Copyright @ 2019 Business24 Limited All Rights Reser ved L imi t e d
Your subscription along with the support of businesses that adver tise in Business24 -- makes an investment in journalism that is essential to keep the business community in Ghana well-
We value your support and loyalty.
editor@business24 com gh Newsroom: 030 296 5315
Adver tising / Sales: +233 24 212 2742
IC Research is lowering its end-2025 forecast inflation to between 10.3% and 12.3% (midpoint: 11.3%) from its prior 11.8% and 13.8%.
“We expect the upcoming crop harvest in 3Q2025 [quarter 3, 2025] and a favourable base effect in 4Q2025 [quarter 4, 2025] to fan the disinflation flame in 2H2025 [second-half of 2025] with a slight possibility to land on a single digit in the 9.0% area by FY2025 [second-half of 2025]. However, our anticipation of a major hike in electricity tariff in 4Q2025
[quarter 4, 2025] and introduction of the suspended GH¢1.0/litre fuel levy on 16 July 2025 keeps us cautious on the pace of disinfla-
tion”.
“For July 2025, we forecast a 100bps [basis points] decline in annual inflation to 12.7% with the 2.45% electricity tariff hike and closed fishing season for industrial trawlers as key upside risks”, it added.
Headline inflation came in sharply below IC Research estimate for June 2025, reflecting a stronger-than-expected pass-through of the recent appreciation of the Ghanaian cedi and deepens its dovish expectation for the July 2025 Monetary Policy Committee meeting.
Annual inflation nosedived 470 basis points to 13.7% year-on-year. This pulled the annual
headline rate to its lowest level since De-
The month-on-month momentum was more benign, delivering a sur-1.2% month-on-month against the projected inflation of
Food inflation was the main downside catalyst, decelerating by 650 basis points to 16.3% year-on-year as 14 out of the 15 sub-classes witnessed sharp disinfla-
Non-food inflation declined for the 8th consecutive month to 11.4% year-on-year, the lowest level since November 2021, as a 330 basis points upsurge in inflation for housing & utilities (24.9% year-on-year) was outweighed by sharp disinflation across 10 out of the 12 divisions of non-food inflation. Notably, transport prices deflated (-8.5% year-on-year) on the back of a 15.2% year-on-year and 12.7% year-on-year decline in prices of petrol and diesel, respectively, due to the favourable impact of the lower exchange rate on imported energy products.
Standard Chartered Bank Ghana PLC has held its 55th Annual General meeting (AGM) to present its Annual Report and Financial Statements for the year ended 31 December 2024 to its shareholders.
The Bank declared a dividend payout of GH¢1.67 per ordinary share culminating in a total ordinary dividend payable of GH¢225.16 million and preference share dividend of GH¢2.77 million resulting in a total payout of GH¢227.94 million.
The Bank reaffirmed its commitment to building a sustainable business and delivering long-term value to shareholders in an evolving macroeconom-
of Directors, Ebenezer Twum Asante, highlighted the Bank’s strong foundation, proactive approach to managing risks and resilience in the face of economic headwinds, underscoring its ability to adapt while staying focused on long-term priorities.
He said “Standard Chartered is well-positioned with a robust business model, a trusted global brand and a highly dedicated team. We are confident in our ability to unlock shareholder value and drive sustained growth in this dynamic environment”.
“We remain committed to practising high stan-
dards of corporate governance, proactively managing risks amid persistent evolving macroeconomic and global geopolitical risks, ensuring operational resilience to deliver positive outcomes,” he added.
Chief Executive, Mansa Nettey, reiterated the Bank’s commitment to long term value, noting the importance of innovation, agility and inclusive growth.
“We will continue to execute our strategic priorities within our risk appetite, aimed at enhancing our ability to withstand external shocks while driving strong, safe and long-term sustainable growth”.
“As a bank, we remain deeply engaged with our
clients, helping them position themselves for future success. Our priorities remain clear: to enhance client service, deliver strong shareholder returns, and contribute meaningfully to the communities we serve”. She added. Given its rich history and heritage spanning 129 years of operating in Ghana, the Bank will continue to leverage its key capabilities to drive business growth focusing on driving integrated differentiated cross-border capabilities through the Corporate and Investment Banking business backed by a strong network and leading wealth management solutions tailored to a growing affluent segment within the Wealth and Retail Banking business.
The Bank’s performance reflects a balanced approach to risk, returns and strategic long-term value. Strong capital adequacy and operational efficiency underpinned its ability to sustain momentum and meet shareholder expectations.
