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Smart and Sensible Shopping can Save your Money In the present financial wake, when debt and bankruptcy cases have taken the forefront, we are likely to feel perplexed and confused with the various financial dilemmas and outlets from where our money seem to flow out, without our conscious knowledge. Eventually we find ourselves in knee deep debt and start rushing for debt relief options, debt consolidations and debt settlement companies, without prior knowledge of how we actually landed in such depressions. We all are aware of terms like financial breakdowns, global fiscal deficits, recessions, inflations, unemployment and salary cuts and criticize the government and its system for such tragedies. However, we pay least heed to our personal monetary blunders and financial follies that lead us to the hell of debt and bankruptcy, we talk less about how to overcome our increasing wants and needs to keep financial deficiencies at a bay. For example let’s talk about the very own and known and lovable activity called shopping, which has become a phenomena across nations and has carved out a culture of its own. Keeping the reckless lifestyle of western countries’ citizens in mind, the recent synonymous terms to shopping can be called as extravagance, misuse of credit cards and consumerism. The acts and vibes of spending money to acquire more and more materials have spread like a contagious disease, where everyone is living in a make-belief world of fake consumerism, until the fool’s paradise collides with the bitter realities of debts, bankruptcy and other financial deficits. A smart and sensible shopper nevertheless evades all the ill effects and far reaching damages of debt and mindless spending that leads to future deficiencies. The first and foremost thing that one needs to do is prepare a budget before going to shop, by making the list of items to be bought according to reasonable funds that is to be spent. Next analyze your own spending pattern and rectify the mistakes like impulsive or thoughtless purchasing habits. Try to question yourself “do I really need it” or “is it worth my hard earned money” or “how important it is going to be”. A smart shopper also does all the study about the material and the places of purchase before buying it finally. He /she never hesitate to ask for suggestions and advise from the prior users of the item and then make the best deal. Buying a less expensive object does not mean compromising on its quality; in fact a wise shopper would know all the places where both quality and price is maintained. When cheaper local brand is serving the same purpose as an expensive national brand, then why not go for the former? One should make wise use of sales, rebates and coupons to save that extra penny for other stuffs. Most importantly a wise and sensible shopper should recognize one’s own wants, needs and demands and balance these out according to their financial strength and future necessity.


Most importantly a wise and sensible shopper should recognize one’s own wants, needs and demands and balance these out according to their fi...

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