VANCOUVER & LOWER MAINLAND OCTOBER 2007
Vancouver’s 50+ Active Lifestyle Magazine
Saving the environment ...and money
ecial SpPLANNED GIVING ISSUE COVER_VANCOUVER_OCT07.indd 15
21/09/2007 3:50:19 PM
ocToBER 2007 TM
(Vancouver & Lower Mainland) is published by Stratis Publishing.
Other publications by Stratis Publishing:
• Senior Living (Vancouver Island) • Senior Lifestyle: A Housing Guide for Vancouver Island
2 50th High School Reunion Alan Hedley contemplates the past ...and the future.
4 The Mystery of Billy Miner
Canada’s ﬁrst train robber was also a local hero to the everyman.
Bobbie Jo Sheriff firstname.lastname@example.org
6 Travels with Ty
Lynne Kelman muses about her favourite fair-weather mode of transportation.
Barry Risto 604-807-8208 Head Ofﬁce 250-479-4705 Contact Information – Head Ofﬁce
8 Biplanes to Passenger Jets
Senior Living Box 153, 1581-H Hillside Ave., Victoria BC V8T 2C1
Bill Marr spent a lifetime in the clouds.
10 Gypsies At Heart
Phone 250-479-4705 Fax 250-479-4808
Irene and Rick Butler have trekked through 49 countries and they’re still on the move.
E-mail ofﬁce@seniorlivingmag.com Website www.seniorlivingmag.com
postage and handling) for 10 issues. Canadian residents only. No portion of this publication may be reproduced in whole or in part without written permission from the publisher. Senior Living is an indepdendent publication and its articles imply no endoresement of any products or services. The views expressed herein are not necessarily those of the publisher. Unsolicited articles are welcome and should be e-mailed to ofﬁce@seniorlivingmag.com Senior Living Vancouver & Lower Mainland is distributed free in Vancouver, North & West Vancouver, Burnaby, New Westminster, Richmond, Coquitlam, Port Coquitlam, Port Moody, Delta, Twawwassen, White Rock, Surrey, Cloverdale and Ladner (10 issues per year). Senior Living is the trademark of Stratis Publishing Ltd. ISSN 1911-6373 (Print) ISSN 1991-6381 (Online)
Cover Photo: Scooter rider Lynne Kelman hits the open road and connects with nature and other riders. Story page 6. Photo: Ron Kelman
es a uple tak ters wa ond co Richm on the open chance
ion in Adnct ess Love ding kin Sprea the world around dd 11
25 BBB Scam Alert 28 Tasty Traditions
Fond memories and heritage recipes
COLUMNS 3 The Family Caregiver
Options Advice on choosing the best vehicle to beneﬁt your favourite charity – and your taxes. Giving Now or Later Monthly donations help charitable organization fund their day-to-day operations, while giving donors an insider’s peek. Gift of Nature Hugh and Daphne Ogilvie made their property their ﬁnal gift – and forever legacy.
by Barbara Small
13 Between Friends by Doreen Barber
23 Ask Goldie by Goldie Carlow
32 Reﬂections: Then & Now by Gipp Forster
• VANCOUVER • BURNABY • NEW WESTMINSTER • WHITE ROCK • NORTH VANCOUVER • LADNER / TSAWWASSEN • PORT MOODY • COQUITLAM • PORT COQUITLAM • SURREY • RICHMOND • WEST VANCOUVER
BALL INnGbe fuAn! Gone Sailing! HerAciV sing ca Ex
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20 Veteran Fighter Pilot Gives Wings to Others
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23/09/2007 12:10:53 PM
50th High School Reunion Looking Back and Forward
ing life’s great adventure, most of us thought we had finally figured out how things work. In other words, we had become our parents. And we had fun too! As well as crisscrossing our home and native land, we hitchhiked around Europe, cruised through the Panama Canal, waited for Deng Xiaoping to open the door, and we even bungee jumped over Victoria Falls in Africa. Now here we are, 50 years later, being asked to reflect upon our journey. “What were the highlights?” “What were the best and worst memories?” And most significantly, “What are we doing now?” Although a few of us are still employed, most of us are “retired” – an interesting word. It means, “to withdraw, go away, or remove oneself,” “to withdraw from worldly matters or the company of others.” Is this what we are doing? Is this what we want to do? While there were many signposts when we began life’s adventure telling us where we were, where we were going, and where we should have been going, there are no such markers at this stage in our lives. It is up to us to figure out what to do next. So, what are we doing now? Our most consistent response is “Having fun with and enjoying our grandchildren,” and it seems we have plenty of them, the most being 13. Although not in the Guinness Book (97 is the record), that’s still plenty! With our grandchildren, we do not have to help them try “to figure out
Photo: Darby Carswell
BY ALAN HEDLEY
