On our front cover this month is not one of our nominees for our Actuarial Awards but you can view all of our wonderful finalists in this edition and with voting now open please go to www.apaward.co.uk and cast your vote!
Where you were in October 2012 asks Dale Critchley as he reminisces on the anniversary of Auto-Enrolment and the success it has turned into but warns there is still work to be done.
With Climate Change being the main topic across the world we have an extremely topical article from Kareline Daguer from PwC asking what role insurers can play in the climate change crisis.