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summer edition 

jan 2012

New land release 800–4000m 2 from just

$

279,500

*

See page 13

*Subject to availability

In this 04 issue:

The inspiration behind our new Country Club Hear from the architect and have a sneak peek at the designs

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10

11

Designing your new home

Reading the housing market

The new Highlands Village design unveiled

Tips for 2012 on how to best design your new dream home

Learn the market insights from those in the know

A new treasure inspired by the Southern Highlands, this is an opportunity not to be missed

See our range of Home and Land packages Page 14

More than 1500 celebrate Christmas at Bingara Gorge Save up to a massive † $23,490! Celebrate the new year at Bingara Gorge with a Builder Bonus. Simply purchase a homesite at Bingara Gorge and you’ll enjoy a $10,000 Builder Bonus, which will entitle you to all those ‘little extras’ that make a home feel extra special. It’s our way of rewarding you for joining our exciting new community. Plus, thanks to the NSW State Government, you could save an additional $13,940 on stamp duty savings! Call us today to find out more! †Terms and conditions apply – please visit the Sales and Information Centre, call (02) 4630 0300 or visit bingaragorge.com.au for full details.

Christmas came early to Bingara Gorge as more than 1500 people gathered on a balmy Saturday evening in the first week of December 2011 for a date with Santa and a host of fun family activities including a community fair, live band (Wildcatz), face painting, free ice-cream, free popcorn, petting zoo, twilight cinema and fireworks! There were plenty of reasons for good cheer with five lucky visitors going home $1,000 richer with cash prizes drawn throughout the afternoon and night. But the biggest winners on the day were the hundreds of children who delighted in Santa’s arrival on a fire truck with his elves and the opportunity to get up close with a donkey, deer, ducks, goats, rabbits, chickens and lambs at the petting zoo. As night fell, fireworks lit up the sky over Bingara Gorge accompanied by a medley of music. And the crowds, drawn from all over Sydney, made the most of the opportunity to enjoy a little slice of Bingara Gorge heaven, spreading out the rugs for a picnic under the stars and a twilight viewing of Polar Express.

The Christmas-lit homes of Bingara Gorge residents, who had participated in the ‘Brighten Up Bingara Gorge’ competition, provided a magical backdrop to a very special day. Bingara Gorge Project Director Paul Gerlach said the Christmas celebrations had been a spectacular success, showcasing the community spirit of Bingara Gorge. “This was without doubt the highlight event in the life of Bingara Gorge,” said Mr Gerlach. “We’ve had many major events in the past 12 months – the official launch of golf construction with the designer Graham Marsh in attendance and the opening of Wilton Public School - but there’s nothing like fireworks to draw a crowd.” “The residents added so much to the festive air, decorating their homes with Christmas lights and putting on community market stalls. Even our young school students played their part, making fairy floss to raise funds for the school. “Special nights such as this allow you to see Bingara Gorge through the eyes of others – as a truly wonderful place to live, amongst good people in beautiful surroundings. There were many who left late on Saturday night

wishing that they too could call Bingara Gorge home.” Would you like to join us next year? Make sure you visit our website and register so we can keep you up to date with upcoming events! See page 8 for photos of the event.

Winners of the Brighten Up Bingara Gorge Christmas Lights competition: Best Lit Home and Garden Winner: “Marsden Merry Wonderland”, Marsden Family (Hornby St) Runner Up: “White Christmas”, Hardin Family (Chisolm St) Best Novelty Theme / Scene Winner:“A Merry Life at Bingara Gorge”, Goodwin Family (Kirkwood Chase) Runner Up: “Reindeers at Play”, Williams Family (Chisolm St) To see the Brighten Up Bingara Gorge Christmas Lights winners, follow the link below to view the video: http://www.lutfihady.com/clients/ dll/stream/Winning_Houses_1_ QuickTimeH264.mov

bingaragorge.com.au | jan 2012

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An update from Bingara Gorge Project Director Paul Gerlach Welcome to 2012 – a year in which we look forward to many exciting new developments at Bingara Gorge.

Paul Gerlach Project Director Bingara Gorge

Work will soon begin on the Country Club and Leisure Centre, once Development Approval has been granted by Wollondilly Shire Council, timing perfectly with our continued progress on the golf course. The Country Club, designed by SJB Architects, is keenly anticipated by residents who are not only looking forward to a restaurant and bar for entertaining family and friends but also the many health and lifestyle facilities that it will offer, among them a swimming pool, gymnasium and spectacular children’s playground. Our golf course designer Graham Marsh has been working closely with the construction team bringing on the next stage of the course and last month was on-site to oversee the continuing work on holes 11 to 14. The greens, tees and bunkers are currently being formed and grassing on these holes should begin before autumn this year. Weather permitting, 9 holes will be completed and fully grassed by the end of this year. Whoever thought there was nothing exciting about watching grass grow had clearly never observed the creation of a golf course. It is fascinating to see the greens and fairways take shape, witnessing its transformation from a paddock to what will soon be a lush, manicured expanse of green. Another much anticipated announcement will be made this year on plans for the retail component of the Village Centre. The commercial precinct will play a vital part

Family finds town and country perfection at Bingara Gorge

in the life of Bingara Gorge and we have always been committed to getting the mix right so that we fulfil our commitment to creating a sustainable community at Bingara Gorge. The past 12 months have been all about delivering and planning for the year ahead. It is immensely satisfying to see so many new houses built and residents settling in, bringing Bingara Gorge to life. We have launched the new Highlands Village in September 2011 and finalised landscape designs for the central park. The lodgement of our DA for the Country Club and Leisure Centre late 2011 represented a milestone moment, bringing this important community facility one step closer to fruition. The opening of Wilton Public School in Term 2, 2011, has been one of the great highlights of the last year; the eager faces of the young students a daily reminder of our purpose here at Bingara Gorge – to create an environment in which people can live a rich and rounded life to the full. That we are succeeding in this endeavour is evidenced by the steady sale of land in all three villages which have so far been released. The Beatty release, part of the Pembroke Village, with lots from 1000m2 to 4000m2 is recommended viewing before the working year resumes in full swing. On that note, we wish you all the best for 2012 and a reminder that Bingara Gorge is always open to residents and non-residents alike. So why not drop in sometime for a coffee!

