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DESIGN & DECOR: Pro Tips for Weather Proofing your Condo or Home in Mexico

Community Spotlight: Diamante

REAL ESTATE: Buyers, Know your Contract!


IN THIS ISSUE 4 DESIGN & DECOR Pro Tips for Weather Proofing your Home or Condo in Mexico


10 REAL ESTATE Buyers, Know Your Contract!


Publisher Owen Perry Editor in Chief Michelle Monroy Art Michelle Monroy Writers / Contributors / Photographers Jason Wagner Julie Kershner Justine Schock Advertising Account Executives Ali Lohrman - destinoali@gmail.com Nickie Jarvies _ destinonickie@gmail.com Justine Schock - destinojustine@gmail.com PR and Marketing Manager Justine Schock - destinojustine@gmail.com Web and IT Management Melomec Studios Editor’s contact: Michelle Monroy - destinomichelle@gmail.com

Next advertising closing date: September 8, 2019 For advertising rates please contact: destinoadvertising@gmail.com (624) 105-9700 / (624) 142-4949 www.BajaHomeMagazine.com DESTINO GROUP SA de CV

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Carretera Federal Libre Transpeninsular San José-San Lucas. Km. 4.3, Local 6, Col. El Tezal, Cabo San Lucas, Baja California Sur. ISSUE 14 JULY 2019 Printed in the USA. All rights reserved. No part of this publication may be reproduced in any form without the written consent of the publisher. © 2019 Destino Group SA de CV Imported by: Comercializadora Californiana, S. de R.L de C.V. Circulation throughout Southern Baja. For more information on distribution visit:


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Most Important

PRO TIPS for Weather Proofing your Home or Condo in Mexico by Jason Wagner, West Coast insurance


s property owners in Mexico, we know that hurricane season starts as early as May and tends to affect our coastlines until the end of the year with tropical storms on radar as late as November of each year. We also want to think about the extreme heat that Mexico brings onto the structures we own. By taking the proper steps to protect our most valuable assets in Mexico, we can help mitigate normal wear and tear that our structures endure in our tropical climate. Here are a couple of questions to ask yourself? • When was the last time I weather proofed my home? • When was the last time I sealed the roof of my home and checked for any leaks? • When was the last time I had any cracks patched or filled on any of my structures that could result in water infiltration in heavy rains?

PRO TIP 1 Seal up any gaps in doors, windows and pipes Windows remain one of the most common sources of leaks in our homes. Time and weather can cause the caulking that 4

It’s always better to be on the side of caution when it comes to your home or condo in Mexico.

seals in your door jams and windows to expand and contract. Over time, this causes caulk to crack, crumble or wear out, which leaves your home vulnerable to the elements. When it comes to heavy rainfall and flooding, you’ll want to do everything possible to minimize sealant gaps to prevent water or other debris from entering your residence. For less than $20.00, you can invest in a basic caulking gun and waterproof sealant. This can easily fix and maintain any potential cracks. When this sealant is applied, it will fill the open spaces around a window to form a durable, airtight and water-resistant seal. Also, check for gaps in areas where cable and telephone wires, outlets, vents, and pipes that enter the home. PRO Tip 2 Clean your home’s gutters and avoid water and moisture accumulation Common in Mexico is water accumulation. This is usually caused by a poor drainage design, either the gutters do not have the proper angle to drain the water away from the home or the extreme rain and wind from a hurricane is just too much for the gutters to handle and water back up occurs, far too fast. How do my gutters and drainage respond to heavy rains at my home or condo in Mexico? This question should be examined and tested to avoid water accumulation and standing water. Water accumulation is “No Bueno” for many reasons. The #1 reason is the threat of mold, still water and of course deterioration to structures and walls over time. Reducing the risk of flooding and long-lasting damage to your home or condo should be an annual task. Damaged, non-functional gutters may lead to foundation damage due to rain water that remains near the home and filters toward the foundation. After this water accumulates around the foundation, it will soak into the concrete. A proactive approach is key when owning a home in Mexico, particularly when it comes to gutter cleaning and proper drainage of water. Remember, it is always better to be on the side of caution when it comes to your home or condo in Mexico. Evaluating these areas of your home during off-season will help ensure you can avoid a potential disaster later. PRO Tip 3 Weather Proof My Roof Homes in Mexico for the most part have concrete roofs or Spanish tile over concrete. When we think concrete, we think fortress, unbreakable, strong. The reality is that water will find its way into your home if there is a crack or an opening in the roof. Even if your home is newly constructed, built in the last 5 years, it’s time to have your roof inspected. A proper inspection must take place first and foremost. When it comes to inspection and repair, it is recommended to contract a professional roofer that understands what to look for. A simple visual inspection is not enough as the tiles must be examined and tested. i

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Community Spotlight:


by Justine Schock, REmexico Real Estate, Justine@CaboRealEstate.com Photos courtesy Diamante


orld-class golfing, exceptional service, a wide array of luxury amenities, an impressive selection of real estate options, and a high-end resort lifestyle are just a few things that make Diamante a special and unique place to live. Diamante is a private 1,500-acre master-planned resort community located about 15 minutes from downtown Cabo and 45 minutes from the San José International Airport via a recently completed highway that connects San José, the airport, and Cabo San Lucas. With one and half miles of untouched sandy beach along the Pacific Ocean, Diamante’s natural beauty and peaceful surroundings will transport you to a place of relaxation.


