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Bradford’s Weekly Newpaper Magazine

Bradford

Journal

VOL. 171 NO. 33 BRADFORD JOURNAL/MINER THURSDAY, AUGUST 23, 2012 www.bradfordjournal.com $1.00 Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

Grotto Prophets Report Very Good Annual Show Gives One Last Look

Bradford Journal Photo Bradford Journal Photo Pennsylvania Free Masons, congregate near the reception table during this year’s Orak Grotto Bradford Gun Show held at the Masonic Center, August 19th. From left to right are Ron Thompson, Dave Lechiara, Michael Matto, Denny Wineberg, and Tim Weaver. According to Dave, most of the vendors reported good business activity and the gate was up from last year, “It was a really good show.”

At the end of this year’s Orak Grotto Bradford Gun Show, held at the Masonic Center, August 19th, Pete Peckyno gives us a last look at one of his display cases before loading up. On the left, long-time Free Mason, Bruce Sherwin, one of Pete’s Masonic brothers looks up for the camera.

Guys Say, “Good Food For Any Reason.”

INDEX

Bradford Journal Photo Looking up from their little feast at Tasta Pizza, the evening of August 20th are, (from the left clock wise around the table), Mike Miraglia, Nick Morris, Garrett Newhouse, and Anello Sorci. They tell us they’re long time Tasta Pizza people. This is where they’ve been going for years for good food for any reason.

Local News/Weather 2 Comments & Opinions 3 Obits 4 Social News 6 Country Fair Schedule 9 Comics 13 Classifieds 15 Crossword Puzzle 16 Bradford Journal P.O. Box, Bradford, PA 16701 www.bradfordjournal.com Phone: 814-465-3468

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Page 2 Bradford Journal & Miner Thursday, August 23, 2012

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LOCAL NEWS It’s A Matter Of Opinion... Guest Columnist “Interest on National Debt ” -by Bob Perry The National Debt as of July 2012 was $15,874,365,457,260. What is anyone doing to stop its increase? The interest on the National Debt is averaging $1,392,101,894 per day and would be near $508,000,000,000 for the year ending September 2012. With the population being 314,159,265 as of August 14, 2012 and crunching the numbers I have come up with an average of interest per person at $4.30 per day or $1,570 per year. The CBO has estimated the interest cost in 2013 to be $600,000,000,000. The interest rate on the National Debt is around 2.2% and be prepared for a shocker when, not if, the rate increases and could easily double in the near future. If this happens the interest alone on the National Debt would exceed $1,000.000.000.000 (one trillion) and where would we be? With the Debt soon to top $16 trillion we are becoming insolvent because we cannot even pay down the debt. After all we are borrowing 40 cents on every dollar we are spending. The ‘real criminals’ in Washington are doing nothing collectively to resolve the issue with the un-trust and unrest of the citizens growing. It’s as though those who are controlling what is happening, or not happening, are hoping for the financial collapse of this country. This is an election year and I have a measured confidence that corrections will be made in who is leading the Judicial, Legislative and Executive Branches of our government. Surely it cannot continue on its current course. Vote wisely.

Local Members Attend 4-H Achievement Days Two members of the McKean County 4-H clubs attended 4-H State Achievement Days at Penn State University. Samantha Hezlep of the McKean County 4-H Wranglers, competed in Horse Judging, Senior Division. Stephanie McFall of the McKean 4-H Teen Leadership Club, participated in the Leadership Track. Ann Dunkerton, 4-H Extension Educator, assisted with the Tractor Driving contest and Kelly Davis, 4-H Program Assistant, worked with the Horse Judging contest and led a Team Building workshop for the Leadership Track. In addition, four McKean 4-H members entered posters in the State Achievement Days contest. Emily Miller received a blue ribbon in the junior division and a third place overall. Courtney Shonts received a red ribbon in the senior poster division. Kyley Weaver received a white ribbon in the senior division and Hannah Wareham received a white ribbon in the junior division. All of the poster winners are in the Krazy Kritters & More 4-H club. Prior to the day of competition, more than 500 youth and adults gathered in the Agricultural Arena to participate in Service Learning projects—creating birthday packs and cards for food banks, foot care packages for soldiers, back to school survival packs, blankets of hope, and collecting 100 gifts for 100 kids. Extension Director, Dennis Calvin, and State 4-H Program Leader Christy Bartley, scooped bowls of the Creamery’s special new flavor, 4-H Centennial (Oreo cookie/mint) ice cream. Congressman Glenn Thompson made a few remarks, giving a special acknowledgment of the McKean delegation with whom he had enjoyed a conversation about our recent storms. State 4-H Achievement Days concluded with the induction of new members into the 4-H State Council. McKean County 4-H clubs are proud to announce that Stephanie McFall of the McKean 4-H Teen Leadership Club was chosen as one of two county representatives for this

council. Stephanie received two blue ribbons for her work in the Leadership Track. The McKean County 4-H program is Penn State Extension’s youth development program and is committed to affirmative action, equal opportunity, and the diversity of its workforce. To find out how to get involved with this program, contact the McKean County Extension Office in Smethport.

Displays Antique Rifle

Bradford Journal Photo Tom Moore with Spectacular Sports, a guns and ammo dealer in Frewsburg, NY, displays one of his pieces, August 19th, during the Orak Grotto presentation of The Bradford Gun Show, a 30/40 Krag 1898 rifle produced at the Springfield Armory. He tells us that this antique U.S. Army rifle hasn’t been modified and is in its original condition.

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THE BRADFORD AREA 5-DAY WEATHER FORECAST

Thursday, Aug. 23: Sunny and warm today with a high of 79°. Thursday Night: Mostly clear and cool tonight with an overnight low of 55°.

Friday, Aug. 24: Sunny and a little warmer today with a high of 80°. Friday Night: Partly cloudy and warmer tonight with an overnight low of 59°.

Saturday, Aug. 25:

Sunny and warm today with a high of 81°. Thursday Saturday Night: Partly cloudy and warm this evening, becoming mostly cloudy tonight with a low of 61°.

Sunday, Aug. 26: Mostly sunny and a little warmer today with a high of 82°. Sunday Night: Mostly cloudy and cooler tonight with an overnight low of 56°.

Monday, Aug. 27: Mostly cloudy today and pleasant with a high of 78°. Monday Night: Mostly cloudy tonight with an overnight low of 57°.

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Bradford Journal & Miner Thursday, August 23 , 2012 Page 3

5 ¢ENTS WORTH

Evergreen Elm Miracle Workers In Garden

by Grant Nichols

We took most of our photos during this year’s installment of The Bradford Gun Show held last weekend at the Masonic Center. We noticed as we were walking around the Fellowship Hall that there was more of interest there than simply guns. Lots of what was going on involved buyers and sellers making sales and trades with dealers and other collectors in an attempt to complete collections of various types. While some transactions involved new guns, of what we could see, most had to do with antique collecting of old knives, guns, and rifles. Of interest also, were the vendors and collectors who had set up tables, and their interaction with those who came in to buy and sell with them…… In addition we visited three restaurants, Burgers & BBQ, Tasta Pizza, and Togi’s Sub Station, and walked away with a few great pictures. Also worth mentioning is our annual plug for Biodynamic agriculture with our inclusion of a photo of this year’s Evergreen Elm gardeners who once again made a great showing during the McKean County Fair. ……..Remember, the 33rd Annual Crook Farm Country Fair and Old Time Country Music Festival, this weekend. The music Festival begins Friday, August 24th, and the Fair begins Saturday, August 25th, with both continuing through Sunday, August 26th. Once again this year there will be free admission for musicians entering the fair grounds, and free rough camping Friday and Saturday nights in the field next to the farm. For details see the advertisement on page 9 of this issue. More complete details and the most recent schedule and updates can be found at: < http://www. bradfordlandmark.org > ……..According to the Pennsylvania’s Department of Environmental Protection, storm water infiltration into the sewage lines that ultimately overloads sewage treatment plants is a serious problem. As such, they legislate against it, requiring communities to control such influx of ground water. It is interesting that our townships are now on the move to expand the present size of their collection areas by adding miles and miles more of sewage lines. In our way of thinking, a good way to insure infiltration is to increase the number of miles of lines proximal to, or actually through areas that have a history of being swamps, and along hillsides that flow with ground water from overabundant artesian wells. While sewage may increase value of the property and/or bring loads of new revenue into the townships, such action undeniably increases the risk for exposure to infiltration.

Get the picture When you read us!

Bradford Journal Photo Biodynamic Gardeners sweep 2012 McKean County Fair in 30 out of 30 major vegetable entries. They took 21 first place Blue Ribbons, 4 second place Red Ribbons, 3 third place White Ribbons, 1 fourth place Yellow Ribbon, and 1 fifth place Green Ribbon. Left to right in photo are Brandy Buck, Garden Supervisor with biodynamic gardeners Lisa Williams, Patty Price, Randy Johnson, Robert Tubbs, Jeff Van Scoter, and Kari Johnston. Biodynamic Master Gardener L.A. Rotheraine credited this year’s success with teamwork and the lighthearted atmosphere that radiates in the Elm Street Garden. He continued, “I’m thrilled at the worldwide acceptance and popularity of the biodynamic system of farming and gardening.”

Larson Wins Bid On Delightfully Plump Hog

Photo Submitted Fourth from the left in the front is William Larson, Buyer from Save-A-Lot, who has just won the bid for the lovely well-groomed, well fed porker seen in the foreground. According to Kim Tanner, it’s a Hertford donated by Tanner’s Swine Farm and raised by members of the McKean County Livestock Club. It was auctioned off during the McKean County 4-H Livestock Sale on August 18th, during Fair Week. Standing in front, along with the buyer are 4-H members, (l-r) Isaac Greenman, John Post, Lukas Greenman, William Larson (buyer) Stephanie McFall, and Ryan Davis. In the back are (l-r) Lloyd Burkhouse, auctioneer; and Ann Dunkerton, announcer.


