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A10 NewsLeader Friday, December 16, 2011

Q Quit Smoking g TODAY Y!





with the Power of Laser Call for details on promotions p ns


#113 - 3200 Westwood St., Port Coquitlam


Team Dave Vallee 604-526-2888 RE/MAX Advantage Realty (Each office independently owned and operated)

Visit our website for an online photo tour of our listings

Kellie Vallee

Karen Leong-Boswell





RE/MAX Advantage Realty’s Top Sales Team of the Year 2003-2010



NEW Westm SLEA inster DER

• 312 3RD STREET • 9008 204TH ST NEW PRICE


OPEN SUN 2:30-4:30

OPEN SAT & SUN 2:00-4:00

OPEN SAT & SUN 12:00-2:00

#1806 719 Princess Street $373,800

6655 Strathmore Ave $798,000

#2 168 6th St $455,000

Beautiful 18th floor, 15 year old, 2 bdrm, 2 bath, 1133 sf corner suite with awesome river, mountain & city views featuring bright open floor plan, gas f/p, insuite laundry, builtin microwave, new blinds, large rooms sizes, 2 balconies, spacious laundry/storage room. Super Uptown location just steps to transit, shopping, restaurants, recreation, entertainment & more.

Substantially renovated, bright & spacious, 4 bdrm, 2 bath, 2000 sf, 1955 bungalow on nice quiet street in Highgate close to transit, shopping, new library & upcoming new aquatic & community centre. This beautiful home features hardwood floors, 2 wood burning f/p, 2 new baths, newer kitchen, newer exterior stucco, new double wndws, newer back deck, fenced yard, oversized single garage, high fully fin’d bsmt w/suite potential, security system, big 50’ x 111’ lot. Home shows very well.

Spacious 1713 sf, 3 bdrm + den/rec room, 3 level townhome in “Royal City Terrace”. 1st level features den/rec room, main floor has open kitchen with granite counters & laminate floors and opens to living room area, great family room or dining area adjoining the kitchen, balcony with SE views and the 3rd level features 3 bedroom with ensuite in the mstr bdrm. Complex is conveniently located with walking distance to both Uptown and Downtown New Westminster.


New Westminster Hyacks guard Ariana Sider Àghts to get the ball back after it was stolen by a Handsworth defender in their second round game at the Telus Basketball Classic. The Hyacks lost 76-73, while Handsworth went on to the Ànal where they were defeated by Riverside 73-50. The Hyacks senior girls and boys team wrap up their own Bob Gair tournaments on Friday.

Poor shots cost Clan OPEN SAT 12:00-2:00

OPEN SAT 2:30-4:30

OPEN SAT 2:00-4:00

#207 48 Richmond St $329,900

#303 777 8th St $315,000

#107 620 8th Ave $199,900

Beautifully decorated 2 bdrm 2 bath, 1157 sq ft Garden Suite w/ gorgeous River view in Fraserview close to parks, shopping, recreation and transit. This updated suite features laminate floors, energy efficient gas fireplace with designer mantel, in-floor heating throughout, insuite laundry, custom window coverings, oak kitchen w/ ceramic tile floors, large closets, open plan, large room sizes, new carpets and 4 piece ensuite in master bdrm. Building is well maintained and managed, rainscreened, 3 year old roof and refurbished hallways. Adult orientated 19+, pets allowed and no rentals.

WOW! Substantially reno’d, 2 bdrm, 975 sf, 3rd flr corner suite in “Moody Gardens” just across frm Moody Park & NWSS in Uptown New Westminster, close to recreation, shopping & transit. This bright & spacious immaculate suite has new paint & laminate flrs, crown moldings & baseboards throughout, updated kitch & bath, elec f/p, 2 wall mounted TV’s (negotiable) & much more! Bldg is well maint’d & managed & was rainscreed w/Hardiplank exterior in 2001. Super suite & great location!

