Page 1




JANUARY 27, 2012



Inside this supplement

Inspiration for the big day

Planning a Bermuda wedding — from England: Rebecca Bocchetti describes the lead-up to her sister Claire James’ big day Pages 2-3 How I planned my dream wedding: Our cover bride Claire James tells how she added personal touches to the celebrations Page 4-5 Changing your name: Follow our advice list Page 6 Rewards/Perfect make-up: How to become a Feel the Love Rewards Ambassador, and beauty tips from Lush Makeup Lash & Brow Bar Page 7 Underwater romance: The Bermuda Underwater Exploration Institute offers an alternative wedding venue Page 8 A day in the life of a wedding planner: Nikki Begg of Bermuda Bride Page 9 Flower power: Petals can provide beautiful bouquets and floral arrangements Page 9-10 Get fit: Flatts Fitness Studio can help you look your best Page 11 Do I need a prenuptial agreement: You may not be Tiger Woods but read lawyer Georgia Marshall’s advice. Page 12 Style/Ice: Revelation Boutique can kit out your whole bridal party, while Kenneth C Daniels can create a magical ice sculpture for your reception Page 12 Financial planning/Bermuda Sun contest: How to plan your finances together, and how to become our next cover bride Page 14 Bachelorettes/How to stay together: New rules for that bachelorette party, and how to keep those sparks flying Page 16


Bermuda Sun 19 Elliott Street, Hamilton, Bermuda HM 10 Tel 295-3902 Fax 292-5597 E-mail This special supplement is produced and published by Bermuda Sun Limited and printed in Bermuda by Island Press Limited.

Publisher Randy French President Lisa Beauchamp Editorial & Layout Amanda Dale Advertising Sales Carlita Burgess (Deputy Advertising Manager) Olga French, Diane Gilbert, Claire James Creative Services Christina White, Colby Medeiros, Shay Ford Circulation & Distribution Nick Tavares

The Bermuda Sun publishes twice weekly and is a subsidiary of MediaHouse Limited. We are members of the Inland Press Association, International Newspaper Marketing Association and the Newspaper Association of America. We are located at: 19 Elliott Street, Hamilton HM 10; P.O. Box HM 1241, Hamilton HM FX Tel: 295-3902 Fax: 292-5597. Visit our website:

Your wedding day should be everything you dreamed of, and more. In this edition of ‘Fairytale Weddings’ we hope to inspire you to create your own unique celebration on this beautiful island. Our beautiful cover bride Claire James tells us how she planned her special day, adding personal, whimsical touches to make it even more magical. Claire, a sales and marketing executive for the Bermuda Sun, married Tim Ritchie, catering manager for Fourways Catering, amongst the grandeur of the Commissioner’s House, Dockyard, on October 20.

Advice The celebrations not only had a classic, vintage feel but were filled with fun and games, such as riding a mechanical bull and making comic poses in a photo booth. The amazing day was a result of meticulous planning, and Claire’s sister Rebecca Bocchetti describes how the sisters made their preparations from across the Atlantic, and how the day finally came together. In this supplement we also give you practical advice on how to change your name for official documents once you marry. Many islanders may not be aware that they can earn rewards for their wedding guests. We explain how you can become a Feel the Love Rewards Ambassador. Then there are those


LIFE TOGETHER: Our featured bride Claire looks to the future with husband Tim, at Commissioner’s House. wedding photographs. How do you look your very best? Lush Makeup Lash & Brow Bar provides top tips for fresh make-up and perfect eyebrows. No bridal party is complete without a beautiful bouquet of flowers. At Petals, owner Nikki Begg and her staff will inspire you to pick the colours and plants unique to you and your relationship. Ms Begg, owner of Bermuda Bride, is also a wedding planner. Sometimes in the course of her job she has to perform minor miracles. She describes a typical day in the life of a wedding planner. The Bermuda Underwater Exploration Institute has opened up its doors as a wedding venue. Take a peek on page eight. Want to get in trim for the big day? Personal trainer Xande Frith describes how Flatts Fitness Studio can create an exercise programme to suit you. Looking for the perfect

bridal outfits? You don’t need to travel overseas. The choice at Revelation Boutique could indeed be a revelation. Are you are looking for a cool centerpiece at your reception? Bermudian Kenneth C Daniels can create fairytale ice sculptures for your table. There is also a serious side to starting your married life together — your finances. Carly Seely of AFL Investments gives us her top tips on how to avoid the arguments. And if you have ever wondered what a prenuptial agreement is, lawyer Georgia Marshall explains the process. Our next ‘Fairytale Weddings’ will be published in July and next time it could be you on the front cover. Find out how on page 14. We hope that any prospective bride and groom will enjoy this edition, and that after you marry you will be happy ever after! â–

Front cover Cover page design: Christina White Photography: Amanda Temple Location: Commissioners House Gown: Christina Sposa 'Elyse' Hair: Tanju at TK Hair Ltd Flowers: Petals



Sterling Silver and Coral Sand Ribbon Necklace

Available exclusively at galleries and ďŹ ne retailers and at



JANUARY 27, 2012



Planning a Bermuda wedding — from England BY REBECCA BOCCHETTI When Claire asked me to be her Chief of Staff/ Matron of Honour for her wedding to Tim I was thrilled and honoured. It was a complete privilege to be part of such a romantic and beautiful wedding between two very special people. However, when your sister lives thousands of miles away it is not always easy to share wedding planning duties. Thank goodness for the Internet. I am already missing our little e-mail frenzies, sharing potential wedding dress pictures, Order of Service ideas, tiny details and big decisions. Suddenly our worlds weren’t so far apart and we could ‘chat’ about every wedding whim which either of us had, at any time of day or night.

Rebecca Bocchetti here describes the run-up to her sister Claire James’ big day on October 20, 2011. Helping to plan Claire’s wedding from thousands of miles away was no easy task but was helped by the sisters’ regular e-mail communication and Skype telephone calls. Finally it was time for Rebecca and her family to travel to Bermuda for the big day. Here she describes the excitement of the week that followed, the warmth and hospitality of Bermudians, and her emotions at finally watching her younger sister walk down the aisle.

Warmth We had virtual fabric swatches, bridesmaid outfits, hair pieces and even virtual reception scenarios. That folder of messages will stay in my e-mail inbox for many years to come. Soon the vision for the wedding was taking shape and I was lucky enough to have a sneak preview. We couldn’t wait to actually arrive on the island and start the festivities. Very few people in England are lucky enough to experience a wedding in Bermuda. It isn’t just about the warmth of the sun and the feeling that you are somewhere exotic and exciting. No, it is the warmth of people’s smiles and their genuine welcome, the colour of the flowers, the outfits, the food, the sea and the sky. It is that unique sense of being far away and yet coming home. Claire and Tim wanted their guests to experience as much of that Bermudian spirit as possible and so they treated us to an incredible week of wedding celebrations. There were Dark ‘n’ Stormys, plus a candlelit buffet to welcome us. Then there


BOND: Rebecca Bocchetti and sister, bride-to-be Claire James, get together in the summer of 2011 after a dress fitting as the final preparations start to fall in place. was the rehearsal at the stunning Commissioner’s House, followed by a oncein-a-lifetime swim with the dolphins at Dolphin Quest. There was even a champagne post-wedding beach party, and many other moments in between. Harvey from Little Venice Group/Fourways Catering was an absolute gem. At every event he popped up with a smile and a perfectly pressed pair of Bermuda shorts. He and the team from Little Venice/Fourways worked so hard to make every element of this special week run smoothly and exceed all of our expectations. My seven-year-old son thought he had gone to heaven when he tripped back for his seventh plateful from the pasta station at the Welcome Party. As Ring Bearer he had decided he needed feeding up and what better way to do it!