ast June, I attended the 50th reunion of Prince of Wales High School (formerly located at 25th & Marguerite). After the initial shock of realizing how long ago I last saw some of my classmates, I had a great time. Prior to the reunion, the organizing committee sent us questionnaires asking about “the good old days,” what we did after graduation, and what we are doing now. After the reunion, the committee gave everyone a copy of the 41 responses it received. Below is my interpretation of these responses, paying particular attention to what we are doing now - half a century later! Fifty-odd years ago, we set out on the most important journey of our lives - a journey of self-discovery. At the time, although we did not know where our paths would lead, we were advised to follow signposts along the way: graduation, career, love, marriage, and family. In a way, we were pioneers; we didn’t think anyone had been down this path before, certainly not our parents, who must have been hatched as full-grown adults. They obviously didn’t know what we were going through or the difficulties we experienced. Instead, we sought counsel and consolation from each other, sometimes forming lifelong friendships in the process. Little did we realize at the time that these bonds were an extremely significant part of the puzzle we were trying to figure out: How to connect with one another and with the larger society? Upon graduation from high school, many of us signed up for further instruction in “charting the way” before heading off to become doctors, lawyers, merchants, chiefs, and starting our own families. Though we all experienced many trials and tribulations dur-
what to do when I grow up,” we can grow with them: “I’m enjoying learning and exploring the world with them. Such great teachers and humorists they are!” They are our true “mentors” – still full of the wonder and awe most of us have largely lost along the way. With them, we can regain at least a part of those “wonderful innocent times.” And here’s a piece of advice one classmate offered: “Try something new every year.” We have plenty of time and few restrictions, so we may engage the world on our terms. As former President Jimmy Carter recommends in his book on The Virtues of Aging, “The bottom line is to take on almost any tasks that are interesting and challenging – the more the better.” Our journey of self-discovery, begun so many years ago, is not over until we reach our final destination. Rather than dwell on when our journey will end, why not truly enjoy ourselves along the way? The word for “retirement” in SL Spanish is “jubilación!”
SENIOR LIVING VANCOUVER & LOWER MAINLAND
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THE FAMILY CAREGIVER
When the Person You Care for Refuses Help
eeting the needs of the person you are caring for can be difficult. At times, as a family caregiver, it may be necessary to bring in others to help “share the care.” This necessity may be met with resistance from care recipients, who do not want someone else caring for them or do not want “strangers” in their homes. It is important to talk with your family member and adhere to his or her wishes. Remember, unless people experience some cognitive difficulty, they are still responsible for making decisions about their lives. They may make decisions you wouldn’t make, but it is their choice. This can be difficult for a caregiver when some relief is needed or when there are safety concerns. Developing empathy for care recipients’ situations and why they might be resisting help can be an important first step. It is often difficult for people to accept help because it means having to acknowledge illness or aging, and the physical and cognitive changes that accompany it. Family members requiring outside help are forced to recognize their loss of independence, along with their loss of privacy. Imagine what it would be like to depend on a stranger or even your own son or daughter to bathe you or help toilet you. By resisting help, people try to deny these changes and the reality of their situation. If the person you are caring for resists help, be patient and keep the following suggestions in mind: • Introduce changes slowly. Give them time to accept the idea that they are now unable to do some things for themselves.
BY BARBARA SMALL
• Offer a trial period. They may be willing to try home support for two months, if they know they can change their minds later. • Sometimes people are more willing to accept in-home help if it is presented as being for the caregiver, for instance, someone to help clean the house. • Prepare yourself by learning about the services available and how to access them so you have this information handy when needed. • Regular contact and reassurance that you are supporting your family member’s right to autonomy can go a long way to dealing more smoothly with an emergency when it arises. • If a choice seems silly or unimportant to you, try to see why it may be important to your family member. Listen to their concerns and validate them. • If they make choices that seem dangerous, try to negotiate possible solutions. Arrange for someone to take walks with them, if they are unsafe by themselves. • Involve a third-party, a trusted professional (physician, minister) or family friend, who can help mediate discussions. SL
Next month: When Asking for Help is Hard Barbara Small is Program Development Coordinator for Family Caregivers’ Network Society.
• Assure them they have a say in decisions about their care. You wouldn’t want someone to make all of your decisions without consulting you.
