Building T H E S OU R C E FOR U TAH R E A L E STAT E
A N D CO N S UMER N EWS
Legislatureâ€™s New Leadership Focusing on Smart Growth
New State Senate President J. Stuart Adams
New Speaker of the House Brad Wilson
IVORY HOMES 2019 CATALOG:
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Do I Really Need to Have a Down Payment?
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Mortgage Rate Tracker Rates are moving higher, yet are still attractive.
0.12 1-Wk 0.70 1-Wk
5/1-Yr ARM 0.14 1-Wk 0.71 1-Wk
0.03 1-Wk 0.68 1-Wk
3.00% 8 Jan
Source: Freddie Mac, Dated: Dec. 13, 2018
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2019 Legislative Preview: Championing Affordable Housing, Smart Growth Policies BY MEGAN MCNULTY
n just a few short weeks, the Utah Legislature will convene for their annual legislative session and plans to address the state’s emerging housing affordability challenge are beginning to take shape. With the nation’s most robust economic and population growth over the past decade, community leaders are worried that a lack of smart planning to help accommodate growth could cause future generations to be priced out of the Utah. “We must grow smart. One symptom of growth is the housing affordability challenge that, if left unaddressed, will become a crisis. The impacts go far beyond simply finding an affordable place to live, to potentially eroding the very foundation of our economic prosperity,” says Derek Miller, president CEO of the Salt Lake Chamber. “As we prepare for the 2019 General Legislative Session, the Chamber will lead the charge for smart growth policies.” Top of the Chamber’s list? Modernizing the state’s local referendum laws, increasing the state’s investment in transit and more resources for local communities to plan for growth.
During the upcoming 2019 legislative session, the Salt Lake Chamber will be championing modernizing state’s local referendum laws, increasing the state’s investment in transit and more resources for local communities to plan for growth.
The Chamber is not alone in its focus on smart growth for the upcoming session. Governor Herbert during his budget proposal for the forthcoming year noted: “It’s time for Utah to invest in smart growth that will guarantee a good quality of life for years to come,” recommending $30 million to help fund efforts to preserve open space and establish significant community parks which are tied to efficient
land use, transit-oriented development and affordable housing. Additionally, the incoming Speaker of the House, Brad Wilson, and new Senate President Stuart Adams have both said a more comprehensive approach to managing growth is needed. Specifically the have noted the need for continued investment in the state’s transportation infrastructure,
updating the state’s economic development strategy and revievieweing the underlying drivers of land-use decisions. The state’s Commission of Housing Affordability has also spent the summer developing legislation that will update how cities plan for housing as well as provide more funding to the Olene Walker Housing Trust Fund. CONTINUED ON PAGE 4
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“Cities don’t build cities,” said Chris Gamvroulas, president of Ivory Development. “Developers build cities with cities and residents, guided by general plans. And general plans by definition are supposed to have a mix of housing product
types so that people have opportunities to live close to where they work and recreate.” To augment these efforts, the Chamber has plans to launch a new campaign in the new year to help increase awareness of the housing shortage and growth
pressures facing the state. “We need people to understand how to be part of the solution, and not just say ‘not in my backyard!’ – because really, they’re saying no to their kids and grandkids being able to afford to live in our state,”
said Abby Osborne, the vice president of public policy and government relations at the Chamber. Megan McNulty is marketing project coordinator at Ivory Homes.
Market Watch: Home Loans Do I Really Need to Have a Down Payment? BY LANCE MILLER
any potential homeowners incorrectly assume they must have a significant down payment in order to realize their home ownership dreams. While it is true that the financial crisis of 2007-2008 decimated mortgage companies’ program offerings, several lowdown and zero-down programs never disappeared. Now that the financial markets have stabilized, new programs are constantly being released. One of the best zero-down programs is backed by the U.S. Department of Agriculture and is often referred to as a Rural Housing Loan. Most mortgage lenders offer these loans, which offers true 100 percent financing at competitive interest rates. As the name implies, the subject property must be rural, but many popular areas along the Wasatch Front meet the requirement, including Tooele and Eagle Mountain.
