Bradford’s Weekly Newpaper Magazine
VOL. 172 NO. 5 BRADFORD JOURNAL/MINER THURSDAY, JANUARY 31, 2013 www.bradfordjournal.com $1.00 Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468
Anderson’s Students Take Reading Break
Bradford Journal Photo From the left, clockwise around the table are Jaida Hatch 8, Tripp Hoover 9, Kyndzie Skok 9, Matthew Taylor 9, and Michael Greenberg 8 in Ms. Anderson’s third grade classroom at School Street Elementary School. It was January 28th and they were in the midst of a snack and reading break reading such favorites as The Octopuses Garden, and Ripley’s Believe It Or Not.
Checks Student Folders
Bradford Journal Photo Mr. Causer, substitute teacher for Ms. Anderson’s third grade class, checks and O.K.’s contents of their red folders, January 28th, at School Street Elementary School. Students, left to right are Mallory Krug 9, Austin Dalaba 9, Jessica Dubeck, and Khadijah Thomas.
Students Visualize Robots In Art Class
Bradford Journal Photo Mrs. Bechelli’s third grade students at School Street Elementary School begin a unit on robots in Miss Hunter’s art classroom, January 28th. First they discuss function, then form, and then they will proceed with the final product. From the left, clockwise around the table are Allen Haun 9, Ryley Close 8, Jacob McCaffery 9, Seth Pierce 8, and Caden Fox 8. Here they were answering the question of what robots could be used for. (See photo gallery for video.)
Local News/Weather 2 Comments & Opinions 3 Obituaries 4 Social News 6 Food/Recipes 9 Comics 13 Classifieds 15 Crossword/Word Seek 16 Bradford Journal P.O. Box, Bradford, PA 16701 www.bradfordjournal.com Phone: 814-465-3468
Page 2 Bradford Journal & Miner Thursday, January 31, 2013
LOCAL NEWS Burns & Burns and Bradford Health Center continue to lead Chess League At the end of the seventh round in the chess league at School Street Elementary, the Bradford Health Center holds first place by just one point. Dr. Gonzalez is in second. In the junior varsity division, Burns & Burns continues to lead the JV section with a 3-point advantage; the Williams Agency holds second, just half a point ahead of E & M Engineers & Surveyors. In the JV section, Brayden Ervin (member of the Tasta Pizza Team) and Hugh Kennedy (member of the Burns & Burns Team) remain tied for first place individuals. Tied for second are Mitchell Forbes (Captain for Kelly’s Restaurant) and Frank Colosimo (captain for Hamlin Bank). Players undefeated in the varsity include Greg Henry (captain for the Bradford Health Center Team) and Mike Jones captain for Dr. Gonzales Team). Team scores are listed below. Tamara Ferguson (captain for Smith’s Fine Jewelry) remains in third place. For additional information about the league, contact Robert Ferguson at firstname.lastname@example.org or visit the club’s website at http://bradfordchessclub.org/. Varsity Division Team
Junior Varsity Division Team Score Kara Kennedy, Tastefully Simple Team Manager 16.5 Lang Surveying 15.5 Smith’s Watch & Clock Repair 15.0 Eschrich Construction 13.0 The Pharmacy 12.5 Edmond Chevrolet 10.0
Student News (CHESTERTOWN, MD) -- Washington College in Chestertown, Maryland, has announced its Dean’s List for the Fall 2012 semester. Stephen McFall of Smethport, PA, class of 2016, was recognized for academic excellence and achieving a grade point average of 3.5 or higher for the semester.
Discuss Good Use For Robots During Art
Bradford Health Center Dr. Gonzalez Smith’s Fine Jewelry Dexter’s Service Center Hennard’s Construction Regional Radiology Associates MJW
10.5 9.5 8.5 6.5 6.5 6.5 5.0
Junior Varsity Division Team Score Burns & Burns 22.5 Williams Agency 19.5 E & M Engineers & Surveyors 19.0 Tasta Pizza 18.0 Hamlin Bank 17.5 Kelly’s Restaurant 17.0
Bradford Journal Photo Mrs. Bechelli’s third grade students think about, and discuss the various dangerous jobs that can be performed by robots, during Miss Hunter’s art class, January 28th at School Street Elementary School. From the left, clockwise around the table are Rachel Bradford 8, William Cross 8, Manav Singh 8, Katherine Roessler 8, Aaron Boon 9, and Jaydon Warnick 9. (See photo gallery for video.)
THE BRADFORD AREA 5-DAY WEATHER FORECAST
Thursday, Jan. 31: Snow showers today with a light accumulation possible. High of 25°. Thursday Night: Cloudy with a chance of snow showers. Low of 12°.
Friday, Feb. 1: Cloudy with a chance of snow showers. High of 19°. Friday Night: Mostly cloudy and cold with a chance of snow showers. Low of 8°.
Feb. 3: Mostly cloudy with a chance of snow showers. High of 21°. Saturday Night: Sunday Night: Cloudy and cold with Cloudy and remaina chance of snow ing cold with some showers. Low of 12°. snow tonight. Low of 13°. Feb. 2: Mostly cloudy with a chance of snow showers. High of 21°.
Monday, Feb. 4: Cloudy and a little warmer with some snow in the afternoon. High of 27°. Monday Night: Periods of snow tonight with up to an inch of accumulation possible. Low of 13°.
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Bradford Journal & Miner Thursday, January 31, 2013 Page 3
5 ¢ENTS WORTH
Working Out Details Of Robot Construction
by Grant Nichols
We were back at School Street Elementary School this week in an attempt to cover all the classrooms before the end of the year. We took a video at the school’s library where the librarian, Mrs. Cornelius was teaching fourth grade students about Haiku poetry (This, along with other videos can be found in the photo gallery). Next we visited Mrs. Bechelli’s third grade classroom where she was busy teaching a math class that included only some of her regular students. There we took a quick video and photo, and headed to Miss Hunter’s art room where all of Mrs. Bechelli’s students (including some who we had already photographed) were learning about the details of making a robot. Among other photos we took a video of the entire class at work. Our final stop for the day was Ms. Anderson’s third grade classroom where the students were taking a snack break, while reading quietly…….Our friend Tom Clark will be making his yearly trek to Punxsutawney, PA, early Saturday morning, February 2nd, for the 127th annual Groundhog Day festivities. Listen for his live report from Gobbler’s Knob starting at 7:20 a.m. on WESB 1490 AM and 100.1 The Hero. He will also be our photographer for the event and share his pictures with us in next week’s edition of the Bradford Journal. Tom tells us that you may click on <www.visitpa.com/ groundhog-day-live-stream> to watch the ceremony live on the internet…….. Earlier this week we listened to a radio program regarding gun control. Colonial laws were being discussed in an effort to divine the meaning of the right to bear arms as stated in the second amendment to our present day U.S. Constitution. It seems that the assemblies of all the original thirteen colonies gave its citizens the right to bear arms to protect the integrity of each colony from invasion and turmoil from within. But this right was limited to use of arms within the militia, in all but two colonies. The assemblies of eleven of the original colonies felt that weapons in the hands of the citizens put the government at risk of revolution. Only Pennsylvania and Vermont had colonial laws that specifically stated that weapons could be used, not only in the militia, but also by citizens in the preservation of their personal rights. Perhaps the second amendment with its emphasis on “militia” is not the right place to look for proof our right to bear arms.
Bradford Journal Photo From the left, clockwise around the table are Mrs. Bechelli’s third grade students in Miss Hunter’s art room at School Street Elementary School, January 28th, Alyssa Westfall 8, Shakira Griffin 9, Charitee Howard 9, Tyler O’Neil 9, and Krissa Jackson 8. They were discussing the body parts necessary for robots constructed to help us with dangerous work. (See photo gallery for video.)
Mrs. Bechelli’s Third Grade Math Class
Bradford Journal Photo Mrs. Bechelli’s third grade math class poses for us before heading out to their specials, January 28th, at School Street Elementary School. In no special order are Lanie Allen, Kathrine Cabisca, Rylee Close, Spencer Cornelius, Dalton Dixon, Madeline Emerson, Brayden Ervin, Jessica Fox, Joseph Green Tripp Hoover, Gage Kremer, Tyler O’Neil, Christian Peterson, Lauren Placer, Manav Singh, Brett Thompson, and Darian Wineberg. The teacher had just completed a lesson in computation using the classroom smartboard. (See photo gallery for video.)
Page 4 Bradford Journal & Miner Thursday, January 31, 2013
OBITUARIES Rosemary Zurat Rosemary C. Zurat, 93, of 89 East Main St., Bradford, passed away Thursday (Jan. 17, 2013) at The Pavilion at BRMC. Born Feb. 8, 1919, in Bradford, she was daughter of Samuel and Julia Surra Fedele. On May 27, 1945,
in Olean, N.Y., she married Frank J. Zurat, who survives her. She retired from Speer Resistor after 26 years of service. Surviving, in addition to her husband Frank of 67 years, is one daughter, Jacqueline Davis of New York City, N.Y.; one daughter-inlaw, Janet Zurat of Bradford; four grandchildren; three great-grandchildren; and several nieces and nephews.
