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DelawareCounty REGIONAL NEWS P U B L I S H E D Q U A R T E R LY ______________________________________________________

From the Desk of Trish McFarland As school bells begin to ring again and the burnt orange leaves start to fall from the trees in Delaware County, we are reminded that the close of 2017 is right around the corner and will be here in the blink of an eye. Here at the chamber, we hope that you enjoyed the summer season and are looking forward to the fun fall activities our county has to offer. We would like to thank each and every one of you who have supported the Chamber and local businesses over the summer months. In August, we had our inaugural Hometown Throw Down where members had the opportunity to show off their products, present information about their businesses and network with one another in a barbeque-like atmosphere. We would like to thank our sponsors, vendors and members who participated in this event, braved the heat and made it such a success! At the Chamber, our goal is to provide resources to update, educate and empower businesses with services available to them and issues that may affect them. One issue that has been a prominent topic of conversation amongst business owners is healthcare – and thus, the fall edition of our Delaware County Regional News is concentrated on topics like the Affordable Care Act, the war on addiction and the correlation between unhealthy habits and bad financial habits. This issue is filled with articles researched and written by expert members who want to educate you about this fundamental component of everyday life.

Distributed by

Delaware County Chamber of Commerce 1001 Baltimore Pike, Suite 9LL Springfield, PA 19064 610-565-3677 Fax: 484-472-7809 Trish McFarland, President Contact Jessica Hoffman, Marketing & Events Director, for editorial content ______________________________________________________

For advertising opportunities in Delaware County Regional News, contact our Sales Manager: Bob Dahlhausen, 610-644-0202 ______________________________________________________

We hope you enjoy the content within and to see you at a community or chamber event this fall! Best wishes,

Produced & Published by

Atlantic Communications Group, Inc. Proud to be a member of the Delaware County Chamber of Commerce 800-832-3747

Trish McFarland, President Delaware County Chamber of Commerce Hayden M. Wilbur, CEO Tom Jeffers, Senior Graphic Designer Bob Dahlhausen, Advertising Sales

Contents HEALTHCARE & REHABILITATION EDITION – FALL 2017 2 4 6 8 10 12 14 16 18 19 20


From the Desk of Trish McFarland 2017 Local Fall Events Recouping the Cost of Rehab

©2017 Atlantic Communications Group, Inc., all rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any format or by any means, electronic, mechanical, photo copying, recording or otherwise, without written permission from the publisher. The information in this publication has been gathered and carefully compiled to ensure maximum accuracy. However, because completeness cannot be guaranteed, the Delaware County Chamber of Commerce and Atlantic Communications Group, Inc. cannot accept responsibility for omissions and errors.

Government Affairs: Healthcare Debate Continues All-in-One Heart Healthcare at Mercy Fitzgerald Hospital Step up and join the war on addiction today Bad Money Habits Really Add Up! Youth Leadership Academy Upcoming Events Delicious Delco – Watermelon, Arugula and Feta Salad Welcome New Members


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2017 LOCAL EVENTS Linvilla Orchards Pumpkinland Now thru November 6 Fall into fun at Delaware County’s favorite family-friendly farm! This 100-year-old farm is a mecca for locals in the fall. You can buy freshly picked produce or go out in the fields and pick it yourself; get up close and personal with farm animals; wander thru the straw bale and corn mazes; go for a hayride or pick the perfect pumpkin. One visit here and your kids will be begging you to move to the country... but we’ll be honest, the country isn’t this much fun.

Festival of Lights

Delaware County Studio Tour 2017

December 1 – January 1, 2018

October 21-22

The Festival of Lights, a Delaware County tradition for more than forty years, illuminates the winter evenings with dozens of lighted trees and festive displays. The glimmering walkways and grounds create a magical atmosphere throughout the month of December as visitors young and old frolic amongst figures such as Charlie Brown & the Peanuts Gang and Santa & his reindeer. And after Santa heads back to the North Pole, Rose Tree Park’s expansive 120 acres allows plenty of space for all kinds of additional outdoor activities including kite-flying, bird-watching, sledding, cross-country skiing and more!

No need to knock - come on in! This is the one weekend a year that artists throughout Delaware County collectively open their studio doors and share their creative processes. Feel free to pick and choose which studios to visit, or download a themed route before you go.