Diamante boasts two phenomenal golf courses; The Dunes Course, and El Cardonal at Diamante. Opened in 2009, The Dunes Course is a Scottish links-inspired design by Davis Love III. The course features awe-inspiring ocean views, signature course-side comfort stations, a clubhouse, sports bar, pool and jacuzzi, practice facility and more. The Dunes Course was ranked #36 in the world by GOLF Magazine in 2017, and the #1 course in Mexico by Golf Digest in 2016!

In 2014, Diamante opened its second championship course, El Cardonal at Diamante by Tigers Woods. Inspired by classic Southern California style courses, El Cardonal features a clubhouse, Nike Proshop and a golf training center, gourmet comfort stations, and restaurant. Two years after, Diamante opened its third and more family friendly course, The Oasis Short Course by Tiger Woods, as a fun and flexible option for both beginners and experienced golfers. This 12-hole par three course includes a practice green, outdoor game area, palapa bar, 8-acre lake, and a jogging and hiking trail along the perimeter of the course. The real estate opportunities at Diamante are just as plentiful as their amenities. Current options include: Ocean Club Residences – with sprawling pools, swim up bars, restaurants, spa, fitness center, kid’s club, shopping, lounge areas, and more. Golf Villas – villas surrounding the Dunes Course with sweeping fairway views. Sunset Hill Estates – lots and homes at Sunset Hill sit high above the community allowing for incredible views of Cabo’s breathtaking sunsets. Beach Estates –as their name suggests are just a short walk from the beach and Pacific Ocean. The Casitas at Diamante – single-family homes featuring a two-car garage, hot tub, roof top deck and fire pit with outdoor grill. Dunes Club Penthouse Suites – located on the third floor of the Dunes Course Clubhouse, these expansive and well-appointed penthouse condominiums offer stunning views and all the benefits of the Clubhouse below. If the luxurious real estate, multitude of dining options, premier golf, state-of-the-art health and fitness center, tranquil spa, and close proximity to the beach weren’t enough, Diamante boasts a one of a kind 10-acre saltwater Crystal Lagoon that owners and guests can sail, swim, standup paddleboard, kayak or relax nearby in a private cabana. There is truly something for every member of the family at Diamante Cabo San Lucas! Interested in learning more? Contact a local real estate professional and start the search for your Cabo dream home today! i




Capital Gains on the sale of your home in Cabo

by Julie Kershner


elling your home anywhere is a stressful experience. Finding out at closing that your net proceeds is vastly lower than you expected is a dreadful and avoidable experience.

Capital gains tax is assessed on the profit gained by selling a property. It is possible, however, to reduce or eliminate your capital gains tax, but the process starts immediately after purchase of your home. Whenever possible, get legal with the Immigration Department of Mexico. Exemptions on capital gains tax applies to foreigners who have permanent resident status in Mexico, and of course, Mexican nationals. The exemption has a limit of 700,000 UDIS (investment units) per each seller, which is a variable rate, currently equivalent to approximately $240,000 USD. The exemption applies up to this amount of the sales price, and the exceeding portion of the sales price will still be subject to the capital gains tax. Next, obtain a factura (legal official tax receipt) for any major expenditures fixed improvements on your home. (in Mexico, only fixed improvements are deductible from capital gains tax, furniture & appliances are not deductible items). Because the requirements can change annually, retain these records, along with all your utility bills. Make sure your utility bills are in your name and show the correct address of your home subject to the sale. This is additional proof of residency. When you list your property, request assistance from your agent to obtain a capital gains exposure estimate. This can be obtained from many attorneys or Notario Publicos, w. Whoho might charge you a small fee for doing the capital gains tax study. In many cases, additional steps may be taken to minimize your capital gains tax. Knowing your position in advance helps mitigate the stress of selling your home. If you are currently listed, and don’t know your capital gains exposure, ask your agent immediately for assistance in obtaining this information. i





uying property in Los Cabos is an exciting venture, however like the saying goes, “don’t leave your brains at the border!” When writing the Offer to Purchase your dream property in Los Cabos, protect yourself. Be knowledgeable about the components of the contract.