Many of us stayed at the picturesque Willowbank resort and we were treated to a fabulous welcome bag packed with the useful (timetables), interesting (island history) and personal (detailed itinerary), all collated by Claire and Tim. The bride and groom also decided to eschew the usual three-tiered wedding cake in favour of a colourful collection of cupcakes. They invited the visiting children to decorate them. The groom’s daughter and bride’s nephews and nieces spent a very happy couple of hours under the patient tutelage of Fourways Pastry Chef, Ganesh Suppiah. He helped them to dye the icing, cut out flowers and butterflies and even add a magical sprinkle of sparkly fairy dust. Can you imagine their faces on the wedding day when they discovered


LOVE TRAIN: Claire walks down the steps of Commissioner’s House after the Reception, to join her guests on the colourful ‘train’ from the Bermuda Train Company.



LIFE IS SWEET: Children loved creating Claire and Tim’s wedding cupcakes, with the help of Fourways Pastry Chef, Ganesh Suppiah.


PERSONAL TOUCH: Claire and Tim attached antique-style keys to their escort cards, which guided guests to their seating at the Reception. The Bermuda ring box, left.


TASTY: The finished result — a delightful collection of flowers, bugs and butterflies.



CELEBRATIONS Continued from page 2 the table laden with their work, looking so pretty and tasty? Amazing. It was personal and thoughtful touches like this that made the wedding so unique, personal and special. Claire, our mum and I shared a special pre-wedding night at Cambridge Beaches before being woken up with scrambled egg and fabulous coffee. Tanju (Kurt) at TK Hair Ltd arrived to work his

magic and then it was time for the bride and her girls to dress and wave goodbye to the wonderful staff as we all headed for Commissioner’s House. Meanwhile, the guests had been collected by the colourful train from the Bermuda Train Company. Talk about arriving in style! Seeing my sister looking so stunning in her gorgeous dress as she glided down the steps of Commissioner’s House on Tim’s arm was a moment I will treasure forever. Then watching my son proudly hand over the rings and my bridesmaid

JANUARY 27, 2012


daughter so in awe of her beautiful aunt, this made me shed more tears of happiness. This is what a wedding should be about. Pastor Dean Smith’s ceremony was a beautiful affirmation of the love between Claire and Tim and their families. We then moved up to the exquisitely decorated wedding reception on the first floor balcony. Claire’s vision for her flowers was to create the sense that beautiful local wild flowers had just been picked a moment before we sat down for lunch. Marguerite (Clark) from Petals interpreted this vision by creating a stunning – yet seemingly effortless — set of floral centrepieces based around Claire’s unique collection of mason jars.



VINTAGE: The Reception menu appeared as the label on the bottles of wine.

Special touches on the tables included a touching welcome note to each guest, antique keys tied to our escort cards and even wedding menus appearing as the wine bottle labels, complete with a ‘Groom Wanted’ or ‘Bride Wanted’ label on the back. After a short break, festivities resumed at Salt Rock Grill where speeches, dancing, food and a bucking bronco brought celebrations to a happy close. The very best weddings are filled with love, laughter, families and friends. Claire and Tim’s wedding was overflowing with all of them. What an incredible week of experiences and memories we had. Bermuda is the perfect place for a destination wedding even if that destination just so happens to be called home. ■


TIME TO PARTY: Claire finally kicks off her shoes to ride the mechanical bull, much to the delight of her guests.

Bermuda Gifts & Ideas Beyond the Basket

“Bermuda Gifts & Ideas Ltd. is a service which is “Par Excellence”. They are efficient, prompt and professional providing our clients with a first class service with num numerous options for them to consider.” - The Bridal Suite

“W such care, attention to detail, creativity and “With org organisation it is like watching (Debbie as) Martha Stewart on speed!” - Julia Kempe President

Bermuda Gifts & Ideas ltd AArt – Cedar – Clothing – Favours – Glassworks – Jewellery - Local Music – Pottery - Table Favours - Weddings

FOR A FREE CONSULTATION Contact Bermuda Gifts & Ideas Ltd.

14 Reid Street, Hamilton

A hassle free one stop shop for quality Bermuda ready or tailor made selections for all budgets Beautiful selections presented in fresh, stylish, modern, practical and lightweight packaging

PO Box WK 208 Warwick, WK BX Tel: 534 4438 or 505 GIFT (4438)

E-mail: Website:



JANUARY 27, 2012


How I planned my dream wedding to the love of my life Our feature bride, Bermuda Sun sales and marketing executive Claire James — pictured on the front cover of ‘Fairytale Weddings’ — describes how she planned her dream wedding to Tim Ritchie, catering manager for Fourways Catering, in October. Claire also provides tips for other brides-to-be on how to personalize their wedding day.

BY CLAIRE JAMES When I asked my husband Tim what was most important to him about our wedding plans, his first response was that I should say ‘Yes’. That little word set in motion the most extraordinary two year journey that sent my step-daughter Lilian and I into a whirlwind of research, planning, sampling and scrapbooking from magazines much like this one. Our family walks quickly turned into explorations of possible ceremony sites, imagined set-ups and logistics, and as we got closer to the date Tim patiently listened to our mini presentations for design ideas and projects.

Heirloom In the meantime, being the impresario that he is in his capacity as catering manager with Fourways Catering, he had already worked his magic for us, as he has done for so many other couples, bringing together the best in the business to ensure that the day was all that we dreamed it could be. More than 70 per cent of our guests were from overseas and, as we opted for a traditional Bermuda Thursday wedding, the remainder kindly took time off to bless our marriage and help us celebrate. At the heart of all our decisions was the love we have for our family and friends, and how to embrace our Bermudian, Canadian and English traditions. Personal touches included a bespoke heirloom pin designed by Alexandra Mosher, the raising of the three countries’ flags, a photo booth with props, and a personalized front cover on the bermuda. com Guide, welcoming our guests.

Wedding Details CEREMONY & RECEPTION Blessing Ceremony & Luncheon: Commissioner’s House Officiate: Pastor Dean Smith Classical guitar: Stephen Crawford Catering: Little Venice Group and Fourways Catering Evening Reception: ‘Knees Up’: Salt Rock Grill Music: Native Percent Event Planners: Bride & Groom Photographers: Alex Masters and Kelly Winfield Gown: Christina Sposa ‘Elyse’ Suit: Savile Row from The English Sports Shop Flowers: Petals Hair: Tanju at TK Hair Ltd SOURCES Welcome bags: Lindo’s reusable canvas bags Rehearsal Buffet: Dolphin Quest, including group in-water interactive swim programme Marquee tents: Pavilion Rentals Electric bull: Donna Lindo, Class Act Designs Transport: Bermuda Train Company Guest accommodation: Willowbank Honeymoon: Luxury Pool Suite, Cambridge Beaches We also opted to have personalized stationery for our wedding. We produced a Souvenir Wedding Booklet, assisted by graphic designer Jody Worthington and printed and handfolded at Island Press. The decision to write a Souvenir Wedding Booklet came about mainly because I knew that despite normally being the first to stand up and speak, I would not


REFLECTION: Claire and Tim enjoy the view from one of the sweeping verandahs at Commissioner’s House, a moment captured by their friend and guest, professional photographer Amanda Temple. Below, details from the couple’s custom whimsical Story Booklet Wedding Invitation, handpainted by Amy Tan and printed on Japanese handmade Washi paper . be making a bride’s speech on this particular day. Therefore, everything I wanted to say on behalf of Tim and I was laid out as an extension to a

programme of events. It also included a glossary of interesting facts, such as the history of Commissioner’s House and family history. Our official

wedding invite was actually created like a story book, with the help of artist Amy Tan at The TreeSpace Studio, in Los Angeles, California.