Bates Motel & Haunted Hayride at Arasapha Farm September 22 - October 31

Colonial Pennsylvania Plantation: Lantern Ghost Tours

Linvilla Orchards: Christmas Around the Farm

October 28

December 1 thru 24

53rd Annual Delaware Wayne Hotel County Halloween Parade Old Fashioned Christmas (State Street, Media, PA) December 1 & 2

Tyler Arboretum: Pumpkin Days Celebration October 28 Talen Energy Stadium: Army/Navy Cup

Chadds Ford Historical Society: 32nd Annual Candlelight Christmas Tour

October 15

December 2

October 14 & 15

Community Arts Center (Wallingford, PA): 15th Annual Fine Arts & Crafts Festival September 23

Colonial Pennsylvania Plantation: Civil War Reenactment

Newlin Grist Mill: Tavern Night Dinner

September 23 & 24

Media’s 58th Veterans Day Parade

Linvilla Orchards Apple Festival September 23 & 24

November 4

Chadds Ford Historical Society: Great Pumpkin Carve October 19 thru 21

Linvilla Orchards: Wassailing Caroling Hayrides December 9, 16 & 23

Haverford Holiday House Tour December 10

November 10

Media’s 15th Annual Jazz by Night Celebration November 18

Other Things to Check Out this Fall!

Linvilla Orchards: Cut Your Own Trees! November 18 - December 23

37th Annual Media Food & Crafts Festival October 1

Newlin Grist Mill: Fall Harvest Festival October 7

Colonial Pennsylvania Plantation: Lantern Ghost Tours

Upper Darby Performing Arts Center

October 21

Delco Fall Festival at Rose Tree Park October 22

Delaware County Studio (Art)Tour October 21 & 22

Harrah’s Philadelphia Casino & Racetrack

Brandywine River Museum of Art: A Brandywine Christmas November 24 - January 7, 2018

Media’s 4th Annual Santa Parade & Fun Run

Pennsylvania Veterans Museum

October 8

October 14

Media Theatre

November 26

John Heinz National Wildlife Refuge at Tinicum: The Big Sit John Heinz National Wildlife Refuge at Tinicum: Philly Fall Nature Festival

Ridley Creek State Park

Linvilla Orchards Jack-O-Lantern Exhibit October 21 thru 30

Brandywine Battlefield: Patriot’s Day November 28 FALL 2017 DELAWARE COUNTY REGIONAL NEWS


RECOUPING THE COST OF REHAB ABOUT 23.5 MILLION AMERICANS are addicted to drugs or alcohol, according to the Substance Abuse and Mental Health Services Administration. A report from the Surgeon General in 2016, found that roughly 40 percent of the people battling addiction also suffer from mental health issues, and depending on what treatment center you choose, you can end up with a large bill. It is estimated that the yearly economic impact is $249 billion for alcohol misuse and $193 billion for illicit drug use. The IRS states that if you itemize your deductions for a taxable year on Form 1040, Schedule A, you may be able to deduct expenses you paid that year for yourself, your spouse, and your dependents. This includes professional treatment of an addiction for drug and alcohol rehabilitation costs. WHAT QUALIFIES AS AN EXPENSE? • Payments for in-patient treatment, at a center for addiction (including alcohol, nicotine and other substances) • Payments of fees to doctors, dentists, surgeons, chiropractors, psychiatrists, psychologists, and nontraditional medical practitioners directly related to the patient’s rehabilitation • The cost of meals and lodging charged by the facility for the patient only • Payments for acupuncture treatments, participation in a smoking-cessation program and for drugs to alleviate withdrawal that require a prescription • Payments for insurance premiums you paid for policies that cover medical care services (*Call your CPA for additional information if you are on an employee plan) • Often expenses are paid for children who may not otherwise count as dependents, but special rules exist that may allow a deduction for medical expenses for NON-dependents, and you should be aware of those

CAN I DEDUCT TRANSPORTATION EXPENSES? • Payments made for admission and transportation to a medical conference relating to a chronic disease that you, your spouse, or your dependents have (if the costs are primarily for and essential to necessary medical care). However, you may not deduct the costs for meals and lodging while attending the medical conference • Payments for transportation primarily for and essential to treatment for addiction (i.e. payments of the actual fare for a taxi, bus, train, ambulance, or for transportation by personal car, the amount of your actual out-of-pocket expenses such as for gas and oil, or the amount of the standard mileage rate for medical expenses, plus the cost of tolls and parking) • The medical mileage rate for 2017 is 17¢ per mile driven for medical purposes, down from 19¢ for 2016

