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Bradford Journal

VOL. 172 NO. 35 BRADFORD JOURNAL/MINER THURSDAY, SEPTEMBER 5, 2013 www.bradfordjournal.com Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

Relax For A While On Their Front Porch

Another Day In Town

Bradford Journal Photo Left to right, along East Main Street, Bradford, are Josh Williams 15, Kenny Bell 17, and Jack Cooper 15, Labor Day, Bradford Journal Photo September 2nd, hanging out, playing Along Rochester Street, Chad Sisler 14, and his dad James Sisler sit on their porch on catch with a football, and taking it easy. Labor Day, September 2nd. Chad, a student at BAHS is off for the day, while his dad They mentioned that Labor Day was just has taken the whole past week off. another day in Bradford for them.

Children Play On Garlock Hollow Road

INDEX

Bradford Journal Photo During summer vacation and on holidays, lots children find themselves in the roadway of Garlock Hollow. Labor Day, September 2nd was no exception. Standing in the road as we approached were (l-r) Matthew Stone 12, Aaliyah Jones 9, Joshlynn Everly 3, and Riley Danielson 9. After we took the photo and the names, Joshlynn extracted four sticks of chewing gum from the photographer, and treated them all to a chew.

Local News/Weather 2 Comments & Opinions 3 Obituaries 4 Social News 6 Word Seek/Crossword 8 Comics 13 Classifieds 15 Senior Information page 16 Bradford Journal P.O. Box, Bradford, PA 16701 www.bradfordjournal.com Phone: 814-465-3468


Page 2 Bradford Journal & Miner Thursday, September 5, 2013

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LOCAL NEWS & OPINIONS

Low-Cost Drugs, Ill-Gotten Gains Some major American healthcare providers are padding their bottom lines by exploiting a federal program meant to help low-income patients. This behavior is netting them billions in illgotten gains. And it could be preventing many vulnerable Americans from accessing the low-cost drugs they need to treat and prevent illness. This abuse needs to be stopped. In 1992, Congress created a program -- known as "340B" -- to help caregivers serving disproportionately large numbers of low-income beneficiaries and un-

insured patients. Under 340B, drug manufacturers are required to sell their products at a discount to such institutions. The discounted prescriptions are dispensed either through the caregiver's inhouse pharmacy or through a contractual arrangement with an outside pharmacy. 340B has a noble cause. And many of the medications discounted through 340B do in fact go to clinics, hospitals, and medical facilities providing care almost exclusively to uninsured and poor patients. However, some 340B participants are exploiting the

program. 340B only requires caregivers to meet certain minimal thresholds for the number of medically underserved people they treat. For many hospitals, these eligibility standards are easily reached, and some are benefiting from the program's deep drug discounts while still serving a relatively affluent clientele. Moreover, participating caregivers are not actually required to pass drug savings along to their patients. The huge discounts they're getting from pharmaceutical manufacturers don't necessarily translate to lower pill

-by Peter Pitts

prices for uninsured and low-income patients. Given what we have recently learned about some hospital administrators inflating charges for a broad variety of basic services, there's good reason to believe many sell those discounted drugs at full price to insured patients and then pocket the difference. Indeed, a report by the Raleigh News Observer last year found hospitals that "routinely mark up prices on cancer drugs two to 10 times or more over cost. In some cases, the mark up is far higher." Meanwhile, the vulnerable patient populations 340B was intended to help are often still stuck struggling to gain access to affordable pharmaceuticals. In large part because some healthcare providers are abusing the 340B system, the size and cost of the program are ballooning out of control. The Berkeley Research

Group estimates the total the total value of all the medicines sold through the program will more than double from $8 billion in 2010 to $19 in 2016. Such a surge in expenses might very well be worth if it 340B was largely helping needy patients. But it is not clear that this is actually happening. Although 340B was created to help lowincome patients obtain the medicines they need, it has turned into a revenue generator for many hospitals.

Caregivers are now allowed to qualify for the program's deep drug discounts without passing along those savings to patients in need. Administrators are getting rich off a well-intentioned public program. Too many uninsured and poor patients still don't have access to discounted drugs. 340B needs to be fixed. Peter J. Pitts, a former FDA Associate Commissioner, is President of the Center for Medicine in the Public Interest.

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THE BRADFORD AREA 5-DAY WEATHER FORECAST

Full Color PDF Copies of the Bradford Journal

Thursday, September 5: Partly sunny and cool today with a high of 69°. Thursday Night: Partly cloudy and cool tonight with a low of 46°.

Friday, September 6: Sunny and nice today with a high of 73°. Friday Night: Partly cloudy tonight with an overnight low of 51°.

Saturday, September 7: Mostly sunny and warm today with a high of 74°. Saturday Night: Partly cloudy and not as cool tonight with a low of 54°.

Sunday, September 7: Mostly sunny and nice today with a high of 72°. Sunday Night: Partly cloudy and cooler tonight with a low of 47°.

Monday, September 9: Partly sunny and cooler today with a high of 70°. Monday Night: Partly cloudy and cool tonight with a low of 49°.

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5 ¢ENTS WORTH

by Grant Nichols

We traveled around town on Labor Day afternoon, September 2nd to see what we could find. Young people were playing football at Zippo Field (an open lot off Congress Street), others were lazing around on their front porches or playing in the streets or parking lots, and some were having an early meal at one of the area eating establishments. Representative photos have been included in this issue……..Like it or not, parking tickets are still a topic of conversation around the stores in Bradford. We are told that customers coming in from Warren, PA say that free parking is allowed for a given period of time before tickets are issued. It seems to be working there..……..Financially crushing debt loads carried by very large numbers graduates for years following the completion of their formal education still remains a big problem across the United States, and this week we are including an excerpt from Matt Taibbi’s in depth article entitled, “The College-Loan Scandal”, from the August 15th edition of Rolling Stone magazine: “…. the underlying cause of all that later-life distress and heartache – the reason they carry such crushing, life-altering huge college debt – is that our universitytuition system really is exploitative and unfair, designed primarily to benefit two major actors. First in line are the colleges and universities, and the contractors who build their extravagant athletic complexes, hotel-like dormitories and God knows what other campus embellishments. For these little regional economic empires, the federal student-loan system is essentially a massive and ongoing government subsidy, once funded mostly by emotionally vulnerable parents, but now increasingly paid for in the form of federally backed loans to a political constituency – lowand middle-income students – that has virtually no lobby in Washington. Next up is the government itself. While it’s not commonly discussed on the Hill, the government actually stands to make an enormous profit on the President’s new federal student-loan system, an estimated $184 billion over 10 years, a boondoggle paid for by hyperinflated tuition costs and fueled by a government-sponsored predatory-lending program that makes even the most ruthless private credit-card company seem like a “Save the Panda” charity. Why is this happening? The answer lies in a sociopathic marriage of private-sector greed and government force that will make you shake your head in wonder at the way modern America sucks blood out of its young.” We encourage our readers to go to the following web address for the complete article that includes details, inferences, and conclusions drawn by Matt Taibbi in his in-depth and balanced article: <http://www.rollingstone.com/politics/news/ripping-off-young-america-thecollege-loan-scandal-20130815>

It’s A Matter Of Opinion... Guest Columnist “A Fair Wage ” Anyone who works wants to do so being compensated by what they consider a fair wage. The strikes across the country by workers at businesses including McDonalds demanding a starting wage of $15 per hour shows more than one issue at play. In the first place, the Bible was instrumental in laying out what a fair wage is: The ‘agreement’ made between a worker and the business man as what compensation is agreed upon is a fair wage. (Note that a fair wage was expected to be reflective of motivation, compensation and shared values - check Matthew chapter 20). The government has distorted this whole issue by creating and imposing a ‘minimum wage’ - something I declare they had no right to do. This arbitrary intrusion into the functions of the capitalist system has forever altered fair business. Wage negotiations need to be free not regulated by statute. It is appropriate that the workers can and are striking for a better wage, but it is no business of government to intervene. The demand for $15 per hour is a wage that is paid in certain places today including North Dakota where there is a shortage of workers and a high demand for fast food as the workers drilling for oil and gas do get hungry. Inflation pressures being put upon the take home pay of low wage workers is increasing and the effects of the government’s arbitrary ‘quantitative easing’ are

-by Bob Perry everywhere. Where is the ‘good government’ we so dearly pay for? Oh, I remember, Washington is on recess at this time! This is the same government that has not the will to create and enforce any effective immigration solution which is also a contributor to the wage issue as immigrants are willing to work for less. My first job in 1959 was working part time maintenance at a Sears store for the sum of $1 per hour while I was attending college. Energetically I set out doing the very best I could and the work was so appreciated that in two weeks time I received a 25% raise. I was doing more in 20 hours than the person I replaced could do in 40. That is how it is suppose to work! The strike for higher wages will have some effect since the ‘motivation’ to get a higher wage will ‘motivate’ the business to consider a ‘shared value’. Bottom line here is that government needs to stay out of the business of mandating a minimum wage as well as a maximum wage since they consider that also from time to time. Our elected president has made comments from time to time that there should be some sort of limit on what he considers too much pay. Think maybe the compensation his sport athletes whom he idolizes keeps him from pushing the issue? Additionally, his increasing like for the ‘good life’ may be altering his ideas on the issue as well. The free market is the best way to monitor who gets paid what.