We loved the whimsical, vintage feel of these invitations, and with so many overseas guests, it was ideal for sharing as much information as we could. ■



MOMENT FOR REFLECTION: Claire on the balcony of Sunset Cottage, Cambridge Beaches Resort & Spa, as she prepares to start her new life with Tim.


FAMILY CONNECTIONS: Friend and wedding guest, jeweller Alexandra Mosher created a sterling silver heirloom pin for Claire and Tim’s wedding, left. This featured a rose for England, maple leaf for Canada, a Bermudiana for Bermuda and lion, to symbolize the Commonwealth. Below, Claire’s godchildren, bridesmaids Elouise Wathen, left, and Francesca Bocchetti, centre, with Claire’s stepdaughter Lilian Ritchie, right, who took the role of Daddy’s Best Girl at the wedding.

JANUARY 27, 2012



JANUARY 27, 2012



How to change your name BY AMANDA DALE

Tying the knot marks the start of an exciting new life together, and for some, a new identity. Whether you are taking your husband’s name or opting for a hyphenated version, marriage brings a name change. So what can you do to bring all your affairs and paperwork up to date? Here is some advice on how a bride should go about this.

Name options Traditionally the wife takes the husband’s name, but a more modern approach is to retain your maiden name and add your husband’s name with a hyphen. Alternatively you can retain your maiden name as your middle name. Another option is for

women to keep their maiden name at work, but to take their husband’s surname on a social and legal basis. Whatever option you decide, this will involve extensive paperwork.

Before the wedding Inform your employer so he/she can change your e-mail address and business cards. Tell your family and friends — just in case anyone is buying a monogrammed gift. Make honeymoon reservations in your maiden name, as your passport and driver’s licence will still be in your old name.

After the ceremony The first step to changing your name is obtaining your Marriage Certificate. Once you have this, the next step is a new driver’s licence from TCD (Transport Control Department). You will then need to change your name with Government for social insurance/security purposes and with the Parliamentary Registrar for voter registration. At work, your human resources department will also need to see documentation to change your name on the payroll and for tax/ pension deductions. You will also need to present paperwork at your bank, mortgage provider, credit card company, insurance and utility companies. At financial institutions, you should request credit/ debit cards and cheques in your new name. Professional organizations, clubs, societies and unions also need to be informed. Some organizations may only require a phone call while others will need to see a copy of your Marriage Certificate and/or Social Insurance card.

Checklist The easiest way for a bride to tackle this change is to draw up a name change checklist. This should include: Government agencies; passport issuing agency; transportation authority (car registration/driving licence); work and employment (employer and profes-

sional organizations); banks and financial institutions; home (insurers and utility companies); medical matters (doctor, dentist, etc.); family and friends; post office; social media and Internet (such as social and professional networking sites); and other legal documents (such as property deeds, trusts and your will). Marlene Christopher, Bermuda’s Registrar General, said: “At civil marriages that take place here in the Registry General, we ask the brides if they are going to assume their husband’s surname or retain their maiden names. “We then have them sign the Marriage Register with the name that they will either retain or assume upon their marriage. “I do not think that this is the general practice for marriages taking place outside of the Registry (such as church weddings) and which are performed by Marriage Officers. “However, a married woman is entitled to assume the surname of her husband legally and the production of a Marriage Certificate should be sufficient evidence of the name change. “She will then have to go to the various departments of interest, such as the Department of Social Insurance, TCD, Parliamentary Registrar and the Immigration Department, to change the name on her Bermuda passport. “The Marriage Certificate is proof of the marriage, the couple don’t need to go through a deed poll. “But if the woman is assuming a hyphenated name, she will have to go to a lawyer to prepare a deed poll, for the legal change of name. “The lawyer would prepare the document and advertise the change of name in the Official Gazette (Bermuda Sun). “The woman would then need to bring the document here to the Registry General for the name change to be recorded.” ■

FOR MORE information contact the Registry General at or call 297-7739.


SIGNATURE: Signing the Marriage Register makes it official.



JANUARY 27, 2012


Be paid for your guests as a Feel the Love ambassador 15 or more visitors to the island over the course of a year, you will receive commission according the numbers. If you bring between 15 and 24 visitors you will earn $25 per person, or $30 for between 25 and 34 visitors. This then increases to $40 per person for 35 to 49 visitors, and $50 for more than 50 visitors. It means that if you had a wedding party of 30 guests, all staying in Tourismapproved accommodation, you could receive $900.


You are getting married on one of the most beautiful islands on Earth. But did you know that inviting family and friends to your Bermuda wedding can also earn you a financial reward? The Department of Tourism is offering cash incentives of between $25 and $50 for each visitor. Government launched the Feel the Love Rewards programme to boost visitor arrivals in the tough economic climate.


Commission The scheme is open to island residents as well as ‘friends of Bermuda’. This includes any US, Canadian and UK resident, excluding cruise ship visitors. Participants must be over 18 years of age. To become a Feel the Love Rewards Ambassador you must fill out an application form online or alternatively post it to the Feel the Love Rewards Coordinator at the Department of


SETTING: This wedding party jump for joy after the ceremony, at the beautiful location of Elbow Beach. Tourism’s New York office. Once received and approved, members receive a Welcome Kit which

includes promotional materials and literature. They can then start accruing points for each

‘Eligible Stay’ on the island. This is a paid stay at a list of qualifying hotels,

published on the Feel the Love Rewards website. The way the scheme works is that if you bring

The Tourism Department will also supply you with all the promotional material you need to encourage people to visit the island. The Feel the Love Rewards website features all the latest travel deals from the Department of Tourism, from airline deals to hotel packages. ■

FOR MORE information go to:

Perfect make-up and brows for those photographs beforehand, Ms Smith recommends facials. “Ultimately, the better condition your skin is in, the less make-up is needed to correct your complexion. “Make-up blends better and lasts longer on healthy, fresh, renewed skin. “If your skin is congested, acne or problematic, begin a skin clarifying regime with a professional up to four to six weeks prior before the wedding. “For sensitive or normal skin, have a facial seven to ten days prior to the wedding. “Schedule a gentle renewing facial with no steam, avoid aromatherapy oils and harsh exfoliations.” Another important component of your bridal look is perfectly groomed eyebrows.


Every bride wants to look perfect on her wedding day, from her hair and her dress, down to her make-up and shoes. For many brides, a perfect face is the most important detail. Bad make-up can ruin many a wedding photo and perfect make-up is something that every bride strives for. Hanifah Smith, owner of Lush Makeup Lash & Brow Bar, and make-up artist Kristos Trott have the perfect tips for brides to look perfect on their special day. Asked what most brides look for when choosing a look, Ms Trott said: “Most definitely a clean face. They don’t want their skin to look or feel like the make-up is caked on or heavy.


Clean “Brides usually don’t want any over-the-top make-up and prefer to keep the look clean but sexy. “They also tend to go for trendy looks, like something they’ve seen in a magazine.” She added that most brides want to “accent the eyes”. In humid Bermuda she advises using a waterproof foundation, smudge-free eyeliners and mascara. She also recommends blotting dry sweaty skin instead of wiping it, as less make-up will be removed. On bridal make-up trends, Ms Smith said: “Wedding make-up trends change, based on the season. “They are most often influenced by runway fashion, including bridal couture. For example, a few trends this coming spring 2012 include a very


GROOMING: Hanifah Smith, Lush Makeup Lash & Brow Bar owner, above, says naturally-arched brows ‘frame the face’.