The Minister for Trade, Agribusiness and Industry, Hon. Elizabeth Ofosu-Adjare, on Wednesday, July 9, 2025, inaugurated three key governing boards under her Ministry, the Ghana Investment Promotion Centre (GIPC), the Ghana Standards Authority (GSA), and the Ghana Export-Import Bank (Exim Bank), to strengthen Ghana’s investment, industrialization, and export agenda.
The first to be inaugurated was the 10-member governing board of the Ghana Investment Promotion Centre, chaired by former Minister of State, Akwasi Oppong-Fosu. Other members include Dr. Zakaria Mumuni, Dr. Audrey Smock Amoah, Deputy Minister for Trade, Agribusiness and Industry Sampson Ahi, Deputy Finance Minister Thomas Nyarko Ampem, CEO of GIPC Simon Madjie, Dr. Reuben Owusu Gyamfi,
CEO of the Ghana Association of Banks John Awuah, Major Christine Naa Adoley Oko (Rtd), and President of the Greater Accra Markets Association Mercy Afrowa Needjan.
Addressing the Board, the Minister emphasized the critical role of GIPC in attracting foreign direct investment (FDI) to propel job creation and economic transformation. She announced plans for a
review of the GIPC Act to make it more robust and responsive to global investment dynamics.
“I am confident that you know the mandate of the board for which you have been called to serve – primarily to bring foreign direct investment into Ghana. We are looking at your law again to make it more robust, more effective, and to help you achieve your mandate,” Hon. Ofo-
su-Adjare stated.
Chairperson of the Board, Mr. Akwasi Oppong-Fosu, pledged the Board’s commitment to supporting the Minister in realizing the President’s vision of a transformed Ghanaian economy through strategic investment promotion. The Minister later inaugurated the governing board of the Ghana Standards Authority (GSA), chaired by Mr. Hudu Mogtari. The 12-member board comprises Appiah Kusi Adomako, Michael Agbeko Kwadjo Seneyah, Roderick Kwabena Daddey-Agyei, Dramani Bukari, Samuel Akrofi, Prof. Nana Ama Browne Klutse, Dr. Humphrey Ayim-Darke, Prof. Ransford Edward Van Gyamfo, Prof. Charles Tortoe, Jane Dede Senam Tachie-Menson, and Rodaline Zumale Adama.
Hon. Ofosu-Adjare
charged the board to prioritize quality assurance and standard harmonization, particularly under the African Continental Free Trade Area (AfCFTA), to enhance Ghana’s competitiveness on the continental market.
“We need to do a lot of standard harmonization because once we harmonize our standards with other countries it makes trading easier under AfCFTA,” she noted.
Chairperson Hudu Mogtari assured the Minister of the board’s dedication to safeguarding consumer interests and supporting industrial development through enhanced standardization and regulatory enforcement.
Completing the day’s series of inaugurations, the Minister also swore in the newly constituted board of the Ghana
Exim Bank, with Dr. Joseph Nyarkotei Dorh as Chairperson. Other members include Samuel Danquah Arkhurt, Deputy Minister Sampson Ahi (MP), Matilda Asante-Aseidu, Francis Kojo Kwarteng Arthur, Stephen Abbas Miezan, Adamu Robert Akati, Millicent Samira Lardi Glawu, and Sylvester Adinam Mensah.
In his remarks, Dr. Joseph Nyarkotei Dorh expressed gratitude to the Minister for the opportunity to serve and outlined the board’s strategic focus in line with Ghana Exim Bank’s mandate and the President’s vision for a 24-hour economy. He indicated that the board will concentrate on five key areas: strengthening the agriculture–agribusiness value chain, boosting food production for national security, promoting import substitution and export
diversification, and accelerating garment and apparel exports.
Dr. Dorh further emphasized the board’s targeted commitment to increasing rice production and expanding the poultry industry. “We shall avoid the temptation of spreading thin to make the necessary impact and become more relevant in the broader objectives of Ghana Exim Bank. Hon. Minister, count on us to deliver on the objectives of the bank,” he assured.
The inauguration of all three boards at marks a renewed push by the Ministry to deepen investor confidence, ensure product and service quality, and strengthen export capacity in line with Ghana’s industrial transformation agenda.
First National Bank has announced the appointment of Richard Edem Akabua as the new Head of Internal Audit, effective immediately.
Richard has been a key member of the bank’s Internal Audit team, previously serving as Internal Audit Manager. Over the years, he has played a pivotal role in establishing and strengthening the bank’s internal audit function. His unwavering dedication to enhancing the bank’s control environment and governance framework has earned him recognition to step up into leadership.