Robert McCanna Sr. Robert C. McCanna Sr., 82, of 8 Deer Run, Bradford, passed away peacefully Tuesday (Jan. 22, 2013) at Bradford Regional Medical Center. Born April 30, 1930, in Bradford, he was a son of the late Charles and Ruth McCune McCanna and stepmother Alice F. Woodruff McCanna. On March 11,
1967, he married Helen J. Stuckey McCanna, who survives. He worked at W.R. Case Cutlery & Sons Cutlery Co. in Bradford and K-Bar Cutlery in Olean, N.Y. He later worked at Jarrett Machine Shop, retiring in 1992. After his retirement he worked part-time at Quaker Boy Inc., until 2009. In addition to his wife of 45 years, Helen, he is survived by one daughter, Carolyn K. McCanna of Bradford; one son, Robert C. McCanna Jr. of Bradford; two stepdaughters, Mary (Ed) Wells of Pickerington, Ohio, and Patricia (Michael) Nicolia of Lancaster, Ohio; and three step grandsons. Burial was in McKean Memorial Park, Lafayette.
be with her Lord and Savior on Tuesday (Jan. 22, 2013) at the Bradford Ecumenical Home. She was born on Aug. 9, 1934, in Bradford, the daughter of the late Clyde and Angie Chiarilli Hess. On Nov. 14, 1959, in St. Bernard Catholic Church, she married Guy J. Larkham, who preceded her in death on Sept. 20, 2002. She was employed by Northwest Savings Bank in Bradford for 20 years, retiring in 1996 as a customer service representative. Mrs. Larkham is survived by one son, Steven (Susan) Larkham of Lewis Run; two daughters, Sharon Larkham of Mesa, Ariz., and Lisa Johnston of Bradford; six grandsons; one granddaughter; Geraldine five great-grandchildren; one brothLarkham Geraldine A. er, Bernard Hess; a Larkham, 78, of loving companion, Bradford, went to Floyd Reed of War-
ren; and several nieces and nephews. Burial was in St. Bernard Cemetery.
several nieces and nephews. Burial was in Willow Dale Cemetery.
Stanley G. Black, 78, of 93 Derrick Road, passed away Wednesday (Jan. 23, 2013) at Bradford Regional Medical Center. Born July 10, 1934, in Derrick City, he was a son of the late Augustus E. and Caroline Clark Black. On Sept. 2, 1972, in Bradford, he married Shirley Cicerello Black, who survives. After his retirement from the military, he worked for the Bradford Township Police Department, and later was the operations manager for Loomis Armored Inc. in Tucson, Ariz. In addition to his wife, he is survived by two brothers, Verlin L. (Shirley K.) Black of Bradford and Donald J. Black of Melbourne, Fla.; and
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Jacqueline L. Belliveau, 48, of 179 Jackson Ave., passed away, Wednesday (Jan. 23, 2013) at her residence. Born May 23, 1964, she was a daughter of Harold D. Skaggs of Bradford and Grace Skaggs of Olean, N.Y. She is survived by her longtime companion, Bruce Bielat, with whom she resided; a daughter, Paige (Kody) BelliveauClark of Bradford; a son, Jeremy Belliveau of Bradford; two sisters, Verda Ott and Sharon Skaggs; one half-sister Karen Beckwith; two brothers, Daniel Skaggs Sr. and Harold D. Skaggs Jr.; and one halfbrother, Harold K. Skaggs. Burial was in the McKean Memorial Park.
USPS-062-740 Postmaster: Send address changes to: Bradford Journal P.O. Box 17 Bradford, PA 16701-0017 Phone: 814-465-3468 Copy Deadline: Noon Saturday Published every Thursday at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June. Subscription In Advance (By U.S. Mail) Yearly/$50.00 Within County Yearly/$68.00 Outside County Internet Color Version $15.00 yearly Email Color Version $26.00 yearly
Grant Nichols Publisher Debi Nichols Editor Don Poleteo Military Correspondant Periodical postage paid at USPS Bradford, PA 16701-9998
Bradford Journal & Miner Thursday, January 31, 2013 Page 5
BUSINESS & PERSONAL FINANCES
With Investments, Diversifying Is Key -by Jason Alderman Ever wonder why Mom and Pop stores sell wildly unrelated products side by side, like umbrellas and sunglasses, or Halloween candy and screwdrivers? Customers probably would never buy these items on the same shopping trip, right? That’s exactly the point. By diversifying their product offerings, vendors reduce the risk of losing sales on any given day, since people don’t usually buy umbrellas on sunny days or sunglasses when it rains. The same diversification principle also applies in the investment world, where it’s referred to as asset allocation. By spreading your assets across different investment classes (stock mutual funds, bonds, money market securities, real estate, cash, etc.), if one category tanks temporarily you may be at least partially protected by others. You must weigh several factors when determining how best to allocate your assets: Risk tolerance. This refers to your appetite for risking the loss of some or all of your original investment in exchange for greater potential rewards. Although higher-risk investments (like stocks) are potentially more profitable over the long haul, they’re also at greater risk for shortterm losses. Ask yourself, would you lose sleep investing in funds that might lose money or fluctuate wildly in value for several years; or will you comfortably risk temporary losses in exchange for potentially greater returns? Time horizon. This is the expected length of time you’ll be investing for a particular financial goal. If you are decades away from retirement, you may be comfortable with riskier, more volatile investments. But if your retirement looms, or you’ll soon need to tap college savings, you might not want to risk sudden downturns that could gut your balance in the short term. Diversification within risk categories is also important. From a diversification standpoint it’s not prudent to invest in only a few stocks. That’s why mutual funds are so popular: They pool money from many investors and buy a broad spectrum of securities. Thus, if one company in the fund does poorly, the overall impact on your account is lessened. Many people don’t have the expertise – or time – to build a diversified investment portfolio with the proper asset mix. That’s why most 401(k) plans and brokerages offer portfolios with varying risk profiles, from extremely conservative (e.g., mostly treasury bills or money market funds) to very aggressive (stock in smaller businesses or in developing countries). Typically, each portfolio is comprised
of various investments that combined reach the appropriate risk level. For example, one moderately conservative portfolio offered by Schwab consists of 50 percent interest-bearing bond funds, 40 percent stocks and 10 percent cash equivalents. Usually, the more aggressive the portfolio, the higher percentage of stocks it contains (i.e., higher risk/higher reward). Another possibility is the so-called “targeted maturity” or lifecycle funds offered by many 401(k) plans and brokerages. With these, you choose the fund clos-
est to your planned retirement date and the fund manager picks an appropriate investment mixture. As retirement approaches the fund is continually “rebalanced” to become more conservative. Although convenient, this one-sizefits-all approach may not suit your individual needs; for example, you may want to invest more – or less – aggressively, or may not like some of the funds included. These may seem like complicated concepts, but the Security and Exchange Commission’s publication,
“Beginner’s Guide to Asset Allocation, Diversification and Rebalancing,” does a good job explaining them (www.sec. gov).
Page 6 Bradford Journal & Miner Thursday, January 31, 2013
AREA SOCIAL NEWS Bradford Area Calendar of Events: JANUARY 2013: JAN. 31: Knitting Club 1-3pm Bradford Area Public Library, W. Washington Street, Bradford, PA. Whether you are an expert knitter or have never picked up a set of needles, this informal club is for you. Meets weekly in the Carnegie Room. For more information, call the Bradford Area Public Library at 814-362-6527
FEBRUARY 2013: FEB. 2: Free Family Film Fest 2013 – Diary of a Wimpy Kid III (PG) Doors open at 9:30, Movie starts 10am Bradford Main Street Moviehouse, 123 Main Street, Bradford, PA. Family friendly, character-building films and festivities! Free candy, prizes, bike raffle, parade! Children under 12 must be with an adult and all adults must be with a child. For more information, visit www.dipsontheatres.com or call 363-9388. Bradford Brewfest:The Ultimate Beer Experience 4-10pm St. Bernard Parish Center Auditorium (Gymnasium), East Corydon Street, Bradford. $25 per person includes beer and food samples, additional food/beverages available for purchase. Event also features vendors, Chinese auction, entertainment, and Home Brew contest. Tickets available at the Bradford Area Chamber of Commerce office, 121 Main Street, Bradford, PA. Chamber members interested in participating as food or merchandise vendors should contact the Chamber for registration forms - $75 vendor registration fee. Presented by the Bradford Area Chamber of Commerce, Glenwood Beer Distributors, and Bradford City Beers. For questions or more information, contact the Chamber at 814-368-7115 or email@example.com. FEB. 3: Bradford Rotary Club Pancake & Sausage Brunch 9am-1pm West Branch Community Club, Irving Lane, Bradford. All the pancakes you can eat! Adults: $6. Child 12 & under: $3. Family maximum: $18. Proceeds benefit Bradford Rotary Club community projects.