Beautifully maintained & updated, 1 bdrm garden suite on quiet cooler side of building facing greenbelt in the well maintained & managed “Doncaster” in Uptown New Westminster just steps to parks, schools, shopping, transit & Uptown amenities. This lovely suite has newer laminate floors, new paint & light fixtures, updates to kitchen & bath, large rooms sizes, insuite storage, master bdrm w/walk in closet. Low maintenance fees include heat & hot water. Cats ok. No rental allowed.

OPEN SUN 12:00-2:00

OPEN SUN 2:00-4:00

OPEN SUN 2:30-4:30

#402 715 Royal Ave $229,900

836 Burnaby St $709,900

517-519 St George $949,000

Nicely updated top floor corner, 2 bdrm, 758 sf suite just steps to Douglas College, Sktrain, NW Quay & new downtown shopping complex w/stores & 10 cinemas opening soon. This bright & spacious suite has been recently updated with laminate & slate floors, updated kitchen & bath, large covered balcony, newer applcs, light fixtures, paint & wndw coverings. Pets & rentals ok. Complex has new roof, boiler & HW tanks.

Awesome River & Mtn views, quiet family friendly street, extensively remodelled, 3 bdrms, 3 baths, 1906 sf, 1948 character bungalow featuring updated kitchen & baths, hardwood floors, multi-level view deck, fenced yard, double garage, new siding, updated electrical & plumbing, gas fp, double windows & fenced backyard. LOT: 49.66 x 102’.

Opportunity kicks for investors or 2 families to buy together. Bright & spacious large duplex on large 56x132 duplex lot in Queens Park, New Westminster sought after neighbourhood & close to parks, schools, shopping, Downtown and Skytrain. This 1963, well surrounded, 4763 sq ft duplex features 3 bedroom on the main on each side & face basement, hardwood floors, 4 wood burning fireplaces, double garage, newer roof furnaces, nice fenced yard.

The SFU Clan men’s basketball team let the San Francisco-based Academy of Arts Urban Knights paint them into a corner early and never recovered en route to an 84-83 loss Saturday at Burnaby Mountain. After spotting the Urban Knights an 18-5 lead ¿ve minutes into the game, the Clan were eventually able to claw their way back to take their ¿rst lead, 54-52 with 11 minutes left to play. But they couldn’t overcome their poor shooting from the Àoor as they were able to hit only 38 per cent of their scoring attempts. The Academy of Arts managed to score on 61 per cent of their shots. They were also able to withstand a late surge by the Clan that made it close. John Bantock connected on a pair of three-pointers in the last 20 seconds but they were too little too late. “We were not prepared and not mentally ready for the game,” said Bantock in a release. “We took them lightly and they made us pay.” Matt Raivio led the Clan scorers with 19 points and ¿ve rebounds while Jordan Sergent scored 14 points and pulled down 11 rebounds. The loss drops the Clan’s overall record to four wins and ¿ve losses.

They have a chance to return to .500 when they play host to Kwantlen Polytechnic University on Saturday at the West Gym.

Soccer honours The top-ranked SFU Clan men’s soccer team recently honoured some of its outstanding individual performances. Carlo Basso was the top scorer for the Clan, who ¿nished the season undefeated and as the number one ranked team in the NCAA division II. The team’s most inspirational player, as voted by his teammates, was Kyle Knees. He stayed involved with the team even though he suffered a season-ending injury early in the campaign. Anthony DiNicolo was also selected by his peers as the player of the year. The fourth-year defender was named a GNAC ¿rst team all-star and he was selected to the conference’s allacademic team. The Captain’s award went to Helge Neumann and Carson Gill. And the SFUEFA Cup, for the player who performs the best in training sessions, was awarded to goalkeeper Sheldon Steenhuis.