It’s a time honoured tradition that friendships are formed at the school gate, amongst the mums and dads who gather at the end of the day waiting for their offspring to tear out and head home. Deb Davidson and Rob Doorey (left) haven’t even moved into their Bingara Gorge home but already they are part of the community, linked to other residents through Wilton Public School where their six-year-old son Jett is in Year 1. In the next few weeks Deb and Rob will move into their newly built home having already formed a network of friends who they’ve come to know through the school, Christmas parties and other community events that they’ve attended since buying their 2000m2 block in August last year. The school was a big factor in the couple’s decision to buy at Bingara Gorge; the prospect of being within walking distance a bonus for Jett and in a few years, two-year-old Jewel. But that was only one of many reasons Deb and Rob decided to move from their Picton acreage to the new community of Bingara Gorge. They first moved to the region when Rob, who has worked in radio for more than 20 years, took a job with local station C91.3FM. “Part of the job requirement was that I live locally,” says Rob, the voice of C91.3FM from 10am to 2pm weekdays and a regular corporate MC and radio and TV voice-over talent. That meant moving from their child-free city lifestyle in Surry Hills to Mt Annan. With the arrival of Jett and then Jewel the next shift was to Picton, chasing the idyll of peace and tranquillity in the country. “The acreage was great,” says Deb, “but we were a bit away from everything and everyone. We wanted to still have some space with a large block and be able to walk the kids to school.” At Bingara Gorge they found their happy medium – a 2000m2 block with ample space for children to play, a modern and well-equipped school and

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Community update at Bingara Gorge

270 180 90 95 Residents

Adults

Students

Homes

before too long all the attractions of their former inner-city lifestyle. With the Country Club, plans for which have been submitted to Wollondilly Shire Council, the family will be able to walk to restaurants, a cafe and bar, work out at the gym and swim laps in the pool. And when the Village Centre retail centre is added they’ll have fully replicated city life, albeit living in a beautiful modern home on land that could accommodate 10 city terraces. And then there’s the Graham Marsh-designed Championship Golf Course currently under construction, which was a major attraction for Rob. It is the community feeling within Bingara Gorge that has so impressed Deb. As a mum who gave up her job as a nutritionist working in corporate health to be at home with the children, this was especially important. “I’ve been able to connect with a few mums, which is great,” says Deb. “You get a good feeling and people are really lovely; they have moved here for the same reasons as yourself.” Deb’s decision to step back from her first career has opened up a whole new world of possibility. She established the on-line designer furniture importing business victoriastreetinteriors.com which she can run from home and is studying for a diploma in interior design. Her first design project will be her new home at Bingara Gorge which they’d hoped to be in for Christmas before a rain-soaked start to summer curtailed those plans. “This is going to be a lovely home,” says Deb. “It’s not massive because we really wanted it to be about the outdoors. There is a lot of emphasis on outdoor living with a lot of landscaping and hopefully we will be able to put in a pool.” While Deb will take charge of the interiors, the gardens will be Rob’s domain. But with the first holes of the golf course edging towards completion this year there could be a battle over which greens come first!


Paella, stir frys and much more…

Some exciting news for the residents of Bingara Gorge and those living in nearby Wilton and beyond, who can pop in with their friends to the Teas & Greens Cafe located in the Sales and Information Centre. It is now the place to enjoy some tasty new meals or an authentic cappuccino from the friendly barista.

Poss Britten, a well known restaurateur and proprietor of local catering company, PB Catering, said that when she was approached by Bingara Gorge to operate the restaurant within the lovely cafe, she immediately saw the opportunities for a long-term partnership. “There is already fabulous ambience with the lakes and the super landscaped gardens that surround the cafe, so it lends itself to community and belonging. We want Teas & Greens to be a welcome place to come and relax with good coffee – locally roasted each week by Rush coffee in Bowral. We have fabulous staff that will make everyone feel comfortable.” Poss said plans were underway to develop the kitchen facilities in the next few months which will enable them to produce a more extensive brasserie menu. In the meantime, there will be such goodies as Eggs Benedict, homemade frittata, a delicious Thai beef salad and wicked apple flans and pear frangipani tarts from our resident French chef Alain.

business, which she managed while juggling four young children. “We cooked it all from home on the day of delivery with a knowledge of what type of goods can travel. Sometimes we might be serving 250 people in a paddock without power, so we tailor every job to suit the clients’ needs and budget.” “It’s been hard work but we now have a staff of about 40 and can manage three or four weddings on the same day. We are constantly commended for our very professional staff who are trained to look after our clients with a minimum of fuss and a smile.” So make sure you call into Teas & Greens the next time you are passing by and meet the team from PB Catering.

“It’s a terrific setting to do fun things that are really visual. Imagine big Paella pans, stir fry woks and the run of Australian fair. It will be great theatre and great smells with cookouts on the verandah from a pan that feeds 80 people at a time.” Steeped in country tradition herself, Poss emphasises that she has always believed in providing “fabulous food at reasonable prices” in her catering business and believes that has been at the core of her success. “Predominately I’m a country girl and am very conscious of giving value for money. Our feel is to provide real food and good flavour that is substantial. I’d be devastated if anyone leaves our functions hungry, so I tend to over cater and happy to leave the leftovers.”

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Poss and her team of six chefs have over 165 years experience between them, combining their multicultural experiences and pooling their culinary ideas to create some interesting menus for their catering business that is well known in the Southern Highlands but spans from Sydney to Goulburn. See their website www.pbcatering.com.au Poss herself has been cooking for over 35 years, but it was her venture into making gourmet picnic baskets for Sydney tourists that changed her course. People loved the baskets so much that it blew into a full catering

Local businesses directory From aromatherapy to interior design, there are plenty of quality local providers serving our growing community. Call 1300 246 4272 to advertise your local business in Inside the Life for free.

