Barrie and District Home & LifestyLe Guide Volume 27, issue 13
100 Acres of Prime Rolling Hills
Township of Oro Medonte See page 6 for more details
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JAMES F. H. BARNES Broker of Record Watersun Realty Inc., Brokerage 1-416-606-9074 JFHBarnes@gmail.com
2843 Purvis Street, Innisfil - $1,198,700
36 Shanty Bay Road, Barrie - $989,700
LOCATION, LOCATION... Waterfront property located on a dead end street. 1st time offered for sale in 34 years. 4 bdrm home with stunning views, multiple decks, dock, double garage. 2280 Sqft plus partially fin bsmt. Original builder plans, main fl office, main fl bdrm, upstairs laundry, walk out to 2nd tier deck. Lots of parking, quiet area, in ground sprinklers. Wood Fp in bsmt, gas Fp on main floor, natural gas BBQ. Perfect home to redecorate to your own taste, and make your own!
Stunning property on a 128 ft x 204 ft lot. 1/2 plus acre property, 3100 Sq ft, 4 bdrm, 2 storey/unspoiled attic & bsmt. A rare find in the historical neighborhood of Kempenfelt Village. Close to Johnson's beach, Barrie Yacht Club & North shore trail. Replaced infrastructure since 2003 (roof 2009), all wiring, plumbing, forced air natural gas heat, 2 furnaces, 2 A/C, 4 gas FP. 24 ft X 38 ft shop with 10 ft door. All front decks/sunrooms are southern exposure views. Min from downtown, schools, RVH, Georgian College, public transit, plaza, groceries... CHECK IT OUT!!! Listing agent is owner.
713 Ambroise Cres, Milton - $615,000
50 Booth Lane, Barrie - $614,700
Location, Location, Location With In Coates Walking Trails, 1585/2195 Sqft Freehold Townhome... 3 Bedrooms, Upstairs Laundry, Master Ensuite, Fully Finished Bsmt, Nice Sized Yard, Quiet Neighborhood, Freshly Painted Throughout, Main Floor Office (Is Dining Room), Inside Entry From Garage, Move In Ready, Great Investment Or First Time Buyer Home, Close To Shopping, Schools, Parks, Transit, Library, Community Centre, Bsmt (2014), Kitchen Appliances (2018)**** EXTRAS **** Rental: Hot Water Heater
New Subdivision, Grandview Built Bristol Model 1670/2170 Sqft Finished, Featuring 4 Bedrooms Total (3Up + 1Down) , 3 1/2 Baths, Stylish Upscale Kitchen W/S/S Appliances, Garden Doors & Quartz, Living Room W/Hardwood Floors & Gas F/P. Master Retreat W/4Pc Ensuite & Wic. Spacious Single Garage. Beautiful Landscaping. Paved Drive, Fully Fenced Lot, Extra Large Deck/Storage Under, Nothing Left To Do, Move In Ready... Check It Out The Difference Quality Makes!!!
3428 Timberline Avenue, Cumberland Beach - $548,700
3430 Timberline Avenue, Orillia - $508,700
South Shore Homes to be built. Open concept 2077 Sq ft, 3 bdrm, 2 storey home featuring main floor laundry, master ensuite, engineered hardwood in main living space, broadloom bdrms. Attached double car garage including inside entry. Close access to lake Couchiching, Casino Rama, 5 minutes from Orillia on a newly paved road with municipal water & sewer, hydro, natural gas & all offered internet services available. Options available & finishings can be picked at this time. Builder is Tarion registered. Call today for details. Taxes not assessed on new home build. ... CHECK IT OUT!
South Shore Homes, to be built. Open concept 1457 Sq ft 3 bdrm bungalow featuring vault in living room, main floor office, main floor laundry, master ensuite, engineered hardwood in main living space, broadloom in bdrms. Attached double car garage including inside entry. Close access to lake Couchiching, Casino Rama, 5 minutes from Orillia on a newly paved road with municipal water, sewer, hydro, natural gas & all offered internet services available. Options available & finishings can be picked at this time. Builder is Tarion registered. Call today for details! Taxes not assessed on new home build... CHECK IT OUT!