Even though the financial crisis of 2007-2008 decimated morgage companies’ program offerings, several low-down and zero-down programs never really went away, and new programs are constantly emerging.
An FHA (Federal Housing Administration) loan is also a great option for a buyer wanting to minimize or eliminate any cash requirements. A standard FHA loan only requires a down payment of 3.5 percent, and several options exist for financing the down payment.
For example, Utah Housing Corporation offers a second mortgage to cover the 3.5 percent down payment as well as closing costs. FHA loan limits vary by county. Bottom line … don’t give up on your home ownership dreams just because you haven’t been
able to save a down payment. Many programs exist even beyond what we’ve discussed. Contact your favorite mortgage lender and explore your options Lance Miller is CEO of Momentum Loans.
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CALL TODAY: (801) 935-0033 * The information presented here is intended to give an idea of financing options available and is not a commitment to lend. Interest rates are based on rates available on 11/16/2018 and are subject to change. Interest rate examples are based on a credit score of 660.
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Impactful Leaders J. Stuart Adams — New State Senate President Brad Wilson — New State Senate President
For the People Utah’s New Legislative Leaders Say Planning Ahead is Key to Managing the State’s Rapid Growth BY KRISTY KUHN AND AMANDA COVINGTON PHOTOS BY MARK HEYWOOD
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he State of Utah is doing remarkably well right now. It’s among the nation’s leaders in terms of both population growth and economic success. That growth brings a lot of positives to the state, but it also brings a unique set of challenges for lawmakers, who must find ways to leverage current growth against the future needs of the state. As the newly elected leaders of the Utah State Legislature, Sen. Stuart Adams and Rep. Brad Wilson are keenly aware of these challenges, and they both agree: planning ahead is the key to Utah’s ongoing prosperity and continued quality of life. J. Stuart Adams: Working to Get It Right
en. Stuart Adams’ father instilled in him a love of country and encouraged him to run for office. Today, this fifth-generation Layton resident credits a deep sense of patriotism, his family heritage, and a focus on his grandchildren’s future as his motivation to serve as Utah’s newest senate president. “It’s a little strange to have four generations in the same city ahead of you, and all of my grandkids live within 20 minutes of my home,” Adams said. “So, I’ve been the benefactor of generations that have come before. They have given me so much. I’ve got a responsibility to my kids, and to those around me, to make sure Utah gets it right — and that’s what drives me.”
Planning for Smart Growth As he looks to the future, Adams’ vision includes policies that support Utah’s current and expected growth. He stresses the
Looking toward the future, Sen. Stuart Adams stresses that as Utah continues its rapid growth, the state needs to make infrastructure and the impacts on air quality a top priority.
need to plan for infrastructure, such as roads, sewer and water. He also says we need to consider the impacts on air quality. “Infrastructure has got to be a top priority. As we grow, we want to grow smartly. We want to make sure people have choices as to how they live and
interact, but if we can somehow be smarter about how we allow growth patterns to happen, we’ll reduce the impact on the infrastructure.” The solution he says, lies in collaborating with cities and counties for innovative land-use planning approaches.
“Having served on a city council, I know the importance of local control. Those city councils and mayors are duly elected, and we need to give them the tools and resources they need to make good decisions and help them see the CONTINUED ON PAGE 8
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comes from those he serves, and from those who serve with him.
CONTINUED FROM PAGE 7
bigger state and local vision. However it fits best, we have to partner with them, or we aren’t going to have the resources as a state to try and stay ahead of this.”
“You don’t do anything alone. You have to have others help you. Relationships and people are everything. No matter how good my ideas are, once it runs through this refining process of 103 other legislators, it becomes better. The process is phenomenal.”
Utah’s economy and workforce needs are also growing. Adams wants to better support the state’s diverse workforce with an outcome-based education system. “We need to maintain ourselves as the best-managed state in the nation. But in order to do that, we need to continue to have a focus on education funding.” Employers in a variety of industries across the state are telling lawmakers of their need for well-trained employees, and “it doesn’t matter what field,” Adams said. “We spend a lot of money on different programs, but probably the best thing we can do is have an outcome-based education system, trying to align workforce development.”