Friday, December 16, 2011 NewsLeader A11


Potato dumplings Ingredients 6 medium-sized potatoes (about 2 1/4 pounds) 3 eggs 6 tbsp. Áour butter, melted and browned bread crumbs

Studio of dreams

Method Boil the potatoes and let stand for a few hours or overnight, still in their jackets. Peel the potatoes and mash them. Add eggs and Áour, form mixture into little balls. Chill in the refrigerator for about an hour before cooking. Bring lightly salted water to just under the boiling point. Gently drop in a few dumplings, being careful not to overcrowd them. When the dumplings are cooked, they will rise to the top. To make sure your mixture has the right consistency, cook a single dumpling Àrst. If it does not hold together, add more Áour to the mixture. Serve hot with melted, browned butter and bread crumbs.


hen Mark Kor ytowski lost his job with Kodak in Burnaby, he set out to turn his passion for photography into his livelihood. So far, it has served him well. He studied it in school, then practised it at a small newspaper in the Interior. For a time he even published his own magazine before he ended up at Kodak. In November, he opened Film2Frame a full-service studio for fellow photographers, complete with a digital workstation and printers and an old-school wet darkroom, on New Westminster’s historic Front Street. It’s the kind of facility he says he wish he’d had access to when he was learning his craft. When photographers book the space they can use his array of strobes and softboxes, he’s built a cove with a smoothly curved wall in the back, there’s a change room for modeling shoots and the exposed brick walls not only make an interesting backdrop, they’re also a gallery. It took Korytowski eight months to Ànd the spot. Similar spaces in Vancouver were too expensive, making the rental fees he’d have to charge unaffordable to young, starting photographers. And the Burnaby locations he’d scouted just didn’t have the same character he desired or zoning he required. New Westminster, he says, charged his creative battery. “People want the arts to come to New Westminster,” says Korytowski. “The city is trying hard to get rid of its old, dirty image.” But there’s still enough grit to catch his eye.



Korytowski makes sure his camera is never out of his reach. So when he’s not working the social media to get the word out about his new venture, he keeps his eyes open for picture possibilities, like the woman who walks a herd of dogs past his storefront every day. “Photography is a stress relief,” says Korytowski. “When I see a picture I take it. It makes my day.” F ilm2Frame is at 655 Front St. For more information go to



Medallion Member, Top 5% of all real estate sales

Medallion Member,

Each office independently owned & operated

CALL SANDY OR LYLE! 604-540-SALE (7253) Visit for pics & details | 626-12th St., New Westminster #203 1011 4TH AVE, NW

#407 290 FRANCIS WAY, NW


#2001-719 PRINCESS ST, NW

#5-1222 CAMERON ST, NW






... 245,000 SOLD



VINGS ITH SAPet Friendly Wlocated, S Super SCentrally T L ! U E E L RUnit SELEnd 2 Rbed/2bath, fully HE sqft TO T972

renovated condo! Beautifully updated kitchen w/Silestone counters, tile backsplash, new cabinets/under mount lighting/newer appl. & quality engineered hardwood floors!updated bathrooms, flooring, tile, sink, hardware, simply A MUST SEE! Huge living room/separate dining loaded w/windows which flood the home with natural sunlight. Enjoy South Eastern view & morning sunrise from deck. Convenient large in-suite laundry/ storage. 1 locker/1 parking stall. Heat & Hot water included in maintenance fee + building comes complete W/fantastic outdoor pool. Well maintained solid building, Recent NEW ROOF, Balconies & RePiped Plumbing! Steps to skytrain, shops, parks, college!! MLS V920213





Make yourself at home at “The Grove”. Corner, top floor unit, 2 bed, 2 bath w/unobstructed easterly views of the river & mtns from every room. Like new, meticulously maintained, open floor plan with laminate/tile floors, granite counters. S/S appl. L/R has vaulted ceilings & warm electric F/P. Master bed has private deck access, massive walk-in with shelving and 4 piece bath, also w/granite counters.Generous size 2nd bed has 12 ft ceilings, 3 piece 2nd bath for guests. Balance of 2-5-10 warranty, 1 oversize parking ok, Maint fees water, and “The Boilerhouse” recreation facility with high end gym, library, media room... Walk to canada games Pool, Queens Park, transit and more.