23/09/2007 12:11:01 PM
THE MYSTERY oF BILLY MINER BY DALE AND ARcHIE MILLER
t times, hearts and imaginations are captured more by those who break the rules than by those who abide by them. That is especially true if the lawbreaker seems gentle and caring, or has a valid reason for his lawbreaking that somehow resonates or tugs at heartstrings. And, if there is some degree of mystery surrounding that person, so that details may be added or facts interpreted differently, then that individual can quickly become larger than life. One of those individuals was Billy Miner, horse thief, stagecoach robber and leader of Canada’s first train robbery. He is referred to variously as: “the gentleman bandit,” “a spirited rogue” and “a natural born leader.” At his death in September 1913 in Milledgeville, Georgia, the Atlanta Journal carried a fourcolumn wide photograph and two stories which described him as, “A kindly, lovable old man, whose thoughts were humorous, whose manner was that of one who was a friend to all humankind... the most courtly, the most kindly spoken, the most venerable man... one whom they all regard with affection and something of esteem.” Peter Grauer, author of the recently released, self-published book, Interred with Their Bones – Bill Miner in Canada 1903-1907, attempts to explain the phenomenon. “Bill Miner’s status as a legend is partly due to his impact on people and the stories he engendered... he cut a flamboyant figure... he spent freely, flashed around $100 and $1,000 bills and boasted that his pistols would protect him from theft.” “You don’t ride around Kamloops on a beautiful thoroughbred racehorse sitting in a beautiful red leather saddle without wanting to attract attention,” says Grauer. “He told stories, wrote letters and was very generous with his money. He could afford to. He stole all his money.” And, if Billy was popular before, robbing the CPR made him a true hero to ranchers and settlers, alike, who believed 4
the railroad was determined to charge exorbitant prices to its customers. Billy Miner, who carried out the only two train robberies in Canada, may have been unsuccessful, but Westerners thought he had the right idea. The line frequently quoted was, “Oh, Bill Miner’s not so bad, he only robs the CPR once every two years, the CPR robs us all every day.” Billy Miner has been the subject of several books, songs, a feature film and countless newspaper and magazine articles. There are pubs, saloons, hotels and musical revues named for him from British Columbia to Fort Worth, Texas. The city of Mission is described as “a small city in the heart of the Fraser Valley with a rich history, including being the site of Canada’s first train robbery by the notorious Billy Miner in 1904.” At the Pen Café and Bistro, operating in one of the two buildings that remain of the BC Penitentiary in New Westminster, patrons can even indulge in one of several Billy Miner Eggs Benedicts for breakfast. So, who was this man? The facts are not easy to pin down. His birth is recorded as 1842, 1843 or 1847. He claimed at different times, that he was born in Canada, Ohio and California, but most records list Jackson or Bowling Green, Kentucky. He used a series of names inero h c Ar lo ab cluding William A. Morgan, WilP : on ati str lI lu liam Anderson, George Anderson, and George Edwards, but he is most frequently referred to as William A. or Billy Miner. Even in his death, facts seem elusive – his grave marker incorrectly shows his death as 1914 rather than the proper year of 1913. Some dates cannot be argued. On April 5, 1866, Billy Miner began the first of several terms in San Quentin. He escaped, was re-captured and punished many times until finally released in 1901. But by then, the world he knew had changed. Stagecoaches weren’t around anymore, so he turned to the next best target – trains. On September 10, 1904, Billy Miner took part in the first train robbery in Canada, gleaning money and gold as well as bonds
SENIOR LIVING VANCOUVER & LOWER MAINLAND
23/09/2007 12:11:02 PM
and securities. In May of 1906, Miner was involved in Canada’s only other train robbery, at Ducks on the South Thompson River. On June 1, 1906, Miner, captured near Douglas Lake, was sentenced to life imprisonment and delivered the next day to the B.C. Penitentiary in New Westminster. He escaped, along with three other inmates, who were immediately caught, in August 1907 – Billy disappeared. That escape and the subsequent adventures of Billy Miner are the stuff of legend. There are almost as many stories as there are those willing to listen. His adventures led him eventually to robbing a Southern Railway train in Georgia in February 1911 culminating in his final conviction, imprisonment, escapes and re-imprisonments, and eventually, his death in 1913 at age 66. The most recent account of Billy Miner’s time in Canada, 100 years ago, is described as “the last word on Bill Miner and the four years he spent in Canada.” Given the romantic appeal of Billy Miner, it is more likely that this book, Interred With Their Bones is actually the latest word, not the last. However, it contains a wealth of information and provides information previously unavailable to the reading public. Details can be found at www.billminer.ca Given Miner’s fascination with a good story, it’s a fair bet he would have been one of the first SL in line to get a copy.
Your experts in senior housing options Home to Home is a senior housing advisory service providing important consultation and advice regarding senior living options. Our goal, for our clients, is to facilitate smooth transitions into senior homes that meet retirement needs, so that more time can be spent with loved ones. Call now to let us help you with our personalized service. T: 604.739.8080 E: email@example.com www.home-to-home.ca
Archie and Dale Miller do historical research, presentations and writing in New Westminster.
JULY 2007 VANCOUVER ISLAND
Housing Guide for Seniors Up-to-date listings of senior housing facilities throughout Vancouver Island, including Independent/Supportive Living, Assisted Living and Residential Care. This guide is an indispensable resource to:
• seniors looking for alternative housing • seniors moving to Vancouver Island from other parts of BC or out of province • children of seniors who are assisting their parent to select a housing option • professionals who work with seniors or their families • businesses that provide services to seniors.
Senior L ifestyles A Housin g Guide for Seni CES AND2005 CAR/ E2006 OPT
Alert Bay Campbell River Chemainus Cobble Hill Comox Courtenay Crofton Cumberla nd Duncan Gabriola Island Ladysmith Lake Cow ichan Nanaimo Parksville Port Albe rni Port Hard y Qualicum Beach Salt Sprin g Shawnigan Island Lake Sidney Sooke Victoria
#203-1538 Foster St. White Rock
www.wrcoins.ca Easy access & ramp from Central Plaza parking lot, far corner by the Gallery Frame Shop
Listings include addresses and contact information, housing costs, number of units in the housing complex, hospitality services, optional home care services, amenities and security features.