Page 4 Bradford Journal & Miner Thursday, August 23, 2012

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OBITUARIES burial was in St. Lisa A. Walk- Bernard Cemetery. er, 46, of 9 Harris Ct., Bradford, Edward passed away Mon- Chandler day (Aug. 13, 2012) Edward C. surrounded by her Chandler, 78, of loving family at the 876 W. WashingAltoona General ton St., Bradford, Hospital. passed away TuesBorn in Bradford day (Aug. 14, 2012) on Feb. 18, 1966, at the Bradford she was the daugh- Regional Medical ter of the late Don- Center. ald and Madeline Born April 28, Buffa White. On 1934, in Bradford, March 4, 1994, in he was a son of the Eldred, she married late Edward S. and Darwin F. Walker, Rachel Simpier who survives her. Chandler. On July She was em- 8, 1961, in Bradployed at Pepperell ford, he married Braiding for 18 Sandra V. Peterson years then Keystone Chandler, who surPowdered Metals vives him. and later Servco Upon returning and Comfort Inn. from the service he Lisa is survived worked at Airco by her husband Speer, Boise CasDarwin, a daughter, cade, at Zippo ManAshley Walker, two ufacturing Co. as a sons Matthew Gras- security guard and si and Scott Walker, as a delivery person all of Bradford; for Ott & McHenry. a brother, Randy He also served as White of Bradford; a loan officer for and several nieces the Bradford Area and nephews. Credit Union for Committal and many years.

Lisa Walker

Shelander Displays Rifle & Shotgun Collection

Bradford Journal Photo Ken Shelander of Eldred displays his great collection of rifles and shotguns during this yearâ&#x20AC;&#x2122;s annual Orak Grotto presentation of The Bradford Gun Show, August 19th. Ken tells us that this yearâ&#x20AC;&#x2122;s two-day event was a good show. Edward is survived by his wife of 51 years, along with a son, Edward A. (Stephanie)

Chandler of Kane; a daughter, Tracey (Dan) Byers of Erie; one grandson, Matthew Chandler; a

sister, Gloria Coff- ing Allena Swanson man Sweeney of and Victoria SwanDerrick City; and son. several nieces and nephews, includ-

BRADFORD AREA BUSINESS DIRECTORY Kennedy Street Cafe 11 Kennedy St., Bradford, PA

Serving Breakfast and Lunches TAKE OUTS AVAILABLE!

Catering For Any Occasion Ph: 814-362-6040

Value Menu Items Starting at

$1.00! 75 Forman Street Bradford, PA

USPS-062-740 Postmaster: Send address changes to: Bradford Journal P.O. Box 17 Bradford, PA 16701-0017 Phone: 814-465-3468 Copy Deadline: Noon Saturday Published every Thursday at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June. Subscription In Advance (By U.S. Mail) Yearly/$50.00 Within County Yearly/$68.00 Outside County Internet Color Version $15.00 yearly Email Color Version $26.00 yearly

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Grant Nichols Publisher Debi Nichols Editor Don Poleto Military Correspondent Periodical postage paid at USPS Bradford, PA 16701-9998


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BUSINESS & PERSONAL FINANCES Satisfied Customers At Burgers & BBQ

Modern Military Rifles

Bradford Journal Photo Bradford Journal Photo On the evening of August 20th we stopped in at the Burgers & BBQ Restaurant in Foster Brook to capture this photo. In for a dinner after a hard day’s work are Jerry and Tammy Peterson. (Tammy was buying.) They tell us the food there is great and the atmosphere is upbeat, a nice place to relax after a long day.

Ralph Dussia of River Valley Surplus, Ridgeway, PA displays a stack of AR15’s and M-4’s, August 19th, during The Bradford Gun Show held at the Masonic Center. He tells us that the two-day event was a great show.

How to Save on Back-to-School Shopping On the fun-o-meter, I’d probably rank back-to-school shopping right above getting a flu shot and preparing income taxes. Never mind the hassle of figuring out what our kids need for the coming school year and dragging them to the mall, it’s just so expensive. For example, our son insists that we replace his baseball glove and bat as he enters 7th grade. (He’s right – his four-yearold mitt has seen better days.) Also, our daughter is starting soccer and needs cleats – good ones aren’t cheap and footwear is one area where we refuse to scrimp. Many years ago my wife and I learned our lesson and started setting aside money each month for the inevitable – and unexpected – expenses that crop up each fall. By trial and error – and sound advice from fellow parents – we’ve developed a backto-school budgeting checklist: First, calculate how much you can afford to spend on school-related expenses without blowing your overall budget or racking up debt. Scoring bargains won’t help your bottom line if you end up paying interest on unpaid balances. Next, make a comprehensive list of anticipated expenses for each child and build in a cushion for unexpected costs. Try these strategies: • Examine previous years’ bills and

-by Jason Alderman compare notes with other, more experi- school bus or carpool expenses. enced parents. • Although shopping online can save • Ask the school which supplies they money, time and gas, don’t forget shipping expect you to buy. Pool resources with and return costs, which could undo any other families to take advantage of vol- net savings. If your kids are old enough, ume discounts and sales. put them in charge of online comparison • Spread clothing purchases through- shopping. out the year so your kids won’t outgrow • Clip newspaper and online coupons. everything at once; plus you can take ad- Many stores will match competitors’ pricvantage of off-season sales. es even if their own items aren’t on sale. • Review school dress codes so you Plus, many consolidation websites post don’t waste money on inappropriate cloth- downloadable coupons and sale codes for ing. online retailers. • Before buying new clothing or ac• Mobile shopping apps let in-store cessories, look for “gently used” items smartphone and mobile browser users scan in the closets of your older kids, friends product barcodes and make on-the-spot and neighbors, at garage sales, thrift and price comparisons, read reviews, downconsignment stores, and sites like Craig’s load coupons, buy products and more. List. Some parents wrestle over whether or • Find out how much extracurricular not to take their kids on shopping trips. I activities (athletics, music, art, etc.) cost. think it’s worth the effort so they can hear Account for uniforms, membership dues, and absorb your decision-making process private lessons, field trips, snacks, etc. and understand what’s available to spend. • Compare the cost, convenience and My kids are probably sick of hearing me nutritional value of school lunches and say, “I’m going to buy this brand of undersnacks versus food you prepare yourself. wear because it’s cheaper, which will give • Learn your school’s policy on im- us more money to buy a better-quality munizations and see what’s covered by jacket.” your insurance – or which ones you can Bottom line: Back-to-school shopping access free at health fairs or community can be tedious, but if you plan carefully, clinics. you can save time, money and aggrava• Factor in public transportation, tion.


Page 6 Bradford Journal & Miner Thursday, August 23, 2012

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AREA SOCIAL NEWS Bradford Area Chamber of Commerce Calendar of Events:

Love “Togi’s Hoagies”

August 2012 Aug. 25: Farmer’s Market 8am-12noon Old City Hall Parking Lot, Boylston Street, Bradford, PA. Locally grown produce, preserves, baked goods, canned goods, herbs, honey, and more. New vendors welcome! For more information, contact Gerri Shillinger at 814-331-0300. Aug. 25-26 : Crook Farm Country Fair 10am-5pm each day Crook Farm, Seaward Ave, Bradford, PA. Live music festival, handmade crafts, over 50 vendors, great food, and more. $3 admission, children under 12 free. Sponsored by The Bradford Landmark Society Aug. 25: Crafternoon 10am-3pm Bradford Area Public Library, W. Washington Street, Bradford, PA. Casual craft program set up to meet the needs of the busy family. Miscellaneous crafts available throughout the day. For more information, contact the Bradford Area Public Library at 814-362-6527 Aug. 26: Church in the Park 6pm Small Pavilion (off Poplin Ave), Callahan Park, Bradford, PA. Rain or shine. Bring a lawn chair and a friend. Speaker: Rev. Mick McMahon. Music: Swayless (Nazarene Church). Sponsored by the Aldersgate Association. For more information, contact Linda Woodley at 814-558-9120. Aug. 27: First Day of School Bradford Area School District Aug. 28: Pathophysiology of Diabetes and Prevention 9am-12noon Room 200, Seneca Building, 2 Main St, Bradford, PA. Cost: $32. Nursing, health educator, and social worker continuing education credits pending. For more information or to register, contact the University of Pittsburgh at Bradford Division of Continuing Education and Regional Development at 814-362-5078 or contined@ pitt.edu Writing Center 3-5pm Bradford Area Public Library, W. Washington Street, Bradford, PA. To assist students and adults who need guidance with homework or work-related writing. For more information, e-mail marietroskosky@hotmail.com. Aug. 29: Alzheimer’s Support Group 10am Bradford Senior Center, 60 Campus Drive, Bradford, PA. Caregivers of those with Alzheimer’s disease are invited to attend these free informative, supportive meetings. All welcome, no reservation necessary. Hosted by Community Nurses, Inc., for more information call 814-362-8183

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At Togi’s Sub Station in East Bradford, Charlie and Beth Bennett enjoy some dinner, August 20th. They are regulars there, and they stop in especially for the “Togi’s Hoagies”, which, they tell us, are served in numerous great variations.

Bradford TOPS #16 -article submitted The Top’s #16 meeting was held on Thursday, August. 16th at the First Presbyterian Church and called to order by Leader Vickie Johnson with the Top’s Pledge. There were 31 members weighing in with a loss of 31 1/4 pounds. Best Loser of the Week was Vickie Johnson, and Best Loser in Waiting and officer of the Week was Liz Tanner. Top’s welcomed two new members Meggan Shembeda and Audry Gilligan. A Birthday gift was presented to Bev Hannon. Dorothy Young gave healthy foods tips on Sardines read by Elaine Harris. The meeting was adjourned and a Top’s picnic was enjoyed by all.