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bingaragorge.com.au | jan 2012

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Bingara Gorge lodges Country Club plans Traditional homestead inspires design

Proposed gym

Proposed plan for Bingara Gorge Country Club and Leisure Centre

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Proposed bar and restaurant

The description, size, style, configuration and content of the Country Club may change due to planning authority requirements and for commercial reasons. The developer of Bingara Gorge, Wilton Communities Pty Limited, does not make any representation or promise that the Country Club shown will be the same as the development when it is actually constructed.


Indicative render of the entry

Indicative render looking from the 18th hole towards the restaurant and function area

Indicative render of the outdoor bistro and terraced garden

Bingara Gorge has entered an exciting new phase in its evolution with plans for the Country Club submitted to Wollondilly Shire Council for Development Approval in November 2011. The rapidly growing community, with 95 homes now built and many more under construction, has been a hive of activity over the past six months. The primary school is now open with enrolments growing for 2012, golf course construction is well underway and a new village precinct has been launched. Bingara Gorge Project Director Paul Gerlach said the lodging of the development application for the Country Club was an exciting milestone in the evolution of Bingara Gorge.

“The Country Club will be the community heart of Bingara Gorge,” said Mr Gerlach. “It’s something that sets us apart from other residential communities in the region and provides a place where people can meet and enjoy each other’s company and the beauty of these surroundings.” Many months of market research went into finding out exactly what sort of club residents wanted and that has shaped the final design of the Country Club. “We looked around Australia and the United States to find a suitable model for Bingara Gorge but there was not a single example where we thought they had the right formula for us to draw from,” said Mr Gerlach. “Our research made it quite clear that people wanted a place where they felt comfortable, somewhere they were proud to take their friends and family without being too formal. So the final design was based primarily on developing that sense of belonging, creating a place that was inclusive rather than exclusive. “Within the Country Club the atmosphere will be relaxed with a range of facilities that promote a full and active lifestyle.” “There’s an assumption that a Country Club should be exclusive with private areas reserved for golfers and children never considered in the equation,” added Mr Gerlach.

Any agreement between the developer and a prospective purchaser in relation to the development will be contained exclusively in the terms of a sale contract, and purchasers should obtain their own independent advice about those terms.

“Bearing in mind that Bingara Gorge will eventually be home to more than 3500 people, our Country Club had to reflect a broad range of tastes and interests. So there is a lot of flexibility in the design with areas catering to families with children and others where the atmosphere is more suited to older people and couples. “We anticipate the first nine holes of our Graham Marsh designed championship course will be completed by the end of next year and golfers will be extremely well catered for with a pro-shop, change rooms and drop-off areas.” The design, by the highly regarded architectural firm SJB architects, is inspired by the traditional Australian country homestead, with beautiful outdoor areas. A terrace garden wraps around a magnificent old gum tree, courtyards are shaded by leafy timber pergolas and French doors from the cafe and dining areas open to draw in views of the Razorback Ranges, across to the gorge and down the fairways. Facilities include a resort-style pool suitable for laps with a children’s play area adjoining one side and a lawned courtyard the other, a gymnasium and tennis courts. Function rooms provide scope for corporate golf and conferences, as well as special occasions such as weddings and birthdays. SJB Director Adam Haddow likens the character of the club to a favourite armchair – comfortable, familiar and relaxed.

“It’s premised around the idea of a homestead and is more about creating beautiful outdoor spaces so that the experience of being at the Country Club is one of meeting with people, eating food, enjoying friendship,” said Mr Haddow. “By breaking it down into five different buildings it allows different users to go about their activity without any of them impacting negatively on the other. So you can have golfers, kids playing in the playground, a family there for a meal, a wedding and someone at the gym, all happening at once. “The outlook, to the mountains, the gorge and the fairways is absolutely stunning and the way we have placed the buildings has made it possible to not focus on the residential buildings. “While you are at the Country Club, you will always feel that you are in the middle of bush landscape.”

bingaragorge.com.au | jan 2012

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Designing your home by Adam Haddow – Director of SJB Architects Designing a home is an incredibly important process. In most cases our homes constitute the single largest investment we will make over our lifetime. With this in mind it is critical to consider what it is that makes a great house to live in. One of the most important things when you are setting out to design your home is to consider orientation. Without a doubt the loveliest homes to occupy are those that capture the sun in the winter and reject it in the summer - they are cool when you want them to be and warm when you need them to be. Coupled with today’s rising electricity costs, deleting the ubiquitous air conditioner is not only good for our pocket but great for our carbon footprint. Keeping our homes cool in summer and warm in winter is as simple as facing our living rooms to the north and ensuring that there is a projecting eave that is at least as deep as 1/3 of the height of the window – no more, because it will block all of the necessary winter sun from penetrating into the house and warming you in winter, and no less because then the summer sun will be able to heat up the glass and start to cook you! In addition to this simple rule of thumb, injecting a few ceiling fans into the rooms will help keep air moving on those hot still nights and has the added bonus of keeping the mosquitoes at bay! Even better than taking my word for it is to check out how the sun penetrates your home by downloading Google Sketchup http://sketchup.google.com/ or get your architect or designer to check it for you. It might take you a while to build your house in Sketchup, but once you have, you can turn on the shadow feature and see how the sun really impacts your home. It is also important to consider the rising and setting sun. If you’re a morning person perhaps you will want the sun to stream into your bedroom so that your alarm clock is rendered useless, or if you prefer not to be