The Value of Fiscal Prudence The economy is currently thriving, but Adams warns, “We have a cyclical environment.” He explains that when the economy is healthy, Utahns buy more expensive items, like cars and furniture. “Those carry a lot of sales tax. Because of that, our tax revenue goes up very, very fast.” Across the nation, however, interest rates are beginning to rise. “We see an affordability index problem: interest
Adams plans to partner with other lawmakers to better position Utah for growth, for economic cycles and for an improved quality of life. He knows why he is serving, and how he wants to lead Utah’s Senate. “I’m here to help those future generations, to make sure that Utah, for the next five generations, is just as prosperous, and just as good a spot to live in as it was for the previous generations.” ••• Adams knows that relationships and people are everything. “You don’t do anything alone. You have to have others to help you,” he says.
rates going up, and the cost of housing going up. At some point in time, it will tip,” Adams said. “As it tips, people quit buying furniture and cars as fast as they started. The downhill slope on the other side is like [that of ] a roller coaster.” Adams says now is the time to prepare to ride the peaks and valleys. “One of the things we hope to do this year … we ought to spend some of that ongoing revenue on one-time expenses. Then, when the economy turns down, we’ll have that ongoing revenue to fill the gap on commitments we’ve made
for ongoing expenses, such as salaries and other things.” Utah’s senate president knows change is certain and, as such, he values fiscal prudence. Selfemployment taught him how to consistently make payroll and handle expenses. “Spending less than you make is the best thing [my career] has taught me. As a state, that’s probably the most important thing you can do.”
Accepting a Helping Hand Even though he’s been elected to serve as the leader of the senate, Adams says he can’t push new policies alone. His inspiration
Brad Wilson: Serving for the Right Reasons
n his free time, Utah’s newly elected speaker of the house enjoys boating at Bear Lake with his family. The truth is: he doesn’t have a lot of free time these days, but he feels that’s simply part of the deal for Utah lawmakers, who perform an act of service by participating in one of the last true citizenlegislatures — they “sacrifice a great deal,” but it’s worth it. “I love this body, and I love this organization and the work we do here,” said Rep. Brad Wilson.
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That body is the Utah State House of Representatives, and Wilson ran for his position as speaker because he’s been in elected leadership longer than anyone presently serving — that, and because “there’s a lot of important work to do.” He says he’s proud of our state’s accomplishments and wants to continue to help Utah lead in terms of quality of life and economic prosperity.
Doing What We Do Best In his new role, he wants to put his experience and ideas to work for the state, changing our paradigms to improve our future. And, he’s talking about growth. “We have got to ensure that we keep the quality of life we have for the people that live here now but make opportunities for the folks that come into the state,” Wilson said. Wilson identifies infrastructure maintenance and improvement, water, air quality, education and workforce training, and housing availability and affordability as some of the key challenges facing a growing Utah. “First and foremost, we need to continue to do all the things we do well,” Wilson said. “While increasing our focus on taking the long view, and thinking about planning, we are not doing enough of that work. In a state that’s changing faster than almost any other state in the country, stepping back and looking at where we are, and where we want to go, and how CONTINUED ON PAGE 10
Rep. Brad Wilson identifies infrastructure maintenance and improvement, water, air quality, education and workforce training, and housing availability and affordability as some of the key challenges facing a growing Utah.
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CONTINUED FROM PAGE 9
those two paths might diverge, is a really important part of this process.” Wilson believes the reason Utah is the “best-run state in the county” is because it has one of the last citizen-run legislatures in the country. He says the legislators come in and do the people’s work, then they go back to their real jobs for the remaining 10 months of the year — and they live with the work they have done. “People are here for the right reason. The average tenure in the House is probably around five years. People truly do this as an act of service and, we’re lucky to have them.”