Touch Football, Recuperating On Labor Day

Bradford Journal Photo At Zippo Field, Labor Day, September 2nd, these young people pose for a photo. They had been playing a pickup game of touch football when we stopped by with our camera and some questions. Labor Day to one of them represented a day of rest after a hard first week of school following summer vacation. Another suggested that there be one Labor Day after each week of school to allow students to recuperate.


Page 4 Bradford Journal & Miner Thursday, September 5, 2013

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OBITUARIES

Displaying The Cheese

Donald Sipko Jr.

May) Sipko of Salamanca; two brothers, Donald J. Sipko Jr., 58, of 1267 East Main Randy (Melissa) Sipko of Red House, St., Bradford, went to be with his Lord N.Y., and Dan (Jackie) Sipko of Cornelius, and Savior Jesus Christ on Saturday (Aug. N.C.; and several nieces and nephews. 24, 2013) after a lengthy illness, surroundLarry Schwab ed by his loving family, at his residence. Larry D. Schwab, 66, of 555 East Main St., Born July 21, 1955, in Bradford, passed away Saturday (Aug. 24, Salamanca, N.Y., he was a son of the late Donald and Carol Lear Sipko Sr. On 2013) at Bradford Regional Medical CentMarch 22, 1986, in Salamanca, he married er. Born June 30, 1947, in Olean, N.Y., he Karen L. Vanerstrom Sipko, who survives. He was a project manager at Cablemas- was a son of the late Carmen and Velma ters and was working with Verizon de- Brown Schwab. After the service, he was employed signing, rebuilding and implementing the FIOS project in Buffalo, N.Y. He retired in with Kendall Refinery, worked for 40 years and retired from American Refining 2010. Surviving, in addition to his wife Ka- Group. Surviving is a son, Rick M. Schwab of ren of 27 years, are two daughters, Lindsi (Eric) Thompson of Bradford and Kelli Pittsburgh; his loving companion, Marcia (Peter) Vento of Charleston, S.C.; one son, M. Whitmore of Bradford; a sister, Marice Bradford Journal Photo Scott Sipko of Erie; three grandchildren; “Mickey” McCleland of Bradford; one two sisters, Julie (Brian) Gawley of Wa- brother, Duane Schwab of Warren; and Felicia Hartzell, head cook for the day, gets ready to serve some “cheesingly” deterdown, Ontario, Calif., and Karen (Bob several nieces and nephews licious Tasta Pizza to a customer, on Labor Day, September 2nd. She tells us that Need Fresh Cage-free she didn’t realize that it was Labor Day Organic Eggs? until she arrived at work on her regular schedule and was reminded by another employee.

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USPS-062-740 Postmaster: Send address changes to: Bradford Journal P.O. Box 17 Bradford, PA 16701-0017 Phone: 814-465-3468 Copy Deadline: Noon Saturday Published every Thursday at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June. Subscription In Advance (By U.S. Mail) Yearly/$50.00 Within County Yearly/$68.00 Outside County Internet Color Version $15.00 yearly Email Color Version $26.00 yearly

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BUSINESS & PERSONAL FINANCES Traffic Tickets Can Ruin More Than Your Day We all know that sinking feeling when you get pulled over for a traffic violation. If you’re lucky, you might just get a “fixit” ticket for a broken tail light. But what if it was a more serious offense, like speeding or reckless driving? Depending on your driving record, you could get slapped with a sizeable penalty or even a jail sentence – and your insurance rates will almost certainly go up. Let’s say you absentmindedly ran through a stop sign or made an illegal left-hand turn. You’ll probably know right away how much the ticket will cost, but it could take months before your insurance company receives notice of the infraction and adjusts your premium. If the suspense is killing you, Insurance. com has a handy tool called the “Uh-Oh! Calculator” that estimates the average rate increases for the 14 most common traffic violations. And, if you enter your age, ZIP code, residence type, marital status, length of time with your insurance carrier and current premium, the calculator will generate a more customized estimate based on your personal data. Some of the average premium increases are pretty shocking: • Reckless driving: 22 percent • DUI first offense: 19 percent • Driving without a license or permit: 18 percent • Careless driving: 16 percent • Speeding 30 mph over the limit: 15 percent • Failure to stop: 15 percent • Improper turn: 14 percent • Improper passing: 14 percent • Following too close/tailgating: 13 percent • Speeding 15 to 29 mph over limit: 12 percent • Speeding 1 to 14 mph over limit: 11 percent • Failure to yield: 9 percent If you plug in your personal data, the calculator will tell you how many points will be added to your driving record per infraction, as well as information on the state’s rules for when driving privileges can be suspended or revoked. Another company, DMV.org, features a “Ticket Fines and Penalties” tool that provides an even more detailed state-by-state analysis of what various infractions can cost, procedures for paying – or challenging – your ticket, how points are calculated, how long it takes to clear infractions from your record, links to local traffic schools and much more. So, assuming you’re not going to challenge the ticket in court, the damage has been done and your insurance rates will

-by Jason Alderman likely climb – what can you do to lower your premium? Here are a few tips: • Investigate whether attending traffic school will erase the ticket from your record. • When your policy is up for renewal, get rate quotes from at least three carriers. Talk to an insurance agent or use an online comparison site – just be aware that not every carrier participates in these sites and make sure you’re comparing apples to apples, since companies often package coverage differently. • Another reason to comparison shop: Insurance companies calculate risk differently, so particular traffic infractions

might trigger varying increases, depending on the carrier. • Increasing your deductibles from $250 to $1,000 might lower your premium by 15 to 30 percent. • Ask about discounts for things like low annual mileage, being over a certain age, good grades, vehicle safety features or buying your homeowners or renters insurance from the same company. The best way to avoid traffic violationrelated rate increases is to not break the law in the first place. But if that horse has already left the barn, arm yourself with information about coverage costs and how you might be able to lower your rates.

Online Retailer Gives A Boost To Small Businesses (NAPSI)—In the business world, an opportunity can sometimes come from an unlikely source. Recently, for instance, a major online retailer has taken steps to create opportunities for smaller stores. A Troubling Trend While the success of “big-box” and online retailers has been a boon for employees and shoppers, not all businesses have benefited. In fact, many believe that the success and growth of chain stores has, in many cases, come at the expense of the smaller brick-and-mortar retailers whose market is much smaller. Historically, these smaller businesses have been part of America’s economic backbone, but the presence of big-box retailers in an area can often be linked to a decrease in the number of small businesses in that location. Given the big role that small businesses have usually played in economic recoveries, many see this trend as a troubling one. A Revolution On Main Street In 2010, Patrick Byrne, CEO of online retailer Overstock.com, decided to do something about the state of business on Main Street. The result is what he calls the Main Street Revolution initiative. He describes it as an effort to give small businesses that sell handcrafted products access to millions of his company’s loyal online customers. Said Byrne, “It’s in everybody’s best interest to see that small businesses not only survive, but thrive. Our economic recovery depends on it. That’s what our Main Street Revolution initiative is attempting to accomplish.” Mariana Schechter is one such “revolutionary” success story. While on vacation in Southeast Asia, Schechter came upon a unique style of hand-

crafted furniture made entirely of old, weathered boat wood. Upon her return to the U.S., she launched a business that imports reclaimed Indonesian boat wood for use in her own furniture line, which she calls Ecologica. Access To Loyal Customers Ecologica maintains a Los Angeles− area showroom, but most of its sales now come via the Main Street Revolution initiative. Access to Overstock’s customer base has led to impressive growth, and today, the company employs 10 workers. Said Schechter, “Overstock.com’s Main Street Revolution changed my business.” To learn more about the initiative, go to www.overstock.com/MainStree