Outdoor dining room

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woken before midday on the weekend, a south western facing bedroom is more up your alley! One of the common mistakes people make when designing and building a home is to stretch their money too far. Big is not often better. More often than not, during the process of designing a home it is as much about deleting those things you really don’t need to ensure that there is enough left in the budget for the things that will make your home unique and special. Before you start, sit down and assess how it is that you live; what you like to do, when you get up in the morning, and how often you really want the in-laws to come and stay! Remember too, that your needs will change over time as your family grows and allow for your home to grow with you. Perhaps sharing a room with bunks would be better for the kids when they’re young, liberating a room for them to use for play, which can be converted as they get older into a separate bedroom. Or perhaps a study that enables you to work from home when the kids are babies is able to be converted to a quiet sitting room when they’re at a more rowdy stage of life and you’re back working at the office. The added bonus of a slightly smaller house is that you get a slightly bigger garden, and in today’s day and age, where we are spending more time outdoors and less time in formal dining and living rooms, how can more outdoor space be a bad thing! Gardens and outdoor spaces play a big part in our enjoyment of our home and help contribute to us spending less time in front of the ‘box’. I would go as far to say that there is a new understanding of what luxury means, and it has a lot to do with designing outdoor rooms into our gardens to extend our living environments. Lastly, a home should be a reflection of you. So if you like red carpet take a risk and put it in, but remember you don’t need to be different just for the sake of it.

A skylight to deliver sunlight into the centre of the home

About the author Adam Haddow completed a Bachelor of Architecture with first class honours and was awarded the Penelope and Edward Bilson Scholarship for Design Excellence; both from the University of Melbourne. Adam is a director of SJB Architects Sydney. In all of his work Adam attempts to unite social, architectural, economic and corporate agendas in order to achieve built solutions that positively activate their urban and individual environments. Alongside his contribution to architectural practice, Adam has designed sets for stage and television, showcased his work in local and international design exhibitions and written for numerous publications including State of the Arts, Architectural Review and Arts and Medicine magazines. Adam is an elected Councillor at the NSW Australian Institute of Architects and has tutored at the University of Melbourne and the University of Technology, Sydney. Adam was awarded a 40th Anniversary Churchill Fellowship to study alternatives to conventional urban design models. The Fellowship enabled him to travel during the first half of 2007 to the United States, Columbia, Denmark, Germany, Holland, the United Kingdom, France, Austria and Japan. This recent sabbatical has seeded future collaborations within architectural practice and academia and reinforced Adam’s interest in furthering discussion and debate about the future of Australian cities.

A double height kitchen linking the lower and upper levels of the house and capturing the northern sun


Interior design and colour trends 2012 by Kirsten Stanisich - Director of SJB Interiors About the author

and decorative pieces as a device to “pop” them out from their neutral backgrounds.

The most common question I am asked about residential interiors is “what is happening with colour right now?” During the late nineties and early 2000’s we moved through a period where interior design was very much about “clean” environments with the use of neutrals and whites, donkey greys and charcoal. Bright colours were very rarely used. Probably as a response to this, we’ve moved into a period which is now about the bold and confident use of bright colour. The last time we saw colour used like this was probably in the 1960’s and 1970’s. However, the big difference between what is happening now and what happened 40 years ago, is that we’ve maintained our neutral background of whites and soft greys but what we’re seeing is colour applied to furniture

Take your inspiration from the colour blocking trend sweeping fashion runways across the world

Kirsten Stanisich is a Director of SJB Interiors and studied architecture at University of Melbourne (Bachelor of Planning and Design and Bachelor of Architecture with honours).

A good way to get some inspiration is to look at some of the current collections by fashion designers like Gucci, Josh Goot, Preen and Mark Jacobs. If you find yourself a little overwhelmed by all the colours and colour clashing, then stick to the simplicity of a single colour and experiment with different tones. The important thing is to layer the colour or the tones to create a sense of depth. Another simple way to achieve a clear and fresh mix of colour is the use of some of the beautiful botanical fabrics which are available at the moment where the colours have already been well selected by a textile designer and you can feel confident that the palette will work.

The colour in the textiles and the artwork “pop” against the white walls and floor

SJB embraces the disciplines of architecture, urban design, town planning and interior design. They have built our reputation as an astute collection of experts who respond sensitively to the urban fabric of cities and regions, combining knowledge and experience with creative design solutions. SJB Interiors’ goal is to bring client aspirations to life through design integrity, creative expertise and a genuine understanding of style. SJB Interiors is renowned as a design leader and has built a highly-acclaimed and award winning team. The numerous projects undertaken by SJB Interiors remain fresh and contemporary many years after completion.

This interior uses Kilim rugs as cushions and a throw to punctuate an otherwise neutral palette

Construction on Golf Course full steam ahead The Bingara Gorge Golf Course will be a hive of activity over summer as construction continues on the recreational facility which is well under way.

is encouraging all residents to come out over the holiday period to see the progress.

After completing the initial works on the main lake and surrounding four holes, specialist golf contractors, McMahons, was awarded the $23 million Bingara Gorge contract to construct the remainder of the course late last year.

“This summer, we’re encouraging everyone to come and take a look at the construction of the golf course from either our purpose built golf course viewing tower or by booking one of our behind the scenes construction tours.”

To date over 200,000 tonnes of soil has been excavated, the equivalent to almost half of the total course earthworks. Work has now kicked off on holes 10 and 15 and final shaping on holes 11 through to 14 is set to be complete by the end of February 2012.

“With scrappers, shapers, excavators, dozers, tippers and trenchers all in full swing, residents have the opportunity to see the making of the course up close,” he said.

The golf outlines are also taking shape with the four hectare main lake and grassing for the first four holes set to commence by March 2012. Bingara Gorge Project Director, Paul Gerlach

“At Bingara Gorge we like to engage with residents and the surrounding community to generate a sense of belonging.” Golf viewing tower

The combined value of the works when completed at Bingara Gorge with the country club will be over $40 million. With the first nine holes anticipated for completion this time next year, it’s time to start practicing your golf swing.

Construction underway on Bingara Gorge golf course.

bingaragorge.com.au | jan 2012

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Brighten Up Bingara Gorge Christmas came early to Bingara Gorge as more than 1500 people gathered on a balmy Saturday evening in the first week of December 2011 for a date with Santa and a host of fun family activities including a community fair, live band (Wildcatz), face painting, free ice-cream, free popcorn, petting zoo, twilight cinema and fireworks!