.ca Sales Representative
B.J. Roth Realty Ltd., Brokerage Independently Owned & Operated
Cheryl Ferguson Sales Representative DIRECT
705-796-HOME (4663) FergusonSells@hotmail.com
OVER 1,200 SQ FT HOME located on a private court. 2 Bedrooms, 1 1/2 bath, wheelchair ramp installed, beautiful sunroom. Located in area with lots of activities. Text R1051273 to 52187
Sales Representative DIRECT
B.J.Roth Realty Ltd., Brokerage
Each office is independently owned & operated
BEAUTIFUL MIDHURST HOME ideal for the larger family. 6 Bedrooms, 3 Baths located on a beautiful street with mature trees and walking paths close by. Over 620 sq ft of deck overlooking the fenced yard. Move in ready. Text R1051274 to 52187
2 STOREY, 4 + 2 bdrm home located in Southend Barrie. Sun-filled rooms and low-maintenance landscaping within a fully fenced yard. Over sized kitchen with stainless steel appliances, plenty of cupboards & storage. Fully finished basement complete with a 2 bdrm in-law suite with a new kitchen. Freshly painted throughout. Schools shopping & bus routes nearby. TextRBBFLKG to 52187
BEAUTIFUL WATERFRONT CONDO OVERLOOKING WHITE'S BAY. Three bdrm, two baths, open concept main floor allows for Stunning Water Views from all rooms. Kitchen features plenty of cupboards, granite counter top & breakfast bar. Cozy fireplace & warm colours make it an oasis to relax & enjoy. A quick drive to Blue Mountain for year round activities. TextRBBJCVQ to 52187
Merry Christmas! All the Very Best for 2019! NOW AVAILABLE
www.homesbydaycor.com â€¢ Barrie, ON Tel: 705.792.0580
Matching People with Properties
Cindy Albrecht Sales Representative
Sutton Group Incentive Realty Inc., Brokerage 705.739.1300
VIRTUALLY TWO HOMES IN ONE Half an acre with very-affordable taxes. Circular drive=lots of parking. Detached garage/workshop. Five bdrms (2+3) & two huge baths & two custom kitchens. Bright, clean & freshly-painted. High-eff forced-air gas & central air. Most windows new. New shingles in 2014. Fridge X2/Stove X2/(Portable) Dishwasher X1/ Washer & Dryer/window coverings & related hardware/Septic: 'Aquarobic' System $500/Yr Maintenance Contract. Well:124' Sand Point Artesian. MLS 30696244
NEW ROOF & EAVES TROUGHS 1 acre oasis guarantees tranquility & seclusion. Super efficient (on-demand) hot water heating system, heated tile floors & maple hardwood through-out (no carpet!). 4 Bdrm, 4 bath home on a well traveled road in beautiful, central Oro-Medonte! MLS 30697561
COME HOME TO FAMILY-ORIENTED INNISHORE Super neighborhood with easy access to trails/parks/shops/dining/Go Train & walking distance to Lake Simcoe. Nearly 3000 sqft, open-concept, all-brick home offering 4 beds, 3 baths & many exec features: 9' ceilings, 18' ceiling mnflr family room, FP, custom built-ins & crown moulding. Main fl laundry. New SS appli, new high-eff furnace, new AC and so much more. MLS 30691734
TURN-KEY HOME IN GREAT NEIGHBOURHOOD Large private & fenced yard backs onto trail system, steps to Morbay park. Double concrete drive, covered porch with swing! Big & bright kit with new S/S appliances. Main floor power rm. Master suite has walk in closet with window & 3 pc ensuite. 2 more good-sized bdrms share 4 pc main bath. Lower level offers fin office/den or 4th bdrm & huge potential (unfin 14X11 & 8X14) & bath rough-in. New furnace & AC. MLS 30691737
ULTRA MODERN, LOW MAINTENANCE LIFESTYLE of the Junction. North Barrie's newest condo. 9 ft ceilings, 3 bdrm, 2 full bath, 1244 sq ft, 3rd floor corner unit. Open concept kitchen, quartz counters, island/breakfast bar, pantry & 4 Whirlpool appli. Designer lighting throughout. King sized master with ensuite & WI closet. Insuite laundry with full sized front loaders. Easy access to Hwy 400. MLS 30695138
ONLY STEPS TO LAKE SIMCOE Highly sough-after neighbourhood with child friendly swimming beach & only a short drive to Mara Provincial Park & amenities of Orillia. Large 66' X 165 lot. New roof shingles in October 2018. Paved double drive (parks 6). High efficiency forced-air gas furnace & central air conditioning. Finished garage with newer door, auto door opener & inside entry. Big breezeway-style foyer. Large family room with gas fireplace & above grade windows. Hardwood floors in living & dining. MLS 4285791
See the VIRTUAL TOURS @ www.cindyalbrecht.com
DIRECT: (705) 721-3421 â€¢ CELL: (705) 790-3593 Stella@BarrieAndAreaHomes.com Each Office is Independently Owned and Operated. Not intended to solicit properties or individuals currently under agency contract.