HOW DO I HANDLE UNCOVERED EXPENSES? • Payments made for rehabilitation expenses that are NOT covered by health insurance can be deducted if the following steps are taken: - If your out-of-pocket expenses exceed at least 10% of your adjusted gross income, you can claim them Adjusted Gross Income ––––––––––––––––––––– $60,000

10% of AGI ––––––––––– $6,000

Out-of-Pocket Expenses –––––––––––––––––––––– $7,800

Exceeded Amount You Claim ––––––––––––––––––––––––– $1,800

WHAT ELSE DO I NEED TO KNOW? • Educating, mitigating and transportation of a patient into addiction treatment can also be deducted • If you did not write off expenses in previous years you can amend up to three years of already-filed itemized tax returns Additional resources can be found at or by calling your local trusted CPA’s. 6


Government Affairs:

HEALTHCARE DEBATE CONTINUES SINCE TAKING OFFICE, President Donald Trump has set the goal to repeal the Affordable Care Act and to implement his own healthcare policy. However, the President’s initiatives and other plans have yet to garner the votes needed in Congress to change the current system, which in the meantime remains as is. In a new attempt to bring relief to business and individuals, some area Congressmen, as part of the Problems Solvers Caucus, are advocating for legislation that is not a full repeal and is also different from some changes that recently failed in Congress. Both Representatives Patrick Meehan (PA-07) and Ryan Costello (PA-06) are part of the Problem Solvers Caucus, which hopes to stabilize the insurance marketplace. The Problem Solvers Caucus offered a set of solutions to stabilize the deteriorating health insurance market. Indeed, the new plan offers a set of solutions to find a broad consensus to stabilize the market, and also to provide relief to individuals, families and small businesses: • Bring cost-sharing reduction (CSR) payments under the Congressional oversight and appropriations process, but ensure they have mandatory funding. CSR payments are an important part of helping households earning between 100% and 250% of the federal poverty level afford to participate in the individual market. Bringing CSR payments under the appropriations process ensures that Congress can provide proper oversight. • Create a dedicated stability fund that states can use to reduce premiums and limit losses for providing coverage – especially for those with pre-existing conditions. • Adjust the employer mandate by raising the threshold on the requirement for employers to provide insurance under the employer mandate to businesses of 500 employees or more. The current employer mandate places a regulatory burden on smaller employers and acts as a disincentive for many small businesses to grow past 50 employees. Additionally, the definition of “full time” under the employer mandate should indicate that a full-time work week is 40 hours. • Repeal the medical device tax. This tax adds a 2.3% sales tax on medical device supplies. The costs of the tax are passed on to consumers and it should be repealed.



• Provide technical changes and clear guidelines for states that want to innovate on the exchange or enter into regional compacts to improve coverage and create more options for consumers. • Section 1332 of the ACA allows states to innovate and share in health savings while offering strong plans with all essential health benefits. Some states have begun to experiment in this regard, with great potential for success. However, some technical legislative changes and/or revised Health and Human Services guidance may improve attractiveness to additional states. • Similarly, Section 1333 of the ACA allows states to enter into Health Care Choice Compacts, which allow insurers to sell across state lines in participating states. However, HHS has not yet released regulations on Section 1333. HHS should issue clear guidelines and work with states to spur innovation and bring more choice and competition to the market while protecting consumers. The Chamber is excited to see this bipartisan approach and will continue to monitor the shifting debate while advocating for pragmatic, market-based healthcare reform that does not include new employer mandates, and higher taxes.



All-in-One Heart Healthcare at Mercy Fitzgerald Hospital When it comes to the heart, patients want top-notch physicians, the latest technologies and precision diagnostics. Delaware County residents may think they need to travel far to find expert treatment, but Mercy Fitzgerald Hospital’s Heart and Vascular program provides residents with comprehensive, compassionate heart care in one convenient location.