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bingara gorge | inside the life


One of the five lucky visitors who won a $1,000 cash prize on the day!

bingaragorge.com.au | jan 2012

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Finding a perfect loan for your dream home By David Jackson – Great Aussie Dream Getting the perfect loan for your new home or investment can be tricky and in particular financing land and construction or a house and land package can harbour many pitfalls for the unwary and provide some unpleasant surprises for the uninformed. So let’s touch BASE on a few topics to help you through this tricky area which may help you maximise the benefits of living or investing in Bingara Gorge.

What is your borrowing capacity? The only way to find out your actual borrowing capacity is to use the lenders actual servicing criteria. We have access to dozens of lenders and hundreds of home loans and can assess your borrowing capacity with all of them in a matter of minutes.

Deposit requirements and genuine savings

Land now, construction later When you consider finance for your land purchase, it is good to have an idea of what your building budget is. That way a pre-approval for your construction loan can be submitted with your land loan, giving you piece of mind and avoiding any issues and disappointments down the track. This also prevents unnecessary credit enquiries which can damage your credit rating and create problems.

One loan or two Sometimes it’s better to set up land and construction finance as two separate loans/splits. This will depend upon your individual circumstances and the credit policy of the lender. One of the reasons for this is that some lenders withhold 100% of the construction funds even if you are relying upon the First Home Owners Grant as part of your deposit funds.

Generally speaking you will require a minimum of 5% of your total purchase price as a Deposit, and these funds will need to be considered “Genuine Savings” by your lender. Payment of your deposit will depend on whether you are buying land and constructing a home or buying a House & Land Package. For a land purchase, Lend Lease will typically accept a deposit of 5% to exchange contracts. Your builder will then require a deposit of up to 5% of the construction cost when you sign the Building Contract and any other deposit funds will be payable upon settlement of the land.

How do I pay the builder?

Unregistered land or unfinished house & land packages

Claiming your First Home Owners Grant

If you’re looking at purchasing unregistered land or a house and land package with a delayed settlement you need to be careful where you get financing as some lenders won’t approve a loan until the land is ready to build on or the house is complete. Look for a lender that will approve finance without conditions even if settlement is not due for 6 months.

Payments to the builder are made up of your initial deposit and then “Construction Drawdowns” or “Progress Payments” which are paid at nominated stages throughout the construction phase, for example once the concrete slab has been laid. During construction you will only accrue interest on the loan funds that have been drawn down and loan repayments equivalent to interest only are payable each month. The land loan will settle before the construction payments begin and payments will be required for this from settlement.

About the author and Great Aussie Dream Great Aussie Dream is a local Mortgage Broking company that is recognised for its expertise and excellent customer service, winning multiple national awards along the way. Founders David & Leonie Jackson attribute their success to working with their clients closely, listening to their concerns and finding out their goals and objectives, then they create a financing strategy that meets their current needs and works with their future plans. Recognised as leaders in their Industry, Great Aussie Dream have won multiple National Industry Awards including, Mortgage Broking Business of the Year in 2010 and 2011 at the MFAA Excellence Awards and Best Customer Service at the Australian Mortgage Awards. Visit greataussiedream.com.au or call 1300 726 848

For owner occupiers claiming the First Home Owners Grant on the construction of their home, the Office of State Revenue (OSR) will release the Grant to the lender at the Slab Construction Drawdown stage. This means that funds are available early in the building phase rather than waiting for the construction to complete. For House & Land packages, we can arrange for the Grant to be available at settlement. We can assist you to complete the application and lodge the paperwork on your behalf.

The market update with Michael Pascoe A poor spoilt little rich country, a nation of whingers – that’s us. Australians have lost perspective about their good fortune and prospects, preferring to seek out bad news and listen to those who tell them they’re hard done by. The Economist magazine earlier this year devoted a special 16-page cover story to Australia, describing the nation as the next “Golden State”. Having run its ruler over the country, the prestigious arbiter of economic good taste basically found we had only two real problems: the leadership on both sides of politics and becoming spoilt by two decades of unbroken growth. Australians have had it good for so long that they complain about having a strong currency and an unemployment rate of around 5 per cent, said the editorial. And the writer was right. We’ve become specialists in finding the narky side of any event, the dark lining in any silver cloud. Give an Australian a pearl and he’ll tell you the oyster it came out of was poor eating.

10

bingara gorge | inside the life

Some quick examples: > The Federal Government’s mid-year economic update in November nipped and tucked a bit on spending so Wayne Swan could still promise to deliver a budget surplus in 2012-13. (That little surplus is a political fixation, by the way, not an economic one). The tabloid headlines the next day focused on such things as trimming the baby bonus by $400 to $5,000, totally overlooking the really big news that we have the best-performing economy in the developed world, that we can reasonably expect economic growth in the next couple of years to remain around our long term average. Given the parlous state of the US, Europe and Japan, that is a fantastic achievement. > In same document, we tended to focus on the forecast that unemployment would tick up to 5.5 per cent. What was overlooked is that employment would still grow by one per cent this year. As I write, a one per cent increase in employment means an extra 114,533 people in work. A rise in the

unemployment rate from 5.3 to 5.5 per cent means an extra 26,410 people looking for work. The unemployment rate is predicted to rise a bit not because jobs overall are lost, but because new jobs aren’t being created quite as quickly as the workforce is growing. And even that is expected to be temporary. I could fill this magazine with such examples. It’s the nature of a dynamic economy that at any one time some regions and industries are doing it better or worse than others. Dig behind the headlines and you’ll find the gap between the best and worst regions is about the same as it was a decade ago, just that some regions have changed places. The important thing is that our overall economy remains strong, underpinned by the urbanisation and industrialisation of the emerging nations, and the wealth and opportunities do get spread around over time. We are heading into our third decade of unbroken growth – something we should be celebrating instead of complaining about. We could all do with a dose of harden up.