In his new role, Richard will be responsible for providing strategic leadership for the internal audit function in alignment with the bank’s overarching goals. He will oversee the delivery of independent, objective assurance and advisory services, aimed at adding value and improving the bank’s operations. His mandate includes advancing innovations in audit processes, reinforcing internal controls, and
enhancing risk management frameworks.
Before joining First National Bank, he held key positions in audit and risk control at Barclays Bank Ghana and the erstwhile Capital Bank.
Richard brings to this role a wealth of experience and robust academic and professional credentials. He holds an MBA in Finance from Central University and a Bachelor’s Degree in Education (Social Sciences, Accounting) from the University of Cape Coast. He also is a Certified Information Systems Auditor (CISA), a Certified ISO/IEC 27001 Lead Implementer, and an active member of respected professional bodies including the Institute of Internal Auditors (IIA), Information Systems Audit and Control Association (ISACA), and the Association of Chartered Certified Accountants (ACCA)
“Richard’s appointment reflects the confidence we have in his experience, professionalism, and strategic insight,” says Warren Adams, Chief Executive Officer
of First National Bank Ghana. “His leadership will play a key role in maintaining the bank’s reputation for strong governance and operational excellence.”
Commenting on his appointment, Richard Edem Akabua expressed his gratitude and commitment to the
bank, saying, “I am deeply honored by this appointment and grateful for the confidence placed in me. I look forward to working closely with my colleagues and stakeholders to further strengthen our internal control environment and contribute meaningfully to the bank’s strategic goals.”
The Ghana Investment Promotion Centre ( Investment Opportuni ties Mapping Project (IOMP), a transformative national initiative designed to identify and promote viable investment opportunities across Ghana's 261 districts.
This initiative was developed in collaboration with the Ministry of Trade, Agribusiness, and Industry (MOTAI), and the Ghana Export Promotion Authority (GEPA).
When implemented, the project will unlock new economic growth and promote fair development across the country. A key outcome will be a new online platform that enables investors from Ghana and around the world to easily access up-to-date
Help facilitate new investment projects at the district level, which are expected to create several new jobs.
Build a national investment database covering all 261 districts and identifying promising investment opportunities.
Strengthen Ghana's foreign missions so they can better promote and attract investments.
Improve the ability of regional ministers, local government leaders, and traditional authorities to advocate for local and international investments effectively.
Launching the project on the theme, “Unlock-
Staff, Mr Julius Debrah, described IOMP as a new era of inclusive investment.
“This initiative is not merely about mapping opportunities; it represents a fundamental shift in our approach to development. It aims to ensure that every Ghanaian, regardless of their location, has an equal opportunity to benefit from investment and economic growth,” he added.
Mr Debrah lauded the GIPC’s strong commitment to advancing local investment, supporting Ghanaian enterprises, and empowering homegrown entrepreneurship.
He further assured the
Centre of the President’s full support of the IOMP and urged all Regional Ministers and Metropolitan, Municipal and District Chief Executives (MMDCEs) to take ownership of the economic transformation of their communities.
For his part, the CEO of GIPC, Mr Simon Madjie explained that the IOMP was started for several reasons, including the need to encourage more local capital by giving Ghanaians who have the means to invest in their own country. "Through this initiative, the government aims to increase Local Direct Investment (LDI) just as much as Foreign Direct Investment (FDI), " he said.
Mr Madjie also pointed out that many local and foreign investors, as
well as Ghana’s diplomatic missions abroad and foreign embassies in the country, have often mentioned the lack of reliable data needed to make informed investment decisions and to promote Ghana effectively. He emphasised that the IOMP is thus a timely solution that will provide readily available and easily accessible information on specific, viable projects to attract investors.
He further highlighted the core pillars of the IOMP, which include the Ghana Diplomatic Investment Drive (GDID). This drive aims to make Ghana's foreign missions key ambassadors for investment.
There's also the Ghana International Investment Summit, planned to bring together international investors, government leaders, industry experts, and local businesses to explore strategic investment opportunities across key sectors of Ghana's economy.
Mr. Madjie also mentioned that under the IOMP, some key initiatives, such as the Volta Economic Corridor, the Legon Pharmaceutical Innovation Park, the Kumasi Machinery and Technology Park, and the Akosombo–Juapong Garments and Textiles Cluster, among others, will be clearly profiled, well-presented, and
actively promoted.
Additionally, he said a series of high-level forums, including regional roadshows, will be held across the regions to raise awareness of the project. These events will also help local governments, traditional authorities, and other relevant stakeholders learn how to attract better investments, manage them more effectively, and facilitate their implementation.