Considering All Points of View He credits former House Speakers Becky Lockhart and Greg Hughes, who had different leadership styles, for teaching him that setting policy is the most important role for a legislator. “Both of them have been great role models and mentors to me up here, as well as many other colleagues.” His goal is to build upon the diverse points of view from his peers, involve local governments and understand the short- and long-term costs to policies that address growth. “We need to have a more comprehensive plan around water infrastructure,” Wilson said. “We need to look at all the different options we
Wilson ran for House Speaker because he has been in elected leadership longer than anyone presently serving in the legislature and also “there’s a lot of important work to do.” He says he’s proud of Utah’s accomplishments and wants to continue to help lead in terms of quality of life and economic prosperity.
have around air quality and how we manage that. This is so important. People don’t understand that our air quality is getting better and better every year. But, it needs to keep getting better. As we grow, we need to make sure we’re very thoughtful and deliberate about that.” He notes that we also need to look at how we grow our cities and towns in a way that creates affordable housing opportunities for the next generation. “I believe that, in many ways, we’re failing the next generation in terms of how we’re growing in relationship to housing affordability. We are going to become like southern California, in terms of having unaffordable
housing, unless we start to do some things radically different.”
Aligning Work and School According to Wilson, infrastructure isn’t the only area where a different approach is necessary. He says the biggest risk to economic prosperity is aligning Utah’s workforce development needs with its educational system. “I think it’s time we have a really unique and interesting conversation about how we change education in the state. We have a model that’s built off an economy we no longer live in and we’ve got to talk about that: we’ve got to deliver and deploy education in a different way.” Wilson’s decision-making model
involves filtering issues through “the biggest levers that are going to make the biggest difference.” He and his fellow legislators are currently discussing which issues to tackle first. Wilson is optimistic the state’s citizen legislature can get it right. He is keen on empowering people and trusting them to do great work. And, he says he has the support of his caucus to lead. In the end, he sees these big levers, in conjunction with discovering different approaches to Utah’s challenges, as answering the call to the “sacred responsibilities or trust the citizens of Utah have given us to manage.”
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Finding Solutions: Utah’s Growth Demands Cooperation, Not Sabotage OP-ED BY NATALIE GOCHNOUR (This opinion originally appeared in the Deseret News on July 4, 2018)
he poet E. E. Cummings wrote, “More, and more, and still more … are we all morticians?” This quote reminds me of the seemingly limitless growth occurring in Utah right now. We have more people, more jobs and more opportunity. We also have more congestion, more pollution and more need for water. For growth to be good, it must be guided by great leaders who represent our shared values. We must turn the “more of anything” into “more of the right thing.” Quality growth should be our north star.
I worked in the state planning office during the most challenging decade of growth in recent state history — 1991 to 2000. Three times during this decade annual population growth reached or exceeded 3 percent, compared to 1.9 percent in 2017. The state added 571,240 people during this 10-year period. That’s approximately half the size of the population in Salt Lake County today. More than 218,000 more people moved into the state than moved out. Growth was Utah’s middle name! I find it instructive to consider what state leaders did during these high-growth years to
preserve the life quality we enjoy today. State and local government took several important steps. They hosted a growth summit, simulcast by the major television stations, that triggered a statewide dialogue. They joined with Envision Utah and created an extraordinary quality growth partnership. They created a Quality Growth Commission that provided planning grants to local government. They made plans for and purchased rights of way for light rail transit, commuter rail and the Legacy Parkway. And they preserved critical lands and viewsheds. I learned a great deal from state leaders during this growth period. When asked for advice about planning for growth, Gov. Norm Bangerter said, “Don’t leave anybody out.” He encouraged state decisionmakers to create a bigger and rounder table where everyone is invited and nobody is excused. Elected leaders exerted political courage. There is a saying in politics, “If you want the hen to lay, you have to tolerate the cackle.” Imagine if state and local government had not pressed forward with the Legacy Parkway, TRAX light rail, FrontRunner commuter rail and critical land conservation because of vocal minorities who opposed these