EXPERTISE No matter the heart-health need, Delaware County residents are in capable hands. The cardiac-care team consists of expert cardiologists, cardiothoracic surgeons, and specially trained nurses and technicians who provide a full array of state-of-the-art cardiovascular services. Whether someone is experiencing chest pain, having a heart attack or needs help managing congestive heart failure (CHF), Mercy Fitzgerald Hospital’s cardiac team stands ready to help diagnose, treat and rehabilitate patients. Mercy Fitzgerald Hospital has full accreditation as a Chest Pain Center with PCI (percutaneous coronary intervention) from the American College of Cardiology. The accreditation recognizes the outstanding medical care the hospital provides to evaluate, diagnose and treat patients with heart attacks. The PCI distinction refers to the ability of interventional cardiologists to perform percutaneous coronary interventions (PCI), also known as angioplasty, in the cardiac catheterization lab to quickly open blocked arteries and restore blood flow. “Our 24/7 cardiac catheterization lab operation allows us to perform coronary interventions on an urgent basis,” said Martin O’Riordan, MD, the medical director of 10

INNOVATION cardiovascular services at Mercy Fitzgerald Hospital. “Heart attacks can be treated on site with state-of-the-art therapy, and we don’t have to send patients to another hospital.”

ACUTE CARE FOR A HEART ATTACK When it comes to the heart, Mercy Fitzgerald Hospital’s team knows time is muscle. During a heart attack, blocked arteries can cause damage to the heart muscle. The moment an ambulance crew notifies Mercy Fitzgerald Hospital’s ER physicians that a patient is coming with a heart issue, the cardiac care team is alerted. “We have a well-established system where the whole team is notified, and the patient is brought to the catheterization lab quickly,” said Dr. O’Riordan. “Emergency room physicians, interventional cardiologists and the catheterization lab staff are prepared to begin treatment as soon as the patient arrives.” Mercy Fitzgerald Hospital also has a unique partnership with Lourdes Cardiovascular Institute that offers the community access to highly skilled cardiologists and heart surgeons who offer advanced cardiac care, close to home.


This year, Mercy Fitzgerald was the first in Pennsylvania to treat a cardiac patient with the newly FDA-approved Medtronic Resolute Onyx Drug-Eluting Stent (DES) – a device designed to expand treatment options for patients with extra-large blood vessels. The design of the stent supports transradial cardiac catheterization, a process in which a stent is placed in the heart through an artery in the wrist rather than going through the groin area. This approach to catheterizations can reduce the risk of bleeding and is usually more comfortable, as the patient can sit up immediately following the procedure. For those with abnormal heart rhythm, Mercy Fitzgerald Hospital offers electrophysiology services, to diagnosis and treat heart rhythm disorders such as atrial fibrillation. Physicians board-certified in clinical electrophysiology lead the hospital’s heart care team to offer procedures such as cardiac ablation—a procedure that eliminates abnormal tissue that causes the heart rhythm problem. Physicians can also implant devices, such as pacemakers and defibrillators to support those with weak or damaged hearts or abnormal heart rhythms A clot-busting pulmonary embolism (PE) procedure was recently added the

cardiac team’s skillset. The PE Thrombolytic procedure delivers clot-busting drugs directly to the site of a blood clot in the lung through a pulmonary artery catheter. This procedure is a major advancement in the management of severe pulmonary emboli, as it allows near instantaneous resolution of the clot. Pulmonary embolisms are traditionally treated with anticoagulant drugs to prevent new clots from forming while the body dissolves the existing clot. Mercy Fitzgerald Hospital also provides the community with access to a wide array of lifesaving cardiothoracic surgeries, including coronary artery bypasses, heart valve repair and replacement, and repair of aortic aneurysms.

MANAGING CHRONIC ILLNESSES After a heart issue is identified, Delaware County residents also can find monitoring and rehabilitation services at Mercy Fitzgerald Hospital. The cardiac-care team will help navigate the road to recovery. Patients living with heart failure have access to regular cardiovascular monitoring to better identify potential problems and prevent future heart issues and admissions

to the hospital. With non-invasive diagnostics, patients can stay informed about their health with regular electrocardiograms (also known as EKGs), vascular ultrasounds and cardiac stress testing. Heart failure occurs when weakened heart muscles cannot effectively pump enough oxygen and nutrients throughout the body. Heart failure is one of the top chronic illnesses in the United States and accounts for the most hospitalizations of people over age 65.

FROM START TO FINISH The comprehensive cardiac services offered at Mercy Fitzgerald Hospital have earned recognition year after year as one of the region’s leading cardiac treatment centers. With its third consecutive Get With The Guidelines-Heart Failure Gold

Achievement Award from American Heart Association (AHA), Mercy Fitzgerald Hospital remains committed to providing quality cardiac care. Mercy Fitzgerald Hospital also is designated as a Blue Distinction Center for Cardiac Care by Independence Blue Cross and holds the 2015 and 2016 title of “Best Hospital in Delaware County” from the Delaware County Daily Times. From urgent care to valve replacement to diagnostics and rehabilitation, Delaware County residents have access to high-quality cardiac care right in their own backyard. Mercy Fitzgerald Hospital’s cardiology team provides patients with the treatment they need to get well and stay healthy. Find a cardiac specialist at or call 1.877.GO.MERCY.