Bradford TOPS #16
-article submitted Leader Vickie Johnson conducted the meeting of Tops PA. 16 held on Thursday afternoon, January 24th, at the First Presbyterian church. There were 25 weigh ins with a loss of 16 3/4 pounds. Loser in waiting is Gail Kio. Liz.Tanner and Marilyn Gross were officers of the week. The Fashion Tip was given by Gail: “When layering a sweater or jacket over a blouse, use a darker hue blouse. It will make your body seem to sink away. Thus making you appear slimmer.” Helpful Hint: “To keep ants in the house away, spray with a few drops of peppermint oil in water where ants are seen or where they are coming in. It won’t harm other animals.” Nutritionist Mary Ann Kahle visited and gave a program on starting over. She encouraged everyone to get back on weight loss track as quickly as possible. She also spoke on the amounts of sugar there are in different foods, and gave many other helpful diet hints. A question and answer session was held after the program.
Subscribe Today! Learning Note Values
Bradford Post 108 Friday, February 1st
Son, Jan. 19, to Joanna Hendryx and Derek Gumtow, Bradford, PA. Daughter, Jan. 21, to Amanda Hughes and Jake Blauser, Gifford, PA. Son, Jan. 22, to Brittni Saltsman and Ryan Orner, Smethport, PA. Daughter, Jan. 22, to Deanna and Robert Getz Jr., Lewis Run, PA. Son, Jan. 22, to Tiffany Morelli and Joshua Vangor, Bradford, PA. Son, Jan. 25, to Jennifer and Shawn Poling, Bradford, PA.
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Bradford Journal Photo Mrs. Becky Ruckdeschel teaches these 4th grade snare drum students note values, in her music classroom, January 28th at School Street Elementary School. Left to right are Jacob Quick 10, Tyler Dubeck 10, and Mikaylah Kriner 10. “Back and forth, 1, 2, ready go. 1,2,3,4.”
Bradford Journal & Miner Thursday, January 31, 2013 Page 7
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Page 8 Bradford Journal & Miner Thursday, January 31, 2013
How To Improve Your Vehicle’s Fuel Efficiency (NAPSI)—Your car can go farther for less if you take a few steps to keep it efficient. It helps to take meticulous care of your vehicle by following the manufacturer’s recommended maintenance schedules and using the right products inside and out. This includes getting your oil changed, rotating your tires, checking hoses and belts for wear, replacing worn windshield wipers and keeping your vehicle clean. Another way to extend the life of your vehicle and improve fuel efficiency is to make sure your fuel system is clean. To help, here are a few fuel system basics. What does a fuel system do? A fuel system’s job is to properly maintain fuel demand. The fuel is eventually sprayed from the fuel injectors into the intake stream and into the combustion chamber. What does a fuel system consist of? Depending on whether it’s a return or a returnless fuel system, it can consist of the fuel tank, fuel pump, sending fuel lines, fuel rail, fuel injectors, fuel pressure regulator and returning fuel lines. If you have a returnless system, there is no fuel pressure regulator or return fuel lines. How do I know my fuel system needs to be cleaned? If your fuel injectors have become clogged from deposits, they are not able to provide the wide and fine spray of fuel needed for the spark to ignite it. There are a few signs that may indicate you need to clean your fuel system. • You are getting lower gas mileage. • There is a hesitation when you put your foot on the gas pedal. • You are experiencing a loss of power when driving your vehicle. One easy and convenient solution is to use a total fuel system cleaner such as Max-Clean by premium synthetic lubricant manufacturer Royal Purple. It can clean fuel lines and injectors, restore fuel
economy and reduce both engine buildup and tailpipe emissions by deeply penetrating and cleaning injectors, carburetors, intake valves and combustion chambers. The lubricant works in a variety of engines whether new or old, gasoline or diesel. One bottle will treat 15 to 20 gallons. You just pour it into a nearly empty tank and refuel. Fuel system maintenance can easily be
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Bradford Journal Photo Third grade students (l-r) Khadijah Thomas 8, Dylan Close 8, and Nevaeh Tyler 8, look up from their books in Ms. Anderson’s class, January 28th at School Street Elementary School. During a reading and snack break they were reading such titles as Guinness World Records, and The Little Bear.
Bradford Journal & Miner Thursday, January 31, 2013 Page 9
Tomato Linguini Sauté Yield: 4 servings 2 pounds ripe Florida tomatoes 1/2 cup olive oil 1 lemon, zested and juiced 1 pound whole-wheat linguini (or your favorite pasta) 3 cloves garlic, minced 1/2 bunch fresh basil, hand torn (or 1 tablespoon dried) Freshly grated Parmesan cheese Kosher salt to taste Fresh ground pepper to taste Wash and rinse tomatoes. Dry tomatoes, then core and cut in half. Use a spoon to remove most of the seeds. Chop tomatoes coarsely. Add chopped tomatoes to a colander, sprinkle with a few pinches of salt and let them sit so they can release some of their water. This should only take a half an hour and can be done ahead of time. Combine drained tomatoes, olive oil, lemon juice, lemon zest and garlic into a large sauté pan. Heat tomato mixture over low heat. The idea is to warm the mixture and not cook it. Cook and drain pasta according to package directions. Put pasta in a bowl. Add fresh basil and Parmesan to pasta and toss. Taste for seasoning and adjust with kosher salt and fresh ground pepper. Dish pasta onto plates, and top with tomato mixture. Serve warm with crusty bread, or chill for later.
he best way to get the whole family to eat better is with recipes using fresh, flavorful ingredients. These recipes use fresh Florida tomatoes, which are available nationwide, in delicious ways that even the kids won’t be able to resist — a savory tomato soup served in bread bowls; a satisfying pasta with tomato sauce; and fun, individual pita pizzas they can help make. Get more family-friendly recipes like these at www.floridatomatoes.org. You can also sign up for The Dish, a free Florida tomato newsletter that covers all things tomato, like recipes, handling tips and trivia.
Table Talk The more kids learn about the foods they eat, the more likely they are to eat it. Spark some dinnertime conversations with some fun and interesting facts about Florida tomatoes. The conquistadors encountered tomatoes when they arrived in the New World. The Aztecs called them xitomatl. The Italian word for tomato is pomodoro. In French, it’s pomme d’amour. In Spanish, it’s tomate. Florida ships nearly 1 billion pounds of fresh tomatoes to the rest of the United States, Canada and other countries. Botanically, the tomato is a fruit of the vine. In the kitchen, it’s treated as a vegetable. In fact, in 1893, the United States Supreme Court ruled, for the purpose of levying a tariff, that the tomato was a vegetable. Get more fun facts and activities featuring Florida tomatoes at the Florida Tomato Kids Corner website, www.floridatomatoes.org/Kids. Developed by an educator, it has age-appropriate activities that promote general academic skills in fun and engaging ways.
Fresh Vegetable Pita Pizza Yield: 4 servings 1 pound Florida tomatoes 4 7-inch pita breads 1 tablespoon olive oil 2 tablespoons grated Parmesan cheese 1 1/2 teaspoons Italian seasoning, divided 2 cups shredded part-skim mozzarella cheese, divided 1 medium zucchini cut in half lengthwise and thinly sliced (2 cups) 1 green pepper cut in half lengthwise and thinly sliced 1 cup thinly sliced sweet red or white onion Crushed red pepper, optional Preheat oven to 425°F. Use tomatoes held at room temperature until fully ripe. Core and slice tomatoes; cut each slice in half. Place pitas on 2 baking sheets; brush with oil. Arrange tomato slices on each pita, dividing evenly. Sprinkle with Parmesan and half of the Italian seasoning. Bake until tomatoes are heated and pitas begin to crisp, about 10 minutes. Sprinkle tomatoes with half of the mozzarella cheese. Top with zucchini, green pepper and onion. Sprinkle with remaining mozzarella and Italian seasoning. Bake until cheese is melted and vegetables are crisp-tender, about 10 minutes. Serve with crushed red pepper, and additional Parmesan, if desired.
Broiled Fresh Tomato Soup Yield: 4 servings 2 pounds Florida tomatoes 3 medium onions cut into halves 6 garlic cloves 2 tablespoons olive oil 1 tablespoon red wine vinegar 1 teaspoon sugar 1/2 teaspoon salt 1/2 teaspoon ground black pepper 1 can (13 ounces) ready-to-serve chicken broth 4 large (5-inch) Kaiser rolls 1 cup cubed Muenster cheese Basil or parsley for garnish Use tomatoes held at room temperature until fully ripe; core and cut into halves. Preheat broiler. On shallow pan, arrange tomato and onion halves cut side down. Place garlic cloves around vegetables. In a cup, mix oil, vinegar, sugar, salt and pepper. Brush over vegetables, coating completely. Broil 3 to 4 inches from heat source until lightly charred, 10 to 15 minutes, removing garlic cloves as they
brown and soften, and turning pan around for even cooking. Turn vegetables over and broil until lightly charred and tender, about 10 to 15 minutes longer. Remove pan from broiler and cool; peel skins from tomatoes. In food processor or blender, puree tomatoes, onions and garlic with pan juices until fairly smooth. Pour into medium saucepan; stir in chicken broth. Bring to a boil; reduce heat to mediumlow; cover and simmer to blend flavors, about 10 minutes. Remove from heat and keep warm. To make bread bowls: preheat oven to 400°F. Using sharp knife, cut off top of each roll. Pull out soft centers, leaving 1/2-inch-thick shells; discard soft bread. Reserve tops. Place bowls and tops on baking sheet. Bake until crisp, about 5 to 8 minutes, turning once. To serve, place rolls in soup plates. Ladle hot soup into and around bowls. Top with cheese cubes. Garnish with basil or parsley, if desired. Serve immediately.