GREAT FAMILY NEIGHBOURHOOD quiet crescent offers this roomy 4 bedroom plus den, 2 1/2 baths. Main floor family room, fireplace, bright eat-in kitchen with walk out to fenced yard and on ground pool. Perfect home for family and friends. $524,900 Text RBBYDGL to 52187
LOCATED IN TALL TREES SUBDIVISION Walk to schools, shopping, easy access to hwy. Roomy split entry bungalow has 2 floors finished, 2 + 2 bedrooms, 2 baths, 2 kitchens, updated throughout. Enjoy this home and the potential of income. $484,900 Text RBBGGHT to 52187
COMING SOON! Ground floor two bedroom condo, updated kitchen, maple floors (under carpets). Abundance of windows, large deck. Convenient South end location. Call today for details! Text RBBZDJN to 52187
Page 6 - Moving? For a Free Book Call 1-800-841-3401 - Vol. 27, No. 13
ON THE COVER & RealEstateBook.com • LOCAL PRINT • WEB & MOBILE • SOCIAL • DIRECT MAIL Scan QR Code to shop homes from your mobile phone!
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REDUCED to $875,000 100 Acres of Prime Rolling Hills A rare opportunity to own acreage close to Hwy 400 and Mt. St. Louis Rd. Minutes north of Barrie. Build your Dream estate. With possible income from 70 acres cash crop ready land. Overlooks the town of Hillsdale, and area of large estates and horse farms. Get out of the city and into the country. A must see it to truly appreciate - treed with scenic hills and ravine. Find aerial video on https://youtu.be/i8MuDtsThkk Text R916583 to 52187 For additional information on this home or other listings please contact:
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JAMES F.H. BARNES Broker of Record
Facebook.com/RealEstateBook Twitter.com/RealEstateBook Blog.RealEstateBook.com 1550 North Brown Road Suite 155 Lawrenceville, GA 30043 678.568.2166 www.newpoint.media
email@example.com Direct/Text: 905 724 0717 www.wendysmall.com
firstname.lastname@example.org Direct/Text: 705 791 6811 www.JennyTaylor.ca
CONDO LIVING! The search is over - this is the one! Beautiful designer kitchen w/quartz counter tops. Attention to detail throughout home. Over $80K in updates already done for you. New windows, new roof, new hdwd & baseboards on main level, new "Waterfall" staircase. Prof fin lower level, w/electric f/p. Beautiful home! Text RBBWSGX to 52187
FOR LEASE Beautiful 2 Bedroom, 2 Bath, 2 Parking Space Condo With Views Of Kempenfelt Bay and magnificent sunsets off the balcony. Awesome Location - Close To Shopping, Restaurants & Other Amenities. Quick Drive To Go Station. On Site Indoor Pool, Hot Tub, Sauna, Exercise Room, Library & Party Room. Text RBBWMCN to 52187
Peace & Quiet Beautiful Timberframe home sits on 8.74 Acres. Mature trees, gardens & 2 streams surround home. Panoramic view of the unique paradise. 3 Bdrms & 3 Baths, 21' cathedral ceilings & lrg windows allow for an abundance of natural light. BONUS Sep 800 Sq Ft In-Law Suite, Lrg insulated workshop & a 29' X 40' shed. Text R1051243 to 52187
Home shows Pride of Ownership! Stunning 4 brm, 3 bthrm, 2130 sq ft home + fin bsmt in desirable neighbourhood of Alliston. Bright, open main floor features maple hrdwd flooring & staircase. Upgraded eat-in kit with w/o to fenced backyard. Spacious living room & dining rooms. Mbrm 4 pc ensuite & w/I closet. 31'x109' lot overlooks pond. Text R1051233 to 52187
LOCATION, LOCATION! All brick 3 bdrm, 3 bath home in sought out neighbourhood of Innisfil Shore! On a quiet crescent, close to shopping, parks, schools, Go Train. Premium lot allowing for spacious back & side yards. Open, bright main floor with f/p & w/o to screened gazebo. Inside entry from garage. Spacious master, 4 pc ensuite & w/i closet. Text RBBWSGV to 52187
Wishing everyone a safe and healthy holiday season.