Castleridge Executive 3 level townhome in Fraserview. Beautiful, quiet end unit w/ spectacular river views from 2 levels. Meticulously maintained featuring 3 beds,3 baths & huge rec room in bsmt. Laminate flooring on main w/ large L/R, bay window to take in river views, gas F/P & separate D/R. Open plan kitchen has family room & sliders to patio & garden w/ privacy new fencing. Master bedroom has vaulted ceilings, more stunning views, huge 5 pce ensuite w/separate shower, double sinks and soaker tub.Workshop area down, plenty of storage,B/I vacuum, new roof, wood siding!

MLS V920566

MLS V912019



Wow, breathtaking views from every room of this 1 bedroom and den (2nd bedroom?) condo. Priced very close to BC Assessment Value & Like new! Meticulously maintained, nothing to do but move in, freshly painted, updated hardware, newer stove and lighting. Enjoy cooking/entertaining/views from your open kitchen with sit up bar for extra seating & extensive cupboard space. Huge living room has warm gas F/P & sliders to large balcony. Oversized windows allowing for beautiful natural sunlight add to the warmth of this particular unit. A secure, well managed building with caretaker, wheelchair access, exercise room, secure undergroung parking w/visitor parking. 1 parking stall, plus locker, literally steps to Royal City Center Mall, transit, Medical building, Moody Park, banks, restaurants, library and so much more! Quick possession available! No pets, no rentals. An opportunity not to be missed, call to view. MLS V916836

Team Assist2Sell sold our home with full MLS service and we only paid $3995! -R.&M.Lee. #401 718 MAIN ST, VAN

#205-109 10TH STREET, NW





• 5 bedroom, 4 bath • 4 year young 1/2 Duplex • 1 bedroom mortgage helper • Huge green space directly behind • Rarely available MLS V920720


• Rarely available • Completely updated • 1 bedroom • Central Uptown New Westminster • Modern open floor plan MLS V919685











• 1 bed , 1 bath • Great opportunity • Only 2 years young • High end finishes • Huge covered patio

• Huge end unit • 4 level townhome • Spectacular river/mountain views • Private garden. • Wonderful neighbourhood

• Townhouse-style unit • outside entrance • extra large patio • one bedroom and 1 bath • Can rent for at least $1000/mo

MLS V918800

MLS V917860

MLS V917817

If you are thinking of selling, think of ASSIST2SELL...Your Full Service, Results with Savings Real Estate Agency!

Friday, December 16, 2011 NewsLeader A15

CITYseen 2 Marcy Koopmans, Jorden Foss and Wes Koopman battle it out, but the clear winner is Wes with his Christmas-themed thuggie (a cross between a hoodie and snuggie)


1 Teacher Robyn Armstrong and Rajin Kainth schooled the opposing team in an intense game of curling.


3 Carly Matheson in a Saint Nick classic and Jay Hazelwood in a cow-printed onesie and lumberjack hat take a time out from the game.


Sweaters on ice NEXT New West joined forces with the Royal City Curling Club last Friday for a festive Ugly Christmas Sweater Curling party. Young professionals donned in ugly sweaters took to the ice learning the curling basics from the club’s staff, stretching both their bodies and questionable attire. AprÊs-curling, the crowd moseyed upstairs to socialize and warm up at the lounge with burgers and beers. NEXT is a networking group for young residents and business professionals in New West that keeps its members connected with the pulse of the city.



CITY SEEN To send event information to Crystal email newsroom@ Follow Crystal on Twitter: @cwistal


4 Kellie Vallee strikes a pose with a smile as bright as her holiday sweater. 5 Audio producer Jorden Foss, registered nurse Haylee Chiang and youth worker Sandon Fraser are festively dressed for the season. 6 Organizer Tej Kainth (right) and Royal City Curling Club manager Lesley Hruby enjoy an event well done.

Crystal Kwon

d Luxury is Standard at Luxor! Included quartz throughout


spa inspired bathrooms • beauĆ&#x;ful ÄŽnishings PLUS Central to Everything!


65% SOLD!