Page 6 Bradford Journal & Miner Thursday, September 5, 2013

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AREA SOCIAL NEWS Bradford Area Calendar of Events: SEPTEMBER 2013: SEPTEMBER 5: Knitting Club 1-3pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Whether you are an expert knitter or have never picked up a set of needles, this informal club is for you. Meets weekly in the Carnegie Room. For more information, call the Bradford Area Public Library at 814-362-6527 15th Annual United Way Pig Roast/ Clambake Food starts at 5:45 West Branch Community Center, Irving Lane, Bradford, PA $30 per person includes all-you-can-eat clam buffet (raw, steamed, and casino), pork, sausage sandwiches, roasted corn, potatoes, salads, desserts, and draft beer/soda/water/coffee. Cash bar, live music by Mick & Chuck with Jim Copeland, 50/50, and raffles. For more information, contact the United Way of the Bradford Area at 814-368-6181 SEPTEMBER 6: Preschool Story Hour 10:30-11:30am Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Includes story, craft, snack, and social interaction. Geared toward preK children, accommodates infants and toddlers. For more information, contact Bradford Area Public Library at 814362-6527 SEPTEMBER 7: No Rules Book Club 10:30am Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. For more information, contact the

Bradford Area Public Library at 814-3626527. SEPTEMBER 8: “Sweet Lil Sixteen” Autumn Daze Car Show Registration 9am-1pm, Live entertainment 12-4pm Historic Main Street, Bradford, PA Presented by Street Dreams Car Club and Brad Penn Oil. Enjoy the food and craft vendors, and free entertainment at this family-oriented event. Antique, classic, street rods, special interest, cars and trucks: $9 pre-registration, $12 day of show. Dash plaques to the first 225 cars. For questions or information, contact Gary Hoy 814-362-3717, Kevin Shaffer 814-465-3431, or email: streetdreamscarclub@webtv.net SEPTEMBER 9: Wee Readers 10:30am Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Little ones can bring their favorite stories to share with a friend! For more information, contact the library at 814-362-6527. SEPTEMBER 10: Writing Center 3-5pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. To assist students and adults who need guidance with homework or work-related writing. For more information, e-mail marietroskosky@hotmail.com SEPTEMBER 11: United Way’s First Chapter Program 10:30am Bradford Area Public Library, 67 W. Washington St, Bradford, PA. Birth to 5 year old literacy program designed to promote childhood development through reading, crafts, and play groups. For more information, contact the United Way of the Bradford Area at 814-368-6181.

Eat Right For Holiday

Bradford Journal Photo Konnor Phillips 5, and his dad Chris Phillips of Bradford, stop for a photo at Tasta Pizza while waiting for a take-out order, on Labor Day, September 2nd. Konnor has a day off from Kindergarten, while his dad a Sleep Lab Technician has the day off from the UPMC/Hamot Sleep Lab of the Kane Hospital.

Even Over Holidays

BIRTHS

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Dinner Special:

Stuffed Pork Chops Or

Scampi Also - Friday Fish Fry-$7.95 Open To Members & Guests

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Son, Aug. 25, to Jade Jensen and Adam Sheffer, Bradford, PA. Daughter, Aug. 25, to Kimberly and Justin Thompson, Bradford, PA. Son, Aug. 29, to Theresa Williams and Boyd Dowell, Mount Jewett, PA.

Bradford TOPS #16 There was no regular meeting of Tops Pa #16 on Thursday, August 29th due to a church function. There were 30 weigh-ins with a loss of 10 and a quarter pounds and a gain of 30 and a half pounds. Looser in waiting was Leah Zetts. Officer of the week was Anna Wells. Forbidden food this week is hot dogs. Bring your Tops magazine to the meeting next week.

Bradford Journal Photo Bradford City Policemen are always available, day and night, and over the holidays. Here, Sgt Jason Daugherty does a little paperwork, at the Bradford station, on Labor Day, September 2nd. It’s nice to know that help is available within minutes, when you need it.

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JUST PASSING TIME THEME: “Popular Expressions” ACROSS: 1. Aladdin’s hangout 6. Dear one 9. Frosh, next year 13. Single-cell protozoan 14. Similar to ostrich but in Australia 15. Dugout vessel 16. Wealthy one who made fortune in Orient 17. Dashboard acronym 18. Bring upon oneself 19. *Eat ______ pie 21. *To kick this is to expire 23. *Busy as a ___ 24. Female version of #6 Across in England 25. Mountain basin 28. Forbidden fruit, e.g. 30. Ready to be assembled 35. *Let it down and relax 37. Femme fatale 39. Give a speech 40. Beige 41. Often goes with

groove joint 6. Arid 7. Mischief-maker 8.“Dancing with the Stars” number 9. *It did this like a stone 10. *Shame on you for fooling me ____ 11. Sad grimace 12. ___ Royal Highness 15. Famous Roman orator 20. Depart 22. Strike caller 24. Most foolish 25. *Boasters beat this 26. Mad one 27. Rice wine 29. *Don’t throw this out with bathwater 31. “-zoic” periods 32. Travesty 33. It included Mr. T 34. *Spill them to reveal a secret 36. Regrets 38. Bog deposit 42. *_____ queen 45. Dictator’s order DOWN: 49.A Spike ___ joint 1. Embargo 51. *Bite this to en2. Asian nurse 3. Asian domesticat- dure an unpleasant situation ed ox 4. Mushroom maker 54. Blabber 5. Rectangular “flowed” 43. This of a circle equals pi times r squared 44. Moved on runners 46. Length of earth’s orbit 47. Diagnostic test 48. Strep throat organ 50. Bayonet wound 52. Typographer’s measurement units 53. Retained 55. ___ shot 57. *Flatter someone, or ______ one up 60. Croquet hitter 63. Joseph Stalin’s sidekick 64. *Do you have one in the hole? 66. Org. symbols 68. Admiral’s group 69. “You’re it” game 70. Grind down 71. Happy 72.About when one will arrive 73. Biter in the ring

(Crossword Solution on page 15)

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WORD SEEK

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Page 10 Bradford Journal & Miner Thursday, September 5, 2013

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A Day For Relaxation, Camping, And Family

Replenishing Supplies

Bradford Journal Photo On Labor Day, September 2nd, Dolly Gobin, at the left, sits with some of her grandchildren. From the left to right are Faith Gobin 3, Kimora Gobin 4, Meera Gobin 5, Alyah Gobin 12, Kayden Gobin 11, and Isaiah Gobin 10. Kimora, Meera, and Kayden are the children of Dolly’s son Rudy while Alyah, Isaiah, and Faith are the children of Dolly’s son Andre. Dolly tells us that Labor Day is a day for relaxation and that the family has just come back from camping.

Bradford Journal Photo In the McDonald’s parking lot, on Labor Day, September 5th, employees Bryan Zimmerman at the left, and Max Gauthier at the right, help unload a new shipment of product from the Micky “D” truck. They tell us that they’d rather not be working on Labor Day but they understand that people have to eat every day.


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ON THE HEALTHY SIDE Preparing For A Conversation About Metastatic Melanoma

(NAPSI)—Dealing with a new cancer diagnosis can be overwhelming. But talking to your medical team about the disease treatment options available and personal goals may help best address your specific case. When Jim Murch went for a chest Xray, his doctor discovered a mass that turned out to be melanoma, a form of skin cancer in which cells that produce the skin’s pigment grow out of control. Murch was shocked to learn that his cancer had already developed into metastatic melanoma, the deadliest form of the disease. “When my doctor found the mass, my wife and I were in denial,” Murch said. “But an open discussion with my medical team helped me understand my diagnosis and learn more about the available treatment options.” If you or a loved one is faced with a diagnosis of metastatic melanoma, you may feel overwhelmed with questions about the disease and next steps. It is important to have an open dialogue with your medical team to help get the information you need. Here are some important topics you may want to discuss with your medical team following a metastatic melanoma diagnosis. 1. Understanding Your Diagnosis Your medical team may talk about melanoma in terms of “stages,” starting at stage 0 and going up to stage IV. The stages are determined by how thick the tumor is and whether the cancer has spread to lymph nodes or other parts of your body. For metastatic melanoma, you may have a diagnosis of stage IV, meaning the cancer has spread to one or more distant sites. 2. Choosing Your Treatment Plan Depending on your diagnosis, your medical team may discuss with you potential treatment options for metastatic melanoma. This may include immunotherapy, targeted therapy, or other treatment approaches. It is important to discuss with your medical team the potential risks and benefits of a treatment, based on a product’s FDA-approved label. 3. Achieving Treatment Goals It is also important to discuss your personal treatment goals with your medical team, as this may help inform treatment decisions. A metastatic melanoma diagnosis can be a difficult experience for patients and their loved ones. Fortunately, in recent years, additional therapies have become available to help fight the disease. One of these treatment options is Yervoy, also known as ipilimumab. Upon approval by the U.S. FDA in 2011, it became the first treatment for metastatic melanoma to significantly extend survival for patients in a phase III study. Yervoy is approved for the treatment