Merry Christmas from our homes to yours
Sales Representative email@example.com Direct/Text: 905 724 0714 www.wendysmall.com
Sales Representative firstname.lastname@example.org Direct/Text: 705 791 6811 www.JennyTaylor.com
$599,900 Beautiful, all brick home in sought out south-east Barrie Innis-Shore neighbourhood - close to amenities, excellent schools and Go Train. Bright main floor offers upgraded kitchen with eating area, breakfast bar and appliances, living room with cozy fireplace and family room. Inside entrance from garage. Walkout to screened gazebo and fully fenced, landscaped backyard. 3 spacious bedrooms and loft area. Master bedroom 4 pc ensuite with Jacuzzi tub and walk in closet. Home sits on premium pie shaped lot allowing large backyard and room between neighbours. Come see for yourself! Text R1039313 to 52187
THE PROS AND CONS OF REVERSE MORTGAGES IN CANADA The topic of reverse mortgages is one that has come to the forefront in recent years. With many retirees tapping out their RRSP savings, or not wanting to downsize in their later years, the idea of refinancing their existing home is gaining in popularity. WHAT IS A REVERSE MORTGAGE? A reverse mortgage is for those over 55 who have enough equity in their home and want to keep living in it. They can get from 20 to 50 per cent of a home’s value depending on their age, location, existing secured financing and property type. HomEquity Bank’s Canadian Home Income Plan (CHIP) is Canada’s only widely available reverse mortgage. But applicants can apply for one through banks, mortgage brokers and financial advisers. Globe and Mail, Paul Attfield, May 12, 2018 For homeowners over 55 looking for extra income and who plan to continue living in their homes for many more years, it may be an option worth exploring.
PROS The most common myth about reverse mortgages is that the homeowner will lose all the equity in their home. This is simply not true. When taking on a reverse mortgage, homeowners are provided with a schedule showing how the equity in their home is expected to grow over time using three possible growth scenarios. The estimates are conservative and they may see greater growth than what is predicted. The advantage of a reverse mortgage is that borrowers are not only protected from a rise in interest rates but also from a decrease in property value, which means that you won’t be required to compensate for any shortfall. Borrowers can receive the loan in a lump sum, or take monthly payments, and you will never owe more than the appraised value of your home. Although you can start repaying the mortgage while you are still living there, you are not required to make repayments while you are still alive or until you move or sell the home. You will never be forced to leave your home. Concerning other forms of income, one of the main advantages of a reverse mortgage is that it offers taxfree income, so it does not affect benefits such as Old-Age Security or Guaranteed Income Supplement. “There are many myths out there about CHIP reverse mortgages,” says Clyde Bryant, Mortgage Broker and Owner of Mortgage Alliance - Main Street Mortgages in Woodbridge. “We will always talk to any concerned family members for you as part of our reverse mortgage process. It is essential that you take your time and are comfortable with this decision.” Contrary to popular belief, there are minimal fees to set up a reverse mortgage. Costs include a property appraisal, legal and administrative fees. If you are considering a reverse mortgage, you can budget about $300 for the appraisal, that’s it. The remaining fees are netted off the mortgage. If your home increases in value during the subsequent years and you require access to even more loan proceeds, you may consider refinancing your reverse mortgage. After the loan is repaid, any remaining equity belongs to you or your heirs.