Michael Pascoe Australian Financial Journalist


Wilton delivers 5% return on investment Research commissioned by Lend Lease has found the Wilton region is considered a profitable area to invest in with median house prices increasing by five per cent in 2010.^

“Buyers are not only looking for an opportunity to build their dream home in a community that enhances their lifestyle, they are looking for a place to invest their money wisely.

The research showed that capital growth in the suburb of Wilton had achieved an average increase of 16 per cent per annum over the past 10 years.

“Bingara Gorge is an ideal investment choice for buyers looking to set themselves up financially for the long term and also meet the needs of the immediate future,” he said.

As well as delivering a strong return on investment, the project is also considered affordable. Lend Lease’s Bingara Gorge community, located in the Wollondilly Shire, offers families house and land packages ranging in price from $430,000 approximately up to $1 million. With Bingara Gorge ranked in the top ten performing communities# in terms of sales growth in the South West area, the project is an great investment option for those looking to get on the property ladder.

Another finding in the report showed that the total estimated spend being invested in infrastructure inside the Wollondilly LGA was $1.35 billion. Staggering, approximately $1 billion of this spend was being invested in the Bingara Gorge community alone.

Lend Lease, Project Director, Paul Gerlach explained the findings mirrored the buyer trends they were witnessing in Bingara Gorge.

A wide range of community facilities will be incorporated into the project when completed these include; retail, healthcare and business facilities along with a primary school. Local amenity is also only a short drive away, with Picton CBD ten minutes from Bingara Gorge.

Wilton house sales cycle

Wollondilly LGA vacant land sales cycle

Prepared by Colliers International Research Source: RP Data and PDS Live

Prepared by Colliers International Research Source: RP Data and PDS Live

Over half year period

Over half year period

^Figures taken from an independent Colliers Report in September 2010. # Based on Charter Keck September 2011 Quarter report

Designs for Highlands Village unveiled The first images of the new Highlands Village and park at Bingara Gorge reveal a landscape that will in time rival the best gardens of the Southern Highlands.

CTIVE

With inspiration taken from the nearby towns of Bowral, Moss Vale and Robertson, the Highlands plays to the seasons, promising a blazing canopy of oranges and reds in autumn and a soft pastel palette in spring. Formal gardens, hedges and seasonal plantings such as tulips, daffodils and poppies reinforce the connection to the Southern Highlands laying the groundwork for the Highlands to become the ultimate garden lover’s destination. John Holland, principal landscape architect at Group GSA, has married elements of Bingara Gorge into the Highlands Village while infusing it with its own unique character. “Not only is the Highlands at the highest point of Bingara Gorge with panoramic views to the golf course and Razorback Ranges but it is a destination in itself – you drive to it not through it,” says Mr Holland.

At the pinnacle of the Highlands Village will be the central park, an iconic place intended to be a drawcard for the whole community. Ringed by tall plantings of Golden Ash, Central Park reflects an English garden style while also providing a children’s playground, a kickaround area, viewing area and barbecues. Within the children’s play area will be an in-ground maze, masses of colourful plantings, dry laid stone walls and an informal play space. Community planter beds will be filled with herbs – something extra to throw on the barbecue or to take home for dinner. Bingara Gorge Project Director Paul Gerlach said the landscaping of the Highlands streets and park, with all its variety and colour, lent a sense of discovery to the village.

“This allowed us to reinforce the intimate village character and through the landscaping create a sense of surprise and discovery.”

“As you walk or drive into the village there will be a gradual unfolding of the full wonder of the natural landscape,” said Mr Gerlach. “The design has the formality of the English garden but it is equally full of the surprises that come with the change of seasons.”

While the landscaping brief was to fulfill a promise to “explore, discover and indulge”, it was the challenge to excite that ultimately drove the direction of the landscaping design.

“Each street will have a distinctly different character determined by the species that have been planted and each spring and autumn there will be new surprises in store.”

Each street has an identity based on a particular tree, creating a kaleidoscope of colour that invites exploration and walking.

“This is part of the delight of the Southern Highlands which will be replicated here at Bingara Gorge.”

Legend 01 Entry gates / Arbours 02 Reclaimed brick access pathway 03 Picnic & BBQ shelter with lighting 04 Quiet relaxatioon shelter with lighting 05 Community garden planter beds 06 Feature walls – Dry stack sandstone appearance 07 Surface maze and children’s play space 08 Informal adventure play space 09 Swing 10 Sundial 11 Timber seating 12 Golden Ash feature tree 13 Liquidambar trees 14 Silver Birch trees 15 Mass planting beds

Indicative Illustration – Park Entry View BINGARA GORGE SOUTH-WEST HILL VILLAGE STRATEGY: LANDSCAPE

CENTRAL PARK nts

14

Indicative Plan - Central Park at Highlands

bingaragorge.com.au | jan 2012

11


Bingara Gorge

Fast Facts > In Wilton, 60 minutes south-west from Sydney CBD > Located just off the Hume Highway, at the gateway to the Southern Highlands > 20 minutes to Macarthur Square Shopping Centre, 25 minutes to Wollongong’s beaches > Covers 450 hectares > Currently home to over 160 residents, reaching 300 by December 2011 > By completion, up to 3,500 residents > Land ranging from 400–4000m2 > Bingara Gorge K-6 Primary school – opened Term 2, 2011 > Various local state and private schools, and two universities within a 25 minute drive > Future village centre at Bingara Gorge with business facilities, convenience shopping and other specialty shops > Future Country Club with lounge, bar, bistro, restaurant, pool, tennis, gym and pro shop > Par 72, 18 hole championship golf course designed by Graham Marsh > Housing Industry Association’s first GreenSmart Advanced Estate

The draft masterplan shown in this plan is indicative only. The description, size, style, configuration and content of the masterplan may change due to planning authority requirements and for commercial reasons. The developer of Bingara Gorge, Lend Lease Communities (Wilton) Pty Limited does not make any representation or promise that the masterplan shown will be the same as the development when it is actually constructed. Any agreement between the developer and a prospective purchaser in relation to the development will be contained exclusively in the terms of a sale contract, and purchasers should obtain their own independent advice about those terms.