Rate Your Heart Smarts Cardiovascular disease is the leading cause of death in the U.S. You can help reduce your risk with lifestyle changes and your doctor’s help. Mercy Fitzgerald Hospital offers a quick, confidential online quiz to assess if you should talk to a healthcare provider.

Take the first step toward better heart health today! Visit and search “heart smarts.”

My Dad’s advicce was to

follow my heart. Thankfully it led me to o Mercy Heart & Vascular for my va alve surgery.

Live better 01-10322

with Mercy 1.877.GO MERC CY




THE WAR ON ADDICTION TODAY! Delaware County Council, Heroin Task Force and community partners urge residents to be informed, get involved in battle against drug abuse. There’s no simple solution, no miraculous medical cure, to the opioid epidemic that is ravaging our communities. We read about arrests of drug dealers by police, drug overdoses and drug-driven crimes every day, and shake our heads in disbelief and despair. But in Delaware County, there are actions people can take, resources they can turn to, and programs for treatment and rehabilitation. No one should sit on the sidelines of this battle against addiction. Nationwide and in Delaware County, heroin and opioid addiction is the No. 1 Public Health Enemy. And, as Delaware County Councilman Dave White says, “everyone has a role to play in putting an end to the drug crisis that is robbing us of so many lives.” White is co-chair of the Delaware County Heroin Task Force along with District Attorney Jack Whelan. Together with members of the Heroin Task Force, they have worked to battle this drug war on all fronts: education, prevention, prosecution, treatment and rehabilitation. “It’s important for every member of the community – from teachers to doctors to church leaders and sport coaches – to be proactive when it comes to the safe use of prescription drugs and the prevention of the illicit use of any drugs,” White said. “People need to educate their children, safely dispose of prescription drugs, and if you know someone using drugs, help them seek treatment.” Delaware County’s battle against addiction is many-tiered and the Heroin Task Force makes information readily accessible.

TREATMENT AND REHABILITATION On the rehabilitation front, Delaware County Council partnered with Crozer-Keystone Health System to launch the First Steps Treatment Center in February. First Steps is a 52-bed center at Crozer-Keystone Medical Center in Upland dedicated to comprehensively addressing the detoxification and rehabilitation needs of men and women in the county. “When we started the Heroin Task Force in 2012, we heard from many families that there were not enough treatment programs, that they couldn’t get their loved one ‘a bed’ at a treatment facility,” White said. “That is both heart-breaking and frustrating. We are hopeful that our partnership with Crozer will save lives and get individuals out of the grasp of addiction and back to leading healthy, productive lives.” First Steps Treatment Center has four levels of care: inpatient hospital detoxification, inpatient hospital treatment and rehabilitation, inpatient non-hospital short-term detox, and inpatient non-hospital residential treatment and rehabilitation. The program was launched with $940,000 in funding from Delaware County Council. Crozer-Keystone is a leader in behavioral health and addiction care. In 2016, the health system was designated a Center of Excellence for opioid abuse treatment. When First Steps opened in February, Dr. Kevin Caputo, chairman of Psychiatry and Vice President for Behavioral Health for Crozer-Keystone, stressed that treatment is very family-focused because the “addiction process affects the entire family.” Crozer-Keystone Medical Center also has expertise in caring for mothers and children with Neonatal Abstinence Syndrome. Babies born to mothers who are addicted to drugs are another serious public health concern facing our communities. The First Steps Treatment Center accepts most insurance plans and offers payment arrangements for self-pay patients. For more information call 1-877-CK-STEPS (1-877-257-8377) or visit • SEEK HELP: In 2016 County Council launched a Certified Recovery Specialist Program where trained specialists connect directly with residents who have overdosed and been revived with the use of Narcan, an overdose reversal drug. Three recovery specialists now work through Crozer-Keystone and can be reached by calling 610-497-7278. Delaware County also partnered with Elwyn to offer the Delaware County Crisis Connections Team, a mobile crisis unit that will respond to a mental/behavioral health crisis in the home, workplace, school or other community location. The teams are trained to deal with a mental health or addiction-related crisis and can provide therapeutic intervention and resource information. Call 855-889-7827.