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Daughter, Aug. 12, to Mercedes Brooke Simonds and Brandon McCauley, Bradford, PA Son, Aug. 13, to Tara Ours and Thomas Reid, Bradford, PA. Son, Aug. 14, to Porsche Case, Bradford, PA. Son, Aug. 15, to Kristie and Ryan Johnson, Bradford, PA. Son, Aug. 16, to Lynn and Robert Kinney, Bradford, PA.


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 7

Come To Us For Whatever You Need...... We Want Your Business! 402 East Main St.

814-368-6252 “The Friendly Fun Place”

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Shurfine Quality Products 407 E. Water St., Smethport, PA

Phone: 814-887-5721

www.costassupermarket.com

Bradford Fairway Sales & Leasing 472 E. Main St., Bradford, PA 814-368-7166 www.afairwayfordlm.com

DIGITAL PRINTING Value Menu Items Starting at

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Burgers & BBQ 1020 East Main St.

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Page 8 Bradford Journal & Miner Thursday, August 23, 2012

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BACK TO SCHOOL!

Safety for School Days Drivers - Watch Out! •Stop Well Behind Buses Discharging Or Loading Children •Slow Down For Children Waiting For Buses

Tell Your Children! • Stand Away From The Roadway While Waiting For The Bus •Stay Seated While The Bus Is Moving •Get Off And On Buses At Designated Stops Only •Watch Out For Automobiles When Leaving The Bus •No Running In The School Hallways •No Pushing Or Shoving •No Yelling Or Fighting •Stay On School Grounds During School Hours •No Horse Play In The Lunch Rooms

•Choose Your School Friends Wisely •Stay Away From Drugs THIS MESSAGE BROUGHT TO YOU BY THE FOLLOWING BUSINESSES: • Joanne Culbertson • • Shannon Rieger • James Campbell • Dave Caldwell

Bradford Fairway Sales & Leasing

“El Cheapo” Breakfast & Lunches Only $3.99 “To Go” Available FREE INTERNET& PARKING 20 Mechanic St., Bradford • 362-6637

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Have Some Fun with Great Flavors

Bradford Journal & Miner Thursday, August 23 , 2012 Page 9

33rd Annual

Aug. 25 & 26 Sat. 10 a.m. - 5 p.m. Sun. 10 a.m. - 5 p.m.

Crook Farm Country Fair

476 Seaward Ave., Bradford, PA

Fun for the Whole Family!

(Family Features) You don’t have to be a gourmet chef to add great flavor to your favorite recipes. In fact, you probably already have what you need in your pantry to make something that will excite your taste buds. The trick is to find new ways to use familiar ingredients – such as using flavored potato chips as a crunchy breading for baked fish or chicken. If you’re ready to have fun with flavor, here are a few other easy ideas: • Herbed Salts: Mixing some of your favorite herbs in with salt adds a whole new dimension of flavor to your dish. Combine 1/2 cup of coarse sea salt with your favorite combination of herbs, such as whole dried rosemary and dried thyme; cumin seeds, coriander seeds and dill seeds; or dried lemon or orange zest and lavender. Put it in a pepper mill and grind as needed. • Sweet and Savory Desserts: Make a pound cake with fruity olive oil instead of vegetable oil, or try a chocolate chip cookie recipe with a little smoky bacon mixed in. Serve strawberries and balsamic vinegar over ice cream, or try some sharp cheddar cheese melted over a sweet apple pie. How about a Mexican-inspired chocolate pudding with a pinch of chili powder? • Snacks and Appetizers: Mix things up for some easy, no-cook eats like watermelon slices with chunks of feta cheese; hummus and red grapes; or popcorn with smoked almonds and chocolate chips. Another way to have some flavor fun is to enter the Lay’s® “Do Us a Flavor™” contest. If you think you have what it takes to come up with your dream potato chip flavor, you can submit your flavor idea on the Lay’s® Facebook page now through October 6, 2012. Actress and restaurateur Eva Longoria, along with Food Network Iron Chef Michael Symon, will lead a panel of flavor experts to pick the finalists. The grand prize winner receives either $1 million or one percent of his or her flavor’s 2013 net sales, whichever is higher. There is no purchase necessary. Get full contest details and official rules at www.facebook.com/lays You never know where flavor inspiration will come from. Here’s a delicious Garden Tomato and Basil Soup that helped inspire the flavor of our Lay’s® Garden Tomato & Basil flavored potato chips.You can find more delicious recipe ideas at www.fritolay.com

This Year..... More Stages More Food More Vendors More Entertainment OLD TIME COUNTRY MUSIC FESTIVAL BEGINS FRIDAY, AUGUST 24TH AND RUNS THROUGH SUNDAY, AUGUST 26TH

ENTERTAINMENT ON THE MAIN STAGE SATURDAY, AUGUST 25TH: 12pm – 12:30 Danielson/Hampsey 12:45 – 1:30 Allegheny Hellbenders 1:45 - 3:15 Crook Farm All Stars & Virginia Reed Keith Blackmon Tribute Dance 3:30 pm – 4:00 Mutt & Geoff 4:15 - 5pm ANASTAZJA

SUNDAY, AUGUST 26TH: 10:30am – 11:45am - Sunday Morning Harmony & Larry Combs - Gospel Sing Around 12 pm – 12:30 Curt Osgood & Friends 12:45 pm – 1:30 ANASTAZJA 1:45 - 3:30 pm - Old Time Square Dance w/Ernie Pagano, Nathalie Phelps 3:45 - 4:45 p.m. Ray Weatherby, Howard Blumenthal & friends

MORE MUSICAL ENTERTAINMENT

In the Jam Tent - On the Back Porch of the Farmhouse - and Around the Grounds

DEMONSTRATIONS AND EVENTS (ALL DEMONSTRATIONS & EVENTS TIMES ARE FOR BOTH DAYS 10 AM - 5 PM. UNLESS OTHERWISE NOTED)

•Weavers • Quilters (in barn) • Blacksmith • Petting Zoo (Saturday) • Pony Rides with John Schoolmaster 11 a.m. - 5 p.m. • Kiddie Carnival • Broom Maker • Woodcarver • Civil War Ladies • Quilt Raffle • String Instruments • Chair Caning • Candle Making •Civil War Encampmehnt • Farm Tours • Story Teller • 1:30 pm Old Time Round & Square Dance

Admission $3.00 - Children under 12 with adult - FREE Proceeds go to the preservation and restoration of the Farm, Bakery, and Spring School Program

Food Stands Around Grounds Food For Everyone:

Chicken - Served 12-4 p.m., walking Tacos, popcorn, hot dogs, hamburgers, soft drinks, funnel cake, cotton candy, ice cream, snow cones, baked goods

FREE ADMISSION

For Musicians Entering The Fairgrounds


Page 10 Bradford Journal & Miner Thursday, August 23, 2012

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Save While Shopping For School Supplies And Clothes (NAPSI)—When it comes to saving money on school supplies and clothes, parents may benefit from doing a little homework. Studying up on ways to save can even put some money in your educational piggy bank. • Shop at home. Only buy the things you need. Walk around your house and open some drawers; you may have all the pencils and rulers you need. • Make a list and stick to it. • Shop early. That way, you won’t be tempted to make last-minute impulse buys. • Shop around. Look at weekly sales circulars. Visit a few stores. • Buy clothes during tax-free holidays. • Look for free shipping. If you are shopping online or shipping supplies off to college, shipping costs can add up. • Consider saving on your everyday purchases through Upromise.com. Upromise now allows you to earn 5 percent or more cash back on eligible online purchases. Use the new Upromise Mastercard® and you can earn 10 percent or more cash back on eligible online pur-

lor’s degree earned an average of $20,000 more than high school graduates in 2011. Upromise members can use their earnings in one of four ways: transfer the funds into 529 college savings plans, pay down an eligible Sallie Mae−serviced student loan, make a deposit into an FDIC-insured Sallie Mae High-Yield Savings Account offered through Sallie Mae Bank, or request a check. You can learn more or join for free at www.upromise.com

chases through Upromise. The cash back you earn goes directly into your Upromise account. Saving money for college can pay off, as having a college degree is becoming more and more valuable. According to the U.S. Bureau of Labor Statistics, college graduates with a bache-


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 11

ON THE HEALTHY SIDE AICR HealthTalk Karen Collins, MS, RD, CDN

American Institute for Cancer Research

Q: Eating more calories than I should won’t cause a weight problem as long as they’re largely from protein, right? A: No, if you eat too many calories, you will add body fat, even if the calories include lots of protein. It’s true that protein is important for weight management and healthy body composition. Studies now show that protein helps keep hunger satisfied longer than either the carbohydrate or fat that we eat.What’s more, getting enough protein is important to build and maintain lean body tissue like muscle and to maintain metabolic rate, which is probably important to long-term weight control. In one controlled trial where 25 participants were required to eat similarly excessive calories, body fat increased equally in all groups, regardless of whether people

were consuming low, normal or high levels of protein. Bottom line: whether your goal is to lose, maintain or gain weight, do make sure each meal totals up adequate protein from beans, nuts, seeds, whole grains and vegetables, as well as dairy and seafood, poultry and meat if you choose them. But don’t think of protein as some magic food that goes only to muscle; excess calories from any source still promote excess body fat. This is important, since the real link to increased risk of cancer and type 2 diabetes is not weight itself, but excess body fat. Q: How are Americans doing at meeting current dietary recommendations? A: Studies show we are still not consuming nutrient-rich plant foods like vegetables, fruits, whole grains and beans in amounts that support good health (and a healthy weight). Those foods are being pushed out because we overdo on foods high in empty calories from SoFAS (aka solid fats and added sugars) and alcohol.

