow and become one-of-a-kind problem solver.

Top 2022TrendsTechnologyNewfor

Theincreasing pace of change and progress may be directly attributed to the exponential growth of contemporary technology. But this year has witnessed more than just trends and growing technology; the COVID-19 outbreak has made IT personnel realize that their role will alter in tomorrow’s contactless world. Moreover, a professional in the field of information technology in 2022–2023 will be constantly learning, unlearning, and relearning (out of necessity if not desire).

And what does this mean for you specifically? For this reason, it’s essential to follow the latest technology trends. To learn these skills and get a job tomorrow, you must anticipate what you need to know. Most of the world’s IT staff has given in to the worldwide pandemic and are now telecommuting from the comfort of their own homes. Here are the top emerging technology trends to watch in 2022 and try out if you want to make the most of your free time and position yourself to succeed in the competitive work market.

1. COMPUTING POWER

The prominence of computing power in the digital age is well-established; nowadays, almost every appliance and tool is electronic. And it’s only going to get better from here, as forecasts from data scientists indicate that the current state of the art in computing infrastructure will only improve in the years to come. However, 5G is here; be ready for the 6G era, when your smartphone and every other electronic gadget you own will be supercharged. Better still, increased processing power is creating more tech sector opportunities. However, doing so successfully would need people to have specific skills. The majority of future jobs in every nation will be in this sector, which encompasses data science, robots, and IT management. The greater the amount of processing power that our gadgets need, the more demand there will be for service providers such as IT departments, relationship managers, and the customer service industry as a whole.

2. SMARTER DEVICES

The development of AI has been crucial to the improvement of human life. It’s not content with only mimicking human behaviour; instead, it goes above and above to ease and streamline our daily routines. Data scientists are hard at work developing artificial intelligence (AI) household robots, appliances, work gadgets, wearables, and much more, so we should expect to see these more competent things around for a long time. Smart software solutions are needed in almost every industry to make our working lives more bearable. Smarter gadgets are becoming a vital part of the IT sector as more businesses move towards digital environments. Good knowledge of computers and other forms of automation is now a prerequisite for almost any managerial position. Some of the most promising fields of employment are listed below:

• IT Manager

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3. DATAFICATION

A simple definition of “datafication” is the process of converting every aspect of our lives into digital tools and applications driven by data. Datafication is the process through which routine human activities are adapted for use by data-driven machines. There will be data for as long as we can remember, embedded in everything from our cellphones and industrial machinery to our office software and artificial intelligence-powered gadgets. Therefore, it has become a highly sought-after area of expertise in our economy to ensure that our data is maintained correctly and safely.

As a result of datafication, there will be a greater need for people with expertise in information technology, data science, engineering, technology, management, and a wide range of related fields. Moreover, anybody with a solid understanding of technology may get employment in this field by completing a certification in a data-related speciality. Jobs in the data industry increasingly need specific talents rather than extensive experience, and many industry leaders are coming from less populous areas and developing nations like India. Now, let’s take a look at some of the most in-demand jobs in the data industry: Big Data Engineers Robotics Engineers IT Architect Intelligence Analyst Data Scientists

4. ARTIFICIAL INTELLIGENCE (AI) AND MACHINE LEARNING

Though AI has garnered a lot of attention over the last decade, it remains one of the hottest emerging technologies because of its profound impact on our daily lives. Image and voice recognition, smartphone personal assistants, navigation apps, ride-sharing services, and many more applications have significantly benefited from using artificial Apartintelligence.fromthat, AI will be used to analyze interactions to determine underlying connections and insights, to help predict demand for services like hospitals allowing authorities to make better decisions about resource utilization, and detect the changing patterns of customer behaviour by analyzing data in near real-time, driving revenues and enhancing personalized experiences.

By 2022, worldwide investment in cognitive and AI systems is expected to have surpassed $57 billion, and the AI sector as a whole is expected to be worth $190 billion by 2025. As AI gains traction in more and more industries, it will provide a slew of new opportunities in a variety of fields, including software engineering, data science, support, and management. However, incomes in the area of artificial intelligence are some of the highest currently available, ranging from over $1,250,000 per year (machine learning engineer) to $145,000 per year (AI architect). Machine learning, a subset of AI, is being used in every sector of the economy, which has resulted in a significant increase in demand for qualified workers. By 2025, Forrester projects that artificial intelligence (AI), machine learning (ML), and automation will account for 9 per cent of all new U.S. job creation, with corresponding increases in the need for robot monitors, ML/AI developers, automation experts, and content curators.

Mastering AI and machine learning will help you secure jobs like:

• AI Research Scientist

• AI Engineer

• Machine Learning Engineer

• AI Architect

5. EXTENDED REALITY

Virtual reality, augmented reality, mixed reality, and other technology that attempts to replicate the actual world are all included under the umbrella term “extended reality.” We’re all itching to escape the supposedly fixed confines of our planet, so it’s no surprise that this technological development is particularly timely. This technology is widely used in gaming, medicine, shopping, and modelling since it simulates such experiences without the need for a physical Regardingpresence.extended

reality, the gaming industry is a vital sector for in-demand occupations that don’t have advanced education but require an avid interest in playing video games online. If you want to make a living in this field, you may study game design, animation, or even editing software. While waiting, take a look at some of the top openings in AR, VR, and ER:

• Extended Reality Architect

• Front Lead Engineer

6. DIGITAL TRUST

People’s trust and faith in digital technology have grown as they are more exposed to and entangled with these tools. That we can trust our digital devices is a significant development that will spur more innovation. People who have digital conviction have faith that technology can make the digital world safe, secure, and trustworthy, allowing businesses to explore and innovate without fear of losing customers’ Cybersecuritytrust.and

ethical hacking are two of the most popular areas of study aimed at making the Internet safer for all users. You may find a wide variety of entry-level to upper-level positions in these two. If you want to work in ethical hacking, you may need to get professional qualifications. Still, in cybersecurity, a bachelor’s degree or perhaps a master’s will get you the job you want. Following are some of the bestpaying positions in the field of cybersecurity and ethical hacking:

• Cybersecurity Analyst

• Penetration Tester

• Security Engineer

• Security Architect

• Security Automation Engineer

• Network Security Analyst

8. 3D PRINTING

3D printing, used to create prototypes, is a significant development in technology and innovation. The biomedical and manufacturing industries have significantly benefited from this technology. Even if the possibility of printing a physical thing from a printer did not occur to any of us until recently, it is now a reality. In this sense, 3D printing might be considered another breakthrough that will endure. Companies in the information technology and healthcare industries have a high demand for 3D printing services, creating a wide range of well-paying and globally mobile career opportunities. You must be proficient in artificial intelligence, ML, modelling, and 3D printing. Let’s take a look at some of the top careers in this field:

• CX Program Manager

• 3D Printer Engineer

• Emulation Prototyping Engineer

• Robotics Trainer

• AI Engineer

• Operations Manager

• Organ & Prosthetic Designer