Page 10 Bradford Journal & Miner Thursday, January 31, 2013
Forget Takeout...Take In! (NAPSI)—One of the best things about dining out are the mouthwatering appetizers. They’re special treats because they are often menu items that can be difficult to re-create at home. With a little help from the frozen aisle of your favorite grocery store, it is simple to prepare showstopping appetizers that require very little culinary know-how. Companies like SeaPak Shrimp & Seafood Co. are now making products that are dead ringers for popular restaurant choices. For example, new SeaPak Shrimp Spring Rolls with Sweet Thai Chili Dipping Sauce bake to golden perfection in less than 15 minutes. The tender shrimp and crispy vegetables will have guests all wrapped up. Grocery store products are often healthier than takeout, too. SeaPak Shrimp Spring Rolls contain less than 200 calories and when served alongside a crisp salad make a flavorful favorite more than just an appetizer. Serve this recipe to round out your menu, without rounding out your waistline. For more great recipe ideas, visit: www.SeaPak.com
Read & Snack Time
Crunchy Oriental Slaw Prep Time: 15 minutes Cook Time: 7−14 minutes Serves: 4 8 SeaPak® Shrimp Spring Rolls 1 cup canola oil 2 teaspoons soy sauce 2 teaspoons honey ½ cup white wine vinegar ¼ teaspoon freshly ground black pepper 1 bag coleslaw mix 2 cups thinly sliced snow peas 1 tablespoon sesame seeds ½ cup sliced almonds, toasted 1/3 cup sunflower seeds, toasted Cook SeaPak® Shrimp Spring Rolls according to package directions. In a medium mixing bowl, whisk together the canola oil, soy sauce, honey, vinegar and pepper. In a large mixing bowl, add the slaw mix, snow pea slices, sesame seeds, almonds and sunflower seeds. Toss together. Pour dressing over and toss until coated. Serve alongside warm spring rolls.
Bradford Journal Photo Ms. Anderson’s third grade students do some reading while they snack, January 28th at School Street Elementary School. From the left clockwise around the table are Caden Foster 9, Rebecca Wilt 9, Noah Grove 9, and Lanie Allen 9. They are reading all types of books including Junie B. Jones Has a Monster Under Her Bed.
Bradford Journal & Miner Thursday, January 31, 2013 Page 11
ON THE HEALTHY SIDE Powerful, Precise Treatment, Fewer Side Effects For Lung Cancer Patients (NAPSI)—According to the American Cancer Society, lung cancer (small-cell and non-small cell) is by far the leading cause of cancer death in the U.S. The fiveyear survival rate is just 15 percent among those diagnosed with the disease—but recent technological advances in treatment may change all that. Proton Therapy About 30 to 50 percent of lung cancer patients have locally advanced tumors that require a combined treatment regimen that includes radiation therapy. Because the lungs are close to several critical structures in the body, it’s challenging to deliver an adequate dose of radiation to a cancerous tumor while sparing these nearby normal tissues. That’s where proton therapy has the advantage for many lung cancer patients. Proton therapy is an advanced type of radiation treatment that uses a beam of protons to deliver radiation directly to the tumor. Its precision and ability to reduce the risk of short- and long-term side effects appealed to Chuck Martinez. One Man’s Story In 2007, at the age of 37 and a year after surviving bladder cancer, Martinez received devastating news. A routine chest X-ray revealed a mass in his right lung, which turned out to be stage IIIA nonsmall-cell lung cancer. A team of cancer experts at MD Anderson told Martinez about proton therapy and the MD Anderson Proton Therapy Center. Dr. Ritsuko Komaki, the director of MD Anderson’s Thoracic Radiation Oncology Program, explained how proton therapy precisely delivers high doses of powerful radiation directly to the tumor with less damage to nearby healthy organs. “Knowing that proton therapy would allow my team to target the radiation directly to the tumor in my lung and protect my esophagus, spine and heart was extremely encouraging and all I needed to hear,” said Martinez, who was concerned about side effects. “I knew I was going to receive the most advanced radiation treatment technology.” Dr. Komaki, who has treated many lung cancer patients with proton therapy, agrees that it is an excellent option for patients who have tumors located in sensitive areas of the body, like the lung or in the chest. “Proton therapy allows us to precisely target the radiation just where the patient needs it,” Dr. Komaki explained. “With the location of Chuck’s tumor, it was critical to limit the radiation dose to surrounding areas of his body, especially since he was on concurrent chemotherapy.” Every weekday for about seven weeks, Martinez had chemotherapy at the MD Anderson main campus and proton therapy treatments at the nearby MD Anderson Proton Therapy Center. He tolerated both therapies well and was able to maintain
his weight during treatment. “The Proton Therapy Center is a stateof-the-art facility. I liked the fact that I was going to a place where they were experts in cancer and proton therapy,” he said. “The staff and therapists were fantastic.” Martinez has been cancer free for more than five years. A former drummer for a cover band, he still gets together with his old bandmates to play every now and then. Most of his time, however, revolves around his wife, Lora, and their 9-year-old daughter, Mia. He also now lives a healthier, more active lifestyle. He ran his first half mara-
thon in 2011, raising money for the charity CanCare, Inc., an organization whose volunteers regularly visit cancer patients. “It was one of the hardest and yet most rewarding things I’ve ever done,” said Martinez, who has now run several half marathons. “It is very meaningful for me to be here and to be able to share such an accomplishment with my wife after all we’ve been through.” Learn More: For more information about the MD Anderson Proton Therapy Center, visit: MDAndersonProton.com or call toll free 1-866-632-4782
Be Smart About Stroke (NAPSI)—Knowing a little about stroke may help you to reduce disability or save a life. Consider what happened to Juaquin “Hawk” Hawkins, a professional basketball player, 34 years-old and in top physical condition. He had a stroke-and didn’t recognize the warning signs, nor did the people around him. According to the American Stroke Association, a division of the American Heart Association, only two out of three Americans know at least one of the stroke warning signs. Yet stroke is the No. 4 killer for all Americans and the No. 1 preventable cause of disability. That’s why the American Stroke Association’s Together to End Stroke initiative, which is nationally sponsored by global medical products company Covidien, is helping Americans recognize the stroke warning signs in an easy way. Just remember F.A.S.T. and the symptoms that come on suddenly: F - Face drooping A - Arm weakness S - Speech difficulty
T - Time to call 9-1-1. When you recognize a stroke and act fast by calling 9-1-1, you have a greater chance of getting to an appropriate hospital quickly and improving the outcome. “Stroke can happen to anyone at any time and it is largely preventable, treatable and beatable,” says Hawkins. “The American Stroke Association can help to empower you to prevent stroke. When you learn to prevent stroke, you improve the outlook for your future and live a healthier lifestyle.” According to the American Stroke Association, the actions you take to prevent stroke can also help you to prevent heart disease. For more information about stroke and a complete list of the warning signs, visit: www.strokeassociation.org/warningsigns
Page 12 Bradford Journal & Miner Thursday, January 31, 2013
Lack Of Public Funds Will Change What The “Open Road” Really Means - by Scott Smith, PE (NAPSI)—It’s clear all of us who rely on healthy infrastructure to effectively move people and goods need to adjust to life without a strong federal transportation program in place. With the declining purchasing power of the gasoline tax and a prevailing political desire to shrink the role of government, many state and local departments of transportation do not have the means to pay for the simple cost of upkeep, let alone meaningful expansion, of the nation’s congested highways. To “do more with less,” roads and bridges will be built with: • Private funding and management. Money has to come from somewhere, and strategic alliances will be made between public road agencies and private investors to design, build, lease, manage and/or operate highways and bridges. State infrastructure banks will provide seed money to encourage investors to participate. • Transportation technology. Advancements are providing new ways for elected and appointed officials, planners and engineers to add value, speed project development and collect revenue to support transportation projects. For example, modern transponder and video technology are making tolling a more acceptable option for motorists and opening up opportunities for congestion pricing. Bridge design and analysis software and 5-D modeling and animation tools can identify construction challenges early in the development process, reducing risk and responding to the unique needs of each community. • Triage. Limited dollars will be applied where they are needed most to keep existing bridges functional and highway lanes open. It may no longer be possible for the federal Highway Trust Fund to provide up to 80 percent of the funds necessary to complete projects. Federal funds will focus on complex multimodal facilities, tying together different modes of transportation and more effectively using the capacity that already exists. States also will expand alternative funding strategies, such as increased licensing fees, property taxes, roadside advertising and/or leasing or selling unused right-of-way. • Ready-made sustainability. Our roads
will go green, with innovative design and construction materials that allow highways and bridges to be more resilient, last longer and have less impact on the environment. Road surfaces and bridge components will be made from recycled materials. Pavement will be permeable, cleaning runoff and better handling drainage. Auto-healing epoxy will fill tiny concrete cracks as quickly as they appear. • Alternative delivery. Design-build construction streamlines project delivery through a single contract between the owner and the design-build team. To date, 47 states and Puerto Rico have adopted the process as a way to deliver large, complex projects faster and within extremely constrained budgets. And with the construction manager/general contractor model, the owner hires a dedicated project adviser who provides input that ultimately results in higher constructability. • Accelerated delivery. Rather than designing most roads and bridges from scratch, some projects will use standardized designs and generically made components to simplify and speed delivery. The Missouri Department of Transportation used such a strategy in its Safe and Sound program to replace more than 550 bridges through a design-build construction process. It’s become a model for other state DOTs. America also will see a shift in what constitutes real value for public and pri-
Scott Smith vate owners. The lowest price will no longer be the primary measure of worth. Addressing critical institutional, cultural, political and technical risks early and often in the development process will not only be rewarded, but required for selection. Firms with the technical solutions and innovative ideas that effectively address those risks will thrive. Scott Smith, PE, is director of corporate development for HNTB Corporation, an employee-owned infrastructure firm. Visit HNTB.com for more insights.