“For growth to be good, it must be guided by great leaders who represent our shared values. We must turn the ‘more of anything’ into ‘more of the right thing.’ Quality growth should be our north star.” actions. Think of the large and iconic white barn as you enter Park City. Local leaders used tax dollars to preserve this gateway entrance as a public good for future generations. That’s what leadership and quality growth look like. I learned that in land use, planning density is an outcome, not a goal. The goal is walkability, efficient water use, more transportation choices, affordable housing and vibrant neighborhoods. When you design communities with these attributes, density is the natural result. We don’t need compact development everywhere, but there are pockets where well-designed density is the absolute right thing to do. The most important lesson I learned is that collaboration is
messy, difficult, time-consuming and … indispensable. If you take on the posture of a saboteur rather than a collaborator, you are part of the problem. Every significant step of progress is a product of collaboration, not sabotage. It goes with another saying, “Any jackass can kick down a barn, it takes a good carpenter to build one.” Here in Utah, we are not morticians and we are not jackasses. Growth isn’t about more of anything, it’s about more of the right thing. If we are explicit about our values and preferences, we can invent the future we want to live in. We don’t have to feel a sense of loss, but rather a sense of opportunity. Everyone should have a seat at the table, leaders must act (even in the face of vocal minorities), well-designed density meets a need and, most importantly, if you aren’t collaborating to find solutions, you are part of the problem. The only way we will ever meet the needs of Utah’s growing population is if we somehow reach a new and higher level of cooperation. Let’s start today. Natalie Gochnour serves as an associate dean in the David Eccles School of Business and director of the Kem C. Gardner Policy Institute at the University of Utah. She also serves as the chief economist for the Salt Lake Chamber.
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Ivory Homes’ 2019 Catalog: More Locations, Customization Options for Move-up Buyers BY MEGAN MCNULTY
vory Homes’ 2019 catalog includes 59 innovative and customizable home plans in 68 stunning communities all across Utah. The top home building company is pushing for housing affordability, tech options, streamlined options, smart home features and more semi-custom home plans in 2019. Customers who purchase a signature and classic home plan from Ivory Homes will meet with members of the company’s worldclass design team to help create their dream home. The design team helps them pick out the best items and materials that will complement their new design. Every little detail matters, from the flooring, countertops and sinks. “At Ivory Homes, we are all about choices. We will help you sort through thousands of interior and exterior features to ensure your home is exactly what you dreamed it would be,” said Laura Chipman, Ivory Homes’ design manager.
Ivory Homes continually proves why they are Utah’s Number One Homebuilder™ by giving buyers more locations, plans and options. For example, the company has introduced the new Ivory Smart Home system that allows buyers to upgrade their homes with an easy control and automation system that can be managed through a single app. This app
The Brinton at Watson Hollow is a two-story luxurious design leaving buyers with an impression of plenty of space and elegance.
allows buyers to control their thermostat, smart locks, lighting, doorbell cameras and so much more. Ivory will continue to push for housing affordability by introducing new affordable cottage homes starting from the 310s. These cottages are the perfect option for single-family living with a yard, two car garage and greater square footage than a row home. With Utah on the brink of facing a housing crisis due to population growth but a lack of affordable housing, Ivory Homes has made an extensive effort to seek out solutions to this problem. Through programs like Hack-A-House (a housing affordability hackathon)
and Ivory Innovations, an organization sponsored by Ivory Homes that seeks to find solutions to the housing affordability crisis, Ivory Homes has found solutions to make its communities available to middle-income families in Utah.
new top-of-the-line, energy efficient building options. One of the biggest ways Ivory maintains this score is by staying innovative and attentive through the construction process and going above and beyond local codes.
“We are excited to release these new cottages to the public,” said Clark Ivory, CEO of Ivory Homes. “This is the perfect place to buy your first home or start a family.”
Interested buyers can view these new modern designs by visiting one of Ivory’s 45 beautifully decorated model homes with locations stretching across the Wasatch Front, Tooele and Park City.