‘The better condition your skin is in, the less make-up is needed to correct your complexion. Make-up blends better and lasts longer on healthy, fresh, renewed skin.’ HANIFAH SMITH

Owner, Lush Makeup Lash & Brow Bar

feminine, romantic look inspired by Oscar de la Renta, which is berrystained lips and rosy pink cheeks. “Other trends include shiny soft pink lips with nude skin or bold tomato red lips.” She recommends brides

to hire a make-up artist on their wedding day. “Most women apply their own make-up everyday, however, on a very rare special occasion such as a wedding day, hiring a professional make-up artist is always recommended. “Avoid running from the

hairdresser to the make-up counter right before the wedding. “Schedule our Lush make-up artist to come to you and provide make-up services for you and your bridal party. “Make-up applications are tailored to each

woman’s desired look and feel, and they are longlasting. “We offer make-up services both in store and on location for weddings. Trial applications are always recommended and group rates are available.” As for prepping skin

“Wedding pictures are highly anticipated and will often be reflected on”, said Ms Smith. “Eyebrows ‘frame the face’ and enhance other facial features. “Poorly shaped, too thin or even differently shaped eyebrows are unattractive and will certainly show in the portrait pictures. “Beautiful balanced, naturally-arched brows will simply make you look prettier and instantly boost your facial appeal.” Ms Smith recommends that brides schedule a Billion Dollar Brows appointment three weeks before the wedding day, with a brow artist at Lush. Another tip is to add eyelash extensions for your big day. ■

LUSH MAKEUP Lash & Brow Bar, 2nd floor Washington Mall, 20 Church Street, Hamilton. Contact 295-5874.




JANUARY 27, 2012


Find an enchanting setting ‘under the sea’ at BUEI BY WENDY WILSON BUEI

The sea has always inspired romance and wonder, so why not take the plunge and tie the knot at the Bermuda Underwater Exploration Institute (BUEI)? Couples looking for an unusual and adventurous location will find everything they need at the museum on the outskirts of Hamilton. BUEI was already a popular venue for community functions, but recently we opened its doors for weddings after receiving requests from brides-to-be. In wanting us to accommodate their ‘special day’, they recognize that we have a beautiful centrallylocated facility, with one of Bermuda’s top restaurants on-site (Harbourfront) and space for a small private group setting.

Fairytale We recently experimented in transforming the museum into a ‘wedding venue’. The Mezzanine level is mainly used for board meetings and special dinners but we transformed it into an enchanting, fairytale setting. Our vision was also brought to life by Lisa Holroyd of Designer Flowers and her innovative team. For the wedding ceremony, we arranged seating for 40 guests in the Overlook Lounge. We created a rice paper aisle with dazzling floral arrangements and an archway decorated with lights and colourful shells. Delicate strands of ribbon cascaded from the ceiling, adding to the magical ambience.


AMBIENCE: The wedding aisle in the Overlook Lounge, above, and cake in the Royal Caribbean Room, right, which can be used for a buffet/carving station. The Royal Caribbean Room, which had the buffet/carving station, was adorned with lush floral and fruit displays to suit the occasion. A separate signature table displayed an exquisite wedding cake, courtesy of Juliette J Jackson of Triple J’s Products. In the Cable & Wireless Room we then decorated three tables with glass vases filled with seashells and exotic flowers, for the evening dinner. We also have other creative areas for you to consider at BUEI. Why not travel down ‘Memory Lane’ and share home movies and photographs with your guests in the Tradewinds Auditorium. The Main Lobby can also host 100 guests for a candlelit, sit-down dinner,

or 175 guests for a fun cocktail reception. As an alternative the Lower Lobby can host 70 for a sit-down dinner or 75 for a cocktail reception. Another beautiful environment in which to relax and have drinks is the Shell Room, which holds one of the world’s largest shell collections.

Shark cage There are also two floors of exhibits in which to host a reception. These include a Shipwreck Gallery and a Treasure Room, as well as a shark cage. The museum also has areas dedicated to bioluminescence, marine biology, deep-ocean ecology and the technology of underwater exploration. The award-winning on-site Harbourfront Restaurant caters for all

M moriess to last a lifetimme at #6&*

events, so you can be sure of a high quality of food and service. BUEI was also awarded The Bermudian’s Product and Service Award 2011 for best Off-site Meeting Facility. We feel this speaks volumes on the level of service and attention to detail that we can offer. So, for those of you who want to create treasured memories that will last a lifetime, BUEI welcomes you. â–

WENDY WILSON is BUEI’s events coordinator. For more information contact her at 297-7276 or e-mail wendy.wilson@ BUEI is located near Hamilton on East Broadway. Contact 292-7219 or go to

CENTREPIECE: In the Cable & Wireless Room, above, the tables featured glass vases filled with seashells and exotic flowers, provided by Designer Flowers.

Surf Side



A Wedding Paradise It’s the perfect location for your wedding and reception, nestled in the cliffs of the South Shore with stunning, panoramic ocean views. Our Wedding Consultant will be delighted to assist you with all your arrangements.

For more information about our Wedding Package please visit us at: or email:


SOUTH SHORE, WARWICK‡Tel‡Fax. 236.9765

W W W. D I N I N G B E R M U DA . C O M

W W W. D I N I N G B E R M U DA . C O M

catering to your every whim

we have you covered in style



Bermuda’s most award winning Caterer for small and intimate events up to thousands. THE caterer of choice for major events, for visiting dignitaries and for the event that you want to remember. Food, beverage, equipment and the best and most reliable staff. Every detail, every nuance, everything done for you!

Pavilion Rentals keeps you covered with a variety of elegant marquee tent options for smaller events, weddings, major parties or corporate extravaganzas. Accessorize in style with globe lights, banquet tables and more.

PO Box PG 294, Paget PG BX TELEPHONE 236 6517 | FACSIMILE 236 5528 EMAIL W W W. F O U R WAY S I N N . C O M

PO Box PG 294, Paget PG BX 236 6517 | CELL 705 3061 EMAIL or


W W W. PAV I L I O N . B M


Why just be pretty.. . When you can be Gorgeous!

Lush specialises in make-up, eyelash extensions and eyebrow shaping. Makeup, brushes and gift sets are on display and available for retail including Smashbox, NYX, Billion Dollar Brows and more.


MAKEUP: Makeup Applications & Lessons and On Location Makeup Service

(available for weddings, photoshoot & parties)

LASHES: Strip Lashes, Lash Tabs, Single Lash Extensions, Lash Curl and Lash Tint BROWS: Billion Dollar Brows, Brow Threading, Brow Tint and Brow Lightening WAXING: Full body waxing available including the ’Mr. Miyagi’ for men and women.

Give the Gift of Beauty! Stop b St by and d pick i k up a LUSH gift ift card d

T: (441) 295-LUSH (5874) I E: Washington Mall 1, Level B I 20 Church Street I Hamilton, HM 11



JANUARY 27, 2012


Personalize your big day with flowers that reflect you BY AMANDA DALE

Flowers are entwined with colours and memories, and each person’s taste is as individual as their personality. At Petals, owner Nikki Begg dedicates time to drawing out a bride’s past history and relationship with flowers, and then translating that into something beauti- NIKKI BEGG ful. “I feel that part of my responsibility as a floral owner is to inspire and educate brides,” said Ms Begg.