Order Your Copy...
Senior Lifestyles can be ordered direct from our ofﬁce. Please mail a cheque for $5.30, along with your name and address, to Senior Living magazine, 153, 1581-H Hillside Ave., Victoria BC V8T 2C1. We will mail you a copy of this resourceful housing guide upon receipt of payment. OCTOBER 2007
23/09/2007 12:11:03 PM
TRAVELS WITH TY BY LYNNE R. KELMAN
Photo: Ron Kelman
run and insure it with ICBC. Insurance rates are affordable, but do not allow for highway driving. Not a problem since these machines are meant primarily for tooling around town and for shorter distances. I have discovered more side roads, country roads and back roads since having my scooter, and I love the feel of the wind in my “helmet” and the sun on my face. Think Audrey Hepburn in Roman Holiday. The electric drive means I can start and go, and I have storage space under my seat and a box on the back in which to carry a myriad of things, including plants, which I transport back and forth to my allotment garden. One neighbour had us in fits of laughter one afternoon when he described seeing me driving through the gates of our townhouse with what looked like sunflowers growing out of my head. Of course, I had my storage box loaded with newly purchased plants from the local nursery, and the tall flower heads bobbed behind me. One of the cool things about being a “bike” owner involves acceptance in a private kind of club. Bike owners nod and raise a hand in acknowledgement when passing each other on the road, and I get a kick when big, burly Harley drivers nod as they drive past me. I go home and tell my husband with a huge grin on my face. How cool! I bought the scooter because I started talking about motorbikes, and frightening the life out of my poor husband who said, “we’ll go out and look at a scooter to start with,” thinking that would cure my obsession. Many miles later, I must admit, although I love my Vespa, the urge for more power is still in my mind. I leaf through motorcycle magazines and dream of a Honda Goldwing, but at five feet nothing, I know I have to lower my sights to smaller machines. People often stop me at the local mall with questions about my scooter, and I have noticed in White Rock, where I live, there are many new scooter owners. Many of these folks are people like me, recently retired, wanting to enjoy a newfound freedom. On summer evenings, when the heat of the day has cooled, there is nothing more satisfying than jumping on the bike and taking a slow ride by the beach and out towards the valley. I pack my camera and head off, stopping to say hello to cows and llamas on the way. How many of us drive to and fro in our cars, not stopping to enjoy the pleasures of the quickly disappearing countryside?
ou see them here, you see them there, those little “wasps” are everywhere. I’m talking about scooters, the two-wheeled variety. First designed and manufactured in postwar Italy, Vespas (wasp in Italian) quickly became one of Europe’s favourite, economical methods of transport. Now, with escalating gasoline prices and environmental consciousness, they’ve taken off in Canada, albeit on a smaller scale. The more visible they become, the more popularity they gain. As a young college girl in Britain, I rode passenger on a girlfriend’s Vespa, and dreamed of owning one ever since. Time passed, but I am now the proud owner of a bright, shiny, red Piaggio Typhoon. I call it Ty for short. Piaggio is the family name of the original and largest manufacturer of Vespas in Europe. But mine is not the classic Vespa, it’s built to resemble a smaller motorbike - a gutsy little machine. Ty is a 50cc single cylinder two-stroke with an electric start. Because of the motor size, I only need my driver’s license to 6
SENIOR LIVING VANCOUVER & LOWER MAINLAND
23/09/2007 12:11:06 PM
Photo: Lynn e R. Kelman
Photo: Ron Kelman
When October’s chill draws in, I feel sad because it’s time to hang up my helmet for the winter months. Fall has seen beautiful colours and my camera catches pumpkin patches and mist hanging over the mountains – what a lovely way to travel.
A word on safety when driving a scooter or motorbike: Get a bike that gives you enough power when driving in traffic and to ride with confidence. You cannot pull off the road every time a lug of a truck comes up behind you. For one, the gravel at the side of the road is dangerous and will encourage your machine to skid. Take one of the motorcycle courses offered to new riders. Although there is no road exam for scooter drivers, you need to know the safety of the road rules. Toronto has introduced a scooter test to new motorists in that city, so Vancouver may not be far behind. Once you get going, be safe and enjoy the thrill of filling up at the gas pump for only $3.50. Maybe we’ll meet on the SL road next spring, I’ll be looking for you.