Along with these new innovations, with the purchase of a new Ivory Home, buyers can enjoy the luxury of their home while having the ability to save up to $1,200 per year in utility expenses. These savings come from Ivory Homes’
To view the latest catalog, visit www.ivoryhomes.com/ download. Megan McNulty is marketing project coordinator at Ivory Homes.
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Utah Community Builders Salt Lake Chamber
Opening More Doors: Neighborhood House offers safe place to learn, grow BY MAX BACKLUND
or 124 years, Neighborhood House has been serving hundreds of Utahns from age 15-months to 100 years old. Their education day care programs allow children a safe place to learn and grow, while their adult support services provide supervised care during the day to aging and disabled adults, allowing their families to have the support they need to work and be caregivers. “For our adult populations, Neighborhood House offers a service you can take advantage of that is going to support your family’s success in keeping your loved ones at home with you,” said Jennifer Nuttall, executive director of Neighborhood House. Nuttall has been with Neighborhood House as an employee for eight years, but she first came to know them in 2007 as a client. Nuttall was a newly single parent to two young children and in need of help when her neighbor suggested Neighborhood House.
“I was looking around, thinking ‘what am I going to do with my kids while I am at work?’ I just was so relieved to find a place
Children and adults at Neighborhood House’s intergenerational celebration of 2018 Veterans Day with music, history and the presentation of the American flag.
that cared about my situation,” Nuttall said. Not only does Neighborhood House provide a broad range of programs and services, but all of these are offered on a sliding scale to meet families where they are at. For hard-working families trying to make ends meet, these affordable services are in high demand. With a waitlist for their children’s services and an ever-growing elderly population, Neighborhood House has decided to expand to meet community needs. Over the next two years, they are building
brand new facilities on their existing campus in the 84104 zip code — Salt Lake’s most economically depressed zip code. The new facility will not only allow more families to be served but will also allow for more integration between the programs offered, like the intergenerational events between their elderly clients and the kids in the youth programs. Just this past Veterans Day, clients who are veterans were invited to showcase their medals and memorabilia, and Neighborhood House kids presented them with flags and
songs, thanking them for their service. “Children and adults get to interact, and it ends up being really beneficial for both groups,” Nuttall said. The new space will add new staff opportunities for Neighborhood House as they prepare to serve another 100 Utah families. Their commitment to providing quality programming for Utahns both young and old is what makes Neighborhood House a true Utah Community Builder. Max Backlund is the director of the Utah Community Builders Foundation.
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Designer Secrets Mountain Crest Cabinet 801-280-7070, mountaincrestcabinet.com
You’ll Have the Best Experience with Mountain Crest Cabinet At Ivory Homes, we work with Mountain Crest Cabinet, a company that offers custom cabinet options for customers. “We’re able to give a customizable experience with color selection for cabinets and custom hoods,” says Justin Hawkins, the lead designer at Mountain Crest. “The element of customization we bring to the process are things you wouldn’t ordinarily be able to do with other companies.”
Trends change with the season and our design experts at Ivory Homes suggest that you choose something you will love for a long time. When a buyer wants to rearrange their cabinetry, expand cabinets, or add more plumbing, Mountain Crest can accommodate those changes. Mountain Crest has the capability to help a home buyer create the kitchen of their dreams with endless amounts of options and designs.
Cabinets are among the first thing noticed in a home because of the many door styles, materials and paint colors.
When you build with Ivory, you will get the best cabinets in the business.
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Oakridge Park 801-727-1906 / West Jordan ivoryhomes.com
Build a Beautiful Home on a Large Lot from $360,000 Ivory Homes loves West Jordan and is excited to announce a new phase in Oakridge Park, one of our three beautiful communities in the area.
Settled right off of Bacchus Highway, this new construction community affords 8000 South 6700 West mountain views and easy commute times. In half an hour, you can be touring downtown Salt Lake City or exploring Thanksgiving Point in Lehi. If you’re West Jordan, Utah looking for nearby shopping and dining, Jordan Landing is a quick 10 minutes from $360,000 away and houses Target, Kohls, Old Navy, and other specialty stores in addition Call us at 801-727-1906 to a Cinemark Theater and over 30 dining options. Outdoor fun is right around the corner at Ron Wood Memorial Park. This stunning park features baseball diamonds, soccer fields, playgrounds, trails and a splash pad area for those hot summer days. Ivory Homes is known for building beautiful homes in beautiful locations, and Oakridge Park is no exception. With great prices and Ivory’s amazing product, you really can’t go wrong. Give us a call today and let us build your new home!