PRESENTATION CENTRE: th PRESENTATION Street,CENTRE: Surrey 6398-120 Corner ofthScoĆŠ Rd Surrey & 64th Ave Street, 6398-120 Corner of ScoĆŠ Rd & 64th Ave OPEN: OPEN: to Thursday 1-6pm, Monday Weekends Holidays1-6pm, 12-5pm Monday to&Thursday Weekends & Holidays 12-5pm Dec. 19 - Jan. 2nd ScoĆŠ Rd.

ScoĆŠ Rd.

Call Solon, To Vancouverby appointment only 15 min. to YVR Airport 15 min. & 15 min. to to YVR Airport US Border & 15 min. to

Own for as liĆŠle as

199,900 643/mo.

$ Íł

To Vancouver

Priced from

US Border

64th Ave. 64th Ave.

58th Ave. 58th Ave.

Hwy. Hwy. 9999

To ToUS US Border Border

Ć&#x;onal Specials








*Subject to change without noĆ&#x;ce. Limited Ć&#x;me oÄŤer, see sales staÄŤ for details. This is not an oÄŤering for sale. Any such oÄŤering can only be made with a disclosure statement. E.&O.E.

1 bedroom 9 remaining from $199,000 1 bedroom + den 12 remaining from $224,900 MARKETING AND SALES BY: 2 bedroom Only 3 remaining from $294,900 Solon Bucholtz 2 bedroom Only 3 remaining from $275,900 Royal LePage *Subject to change without noĆ&#x;ce. Limited Ć&#x;me oÄŤer, see sales staÄŤ for details. This is not an 2oÄŤering bedroom $279,900 for sale. Any such oÄŤering Only can only 2 beremaining made with a disclosure from statement. E.&O.E. WolstencroĹ&#x152; Realty 3 bedroom SOLD OUT4=::=ECA=<BE7BB3@. inute 4=::=ECA=<4/130==9. last m avings :cf]`6][Sa 3 bedroom SOLD OUTbeWbbS`Q][Zcf]`ZWdW\U Solon Bucholtz 2s Royal LePage pre 201 3 bedroom SOLD OUT WolstencroĹ&#x152; Realty


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Friday, December 16, 2011 NewsLeader A17


THANK YOU BURNABY FOR VOTING ME YOUR #1 REALTOR* Reggie’s been Selling Real Estate since 1997 and is responsible for the sales of hundreds of homes and condos! He’s spent many years sharing his knowledge and experience with Buyers and Sellers of Homes and Condos just like yours. Reggie has a genuine passion for his business and it shows in his results!

I SELL HOMES JUST LIKE YOURS. *As voted by readers of the Burnaby Newsleader 2011


A18 NewsLeader Friday, December 16, 2011

Ticket proceeds benefiting VGH, UBC and GF Strong

Millionaire Lottery gives you choices The B.C. Children’s Hospital Dream Lottery takes place every fall, with proceeds going to supporting the funding of research at B.C. Children’s Hospital into the prevention, treatment and cure of childhood illnesses. Since its inception over a decade ago, the lottery has raised over $30 million. If you missed the Children’s Hospital Dream Lottery this year, you still have a chance to do some good with a bit of gambling this holiday season. The VGH and UBC Hospital Foundation’s Millionaire Designer Home Lottery is taking place right now, with ticket proceeds going towards supporting Vancouver General Hospital, UBC Hospital and GF Strong Rehabilitation Centre. Tickets purchased before midnight on Dec. 24 are eligible for the Early Bird prize of a

Porsche 911 Cabriolet or Cayman R, or you can choose cash instead. Final deadline for ticket sales is midnight on Jan. 10. The Grand Prize includes your choice of a 5,200 square foot ocean view home in White Rock designed by celebrated designer Kelly Deck, a fully furnished Vancouver home on Main Street or $2.4 million in cash or gold bullion. The Millionaire Lottery is B.C.’s biggest home lottery, with prizes that total over $4.6 million. Since its start, the lottery has raised over $41 million. Tickets are $100 for one, two for $175, three for $250 or eight for $500. They are available online at, by calling 604-602-5848, at either of the Grand Prize show homes, at VGH or at any London Drugs.