Charge Up Your Teens With Healthy Meals

(NAPSI)—There’s good news for parents. Even with busy schedules and the stress that can accompany school and activities, it can be easier than you think for you to help your teens make healthy food choices. In fact, healthy eating may help teens charge up and stay alert. Plus, eating well may help them stay healthy and fit over the years. It’s a habit that can start early in life and continue on-and it may also lower the risk for type 2 diabetes, asthma, heart disease and some forms of cancer. To help, here are some tips from the Weight-control Information Network (WIN). Give Teens the Right Fuel • Make half of the plate fruits and vegetables. • Encourage them to eat more foods like bananas and beans for potassium, and yogurt for calcium. These nutrients help to build strong bones. • Suggest water or fat-free/ low-fat milk instead of sugar-sweetened drinks. Start Strong and Plan Ahead • Teens should start their day with a healthy breakfast. • Pack a healthy lunch. This might be a turkey sandwich on whole wheat bread and an apple. • Tell teens to take it easy on pizza, sweets and sodas. These have lots of sugar, salt and fat. A Free Tip Sheet These tips and more are in the tip sheet “Charge Up! Healthy Meals and Snacks for TEENS.” Contact WIN for a copy to put on your refrigerator, in your teen’s locker or in a helpful place. WIN is a national information service

The recommendation is that total calories from SoFAS provide no more than five to fifteen percent of our calories. Analysis of the most recent survey of Americans’ eating habits shows U.S. men and women consume more than three times the amount of empty calories recomended as upper limits.About one-third of these empty calories come from snacks. Although our total grain consumption meets or exceeds recommended amounts, we eat too many refined grains and get only 15 percent of even the minimum of at least three servings of whole grains daily. Less than five percent of Americans get recommended amounts of dietary fiber from foods, 14 grams per 1000 calories. Another area where don’t meet the dietary recommendations is sodium: Half of Americans are advised to limit sodium to no more than 1500 milligrams (mg) per day because they have or are at increased risk of high blood pressure, but less than two percent do so. Even for those advised to aim for a more lenient 2300 mg of sodium per day limit, less than 12 percent meet the target.

of the National Institute of Diabetes and Digestive and Kidney Diseases, part of the National Institutes of Health. For more information, call WIN at (877) 946-4627 or visit www.win.niddk.nih.gov. Also, you can read WIN’s free publication “Charge Up! Healthy Meals and Snacks for TEENS” at www.win.niddk.nih.gov/ publications/PDFs/ChargeUp_tip.pdf. In addition, you or your teen can “like” WIN at www.facebook.com/win.niddk. nih.gov

SUBSCRIBE TODAY!


Page 12 Bradford Journal & Miner Thursday, August 23, 2012

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Novel Explores Intense Family Dynamics nism.” Simultaneously, Mother Love explores the often-neglected impact of marital infidelity, drug running, corrupt government officials, personal faith, and the challenges of navigating between two different cultures. The result reveals a glimpse at some of life’s profound emotional complexities. “Ann McCauley treats readers to a broad look at family dynamics in her debut novel, Mother Love, the tale of a widowed, retired nurse who leaves her very comfortable lifestyle in Pennsylvania to become a Peace Corps volunteer - no matter how her adult children feel about it. But Barbara has long wanted to make a difference in the world, and her journey of courage and discovery in the richly drawn jungles of Honduras will keep readers turning the In Mother Love, a courageous woman starts over after age fifty, despite her family’s shock and disapproval. The novel explores the intense family dynamics between a newly widowed nurse, her parents, and her four adult children when she joins the Peace Corps and journeys to Honduras, where she at last comes into her own. How can you make the right choices when you know you will be wrong no matter what you choose? How can you accept choices you disagree with made by those you love unconditionally? Such questions cut to the heart of the newly released novel Mother Love by Ann McCauley. In this coming-of-age tale about a feisty middle-aged woman, readers meet newly widowed Barbara Malone, a former nurse who endured a bad marriage and raised four children. Against her family’s wishes, Barbara joins the Peace Corps and travels to the tropical mountains of Honduras, where she learns a new culture and language and meets a dashing ex-patriot American mountain doctor. Ann McCauley explains, “Barbara’s journey of courage and discovery builds a powerful story of family dynamics. The interaction of her four adult children and their grandparents sets in motion an intense story of family ties that refuse to be broken by distance, doubt, or antago-

pages.” ~ Lauren Nichols, author ABOUT THE AUTHOR: Ann McCauley can’t remember a time when she wasn’t reading or writing. She worked as a freelance writer for local newspapers and nursing journals while working as an R.N. Mother Love was first released in 2004, followed by Runaway Grandma in 2007. Ann also contributed to the anthology Women Writing on Family released January, 2012. A revised edition of Mother Love was released May, 2012. Ann and her husband adore their combined family of five adult children and ten grandchildren who never stop amazing and inspiring them. Ann is a former nurse who continues to keep her R.N. license active...”Because a girl never knows when she may need a fallback plan!”

The Gun Shop During Bradford Gun Show

Bradford Journal Photo This local Bradford dealership, The Gun Shop, displayed their wares, August 19th, during the annual Orak Grotto presentation of The Bradford Gun Show. The event was held in the Fellowship Hall of the Masonic Center. Left to right are Jesse Jones, Bob Burkhouse, and Frank Gilmore, owner. Frank tells us they are a good local, friendly shop and invites our readers in for a cup of coffee. He also mentioned that they did very well during the show.

Need Fresh Cage-free Organic Eggs?

We Deliver (Inside Bradford City limits only)

Call: 465-3468 and ask for Sarah!


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 13

THAT’S ENTERTAINMENT! Aug.7: Dr. Seuss’ The Lorax PG Bel Ami R A Girl Walks Into A Bar Not Rated

Jesse Stone: Benefit of the Doubt Not Rated Gruffalo’s Child G Knock Knock 2 R

VIDEO SELECTIONS Liquidator Not Rated Ghost Hunters: Season Seven, Part 1 Not Rated Jock: The Hero Dog PG After the Wizard Not Rated Blue Like Jazz PG-13 Devil Seed Not Rated Marley PG-13 Mr. Hush Not Rated Steve Niles’ Remains Not Rated Yellow Rock Not Rated Warriors of the Rainbow Not Rated William & Catherine A Royal Romance Not Rated Zyzzyx Rd

Not Rated Aug.14: Bernie PG-13 Assassin’s Bullet R Raid: Redemption Unrated Breathless Not Rated Bigfoot Not Rated Coffin Not Rated Ground Zero Not Rated Hick R Jay and Silent Bob Get Old: UK 2012 Not Rated Juan of the Dead Not Rated Kill List Not Rated Lake Effects Not Rated Snowtown Murders Not Rated Tonight You’re Mine

Not Rated Sophie and Sheba Not Rated Sword Identity PG-13 Dorm Not Rated Aug.18: Hunger Games DVD PG-13 Aug.21: Hunger Games DVD Freelancers R Dictator R One in the Chamber Not Rated Virginia R Hell R House: Season Eight -

The Final Season Not Rated 1000 Times More Brutal Not Rated Children of the Hunt Not Rated Escape Not Rated Frontier Boys PG-13 Hide Away Not Rated Home Run Showdown Not Rated Let Go Not Rated Separation PG-13 Time Again Not Rated Scar Crow Not Rated

Solution on page 15

KENNEDY STREET CAFE 11 Kennedy Street- Ph 362-6040

Stop in for some simply

Great Food! Call Us For Catering: 814-362-6040 Let Us Cater Your Party!

Value Menu Items Starting at

$1.00! 75 Forman Street Bradford, PA


Page 14 Bradford Journal & Miner Thursday, August 23, 2012

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CHRONOLOGICAL LISTINGS Engagements, Marriages, Births & Deaths

ENGAGEMENTS:

WINGARD/ YOHE New Salem, N.D., residents Anna Elizabeth Wingard, daughter of Douglas and Sheila Wingard of Bradford, and Chad Michael Yohe, son of Michael and Jodi Yohe of Bradford, have announced their plan to wed. A Sept. 8 wedding is planned. MARRIAGES: MITCHELL/ TAYLOR Bobbi Jo Mitchell of Smethport and David J. W. Taylor of Gifford were married May 12 at the Harriett B. Wick

Chapel on the University of Pittsburgh at Bradford campus. The bride’s parents are Patrick Mitchell and Jackie Tanner of Smethport. The groom’s parents are Dave and Julie Taylor of Gifford. BIRTHS:

Son, to Tara Ours and Thomas Reid, Bradford, PA. AUG. 14, 2012: Son, to Porsche Case, Bradford, PA. AUG. 15, 2012: Son, to Katherine Bundy and Bruce Hitchcock, Olean, NY. Son, to Kristie and Ryan Johnson, Bradford, PA. AUG. 16, 2012: Son, to Lynn and Robert Kinney, Bradford, PA. Daughter, to Carley Ott, Salamanca, NY. AUG. 17, 2012: Daughter, to Desiree and Charles Magee, Olean, NY.