Get Your Car Set For Rough Weather (NAPSI)—Safety on the road is important all year-round, but the winter weather calls for extra caution behind the wheel. That’s why many auto safety experts, such as Discount Tire, America’s largest tire and wheel retailer, urge motorists to switch to tires specifically designed for cold weather driving. Winter tires are designed for driving in temperatures of 45 degrees or below and if there’s any chance you’ll encounter snow, ice and wet roads on a consistent basis. All-season tires that are commonly used during warmer months contain a rubber compound that gradually hardens when temperatures dip below 45 degrees. This results in decreased road traction. These tires also tend to collect winter road debris like snow and ice that can affect the vehicle’s performance. Winter tires, on the other hand, are made with higher silica content to stay flexible when it’s cold out and provide better traction than all-season tires in these conditions. The superior traction that winter tires deliver can be as much as 25 to 50 percent more than all-season tires’ in cold temperatures. Their tread blocks’ design also includes thousands of very small slits—known as sipes—to provide extra
road-biting edges for improved winter traction. “Every aspect of a winter tire has been engineered to channel away road debris and provide better traction in winter driving conditions,” said Mark Ballard of Discount Tire. This traction advantage can provide the margin of safety you need to stop in time or avoid trouble. What the Pros Do in Winter: • Replace your all-season tires with winter tires for driving in temperatures of 45 degrees or below. Make sure to replace all four tires with winter tires to avoid an unsafe traction mismatch. • Check tire inflation pressure regularly and don’t forget the spare. Underinflated or over-inflated tires may result in poor handling, uneven tread wear or poor fuel consumption. • Rotate your tires at least every 6,000 miles or earlier if irregular or uneven wear develops. • Make sure the tire shop that does your work torques the lug nuts to the proper specifications for your vehicle. For further facts about winter tire safety or to find a Discount Tire store, visit: www.discounttire.com
Bradford Journal & Miner Thursday, January 31, 2013 Page 13
THAT’S ENTERTAINMENT! VIDEO SELECTIONS Branded Jan. 15: R Previous Engage- I Didn’t Come Here to ment Die Not Rated Not Rated UFC 153: Walking the Halls Silva vs. Bonnar Not Rated Not Rated Counterpunch
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R Power Rangers Samurai 3: A Team Divided Not Rated Power Rangers Samurai 3: Rise of the Bullzooka Not Rated WWE: TLC 2012 PG Jan. 22: End of Watch R Paperboy R Death Race 3: Inferno Not Rated Officer Down R Universal Soldier: Day of Reckoning R For a Good Time, Call... Not Rated Nature Calls R
Night of the Templar Not Rated Hansel & Gretel: Warriors of Witchcraft PG-13 Hold Your Breath R Dinosaur Project Not Rated Tai Chi Zero Not Rated Abel’s Field PG Amazing Racer PG Barrio Tales R Crowsnest Not Rated Hara-Kiri: Death of a Samurai Not Rated Hounds Not Rated Pokemon: Black & White - Set 2 Not Rated Thousand Cuts Not Rated True Nature Not Rated
Jan. 29: Hotel Transylvania PG Seven Psychopaths R Cold Light of Day PG-13 Awakening R Paranormal Activity 4 R Madly Madagascar Not Rated Liability R Batman: Dark Knight Returns, Part 2 PG-13 Citadel Not Rated All Superheroes Must
Die R Bangkok Assassins R Downton Abbey Season 3 Not Rated Hello I Must Be Going R Love Section PG-13 noobz PG-13 Cherry Tree Lane R Thor: Legend of the Magical Hammer PG WWE: Best of Raw & Smackdown 2012 PG
Solution on page 15
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Page 14 Bradford Journal & Miner Thursday, January 31, 2013
CHRONOLOGICAL LISTINGS Engagements, Marriages, Births & Deaths
BURGESS/ CARPENTER Bradford residents Tiffany J. Burgess and Travis W. Carpenter have announced their plan to wed. The bride-elect is the daughter of Linda King and Dennis and Kim Burgess, all of Bradford. Her fiancé is the son of Ralph and Elizabeth Carpenter of Bradford. A Sept. 7 ceremony will be held in Bradford. TANCAR/ WILSON Lewis Run residents Amber Marie Tancar and Joshua Scott Wilson have announced their
plan to wed. The bride-elect is the daughter of John and Dian Tancar of Lewis Run. Her fiancé is the son of Steven and Laura Hixenbaugh of Lafayette Township. A July 20 wedding is planned. MARRIAGES: (None) BIRTHS: JAN. 19, 2013: Son, to Joanna Hendryx and Derek Gumtow, Bradford, PA. JAN. 21, 2013: Son, to Leah Thomas and Herbert John III, Kill Buck, NY. Son, to Ariane and Daryl Hudson, Salamanca, NY.
Son, to Samantha Rote, Olean, NY. Daughter, to Amanda Hughes and Jake Blauser, Gifford, PA. JAN. 22, 2013: Son, to Brittni Saltsman and Ryan Orner, Smethport, PA. Daughter, to Deanna and Robert Getz Jr., Lewis Run, PA. Son, to Tiffany Morelli and Joshua Vangor, Bradford, PA. Daughter, to Amanda and Patrick McVinney, Olean, NY. Son, to Jubei and Dongmei Luo, Olean, NY. Daughter, to Valerie and Timothy Lemon, Olean, NY. JAN. 23, 2013: Son, to Nicklas Corwin and Sarah
Barlett, Olean, NY. JAN. 24, 2013: Daughter, to Eric and Kristine Wilson, Allegany, NY. Daughter, to Dylan and Stephanie Benjamin, Salamanca, NY. JAN. 25, 2013: Daughter, to Nastasha and Ryan Kinnaird, Olean, NY. Son, to Jennifer and Shawn Poling, Bradford, PA. DEATHS: JAN. 13, 2013: SHULTZ, Helen – 83, of Port Charlotte, FL, formerly of Bradford, PA. JAN. 16, 2013: RUSSIN, Norman B – 85, of Tionesta, formerly of Bradford, PA.
YOUR WEEKLY HOROSCOPE JANUARY 31 - FEBRUARY 6, 2013
ARIES - (Mar. 21 - Apr. 19) We sometimes fail to see how a bit more time should have been given to making our point clearer, more succinct or sensitively. This week, try to curb your eagerness to say something. TAURUS - (Apr. 20 - May 20) An uncomfortable feeling as the week begins becomes something comforting and reassuring. GEMINI - (May 21 - June 20) Don’t disregard something you believe to be unhelpful, irritating or irrelevant. You have an excellent opportunity to learn something valuable from it. CANCER - (June 21 - July 22) You appear to be caught in a three-way triangle that is as interesting as it is frustrating. You and two others appear to be as stubborn and inflexible as each other and herein lies the problem. LEO - (July 23, - Aug. 22) This week, expect to be reassured that you have control over a particular change. It awaits your command. VIRGO - (Aug. 23 - Sept. 22) This week if you make a decision instinctively from your heart, you cannot fail to make the correct one. LIBRA - (Sept. 23 - Oct. 22) This week, you could find yourself aware of an imbalance that exists between you and someone else in terms of a need for support. SCORPIO - (Oct. 23, - Nov. 21) This week, look squarely in the eye something that you fear – and then be prepared to be excited by it instead! SAGITTARIUS - (Nov. 22 - Dec. 20) As keen as you are to do something singlehandedly, take some time to consider how much easier it might be if you accepted help on offer from a certain person.To receive it, all you have to do is request it. CAPRICORN - (Dec. 21 - Jan. 19) Beginning this week, you’re likely to find that progress comes easier than it has in recent months. AQUARIUS - (Jan. 20 - Feb. 18) You can expect strength and authority in areas where you have felt weak or vulnerable and developments now should confirm this. PISCES - (Feb. 19 - Mar. 20) Stop being antisocial. It’s time to push work matters aside and enjoy yourself.