AICR HealthTalk

-by Karen Collins, MS, RD, CDN American Institute for Cancer Research

Q: I see there are California avocados and Florida avocados. Is there a difference in nutritional value? A: Florida avocados are the larger, smooth-skinned choices. California avocados sold in supermarkets are the Hass variety, and are smaller and have a pebbly skin that turns from green to a purplish-black when ripe. The biggest nutritional difference between California and Florida avocados is their fat content. For each golf ball-sized portion (two tablespoons, or two to three thin slices), a California avocado such as Hass contains 4.6 grams of fat and the same portion of a Florida avocado averages 3 grams of fat. More than half the fat in avocados is the healthy monounsaturated fat (the type in olive oil) and saturated fat is minimal. You may sometimes see Florida avocados marketed as “lite” avocados – an effort to highlight their lower fat content. This difference in fat content means Florida

avocados are a little lower in calories than the California types. For that golf ball-sized portion, the Florida variety has 36 calories versus 50 for the California one. Otherwise, nutritional value of the two types is similar. Avocados contain the B vitamin folate (especially California avocados), vitamin K and fiber. Both avocados also contain lutein (the carotene “cousin” of beta-carotene that may promote eye health), but the amounts don’t come close to what’s in truly high-lutein vegetables like kale, spinach and other cooked greens. Many people prefer the rich flavor of California avocados, and for guacamole and other dips, it’s hard to beat their creamy texture. For slices in a salad, however, some prefer the way the Florida type holds its shape. Either is a great way to add flavor, fiber and a healthy fat to your meal while adding essentially zero sodium. For weight control, simply enjoy their good taste in moderate portions.

of patients with melanoma that has spread (metastatic) or cannot be removed through surgery (unresectable), and works through the immune system. Yervoy (ipilimumab) may not work in all patients and may affect healthy cells, too, which could result in serious side effects in many parts of the body. Some of these side effects may lead to death. A phase III clinical study showed that some patients taking Yervoy lived much longer than patients who did not receive it. People treated with Yervoy lived a median of 10 months, compared to a median of six months for those who were treated with an experimental drug alone. As follow-up of these patients continued, it was estimated that 46 percent of patients taking Yervoy alone were alive at one year and 24 percent were alive at two years. By comparison, 25 percent of patients taking the experimental drug alone were alive at one year and 14 percent at two years. Of the 676 patients in this trial, 137 patients (20 percent) received Yervoy alone, 136 patients (20 percent) received another experimental drug alone, and 403 patients (60 percent) received both treatments. In the trial, patients were previously treated with one or more of the following: aldesleukin, dacarbazine, temozolomide, fotemustine, or carboplatin. The primary goal was to measure how long patients lived with Yervoy in combination with the experimental drug compared to the experimental drug alone. Over the course of the study, treatment with Yervoy decreased the risk of death by about one-third compared to patients who received the experimental drug. Individual results will vary.

The serious side effects of Yervoy (ipilimumab) may include: inflammation of the intestines (colitis) that can cause tears or holes (perforation) in the intestines; inflammation of the liver (hepatitis) that can lead to liver failure; inflammation of the skin that can lead to severe skin reaction (toxic epidermal necrolysis); inflammation of the nerves that can lead to paralysis; inflammation of hormone glands (especially the pituitary, adrenal, and thyroid glands) that may affect how these glands work; and inflammation of the eyes. In addition to the serious side effects, the most common side effects of Yervoy are tired(Continued on page 12)

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Page 12 Bradford Journal & Miner Thursday, September 5, 2013

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Metastatic Melanoma (Continued from page 11)

ness, diarrhea, itching, and rash. These side effects are most likely to begin during treatment; however, side ef-

Rather Be In School

Bradford Journal Photo During a rainy period, on Labor Day, September 2nd, young people, and their dog, took advantage of a large front porch along East Main Street, Bradford. Left to right are Bear-Bear (a German Shepherd/ Mastiff) 5, Cheetah Veite 11 holding her “Baby Alive” named Cheyenne, Christopher Koch 13, And Athena Young 7. They said it was too bad that it was Labor Daythey had to stay home, and couldn’t go to school.

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• Inflammation of the skin that can lead to severe skin reaction (toxic epidermal necrolysis). Signs and symptoms of severe skin reactions may include: o skin rash with or without itching o sores in your mouth o your skin blisters and/or peels • Inflammation of the nerves that can lead to paralysis. Symptoms of nerve problems may include: o unusual weakness of legs, arms, or face o numbness or tingling in hands or feet • Inflammation of hormone glands (especially the pituitary, adrenal, and thyroid glands) that may affect how these glands work. Signs and symptoms that your glands are not working properly may include: o persistent or unusual headaches o unusual sluggishness, feeling cold all the time, or weight gain o changes in mood or behavior such as decreased sex drive, irritability, or forgetfulness o dizziness or fainting • Inflammation of the eyes. Symptoms may include: o blurry vision, double vision, or other vision problems o eye pain or redness Pregnancy and Nursing: • Tell your healthcare provider if you are pregnant or plan to become pregnant. Yervoy (ipilimumab) may cause stillbirth, premature delivery, and/or death of your unborn baby. Before starting Yervoy, tell your healthcare provider if you are breastfeeding. It is advised that nursing mothers do not breast-feed while taking Yervoy. Tell your healthcare provider about: • Your health problems if you: o have an active condition where your immune system attacks your body (autoimmune disease), such as ulcerative colitis, Crohn’s disease, lupus, or sarcoidosis. o had an organ transplant, such as a kidney transplant o have liver damage from diseases or drugs o have any other medical conditions • All the medicines you take including: o all prescription and non-prescription medicines o steroids or other medicines that lower your immune response o vitamins o herbal supplements You should not start a new medicine before you talk with your healthcare provider who prescribes you Yervoy (ipilimumab). Most Common Side Effects: The most common side effects of Yervoy include: tiredness, diarrhea, itching, and rash. These are not all of the possible side effects of Yervoy. If you have any questions about your health or medicines, talk to your healthcare provider. Please visit www.Yervoy.com for U.S. Full Prescribing Information, including Boxed WARNING regarding immuneo pain on the right side of your stomach o bleeding or bruise more easily than nor- mediated side effects, and Medication Guide for Yervoy. mal fects can show up months after the last infusion. Healthcare providers should perform blood tests, such as liver and thyroid function tests, before starting and during treatment with Yervoy. The oncologist may decide to delay or stop Yervoy. Patients should call their healthcare provider if they have any signs or symptoms or they get worse. Even seemingly mild symptoms can lead to severe or even life-threatening conditions if not addressed. Patients should not try to treat symptoms themselves. These are not all of the possible side effects of Yervoy. Please see the Important Safety Information below for additional information. Talk to your healthcare provider about any questions you may have about your health or Yervoy. To learn more, visit www.Yervoy.com. Important Safety Information Yervoy (ipilimumab) can cause serious side effects in many parts of your body which can lead to death. These serious side effects may include: inflammation of the intestines (colitis) that can cause tears or holes (perforation) in the intestines; inflammation of the liver (hepatitis) that can lead to liver failure; inflammation of the skin that can lead to severe skin reaction (toxic epidermal necrolysis); inflammation of the nerves that can lead to paralysis; inflammation of hormone glands (especially the pituitary, adrenal, and thyroid glands) that may affect how these glands work; and inflammation of the eyes. These side effects are most likely to begin during treatment; however, side effects can show up months after your last infusion. Your healthcare provider should perform blood tests, such as liver and thyroid function tests, before starting and during treatment with Yervoy. Your oncologist may decide to delay or stop Yervoy. Call your healthcare provider if you have any signs or symptoms or they get worse. Even seemingly mild symptoms can lead to severe or even life-threatening conditions if not addressed. Do not try to treat symptoms yourself. Serious side effects may include: • Inflammation of the intestines (colitis) that can cause tears or holes (perforation) in the intestines. Signs and symptoms of colitis may include: o diarrhea (loose stools) or more bowel movements than usual o blood in your stools or dark, tarry, sticky stools o stomach pain (abdominal pain) or tenderness • Inflammation of the liver (hepatitis) that can lead to liver failure. Signs and symptoms of hepatitis may include: o yellowing of your skin or the whites of your eyes o dark urine (tea colored) o nausea or vomiting


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Bradford Journal & Miner Thursday, September 5, 2013 Page 13

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Page 14 Bradford Journal & Miner Thursday, September 5, 2013

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CHRONOLOGICAL LISTINGS Engagements, Marriages, Births & Deaths

ENGAGEMENTS:

(None) MARRIAGES: GOBIN/ HOLZWARTH Angelique Marie Gobin, daughter of Heather Ann Gobin of Rochester, N.Y., and Andre Gobin of Bradford, and Colin Edward Holzwarth, son of Heath and Bylle Jo Holzwarth of Bradford, were united in marriage July 27 at St. Bernard Church in Bradford, PA.

