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Policy Handbook

Alexander House Honywood Road Basildon SS14 3DS 0800 0113 444 www.bondlovis.co.uk


COMMERCIAL VEHICLE INSURANCE

Catering Van ü

ü ü

Coffee vans, Burger vans, Fish and Chip vans & many more Named driver or Any Driver 25-70 Full UK / EU licence minimum 2 years held

HGV ü ü . ü

ü .

Ice Cream Van ü . ü ü

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Named driver or . Any Driver 25-70 Single vehicle only Full UK / EU licence minimum 2 years held

3.5t to 44t Named drivers or . Any Driver over 25 Haulage, Carriage of Own Goods for Hire and Reward & SDP Vehicle value up to £150,000

Motor Home ü . ü ü

SDP & Carriage of . Own Goods 3.5t and over Modified from a standard van acceptable


COMMERCIAL@BONDLOVIS.CO.UK / 0800 43 46 306

Specialist CV

Mini Buses ü ü

ü

From 6 to 17 seats SDP, Contract Hire, Business Use, Private Hire Named drivers, Any Driver over 25, Any Driver over 21 (on selected risks)

ü

Tippers / Skip Lorries Criminal Convictions Multiple Claims / Convictions Waste Removal Cranes / Cherry Pickers 44t Plus vehicles Plus many more

ü ü ü ü ü

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Refrigerated Van

Standard CV ü ü ü ü ü

Up to 3.5t Driver age 21 - 75 NIL NCB Mirrored NCB Available Fleet Claims Experience Conversion

ü ü ü

Named drivers or Any Driver over 25 Multiple markets Full UK / EU licence minimum of 2 years

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FLEET INSURANCE

Fleets are usually traded on a net-rated basis but please talk to the team about possible commission shares Small Fleets: ü

From 2 Vehicles

ü

Any Driver 25+

ü

Named Driver discounted rates

ü

Rating: Both fleet rated and “book & bonus”

ü

New Ventures

ü

Documents issued by mail (same day)

ü

Most Occupations covered, including food / catering / Allied Trades.(Roofers / Scaffolders, etc.)

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FLEETS@BONDLOVIS.CO.UK / 0800 43 46 306

Larger Fleets ü

From 2 Vehicles

ü

Any Driver 25+

ü

Named Driver discounted rates

ü

Rating: Both fleet rated and “book & bonus”

ü

New Ventures

ü

Documents issued by mail (same day)

ü

Most Fleet Types

ü

Manual Presentations Required

ü

Most Occupations covered, including Catering / Funeral cars / Road Construction & Maintenance / Allied Trades (Roofers / Scaffolders, etc.)

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112

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PLATINUM HOME & MOTOR

Our Platinum team will work with you to secure most types of non-standard home or motor business. Platinum will also help get you into the High Net Worth markets. For High Net Worth cases, we can quote for:

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ü

Combined home and motor portfolios

ü

High sums insured (no upper limits) Buildings or Contents

ü

Unbalanced Sums insured (valuables against contents)

ü

Converted / Modified / Imported Cars

ü

Classic / Super / High performance Cars

ü

Listed buildings

ü

High Profile Occupations

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PLATINUM@BONDLOVIS.CO.UK / 0800 43 46 307

For non-standard cases, we can quote for… ü

Combined home and motor portfolios

ü

High sums insured (no upper limits) Buildings or Contents

ü

Unbalanced Sums insured (valuables against contents)

ü

Converted / Modified Vehicles / Imports

ü

Classics / Super Cars / High performance vehicles

ü

Listed buildings

ü

High profile occupations

ü

Spanish & Portuguese Ex-Pats Home and Motor cover

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THATCHED PROPERTY INSURANCE

We are also specialists in thatched insurance, and can offer 20% commission on all thatched properties put on cover Risk acceptance criteria includes:

ü

Buildings sum insured up to £1,000,000

We can provide cover for risks such as:

ü

Adverse claims experience

Contents sum insured up to £500,000

ü

Unoccupied properties

ü

Grade 2 Listed Properties

ü

Total combined sum insured of £1,000,000

ü

Let Properties

ü

ü Valuables up to 33% with a single article limit of 10% of the Contents sum insured

ü

Personal Possessions single article limit of £2,500

Properties that have previously been affected by subsidence Holiday, second and weekend/weekday homes

ü

High risk occupations

ü

Criminal convictions

ü

ü ü

Various heating types accepted

ü

Thatch and electrical installation Inspections needed every 10 years

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PLATINUM@BONDLOVIS.CO.UK / 0800 43 46 307

Please note, we won’t be able to offer a quotation if the risk falls into any of the categories listed below: X

Mid Terrace house

X

Grade 1 listed property

X

Buildings sum insured exceeds £1,000,000

X

Contents sum insured exceeds £500,000

X

Combined (buildings and contents) sum insured exceeds £1,000,000

X

Depth of thatch is greater than 2 metres

X

The roof is not in good condition

X

Distance to nearest fire brigade is over 25 miles

X

The chimney is less than 1.8 metres above the ridge / is not lined / has spark arrestors fitted (not applicable if chimney is not in use)

X

The property is not connected to mains water supply

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Abbey Insurance Brokers Limited t/as Bond Lovis Insurance Brokers are authorised and regulated by the Financial Conduct Authority. Our FCA register number is 434752 which can be confirmed on the FCA register by visiting their website at www.fca.gov.uk/register. Calls and e-mail communication to and from our offices are recorded and may be monitored.

Profile for Bond Lovis Insurance Brokers

Bond Lovis Product guide 2019  

This is our most up to date product guide for all of our wholesale products available to our brokers, and how best to send quotes to us.

Bond Lovis Product guide 2019  

This is our most up to date product guide for all of our wholesale products available to our brokers, and how best to send quotes to us.

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