Ask yourself:

1 How am I paying for this? Because financing is not readily available, the vast majority of purchases are made in

cash. Unfortunately, some agents don’t consider the source of funds. If there is a 3rd party involved in the process, i.e. a bank loan, relative loan, etc., make sure you include a financing contingency in the offer. Many times an agent will present a contract, and when I ask the source of funds the answer is a bank loan in the States. I reply, you should include a financing contingency and they are surprised, as the buyers are not asking for owner financing and will be wiring the cash to escrow. A financing contingency is protection for the buyer.

2 Another possibility regarding the source of funds, if there is a house closing involved and the purchase will be

paid from the proceeds of the closing, a house closing contingency protects the buyer.


If the purchase is for a house or condo, new construction or resale, include an inspection contingency. Even new construction may have issues to be corrected. An inspection contingency protects the buyer.


If you are purchasing in a planned community with an active Home Owners Association, be sure to obtain a copy of the Rules and Regulations. Perhaps there are restrictions against pets on property. If you have a beloved pet, this would be of great interest to you. A deeds restriction contingency protects the buyer.


If you are purchasing raw land outside of a master planned community, you probably would like to know the dimensions and location of the lot lines. A survey contingency protects the buyer. 10

6 If you are purchasing a furnished property, ask

for an inventory contingency. This insures there are no misunderstandings as to what items are included in the sale. An inventory contingency protects the buyer.

7 If the property is rented or has future rentals, insist

on clarifying the situation prior to mutual acceptance on a contract. A “tenant occupied clause� protects the buyer. There are many other items which may be needed, depending on the situation, but remember, a simple offer to purchase with no contingencies will not offer any protection to the buyer. Truthfully, in a real estate purchase, both parties want the same thing. The protections afforded to the buyer through various contingencies, also benefit the seller, as it clarifies the situation for all parties. When both parties end up happy, it’s a win/win for everyone. HAPPY BUYING!!! i 11


CASITA 3 - DIAMANTE - CABO SAN LUCAS $1,100,000 US • 3 Bed • 3.5 Bath • 4,002 Sq Ft Enjoy all amenities that Diamante has to offer with this 3BR/3.5BA stunning luxury casita. The Casita standard package features amenities such as a jacuzzi, spacious private terrace, outdoor BBQ grill, fire pit and lounge area, rooftop viewing deck, gourmet kitchen and living area, and two car garage.

Find paradise an address.

Blake Harrington Local Cell: 624.191.3462 Blake@CaboRealEstate.com www.CaboRealEstate.com

Billy Cowley Local Cell: 624.178.5076 US: 912.222.7823 Billy@CaboRealEstate.com www.CaboRealEstate.com

OCEAN VIEW CONDO 204 - DIAMANTE - CABO SAN LUCAS $1,300,000 US • 3.5 Bed • 3.5 Bath • 2,832 Sq Ft Enjoy evening walks on the beach and all amenities that Diamante has to offer with this brand-new, fully furnished condo with sweeping ocean views. Sink your toes in the sand just steps from your front door while also taking advantage of in-house rental programs showing great returns.

Blake Harrington Local Cell: 624.191.3462 Blake@CaboRealEstate.com www.CaboRealEstate.com


Justine Schock Local Cell: 624.168.9268 LosCabosLiving@gmail.com www.CaboRealEstate.com

RE LISTINGS CASA NIPARAYA - QUERENCIA SAN JOSE DEL CABO $3,250,000 • 5 Bed • 5.5 Bath • 6,025 Sq Ft MLS# 18-2276 Casa Niparaya creates an uncommon mold for anyone fortunate enough to take possession of this striking home. Architectural wooden beams, textured concrete walls and over-sized marble slabs melt with just enough the natural stone throughout this property. With 5,628 square feet spread over a thoughtful palate of indoor/outdoor living, Casa Niparaya is unique and far different from any other home in Los Cabos, especially as a newer build. Casa Niparaya uses wide open spaces and a sequence of modern features and custom furniture that breeze through accomplished landscaping and thoughtfully customized outdoor lighting that blurs to the community of Querencia, as it boldly sets the canvas for the home.

Blake Harrington Local Cell: 624.191.3462 Blake@CaboRealEstate.com www.CaboRealEstate.com


RE LISTINGS CASA SANTA FE DUPLEX - CORRIBOR $495,000 USD • 6 Bed • 6.5 Bath • 3,357 Sq Ft • MLS #19-780 Located in the quiet residential community of Cabo Bello, just 10 mins from downtown Cabo, Casa Santa Fe features 2 fully furnished units each with their own separate entrance. This home is an EXCELLENT INVESTMENT property, with 6 beds/6.5 baths, 24/7 security, lovely arch & ocean views, and tons of possibilities for future construction! Cabo Bello semi-private swimmable and snorkel friendly beach is only a 10-minute walk. The public bus stops just outside the development, ideal for renters who don’t want to rent a car.