JAN. 17, 2013: ZURAT, Rosemary C. Fedele – 93, of Bradford, PA. JAN. 18, 2013: CASE, Marian A. Colley – 81, of Limestone, NY. JAN. 20, 2013: HOLDEN, Lloyd J. – 74, of Rew, PA. ROGERS, Anne M. Schwab – 50, formerly of Eldred, PA. MCFALL, David E. – 54, of Turtlepoint, PA. JAN. 21, 2013: KANTNER, Marie B. Bellis – 85, of Emporium, PA. JAN. 22, 2013: LARKHAM, Geraldine A. Hess – 78, of Bradford, PA. MCCANNA, Robert C. Sr. – 82, of Bradford, PA. CARBAUGH, Donald F. – 82, of White
Pine,Tenn., formerly of Bradford, PA. JAN. 23, 2013: BLACK, Stanley G. – 78, of Bradford, PA. BELLIVEAU, Jacqueline L. Skaggs – 48, of Bradford, PA. JAN. 24, 2013: BRINKLEY, Marilyn O. Hannold – 69, of Kane, PA. FULLER, Patricia J. – 72, of Shinglehouse, PA. CARPENTER, Eleanor M. Troutman – 84, of Wellsboro, formerly of Bradford, PA. ROLFE, Charles E. Jr. – 57, of Meadville, formerly of Kane, PA. JAN. 25, 2013: VARONE, Rose M. – 87, of Bradford, PA.
Pose In Library Area
Bradford Journal Photo In the library area of Ms. Anderson’s third grade classroom at School Street Elementary School, Max Vanetten 9, at the left, and Gage Kremer 9, at the right, select books for a quick read and snack break, January 28th.
Bradford Journal & Miner Thursday, January 31, 2013 Page 15
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Page 16 Bradford Journal & Miner Thursday, January 31, 2013
JUST PASSING TIME THEME: “The Grammys” ACROSS: 1. *Previous Grammy nominees Ant and Lambert 6. *Best New Artist, possibly 9. Hit the bottle 13. Relating to a node 14. Arrival time 15. *She’s a 6-time Grammy winner and Michael’s sister 16. Harry Potter’s antagonist _____ Malfoy 17. Always, in verse 18. Uncredited actor 19. *Female artist with most wins 21. Like Horn of Plenty amount 23. Exclamation expressing disgust 24. Pea houses 25. Ratio of adjacent side to hypotenuse of right-angled triangle 28. With minimal sound distortion 30. Go ashore 35. Shades 37. Electric and moray fish 39. Less bright then supernovae 40. Von Bismarck or Hahn, e.g. 41. *Grammy win-
ner Keb Mo is a _____ Blues icon 43. Allen Ginsberg poem 44. Stands for 46. A ride to mountain top 47. Cambodian money 48. Magician’s word 50. Double reed woodwind 52. Wine quality 53. Wild goat 55. Flash ___ 57. “Last Tango __ _____” 61. *Grammy Museum location 64. Island republic in central Pacific 65. Stallone 67. Incompetent 69. Main section of Vegas 70. Sailor’s affirmative 71. Be of one mind 72. Tattled 73. *These Grammy winners owned a lonely heart 74. Famous prize DOWN: 1. Plus 2. Rachel Renee Russell’s “____ Diaries” 3. Month of Purim 4. Last European colony in China 5. Outer covering that can be shed
6. Fine print addons 7. Shoshonean 8. Narcotics lawman 9. *Grammy winner Bob James wrote theme for this DeVito sitcom 10. “I’m ___ you!” 11. Cuzco country 12. Plural of #14 Across 15. *Call her maybe? 20. It usually precedes “away” 22. Like Jack Klugman on TV 24. Jackie O’s hat 25. “_____ at the bit” 26. Kind of space 27. Bristles 29. Fifteen of these from basket to foul line 31. Physicist Niels ____ 32. Steer clear of 33. More raw 34. *What doesn’t kill her makes her stronger 36. *They play with Mumford 38. Wild guess 42. Something in the air 45. Provoke 49. ___-Wan Kenobi 51. Eroded by wind 54. English home-
(Crossword Solution on page 15)
work? 56. This was his name-o 57. In or of the present month 58. Warsaw Pact opposition
59. Opposite of knit 60. Desert-like 61. Cleaning cabinet supplies 62. Sink or swim, e.g. 63. D’Artagnan’s
weapon of choice 66. Singular of #61 Down 68. Rolodex abbr.
Bradford Journal & Miner Thursday, January 31, 2013 Page 17
Page 18 Bradford Journal & Miner Thursday, January 31, 2013
Uncle Sam Wants You To Save For Retirement (NAPSI)—If you ever feel your finances are too stretched to save for retirement, there could be good news for you. The Retirement Savings Contributions Credit, also known as the Saver’s Credit—a littleknown tax credit made available by the IRS to low- to moderate-income workers—could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you save for retirement through a qualified retirement plan or an individual retirement account (IRA). “The Saver’s Credit is particularly great because it offers many workers an added incentive to save for their future retirement, while potentially lowering their tax bill today,” said Catherine Collinson, president of the Transamerica Center for Retirement Studies®. Here’s how it works: 1. Check Your Eligibility For singles, anyone earning up to $28,750 in 2012 or $29,500 in 2013 is eligible. For the head of a household, the income limit is $43,125 in 2012 or $44,250 in 2013. For those who are married and file a joint return, the income limit is $57,500 in 2012 or $59,000 in 2013. (All income requirements are based on Adjusted Gross Income.) You must be 18 years or older by January 1 and cannot be a full-time student or be claimed as a dependent on another
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person’s tax return. If you fit within these parameters, the Saver’s Credit may be for you. Depending on your filing status and income level, you may qualify for a nonrefundable credit of up to $1,000 (or $2,000 if filing jointly) on your federal income taxes for that year when you contribute to a 401(k), 403(b), 457, 501(c)(18)(D), SEP or SIMPLE plan, or an IRA. 2. Save for Retirement If your employer offers a retirement plan, make sure you enroll. Or open a traditional or Roth IRA with the financial institution of your choice. If you are enrolled in your employer’s retirement plan, you may already qualify for the credit. In general, for every dollar you contribute to a qualified retirement plan or IRA, up to the lesser of the limits permitted by an employer-sponsored plan or the IRS, you defer that amount from your current overall taxable income on your federal tax returns. 3. File Your Tax Return and Claim the Credit When you prepare your federal tax returns, you then claim your Saver’s Credit by subtracting this tax credit from your federal income taxes owed. If you use a professional tax preparer, ask about the Saver’s Credit, called the “Retirement Savings Contributions Credit” on Forms 1040, 1040A and 1040NR. Or if you use tax preparation software, be sure to use Form 1040, Form 1040A or Form 1040NR to file your return. The Saver’s Credit is not available with Form 1040EZ, although the IRS has included instructions with the EZ directing you to a different form if you choose to claim the credit. Lastly, if you prepare your tax returns by hand, start with Form 8880, “Credit for Qualified Retirement Savings Contributions,” to determine your credit rate and corresponding credit amount. Then use Form 1040 or Form 1040A to file your return. Transfer the amount of the Saver’s Credit from Form 8880 to line 50 of Form
1040, line 32 of Form 1040A or line 47 of Form 1040NR. Have questions? See IRS publication 590, ask a tax professional or log on to the IRS website at www.irs.gov. The 13th Annual Transamerica Retirement Survey found that just 20 percent of American workers with an annual household income of less than $50,000 are aware that the credit exists. Don’t overlook Uncle Sam’s Saver’s Credit; it may help you pay less in your current federal income taxes while saving for retirement. For more details on the Saver’s Credit and online retirement planning calculators, visit the Transamerica Center for Retirement Studies® at: www.transamericacenter.org The Transamerica Center for Retirement Studies® is a non-profit, private foundation. About Transamerica Center for Retirement Studies® . The Transamerica Center for Retirement Studies® (“The Center”) is a nonprofit, private foundation. The Center is funded by contributions from Transamerica Life Insurance Company and its affiliates and may receive funds from unaffiliated third parties. For more information about The Center, please refer to: www.transamericacenter.org About the 13th Annual Retirement Survey This survey was conducted online within the United States by Harris Interactive on behalf of Transamerica Center for Retirement Studies® between January 13 and 31, 2012, among 3,609 fulltime and part-time workers. Potential respondents were targeted based on job title and full-time and part-time status. Respondents met the following criteria: U.S. residents, age 18 or older, full-time workers or part-time workers in for-profit companies, and employer size of 10 or more. Results were weighted as needed for the number of employees at companies in each employee size range. No estimates of theoretical sampling error can be calculated; a full methodology is available.