A Great Christmas Gift! Senior Living is pleased to announce the launch of Gipp Forster’s newest book
Reﬂections, Rejections, and Other Breakfast Foods Limited Edition!! Reflectio3nsFK,FDUJPOT A collection of Gipp Forster’s st Foods and Other Breakfa Limited Edition
& Unpublished Writings A Collection of Published t Gipp Forster by Senior Living Columnis
published columns in Senior Living magazine, with other unpublished writings thrown in for good measure. A unique blend of humor and nostalgia, Gipp’s writings touch your heart in such an irresistible way, you will want to buy not only a copy for yourself, but as a wonderful gift for friends and family members. 128 pages Softcover Published by Senior Living Price: $14.95
Reﬂections, Rejections & Other Breakfast Foods ORDER FORM Name_______________________________________________ Address_____________________________________________ City_________________________________ Prov ___________ Postal Code_______________ Phone _____________________ Email _______________________________________________ ____ BOOKS @ $14.95 each
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Mail to: Gipp Forster Book Offer c/o Senior Living Box 153, 1581–H Hillside Ave., Victoria BC V8T 2C1 OCTOBER 2007
23/09/2007 12:11:15 PM
BIPLANES To PASSENGER JETS
Photo: Peter Henderson
BY PETER HENDERSoN
Bill Marr with The Canadian Museum of Flight’s Tiger Moth biplane.
rowing up in the 1920s near a grass landing strip in Fort Langley, Bill Marr launched his lifelong career. Planes used to land there en route from Vancouver to Chilliwack, and in some planes, two kids could travel in the front seat. That’s how Bill got his first ride in a plane. Bill was determined to fly, but Canada’s peacetime Air Force called for a university degree and, at UBC, Bill played sports too much and studied too little. His intention was to apply at the Royal Air Force in England, but his parents died around that time and the English venture was postponed. Bill remained in the Westminster Regiment militia. In 1939, however, the RCAF had him, along with some 10,000 others, strapped to a bench in Toronto and given all manner of tests. Recruits were divided into aircrew, who would actually fly, and ground staff who would 8
not. Selected as pilot material, Bill went to Saskatoon, where pilots were divided into potential fighter or bomber pilots. “Those with a little ‘Hey Rube’ attitude would go to fighters. A man a little lackadaisical in his flying was acceptable on fighters, those more stable would go on bombers,” says Bill. “The fighter boy could only kill himself, but a bomber pilot had a big crew he might wipe out. Also, bombers cost more.” After 50 hours flying a Tiger Moth biplane – Bill could loop and roll it – he progressed to a twin-engine aircraft. He got his wings in Saskatoon. The whole course expected to go overseas, but, “Apparently, it was Churchill’s decision to hold England with what they had, until we in Canada had plenty of instructors, then sending out a flood of trained pilots. My whole class was held back.” Bill went to Moncton to open the school there. “We had old, beat up, Anson aircraft
no longer operational, some with bullet holes in,” he says. Trenton was the heart of the Empire Air Training Scheme, where instructors developed uniform methods and manuals. “I’d graduated a couple of classes in Moncton, but two weeks later got posted back to Trenton as a staff instructor because I was picked out as being able to fly a little better than the next guy,” says Bill. “I was married by that time and our son was born there.” When Bill was posted to operations in England for three years, however, his wife and son went back to Fort Langley. ”All the high-time instructors going overseas got some choice as to where they might go. If you send someone where he wants to go, he’s happier and does a better job. I had flying time up to about 1,800 hours, which was a lot of time. I said I’d like night fighters.
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German aircraft were trying to infiltrate the stream of British bombers returning from raids, so I did lots of patrolling. We could not fly over enemy territory because of the radar we carried, in case the Germans got a set to examine.” Bill’s expertise was later conspicuous, when he was posted to help a squadron converting from Beaufighters to the very different Mosquito aircraft. “The Beaufighter was a nasty airplane, powerful and heavy, with engines right up beside you,” says Bill. “After going to Rolls-Royce to learn about the Merlin engines powering Mosquitoes, I was given handling notes, and from those I lectured on engine handling, and prepared charts on circuit speeds, landing speeds and other points different from the Beaufighter. With no dual control Mosquitoes, I sat in the cockpit with the pilot on his first trip. No one had any trouble and no one bent an airplane. If you could fly a Tiger Moth, you could fly a Mosquito, you just had to open the throttles gently.” Bill flew over the beaches of Normandy during the D-Day invasion, but by May 1945 was on his way home to join Trans-Canada Airlines. “I first flew the old 14-passenger Lockheed 14s as first officer, flying Vancouver to Lethbridge over the mountains. After a year, they called me into Winnipeg and gave me my captain’s preliminary course, which was a bunch of landings and incidents like engine failures on takeoff,” says Bill. “After three months, they pulled me back to Winnipeg again, where I got captain’s training, to make sure I could really handle the airplane.” “We got rid of the Lockheeds and got Douglas DC-3s. The company said, ‘We’re putting a DC-3 on the Vancouver-Victoria run, with a couple of daily flights to Seattle.’ I preferred flying the West Coast, so I flew there for five years.” Eventually, the airline gave Bill a tie clip for crossing the Gulf of Georgia so often. From there, Bill and his family went back to Toronto, where he flew DC-3s
Flying Officer Bill Marr