Which village suits you? Bingara Gorge is proud of its villages. They have been designed to create smaller, more intimate communities with similar characteristics and ideals – where likeminded neighbours can live close by to one another and be surrounded by well maintained streetscapes and shared parks and playgrounds. Each village has its own distinct character, so you can choose the one that best reflects your tastes. You’ll also find a selection of lot types, from low maintenance living to those more suitable for traditional family-sized homes. Many of these villages are within walking distance of parks, bike tracks, the golf course and even the future country club and leisure centre – all making it easy to enjoy Bingara Gorge’s outdoor lifestyle.

12

bingara gorge | inside the life

Street in Pembroke

Actual view from the Highlands

Actual view of The Fairway Village

Pembroke

Highlands

The Fairways

Welcome to Pembroke Village – at the heart of country living. You’ll enjoy the peace and quiet of a country town, coupled with urban conveniences and a friendly community right on your front doorstep. It’s where landscaped boulevards are complemented with gracious stands, white picket fences, spectacular flora and trees. And a community park, school and Village Centre complement your new easy going lifestyle.

From the moment you drive through the impressive entry, you’ll know you’ve ‘arrived’. All roads lead to a central iconic park on the development’s highest point, which treats you to a 180 degree view of spectacular green fairways and the majestic Razorback Ranges. Tucked away in a private pocket at Bingara Gorge, Highlands is an elevated oasis that will inspire you to explore, discover and indulge everyday.

The Fairways will be a special place to connect at Bingara Gorge. Wrapped around the golf course, it features a more formal and luxurious appeal. Offering prestigious living to residents with manicured streetscapes and open spaces reflecting the green expanses of the golf course. Grand contemporary homes take advantage of the large lot sizes, while benefiting from the facilities of the Country Club.


Buy land and build

Land from just

$279,500*

New land release in Pembroke and Highlands Village Elevated land release with views to the Razorback Ranges with close proximity to the Graham Marsh-designed Golf Course.

SUTTON RELEASE - HIGHLANDS

BOWRAL STREET

Brand NEW land release – large homesites from 1000m 2 to 4000m 2 in a beautiful rural setting!

SOLD

SUTTON

CRESCEN

T Reserve

SOLD

LEGEND

BALMORA L RISE

Asset Protection Zone applies

BERRIMA ROAD

SOLD

Retaining wall provided by Developer

N Land is currently unregistered. Titles expected May/June 2012. The preparation of this plan is based on current information however allotment dimensions, easements engineering fill depths and public and private utility service infrastructure locations could change pending final authority approvals and construction. For restrictions on the use of the land and location of easements and other requirements, refer to the deposited plan and contract. The measurements on each block indicate block boundary lengths and widths and are rounded down to the nearest tenth of a metre. This information has been prepared to indicate, at the date of preparation, the Developer’s intended development of the project. No warranty is given that the completed development will reflect this information. Prospective purchasers are advised to carry out their own investigations as to all aspects which are important to them and should read the Developer’s contractual rights to vary the development before they sign any contract. The vendor reserves the right to alter selling terms and lot prices at any time. Current as of the 7th January 2012.

*Subject to availability. The preparation of these release plans are based on current information however allotment dimensions, easements engineering fill depths and public and private utility service infrastructure locations could change pending final authority approvals and construction. For restrictions on the use of the land and location of easements and other requirements, refer to the deposited plan and contract. The measurements on each block indicate block boundary lengths and widths and are rounded down to the nearest tenth of a metre. This information has been prepared to indicate, at the date of preparation, the Developer’s intended development of the project. No warranty is given that the completed development will reflect this information.

Village Centre Release

Pembroke Release

Lot 18, Pembroke Village

LAND price:

Pembroke 2 Release

Lot 132, Pembroke Village

$227,500*

LAND price:

Lot 161, Pembroke Village

$286,100*

LAND price:

$359,500*

Land size: 458m2

Land size: 1072m2

Land size: 2024m2

Smaller homesite so lower maintenance, meaning more time with the family. Overlooks a park so great for the kids. Elevated lot with beautiful vantage point for views.

Walking distance to Village Centre, school and Pembroke Park. Large corner block provides easy access for storing a boat or trailer. High side of the street takes advantage of rural land views.

The 35 metre frontage is perfect for anyone looking to build a wide house and still have car access to the backyard. North facing block is perfect to take advantage of the winter sun. Quiet street with minimal drive through traffic.

The Fairways Release

The Fairways Release

Lot 45, The Fairways Village

Sarazen 1 Release

Lot 11, The Fairways Village

Lot 41, The Fairways Village

Bushland

LAND price:

$372,000*

LAND price:

$396,900*

LAND price:

$412,000*

Land size: 817m2

Land size: 2073m2

Land size: 1025m2

Spectacular Golf and Gorge frontage from this block is a must have for any golf enthusiast. Walking distance to the country club and golf course. This is the perfect block for someone wanting more space without having a lot more maintenance.

Large block allows you to have the big house, a pool and still have room to run around. Walking distance to the Country Club and Golf Course. Beautiful gorge frontage lets you connect with nature without even leaving your home.

Spectacular Golf and gorge frontage from this block is a must have for any golf enthusiast. Walking distance to the country club and golf course. Being over 1000 square meters this block allows you to build your big house and still have a huge backyard.

*Prices correct as at 20 December 2011.

LLCBG0004_BingaraGorge_ITL_Summer2011_FA2.indd 13

bingaragorge.com.au | jan 2012

13

11/01/12 3:18 PM


Buy a brand new home

Brand new homes from just

$499,000*

Feature property

Stellar

Lot 4, Pembroke 4

jandson Homes

2.5

2

A beautiful home and land package at Bingara Gorge overlooking the new primary school and only a short stroll to Pembroke Park and the Teas & Greens Cafe. Boasting 4 bedrooms, this 2 storey home with balcony will take advantage of the elevated position of this homesite, with views toward the Razorback Ranges and gorges. Better still, construction is expected to commence in February 2012 meaning your new home will be ready sooner than you expected!