Bradford Journal & Miner Thursday, January 31, 2013 Page 19
File Away These Tips On Top Wines For Tax Time (NAPSI)—Many people spend a lot of time and effort trying to find the right wine for a particular event or meal. In fact, there are even some who try to find the right wine for tax season. So whether you find yourself in the red or in the black, due a big return or are hoping to score an extension, here are some affordable wines that might help you change your response from “I owe what?” to “Oh—good!” as you fill out your return. If you’re feeling on top of things, you might want to try a wine from “down under”—New Zealand, to be exact. Nobilo Sauvignon Blanc is made in the area considered by many to be New Zealand’s most important wine region—Marlborough. The area is known for its abundant sunshine, cool nights and flavorful wines. For those who feel they have reason to celebrate, there’s Woodbridge by Robert Mondavi Chardonnay in the 1½-liter bottle with enough to share with friends. It displays a blend of fresh citrus, apple and ripe tropical fruit character, with hints of orange blossom and spice. If looking at receipts and columns of numbers has left your brain tied in a knot, there’s a white wine that may be just what the doctor—or your accountant—ordered. Robert Mondavi’s Private Selection Chardonnay features green apple and lemon blossom aromas and offers a hint of California’s cool Central Coast. If you would like to see some creativity from someone other than your accountant, there’s Black Box Moscato from Argentina. This sweet, medium-bodied medal winner from Argentina’s Mendoza region features peach, ripe apricot and white floral aromas. It comes packaged in an economical box that holds the equivalent of four bottles of wine. Trying to secure an extension to filing
method designed to let the varietal characteristics of each wine shine through. Those who feel as if their financial situation involves one thorny issue after another may want to explore a wine from the Columbia Valley of the American Northwest, the Thorny Rose 2009 Red Blend— a combination of Cabernet Sauvignon, Merlot, Syrah and Malbec grapes. Once your calculations are complete and your taxes are filed, it may be time to chill out with a wine that’s the product of cold Canadian winters—Inniskillin Icewine. Considered by some to be winter’s gift to wine lovers, it’s made from grapes that are harvested after they have frozen on the vine. Taxpayers fortunate enough to secure a refund may want to celebrate with what has been a sparkling addition to many recent celebrations. Ruffino Prosecco is produced from grapes grown in highly soughtafter vineyards located in the northeastern regions of Italy. The wine is known for its refined bubbles, fruity aroma and a crisp clean taste with hints of apple, pear and citrus typical of the Prosecco varietal. These are some of the reasons many feel that with the right wine, tax time doesn’t have to be quite as taxing a period after all.
Personalize Your Clothing! on nothing more than your earnest smile and a promise may put you in the mood for Simply Naked Pinot Grigio. During stressful times, the simplicity of a fruitforward, unoaked wine such as this may be just what you’re looking for. The entire line from this winery is aged and fermented in stainless steel instead of oak—a
Diamonds: A Responsible Approach
(NAPSI)—There’s good news for those who want to make sure the diamond they give came to the marketplace in a responsible manner. The diamond industry has taken a number of steps to ensure that business, social and environmental standards are adhered to by companies that mine and sell these precious stones. For example, one of the best- known names in the industry employs what it calls a Pipeline Integrity Standard that allows it to track each stone—from the mine to the display case. The Forevermark responsible sourcing standards apply throughout the entire journey of a diamond, ensuring that
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it can be owned and worn with pride. For instance, when it comes to identifying a country of origin for its diamond buying, countries are selected based on a number of variables, including a positive and proven human rights record, a stable political climate and an acceptable socioeconomic situation. Once a country has been determined eligible, Forevermark then examines individual diamond mining companies. It will look into the operations of each producer and key areas of its manage- identifiable from all other diamonds ment, such as safety and security. throughout the supply chain. By maintaining its Pipeline Integrity To learn more, visit: Standard, Forevermark knows its diawww.ForevermarkDiamond.com monds are kept separate and are easily
Page 20 Bradford Journal & Miner Thursday, January 31, 2013
Personalized Medicine Now Available From Your Doctor (NAPSI)—An apple a day keeps the doctor away? Research shows an aspirin a day may do the same. How often have you heard about chewing an aspirin if you feel the symptoms of a heart attack? If it’s that critical to get the medication to your system, isn’t it as important to know you are taking a safe dose? Good news—there is a simple blood test that is available to aid your doctor in assessing response to aspirin. For many Americans, a “baby” aspirin is prescribed—81 mg—for ongoing preventative care post−cardiac procedure or even as a precautionary way to help prevent stroke. In fact, the USPSTF (United States Preventive Services Task Force) encourages aspirin intake for men aged 45−79 years to help prevent myocardial infarctions (also known as heart attacks) and women aged 55−79 years because of a potential benefit of stroke prevention. Always check with your physician before embarking on an aspirin regimen. Since it’s known there are potential side effects with aspirin use, particularly stomach upset due to potential bleeding risks, you will want to be sure you are getting the optimal effect with the lowest dose possible. The VerifyNow System is a product that tests for aspirin—providing the physician information on platelet reactivity. Aspirin and drugs like clopidogrel (the generic form of the branded drug Plavix) are anti-platelet medications designed to prevent the blood cells from “sticking together.” The medications can help prevent a clot, which can lead to a more serious cardiovascular event. Studies show that up to one in three patients’ platelets do not
respond appropriately. Only your physi- measurements, this test is also available cian can check to see how your platelets nationwide in hospitals and doctor’s ofare reacting and make decisions about fices. your care. Your health care provider wants to provide the best protection possible to you or As with other medications, some peo- a loved one and so anyone on anti-platelet ple often wonder if their medications are therapy should be tested. To find a physihaving the desired effect. Stop wonder- cian who can offer the easy-to-administer ing, and start asking about a chance to see VerifyNow Tests, including one for aspirin how your platelets are responding. The and one called the VerifyNow PRUTest to next time you visit your doctor, and you see how the P2Y12 inhibitors (also known are asked for a blood sample to measure as brand name Plavix or the generic name, your level of cholesterol, or the technician clopidogrel) are affecting the platelets, measures your blood pressure, you might contact the company at www.accumetrics. want to ask about the VerifyNow Aspi- com/request or call (800) 643-1640. rin Test as well. Like those other routine
Facts On Fighting The Flu (NAPSI)—It’s not too late to vaccinate—get your flu vaccine today! When it’s after November and you see signs that advertise “Get Your Flu Vaccine,” you might think, “Isn’t it too late?” The Answer Is No! For millions of people every season, the flu can mean a fever, cough, sore throat, runny or stuffy nose, muscle aches and fatigue. But sometimes it can be more severe. More than 200,000 people are hospitalized in the United States from flu complications each year. The flu also can be deadly: CDC estimates that from the 1976−1977 season to the 2006−2007 flu season, flu-associated deaths ranged from a low of about 3,000 to a high of about 49,000 people. Anyone can get the flu, but some people are at greater risk for serious flu-related complications, like pneumonia. People at greater risk include: • Children younger than 5 years old, but especially children younger than 2 years old
• Pregnant women • People with certain medical conditions like asthma, diabetes, or heart and lung disease • People 65 years and older It’s also important to get vaccinated if you care for anyone at high risk, or for babies younger than 6 months because they are too young to get the vaccine. CDC recommends an annual flu vaccine for everyone 6 months and older. It’s available in two forms: a shot and a nasal spray. Flu shot options include the regular flu shot, the new intradermal flu shot, and a high-dose flu shot. While the regular flu shot can be given to most people, the intradermal flu shot is approved for use in adults 18 through 64 years of age, and the high-dose flu shot is for people aged 65 years and older. The nasal spray vaccine is approved only for use in healthy people ages 2 to 49 years who aren’t pregnant. Children 6 months through 8 years of age getting vaccinated for the first time need two doses of flu vaccine to be fully
protected. Parents should check with the child’s doctor to see if a second dose is needed. Flu vaccines are offered in many locations, including doctors’ offices, clinics, health departments, pharmacies and college health centers. Visit http://flushot. healthmap.org/ to find the nearest location where you and your family can get vaccinated. For more information about influenza or the flu vaccine, talk to your doctor or nurse, visit www.cdc.gov/flu or call CDC at 800-CDC-INFO.
Bradford Journal & Miner Thursday, January 31, 2013 Page 21
Happy 103rd Birthday! Scout Law: TRUSTWORTHY A Scout tells the truth. He keeps his promises. Honesty is part of his code of conduct. People can depend on him. LOYAL A Scout is true to his family, Scout leaders, friends, school, and nation. HELPFUL A Scout is concerned about other people. He does things willingly for others without pay or reward. FRIENDLY A Scout is a friend to all. He is a brother to other Scouts. He seeks to understand others. He respects those with ideas and customs other than his own. COURTEOUS A Scout is polite to everyone regardless of age or position. He knows good manners make it easier for people to get along together. KIND A Scout understands there is strength in being gentle. He treats others as he wants to be treated. He does not hurt or kill harmless things without reason. OBEDIENT A Scout follows the rules of his family, school, and troop. He obeys the laws of his community and country. If he thinks these rules and laws are unfair, he tries to have them changed in an orderly manner rather than disobey them. CHEERFUL A Scout looks for the bright side of things. He cheerfully does tasks that come his way. He tries to make others happy. THRIFTY A Scout works to pay his way and to help others. He saves for unforeseen needs. He protects and conserves natural resources. He carefully uses time and property. BRAVE A Scout can face danger even if he is afraid. He has the courage to stand for what he thinks is right even if others laugh at or threaten him. CLEAN A Scout keeps his body and mind fit and clean. He goes around with those who believe in living by these same ideals. He helps keep his home and community clean. REVERENT A Scout is reverent toward God. He is faithful in his religious duties. He respects the beliefs of others.