VANDEMARK/ SMITH Cheyenne E. VanDeMark, daughter of Richard VanDeMark, deceased, and Norma Zdon of Oceanside, Calif., and Dan A. Smith, son of Dan Smith Sr., deceased, and Cheryl Razey of Randolph, N.Y., were united in marriage on July 27 in Smethport. BIRTHS: AUG. 24, 2013: Daughter, to Swaghetan Bajwa and Roop Brar, Olean, NY. Daughter, to Tonne

Lotter and Julie Shuart, Portville, NY. AUG. 25, 2013: Son, Andrew and Shannon Detweiler, Olean, NY. Son, Corey and Mary Miller, Olean, NY. Son, to Jade Jensen and Adam Sheffer, Bradford, PA. Daughter, to Kimberly and Justin Thompson, Bradford, PA. AUG. 26, 2013: Daughter, to Ryan and Vicki Brainard, Olean, NY. Son, to Angela Jansen, Salamanca, NY. AUG. 27, 2013: Daughter, to Bon-

nie Bergan and Robert Bly, Great Valley, NY. Daughter, to Chenel Cowher and Kevin Haight, Salamanca, NY. Son, to Sara Golish and Joseph Anderson, Olean, NY. AUG. 28, 2013: Daughter, to Laurie Manwaring and Eddie Ambers Jr., Salamanca, NY. AUG. 29, 2013: Son , to Theresa Williams and Boyd Dowell, Mount Jewett, PA. Daughter, to Kimberly Thompson and Michael Doner, Salamanca, NY. Daughter, to Molly S. Brown and Rich-

YOUR WEEKLY HOROSCOPE SEPTEMBER 5 - SEPTEMBER 11, 2013

ARIES - (Mar. 21 - Apr. 19) This week, you can make progress in an area that has bothered you but, to do so, you’re going to have to tread carefully. TAURUS - (Apr. 20 - May 20) This week, it is your curiosity that will bring about an interesting and helpful revelation. GEMINI - (May 21 - June 20) This week, an opportunity to make progress reveals itself. That’s why it’s important you keep an open mind and remain optimistic. CANCER - (June 21 - July 22) This week, you’re likely to have to deal with someone who believes the glass to be constantly half empty. LEO - (July 23, - Aug. 22) This week, you look likely to surprise yourself at how able you are to make progress with something that has daunted you. VIRGO - (Aug. 23 - Sept. 22) Whilst you might be unable to change a situation, there is much you can do to change your attitude toward it. LIBRA - (Sept. 23 - Oct. 22) Applying imagination and opting to do something slightly differently is what will bring a very pleasing result. SCORPIO - (Oct. 23, - Nov. 21) Scorpion stubbornness could be playing a part in your refusal to at least try something. SAGITTARIUS - (Nov. 22 - Dec. 20) This week, it is your willingness to look beyond a situation at the root or cause that will bring about the most noticeable change. CAPRICORN - (Dec. 21 - Jan. 19) This week, stick with what you know feels right. Ignore criticism.You can’t go wrong if you do. AQUARIUS - (Jan. 20 - Feb. 18) This week, you begin to rise above a concern and, through taking action to make it less of an issue, you will succeed. All that is required is a change of attitude. PISCES - (Feb. 19 - Mar. 20) This week, you’re likely to become aware of what you need to do to ensure a dream becomes reality. As long as you’re realistic, real progress can start to be made.

ard C. Swetland, Olean, NY. AUG. 30, 2013: Son, to Meghan and Ryan Nichols, Shinglehouse, PA. Son, to Heather Chase and Justin Wickham, Salamanca, NY. Son, to Danah Forward and Justin Szary, Salamanca, NY. DEATHS: AUG. 19, 2013: BIZZARRO, Anthony B. - 83, of Lower Paxton, formerly of Bradford, PA. AUG. 24, 2013: OURS, Jacquelyn L. Haynes - 60, of Eldred, PA. BERNHARD, John K. - 39, of Mt. Jewett, PA. SIPKO, Donald J. Jr. - 58, of Bradford, PA. FARRELL, John T.

Sr. - 90, of Texas, formerly of Bradford, PA. JAMES, Eva J. Keator - 87, of Eldred, PA. ANDERSON, Conrad F. - 94, of Kane, PA. SCHWAB, Larry D. - 66, of Bradford, PA. STROUP, Wade A. - 89, of Madison, OH, formerly of the area. AUG. 26, 2013: DAWLEY, Kenneth R. - 83, of Smethport, PA. AUG. 27, 2013: THOMSON, Nancy L. McFadden - 84, of Derrick City, PA. AUG. 29, 2013: CRAWFORD, Everett W. - 83, of Bradford, PA. MARCONI, Hazel B. - 91, of FL, formerly of Kane, PA. AUG. 30, 2013: SAFREED, Jack D. 87, Mt. Jewett, PA.

Labor Day Activity

Bradford Journal Photo Benjamin Sera 9, a fourth grade student at School Street Elementary School was riding his bicycle near his grandmother Marlene Frantz’s home on Lorana Avenue, on Labor Day, September 2nd. When we asked him how he felt about Labor Day he replied, “awesome, because I’m not in school,” Apparently by the fourth grade school is getting tougher and Labor Day begins to take on more significance. He is the son of Heather Bullers, and Brandy Sera.


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Bradford Journal & Miner Thursday, September 5, 2013 Page 15

JOURNAL CLASSIFIED ADS CARS/VANS/ TRUCKS: 2005 Ford Focus ZX4, 53k miles, some body repair, drives good, $3,900 firm. 814837-9649 APARTMENTS FOR RENT: 1BR downstairs, includes W/D, Stove, Fridge, City utilities. Close to downtown. $400 + Sec. & Ref. 5984254, leave msg. 1BR upper in Eldred, $350/mo and 2 BR in Bradford, $500/mo. City Utlites included with both, 1st & last month rent, for both. Call 887-2238 & leave a message. 2BR upper apt, nice, clean, and quiet on a dead end street. No kids or pets. $800/ mo + security deposit. Includes furniture, gas, electric and garbage, water and sewer. 814-203-1824

pets, end street, steps 598- to UPB. $95,000 Call 814-558-4122 or 814-362-3285 2BR, 1 1/2 BA (after 5 pm) with newly remod- inquiries eled, 2 stall garage. RE$800/mo, plus PRICE 3BR, electric & garbage. DUCED! Quiet dead end Home for Sale 1 street, central air. story home, nice Call 368-5080 af- sized rooms, eat in kitchen, dining ter 5 pm. room, large masbedroom 3 Bedroom house ter for rent with off move in condition, street parking & fenced in yard, garage. &700 a new updates, The month + utilities. new bathroom is handicapped acCall 598-0582 cessible. Low tax3BR, 2 story es, Call today for house, Section 8 an appointmentapproved for rent 362-3560, if no anor sale. 2 garages. swer, leave msg. MUST SEE! Call 864-706-2280 dates, no $525./mo. 0547

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Page 16 Bradford Journal & Miner Thursday, September 5, 2013

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SENIOR INFORMATION PAGE

Reverse Mortgages Provide Financial Flexibility (NAPSI)—Each day, 10,000 Americans turn 62, according to U.S. Census reports. Many retire with the expectation that a solid retirement account will make it possible to travel or enjoy their home with friends and family. Unfortunately, too often, retirees find that their savings account or investments don’t look as promising as they once did or that other expenses have emerged and need to be paid. The good news is that a growing number of seniors are coming to the conclusion that they can put the equity in their home to work by getting a reverse mortgage. With a reverse mortgage, seniors 62 and older can access the equity in their home to get tax-free funds that can be used for whatever they want. While this kind of mortgage may not be for everyone, it can benefit seniors who want to improve their financial situations after retirement. Plus, the seniors can continue to live in their home without monthly mortgage payments. Putting Your Home To Work Here are five examples of how seniors are putting reverse mortgages to work for them: Payment of hospital or medical bills— More and more Americans are going into debt because of medical bills. Never before has the cost of medical coverage been so high. Many seniors rely on Medicare, but that only covers a percentage of the total cost of medical expenses. Home improvements—Seniors are hesitant to make home improvements while living on a fixed income. A reverse