Imagery “A lot of people don’t know just how many flowers are out there. Some women may say, ‘Well, my boyfriend gave me roses on Valentine’s Day’, but they haven’t really had much exposure to the different varieties. “It’s really important to us that we understand what flowers mean to each bride. “We will take time to talk to you to see what makes you an individual, and the imagery you are trying to

create at the wedding. “Sometimes, when I see some weddings featured in a magazine, I feel they can belong to anyone. They are beautiful but can be simplistic in nature and don’t really give much significance to the flowers. “I like to see character. Flowers are about memories. One bride told me that one of her earliest memories of her fiancé was going for a walk together and him making a daisy chain for her. “So, the whole theme of the wedding became spring and daisies — that was very personal to this couple. The bride wore a simple summer frock and held a beautiful bouquet of daisies. “We used a vibrant yellow and pure white in the colour scheme, and it all looked fresh and innocent. “The couple didn’t want to spend a lot of money on flowers but the bride said the end result was exactly what she wanted.” Petals is the sister company to Bermuda Bride, which Ms Begg founded in


COLOUR: Bride Melanie Rupert from New York, centre, holds a bouquet of pink roses, cymbidium orchids, peonies and white stephanotis. Her bridesmaids wore fuchsia pink dresses and carried bouquets of peonies and cymbidium orchids. 2000 as a wedding planner business. She set up Petals in 2001 to specialize in wedding bouquets and decorations, but it has grown into an independent florists in its own right, with many corporate and individual clients. Ms Begg, a Profes-

sional Bridal Consultant with the Association of Bridal Consultants, was listed among the 2010 top 25 worldwide ‘A-list’ wedding planners by Destination Weddings and Honeymoons magazine. She organizes up to 80 weddings a year, many of which are “high-end” and

commissioned by clients in the US. Ms Begg said she founded Petals “to have more ability over the end-result” as a wedding planner. “Often a bride will hire separate entities, such as a wedding planner, photographer and caterer, but how do they come together on

the day to create a cohesive feel? “This is the beauty of having a floral company — it allows me to do that. We are able to get the cohesiveness in a wedding, because we work together.” The company recently See FLOWERS, page 10

A day in the life of a wedding planner lar, he said. They had other priorities to deal with. I implored him, explained about how important it was to Lisa and Jason, and that they had 50 of their friends on board. Ivan disappeared into the bowels of the ship to ask the captain. It was 9.17am when I called Pastor Charly Franks, who was in Devonshire, and urged him to come as quickly as possible, just in case. Ivan reappeared. “Yes you can do the ceremony, but only the minister and the couple,” he said. “And everyone must be back on board by 9.50am.”

Nikki Begg is a Professional Bridal Consultant with the Association of Bridal Consultants. She is owner of the Bermuda Bride wedding planning company and the florists Petals. Ms Begg organizes up to 80 weddings a year and was listed among the 2010 top 25 worldwide ‘A-list’ wedding planners by ‘Destination Weddings and Honeymoons’ magazine. Here she describes a day in the life of a wedding planner. BY NIKKI BEGG Bermuda Bride/Petals

They say that a pilot is paid the big bucks for flying a plane. I say it’s all about the take-off and landing; otherwise, autopilot works beautifully. It’s quite similar with wedding planning: Once the wedding is underway, it’s about being a step ahead and making sure it’s all supposed to happen according to plan. But what happens if there is an unexpected storm? The analogy could not have been more accurate with Lisa and Jason’s wedding on September 6. Planning started 10 months previously. Both had hectic jobs and their wedding day was to be an expression of what they would do at home, if only they had time. Detailed conversations took place, ideas bloomed and these were tailored and agreed upon, by early summer. Everything was set: A beach picnic at Horseshoe Bay complete with a choice of sandwiches and assortment of cupcakes (don’t forget the Red Velvet), Corona with a slice of lime

submerged in galvanized pails filled to the brim with ice. A tent for shade, a dip in the ocean to cool down, and sunblock against sunburn — the day sounded perfect. Most importantly, it included precious time spent with family and friends — all 50 of them. The ship had set sail when Jason called. Storm ahead. Ship will be departing Bermuda early. We reassured him that everything would still be fine, “We will reschedule everything”. And we did.


Ceremony I never sleep well when we have a morning wedding — I am paranoid I will sleep in — not that I ever have, it’s just something I am afraid of; much like snakes. I awoke early and watched the sun slowly rise, its gentle rays kissing the harbour, turning everything it touched the softest shade of pink. The water looked like glass and mirrored the sky. Cumulous clouds hung like fat cotton candy. The day couldn’t have looked better. Was it the calm before the storm? I am also paranoid about


UNION: Pastor Charly Franks marries Lisa Hayes and Jason Mathers of Maryland, US, 20 minutes before the departure of their cruise ship Enchantment of the Seas. being late. This was the first day of school and the traffic was going to be busier than usual. Lara, my associate, called. Jason had left a voicemail at 6 am, that the ship was leaving at 9am. Could I arrange a ceremony on the pier? Good grief. Pulling a rabbit out of a hat might be easier. I was prioritizing my options when Jason called my cellphone. It was now 8.26am; I was in Warwick and barely had enough

time to get to the ship. Lisa was in tears. “We want to get married. There is space on the dock — please do your best,” said Jason. “I will,” I promised. I asked Lara to find a minister in Somerset but she called back and said no-one had answered. I arrived in Dockyard moments before the scheduled departure. I raced through security and met Jason at the gangway. They realized it was not going

to be possible and decided to do a small ceremony on their return. I sat on the bench outside the towering ship, desolate and gutted. I felt defeated. It was 9.10am. But then suddenly I overheard that the ship was departing at 10am. I raced through security once more and found Ivan, the ship’s Head of Security. He looked like the KGB. Could it be true and was the wedding now possible? It was all highly irregu-

I called Jason and said: “Tell Lisa to put her dress back on — you’re going to get married after all.” At 9.39am Charly arrived. The crowds on the deck above went wild. Jason stood on the pier and watched as Lisa walked off the ship. She looked beautiful. At 9.49am they sealed their marriage with a kiss. As they went to board the ship again they stopped to give me a hug. I suddenly felt invincible — we were all heroes. They were thrilled. Not as they’d expected, but when does life ever go according to plan? ■

NIKKI BEGG, Bermuda Bride. Contact 295-8697 or go to: www.petalsbermuda. com and


JANUARY 27, 2012


FLOWERS Continued from page 9 launched the website www. to showcase the “beauty and quality” of its flowers. Petals sources its products from all over the world and Ms Begg regularly visits her wholesalers in Boston and New York. She said she is constantly on the lookout for new and interesting varieties. “I recently came across a beautiful phalaenopsis orchid which was purple and white in a ginghamstyle pattern,” she said. “It’s great to see all these new varieties.” On the website, she said: “We have so many beautiful flowers available to us, I thought, ‘How can we share that with everyone?’.” The result is a site which allows people to click on colours as tags, leading them to a gallery of photographs of each bouquet and arrangement Petals has created featuring that colour.


OCCASION: Melanie Rupert and Ed Laganis, from New York, were married on Elbow Beach in May, 2010. Their wedding canopy, above, was adorned with floral arrangements interwoven with vines. Below, a table arrangement at a wedding reception at Tucker’s Point, June 2011. Right, this tall table design features green miniature hydrangea, yellow and pink roses.

