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Search Google for “Back up the Outlook Express Address Book” for an article on support.microsoft.com that explains this further, and also shows how to back up your contacts. To back up e-mail in Outlook, first close the Outlook program. Search your computer for the Outlook.pst file, and then move the file to the E-mail Avoid spam by using folder that you created. (If you receive an error saying the file is in use, log off and back onto the a disposable e-mail computer, and then try again). address and only give When you restart Outlook, it will ask you for the .pst file. Click OK and browse to the E-mail folder, your main address and then click Open. The tricky thing is finding the cleverly to trusted contacts. hidden Outlook.pst file. For help with this, search Google for “Move your Outlook data file to another location” to find the article on Office.Microsoft.Com. If you use Archiving in Outlook, you might also want to move the Archive.pst file to the same E-mail folder. Note that the Outlook.pst file includes your contacts, so you don’t need to take extra steps to back them up. A tip for road warriors When you check POP3 e-mail on the road, messages are copied to your Inbox, and then deleted from the server. The problem is, if you check mail later on another computer, the messages are gone. To avoid this, configure your e-mail to leave a copy of messages on the server. On the Tools menu, click Accounts. Click your e-mail account, and then click Properties. Click the Advanced tab, and then check the box Leave a copy of messages on server. Also, use the option to remove messages from the server after five days or so. With this option, messages are only deleted if you already have a copy of the message in the Inbox of the computer that is checking the mail, and the message is older than the number of days you set. This helps to avoid hitting the storage limit on the server. You can avoid the problem by using a Webmail portal such as https://webmail.shaw.ca or https://webmail.telus.net, or other Web-based e-mail programs such as Hotmail. These let you read messages without deleting them from the server. Last, make sure your e-mail program is updated to protect against malicious messages. Click Check for Updates on the Help menu. Now that e-mail beast should be a pussy cat. Darryl Gittins welcomes your questions. You can reach him at Darryl_gittins@hotmail.com VB

Does your retirement plan meet your retirement needs? SOME TIPS TO HELP YOU MANAGE YOUR RETIREMENT NEEDS

COLIN NICOL General Manager, Wealth Management Island Savings Credit Union

A high percentage of Canadians think that their retirement plans will not provide for their retirement needs. It’s little wonder: on average, less than 40% of Canadians are part of a company pension plan, and recent market volatility has put off the retirement plans of many people for several more years. But whether you plan to retire in 40 years or four, it’s never too late to put a retirement plan into place. • Start early—start today. • Look at your present finances and see how much you can save each paycheque. • Decide when you want to retire and how much you will need monthly to live. You should also consider your lifestyle, including your current and future interests such as arts or sports events, travel, redecorating, or downsizing.

• Consider your appetite for risk and your time horizon. Investments with higher risk mean your portfolio’s performance will be more volatile; however, there is potential for better returns. Generally, if your time horizon is longer, you can take on more risk. • Meet with an advisor to identify your retirement goals and discuss your retirement plan. • Once you’ve decided what you can invest, an advisor can give advice about which approach is best for you. • Monitor your progress with your advisor regularly to ensure you are on track and make changes where necessary. A planned retirement will make for a much happier, more relaxed retirement. Keep reading this publication for more answers and financial planning insight. Have questions of your own? Come speak to any advisor on my team at an Island Savings branch near you today, or email me at cnicol@iscu.com.

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Profile for Boulevard Magazine

Boulevard Magazine - January/February 2010 Issue  

BOULEVARD MAGAZINE is designed to capture the personality, culture and vitality that is Victoria by focusing on the Arts, People, Trends, Fo...

Boulevard Magazine - January/February 2010 Issue  

BOULEVARD MAGAZINE is designed to capture the personality, culture and vitality that is Victoria by focusing on the Arts, People, Trends, Fo...

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