AUG. 10, 2012: Daughter, to Benjamin and Lorinda Smith, Port Allegany, PA. AUG. 12, 2012: Daughter, to Mercedes Brooke Simonds and Brandon McCauley, Bradford, PA. AUG. 13, 2012: Daughter, to Jill and Kevin Prince, Olean, DEATHS: NY. AUG. 9, 2012:

TYLER, Lois J. Schimp – 81, of Rew, PA. AUG. 10, 2012: CARNES, Kathleen R. Gerber – 91, of Manhattan, NY, formerly of Bradford, PA. CARLSON, Kenneth C. – 81, of Salamanca, NY, formerly of Smethport, PA. AUG. 13, 2012: KINNEY, Hester M. Pittman – 84, of Port Allegany, PA. FREER, Charles – 88, of Smethport, PA. WALKER, Lisa A. White – 46, of Bradford, PA. AUG. 14, 2012: GARLAND, Arvil-

YOUR WEEKLY HOROSCOPE AUGUST 23 - AUGUST 29, 2012

ARIES - (Mar. 21 - Apr. 19) This week, you’re being encouraged to consider how to make better use of a particular talent you possess and this surrounds focusing your imagination and creativity in some way. TAURUS - (Apr. 20 - May 20) Expect a boost to your romantic prospects, creativity and an opportunity to make a fantastic impression where someone influential is concerned. GEMINI - (May 21 - June 20) If you find yourself stuck for an answer this week, hold your hand up and admit you don’t have one. CANCER - (June 21 - July 22) The coming week is likely to bring some form of reassuring news where home and family matters are concerned. LEO - (July 23, - Aug. 22) This week, energy planet Mars provides the perfect reason to get just a tiny bit angry and make something finally happen. VIRGO - (Aug. 23 - Sept. 22) There’s something you need to say to a certain person. You can make your point and be assured it will be understood. LIBRA - (Sept. 23 - Oct. 22) This week, you can begin preparing for a less intense and noticeably calmer life. SCORPIO - (Oct. 23, - Nov. 21) This week brings proof that relief you’re experiencing has no intention to disappear in the near future. SAGITTARIUS - (Nov. 22 - Dec. 2) You needn’t rely on trickery of any sort. Honesty and focus is all you need to make a strong impression now. CAPRICORN - (Dec. 21 - Jan. 19) Don’t be quick to dismiss something predictable in your world. It offers comfort and security you need in more than one way. AQUARIUS - (Jan. 20 - Feb. 18) Someone you know is demanding attention now. By all means, give it but only in measured doses. PISCES - (Feb. 19 - Mar. 20) You might be underestimating how influential you can be where someone’s feelings are concerned.

la M. – 92, of Shinglehouse, PA. CHANDLER, Edward C. – 78, of Bradford, PA. AUG. 15, 2012: MACKEY, Mildred F. – 96, of Couder-

sport, PA. JOHNSON, Robert M. – 85, of Wilcox, PA. AUG. 17, 2012: DAHLER, Carl E. – 71, of Coudersport, PA.

Three Steps To Saving In Style At Home (NAPSI)—Both parents and children know that anytime of year can be the right time to look for ways to save—and getting ready to go back to school is no exception. According to a recent survey conducted by the National Retail Federation, eight out of 10 back-to-school shoppers plan to cut back on spending or purchase items on sale. While finding the biggest and best deals on supplies is one way to save, another way parents can trim costs—and do it in style—is by cutting hair at home. Home haircutting not only helps to cut costs during the back-to-school season, it also can save the average family of four up to $500 annually. Here are three steps to saving in style with home haircutting: 1. Select a style, any style: Today’s home haircutting tools cater to a variety of styles and lengths. So whether the choice is short and messy like some of today’s teen heartthrobs or long and side-swept like one notable pop icon, re-creating these looks can be done. For ideas, go online and search photos of your favorite musicians or athletes. 2. Get clipping: After selecting the style, invest in a set of quality hair clippers. Newer options, such as the Lithium Ion Clipper from Wahl, offer the convenience of anywhere use and come with a host of guide combs for achieving different lengths. When using clippers, a good rule of thumb is to start at the back of the neck and move in upwards strokes toward the middle of the head. Next, cut the top, moving front to back. Finally, blend the middle and use a detailer to clean up the neck, sideburns and ears. 3. Apply the finishing touch: Once the cut is complete, it’s time to finish the look with styling products. Make sure to consider the hair type and style when making a selection—and remember to use only the amount needed. Gels and pomades offer styling variety ranging from light to stiff hold, although gels are best suited for curlier hair. Mousse works best for thin, fine hair. For more home haircutting tips or to view demonstrations, visit: www.wahlgreathaircuts.com


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 15

JOURNAL CLASSIFIED ADS CARS/VANS/ TRUCKS:

373-3360

CROSSWORD SOLUTION

SUDOKU SOLUTION

Attractive 1BR suite ($675), & 1BR ($550) apt’s. All utilities & cable incl.No pets, references req. Call (814)558-2826

1996 Corvette LT 1 Coupe, glass top, red on red, Bose stereo, 42 K miles, superb condition. $15,500. 814-368Clean 1BR apt. 8161 $600/mo, Foster2000 Taurus, Great brook area, 598Condition! 97K, 2578 BlueBook $3400MAKE OFFER 362- Large 2BR, 1 & 1/2 BA, upper apt for 1748 rent. $650/mo- all 2004 Envoy XUV util. incl. No pets. SLT Loaded HEAT- 558-3302 ED seats,106k $7900 obo 814- Large apt for rent; Smethport, $400/ 598-2940 mo . immediately 2006 Town & Coun- avail. 366-0194. try LX, 3.3, Stow & HOMES FOR Go, DVD player, RENT nice shape. 814778-5207 4BR, 2 BA, call 81491 Dodge Caravan, 366-1447 equipt w/ wheelchair lift, cruise For Sale or Rent: - inspected 4/13. 3BR, 2BA home $3900 OBO. 814- on 2 acres, close to town. Call 362362-0017 7749 96 Ford 150, 4x4 XLT 5.0L V-8 - Auto Nice 2BR, $450 + 88,000 miles, Sec, Ref, inc. City Comes with 4 new util., 558-2583, leave tires cap and tool- msg. box.Cab & bed in fair shape. Needs a Very nice, clean few minor repairs 3-4BR, 2 full baths, for inspection. Runs $750 inc. City util., & drives. $1200.00 Ref & Sec, 558OBO 814-362- 2583, leave msg. 6178 MISCELLANEOUS:

APARTMENTS FOR RENT:

For sale: exercise bicycle. Good con1 Bed inc.elec. $230 dition. Call 362bi-week. 814-706- 3391 for more information. 7062 1BR apts, 350 E. Peavey Guitar Amp Main St, $500 Inc. all - like new! 30 watt, util., 814-331-3730 24 amp models, 11 rack effects, 11 2-3 BR on Jerome stompboxes, 5 effects at once. TranAve, $425./mo stube. Analog dis1 BR on Chautau- tortion. $200. Call qua, $350./mo City (814) 558-2550 utilities included 465-9305 SOUTHERN TIER/ ACAD2BR loft w/city WALSH EMY School Uniutil. NO pets, NO smoking. Sec. & ref. forms - jumpers, $600. 368-7170, sz. 8; skorts, sz 14T; monogrammed carext. 110 digans & polo shirts, 3 Bedroom apart- hooded sweatshirts. ment in Bradford. All gently used. Please call 1-716- From Flynn O’Hara

Co. Call (716)946- Free to a good 9000 home: 2 cats: •1 & 1/2 yr old male, PETS & litter trained, neuSUPPLIES: tered •4 month old female, litter trained Adult registered Both friendly cats. female Lilac Bunny 558-4284 for sale - $30.00, firm! Comes with Male St. Bernard papers and ribbon. puppy, AKC RegisCall 814-465-3468, tered, born 4/23/12. ask for Sarah, or leave message.

$750. 1348

814-596-

Open floor plan, LR, DR, kitchen, 2 HOMES FOR BR, 1 BA, finished basement, attached SALE: garage, patio. 814Authentic Log 873-4099 Cabin Route 321, North of Kane.Tom HOUSE FOR SALE 66 Ann Lane - Bfd 814-837-8833 Yard - Large ranch Smethport- Price style, hardwood Reduced $59,900

Bradford Coin Shop Deal With An Established Shop Established 30 Years

• Can Make Housecalls • FREE Verbal Appraisals

SELL NOW WHILE PRICES ARE HIGH! Wanted: Silver Coins Paying $16.00 per Dollar Average or Better Old Silver Dollars1878-1935 $20.00 -$25.00 each !

Paying $2.50 each for: 1965- 1969 Half Dollars GOLD ! Ver y High Prices Paid For Gold Items : 10 K arat & 14 K arat Yellow- Dental Gold - 18 K arat Gold

Coin Collections Wanted! 15 Chestnut Street, Bradford, PA 814-362-1980 or 814-331-5235


Page 16 Bradford Journal & Miner Thursday, August 23, 2012

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JUST PASSING TIME THEME: “THE SIXTIES” ACROSS: 1. Like a tasteless remark 6. Precedes Nov. 9. Wood file 13. Slow in music 14. _____ Beta Kappa 15. Historic 66 16. One with a healthy appetite is often called a good _____ 17. Even, to a poet 18. Relating to sight 19. *Author of the “The Feminine Mystique” 21. *Woodstock site 23. Mammoth excavation site, e.g. 24.Youngster 25. *____ and Dean 28. Opposite of talker? 30. Ultimate goal 35. _ ___ course, as in college 37. The Colosseum today, e.g. 39. Dispute 40. Canceled 41. Formed a curve 43. Bone in human forearm 44. Incompetent 46. Southern stew staple 47. Wild swine

48. Type of killer 50. Ness, e.g. 52. Like dry humor 53. *Suze Rotolo to Bob Dylan 55. Accidental happening 57. Light quality 61. *First man in space 65. “_ ____ dandy” 66. Parishioner’s seat 68. Tenth to sophomore 69. City in Belgium 70. “___ Which Way You Can” 71. It’s often changed in a car, pl. 72. Lad’s counterpart 73. Short for Leonard 74. _____ Park, CO DOWN: 1. Beginning of musical staff 2. Back seat 3. Against, prefix 4. Often found under a knight 5. Dirty or sleazy 6. Welcoming sign 7. *a.k.a. Ernesto Guevara 8. Metallic sounding, e.g. 9. Fibrous 10. On its own, prefix 11. Marley classic “____ It Up”

12. Bird action 15. Given name sometimes shortened to Ro 20. Ancient Greeks’ assembly spot 22. ___ out, as in a victory 24. Drop by drop 25. *She was a major attraction at Woodstock 26. Solitaire player, e.g. 27. *Newly independent West African republic 29. Eurozone money 31. Clobber 32. Like a neon sign at night 33. *Neil Armstrong’s landing 34. *He famously said, “Turn on, tune in, drop out” 36. South African antelope 38. Infamous Roman tyrant 42. Medvedev’s country house, e.g. 45. Hot red candy 49. Tote 51. Often done over price 54. Flower part 56. Paratroopers, for short 57. *German construction 58. “Si, mi chiamo

Mimi” in La Boheme, e.g. 59. Golf pegs 60. Links to friends on Facebook, e.g.