for 15 years to Chicago and New York, and to Winnipeg and Montreal. In 1961, Trans-Canada Airlines got its first jet, the Douglas DC-8. Before the Boeing 747s, the DC-8 was the largest airplane in the world. Bill was on them for 16 years, flying Toronto to London and Vienna. In 1970, Bill came to Vancouver, hoping to fly 747s, but senior pilots were claiming them. Bill continued with DC-8s to Hawaii and Japan, but was mostly on the polar route, Vancouver to London. “This was a long haul. In the last few years, I was getting tired because you don’t sleep that well in London with the time change and the noisy hotels.” With just under three years before retirement, Bill was eligible for the 747, but he would have been low man on the totem pole, standing by as extra crew. Accordingly, he was offered 747 wages to stay on DC-8s, saving the company his retraining costs. “I thought long and hard, and stayed on my current equipment, with time off at home and flying the routes I liked to fly.” Bill retired in 1977. From there, he pursued his interest in mining and became involved in a gold mine when the shares were worth 5 cents, then went up to 30 cents. “For years I was busy building a cabin on the Island and paid no attention to mining stocks, but these went up ‘til I had a million dollars worth. I sold at the right time, paid off all my debts and bought a little floatplane. For about six
years, I fished all the lakes in B.C. with two friends in that plane.” When Bill was 82, still flying at the Abbottsford Air Show, he came home to find his wife and daughter waiting for him. He could sense something serious was afoot. “We want your flying license,” they said, “you’re scaring the daylights out of us, still flying. We’re not sleeping, and we want you to quit.” A mid-air collision had recently occurred in which an aircraft had disintegrated. “The chance of a similar happening was a million to one, but after a little under 30,000 hours total flying time, I had to stop.” Today, Bill is involved in a movement to reroute the expected increase in commercial traffic through Langley. He remains very active in the Museum of Flight, which possesses an immaculately kept Tiger Moth biplane. Just like the one Bill cut his teeth on, over 65 SL years ago. Discover the
over 250 Adventures await you
www.VIadventures.net OCTOBER 2007
23/09/2007 12:11:19 PM
GYPSIES AT HEART
By IRENE BUTLER
f we knew more about our ancestry, my husband Rick and I are convinced a good shake of our family trees would result in a fall out of gypsies. Since a young child, I have always felt a strange euphoria when on the road. Rick has forever been magnetically drawn to new trails, but it was not until we retired that we fully realized our vagabond propensities. After becoming a couple 17 years ago while still in the “work-world,” we got away as often as our businesses allowed. Starting out as “tourists,” at some point between excursions, we became “travellers,” and from there, we insidiously morphed into our nomadic existence of today. Looking back on our first vacation together to Hawaii, we recall hauling two humongous suitcases filled with colour co-ordinated shoes for each outfit and a different bathing suit for every day of the week. We have since discovered if we load our backpacks with what we think are necessities, then cut that in half, we have everything we need. An early-on trip to Egypt was a package deal with a planned itinerary. With limited time, it made sense not to invest energy figuring out how to get from site to site, but a few negatives immediately crept in. Our main gripe was wanting more time at a particular site than the group schedule allowed, especially when precious hours were consumed by a commission-eager-driver veering off to a merchant’s shop (not to mention my impulse shopper mode was easily activated). 10 10
Irene and Rick Butler on a hiking excrusion.
In our next travel phase, we would divide a three-week travel package; for instance, our first two weeks through Turkey was a pre-set bus tour, followed by a week in Greece wandering where we pleased. By the time we hit Morocco a few years later, we just bought airline tickets and had not so much as a hotel booked. We were amazed at our evolution. After landing in the capitol, Rabat, we took a bus up into the Rif Mountains, worked our way down to Merzouga for a camel trek on the Sahara, across to the circus town of Marrakech, then up to
Casablanca. Hitting every mosque and kasbah along the way was quite a feat in only three weeks, and we loved the exhilaration and the challenge of going it on our own. The exposure to the culture was so different and real, we knew we would hang up our tourist hats and forever be travellers, letting our trails insouciantly unfold. One day, six years ago, I vividly recollect rubbing my hand over our airline tickets, yet not needing a Genie to appear to grant us our wish – Rick and I were to travel around the world for a year.
SENIOR LIVING LIVING VANCOUVER VANCOUVER && LOWER LOWER MAINLAND MAINLAND SENIOR
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“Now, I realize we can’t stay in as posh accommodations as on a two- or threeweek trip, but if we are going to be tight-wads we may
as well stay home watching the travel channel.” Rick was not kidding. He proudly produced his calculations of our Canadian cost of living, plus a formulated “budget” based on guidebook pricing for mid-range accommodations, food,
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Several months earlier, we had a chance to sell our business. After ten minutes of deliberation, we said “yes.” This was the true beginning of our gypsy ways, though a full year away was a radical move. After booking our “one-world” tickets that would sweep us away to 12 countries, we questioned whether it was too much too soon. What agency or government bureau would be sniffing us down like bloodhounds for a forgotten procedure in the paper blizzard of closing our companies? And although on-line banking and pre-planning would take care of most personal matters, such as income taxes, property taxes, medical and insurance – what of the forgotten or unanticipated items? Our salvation – one of our sons and his partner willingly took on the responsibility of our mail and let us know about any dangling loose ends. Most important was our family. Would even a molehill problem seem like a mountain from halfway around the world? We devised a rotation phone schedule to keep in touch with our children and grandchildren. E-mail is great, but it was more satisfying to hear their voices and feel from their tone that they were OK. Letting friends know “whaaatz up” was easier. We sent them all a letter announcing our plans. Just when I thought all was settled, Rick threw a crank into the planning. “What if we could travel for a year for the same amount of money as if we stayed home sitting on our couch?” “Are you kidding?” I responded.