Finally, Mr. Madjie, called on investors and partners to explore the many opportunities that Ghana has to offer through the IOMP.
Mr. James Gunu, the Volta Regional Minister
and Dean of Regional Ministers, expressed his optimism about the project. He noted that it aligned with the government’s vision for regional development, particularly the Volta Economic Corridor, which is a key part of the 24-Hour Economy Project.
He assured the GIPC of his support and participation in the IOMP through the regional roadshows, stating, "We are getting our districts and local groups ready to make sure the investment opportunities within the region are well-prepared and presented in a compelling way”.
Written by Ewurabena Yanyi-Akofur, Country Director, WaterAid Ghana
that "it is unacceptable that in 2025, open defecation persists in parts of Ghana" is a stark reminder of one of the country’s most persistent public health and development challenges. Speaking at the launch of Ghana's 2025 Voluntary National Review (VNR) for the Sustainable Development Goals (SDGs), President Mahama called for a firm crackdown on building permits issued without toilet facilities, arguing that the country’s sanitation crisis is less about awareness and more about gaps in investment, enforcement, and community engagement. This statement should galvanize national efforts, especially at the local government level
step up enforcement of sanitation bylaws and finally address a crisis that has plagued Ghana for decades. The President’s call aligns with long-standing appeals from civil society actors such as the Media Coalition Against Open Defecation (M-CODe), WaterAid, Ghana Water and Sanitation Journalist Network (GWJN) and development partners who have repeatedly emphasized the importance of ensuring that every new structure includes toilet facilities. Yet, this crisis extends far beyond permitting and law enforcement. Open defecation is a symptom of a deeper institutional malaise: fragmented regulatory frameworks, weak coordination between policy
ment systems, inelastic demand, and inadequate private sector engagement. While Ghana has made important strides in water, sanitation access remains uneven and extremely slow. In 2022, WaterAid warned that at the current pace, every Ghanaian household would not have access to a decent toilet until the year 2103.
Cholera and Public Health Risks
Ghana has already paid a steep price for neglecting access to decent toilets. Recurrent outbreaks of cholera and other sanitation-related diseases are grim reminders of the dangers. Without access to basic toilets and hygiene infrastructure, the most vulnerable communities
remain trapped in a vicious cycle of ill health, lost productivity, and deepening poverty.
The 2023 SDG Technical Report by the NDPC underscores that achieving SDG Target 6 is crucial for advancing over 70% of the total SDG targets. In other words, sanitation is not a standalone target it’s foundational to health (SDG 3), education (SDG 4), gender equality (SDG 5), economic growth (SDG 8), and climate resilience (SDG 13) Sanitation for All: A Case for Private Sector Engagement Given the scale and complexity of the problem, it is time for Ghana to optimize private sector delivery models to complement government and donor efforts. Particularly in rural areas, where latrines collapse annually due to poor soil structures and extreme weather, private sector innovation in toilet construction, maintenance services, and behaviour change marketing can be a game-changer. WaterAid Ghana has advocated for a model of "sanitation for all" that focuses on
strengthening institutional frameworks, integrating result-based financing for district assemblies, and enhancing public-private partnerships. Crucially, this includes a shift in focus from outputs to outcomes from counting toilets built to measuring actual usage, maintenance, and public health outcomes.
President Mahama’s renewed commitment to channel 80% of the District Assemblies Common Fund (DACF) directly to Districts, and earmark 10% each for water and sanitation, is
a welcome step. However, local authorities often lack the technical, financial, and human capacity to translate this funding into sustainable outcomes. This calls for stronger accountability in the planning, allocation, and tracking of sanitation investments. Ghana must explore innovative financing mechanisms and incentive-based frameworks that reward local governments for achieving independently verified sanitation milestones. The existing District Performance Assessment Tool (DPAT), often privately criticized by
technocrats as ineffective, must be revisited. There is a pressing need to revise its indicators and weightings, and to bring civil society organizations into the process to strengthen transparency and accountability.
The ongoing constitutional review provides a critical opportunity to re-examine and redefine the institutional mandates for sanitation policy, planning, monitoring and enforcement. The current institutional fragmentation, especially between regulators and service providers, undermines
efforts to achieve universal access. Mahama's directive is not just a political soundbite; it must be seen as a call to action for all stakeholders government agencies, donors, private sector actors, civil society, and communities. It is time to make open defecation a thing of the past, not by 2103, but within the next decade.
Sanitation is dignity. It is health. It is equity. Ghana can’t afford to wait any longer.