Justine Schock Local Cell: 624.168.9268 LosCabosLiving@gmail.com www.CaboRealEstate.com

CASA KABAKIBI - CORRIDOR $335,000 USD • 3 Bed • 2.5 Bath • 2,162 Sq Ft • MLS# 19-1184 Larger model with living room, kitchen and dining room on top level. Has a great view of lands end from terrace on second level and rooftop. Rooftop has fire pit and hot tub. Imagine sitting up there with a drink of choice watching the sun go down - or with a cup of coffee in the morning watching the sun rise. Phase 2 has community pools, gym, spa and restaurants. Great ‘resort’ living year round! No renters - easy to show!

Ardelle Graven Local Cell: 624.157.4677 Ardelle_Graven@msn.com www.CaboRealEstate.com


PALMILLA FAIRWAYS # 8 - SAN JOSE DEL CABO CORRIDOR $775,000 USD •3 Bed • 3 Bath • 2,377 Sq Ft • MLS# 18-2126

Set within the splendor of Palmilla, one of Baja California Sur’s most prestigious resort communities, is Palmilla Fairways. From the relaxed lifestyle of this single level home, every vantage points to a dazzling backdrop, including the Sea of Cortez, the majestic mounts and the manicured fairways of Mexico’s first Jack Nicklaus Signature golf course. Entered through a private courtyard, the living room, dining room and kitchen combine as one great room, maximizing the exquisite views, and accentuating casual resort living…indoors and out.

Julie Kershner Local Cell: 624.118.1616 US: 520.204.5450 Julie@CaboRealEstate.com www.CaboRealEstate.com

CASA EMILY - CABO SAN LUCAS $360,000 USD • 2 Bed • 2 Bath • 1,386 Sq F • MLS #19-1314

Enjoy sweeping views of the city, marina, and harbor as your sliding glass doors open to a 388 square foot balcony; all within walking distance to restaurants, bars, marina, and beach. Part of the exclusive Pedregal community, this turn key property, with top of the line improvements, also boasts a very impressive rental record with a great ROI. In addition to its easy access to town, this unit is one of the only condos that allows someone to go from the two-car garage to the front door without ever having to use stairs.

Billy Cowley Local Cell: 624.178.5076 US: 912.222.7823 Billy@CaboRealEstate.com www.CaboRealEstate.com

RE LISTINGS CASA CONNIE - PEDREGAL - CABO SAN LUCAS $2,650,000 US • 6 Bed • 7.5 Bath • 5,673 Sq Ft • MLS# 18-2652

VILLA DANZANTE - LORETO 3,859 A/C Sq Ft • 2,103 Patio Sq Ft • 3 Bed • 3.5 Bath

Perched on a knoll, at the end of a private lane, and above the Cabo San Lucas marina in one of Cabo’s most known and respected community, El Pedregal, Casa Connie is a faithfully eclectic collection of intimate gathering places, sun-drenched pools, and shaded private gardens. Meticulously maintained, Casa Connie is a true move-in ready, turn-key listing, hard to find in any other offering in Pedregal.

Own your quest for beauty. This single story home embodies modern villa luxury. Seamlessly blending indoor and outdoor living space, this home is designed to compliment and inspire both inside and out. Inquire for pricing. All renderings, drawings, plans, dimensions, specifications and features are conceptual and subject to change without notice due to the dynamic nature of the development. The Developer reserves the right to modify or withdraw any of these at its sole discretion.

Blake Harrington Local Cell: 624.191.3462 Blake@CaboRealEstate.com www.CaboRealEstate.com

Justine Schock Local Cell: 624.168.9268 LosCabosLiving@gmail.com www.CaboRealEstate.com

LA JOLLA DE LOS CABOS E-208 - SAN JOSE DEL CABO $427,000 USD • 2 Bed • 2 Bath • 1,484 Sq Ft • MLS#19-377

La Jolla de Los Cabos, beautifully situated on Costa Azul beach is a low density jewel. The quality of this stunning home is unique, it has never been a rental.The rare wrap around terrace brings the lovely gardens, pools & beach views. Full of custom features throughout the home, the kitchen features a corner cabinet for appliances, with a wood sliding door. Stroll to shops and restaurants, two situated on the beach. All has been considered for ease in enjoyable beach living.

Susanne Giraud Local Cell: 624.122.2401 US: 213.291.8654 Susanne@CaboRealEstate.com www.CaboRealEstate.com

info@danzantebay.com www.danzantebay.com US Toll Free 844.622.0799 Mx Office +52.613.134.1040




Pro Tips for Weather Proofing your Home in Mexico  

Community Spotlight: Diamante • Buyers: Know your Contracts! • Los Cabos Real Estate Listings

Pro Tips for Weather Proofing your Home in Mexico  

Community Spotlight: Diamante • Buyers: Know your Contracts! • Los Cabos Real Estate Listings