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sightseeing and land travel along our loosely defined route; he said he left some wiggle room. Being of the feminine gender, I could intuitively see it would be wise to have some agreed upon modus operandi, which led to the development of Our Travel Mottos: 1) We are not here to suffer. Our comfort range must be adhered to in accommodations and eateries, realizing different cultures have different standards. Budget restrictions are never to be applied to visiting the sights we had come so far to see. (In short – a counterbalance to Rick’s budget.) 2) Expect the unexpected. Don’t get hung up or stressed out on preconceived notions of how things should be from our own societal perspective. If plan “A” doesn’t pan out, go on to plan “B” or “C.” 3) Travel at a leisurely pace. Take rest times between excursions for good health maintenance. 4) Follow the sun. Let spring precede us in countries that have bone-chilling winters. 5) Find ways to have our own breathing space. Solitude needs must be respected so our unaccustomed togetherness 24/7 does not end in divorce court. After trekking that year through Australia, China, Tibet, Nepal, India, Italy, Austria, Hungary, Slovakia, Germany, Switzerland, Portugal and France, we came back forever changed. In the vagaries of travel, anonymity washed away how others knew us (work and personal accomplishments), leaving us to continually redefine “who we were” in relation to each culture experienced. Travel is said to be the perfect transitional setting, to let go of old patterns, and to see more clearly where to channel energies during the next segment of life. For us, this has come to mean roaming the planet; milling about ancient ruins, joining in local festivals, having tea with villagers, floating down famous rivers and climbing mountains for breathtaking views. It means living our credence to “trek the globe with gentle footsteps” – to leave behind a favourable impression wherever we go by being ecologically responsible and by adhering to the accepted dress codes and demeanour of a particular culture. It means having the foreignness of a culture fade as we slowly learn to see issues through the eyes of others. Now, five years and 49 countries later, when in one place for too long, our feet itch to find new paths (whether by air, water or land). Our condo in B.C. is a launching pad for our next journey – to wherever our whim takes us for eight or more months of each year. We still chuckle at our transition from days of yore when “roughing it,” meant no room service, to the present, when the only stars we see are in the sky 12
Rick and Irene in Thailand.
(not hotel ratings). Some would say this is regression, but for us the sheer fun and adventure of free-spirited travel more than outweigh the challenges. So, if by chance you hear two mediocre voices ritualistically bellowing Willie Nelson’s, “On the road again, going places that I’ve never been, seeing things that I may never see SL again...” – it may be Rick and I, on the move. Irene and Rick Butler are a writer and photographer team from Richmond, B.C. Since retiring seven years ago, they have trekked through 49 countries, interspersed with visits to their five sons and their families across Canada.
SENIOR LIVING LIVING VANCOUVER VANCOUVER && LOWER LOWER MAINLAND MAINLAND SENIOR
23/09/2007 12:11:28 PM
Between Friends THOUGHTS AND ATTITUDES
By Doreen Barber
“Watch your thoughts; they become words, Watch your words; they become actions. Watch you actions; they become habits. Watch your habits; they become character. Watch your character; it becomes your destiny.”