Creativity It also provides descriptions of each species, educating people about the choices they can have. “The website helps people who have a colour scheme to search by those particular colours,” said Ms Begg. “It has allowed us to share our love for flowers with people who are curious and who want to know what each flower is all about. “It is difficult to explain what a lisianthus is on the phone, for example, so this is more helpful.” The website also features a personal profile of Ms Begg and her three florists, to help personalize the bride’s relationship with them. In February and March, Petals will also be running workshops for brides-tobe, to help them develop their colour schemes, floral arrangement and bouquet ideas. Ms Begg said that as well as organizing weddings for overseas clients, Petals and Bermuda Bride have a “strong local following”.

She said: “The floral industry is hard work. You are standing for most of the day and are constantly pulling thorns off roses and stripping stems, but at the end of the day you create something quite beautiful. “The best part of my job is meeting someone for the first time and finding out what inspires them, then working with them to implement that and create it so they can have fun on their wedding day. “Meeting people from different backgrounds and spiritual beliefs, it also forces you as an individual to see outside your comfort zone and become more broad-minded. “It allows you to see another side of life, and that’s a fun part of my job, along with constantly expanding my creativity.” ■

PETALS, 3 Park Road, Hamilton. Contact 292-7303 or e-mail Websites: www. and

ROSES: Even a simple rose can add an elegant touch, as seen on this groom’s boutonniere, right. Above, this bridal bouquet features 24 roses accented with pearl pins.




JANUARY 27, 2012


Trim up to look your best through creative exercise BY SIMON JONES

Every bride wants to look her stunning best for her big day. And grooms are not averse to the odd bit of dieting and extra exercise in the run-up to their wedding either. But if you want to tone up in style then Flatts Fitness Studio could be the answer to your prayers. The modern studio looks out over Harrington Sound and offers a relaxed and friendly atmosphere to its clients. It caters for private clients as well as small groups, and sessions are by appointment only. Trainer Xande Frith, who was born in Key West, Florida, but grew up in Bermuda, trained in New York to become a personal trainer and health consultant.

Enjoyment He said: “We are a private personal training studio and operate very much on a one-to-one basis. “It’s designed to be a private and personal experience, and we work on all aspects of health and wellbeing. “It’s not about running on a treadmill in a boxroom. We use crawling, climbing and all sorts of movements. “We try to get away from conventional exercise and make the routine interesting. “We have a beautiful location here and a great set-up that really makes our clients feel at ease. “It’s an environment in which they can enjoy exercise and get the most out of the experience. “We cater for all sorts of people and focus very much on the individual and what goals they have set themselves. “We have worked with brides who want to look at their best for the big day and it has proved very successful. “And there is no reason


INDIVIDUAL: Flatts Fitness Studio personal trainer Xande Frith tries to make workouts as fun and interesting as possible, tailored to your needs. why we would not work with grooms or anyone looking to get in shape for a wedding. “I have a very positive approach to fitness and the most important thing is that people enjoy the routine. “I also hope that they take it away with them and it becomes a lifestyle change after they have left.” Flatts Fitness Studio opened in May and has already caused a stir in Bermuda’s fitness world. Mr Frith: “The best way to find out more about us is to call the studio or e-mail

me directly. Clients tend to come in for a consultation and we talk about what exactly they want to achieve. We talk about exercise, nutrition and what goals they want to set for themselves. “It’s not just about the exercise, it’s about a personal package that is tailor-made to the client’s needs. “Some people want the whole nine yards while others are just looking for a three-month regime leading up to the wedding day. “From my perspective I try to make the regime as fun and as interesting as

Special & Delicious

Wedding Cakes Offering a wide variety of sheet, square or round cakes. Bring us a photo of your dream Wedding Cake and we will see what we can do for you.

Call for Special Request No Credit Cards Accepted



PHONE: 292-5141 Fax 292-8384 17 Curving Avenue, Pembroke. 6:30am – 3pm Monday, Tuesday, Thursday, & Friday 6:30am – 1pm Saturday, Closed Wednesdays & Sunday

possible. But at the same time it’s not designed to be easy — it will whip you into shape. “Exercise is all about enjoyment and being in the

right kind of environment to enjoy the experience.” ■

FLATTS FITNESS STUDIO, North Shore Road, Flatts,

is open Monday to Friday, 6:30am-6:30pm.Contact Xande Frith at or call 295-1083.


JANUARY 27, 2012



Do I need a prenuptial agreement before I marry? obtain independent legal advice in relation to the proposed terms of the prenup. There must be a reasonable time prior to the wedding date for the parties to take advice and to reflect on the terms being proposed in a calm and unpressurized environment. The terms of the prenup will usually make provision, which is less than a court would award, so if any of these basic safeguards are not adhered to, the prenup will be tainted and this will affect the weight that the court will put on it.

BY GEORGIA MARSHALL Marshall Diel & Myers

The words ‘prenuptial agreement’ are usually associated with celebrities and the rich and famous. But, in an age of rising divorces, is this something we also need to consider before getting hitched? Here matrimonial lawyer Georgia Marshall explains what a prenuptial agreement is and how to go about it.

What is a prenuptial agreement? Commonly referred to as a ‘prenup’, a prenuptial agreement is an agreement between parties who are about to get married, in which they set out how their assets are to be divided in case of divorce. A prenup allows parties to specify that certain assets are not to be treated as matrimonial property and are not to be divided between the parties. Historically prenups were not given any weight by the courts, and in the majority of cases, they were not really worth the paper they were written on. All this has changed since October 2010 when the highest court in England broke with precedent and held that prenups, if properly negotiated, could be determinative of the distribution of assets when a marriage breaks down.

What are the necessary ingredients for a prenup?

What weight will be given to a prenup by the courts?


DIVORCE: You may not have the fortune of Tiger Woods but any divorce can be acrimonious. Ex-wife Elin Nordegren reportedly received $100 million in their 2010 divorce settlement. The couple, pictured here at a Ryder Cup gala in 2004, had a prenup in place. In order for a prenup to be given due weight by the court there must be full and frank disclosure made by the parties as to their finances. Each party must be given the chance to obtain independent legal advice; and there must be no undue pressure put on either of the parties to enter into the prenup. Also, neither party must be under an infirmity. Essentially the parties must have an equality of bargaining power when negotiating the terms of

their prenup.

What do I have to disclose to my fiancé? The basic rule is that both parties must put all their cards on the table face-up. That means that you must make full and frank disclosure of all of your financial resources. This includes what you now have and what you are likely to have in the foreseeable future. For example, this could include a likely inheritance or

the fact that you are on the deeds to your parents’ house. The term ‘financial resources’ is very broad and includes not only what you own in your own name, but also those assets over which you have a beneficial interest (such as assets held in a trust), or which you own jointly with others.

Do I have to have a lawyer representing me? Both parties must be given the opportunity to

Parties to a divorce cannot by private agreement such as a prenup, prevent the court from considering and making orders distributing the assets of the marriage when it ends. What this means is that each case will depend on its own specific facts, and that a prenup does not prevent a party from applying for financial relief following the breakdown of the marriage, even if there is a validly entered prenup in place. However (and this is a big ‘however’), when an application is made, the court will consider the terms of the prenup, how much weight it should place on it, and to what extent the terms of the prenup should be given determinative weight.

The ‘new rule’ is that the court will respect the wishes of parties who enter into properly negotiated prenups and will give effect to the prenup, unless it would be unfair to do so.