BUILDINGUTAH.COM / JANUARY 2019 / 23
1625 TRADITIONAL (LOT 204) RAMBLER TWO-CAR GARAGE
1825 TRADITIONAL (LOT 206) RAMBLER THREE-CAR GARAGE
1700 CRAFTSMAN (LOT 208) RAMBLER THREE-CAR GARAGE
BEDROOMS: 3 BATHROOMS: 2 TOTAL SQ FT: 3,337
BEDROOMS: 3 BATHROOMS: 2 TOTAL SQ FT: 3,760
BEDROOMS: 3 BATHROOMS: 2 TOTAL SQ FT: 3,459
2200 CRAFTSMAN (LOT 205) TWO-STORY TWO-CAR GARAGE
2000 COLONIAL 2 (LOT 207) RAMBLER THREE-CAR GARAGE
1550 TRADITIONAL (LOT 209) RAMBLER TWO-CAR GARAGE
BEDROOMS: 4 BATHROOMS: 2.5 TOTAL SQ FT: 3,935
BEDROOMS: 4 BATHROOMS: 2.5 TOTAL SQ FT: 3,760
BEDROOMS: 3 BATHROOMS: 2 TOTAL SQ FT: 3,243
24 / JANUARY 2019 / BUILDINGUTAH.COM
Prime Locations, Beautiful Neighborhoods Ivory knows location is a top priority when it comes to buying a home. As Utahâ€™s Number One of the best properties in the state. Having over 70 stunning locations to choose from in the most desireable areas
Country Fields Torino Model 3060 N. 1100 W., Pleasant View 801-648-7191
Emerald Grove 1600 E. Cherry Lane, Layton 385-888-7065
Oakmont Estates 1175 E. 2750 N, North Ogden 801-648-7191 Ward Farms 1825 Traditonal Model 1845 N. 900 E., North Ogden 801-655-5000 Thoroughbred Crossing 200 E. Larsen Lane, Harrisville 801-476-8888 Tuscan Estates Carlisle Model 1352 E. 5500 S., South Ogden 385-226-6912
across the Wasatch Front.
Ivory is selective about the
Carlisle Traditional Model 2283 N. Snowy Crane Dr., Clinton, 801-985-5555
neighborhoods in which we choose to build. Neighborhoods are thoughtfully designed to be close to schools, convenient to shopping, recreational facilities, and accessible to major thoroughfares.
Monarch Meadows 2500 W 1300 N Clinton 801-985-5555 San Melia 2259 W. 700 S., Syracuse 801-985-2200 Monterey Estates 3000 CC model 1552 W. 400 S., Syracuse 801-655-5000 Ellison Park Whitmad Trad Model 1842 W. 950 N., Layton 801-440-0880 Evergreen Farms Edison Lakefront Model 620 S. 1700 W., Layton 385-888-7065
To see all our locations and home designs, visit ivoryhomes.com
Apple Blossom Estates 75 S. Angel St., Kaysville 385-888-7065 Monte Bella San Marino Model 1223 Rigby Rd., Kaysville 801-447-4141 Farmington Hollow 1800 N. Stayner Dr. Farmington, 801-447-4141 Silver Hollow 1775 W. 1800 S., Farmington 801-447-4141 East Brentwood Estates Sorrento Traditional Model 1693 N. 400 W., Farmington 801-544-3645 Davis Creek 475 W. Glovers Ln., Farmington 801-226-6734 Eastwood Cove 57 W. Glovers Lane, Farmington 385-226-6734 Stonebrook Farms 200 E Lund Ln. Farmington 801-544-3645 East Orchard 200 Penman Ln., Bountiful 801-544-3645
TOOELE Stansbury Place 1550 Traditional Model 5893 N. Lafayette Dr. Stansbury Park 801-655-5000
Sagewood Village Blvd & Montauk Ln Stansbury Park 801-655-5000