• SAFELY DISPOSE OF MEDICATIONS: Individuals also need to be educated about the use of prescription medications and the safe disposal of expired or unwanted medications. “There are many individuals who say their addiction started with a prescription from their doctor, maybe for dental surgery, a sports injury or chronic pain,” White said. “Patients need to have frank discussions with their physician before taking any opioids. Perhaps there is a non-addicting alternative.” White and Whelan stress that people need to get rid of any unwanted medications around the house. You don’t want your meds to fall into a young person’s hands. In 2013, Delaware County Council and the Heroin Task Force installed safe, secure drug drop boxes in almost every police station in Delaware County as well as one in the lobby of the Government Center in Media. Since then, the Task Force has installed drug drop boxes at Riddle Hospital and Crozer-Keystone Medical Center. “We know that many young people become addicted to opioids by first taking a prescription drug they got from the medicine chest of their family, friends or grandparents,” District Attorney Whelan said. “People need to clean out their medicine cabinets and take them to a Drug Drop Box for safe disposal. It’s that easy. No questions asked.” In June, Delaware County expanded the drug disposal initiative by launching a Delco Mobile Drug Collection Unit. The collection van can travel to community events to give individuals another option for getting rid of dangerous drugs.

Announcing the Delco Mobile Drug Collection Van

The Heroin Task Force makes available a poster of all the Delco Drug Drop locations. This is available to pharmacies, schools, doctor’s offices, or any organization that wants to share this information. For a list of drug drop boxes call the Delaware County Public Relations Office at 610-891-4931. To schedule a mobile drug drop box collection call 610-891-7869. Other ways that people can be involved in this public health effort are: • CRIME STOPPERS: Report suspected drug activity to your local police department or call the Delaware County Criminal Investigation Division at 610-891-4700. • GET INVOLVED: Join the Partners for Success Coalition, an outgrowth of the Heroin Task Force that works to reduce drug use among youth, increase community awareness and diminish the amount of prescription drugs available to youth. For information call Ronelle Yanuzzi at 484-444-0412. The next meeting for the Partners for Success Coalition is 9:30 a.m. Oct. 5 in room 102 at the Delaware County Intermediate Unit in Morton. “And remember the most important thing you can do is sit down at your kitchen table and talk to your children about the dangers of drugs and alcohol,” Whelan said. “Education and prevention starts at home.”

District Attorney Jack Whelan and Councilman Dave White, Co-Chairs of the Delaware County Heroin Task Force were joined by members of the Heroin Task Force on June 23, in the front of the Delaware County Courthouse in Media to unveil the new Delco Drug Collection Van and Mobile Drug Drop Boxes which are going out into the community to help safely remove dangerous drugs from homes. As part of the Task Force’s mission to prevent the abuse of prescription drug the van will be at various upcoming community events. Organizations, businesses and municipal leaders in Delaware County can schedule this van free of charge by calling: 610-891-7869. For more information and a list of drug drop locations visit: Members of the Delaware County Task Force, from left: Ray McKinney, Delaware County Senior Medical Advisor Dr. George Avetian, Criminal Investigation Division Chief Joe Ryan, Delaware County Sheriff Mary McFall Hopper, District Attorney Jack Whelan, Councilman Mike Culp, Councilman Dave White and Delaware County Executive Director Marianne Grace.



BAD MONEY HABITS REALLY ADD UP! IF ONLY SAVING MONEY WERE AS EASY AS GAINING WEIGHT! The key to successfully saving, similar to losing weight, is consistency. And catching the little things done every day that assist in sabotaging financial goals LET’S START WITH A COFFEE HABIT. Now, no need to forfeit your caffeine fix, but reexamine what is spent on it. The average cost of a medium cup of coffee from a major coffee chain is $2.70*. Preferred fancy beverages could cost $4 or more. Assuming enjoying a plain cup of coffee during the work week, that amounts to spending about $700 a year. Buy a premium brew in bulk at $14 for 2 pounds and it takes only 7 bags annually to cover the same number of cups at a total cost of $98, an incredible savings of $602. Another big drain on your wallet is buying lunch every day. According to an Accounting Principles survey, the average American spends $37 a week on lunch. That’s $1,924 annually. Living in a large city makes it even more expensive. Packing lunch often and

buying only once a week can easily cut this by more than half. These 2 small changes save you over $1,550 a year, not to mention the health benefits of eating less fast food. Check out the chart below from U.S. News and World Report to see what other money drains that can be tackled. FMFCU offers free workshops to its partner groups by Certified Personal Financial Educators. Contact Beth Manley at 484-259-1883 or