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mortgage can allow seniors to make home improvements or repairs. Pay off debt—Reverse mortgages provide the funds needed for seniors to pay down debt or eliminate debt completely. This gives many seniors the feeling of financial relief and flexibility. Improvement of quality of life—One of the benefits of a reverse mortgage is financial freedom. With a reverse mortgage, the current mortgage is eliminated and monthly mortgage payments are not required for as long as the senior lives in the home. Seniors receive relief by not having to make a monthly mortgage payment, as well as gain financial flexibility to be able to do more in their retirement years, like dining out, traveling to see family, or sim-

ply providing the financial cushion that some seniors seek. Travel—Funds from a reverse mortgage give seniors a chance to take the dream vacation they have always wanted but may have not had the funds to do. An Attractive Option Reverse mortgages are increasingly becoming an attractive option for seniors who want a comfortable retirement. The consumer no longer makes a monthly mortgage payment but remains responsible for all applicable property taxes and homeowners insurance. When the home is sold, the proceeds go toward paying off the reverse mortgage and any remaining money is kept by the former homeowner. The money received from a reverse mortgage is tax free and it doesn’t affect Social Security benefits. “Reverse mortgages give senior homeowners financial flexibility so they can comfortably retire and remain in their own homes,” said Richard Mandell, CEO of One Reverse Mortgage. “There is no greater satisfaction than helping seniors do what they thought was impossible with a loan program that is insured by the federal government and has helped thousands of seniors live a better retirement.” To learn more, visit: www.onereversemortgage.com


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Bradford Journal & Miner Thursday, September 5, 2013 Page 17

FAMILY FEATURES

veryone wants to serve their guests a delicious, memorable meal, especially during the holidays. This year, bring dishes to the table that put an easy, elegant and flavorful twist on the traditional. Whether you’re a first time host or a seasoned pro, there are certain secrets to help ensure a holiday meal that is both elegant and effortless. One such secret is using dressings and sauces to enhance savory flavors and add zest to your meals. One taste and your guests will think you spent hours in the kitchen. Start with a salad of Baby Greens with Roasted Pears, Feta and Walnuts. The heart-healthy walnuts and olive oil are combined with feta cheese, baby greens and firm, ripe pears. Toss in your favorite dressing for a quick, easy salad that will have your guests lining up for more. Not only is the salad good for you, the healthy oils found in salad dressings help the body to better absorb key nutrients. Your guests will love having a healthy dish on the table. Your guests will also love Grilled Shrimp with Remoulade Sauce. Whisk together a spicy sauce with savory ingredients, such as Dijon mustard, hot sauce, capers, parsley and mayonnaise, which is made with healthy oils and contains Omega 3 fatty acids. Baste sauces on skewered shrimp as they grill for a zesty and spicy dish that can be used as an appetizer or tasty side item. Make a BBQ Roast Turkey the centerpiece of your table. Start with your favorite barbecue sauce and add a few additional ingredients to give it an extra kick of flavor. The finished sauce is then basted on the turkey as it roasts to create a spicy glaze. This holiday season, experiment with your favorite dressings and sauces to create meals for your family. You can also visit www.dressings-sauces.org for more holiday meal recipe ideas.

E

Baby Greens with Roasted Pears, Feta and Walnuts Servings: 4 to 6 4 firm, ripe pears (Bosc or Bartlett) peeled, cored and cut into 8 slices 1 teaspoon olive oil 8 cups baby greens 1/2 cup feta cheese, crumbled 1/2 cup walnuts, toasted Salt, to taste Freshly ground black pepper, to taste Choice of salad dressing Preheat oven to 400°F. On a parchment lined baking sheet, drizzle pears with olive oil. Roast in oven until edges of pears begin to brown, but still firm. Cool. Gently toss baby greens and cooled pears in salad bowl. Sprinkle feta and walnuts over salad. Season with salt and pepper. Serve immediately with choice of dressing. Suggested dressings: Ranch, Champagne Vinaigrette or Strawberry Poppy Seed.

Grilled Shrimp with Remoulade Sauce Servings: 4 to 6 3/4 cup mayonnaise 2 tablespoons ketchup 2 teaspoons Dijon mustard 2 teaspoons hot sauce 2 teaspoons capers, chopped 1 teaspoon parsley, chopped Freshly ground black pepper, to taste 4 cups water 2 tablespoons kosher salt 2 tablespoons sugar 1 tablespoon lemon juice 2 cloves garlic, minced 6 whole peppercorns 24 shrimp (8 to 10 count) peeled and deveined For remoulade sauce, whisk mayonnaise, ketchup, Dijon mustard, hot sauce, capers and parsley in small bowl. Season to taste with black pepper. Store in refrigerator until ready to use. Can be prepared 2 days ahead. Combine water, salt, sugar, lemon juice, garlic and peppercorns in gallon size ziplock bag. Add shrimp to brine and chill 15 to 20 minutes. Drain shrimp and rinse with cold water. Place shrimp on skewers. Preheat grill to medium high heat. Spray grill grates with cooking spray and grill shrimp 2 to 3 minutes per side. Serve immediately with remoulade sauce or other sauce options below. Additional sauce options: Blend 1/2 cup prepared mayonnaise with 2 teaspoons Sriracha. May also be served with prepared Mango Chipotle Sauce.

BBQ Roast Turkey Servings: 6 1 10 to 12-pound turkey 1/4 cup butter, softened 3 cloves garlic, minced 1 teaspoon salt 1 teaspoon freshly ground black pepper 3 lemons 2 small onions, quartered 3 cups prepared BBQ sauce 2 teaspoons soy sauce 1 teaspoon Worcestershire sauce 1 bay leaf Preheat oven to 400°F. Rinse turkey inside and out. Pat dry. In small bowl, combine butter, minced garlic, salt and pepper. Loosen skin of turkey and rub butter between skin and meat. Place lemons and onion inside cavity of turkey. Tie legs with kitchen string. Combine BBQ sauce, soy sauce, Worcestershire sauce and bay leaf in saucepan. Simmer 30 minutes to blend flavors. Discard bay leaf. Set aside until ready to use, 2 cups for basting and one cup for serving. Place turkey on rack in heavy, large roasting pan. Roast one hour, then reduce heat to 325°F. Brush turkey with 2 cups of BBQ sauce mixture. Roast 20 minutes. Brush with BBQ sauce every 20 minutes, about 1 hour 10 minutes longer, for a total of 2 1/2 hours or until meat thermometer inserted into thickest part of thigh registers 175°F. If turkey begins to get too brown, cover with foil while roasting. Transfer turkey to platter. Cover loosely with foil and let rest 30 minutes before slicing. Serve immediately with remaining cup of BBQ sauce mixture.


Page 18 Bradford Journal & Miner Thursday, September 5, 2013

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Simple, Sensational Seafood Meals

112 (NAPSI)—Busy families on the go can relish simple, delicious coastal cuisine when looking for a great after-school snack or affordable dinner option. Triedand-true family favorites such as pasta and pizza get a refreshing makeover when savory seafood like shrimp is included in semi-homemade dishes. Sensational seafood meals can be made easy with premium, frozen seafood found right in the grocery freezer aisle. Brands like SeaPak Shrimp & Seafood Co. offer an array of seafood options that make busy lives simple and delicious. With school, work, recitals, practice, games, meetings and more often all packed into the hectic week, it can be easy to let dinner fall by the wayside. The good news is that dishes using crispy, golden-brown popcorn shrimp or savory shrimp scampi can usually be prepared in less than 30 minutes. For a quick midweek meal or hearty afternoon snack, try SeaPak After School Shrimp Fried Rice. The recipe will please everyone in the family and the taste of the coast is in every bite. More mouthwatering recipes can be found at www.seapak.com After-School Shrimp Fried Rice

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1 package SeaPak Popcorn Shrimp or Shrimp Scampi 1 tablespoon sesame oil (can substitute vegetable oil) 1 cup frozen mixed vegetables 4 cups cooked rice 1 to 2 tablespoons soy sauce Prepare SeaPak shrimp according to package directions and keep warm. (If using Shrimp Scampi, drain half of the scampi sauce into extra bowl; use to top off dish before serving or as a dipping sauce for French bread.) Bring a large skillet or wok to a high heat and add oil. Stir in vegetables and cook, stirring continually, for 2 minutes. Stir in rice and cook, stirring continually, for another 2 minutes. Add soy sauce and stir to coat. Remove from heat and toss in shrimp. Serve hot.

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Photo courtesy of Getty Images

FAMILY FEATURES

A

s more Americans make strides towards responsible spending and debt management, there are still ways to improve the control of family finances. According to a survey recently conducted by Bank of America, which asked respondents about their credit card usage, balance and rewards, less than half of cardholders always pay their entire credit card balance. With more than half of individuals carrying credit card debt, Jason Gaughan, card products executive for Bank of America, said to think about personal spending before taking on a credit card. “Credit cards provide consumers an efficient and protected way to make purchases,” said Gaughan. “They are more convenient than cash and they are incredibly useful in an emergency. The key to successfully managing your credit card account is to understand your budget and stick to a plan that works for you when borrowing. You want a card with a rewards program that fits your lifestyle and how you manage your finances. If you typically carry a balance, look for a card that has low interest and reinforces good payment practices.” Along with these practices, there are other ways to promote good spending and personal finance habits, such as:

Limit Number of Credit Cards According to the survey, three out of 10 respondents carried four or more credit cards. Limiting the number of cards you own can help limit your spending and increase the likelihood you can pay above the minimum balance. Before you start cutting up your plastic, remember having more than one credit card can have merits. If you need money for an emergency, the immediate buying power of a credit card can be a lifesaver. Try a card with no annual fee and a generous credit line to cover unexpected expenses. One idea is to have three cards: one in a safe place at home for emergencies and two with you at all times.