Village living attracts Global News sports anchor

Lottery winner picks ParkLane home by Kerry Vital

After winning the grand prize in this year’s B.C. Children’s Hospital Foundation Dream Lottery, Global News sports anchor Barry Deley had a tough choice to make. As the winner, he and his family were given the choice of several different prize homes or cash. He chose an estate home at ParkLane Homes’ Headwater at Bedford Landing. Deley’s win was announced live on Global BC TV, with his coworkers reacting in disbelief. He has since been featured on the Ellen DeGeneres Show, and his win is a viral hit on YouTube. Deley and his wife Katherine have been long-time supporters of Children’s Hospital and the Dream Lottery after their daughter Eden was diagnosed with leukemia seven years ago. She is now healthy, and she and her sister have recently been accepted to the Fort Langley Fine Arts School. The Deleys also have a baby son. The five-bedroom single-family house is over 4,000 square feet, and with the other prizes included with the home, worth over $2.1 million. Each home at Headwater is situated

on a waterfront lot, and located within walking distance from the centre of Fort Langley. “Headwater homes are the only ... true waterfront lots at Bedford Landing,” says ParkLane Marketing Coordinator Anna Warshawski. Features such as a fully finished basement and a spa-like ensuite bathroom are just two of the reasons Deley and his family chose the home. Other gorgeous features include vaulted ceilings in the master suite, engineered hardwood and tile flooring throughout the main floor and oversized windows that let natural light pour in. The kitchens at Headwater are particularly impressive, with an open plan layout designed for cozy family gatherings, large celebrations and anything in between. Traditional shaker-style cabinets are complemented by your choice of classic granite

or contemporary DIAMAStone countertops. Elegant recessed lighting is soft and flattering at all angles, while the convenient eating nook, breakfast bar and island are perfect for a leisurely Sunday morning brunch. One feature that is sure to win hearts is the ample amount of outdoor living space. There is a covered front porch, a private covered deck off the ensuite bathroom, a back deck perfect for a barbecue that overlooks the river and gives you an awe-inspiring view of the sunset, and a walk-out basement patio.

“Our entire family is very excited to move into our new dream home,” Deley says. “It really is perfect for us, and I think the new kitty will love it too.” Deley has promised his children that he will buy them a cat after the move, since they will have more space in their new home than in their current townhome. Homes at Headwater range from 3,900 to 4,200 square feet. For more information about Bedford Landing, visit or call 604-888-2793.

Our entire family is very excited to move into our new dream home,” says Children’s Hospital Foundation Dream Lottery winner Barry Deley.

Submitted photos

Barry Deley and his family will soon call a house like this home, above, after winning the B.C. Children’s Hospital Dream Lottery. The homes at ParkLane Homes’ Headwater at Bedford Landing include a formal dining area, left, and plenty of space for relaxing, top.

Friday, December 16, 2011 NewsLeader A19

welcome home , barry deley Winner of the BC Children’s Hospital Foundation Lottery

thank you for choosing parkl ane homes We’re proud to welcome you and your family to Bedford Landing.

hwy 7


1 72 ave


ch an

g rd lov er

200 st

88 ave

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96 ave


golden ears bridge

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3,760 – 4,040 sq. ft. from $ 1.215m, plus applicable hst Visit our new fully furnished Headwater Showhome Open weekends 12 – 5 pm 23165 Muench Trail, Fort Langley 604.888.2793 prices subject to change withou t notice . e&oe .

A20 NewsLeader Friday, December 16, 2011

see the value for yourself Single Family Home



Morningstar | Avondale - Coquitlam

Brand New

$859,900 (includes HST)