CONS The biggest concern for adults taking out a reverse mortgage is that as home equity is used, there will be fewer assets available to leave behind to loved ones. Although you can still leave your home to your heirs, they will have to repay the loan balance – often by selling the house. Since interest on the mortgage accrues so as long as homeowners do not make payments on the loan, early repayment can come with penalties. As Clyde explains, a reverse mortgage loan becomes due and must be repaid when a “maturity event” occurs, such as the last surviving borrower (or non-borrowing spouse meeting certain conditions) passes away, the home is no longer the borrower’s principal residence, or the borrower vacates the property for more than 12 months for medical reason or 6 months for non-medical reason. The loan will also become due if the homeowner fails to meet other loan obligations, which include paying their property taxes, insurance, homeowners association fees, and maintaining the property. Each calendar year, you will be required to certify in writing that you occupied your home as your principal residence. Note that the home will not be considered your principal residence if you are absent for a majority of the year for a non-medical reason, or you are absent for more than 12 consecutive months for a medical reason. If you have a co-borrower, your co-borrower can continue living in the home, and the loan will not become due even if you die or move out of the home. (https://www.consumerfinance.gov/)
e Achterm By Julie
S G N I H T
ERED NOT COV OME H ON YOUR E POLICY C INSURAN
As a homeowner, it’s important to understand what may not be covered under your Home Insurance Policy. Many people assume they are covered for situations, when in fact, they are not. Also, let’s face it, how many of us read our insurance policy? For most Home Insurance Policies in Canada, here is a synopsis of what is likely not covered. To be sure, please check your policy or call your Insurance Broker.
Earthquakes are considered a catastrophic event and are excluded from your policy along with earth movement, which includes earth shifting and sinkholes. While these occurrences are not typical to Canada, some companies do offer earthquake coverage for an additional premium, and the deductible is typically quite high. Flood or overland water is excluded from your policy. However, most companies do offer coverage depending on where you live. If you live close to a lake, river or floodplain, it will be more difficult to qualify for this coverage. If you do purchase flood coverage, it still does not include any coverage for groundwater that seeps through your basement floor or walls.
FREEZING OF INDOOR PLUMBING
If your plumbing freezes as a result of being away and you did not have someone checking your home every four days, most policies would not cover the cost of repairs. Most homeowners are not aware that being on vacation or otherwise away from their home during the winter months requires that someone visit your home to check your furnace and ensure water pipes are not frozen. If you are away for less than four days, the exclusion does not apply.
DAMAGE CAUSED BY BIRDS, INSECTS OR PESTS
Generally, damage caused by “pests” is not covered by a standard home insurance policy. The removal of any of these animals is also not covered. Since infestations and the resulting damage are usually considered matters of home maintenance, the responsibility falls on the homeowner to pay for repairs or pest control measures.
A VACANT HOME
If you leave your home for 30 days with no intention to return to it (for example, you bought a new house and put your old one up for sale), there is no coverage after 30 days. Most insurance companies will offer limited coverage; however, you must notify your insurance before leaving it vacant. Insurance companies view vacant homes as ideal targets for arsonists, vandals and thieves as no one is there to check on the house.
If you suddenly find a mold problem in your home, forget calling your insurance company. The development of mold means, according to your insurance company, that you were not maintaining your home correctly. You will have to pay for any repairs yourself, regardless of how the mold developed.
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We have 35 years of experience handling all aspects of real estate for Clients in Barrie and the surrounding communities.
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The gift of love. The gift of peace. The gift of happiness. May all these be yours at
BRAND NEW 4 BDRMs DETACHED HOUSE FOR SALE IN BARRIE
EXPERIENCE YOU CAN TRUST!