Reap the Rewards With so many rewards programs available for credit card holders, it’s important to do your homework so you can cash in on things your family really needs. While some credit cards will offer rewards to use at your favorite hotels and airlines, others will give you special discounts for the purchases you make on a frequent basis. The most popular of these programs is cash back for spending. Some cards, such as the BankAmericard Cash Rewards credit card, let you earn more cash back where you spend the most money, like gas stations and grocery stores. The BankAmericard Better Balance Rewards credit card helps customers responsibly manage their credit card balance. Whatever rewards you are seeking, there is likely to be a card suitable for you.

Track Spending Habits Now If you’ve been lax about keeping track of your spending, take the first step towards tracking as soon as possible. Include info on where you spend, when you spend and how much you spend. Making note of all of those little purchases — a cup of coffee here or a gift store trinket there — will help you see how quickly they add up. Whether you’re the old-fashioned, penand-paper type, or if you prefer a more modern, digital form of tracking, the importance is in the act itself. Infographic courtesy of Bank of America

Evaluate All Debts Many carry debts beyond credit cards, including student loans, car payments and mortgages. While some may consider these types as necessary debts, it is important to keep track of the balance due for each as well as the interest rate you are paying. According to the survey, when respondents were asked what they would do with $1,000, nearly half (44 percent) revealed they would pay off debt. Evaluate your debts and decide which ones have the highest interest rates. Making it a priority to pay down these debts first will save you more money in the long run.

Create a Budget It’s never too soon to put yourself in control of your money and stop letting it control you. A budget will give you financial peace of mind and it can help you stretch the income you have. First, write down the financial goals you want to achieve in the next few years and the ones you want to accomplish for the long term. Then, gather all of the purchasing information for the household and categorize each type of spending. Divide your expenses into fixed expenses (those that stay the same from month to month, such as a mortgage payment or cable television bill) and variable ones (those that may change, such as fuel bills or entertainment). Be sure to also set aside some money for personal savings and an emergency fund. Once you’ve calculated your income and expenses a month ahead of time and set your budget, you can focus on the most important part — adhering to the plan. Find ways to decrease spending. Adopt just one new way of trimming expenses each week and you’ll find your overhead shrinking fast. Though you may not be on-point every month, the simple act of tracking and communicating your family’s finances will be a huge step forward in your quest towards responsible spending. For more information, visit www.bankofamerica.com/creditcard.


Page 20 Bradford Journal & Miner Thursday, September 5, 2013

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Bradford Journal & Miner Thursday, September 5, 2013 Page 21 Magnificent Mole Chicken Torta

Magnificent Mole Chicken Torta

Jacob C., Morgantown, N.C. 2013 Grand Prize Winner Makes: 1 Sandwich Sauce: Crisco ® Original No-Stick Cooking spray 2 tablespoons minced onion 1/4 teaspoon minced garlic 2 tablespoons Jif ® Chocolate Flavored Hazelnut Spread 1/3 cup condensed tomato soup Juice of half a lime (about 2 tablespoons) 1/8 teaspoon ground cumin 1/4 teaspoon dried cilantro 1/4 cup chopped green chili peppers Sandwich: 3/4 cup pulled rotisserie chicken, heated 1 bolillo roll, sliced lengthwise 1 slice Monterey Jack cheese, halved 3 avocado slices 1/2 cup thinly sliced lettuce 1/8 cup chopped tomato Dollop of sour cream (optional) 1. SPRAY small sauce pot generously with no-stick cooking spray; sauté minced onion and garlic over medium-high heat until tender. 2. STIR in spread, tomato soup, lime juice, cumin, cilantro and green chili peppers. Bring to a boil and simmer on low heat for about 10 minutes, stirring occasionally. 3. REMOVE sauce from heat. Toss half the sauce with pulled chicken; place mixture on bottom half of roll. 4. TOP with cheese slices and place sandwich open-faced under toaster oven or broiler for 2 to 3 minutes until cheese melts. Remove sandwich from oven, and place sliced avocado on top of melted cheese. 5. ADD lettuce, tomatoes, dollop of sour cream (optional) and top half of roll. Use remaining sauce as extra or to make another sandwich.

FAMILY FEATURES

ncouraging kids to get creative in the kitchen is a fun way to make great memories, meals and moments together. And for more than 10 years, ® Jif has inspired parents to creatively collaborate with their kids in the Jif Most Creative Sandwich Contest™ for the chance to win a $25,000 college fund. Last year’s top entries ranged from a sweet and spicy sandwich to satisfying snacks and dreamy desserts. Inspire your family with these delicious recipes or check out www.jif.com for even more creative options.

E

Peanut Butter Pear-ot

Peanut Butter Pear-ot

Bananas Foster PB & B

Makes: 2 Sandwiches 2 tablespoons Jif Natural Creamy Peanut Butter 1 pear, shredded 1 medium carrot, shredded 1 celery stalk, sliced thin 1/4 cup dried cranberries 2 whole wheat flatbread wraps 2 tablespoons Jif Chocolate Flavored Hazelnut Spread 1 teaspoon chopped dry roasted peanuts 1. MIX peanut butter, pear, carrot, celery and dried cranberries in medium bowl. 2. DIVIDE mixture between two flatbread wraps. Wrap snugly. Cut each wrap in half. 3. SPREAD hazelnut spread on cut halves of wraps, and sprinkle on chopped peanuts. 4. PREPARE to delight your taste buds. Don’t forget to share with a friend.

Makes: 1 Sandwich 4 tablespoons butter 2/3 cup brown sugar 1/2 teaspoon cinnamon 1 1/2 teaspoons vanilla extract Bananas 2 thick slices of bread 2 tablespoons Jif Creamy Peanut Butter Crispy cooked bacon 1. MELT butter in pan over medium heat. Stir in brown sugar, cinnamon and vanilla. Peel and slice bananas in half, then slice again lengthwise. Once it begins to bubble, put in slices of banana and cook until bananas are warm, about 2 to 3 minutes. 2. TOAST bread. Spread 1 tablespoon peanut butter (or more, if desired) on each piece of toast. 3. PLACE bacon slices on one side of toast. 4. GENTLY place warm banana slices on top of other piece of toast. 5. CLOSE sandwich and slice in half.

Our most recent champ, 9-year-old Jacob C. from North Carolina, impressed the judges with his savory Mexican-inspired sandwich using Jif Chocolate Flavored Hazelnut Spread. Get Cooking! This year, your family can be a part of the excitement as Jif launched the 12th Annual Jif Most Creative Sandwich Contest on August 20, 2013. Parents can submit their kid’s creative sandwich recipes using at least two tablespoons of any Jif product (except Jif To Go®). Visit jif.com for Official Rules and more information. The Jif Most Creative Sandwich Contest is open to legal residents of the 50 United States and D.C. between six and 12 years of age by November 8, 2013. Void where prohibited.

Bananas Foster PB & B

Banutter Cream Sandwiches

Apple Fries Peanut Butter Surprise

Banutter Cream Sandwiches

Makes: 1 Sandwich 1 8-inch flour tortilla 3 tablespoons Jif Creamy Peanut Butter, divided 1 tablespoon granola (small chunks) 1 tablespoon mini chocolate chips 1 large apple 1. LAY tortilla flat on plate. Spread 2 tablespoons peanut butter in 4-inch circle in top center of tortilla (start about 2 inches down from top). 2. SPRINKLE 1 tablespoon of granola and 1 tablespoon of mini chocolate chips on top of peanut butter. Lightly press in. 3. CUT one apple to look like French fries. Lay apple fries vertically on top of the peanut butter circle. Place all apple fries on top of peanut butter; stack if necessary. 4. SPREAD remaining 1 tablespoon peanut butter to line edges of entire bottom half of tortilla. 5. FOLD up bottom half of tortilla to cover half of apple fries. Take right side of tortilla and fold in. Take left side and fold in as well, overlapping the right side. Dab some peanut butter to “glue” sides together. 6. TO EAT: Pull out apple fries one by one, and/or eat like a sandwich.