Should I enter into a prenup? Prenups will not necessarily be desirable for everyone contemplating marriage; however, couples may want to consider taking the opportunity to clarify what the financial arrangements between them will be, should the marriage fail, and to formalize those arrangements in a prenup. This is particularly relevant where prior to the marriage, both parties have separately acquired significant assets which they do not intend to become joint matrimonial assets after the marriage; where one party is in a significantly stronger financial position than the other; or where it is likely that during the marriage one party will inherit or be gifted financial resources from sources external to the marriage, such as from a family trust. Any person contemplating whether to enter into a prenup should consult with an attorney who specializes in or who has substantial experience in matrimonial law practice. ■

GEORGIA MARSHALL is a matrimonial lawyer and partner with Marshall Diel & Myers. Contact 295-7105.

Office: 441-236-8788 Cell: 441-534-7493

Prop rental

Full service event & wedding planning

Casino tables and supplies

Extensive linen rental

Bingo equipment

Dance floors Melt bottles produced locally




JANUARY 27, 2012


Dress your best at ‘affordable’ wedding boutique BY MIKAELA IAN PEARMAN

Most women dream of the day they will get married. Many have planned it since when they were young girls, from the man down to the ring and the dress. The dress is the most important component to looking beautiful on your wedding day. In Bermuda, there aren’t many places a bride can go to outfit her whole bridal party, so many travel overseas. But Paulette Wedderburn, owner of Revelation Boutique, can kit out your whole party, including the mother of the bride, in fabulous, affordable dresses.

Choice “We carry a wide collection of many different styles of gowns, from size two to 32,” she said. “We carry the following name brands — Sapphire, DaVinci, Mori Lee, Impressions and Mary’s Bridal collection. And all of these brands do bridesmaids, flower girls and mothers of the bride.” Ms Wedderburn said she doesn’t hold much stock in her store so it’s best to come and see her earlier rather than later. “We order exactly what you want, head to toe, and all of your accessories. Also, if they want or see any other names or styles online that aren’t listed above, we can get them too.” In addition to providing


FINISHING TOUCHES: Paulette Wedderburn, Revelation Boutique owner, left, does all she can to meet her clients’ needs and make them feel ‘special’. fabulous dresses for local brides, Ms Wedderburn also focuses on affordability. “Our price points for wedding gowns are from $260 to $1,600. The prices for maids and flower girls are anywhere between $80 to $300.

“We restock wedding gowns twice a year or on demand. “The maids’ dresses, some are in stock and we can order sizes that are needed.” Ms Wedderburn said her most popular season is summer as most weddings in Bermuda take place

then. If your wedding is in the summer, you must ensure to order your dress early. “The bridal party should order their dresses no later then five months before the wedding date or before if they can, to avoid disappointment,” said Ms Wedderburn.

“We do all that is possible to satisfy and make our customers feel special. Nothing is to hard for us to do for them.” Ms Wedderburn can set up appointments outside of regular working hours in order to accommodate customers. “Our store hours are

from 10:30am to 5:30pm, Tuesday to Saturday, and if you are unable to make that time we will set up appointments.” ■

REVELATION BOUTIQUE, 20 Ewing Street, Hamilton. For more information, call 296-4252.

Choose an ice sculpture for a cool party centrepiece BY AMANDA DALE

It’s your day to look and feel like a princess. So why not add some extra sparkle to proceedings with a touch of fantasy. Ice sculptures are among the coolest centrepieces you can have at your wedding reception. They not only help to keep your champagne chilled but also add that

‘They’re big, solid and well detailed. As long as we are given enough time, we can produce them.’ RHONDA DANIELS romantic fairy tale touch. In Bermuda, Kenneth C


ON ICE: The ice champagne bucket — pretty and practical.

Daniels can provide you with a choice of several sculptures. You can choose from a champagne ‘ice’ bucket, two entwined hearts, a swan or a glass slipper. Prices range from $70 for an ice glass slipper to $200 for the 25 inch-sized swan. Mr Daniels set up his ice business, Kenneth C Daniels Ltd, 25 years ago. He operates four ice machines, a block ice and a dry ice machine, but expanded into sculptures following demand from clients. Daughter Rhonda Daniels said: “People wanted ice sculptures and so we would supply the block but then they would have to find someone to carve it. “We then found a company which makes ice moulds, so since April we have been able to make our own ice carvings for people. “We got them primarily for weddings, to see how


FAIRYTALE TOUCH: The ice slipper is reminiscent of Cinderella’s glass slipper. they would take off. “The orders have gradually built up and so if it grows, we will order more of the moulds.” The moulds were supplied by an Australian company which originally specialized in concrete moulds. They consist of a latex mould which sits inside a fibreglass mould, into

which you pour water and then place in a walk-in freezer. Ms Daniels, an enforcement officer for Government’s Consumer Affairs who helps out at the business at the weekends, said: “They’re big, solid and well detailed. As long as we are given enough time, we can produce them. “For example the swan

weighs 80 lbs and takes five days to set. The double hearts take four days, and the champagne bucket and slipper, about two days.” ■

KENNETH C DANIELS Ltd, Hermitage Road, Devonshire. Call 236-3189, fax 236-2663, or e-mail


JANUARY 27, 2012



Plan your finances together before the arguments start planner who can create a financial plan with you. Financial planning is a process of estimating current and future financial needs, and making plans to achieve them. It is important that you stay in control of your monthly obligations and what you anticipate to be large financial outlays in the future. A financial plan can help with that. Financial planning covers a wide range of important topics including budgeting, expenses, debts, savings, retirement planning and insurance, and how each of these areas are inter-related.


Do you argue with your partner about money? Studies done by relationship experts have revealed that seven in 10 couples believe financial problems and a lack of communication about finances push couples apart. Studies also show that more than half of us cite financial frustration as the most common reason for a breakdown in a relationship. Often, relationships are put under strain because partners do not talk about what they want to achieve with their money, or they fail to understand where the money goes.


Honesty Any couple who make a commitment to a relationship need to have honest discussions around finances. They need to establish expectations in matters such as having a family, enjoying regular holidays, buying cars and carrying out necessary home renovations. New couples especially need to be open and forthright about their individual viewpoint on living together — from making a decision on whether to rent or buy, to purchasing new furniture together or simply establishing a regular savings pattern. Debt can be a deal-breaker for relationships, so be clear right from the start about managing your debt, especially credit card debt. Also discuss how long you are both comfortable with having a mortgage


ROWS: Avoid confrontation with your spouse by setting out your finances and priorities early on in marriage.

and whether you both intend to make it a priority to pay it off sooner. Investing the time to organise your finances and set realistic expectations and financial goals for the short and long-term should help to reduce the associated stress. Couples need to be proactive when it comes to money matters. As a couple, you should both have an idea of how

financially stable you are. In order to become successful at living together, both of you should agree on most of the decisions, particularly those regarding money management.

Top tips ■ Establish honesty: Who is the spender and who is the saver? ■ Establish roles: Who will do the day-to-day banking and who will do the

investment? ■ Establish communication: If you are having trouble with your role, talk about it. ■ Establish reviews: How often are you going to sit down as a couple and review your finances? ■ Establish timelines: What are your goals and when would you like to accomplish them? Planning together is much more effective than

only one of you handling the finances. The whole family will benefit from the effective strategies that you both develop. Remember — you’re a team. Working with a professional to help you review and formalize a wealth approach could be a key element to achieving results. Specifically, look at working with a financial

Merging your finances is like a company merger that brings two big players together to form one larger organization. However, merging the finances of a couple involves a lot more emotional baggage and therefore needs a little more sensitivity. In any relationship you are going to have the spender and the saver. You are always going to have one partner placing more importance on a financial decision than the other, but that’s what makes life interesting. There really is no right or wrong when it comes to merging finances. The most important element is communication. ■

CARLA SEELY is a senior wealth manager at AFL Investments. Contact her at 294-5712 or

Contest: You could be our cover bride BY AMANDA DALE

You’ve seen our beautiful bride Claire on the front cover. Well in a few months’ time this could be you! The Bermuda Sun is running a competition over the next few months to find our next cover bride.