are, good and bad. But where you go from here is up to you. I believe that way too often what we find ourselves doing in our ur minds and thoughts play an important and lives is the product of powerful role in our lives, though we spend negative momentum, little time analyzing their role and where they the product of our life take us. We allow our thoughts to wander, which can lead chain linking our past us into areas that affect our body and its chemistry. Chemi- into our present and cal changes occur when we have pleasant, happy thoughts our future,” says Dr. or negative, disturbing thoughts. Phil McGraw. Remunerating past grievances, pain or hurts can cause Our thoughts lead us, and the result of this is our physichanges in our personality and the very psychological cal bodies following suit. Our physical bodies cannot lead skin we live in. First, we need to realize we all have such by their own volition. We follow our perimeters or boundthoughts, and what we do with them aries of truth, as we know them. is of importance. Becoming aware Our attitudes define our inner be“An optimist thinks that of our negative thoughts, and then ings, and this is what the people in this is the best possible replacing them, is the first step. Beour lives see outwardly. Our actions ing caught in a traffic jam or a long speak loudly and point back to our world. A pessimist fears line at the supermarket can cause a inner dialogue. Our thoughts are that this is true.” strong emotional reaction when we born out of past experiences, conare in a hurry. This would be the clusions from decisions we have time to practise replacement thoughts. Perhaps thinking made, principles and beliefs handed down from generation about the people who are holding us up with thoughts such to generation. We need to ask ourselves, “What is my as, “I wish each one here good health and happiness and truth?” Having done that, watch for a pattern to emerge. At achievement.” You may want to take this a step further by times, our inner truth screams out to us, and often we fail having thoughts of empathy, altruism, unselfishness and to listen. Are you listening? acceptance. Spent energy on unconstructive and negativ- Patient: I’m worried. I keep thinking I’m a pair of curtains. ity send us on a downward spiral. “It got you where you Psychiatrist: Stop worrying and pull yourself together. SL
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PLANNED GIVING T
oday, many different types of Planned Giving vehicles exist. With recent tax changes, planned giving can now be utilized by anyone who is philanthropically inclined. The key to understanding planned giving is to seek the appropriate professional advice in order to structure these gifts properly. The actual “How Tos” of planned giving are detailed and specific to each case. These financial instruments are intended to be part of an overall financial and estate plan, fitting into the philanthropic objectives of the donor, while maximizing tax and other financial benefits. The list of planned gifts is long, so leaving a legacy may be more within reach than many believe. Here are some of the more common gifts: Gifts of Listed Securities. Such as a stock portfolio, mutual fund or segregated fund. Newer rules allow donors to enjoy a tax reduction today, with the resulting tax credit possibly offsetting other income tax. For example, a mutual fund portfolio that has appreciated, and has a $50,000 capital gain would trigger $25,000 in reportable gain if sold and the cash subsequently gifted to charity. However, under the new rules, transferring the investment intact, would result in that same $50,000 capital gain being reduced by half again, triggering only 14 14
pay, as well as on any cash value that may have built up in the policy. Depending on your specific situation, both options have their advantages and disadvantages. Working with a qualified insurance advisor will help in making the right choice.
$12,500 in reportable gain. Along with the tax receipt issued for the full market value of the mutual funds to begin with, no matter what your tax rate is, this could translate into significant savings. Proper planning is necessary to make sure the mutual funds can indeed be given away, and that the full credit of the donation receipt can be utilized. Gifts of Life Insurance, new or existing policies. This is one of the more affordable means for leaving a substantial gift to charity. There are certain nuisances you need to be careful of, depending on when you actually make the gift and when you want the tax credit. Naming a charity as the beneficiary only of your insurance policy means the corresponding tax credit for 100% of the proceeds gifted, will be triggered upon your death, when the gift is actually made. Naming the charity as beneficiary and owner of your policy today means the gift is made today, and the corresponding tax credits are applied to any future premiums you
Gift Annuity. This promises not only a gift of cash to the charity today, but also a steady stream of guaranteed income for the donor. This type of planned gift is more attractive for the 70+ donors, as the older they are, the higher the income is. Given the guarantees the donor receives up front, this option can be an attractive alternative to GICs for some philanthropic investors. Structured properly alongside an insurance contract (referred to as a Gift Plus Annuity), this option could provide more annual income than a standard GIC, and still leave an inheritance for the donor’s family. Gifts of RRIFs. This is a relatively new Planned Giving vehicle, since the tax rules allowing a charity to be the beneficiary of your unused RRIF are now an option. You would choose to leave whatever you don’t use from your RRIF to your favourite charity. The proceeds are then redeemed upon your death (or that of your spouse, if you predecease them), and paid entirely to the charity. Your income for the year of death will still include the full taxable amount of that RRIF, but
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the tax credit your estate receives from the charitable donation could offset the tax owing on the RRIF, effectively wiping out the tax bill on the unused RRIF. Some donors find this very satisfying. Again, through careful planning in the overall estate plan, some people are able to gift the RRIF to charity, and replace that amount in their estate through life insurance in order to leave a corresponding tax-free amount to the family as well. There are many more planned giving vehicles than mentioned here, such as: gifts of real estate, cultural property, tangible personal property, charitable remainder trusts, gifts of residual interest and, of course, gifts of outright cash. Although cash is still the simplest and most common method of giving, itâ€™s not necessarily the best way to give larger amounts offered by some of the planned gifts mentioned in this article. Itâ€™s exciting to know that an increasing number of people will be able to take part in planned giving. But, the word â€œplannedâ€? is appropriate and means that anyone who considers this as an option or as an addition to existing charitable goals, be careful in their choices and seek the necessary advice. A good place to start may be to ask your advisors if they are members of The Canadian Association of Gift Planners. It is the only association in Canada that brings together charities and allied professionals who, working together, enSL hance philanthropy and take it to a whole new level.
Contact our Planned Giving Coordinator to ďŹ nd a representative in your area firstname.lastname@example.org Phone: 604-299-3908 Ext 343 bc.SalvationArmy.ca Toll-free:"# ,UNG !SSOCIATIONPDF 01-877-469-4438