EAST SALT LAKE Pheasant Cove 1978 E. Olympus Point Dr., Holladay, 801-821-3641 Watson Hollow Brinton Traditional 2905 E. Denmark Dr. Cottonwood Heights 801-821-3641 Pepperwood Creek 11000 S. Wasatch Blvd., Sandy, 801-523-2200 By appointment only Pepperwood View 2019 E. Pepper View Cir., Sandy 801-523-2200 Rivermark 1100 Manfield Way Draper, 801-270-4282
WEST SALT LAKE
Oakridge Park 3000 Traditional Model 8036 S. Hayden Park Street, West Jordan, 801-727-1906
NORTH UTAH COUNTY
SOUTH UTAH COUNTY
Ivory Ridge Edison Traditional Model 762 W. Ridgeline Dr., Lehi 801-766-4800
Hyde Point Revere Traditional Model 7119 W. Jayson Bend Dr. West Jordan, 801-727-1907
Eagle Cove Hamilton Traditional Model 1400 E. Canyon Rd. Spanish Fork 801-794-2000
Vivian Estates Model Home Coming Late 2018 600 E. 2600 N., Lehi 801-753-7300
Union Meadows 1600 N. Main St., Mapleton 801-262-3172
Echo Ridge 2500 Traditional Model 9464 S. Michael Robert Ln. West Jordan, 801-655-5000
White Pine 675 E. 300 N., Alpine 801-766-8888
SUMMIT / WASATCH
Daybreak Heights 10987 S. Gresham Dr. South Jordan, 801-253-6400 Garden Park at Daybreak Garden Park 55+ Community 1139 Jonagold Dr. South Jordan, 801-254-6090 Garden Park Lakeside 10967 S. Kestrel Rise Road South Jordan 801-253-6090 Sterling River 1036 W. Meeks Dr., South Jordan 801-964-2000
Ivory Crossing Murray Cove 11028 Olive Point Court 5872 S. Murray Hollow Lane, South Jordan, 801-446-4802 Murray, 801-727-9196 Midas Crossing Park Vista 11759 2480 W., Riverton 6994 W. 4075 S., 801-821-3652 West Valley City Juniper Estates 801-282-6298 Montclair Traditional Model Sommerglen Heights 6432 Hollister Way S., Herriman at the Highlands 801-503-4752 DaVinci Lakefront Model 7423 S. 5680 W., West Jordan Cove at Herriman Springs 6979 Rose Canyon Rd 801-662-0408 Herriman 801-503-4752
Holbrook Farms 2514 N. Circle C Way, Lehi 801-766-1011 Holbrook Cottages 3 Unique Models 3363 W Lazy J Lane, Lehi 801-766-1011 Overland Carlisle Prairie Model 6344 North Vernon Dr. Eagle Mountain 801-664-3033
CENTRAL UTAH COUNTY Anderson Farms 1350 Traditional Model 1614 W. Maple Shade Lane Lindon, 801-763-7222 Avalon Hills Cottages 911 E. 800 S., Pleasant Grove 801-839-9898 Manila Creek Hampton Model 2850 N. 4000 W., Pleasant Grove 801-226-4322 Broadview Shores Galileo Lakefront Model 1398 N. 3250 W., Provo 801-878-3141
Deer Creek Estates 300 E. 300 S., Midway 801-456-7862 Park City Heights 2373 Ledger Way, Park City 435-640-8042
ST. GEORGE/ WASHINGTON Casitas at Sienna Hills Mancini Model 985 N. Casitas Hill Loop, Washington 866-486-7948 The Terraces at Green Springs 1094 W. Wiltshire St., Washington 866-486-7948 Aspen Estates Avanti European Model 3017 E. 2930 S., St. George 866-486-7948 Hidden Valley Valiano Model 3627 S. Athens Dr., St George 866-486-7948