Weekly (7 Days a Week)

Monthly (30x)

Yearly (12 Months a Year)











Energy Drink















Bottled Water















(Average Cost)





Sean McMenamin

Cardinal O’Hara High School – Junior

My name is Sean McMenamin, and I will be entering my junior year at Cardinal O’Hara High School this fall. My experience at the Youth Leadership Academy has enabled me to lead by example in many ways and help improve my public speaking. I'm involved with Community Service Corps (CSC), as I will be working in a leadership role for the next two years as I look forward to helping out the community with my support. Another activity I participate in is the Ministry team, as I assist in altar serving and occasionally lectoring. I am also part of Lions Ambassadors at my school leading tours at our open house and taking part in freshman orientation by writing welcome letters. I have been on the O’Hara soccer and track teams for the last two years and participate in my CYO basketball team. I enjoy playing for these teams as I am always looking to improve my game on the field. Outside of sports, I have received first honors in my first two years at Cardinal O'Hara and I look forward to following suit in my last two years. I have also kept a perfect conduct record and attained perfect attendance throughout my first years at Cardinal O’Hara. Another goal of mine is pursuing a nomination for the National Honor Society. Some of my hobbies and passions outside of school are contributing sports articles on a Philadelphia sports website and serving as a camp counselor at my parish school for enrichment camps at Saint Pius X. Another activity I participated in the summer was serving as a camp counselor at AllBall clinics which teaches younger basketball players how to improve. A satisfying hobby of mine is writing about the Philadelphia Union on a sports website that is quickly growing called As I grow older, I hope to have an impact as a leader in my community by doing many service activities and donating food or clothing to those in need. YLA has truly helped me become a more engaged student with aspirations to become a mentor and leader on the CSC board. In the future, I aspire to fulfill more leadership roles in organizations at my school as well as opportunities that are offered to me. As I learned many new things at the Delaware County Youth Leadership Academy this year, my goal is to be a helping hand for others in need and volunteering at many different shelters in hopes to help people fulfill their dreams. In conclusion, I have learned many good tips and I look forward to achieving goals in athletics and academics throughout my high school career, after having a great opportunity of going through YLA.

INITIATIVES Youth Leadership Academy (YLA) In partnership with the Delaware County Workforce Investment Board and the Youth Council, the Youth Leadership Academy is a three day program offered to Delaware County high school sophomores, typically held in April. YLA pulls students out of their comfort zone to create comradery, confidence and future leaders. Students get to sit one-on-one with County and Business leaders and gain insight and networking skills. These 10th grade students arrive on day 1 and meet 29 fellow sophomores from different schools. They end this 3 day program in teams doing a presentation together, and leave as friends, with an experience no one can teach.

Mission: “Advance business, leadership, and education”, while recognizing that youth are the leaders of tomorrow. Leadership Delaware County (LDC) Leadership Delaware County runs from September to June. Through a series of interactive sessions led by top professionals in a variety of fields, participants develop their leadership skills while learning about their community and issues facing Delaware County. Participants travel to Harrisburg to see legislation in action and are recognized at the Chamber’s Annual Membership Luncheon in June. 16


Career Awareness Offering an opportunity for Delaware County high school students get a taste of different jobs, Career Awareness is a fair that displays over 10 career industries for a hands on experience. Students spend a half day at Delaware County Community College, hearing from speakers in top fields and meeting local business people to hear their story at this table top fair. If you are interested in any of these programs or learning about available sponsorship opportunities, please contact Trish McFarland at 610-565-3677 or Learn more about the Foundation at


Penn State Brandywine 25 Yearsley Mill Road, Media, PA 19063 SEPT 22 NONPROFIT SERIES: CHANGES IN GIVING, GIVING FOR CHANGE 8:00 AM - 10:00 AM

Comcast Conference Room Delaware County Chamber of Commerce 1001 Baltimore Pike Ste. 9LL, Springfield, PA 19064 SEPT 26 SMALL BUSINESS LENDING 101 8:00 AM - 10:00 AM

Comcast Conference Room Delaware County Chamber of Commerce 1001 Baltimore Pike Ste. 9LL, Springfield, PA 19064 SEPT 27 UPPER DARBY FORUM 8:00 AM - 10:00 AM