The International Day of Parliamentarism, observed annually on June 30, highlights the vital role that parliaments play in fostering democracy, ensuring accountability, and giving voice to the people. This global observance was established by the United Nations General Assembly in 2018. This global observance is celebrated every year on 30 June, the date in 1889 on which the Inter-Parlia-
mentary Union's (IPU) was founded.
Theme 2025: "Achieving Gender Equality, Action by Action" This year’s theme, "Achieving Gender Equality, Action by Action," resonated deeply in Ghana, where both civil society and Parliament marked the day with significant reflections and renewed com-
mitments.
ACEPA: Championing Inclusive Representation
The African Centre for Parliamentary Affairs (ACEPA) used the day to reinforce one of its core missions, strengthening democratic institutions through inclusive representation.
• ACEPA featured a timely post on its official website titled “Power in Representation: Women’s Full Inclusion Matters.”
• The message emphasized the need for inclusivity in parliamentary democracy and issued a strong call to action:
“This International Day of Parliamentarism, let us push for political spaces that reflect the true face of society, in all its diversity.”
• ACEPA also urged stakeholders to recommit to opening the doors of power to all women, ensuring equitable access and influence within political structures.
Ghana’s Parliament:
Milestones and Reflection
The Parliament of Ghana also commemorated the day with its key stakeholders through activities that aligned with the theme and national democratic values.
• Speaker Alban Sumana Kingsford Bagbin delivered a keynote message emphasizing:
o The importance of reflection on Ghana’s democratic journey, o The need for inclusivity in governance, o A call to purposeful action as the country marks 32 years of uninterrupted parliamentary democracy.
A 2025 IPU report revealed that Ghana has seen only a 6.6% improvement in women’s parliamentary representation over the past three decades, ranking 137th out of 168 countries, a sobering reminder of how far there is still to go.
Key Milestones from Ghana’s Parliament
On June 30, 2025, Parliament also marked the day with two major institutional actions:
• Launch of the Parliamentary Action Plan
A strategic initiative aimed at enhancing the performance, transparency, and responsiveness of Parliament.
• Inauguration of the Open Parliament Steering Committee
A multi-stakeholder body created to champion citizen engagement, accountability, and open governance. These steps signal a growing commitment within Ghana’s legislature to advance democratic values and address systemic gender gaps.
Call to Strengthen Democracy
The International Day of Parliamentarism serves as a powerful reminder that parliaments are living institutions, they embody the will of the people and shape the laws and frameworks that guide society. Their strength lies in:
• Transparency
• Accountability
• Representation
• Responsiveness
For countries like Ghana, and other democratic nations across Africa, June 30 is more than a day of celebration, it is a time to renew commitments to democratic governance, amplify citizen voices, and ensure that legislative actions continue to serve the greater public good.
Samuel Agyeman-Prempeh is a passionate advocate for democratic governance and citizen engagement. As a concerned citizen, he writes to promote awareness and inspire action towards building stronger and more inclusive democratic institutions in Africa.
Sources:
• Inter-Parliamentary Union (IPU)
• Parliament of Ghana
• United Nations General Assembly
a device that brings together the best of Galaxy design, camera functionality and AI innovation in the thinnest and lightest Galaxy Z Fold series to date. It delivers the premium performance and experience of an ultra smartphone, while unlocking new levels of efficiency and productivity with a larger, more immersive display when unfolded. And with the new One UI 8 as its foundation, it seamlessly integrates intelligent, multimodal agents optimized for the foldable form factor.
“Galaxy Z Fold7 combines Galaxy AI with powerful hardware to deliver our most
Acting Head of the Device eXperience (DX) Division at Samsung Electronics.“This next chapter of foldables brings together design and engineering, with AI built specifically for the foldable form. It gives people the ultra experience they want powerful, immersive, intelligent, and portable all in one.”
Ultra Sleek, Ultra Powerful
Thinnest, Lightest
Galaxy Z Fold
Galaxy Z Fold7 is crafted for those who want the everyday portability and intuitive feel of a traditional smartphone, combined with the en-
device. With its ultra thin and light design and wider cover display, Galaxy Z Fold7 delivers a seamless on-the-go experience that makes typing and browsing effortless when it is folded.
• At just 215 grams, Galaxy Z Fold7 is even lighter than Galaxy S25 Ultra.
• It is just 8.9 mm thick when folded and 4.2 mm thick when unfolded.
• The device comes with 6.5-inch Dynamic AMOLED 2x cover display, a wider screen with a new 21:9 aspect ratio.
Most Expansive Screen on Galaxy Smartphone
just a smartphone. It transforms into another device entirely and reveals an expansive screen that expands the workspace for editing, multitasking and immersive viewing –getting more out of Galaxy AI. The main display on Galaxy Z Fold7 is 11% larger than the previous generation, providing even more screen real estate for content editing and multitasking across multiple apps.