The rules are: ■ Entrants must be married between January 1 to December 31, 2011. ■ You must pick a category from: Most romantic story; Eco-chic; DIY; Buy Bermuda; and Location, location (within Bermuda). ■ Explain in 150 words why your wedding was so special and unique. ■ Send in three photographs, including the photographer’s name. Your favourite ‘cover’ photo must be a 300 ppi digital photo. The five winners of each category will be featured in the next ‘Fairytale Weddings’ in July. Our overall winner will also appear on the front cover, as our feature bride. For more information see our promotion on page 15. ■


SPECIAL DAY: Claire James, pictured on her wedding day, is the beautiful bride featured in this edition of ‘Fairytale Weddings’. The next time it could be you.



JANUARY 27, 2012




JANUARY 27, 2012


How to plan a bachelorette party — the new rules and maybe even ask your friends to record video messages to you as you say farewell to singlehood.


It’s not all about Chippendales and feather boas. WeddingChannel. com rounds up all the details you need to plan a modern bachelorette party.

Don’t: Kiss another guy This one is obvious but clearly important. If you go around announcing it’s your bachelorette party, attractive bachelors will probably offer to buy you a drink. This is fine (and frugal and fun), but don’t get too flirty. Remember: The whole point of this shindig is to celebrate your upcoming nuptials, oh right, to that guy. Speaking of guys, please, please skip the sweaty male stripper.

Do: Communicate Whether it’s your best friend or your sister who’s in charge of planning the festivities, talk to your girls about what you envision for the party. Do you feel like going out, or getting pampered — or both? This is also your opportunity to lay down a few ground rules. Don’t be afraid to set boundaries! Totally against any fake penises making an appearance? You’re allowed to say so, and even to ban them — nicely, of course. On the other hand, if you’re not offended by a little phallic paraphernalia, let them know that too.

Do: Consider a coed party


SINGLE LADIES: Celebrate your last night of singledom in style, not in a sleazy way, with our top tips.

Don’t: Be bossy While your thoughts and suggestions are welcome (and even helpful) to whoever is planning the party, that doesn’t mean your ideas should include a full, pre-planned itinerary you just happened to go ahead and put together.

If your dream single-girl trip involves plane tickets and hotel rooms for everyone, offer a few budgetfriendly alternatives closer to home. Maybe you’d love to head to Napa, but a local winery would be just as fun.

Do: Consider renting a dress

Don’t: Get wasted

You’ll obviously want to look hot, but instead of agonizing over buying a really expensive dress in the midst of all the money you’re dropping on the wedding, rent a dress from a website like Just don’t spill any G&T on it.

Do: Give your girls options

Just because the stereotypical bachelorette party is a boozy night on the town with your best friends doesn’t mean you have to drink yourself sick. Stay in control so you can remember the night, not spend the second half of it in the bathroom.

Do: Have a theme Something as simple as

a karaoke night, a spa day or an old-school pajama party can count as a theme, but feel free to steal ideas from the college frat party arsenal. That’s right, we went there. Toga party, anyone? We also love the idea of a Mad Men- or Boardwalk Empire-themed bash.

Don’t: Invite your mom (or his) No matter how cool she is (and we know some pretty cool moms), it’s just weird to have your mom at a party like this. Even if you don’t feel awkward, your girlfriends will probably feel strange taking shots with your mom. Just saying.


Include as part of your Bridal Registry Prepare food without water, without boiling, without steaming, without grease or shrinkage, and save fuel energy.

CONSERVE TIME, NUTRITION AND ENERGY with Saladmaster System 7®. The superior heat conductivity of System 7® cookware allows you to prepare foods at one time on just one burner! Don’t be cheated… out of the vitamins and minerals you have already paid for by improperly preparing your food.


TELEPHONE 236-4522 FAX 236-9931 PO BOX WK 133 WKBX

Do: Take plenty of photos Keep your camera handy, or make sure at least one person is the DP (designated photographer), so you

can capture lots of candid snapshots and posed glamour shots from the night or weekend. Take videos with your phone or a Flip camera,

A joint party won’t work for every couple, but if you and your groom-to-be share the same group of friends, it might be kind of fun to get everyone together for one big pre-wedding party. ■

FOR WEDDING PLANNING advice, tools, photos, and more, visit

How to keep the spark alive BY JEFF HERRING AND MARITZA PARRA MCT

One of the things Pastor Kurtis had us agree to do before he married us was to begin each day by putting our foreheads together before we got out of bed, and praying about the day ahead. Sure does keep you close. You are allowed — and it’s recommended — to get up and brush your teeth first. So this got us thinking about the things that regular folks — happy couples — do to stay happy. A partial list follows. ■ Let’s start with a tough one — give up the right to be right. Ouch. It’s human nature to want to be right. Some folks have raised it to an art form, with a commitment to be right at any cost. Even at the expense of the relationship. Sometimes it comes down to, ‘Do you want to be right or do you want to be happy?’.

■ This one is really simple, yet so powerful. Hold hands whenever you can. While walking, while driving, while watching TV or a movie. Not a bad idea. ■ Years ago Sheryl Crow sang ‘All I wanna do, is have some fun’. We think this applies to couples too. It’s so easy to forget about this in the midst of jobs, bills and kids. And it’s even more necessary in the midst of all these things. Think of the things you used to do for fun as a couple, and then do them again. ■ Have couple friends with whom you can talk honestly about your relationship. It’s so easy to become isolated as a couple, and to lose perspective on what real problems really are. It takes a good friend to tell you that you are making much too big a deal about some little issue. ■ Along that line, learn from wise couples that have gone before you.

Find an older couple that are happy and have been together for some years. Ask them for their perspective and secrets. ■ Date. Each other. Often. A regular date night is one of the most consistent suggestions we here from happy long-term couples. You can get a lot of great ideas for creative, fun and inexpensive dates at http:// GreatDatesDoneCheap. com ■

JEFF HERRING is a former marriage and family therapist, and relationship coach, who teaches entrepreneurs to write articles about their expertise. Maritza Parra is a coach who has appeared on Oprah’s XM Radio Show ‘The Soul Series’ and teaches entrepreneurs how to create products to duplicate themselves for years to come. For more information see www.creativedateideas. com


-(*;! The average wedding has 178 guests and the average cost of a wedding gift is between $70 and $100

At Argus Insurance, our friendly team of insurance experts understand the importance of partnership. That’s why we will increase the value of your home contents coverage by 10% one month before and after the wedding day for you or a family member at no extra charge.*

Does your insurance provider do that? TO GET A FREE HOME INSURANCE QUOTE

CALL 298-0 8 8 8 *Subject to underwriting terms and conditions. We recommend you update your policy as soon as possible after that date.

Home | Motor | Health | Travel | Business | Life | Pensions | Investments Argus Insurance is the trading name for Argus Insurance Company Limited, a wholly-owned subsidiary of Argus Group Holdings Limited.

T h e A r g u s G r o u p 1 4 We s l e y S t r e e t H a m i l t o n H M 1 2

Fairytale Weddings January 2012  

Get all your inspiration for the big day from the Bermuda Sun's Fairytale Weddings supplement.