$649,900 1.800.383.3980 | 705.737.7008 | email@example.com
The opportunity is knocking at desirable established area in fast growing Barrie! Bright, spacious and inviting 4 bedrooms 2,5 washrooms home 2019 sq.ft. Open Concept Main floor offers 9' Ceilings, porcelain tiles and hardwood floors, Oak Staircase With Metal Pickets, Chef's Kitchen With Quartz Countertops, Large Kitchen Island, Pot Lights, Moen Faucets and more... Worth to see today! Text RBBJCYD to 52187 PANORAMIC VIEWS ON 15 ACRES
Anna Hvalov Sales Representative
D.705-300-0029 C. 647-608-5958 I O. 416-495-4061 firstname.lastname@example.org
A rare find! Bright and airy log home on a superb lot. Mixed bush, open areas and many tree and wildlife species abound. Large shop/barn. Excellent location south west of Barrie. Call Hugh for details. Text RBBHQKR to 52187
3 BEDROOM HOME across from Siding Lake with a 3 BEDROOM , 2 bathroom log home or cottage with nice yard and numerous outbuildings. $319,900 MLS 323 feet of waterfront and 3.76 acres. $399,900 MLS 153887 159200
3 BEDROOM, 2 bathroom home or cottage with NICE LOCATION, for anyone wanting to be close to public water access walkout basement and hard packed sandy bottom or ATV/Snowmobile trails in Kearney being only 150 M from a boat launch and swim area. Many recent upgrades. $185,500 MLS 144794 shoreline. $410,000 MLS 153874 Call, text or email Wyatt to see what your property is worth in todayâ€™s market OR for more info on these or any other listing.
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Bus: (705) 737-0011 Cell: (705) 791-1374 1-800-367-2037 E-Mail: firstname.lastname@example.org
Town & Country Properties Div.
$455,000 “THE ROXBOROUGH”- Distinct condo living in a prestigious building. Steps from Kempenfelt Bay & all the amenities of downtown. Luxury 2 bdrm/ 2 bath suite featuring 9’ ceilings, corian counters in kit, hardwood/ceramics, in-suite laundry, WO to enclosed ground floor patio. Guest suite, 2 parking spots, storage, BBQ area & gazebo. Text RBBYWVQ to 52187
$498,000 HO! HO! HO! In the heart of Allandale you will find this circa 1910 solid brick character home. Bright kit with center island. Mn flr den (or bdrm) with 3 pc bath. Formal DR/LR w/gas FP. Three bdrms up with full bath. Enclosed sunporch accessed by master. Unspoiled bsmt & 3rd level awaiting your touches. Text R992693 to 52187
$1,089,000 HANG YOUR STOCKINGS! 25 acre beauty boasts a custom built 1 1/2 storey cape cod abode. Large eat in kit open to family room w/ gas FP & walk out to wrap around veranda. Four spacious bdrms, 3.1 baths. Walk out basement. Oversized attached garage w/inside entry. Outbuilding (barn) is 40'x104'. So many possibilities. Text RBBFLNJ to 52187
$1,799,000 YULE LOVE IT! Rare opportunity to own 102’ waterfront within city limits. Custom built beauty (4000 sq ft) each room with spectacular views. Granite FP & 3 walk outs. There is an in-law complete with sep entrance. If this is not enough, consider the cottage at water’s edge (self contained 2 bdrm-w bath). Text RBBFLMZ to 52187
$429,900 WRAP IT UP! In a super south end location, you will find this great three level backsplit with 3 spacious bdrms & 1 1/2 baths. Open concept main floor kitchen and dining area. Living room has gas fireplace and walk out to fully fenced yard. Unistone front walkway. Inside entry from garage. Commuters dream. Text RBBYNVV to 52187
$468,000 SANTA'S FAVOURITE in a super location close to hospital, college, shopping, hwy access. Lovingly maintained with fenced rear yard and lovely landscaped lot. Eat-in kitchen w/pantry. Mn flr family room has gas FP & walk out to newer deck. “L” shaped living/dining rooms. Fin Bsmt. Perfect choice for your family memories. Text RBBFLNH to 52187
$850,000 HOLIDAY TRADITION! outstanding inside & out! Streams of sunshine enhance this superb country sized well equipped kitchen w/ island. Hardwood flooring thru-out main level. 4 + bdrms upstairs, as is laundry. Midway between Barrie & Orillia. Walk to lake, trails, biking. Text RBBFLMW to 52187
$788,800 ELVES' ENVY! Minutes to all amenities, with the privacy and space of country living. The best of both worlds. All brick 2 storey with over 3000 sq ft living space. Lovely treed lot (165’x185’). Three spacious bdrms, 3.1 baths. Finished lower level, 9’ ceilings, crown moldings, hardwood, ceramics, inground sprinkler & greenhouse! Text R953665 to 52187