• The 8-inch Dynamic AMOLED 2x main display offers ultra-rich contrast, true blacks and vibrant detail that makes everything pop from movies to tabs
open while multitasking.
• With Vision Booster and up to 2,600 nits of peak brightness, Galaxy Z Fold7 stays brilliantly visible even in direct sunlight.
Looks Sleek, Built Tough Thin and light, Galaxy Z Fold7 is built to move with users, confidently. From repeated folding to being tossed in a bag, it’s engineered for everyday durability and built to last longer, with a restructured hinge and foldable display.
• The Armor FlexHinge is thinner and lighter, thanks to an enhanced water droplet design and newly implemented multi-rail structure that reduces visible creasing and strengthens durability by evenly dispersing stress.
• The cover display is made with Corning® Gorilla® Glass Ceramic 2, a new glass ceramic that has crystals intricately embedded within its glass matrix. This secures the screen’s durability and crack deflection capabilities and delivers protection in a remarkably thin form factor.
• Advanced Armor Aluminum in the frame and hinge housing increases strength and hardness by 10%.
• The main display is restructured to be thinner and lighter – yet stronger. This was achieved by implementing the Titanium plate layer. Additionally, Ultra-Thin Glass (UTG) was increased to be 50%
thicker, making the display tougher.
The Most Powerful Processor Customized for Galaxy
Under the hood, Galaxy Z Fold7 is powered by the best-in-class processor used in Galaxy devices. It’s uniquely customized and makes on-device AI processing tasks – like real-time language translation and Generative Edits – faster and more seamless.
• The Snapdragon 8 Elite for Galaxy delivers performance boosts of 41% in NPU, 38% in CPU, and 26% in GPU compared to the previous generation. This power fuels Galaxy Z Fold7’s ability to process more AI experiences on-device without compromise.
Ultra Detailed, Ultra Clear Photos
Galaxy Z Fold7 now brings the best of the Galaxy’s pro-grade camera experience to a foldable, combining advanced hardware with intelligent processing for consistently stunning results. Its high-resolution camera captures incredible detail, vibrant color and rich texture, pulling users back into every moment. AI-enhanced imaging automatically optimizes lighting, detail and realism, so photos and videos stay sharp and vivid, even in low light settings such as milestone dinners and
late-night café scenes.
• Featuring the first 200MP wide-angle camera in the Galaxy Z series, it captures 4x more detail, producing images that are 44% brighter.
• The 10MP 100° camera on the main display expands the frame, so when users unfold their phone, it’s easy to capture group selfies, valuable moments and more of the world in a single shot.
• Samsung’s next generation ProVisual Engine processes images faster, enabling every photo and video to be more crisp, vibrant and full of detail.
• With Night Video, intelligent motion detection now separates moving subjects from still backgrounds to reduce noicse.
• 10-bit HDR provides more color depth. The result is videos with richer color, deeper contrast and more lifelike detail, no matter the time of day.
Galaxy Z Fold7 puts a pro-grade creative studio in users’ pocket, with AI-powered tools optimized for its large display. Users can capture stunning photos and videos and then edit with ease. From cleaning up clutter in product shots to removing background noise from café recordings, studio-quality enhancements can be done in a few easy steps.
The intuitive and intelligent features on the Galaxy Z Fold7 make it effortless to transform photos and videos into pro-level content, with no extra tools required.
• Shots look flawless with Photo Assist, which moves, erases or enlarges objects and adjusts angles and fills in backgrounds with AI-powered precision. Users can seize vibrant expressions, including pet profiles with Portrait Studio and refine their photos using Galaxy’s enhanced Generative Edit. The ability to seamlessly remove distractions and fill in backgrounds has made Generative Edit a fan favorite, and now it’s even smarter. It offers proactive suggestions with the new Suggest Erases , which automatically detects passersby with the tap of a button.
• Side-by-Side Editing and Show Original enables real-time comparison of original images and edited versions on the large screen, making it easier to decide what to modify and what to keep.
• Audio Eraser has also been upgraded to be more intelligent and convenient. There’s a new toggle in Gallery, and it now proactively detects and removes unwanted background noise like wind or traffic from video recordings.
Ultra AI Experience
The Next Era of Galaxy AI on the Large Screen Galaxy Z Fold7 harnesses the power of the foldable display to amplify the power and convenience of AI, delivering experiences that are instinctive, adaptive and effortlessly efficient. With the new One UI 8 that is context-aware and naturally responsive, optimized for Galaxy Z Fold7’s flexible format and expansive screen offer a more intuitive and immersive way to interact with AI. There’s less jumping between apps and screens and more frictionless creativity and productivity happening seamlessly in one place.