WORD SEEK

61. Nell ____, mistress of King Charles II of England 62. Goes with rave

63. “Idea” to a Frenchman 64. Loch ____ 67. Between NE and E

(Crossword Solution on page 15)


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 17

Bradford Coin Shop Deal With An Established Shop Established 30 Years

RETAIL & WHOLESALE • Can Make Housecalls • FREE Verbal Appraisals

We Buy & Sell: • U.S - Canadian - Foreign Coins

• Zippo Lighters - (New & Used) • Gold & Silver Jewelry

• Tokens & Medals

• Old Bottles • Collectible Currency

• Pocket Knives

Selling Coin Supplies 15 Chestnut Street, Bradford, PA 814-362-1980 or 814-331-5235


Page 18 Bradford Journal & Miner Thursday, August 23, 2012

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A Favorite Summer Dessert Reimagined With California Avocados (NAPSI)—After all the hard work of getting into tip-top shape for the summer season, many folks have a tinge of guilt while they enjoy those traditional picnic dishes. Fortunately for summer foodies everywhere, Liz Weiss, MS, RD and Janice Newell Bissex, MS, RD—better known as The Meal Makeover Moms—have partnered with the California Avocado Commission to put a healthy spin on a summer favorite…pie. Desserts made with fresh, seasonal produce are a great way to celebrate the summer. With California avocados in season from spring to fall, they are a delicious ingredient for any summer dish, including dessert. The Meal Makeover Moms reimagined the traditional Key Lime Pie and developed a zesty California Avocado Yogurt Key Lime Pie recipe that combines limes, creamy Greek yogurt and avocados nestled inside a delicious homemade graham cracker crust. One might not immediately think of avocados as something to use in baking, but the versatile California avocado adds a creamy rich flavor to any recipe. In addition to their consistent quality and exceptional flavor, they also offer an array of nutritional benefits. California avocados are naturally sodium and cholesterol free and contain “good” fats (both poly- and monounsaturated fats), along with nearly 20 vitamins, minerals and phytonutrients. Since the greatest concentration is in the dark green fruit closest to the peel, The Meal Makeover Moms suggest nicking and peeling the skin from the avocado to get to the most nutrient-rich fruit. To view more of The Meal Makeover Moms’ recipes or learn about California avocados, visit www.CaliforniaAvocado. com. California Avocado Yogurt Key Lime Pie Serves: 10 Ingredients 2 ripe Fresh California Avocados, quar-

tered, peeled and seeded ½ cup nonfat vanilla Greek yogurt ½ cup light agave nectar 1 lime, zested

about 3 hours. Garnish with optional toppings. (Store leftovers in the refrigerator and cover with plastic wrap.) Graham Cracker Almond Crust Ingredients ½ cup unsalted, whole roasted almonds

½ tsp. vanilla extract 7 whole graham crackers (14 squares) ½ cup light coconut milk 3 Tbsp. granulated sugar ½ cup lime juice ¼ tsp. salt 1 envelope unflavored gelatin 1 Tbsp. unsalted butter, melted Graham Cracker Almond Crust (see makeahead recipe below) 1 egg white Raspberries and light whipped cream, for Instructions garnish (optional) 1. Preheat the oven to 350° F. 2. Place the almonds in the bowl of a Instructions food processor and pulse until coarsely 1. Place avocados in the bowl of a food ground. Add the graham crackers, sugar processor with the yogurt, agave, lime zest and salt and pulse until finely ground. Add and vanilla extract; pulse until well com- the butter and egg white and pulse until bined. Scrape down the sides of the bowl evenly moistened and combined. as necessary. Set aside. 3. Press the crumb mixture firmly on 2. Place the coconut milk in a small the bottom and up the sides of a 9-inch pie saucepan and bring to low boil. Set aside. plate. Bake 10 to 12 minutes or until fraPlace the lime juice in a large bowl. Sprin- grant and golden. Cool completely before kle the gelatin over the juice and let stand filling. 1 minute. Gently whisk in the hot coconut Nutrition Information Per Serving: milk. Continue to whisk until the gelatin Calories 220; Total Fat 11 g (Sat 2.5 g, completely dissolves, about 5 minutes. Trans 0 g, Poly 1.5 g, Mono 6 g); ChoStir in the avocado mixture until well lesterol less than 5 mg; Sodium 100 mg; combined. Potassium 340 mg; Total Carbohydrates 3. Pour the mixture into the prepared 27 g; Dietary Fiber 2 g; Total Sugars 19 pie crust. Carefully transfer to the refrig- g; Protein 6 g erator and chill, uncovered, until firm,


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 19

How To Design A Bedroom That Unleashes Your Child’s Creativity (NAPSI)—Many parents may be surprised to learn that, according to Harris research, children begin taking an interest in changing their rooms just after the age of 5, citing more space to hang out and play as the No. 1 wish for the space. The study also found that 71 percent of parents think the design of a child’s room impacts creativity. “We’ve seen how room design can unleash a child’s creativity in our own family,” said Cortney Novogratz from HGTV’s “Home by Novogratz.” “For example, it’s important to give children their own workspace and play space filled with materials designed to help express their ideas in a productive and inspirational way, like arts and crafts supplies and construction toys such as LEGO Friends. It’s also important to give children plenty of floor space in which to play and get creative; this gives them their own personal space in which to spread out and use their imaginations to the fullest.” In addition to inviting children to put their remodeling and rebuilding skills to the test using toys that encourage construction, Robert and Cortney Novogratz offer these suggestions for creating those special environments that children will find inspiring and parents will find appealing: • Give kids more space. Leave as much floor space open for playing and hanging out as possible. Center the room with a soft rug and include easy storage solutions. The most effective storage is easily accessible to kids, where they can pull it out, play with their toys and be able to put it back without any help. The best stor-

age solutions do not dominate the room but cleverly do the job without taking up too much space. Kids need room to build, paint, create and so on but they also need supplies to do so, so try to keep storage solutions simple. • Show children their ideas have value by including them in the design decisionmaking process as much as possible, letting them offer their ideas. Bear in mind that boys and girls are equally interested in having a say in the design of their rooms. If you make your children a part of the creation process, they may be more likely to take better care of their environment and their belongings. • Personalize with color and collec-

tions. Embrace bold colors and don’t forget to have fun with it. Add more personality and originality, and foster a child’s pride by displaying his or her collections. Fun solutions for displaying collections include corkboards or pin boards to display art; Lucite shelves and boxes to display collections; and simple cubed shelving units that are cost effective and great for displaying models, trophies and other things that kids gravitate toward. • Learn more. For further visual inspiration from the Novogratz on how to put these tips into action, visit: www.LEGOBuildTogether.com or call (800) 838-9647

Preventing Electrical Fires (NAPSI)--Electrical failures and malfunctions are a leading cause of house fires year after year—but you can stay safe at home. Many electrical fires can be prevented simply by understanding basic electrical safety principles and following safe practices. Keep Home Fires From Burning To help you protect your home and family from electrical fires, the Electrical Safety Foundation International (ESFI) offers these tips: • Safety should always be the top priority when working with electricity. ESFI recommends that a qualified, licensed electrician perform all home electrical work in compliance with local and national safety standards. • Consider having your circuit breakers replaced with arc fault circuit interrupters (AFCIs), which provide enhanced electrical fire protection by detecting dangerous arcing conditions. • Make sure all electrical panel circuits

are properly labeled. Always replace fuses or circuit breakers with the correct size and amperage. • Keep the area around the electrical panel clear so you can easily shut off power in an emergency. • Every month, use the TEST button to check that ground fault circuit interrupters (GFCIs) and AFCIs are working properly. • Look for warning signs of an electrical problem, such as outlets and switches that are warm or make crackling, sizzling or buzzing noises. • Regularly check cords, outlets, switches, and appliances for signs of damage. Do not use damaged electrical devices. • Do not use extension cords on a permanent basis and never use them with space heaters or air conditioners. • Avoid overloading outlets. • Do not use lightbulbs that exceed the recommended wattage of the light fixture or lamp. What to Do in Case of Fire

Despite your best prevention efforts, a fire could still happen. Follow these five tips to make sure your family is prepared to make a safe escape: 1. Install smoke alarms inside each bedroom, outside each sleeping area and on every level of the house. 2. Test smoke alarms every month. 3. Create a family fire escape plan that includes two ways out of each room. 4. Pick an easy-to-find meeting place outside, a safe distance from your home. 5. Practice your escape plan by having at least two fire drills a year. Start one fire drill at night while your family is sleeping. Learn More: Visit www.electrical-safety.org for more home electrical safety information.

Subscribe To The Bradford Journal Today!


Page 20 Bradford Journal & Miner Thursday, August 23, 2012

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FAMILY FEATURES

hether you’re trying to control your weight or embrace a healthier lifestyle, the food choices you make have to be enjoyable. And deliciously healthy recipes are the key. “Recipes that use elements from New Nordic Cuisine are a great way to enjoy healthy eating,” said registered dietician and author Kate Geagan, MS, RD. “This cuisine is naturally rich in some of the healthiest, purest foods in the world. And, it can be easily adapted to U.S. tastes and lifestyles.” A plate filled with seafood, especially Norwegian Salmon, is a hallmark of New Nordic Cuisine. “I love how this cuisine is inspired by the sea,” Geagan said. “The ocean provides some of nature’s most perfect proteins that deliver whole body benefits.” For example, a serving of Norwegian Salmon is an excellent source of high quality protein and omega 3 fats. It also contains key nutrients, including selenium (thyroid and cell health), iodine (thyroid and hormonal health), vitamin D (bone and immune health) and vitamin B12 (red blood cell and neurological health). Norwegian Salmon is available fresh year-round, so it’s easy to incorporate into your everyday meal planning. For more deliciously healthy recipes, visit www.salmonfromnorway.com.