Compare with Richmond

Brand New


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Highland Drive





Queenston Ave



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Coast Meridian Rd

Johnson St


Coquitlam Centre





Noon - 6pm Daily (Except Friday) Homes starting from



y 7

$689,900 Including Tax & Grand Opening Incentives

3374 Highland Drive Coquitlam, BC

604.464.4440 |

Friday, December 16, 2011 NewsLeader A21

Home sales predicted to rise in 2012 After declining 12 per cent in 2010, residential than as a result of a return to pre-recession market unit sales through the Multiple Listing Service® froth. (MLS®) in BC are forecast to rise by 3 per cent By the winter months, most of the upward bias to 77,000 units in 2011 and a further 4 per cent to in average price data will have dissipated which 80,000 units in 2012, according to the BC Real will contribute to the average annual BC MLS® Estate Association (BCREA). residential price decline of 2.5 per cent to $550,500 However, BC home sales will remain relatively in 2012. low by historic measures, falling short of their Market conditions in most BC regions are 10-year average of 87,600 units. expected to remain in buyers’ to balanced market While low mortgage interest rates are expected conditions, meaning the typical BC home will see to persist through 2012 accommodating housing little change in value through 2012. demand, headwinds in the global economy will act to restrain BC economic and employment growth. Advertisement BC economic growth slowed from an Olympiccharged 3.8 per cent in 2010 to a forecast 2.1 per cent this year. Lackluster economic performance is largely the result of weaker A new year is almost upon t :PV IBWF MBVODIFE B TNBMM than expected US us, which usually means New business and operate it out economic activity, Year resolutions, looking to the of your home some belt tightening future, making new plans and and deleveraging by t :PVWF SFUJSFE BOE TQFOE organizing goals for the year part of the year down south, households, and the Euroahead. It’s not uncommon to leaving your home vacant for zone debt crisis. find financial security near the several months of the year Employment growth in top of the list. Protecting your the province is estimated t :PVIBWFBEEFEPSSFNPWFE family and your belongings to fall to 1.1 per cent this a wood stove first is a natural priority, and year. there are simple ways you can t :PV BSF GJOBMMZ VOEFSUBLJOH While emerging do that. the big home renovation Asian markets have you’ve been One step to tilted some BC exports planning for years ensure you are in an upward trajectory, INSURANCE protected is to do t :PV IBWF domestic demand has OUTLOOK a yearly review upgraded the stagnated. of your home electrical system in Retail sales in the insurance policy HOME your home province are estimated to INSURANCE against the WITH increase just 1.5 per cent A change can changes that may ZLATA this year after climbing 5 subject your home have taken place STUMP to 6 per cent per annum to more, or even since you took it less, risk and could over much of the last out or last made mean additional decade. upgrades to it. premiums may be owed to Against this backdrop, Letting your insurance the insurance company or moderate consumer provider know what has new discounts may now demand for housing and changed helps them provide be available to you. Either relatively Àat home prices you with better service and way, to ensure your home are forecast through 2012. support. It can ensure that and belongings are properly Despite more moderate you are not unnecessarily protected, it is important to consumer demand, overpaying or under-insured. If notify your insurance company average home prices have all your details and information when things have changed. climbed dramatically this are accurate and up-to-date it year. When you get your renewal can also help speed up the The average annual BC document, contact a BCAA claims process. That’s why it is Insurance Advisor to review MLS® residential price important to talk to your insurer your coverage and ensure it is estimated to increase about big life changes. These matches your circumstances 12 per cent to $564,600 changes could be considered and meets your needs. Should in 2011. as any change that may affect you have any questions, Rather than reÀecting the level of risk associated with or wish to learn more about market conditions, the your home. In other words, as insurance and coverage that upward skewing of your life has changed, so may protects your family and your average price data was have the needs for your home. belongings, give us a call. the result of a change in For example: We’re always happy to help. regional demand patterns t :PVBSFOPXSFOUJOHPVUZPVS and a shift in the mix of Zlata Stump is an Insurance Advisor basement or the occupancy at BCAA. She can be reached at home types sold rather of your home has changed

A few minutes today, peace-of-mind tomorrow.

Call 310-2345 or click on

Holiday Please join me

Tuesday, December 20, 2011 4 - 7 pm

All are welcome. PLEASE RSVP 604-664-9229 Non-perishable food donations for the

SHARE Food Bank greatly accepted.

Fin Donnelly

, MP 1116 Austin Ave, Coquitlam BC


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