As mobile experiences grow ever more intelligent and interconnected, Samsung is reinforcing the foundations that protect them – unveiling new protections for on-device AI, expanding cross-device threat detection and enhancing network security with quantum-resistant encryption. One UI 8 brings enhanced privacy to personalized AI experiences with the new Knox Enhanced Encrypted Protection (KEEP ). KEEP creates encrypted, app-specific storage environments within the device’s secure storage area, en-
suring each app can access only its own sensitive information and nothing more. With One UI 8, Samsung is advancing Knox Matrix to deliver more proactive and user-friendly protection across the Galaxy ecosystem. Furthermore, as part of its ongoing commitment to quantum-safe security, Samsung is integrating post-quantum cryptography into Secure Wi-Fi. This enhancement secures the key exchange process at the core of encrypted connections, helping ensure robust privacy even over public networks.
The Galaxy Z Fold7 will be available for pre-order starting July 10, with general availability beginning August 25. The Galaxy Z Fold7 comes in Blue Shadow, Silver Shadow and Jetblack
For your peace of mind, Samsung Care+ offers comprehensive coverage for accidental damage, repairs, and replacements.
Get expanded access to Google AI Pro and 2TB of cloud storage for 6 months at no cost with Galaxy Z Fold 7.
By Attipoe Shine NUTEPE
bringing new hope and excitement to the Tsrimega Royal family and the entire Tegbi community of Anlo in the Volta Region. This highly anticipated event has been marked with colorful celebrations and traditional rituals, showcasing the rich cultural heritage of the Anlo people. The installation of Togbi Azadagli IV reflects the strong bond between the
community and its leaders, and is a testament to the unwavering support and respect for the Tsrimega Royal family.
Anlo, located in the Volta Region of Ghana, has a long history dating back to the 15th century. The community is known for its vibrant culture and traditions, which have been preserved and passed down through generations. The Tsrimega Royal family has been at the helm of leadership in Tegbi, with each successive Like Chief playing a crucial role in the development and progress of the community. The installation of Togbi Azadagli IV is a significant milestone in this long lineage of leaders.
Togbi Azadagli IV, Agbotadua Abotsi and Mama Deawofe II of Tegbi, bring a unique blend of experience and passion to the role of being leaders of the Like
Clan of Tegbi. Born and raised in Anlo, Togbi Azadagli IV has a deep understanding of the community and its people. He has also spent many years working in various positions of leadership, gaining valuable skills and knowledge that he now brings to his new role. His installation has been well received by the community, with many expressing their confidence in his ability to lead Likeawo and Tegbi Dua to greater heights. As Togbi Azadagli IV takes on the mantle of Likeawo, he has outlined his vision and plans for the community. He aims to continue the progress made by his predecessors in areas such as education, healthcare, and infrastructure. He also intends to promote unity and collaboration among the different
clans and families in Anlo, emphasizing the importance of working together for the greater good. Moreover, Togbi Azadagli IV is committed to preserving the cultural heritage of Anlo and promoting its rich traditions and practices to the rest of the world.
The installation ceremony of Togbi Azadagli IV was a grand affair, attended by dignitaries, community leaders, and the general public. The event was a celebration of the rich history and culture of Anlo, with traditional music, dance, and rituals being performed. The Tsrimega Royal family was at the forefront of the ceremony, showcasing their vibrant and colorful attire. The atmosphere was one of joy and excitement, as the community welcomed their new Like Fia with open arms.
Dusifiagah of Anlo
Dukor Togbi Gbordzor, Torgbi Kposegee of Anyako, Togbi Hatsu and the various chiefs from the three wings of the Anlo Dukor were heavily represented in their full regalia.
The installation of Togbi Azadagli IV as the new Like Fia of Tegbi-Anlo marks a new era of leadership and progress for the community. His strong ties to the community and his vision for a united and prosperous Tegbi and Anlo Dukor have already garnered widespread support and admiration. As he leads with a strong and confident tone of voice, Torgbui Azadagli IV is poised to elevate Tegbi and Likeawo to greater heights and preserve its rich cultural heritage for generations to come.
As part of its corporate social responsibility efforts, Consolidated Bank Ghana LTD (CBG) has donated over 1,500 books to two public schools in the Central Region to promote literacy and support foundational education.
This initiative, launched in the Central Region of Ghana, is part of the Bank’s flagship literacy campaign, “Formative Learning with CBG.”