W

Poached Norwegian Salmon with Stewed Vegetables and Cucumber Salad

New Nordic Cuisine Nordic cultures have long enjoyed a reputation as some of the healthiest people in the world. New Nordic Cuisine is filled with healthy, hearty foods anyone can enjoy. Delicious elements of this cuisine include:  Seafood, such as Norwegian Salmon  Whole grains such as rye bread, barley and oats  Cabbage and other cruciferous vegetables  Berries, apples and pears  Root vegetables

Smoked Norwegian Salmon and Pearl Barley Salad

Norwegian Salmon in Aluminum Foil

Serves: 4 3/4 pound smoked Norwegian Salmon 1/2 cup pearl barley, soaked in cold water overnight 4 1/2 cups water, divided 1/2 cup olive oil 2 tablespoons wine vinegar 3 tablespoons fresh orange juice Salt and pepper, to taste 1 cup broccoli florets 1 carrot, cut into small cubes or strips 1/2 onion, chopped 1 red bell pepper, cut into small cubes or strips 1 cucumber, cut into large cubes 2 tablespoons chives, chopped 1 tablespoon parsley, chopped Dice salmon into 1/2 x 1/2-inch cubes (or if already sliced, cut in strips) and set aside in refrigerator. Drain water from barley. Simmer on low heat in 1 cup water with sprinkle of salt for approximately 30 minutes or until soft. Drain barley and transfer to bowl. Immediately add oil, vinegar, orange juice, salt and pepper, mix well and set aside to cool. Bring remaining 3 1/2 cups water to boil and add plenty of salt. When water boils vigorously, add broccoli and carrots and let cook for 30 seconds. Remove vegetables immediately with slotted spoon, plunge into ice water, and then take out of water to drain. When barley is cold, gently mix all ingredients together and serve with wholegrain bread or sprinkling of bread croutons on top. Vegetables and herbs can be varied according to your own preferences.

Serves: 4 4 sheets aluminum foil (12 x 18 inches, slightly larger than yellow legal pad) 2 tablespoons canola oil 2 medium carrots, cut into thin strips 1 small leek, cut into thin slices 1 onion, cut into thin slices 1 head iceberg lettuce, cut into 8 wedges 1 1/2 pounds Norwegian Salmon fillet, boneless, skin removed, cut into 8 portions 1 tablespoon water for each package 4 tablespoons crème fraîche or sour cream Salt and pepper, to taste Preheat oven to 350°F. Place aluminum foil on table with shortest side facing you. All food will be placed in middle of bottom half of foil. Top half of foil will eventually be folded over food. Brush center of bottom half with oil. Mix all vegetables and spread 1/4 of them over oil. Arrange 2 portions of salmon with vegetables. Add water. Season with salt and pepper. Repeat with remaining three sheets of foil. To seal pouches, fold top section of foil over. Fold and squeeze edges together to form well-sealed pouch. Place packages on large baking sheet and place in preheated oven. When packages enlarge, they’re ready to serve — usually after about 6 to 8 minutes. To serve, carefully place each package on plate and open at table with pair of scissors or knife. Spoon crème fraîche or sour cream onto fish and sprinkle with lemon juice. Fresh herbs can be added before or after cooking. Eat straight from package.

Norwegian Salmon The cold, clear waters of Norway create the ideal environment for ocean-farming flavorful Norwegian Salmon. Tasteful, healthful and versatile, salmon from Norway offers a deliciously easy way to incorporate more fish into the American diet. Norwegians take great care to ocean-farm salmon in a sustainable manner that’s good for the fish, good for the earth, and good for future generations. To learn more, visit www.salmonfromnorway.com.

Serves: 4 3/4 pound Norwegian Salmon fillet, boneless, skin removed 4 1/2 cups water 1 tablespoon salt 1 lemon Stewed Vegetables 1 1/4 cups water 4 potatoes, cut into cubes 3 carrots, cut into cubes 1 medium celeriac root, cut into cubes 2 onions, cut into cubes 1 medium size leek, cut into cubes 2 tablespoons fresh parsley or chives, chopped Salt and pepper, to taste 3/4 cup milk Cornstarch, to thicken sauce Cucumber Salad 1 pound cucumber 1 tablespoon sugar 2 tablespoons white wine vinegar 2 tablespoons olive oil Cut salmon into 4 even pieces and rinse well under cold water. In large pot, bring water to boil, add salt and then salmon. Immediately remove from heat and let stand to poach for 4 to 6 minutes, depending on thickness of fillet. Be careful not to overcook — the flavors and texture of salmon is at its best when served opaque throughout. Remove from pot with slotted spoon and let water drain off on towel before arranging salmon on plate. For vegetables, sprinkle water with salt and bring to boil in a large pot. When water is boiling, add potatoes, carrots, celeriac root and onions. Lower heat and simmer until soft. Add leeks and fresh herbs and simmer for 2 more minutes. Drain vegetables carefully in colander and make sure you keep cooking water. In same pot, bring milk and cooking water to boil; season with salt and pepper. Dilute cornstarch in small amount of cold water and add to boiling liquid until you have thick sauce. Add vegetables to milk mixture to reheat before serving. For cucumber salad, peel cucumber, split lengthwise and remove seeds with small spoon. Cut at an angle in thick slices and mix with sugar, vinegar and oil. Serve salmon with stewed vegetables and cucumber salad on the side. Serving Suggestion: A few drops of lemon juice on the salmon is a must.


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Bradford Journal & Miner Thursday, August 23 , 2012 Page 21

Spending Data Shows Consumers Are “On The Road Again” (NAPSI)—When it comes to travel, the open road is still king. That’s a key finding from the latest spending data in the Chase Freedom Lifestyle Index. The index, a barometer of consumer trends based on aggregated Chase Freedom cardholder spending data, revealed that while overall spending on travel has remained flat since 2011, road trip purchases, such as gas, fast food, hotel, car rental and toll purchases, saw double-digit increases between the first and second quarters of 2012, as well as modest gains year over year. Airline purchases, which only grew by 1 percent between 2011 and 2012, actually saw a 3 percent decline from the first quarter of 2012. Good for the Economy “Our cardholders, who represent a significant segment of the U.S. credit card market, have taken to the open road, investing on average hundreds of dollars each in communities across the country,” said Phil Christian, general manager, Chase Freedom. A Cross-Country Snapshot The Index’s “road trip price tag” reveals an average spending of $366.80 on these purchases between April and June 2012. This represents a 3 percent increase from the same quarter in 2011 and an 8 percent increase over the first quarter of 2012. The average man’s “road trip price tag” is nearly 45 percent higher than the average woman’s ($437.80 vs. $302.80). Cardholders between the ages of 35 and 44 had the highest level of spending ($448.50), while those over the age of 65 had the lowest level ($269.00). America’s heartland saw the greatest expenditures on road trip spending, led by South Dakota (where the average cardholder spent $476.90), Wisconsin ($472.50) and Indiana ($468.80). Increased travel spending was most notable in Arizona, Florida and Illinois. Spending on hotels and car rentals has been on the rise throughout 2012. In the category of car rentals, June marked the highest spending of the year so far. Dining Out Is on the Menu Whether it’s a quick stop on a road trip or a special dinner out at a favorite restaurant, Americans are also dining out in greater numbers in 2012. Overall dining spending is up 11 percent between the first and second quarters, with fast food outpacing general restaurant establishments (15 percent vs. 10 percent). Ladies Who Lunch, Breakfast and Dinner By gender, women increased their spending in both dining categories by a slightly higher margin than men: They spent 13 percent more in restaurants than last quarter, whereas spending among men grew 9 percent. In the fast-food category, women spent 17 percent more this quarter,

whereas men spent 15 percent more. Cash Back on the Road and at the Table Chase Freedom cardholders can earn 5 percent cash back on up to $1,500 in purchases at gas stations and restaurants from July through September 2012. Customers can activate 5 percent cash back

online, over the phone, via text message, on Facebook or at one of the bank’s 5,500 branches. For more information, visit Chase Freedom’s website at: www.chase.com/freedom or Facebook page at: www.facebook.com/ChaseFreedom

Help You Can Trust (NAPSI)—Charlotte Elliott of Georgia is a widow whose beloved husband of 40 years, Glen, passed away from brain cancer five years ago. Living alone and with limited family in the area, Charlotte was looking for help that she could trust. Fortunately, after receiving a piece of mail from Solutions for Caregivers, a benefit of Glen’s retirement package as a ranger chief for the Georgia Forestry Commission, Charlotte placed a call to the program and was immediately connected with Kris, a Solutions for Caregivers care coordinator. “Kris jumped right on my case. She spent time with me and helped me feel better about my situation. Kris identified caregiver resources in my area to help me with day-to-day living,” said Charlotte. With assistance from Solutions for Caregivers, Charlotte was directed to “wonderful people” who have been able to more effectively address her needs as a diabetic and amputee. Solutions for Caregivers has provided “all kinds of diet guides and information that has put me on the right path. Eating better is getting my diabetes under control.” Charlotte adds, “It makes me feel good that someone cares about me and is willing to help. We need to get the word out about Solutions for Caregivers. There are other people who need caregiver help.” Solutions for Caregivers provides care planning and care coordination services designed to support the overall well-being of the person receiving care and help alle-

viate stress for you and your family. Services are available in all 50 states and can be tailored to your needs. You can get the support you need today. You can learn more at: www.WhatIsSolutionsForCaregivers.com or by calling (877) 765-4473.

Value Menu Items Starting at

$1.00! 75 Forman Street Bradford, PA


Page 22 Bradford Journal & Miner Thursday, August 23, 2012

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What you need to know to keep pests out of your home

Photos courtesy of Getty Images

FAMILY FEATURES

obody likes a pest, especially the creepy, crawly kind. But they exist, and, unfortunately, too many of us make it easy for pests to take up residence right alongside the family. To help you remember the most effective way to deal with pests, use this acronym — INSPECT. It stands for:

N

Investigate. Take a serious, strategic approach to discovering potential pest problems in and around your home. Study. After identifying potential problems, study the potential cause or consequence of these problems.