Makes: 4 Sandwiches 2 ripe bananas 4 tablespoons Jif Creamy Peanut Butter 1 teaspoon honey 8 chocolate graham crackers 1. PEEL 2 ripe bananas and cut into 1-inch slices. Freeze bananas for at least 1 hour, then remove from freezer and put into blender. 2. ADD 4 rounded tablespoons of peanut butter, 1 teaspoon of honey, and blend well. 3. SPOON mixture onto graham cracker and place another graham cracker on top (should make 4 sandwiches). 4. PUT sandwiches in freezer until mixture is frozen solid.

Apple Fries Peanut Butter Surprise


Page 22 Bradford Journal & Miner Thursday, September 5, 2013

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Merck And The American College Of Endocrinology Offer A “Game Plan” To Help Patients “Tackle” Type 2 Diabetes (NAPSI)—Nearly 26 million Americans live with diabetes, and 90−95% of them have type 2 diabetes. For many of these people, managing blood sugar can feel overwhelming. Not only do they need to manage high blood sugar, but they should also be aware of ways to manage low blood sugar, which can make a person feel dizzy, shaky and sweaty. Certain diabetes medications, skipping meals, irregular mealtimes or excessive exercise may cause low blood sugar, and if it’s not treated quickly it can have serious consequences such as fainting and could require emergency medical care. Since a low blood sugar episode can happen at any time, including while driving, exercising or while at work, it’s important to know the causes and symptoms, and have a diabetes management plan in place. With that in mind, the American College of Endocrinology and Merck teamed up to create The Blood Sugar Basics Game Plan, a step-by-step educational program designed to help educate people with diabetes, their families and their loved ones about the importance of controlling high and low blood sugar as part of a successful diabetes management plan. “One of the toughest things about managing type 2 diabetes can be the feeling that you have to change everything about your lifestyle all at once,” says Dr. Etie Moghissi, Associate Clinical Professor of Medicine at the University of California, Los Angeles. “That’s why we’ve developed The Game Plan, available on BloodSugarBasics.com to offer easy-to-understand goals to help people with type 2 diabetes make im-

portant lifestyle changes and help manage both high and low blood sugar.” The Game Plan offers the following tips as part of a successful diabetes treatment plan: • Goal #1: Huddle—Get Organized and Set Goals: Meet with a diabetes healthcare team member (primary care provider, endocrinologist and/or diabetes educator) to set personalized goals with The Playbook, and learn about the causes and symptoms of high and low blood sugar. • Goal #2: Enter The Nutrition Zone— Develop Meal Plans: Take small steps toward meal planning with the Healthy Meals and Snacks Planner, a tracker for patients to help make sure they are eating healthy meals and diabetes-friendly snacks at the right times. • Goal #3: Get In The Game—Get

Active: Find easy ways to get active using the Weekly Activity Tracker, a resource designed to help patients work with their healthcare provider to incorporate physical activity into their daily routine and record progress. • Goal #4: Check The Scoreboard— Review Your Progress: Schedule follow-up appointments with a healthcare team member to assess what worked and what didn’t, and continue to work toward and/or maintain goals by managing the ABC’s of diabetes-A1C (also known as blood sugar), blood pressure and cholesterol. More information can be found at www.BloodSugarBasics.com, which offers resources to help work with a healthcare provider to develop a “game plan,” including diet, exercise and, if appropriate, medication.

Recipes For Kitchen Safety (NAPSI)—While the kitchen is known as the “heart of the home,” it’s also where many home fires originate. On average, 160,220 home structure fires involving kitchen equipment occur each year. Pointers To Protect You Fortunately, a few simple steps can help you identify common dangers and prevent kitchen electrical fires:

• Plug all appliances directly into the wall; do not use extension cords. • Make certain all small appliances and tools are approved by an independent testing laboratory, such as Underwriters Laboratories (UL), Intertek (ETL) or Canadian Standards Association (CSA). • Never leave food unattended while cooking. • Use a timer to avoid overcooking and burning. • Unplug countertop appliances when not in use. • Move all appliances away from the sink to prevent contact with water. Do not use electrical appliances that have been wet. • Be sure all fire alarms in the house are functioning. Install smoke alarms at

least 10 feet from cooking appliances to reduce the possibility of nuisance alarms. • Clean your appliances regularly, including vacuuming refrigerator coils every three months to prevent potentially dangerous dirt buildup. • Be sure your kitchen is equipped with ground fault circuit interrupters (GFCIs) and test them monthly to ensure they’re functioning properly. • Have arc fault circuit interrupters (AFCIs) installed to prevent potential problems with your wiring system. Test them monthly, too. Learn More: For more ways you can serve up safety in the kitchen and throughout the home, visit the Electrical Safety Foundation International at www.esfi.org


Page 23 Bradford Journal & Miner Thursday, September 5, 2013

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Three Ways To Get Kids To Try (And Love) New Foods (NAPSI)—Here’s food for thought for parents looking to make nutritious foods and snacks more appealing to picky eaters, while saving valuable time in the kitchen. Expert’s Advice Nutrition expert Chobani Health Communications Manager Kara Lydon, RD, LDN, shares three easy steps for introducing nutritious new foods and getting kids excited about what they eat each day. Tip 1: Share the shopping. Empower kids—and minimize morning mayhem—by working together as a family to create a weekly menu planner that starts with a trip to the grocery store. Encourage kids to help pick out any fruits and veggies they like, and then help plan dinners that feature those ingredients. Family menu planning not only makes life easier for parents, it teaches kids the value of planning ahead and making thoughtful choices. Tip 2: Give kids a choice. Letting kids choose from an array of foods is a great way to pique interest and start building a foundation for healthy habits. Try a “pick and pack” approach that lets kids have the authority to customize breakfasts, lunches and snacks to their liking—while you control all the ingredients. For a weekend lunch, for instance, offer a range of breads with whole grains and a variety of foods that can be part of a nutritious sandwich, as well as presliced fruits and bite-size veggies. For an afternoon snack, include a

variety of protein options to help fuel them, such as our authentic strained Chobani Champions Greek Yogurt Tubes for kids, made with only natural ingredients and real fruit, with 5 grams of protein per serving. Tip 3: Celebrate the “try.” Encourage kids to try one new food per week. Whether or not they like the first bite, training kids to be open to a wide variety of flavors and textures can help encourage healthy habits. The opportunity to try new foods has never been greater, with many grocery stores offering easy

access to exotic fruits and vegetables. As an example, dragon fruits are from the cactus family and have an exotic, spiky look but taste like a refreshing blend of kiwi, pear, watermelon and mango with a tropical twist. Kids can enjoy the familiar flavor while getting the thrill of trying something new. They may like it freshly sliced or in Chobani Champions Flyin’ Dragon Fruit Greek Yogurt Tubes. Learn More: For recipe ideas and other tips, visit: www.chobanichampions.com

Caring For People With Chronic Conditions: Communicating With Your Loved One’s Doctor (NAPSI)—More than 65 million people in the United States care for someone with a chronic condition, disability or frailty. These caregivers often accompany their loved ones to doctors’ appointments. By making the most of these appointments, caregivers can help improve the care their loved one receives and also ease some of the stress they often experience as a caregiver. “Clear communication between physicians and caregivers can help make appointments more productive and beneficial for everyone involved, most importantly, the patient and care recipient,” said Rhonda Randall, D.O., chief medical officer for UnitedHealthcare Retiree Solutions. “Remember that you and the physician share a goal: providing the best care for your loved one.” If you are a caregiver, consider these tips: • Introduce yourself: Get permission from your loved one to speak directly with doctors. This typically requires the patient to sign a release form at each doctor’s office. Explain your role. Ask

questions about diagnoses, medications and ongoing care needs. • Educate yourself: Understanding your loved one’s conditions will help you better communicate with doctors and make you a better advocate. • Document important information: Keeping a record of physician contacts, medications, symptoms and health changes will help you remember what to address at each appointment and help the doctor make informed decisions. Ask for copies of test results and keep them for future reference. • Understand health coverage and benefits: Before appointments, learn what is covered by your loved one’s health plan. Ask physicians about the risks, benefits and alternatives to their recommendations and the associated cost. Avoid financial surprises by understanding out-of-pocket costs for appointments, tests or procedures. If you have questions, call the number on the back of the insurance card. • Ask questions: Come to appointments prepared with a list of questions.

During the visits, take notes so you can refer to them later. • Don’t neglect your own health: Taking care of yourself will put you in the best position to provide care for others. If you care for an older adult or anticipate taking on a caregiver role, you should know about the tools and resources available to make the job of being a caregiver a bit easier. To learn more and get the support you need, you can visit: WhatIsSolutionsForCaregivers.com or call (877) 765-4473. Services are available in all 50 states and can be tailored to meet specific needs.

Bradford journal color issue 9 5 13indd indd  

First Issue September 2013

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