BeamaLife Helps to Save Up to 80% on Discount Life Insurance
BeamaLife is reinventing how to purchase discount life insurance that protects your family and loved ones and provides you with the highest amount of savings. While some other companies want you to trust their opinion, BeamaLife wants to show you how it saves you up to 80% on discount term life insurance premium. The following chart is an example based on real client information. It follows the savings of a 35-years young male in New Jersey with a death benefit of $500,000 as of 06/15/2009.
Policy year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Age of Insured 35/35 36/36 37/37 38/38 39/39 Total 40/40 41/41 42/42 43/43 44/44 Total 45/45 46/46 47/47 48/48 49/49 Total 50/50
51/51 52/52 53/53 54/54 Total Savings Bank Life Insurance Company of Massachusetts (SBLI) Preferred Plus Non-Nicotine $240.00 $240.00 $240.00 $240.00 $240.00 $1,200.00 $240.00 $240.00 $240.00 $240.00 $240.00 $2,400.00 $240.00 $240.00 $240.00 $240.00 $240.00 $3,600.00 $240.00 $240.00 $240.00 $240.00 $240.00 $4,800.00 United of Omaha Preferred Plus Non-Nicotine $430.00 $430.00 $430.00 $430.00 $430.00 $2,150.00 $430.00 $430.00 $430.00 $430.00 $430.00 $4,300.00 $430.00 $430.00 $430.00 $430.00 $430.00 $6,450 $430.00 $430.00 $430.00 $430.00 $430.00 $8,600
The United of Omaha's premium of $240 and Saving Bank Life Insurance Company of Massachusetts' (SBLI) premium of $430 yields a $190 difference in premium payments. Since the $190 difference is 80% of the $240 premium, BeamaLife Corporation saved this customer 80% on their insurance needs from the first year through their 20-year total! * We at BeamaLife are able to provide this type of savings because we represent over 100 of the highest rated insurance companies in the nation. Therefore, we do what's best to find discount life insurance for our clients based on their needs and our skills. Despite giving each life insurance company the same information, every company evaluates risk differently and will therefore provide different life insurance rate in the underwriting process. BeamaLife specialists have the knowledge and experience, to know how each company evaluates their risk and where our clients are most likely to be favorably underwritten. In addition, they don't work on commission so there is no pressure. At BeamaLife, our knowledge extends even beyond dollars and cents. We understand the insurance and tax implications of poorly written life insurance policy. The key areas of the life insurance policy structure are the insured, the owner, and the beneficiary. For example, in many cases it is unwise that the policy owner and the insured be the same person. If you fall into an estate tax bracket, your life insurance may be seen as part of your estate and will therefore be heavily taxed upon your death. Thus, defeating the whole purpose of life insurance! Our specialists will make sure that your policy is set up in the right manner for your overall financial situation, and this free advice is only one example of our seriousness to your discount life insurance needs. BeamaLife underwrite the cost of this advice, we consider it part of the BeamaLife experience. We encourage you to test us on our claims. Please call (866) 972-3262 or complete this short life insurance quotes request to find discount life insurance and discount term life insurance. We're reinventing life insurance for you and your family's security!
Published on Sep 24, 2010
BeamaLife is reinventing how to purchase discount life insurance that protects your family and loved ones and provides you with the highest...