Prepare. Plan how to most effectively solve your problem. Changing habits to include covering your dryer vent, and only eating in the kitchen can help prevent pests from taking up residence. Eliminate. Eliminate pest entryways into your home by caulking cracks and trimming trees and shrubs.

Clean. Maintaining your home and lawn are essential for discouraging pests from calling your home theirs. Eliminate opportunities for pests to find food, water, and nesting and hiding places.

Treat. To protect your home and family, properly treat pest problems with the appropriate pesticide product to effectively manage the problem.

Room by Room While pests can be in any part of your home, here are some of the more common rooms you’ll find them in, and what you can do to keep them out.

Bedroom Common Pests: Bed bugs, dust mites Bed bugs can live anywhere in any home. They tend to concentrate in mattresses, box springs and bed frames, but they can also be in curtains, inside furniture drawers, and in cracks in the wallpaper. They can even hitch a ride on clothing or in a backpack and be carried to and from school. Bed bugs can live for a year or more without feeding, and can withstand temperatures that range from nearly freezing to almost 113°F. Managing a bed bug infestation is difficult and requires professional help, which can include close inspection and monitoring, and possibly removal of all infested materials. Tips:  Check mattresses, headboards and box springs for signs of beg bug droppings, eggs or live nymphs.  Regularly inspect backpacks for signs of bed bugs.  If you suspect a bed bug infestation, contact a licensed pest management professional for an immediate inspection. Dust mites thrive in warm, humid conditions. They are found in mattresses, furniture, toys, curtains, carpets and rugs. They can trigger asthma, cause dermatitis, and transmit disease. Tips:  Cover mattresses and pillows with dust-proof, zippered covers tested and rated for dust mites.  Frequently change bed linens. Wash bedding and stuffed animals once a week.  Vacuum areas frequently.  Ask a pest management professional for help treating for dust mites.

Bathroom

Kitchen

Pests at School

Common Pests: Spiders, silverfish Spiders like to lurk in corners, cabinets and drawers, as well as clothing and behind curtains. If you have a persistent spider problem, it’s most likely that you also have other pests that are serving as a steady food source for spiders. Tips:  Remove webs with a broom or vacuum. Destroy any egg sacs you find. Check around windows, in corners or other out of the way spots.  Check for leaking water lines under the sink and in the shower/tub area.  Clean faucets and shower heads.  Supplement cleaning with proper insecticide treatment. Treat around baseboards, in cracks and crevices and other likely hiding places.

Common pests: Ants, roaches, rodents Insects and rodents look for food anywhere they can find it — cabinets, pantries, floorboards, areas where pet food is stored. These pests contaminate food and carry disease. Tips:  Maintain clean, clutter-free spaces.  Wipe up spills and pick up crumbs immediately.  Keep stove vents and drip pans clean.  Store food in air-tight and pest-proof containers, or in the refrigerator or freezer.  Don’t leave your pet’s food and water dishes out overnight.  Check for water leaks under the sink and refrigerator.  Keep trash and recycling areas clean, and rinse out food containers and beverage cans before disposing of them.  Baits, sprays and traps are effective ways to manage kitchen pests.

Common pests: Bed bugs, cockroaches, spiders and yellow jackets Tips:  Clean out your child’s backpack and other bags every day to avoid transporting pests to and from school.  Encourage your kids to learn to identify potentially harmful pests like stinging insects so they know when to tell an adult and how to avoid being stung.  Talk to your school about monitoring for pests like cockroaches, which are known allergens and can trigger asthma attacks.  Keep an eye out for pests like flies or mice that can spread diseases or contaminate food in the cafeteria.

Silverfish like to chew on anything with starch or polysaccrides — paper, photos, hair, wallpaper, carpet, clothing and even dandruff. Tips:  Eliminate sources of water. Fix leaky faucets, and don’t let water stand in the tub or sink.  Replace or repair moldy or wet wood in the bathroom.  Reduce humidity in the bathroom by running a fan or opening a window while you shower.

To learn more about preventing pest problems in your home, visit www.debugthemyths.com.

School can be a playground for pests. The Environmental Protection Agency recommends that schools use integrated pest management (IPM) to deal with pest problems. School IPM programs use common sense strategies that reduce sources of food, water and shelter for pests. They also use pesticides judiciously and carefully when necessary to eliminate and manage potentially harmful pest infestations. Learn more about IPM at www.debugthemyths.com.


Page 23 Bradford Journal & Miner Thursday, August 23, 2012

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FAMILY FEATURES

merican families understand the importance of protecting their assets and possessions. For a growing number of homeowners and renters, protection plans provide peace of mind that their possessions can be repaired or replaced if the unexpected happens.

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Renters Insurance For about 37 million Americans, renting a house or apartment is more affordable, and sometimes even preferable, to home ownership. But there are some disadvantages to renting. According to the Bureau of Justice Statistics, renters are 50 percent more likely than homeowners to be robbed. Likewise, the National Fire Protection Association reports that 270 apartment fires break out each day in the United States. While homeowners are required to have insurance against these types of problems, most renters are not. In fact, a survey by Apartments.com found that 67 percent of respondents did not have renters insurance. Why don’t more renters insure their valuable possessions? Here are three common misconceptions that could be standing in the way of peace of mind.  “I can’t afford it.” The average renters insurance policy costs less than $200 per year, according to the National Association of Insurance Commissioners (NAIC).  “I don’t have anything worth protecting.” Clothing, appliances and electronics can all be covered under renters insurance. The cost of replacing your computer, television, smart phone or gaming system will likely be higher than the cost of insuring them.  “I’m covered by my landlord’s insurance.” Landlords carry insurance to cover structural damage to the building, but it does not cover your personal property. Nor does it protect you from liability for structural damage you might cause. “Renters insurance is one of those things you hope you never need, but accidents do happen — and it pays to make sure you and your property are fully protected,” said Kathy McDonald, president, Property Solutions at Assurant Specialty Property. “In addition to protecting your possessions, renters insurance can protect you against personal liability, too. If you accidentally start a kitchen fire or flood in the bathroom and it damages your apartment, or a neighbor’s apartment, you’re the one that’s liable, not your landlord.”

Get the Right Coverage The amount of insurance you need will depend on what you want to protect and the types of hazards you want to safeguard against. Your insurance agent can give you specifics based on your state and the kind of policy you want. Ask questions such as:  What hazards are included? Do I need a separate policy for specific circumstances?  Are my roommates covered by the policy?  What optional coverage is available (such as flood or earthquake coverage)?  How much liability coverage is provided?  Will I receive additional living expenses if I have to live elsewhere while my apartment is being repaired?  Do I need additional coverage for damages or injuries caused by my pet?  Does my policy cover items stolen or damaged while not on the property (i.e. stolen from your car)? McDonald recommends making sure you are covered for replacement costs. “If you file a claim without replacement cost coverage, you’ll get paid what the item is worth now, not for the cost of replacing it with a brand new item. It’s definitely worth the investment,” she said. Learn more and get a quote at www.rentersecurity.com.

Take Inventory Photo courtesy of Getty Images

Protecting Your Possessions Whether you are a renter, a homeowner or are just living with one, it’s likely that you have possessions that you care about. Extended service contracts can help you protect your valuable possessions from mechanical failure, breakage and other perils after the manufacturer’s warranty expires. Gaming systems, televisions, smartphones, tablets, laptops and other electronics are now an important part of everyday life, and you don’t want to be without them for long. But when an electronic device gets damaged or simply breaks down, renters insurance won’t cover it, and the manufacturer’s warranty might not be enough to pay for repair or replacement. Many product warranties only cover parts and labor for up to 90 days after purchase. “If you’ve invested your hard-earned money into an expensive electronic device, you want to know you can get it repaired quickly,” said Joe Erdeman, president of Assurant Solutions’ extended service protection business. “Extended service contracts provide important coverage for the items you just can’t live without.” An extended service contract provides for normal wear and tear as well as accidental

damage, and provides additional coverage that your renters insurance won’t cover. You get 24/7 customer and technical support, coverage for 100 percent of the parts and labor cost, and assistance from licensed and insured trade professionals. When looking for an extended service contract, ask yourself these questions.  What are the terms and conditions of the coverage?  Does it provide toll-free telephone and/or online access to technical support?  Who pays for shipping and handling if a product must be returned?  Does the contract include a “no lemon” policy?  Does it provide in-home service?  Does the contract include accidental damage coverage? Erdeman noted that extended warranties for computers now provide a variety of ways to get support. Online chat and telephone technical support provide services that range from basic troubleshooting to defragging drives, optimizing speed and addressing malfunctioning keys. At any time of the day or night, consumers won’t be left in the dark. Help is always available to provide answers to common questions about computer troubles. To learn more about protecting your possessions, visit www.assurantsolutions.com/extendedprotection or visit them on Facebook at www.facebook.com/AssurantSolutionsSocial.

A home inventory is one of the best ways to make sure your property is fully protected. A well-documented list of your possessions will help you get the right amount of coverage to fully protect your valuables. And the information stored in your inventory could help with repair or replacement if you need it. The NAIC recommends taking these steps to create your own home inventory:  Make a list of your possessions, including jewelry, electronics, fine art, family heirlooms, collections, furniture, toys, CDs, clothing, sports equipment, tools, etc.  Photograph or videotape each item, and document a brief description including age, purchase price and estimated current value. Remember to open drawers and closets to document what’s inside.  Attach copies of original sales receipts and/or appraisal documents. Be sure to note model and serial numbers.  Store your inventory and related documents in a safe, easily accessible place such as a secured online site, a fire-proof box or in a safe deposit box. You may want to share a copy with your insurance provider so he or she can make necessary updates to your coverage.  Review and update your inventory annually and whenever you make a significant purchase. The NAIC offers a free mobile app that captures and electronically stores images, descriptions, bar codes and serial numbers. You can download the myHOME Scr.APP.book app for iPhone users at the App Store.

Bradford Journal Issue Aug. 23, 2012  

Fourth Issue August 2012

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