The beneficiary schools include St. Francis Catholic Primary School in Cape Coast and Presbyterian Primary and Junior High School in Winneba. Leading the donation ceremonies, Managing Director of Consolidated Bank Ghana LTD, Dr. Naomi Worlali Kwetey, reiterated the Bank’s
commitment to investing in early education and nurturing future leaders through reading.
“Education is the key to opportunity. Through this initiative, we are empowering children with the tools to read, grow, and dream bigger,” Dr. Kwetey stated.
“We are not only donating books but are investing in the dreams and futures of every child present. Every great dreamer started as a reader, and the knowledge you gain today will empower you to shape your future,” she added.
Dr. Kwetey acknowledged the tireless efforts of teachers, describing them as key partners in shaping young minds
and building a more literate and empowered society.
Present at the events were the Deputy Managing Director of CBG, Madam Sheila Azuntaba and the Head of Corporate Communications, Madam Mavis Frempong, who joined the team in engaging pupils during classroom reading sessions. The visits were marked by lively interactions and enthusiastic participation by students, many of whom expressed their excitement about the new books.
The headteachers of the school expressed appreciation to CBG, noting the impact the books would have on improving reading skills and academic performance.
Formative Learning
with CBG is an initiative that targets schools in underserved communities, supporting CBG’s CSR strategy, which focuses on the pillars of education, health, and community development. The books distributed under the programme are locally sourced from the Ghana Publishing Company and Afram Publications Limited, ensuring culturally relevant and age-appropriate content.
The initiative aligns with Sustainable Development Goal 4 –Quality Education, supporting the Bank’s role in fostering inclusive and equitable access to learning across Ghana.
soon, it’ll be heating up shelves at your favourite spots too.And the surprises didn’t stop there. The sleek new Smirnoff Ice Pineapple Punch and Smirnoff Ice Double Black cans also made their debut, easy to crack open, easy to enjoy, with that crisp edge Smirnoff Ice is known for.
Beyond the sound and sizzle, the night came with a surprise twist , a curated countdown of 65 iconic songs, each one signalling Guinness Ghana’s 65 years of boldness, now translated into sound. Track after track, the vibe kept
building, the street kept moving, and as the final song dropped, confetti filled the air , music, people, and pure party energy colliding in the best way. But that’s what made the night special, different flavours of people, each bringing their spark, their style, their
energy. And somehow, it all just clicks,creating one refreshing, unforgettable vibe.That’s exactly what Smirnoff means when we say We Do We.It’s about showing up as you are, adding your flavour to the mix, and watching the whole night come alive.
Smirnoff has always been the life of the party , the spark that brings people together, the flavour that turns moments into memories, and the brand that lets everyone show up exactly as they are. That energy hit a whole new level when Smirnoff took over Joy FM Street with the Smirnoff In The
Mix Street Edition,a wild collision of music, flavour, and street culture that lit up the city to honour Guinness Ghana’s 65th anniversary.
In just five editions, Smirnoff In The Mix has quickly become the space where the life of the party truly comes alive. But until
now, those nights were invite-only. Hidden locations, curated guest lists, a little mystery , the kind of experience you had to be in the know to catch.
A Lineup That Brought Fire to the Street
The DJ lineup was stacked with some of Ghana’s finest , the same DJs who’ve proven time and again they don’t just play at the party, they make the party. DJ Wallpaper, DJ Lord OTB, DJ Phantom, DJ Mish, Chichi DJ, DJ Nyce, AD DJ, and Merqury Quaye each brought their own flavour, turning Joy FM Street into a non-stop wave of Afrobeats, amapiano, hip-hop, and unexpected moments. The energy never dipped ,smooth transitions, wild drops, and a crowd that stayed locked in from start to finish.
Surprise performances kept the crowd locked in all night. Wendy Shay lit up the stage with
back-to-back hits, the crowd singing every word. Kojo Blaq and DJ Wallpaper brought a seamless blend of live vocals and decks, while Jay Wilder followed with sharp bars and street-fuelled energy that had the whole place vibing. Pure, unfiltered talent , the crowd soaked it all in.
When the Feeds Met the Street Ghana’s favourite creators pulled up too. Bensontheactor, Cookie, Sikaofficial, Paradise, and more blended effortlessly into the crowd, capturing real moments, dancing with fans, and turning the heart of the celebration into pure, unfiltered content.
Smirnoff Pulls More Surprises
The crowd got their first taste of Smirnoff Spicy Tamarind, sweet, fiery, and guaranteed to heat up your night. It turned heads on the street, and