Scout Motto: Be Prepared
Boy Scouts of America Scouting Anniversary Week - February 3rd - 9th Scout Sunday - February 3rd Scout Sabbath - February 9th
Scout Oath (or Promise) On my honor I will do my best To do my duty to God and my country and to obey the Scout Law; To help other people at all times; To keep myself physically strong, mentally awake, and morally straight.
Do A Good Turn Daily
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Joanne Culbertson •• Shannon Rieger • James Campbell • Dave Caldwell
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Page 22 Bradford Journal & Miner Thursday, January 31, 2013
oing to college; getting your first job; moving into your own place. To these rites of passage add one more: doing your own taxes. And, it’s not as scary as you might think.
It’s not scary because there’s help available. It’s called Free File, and it’s offered exclusively from the IRS in partnership with nearly 15 leading tax software companies. About 3 million people use it every year. Free File lets you choose brand-name software that does the hard work for you — all for free. And, it offers a fast, safe and free option for everyone. Brand-name tax software is available to those who made $57,000 or less in 2012 — which is about 70 percent of us. Earned more? Try Free File’s online fillable forms, the electronic alternative to IRS paper forms.
Three simple steps to getting started Step 1: Gather Your Tax Information
Collect your tax information and log on to Free File through the IRS website: www.IRS.gov/freefile.
Step 2: Choose an Option
The “Help Me Choose A Company” option helps you pick the brand-name software that will guide you through the tax process. Free File Fillable Forms, the electronic documents, perform basic math calculations and are for people who are comfortable preparing their own paper tax returns.
Step 3: Prepare and e-file Your Return
E-file your return for free. No matter what option you choose, IRS and brand-name software providers use the most current technology to ensure tax information is encrypted, so it’s safe and secure when it’s transmitted.
Free File is also available online 24/7, giving you the freedom to choose when and how you do your taxes.
Checklist of materials to do your taxes Keep this list as a checklist of the items you will need to do your taxes. The IRS recommends keeping all tax-related documents for three years, in case of an audit. Tracking income-related documents can help you take full advantage of deductions available to you.
A copy of last year’s tax return Valid Social Security numbers for yourself, spouse and children
All income statements, i.e. W-2 forms, from all employers
Interest/dividend statements, i.e. 1099 forms Form 1099-G showing any state refunds Unemployment compensation amount
Earned Income Tax Credit (EITC) helps you keep more of what you earned No tax benefit offers a greater lifeline to working families than EITC. Yet, one out of every five eligible taxpayers fails to claim it, according to the IRS. Because of the economy, even more people may be eligible if they have had changes in their earned income. Here are a few things to keep in mind:
The maximum credit for 2012 tax returns is $5,891 for workers with three or more qualifying children.
Eligibility for the EITC is determined based on a number of factors including earnings, filing status and eligible children. Workers without qualifying children may be eligible for a smaller credit amount.
Social Security benefits Expense receipts for deductions Day care provider’s identifying number
Did you know?
To view a video about Free File, use a scanner app on your smart phone to read this QR code.
Most refunds are issued in less than 21 days. Combining e-file with direct deposit is still the fastest way to get your refund. Use “Where’s My Refund?” to get personalized refund information based on the processing of your tax return. You can also use the IRS app, IRS2Go, to check the status of your refund. Can’t meet April 15 deadline? Use Free File for a free extension; then use Free File to do your taxes by October 15.
Volunteer Income Tax Assistance There are thousands of Volunteer Income Tax Assistance (VITA) sites nationwide that offer free help to those earning around $51,000 or less. To locate the nearest VITA site, search for “VITA” on IRS.gov. Tax Counseling for the Elderly (TCE), which is supported by AARP, offers free tax help to people who are age 60 and older. Locate the nearest AARP Tax-Aide site at AARP.org or call 1-888-227-7669. Some VITA/TCE sites even offer Free File. You can do it yourself on their computers.
Learn more at www.irs.gov/eitc and use the EITC Assistant, or ask your tax professional. If you are eligible for EITC, you also are eligible for free tax help at VITA sites nationwide or to use Free File at www.irs.gov/freefile.
EITC: Are you eligible?
You must have earned income.
Your adjusted gross income cannot be more than the limit.
Your filing status cannot be “Married filing separately.”
You must have a valid Social Security number.
You must be a U.S. citizen or resident alien all year.
You cannot file Form 2555 or Form 2555-EZ.
Your investment income must be $3,200 or less.
Page 23 Bradford Journal & Miner Thursday, January 31, 2013
Americans Get Serious About Going Green (NAPSI)—Recently, the Propane Education & Research Council (PERC) commissioned a survey, “The 2012 Energy Habits, Awareness & Perceptions,” with Harris Interactive to see how concerned Americans are with domestic energy and greener living. The survey found that Americans are increasingly purchasing more green products now than before. In fact, approximately six in 10 survey respondents said they have purchased more environmentally friendly products this year than five years ago. With store shelves and online shopping sites filled with a variety of eco-friendly and green products, consumers have a plethora of choices. And, according to the survey, families are especially benefiting, with American households of more than three more likely to purchase green products than those in households of two or fewer. The survey also found that households with children indicated they are more likely to make green purchasing decisions than households without children. As Americans are becoming greener consumers, they’re also adopting habits to reduce their carbon footprints. The survey found that most American households are taking small steps in their everyday lives to benefit the environment. Some of the things Americans are doing to live greener are: • Turning Off the Lights Roughly nine out of 10 Americans indicate that they turn off the lights when they leave a room. • Recycling Just over eight in 10 Americans recycle.
• Washing Clothes in Cold Water Approximately three-fourths of Americans wash clothes in cold water to conserve energy. • Setting Thermostats Colder About seven in 10 Americans set their thermostat colder in the winter. • Taking Shorter Showers More than six out of 10 Americans take shorter showers to conserve water. Not only are consumers making the switch to greener living, many industries and businesses are, too. For example, leading landscape contractors are beginning to utilize alternative fuels such as propane. Propane-fueled commercial mowers emit nearly 50 percent fewer greenhouse gas emissions than gasoline, which can attract new customers looking for green companies.
The school transportation industry is also embracing cleaner alternatives such as propane autogas with significant results. In the state of Texas alone, there are 2,078 propane autogas school buses in operation. Propane autogas-fueled buses produce 80 percent fewer smog-forming hydrocarbon emissions compared with diesel, while also lowering fuel costs. As Americans and businesses continue making green purchasing decisions and adopting greener lifestyles, more remarkable trends are sure to follow. Certainly, all of these seemingly small efforts will make a big difference toward a healthier future. For more information about propane and its use in various markets, or to learn more about PERC, please visit www.propanecouncil.org
Tips To Keep Your Home In Shape (NAPSI)—Every year, Americans make resolutions to get in shape, save money and get organized. While exercise can help shed pounds and a list can keep you organized, a renewed commitment to the overall fitness of your home is an essential key to saving money and reducing stress. Home improvement expert and TV host Amy Matthews shares her top five tips on how routine home maintenance checks can help homeowners avoid home repair emergencies and unexpected costs. 1) Safety Equipment: Matthews recommends homeowners confirm that all smoke detectors, carbon monoxide detectors and fire extinguishers are in good working order. This simple step can ensure your home is protected from the risk of fire and your family is safe from carbon monoxide. Be certain to replace batteries in appropriate devices as needed, or at least twice each year. 2) Furnace Filters: Remember to clean or replace filters every one to three months, or as needed. When installing new filters,
do so correctly, as this is a common mistake. Homeowners should also check and clean the dryer vent, air conditioner vents, stove hood and room fans. 3) Heating and Cooling Systems: Heating and cooling systems can be costly to repair. To ensure the proper function of your heating and cooling systems, have them checked by a licensed HVAC professional annually to prevent future emergency repairs. HomeAdvisor’s patented ProFinder technology connects homeowners with qualified and available local service professionals. Having a qualified service professional check your system is a great way to prevent costly unexpected repairs in the future. 4) Roof: Matthews recommends homeowners who live in regions that receive heavy rain, hail or snow be on the lookout for water damage after these storms. Matthews does not advise that homeowners go up and inspect the roof themselves but rather call a professional if they notice damage or leaking. Ideally, homeowners should have their roofs inspected every
one to two years on average. 5) Hot Water Heater: Hot water heaters are becoming more innovative and advanced, but if you are not ready to upgrade your water heater to a more efficient piece of equipment, you can still get the best use out of your current device. A simple tip is to gently touch your hot water heater to determine if it feels warm. If so, wrap an insulated blanket around the tank so that it improves the function of your heater. In addition to these tips, HomeAdvisor and Amy Matthews have teamed up to develop the HomeAdvisor Home Report Card, a free, online quiz that homeowners can take on the HomeAdvisor website to assess the shape of their home and learn simple steps to improve their home’s health. Where to Learn More: You can find more information about home improvement, maintenance and repair projects, including project cost guides, emergency support and prescreened professionals, at www.homeadvisor.com