Auto Insurance Covers
All car insurance policies also have a specific definition for the term, "family member:" A individual that is related to the 1st named insured on the vehicle policy. The family member has to be related by marriage, blood or adoption and must also live in the 1st named insured primary home fifth avenue auto haus. Young Don Wan left your home, which is when he started his career, met his dream girl, and borrowed his new friends uninsured vehicle.
In 1975 a California court came to a decision on a similar case where an adult son who lived in a separate house from his parents but on the same street and relied on them for financial support was not considered a resident of the their household and therefor wasn't covered under their car insurance policy.
There are exceptions to these rules. Courts have recognized that children in college, although they live at college, are still considered residents of their parents home. Even a self-supporting child who still lives in your home but pays you rent will also qualify as a resident usually up until the age of 25. It's when they permanently move away from home that the break in coverage will occur. Even if your child doesn't own a car, they should consider getting Free Insurance Quotes for a Names Non-Owner vehicle policy. This will protect them for injuries or damage that may occur while renting or borrowing a automobile.