$499,000*

price from: Home size: 260.91m2 Land size: 409m2

Our industry-leading Classic range of inclusions; site costs incorporating H Class slab and BASIX costs; paved driveway and separate entry path; ceramic floor tiles to porch, entry, hall, study, kitchen, dining and family; selected carpet to other living areas and bedrooms; turfed front and rear yards and basic landscaping; stainless steel or white appliances; alfresco area included at no extra cost; no hidden extras; six months maintenance warranty (twice the industry average); 2.7m high ceiling to ground floor; gas boosted solar HWS and gas fireplace; home and land package is under $500,000 which means the purchaser will be stamp duty exempt^ if purchased “off the plan�. ^See http://homebuyer.nsw.gov.au/faqs.php for further details on Stamp Duty exemptions

www.jandson.com.au sales@jandsonhomes.com.au Phone: Pat on 0414 668 677

Meridian 300

Aron

av jennings contract Homes

av jennings contract Homes

Lot 169, Pembroke

home & land from:

14

Candice 26

Lot 23, Highlands 4

2

2

$611,500*

home & land from:

Strickland 28

Lot 20, Highlands 4

3.5

2

$742,700*

elderton homes

home & land from:

Lot 161/162, Pembroke 4

2

2

$539,590*

elderton homes

home & land from:

4

2

2

$628,890*

Home size: 301.9m2 Land size: 1030m2

Home size: 405m2 Land size: 865m2

Home size: 242.62m2 Land size: 800m2

Home size: 258.29m2 Land size: 2024/2021m2

Four bedrooms, each with built-in wardrobes; playroom for the children; $20,000 landscaping allowance; 2.74m ceiling height; gas flued fireplace; Rethink Green package.

Main bedroom with ensuite and separate dressing area; downstairs guest room; spacious entertaining areas and views; gas flued fireplace; gas boosted solar hot water system; Rethink Green package and $20,000 landscaping allowance.

Alfresco dining; main bedroom with ensuite and walk-in-robe; air conditioning; carpet to all bedrooms, wardrobes and living room; tiling to balance of the home.

Main bedroom with ensuite and walk-in-robe; lounge/home theatre; open-plan kitchen and living area; alfresco dining; air conditioning; composite stone bench tops; colourbond panel lift garage door.

bingara gorge | inside the life

*Prices correct as at 20 December 2011. Prices are subject to builder terms and conditions. Images for illustrative purposes only.


Buy home and land Ainsley 39

home & land from:

Includes a $10,000 Builder Bonus and up to $13,490 thanks to the NSW Government Stamp Duty exemption

Clifton 34

Lot 175, Pembroke hampshire homes

Save up to $23,490^ with a Builder Bonus from Bingara Gorge!

Abbington 35

Lot 175, Pembroke 5

2

2

$717,622*

hampshire homes

home & land from:

Lot 23, Highlands 4

2.5

2

$697,818*

hampshire homes

home & land from:

4

2.5

2

$635,291*

Home size: 361.8m2 Land size: 2627m2

Home size: 315.8m2 Land size: 2627m2

Home size: 325m2 Land size: 865m2

Open-plan living; main bedroom with ensuite and walk-in-robe; facade as shown; builder’s standard site costs (Subject to site inspection); flyscreens; double garage; landscaping; carpet and tiles.

Playroom for the children; lounge/cinema room; study; main bedroom with ensuite and walk-in-robe; facade as shown; builder’s standard site costs (Subject to site inspection); flyscreens.

Views of the Razorback Ranges; alfresco dining; facade as shown; builder’s standard site costs (Subject to site inspection); flyscreens.

Sierra 27

Ruby 30

Lot 149, Pembroke kurmond homes

home & land from:

Austin 28

Lot 140, Pembroke 4

2

2

$571,689*

kurmond homes

home & land from:

Lot 23, Highlands 4

2

2

$582,005*

trevelle homes

home & land from:

4

3

2

$626,400*

Home size: 248.04m2 Land size: 1130m2

Home size: 278.92m2 Land size: 1005m2

Home size: 262.28m2 Land size: 865m2

Home theatre; IT nook; alfresco dining; main bedroom with ensuite; all bedrooms with built-in robes; European stainless steel appliances including dishwasher; flyscreens; Actron ducted air throughout.

Open-plan living; tiled alfresco area; Quantum Quartz stone benchtops in kitchen; ducted airconditioning, European stainless steel appliances including dishwasher.

Two courtyards; alfresco area with vistas; main bedroom with ensuite and walk-in-robe; gas flued heater; carpet and main floor tiling.

^Terms and conditions apply – please visit the Sales and Information Centre for full details or telephone 1300 246 4272. See http://homebuyer.nsw.gov.au for full stamp duty savings and details.

bingaragorge.com.au | jan 2012

15


Swim. Play. Relax. Welcome to your new backyard

Save up to $23,490^ with a Builder Bonus from Bingara Gorge! Includes a $10,000 Builder Bonus and up to $13,490 thanks to the NSW Government Stamp Duty exemption.

new land release from $279,500*

Resort-style living at its best. With homesites ranging in size from 800m2­– 4000m2, come out and see why it’s the life at Bingara Gorge. For further details, call 1300 246 4272 or visit bingaragorge.com.au today. *Subject to availability.

^Terms and conditions apply – please visit the Sales and Information Centre for full details or telephone 1300 246 4272. See http://homebuyer.nsw.gov.au for full stamp duty savings and details.

Sales and Information Centre Open Mon – Fri, 9.00am – 5.00pm Sat & Sun, 9.30am – 5.30pm Pembroke Parade, Wilton NSW 2571 UBD Ref 343 H13 1300 246 4272 bingaragorge.com.au 16

bingara gorge | inside the life

Bingara Gorge Inside the Life (Summer Edition)  

Bingara Gorge Inside the Life (Summer Edition)

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