Drexelbrook Events Center 4700 Drexelbrook Drive, Drexel Hill, PA 19026 SEPT 27 WOMEN IN BUSINESS NOON - 1:30 PM

WSFS Bank 6395 Wilmington West Chester Pike, Glen Mills, PA 19342 OCT 3 ATHENA® LEADERSHIP LUNCHEON NOON - 1:30 PM

Aronimink Golf Club 3600 St. Davids Road, Newtown Square, PA 19073 OCT 17 COFFEE CONNECTION 8:00 AM - 10:00 AM


Comcast Conference Room Delaware County Chamber of Commerce 1001 Baltimore Pike Ste. 9LL, Springfield, PA 19064 OCT 26 FALL FEST BUSINESS AFTER HOURS 5:00 PM - 7:00 PM

LPL Financial 780 Parkway Blvd., Broomall, PA 19008 NOV 1 WORK LIFE BALANCE PRESENTED BY SCORE 8:00 AM - 10:00 AM

Comcast Conference Room Delaware County Chamber of Commerce 1001 Baltimore Pike Ste. 9LL, Springfield, PA 19064 NOV 8 2017 ANNUAL DINNER 5:30 PM - 8:30 PM

Drexelbrook Events Center 4700 Drexelbrook Drive, Drexel Hill, PA 19026 NOV 15 COFFEE CONNECTION 8:00 PM - 10:00 AM

AT&T 117 69th Street, Upper Darby, PA 19802 DEC 7 HOLIDAY BUSINESS AFTER HOURS 5:00 PM - 7:00 PM

Republic Bank 448 E. Baltimore Avenue, Media, PA 19063

KeyAdvisors Rose Tree Corporate Center 1400 N. Providence Road, Suite 117, Media, PA 19063

Register to attend these events and other business boosting opportunities at 18



WATERMELON, ARUGULA AND FETA SALAD Recipe by Christine DiJulia, Martindale’s Natural Market

Take this refreshing summer salad into the fall as it’s filled with sweet and sour flavors that create a delightful addition to any backyard BBQ. As a bonus, the watermelon is full of healthy goodness, including 20% of your daily intake of Vitamin C and 17% of your daily intake of Vitamin A. It also contains dietary fiber to aid in digestion, potassium to help regulate your blood pressure and more lycopene than tomatoes. Servings: 6

INGREDIENTS For the Salad 1, 5-6 lb. mini seedless, chilled watermelon, cut into 1-inch cubes 2 cups organic baby arugula or baby spinach 8 oz. organic feta cheese, crumbled or chopped 1/2 - 1 cup fresh mint leaves, chopped Several whole, fresh mint leaves for garnish 1/2 cup organic sunflower seeds (optional) For the Dressing 2-3 fresh limes, juiced 1 teaspoon lime zest 1/2-2/3 cup organic extra virgin olive oil 1 teaspoons salt 1/2 teaspoon black pepper Instructions 1. Place 1-inch cubes of cut watermelon in colander to drain excess water. 2. Make the dressing by combining the fresh lime juice, extra virgin olive oil, zest of lime, salt and pepper. Whisk together until all ingredients are combined. 3. Place the watermelon in a large bowl and combine with the chopped mint leaves and dressing. Marinate for about 15 minutes. 4. Right before serving, combine remaining salad ingredients, including feta cheese, arugula and optional sunflower seeds with the watermelon, mint, salad dressing mixture and toss gently. 5. Garnish with whole mint leaves. Serve as a side dish or make it a meal by adding grilled shrimp or chicken.



Welcome New Members

A Warm Welcome To Our Newest Members! Membership in the Chamber is a savvy business investment. Through Membership, you gain a dedicated partner who is committed to the support and growth of your regional business environment. We look forward to seeing you around the Chamber.

Accountable Capital

Center of Process Excellence (C.O.P.E.)

Local Home & Gifts

Advance Auto Parts

Chick-fil-A Ridley

MacGuyver Media, LLC


Chick-fil-A Springfield Square

Madison Ellis Preserve

Awesome Stuff

Daniel Woods Real Estate

Media Endodontics

Baiada Photography Inc.

Del Val SEO, LLC

New Avenue Foundation

Bellevue Communications Group

Everest Urgent Care & Physical Therapy

Pairings Cigar Bar

Fizzano Family of Associates

Univest - Banking, Insurance, Investments

Berkshire Hathaway Home Services Fox & Roach Stephanie Mace

Stream Energy

J and D Transmissions dba Aamco Transmissions

Vaidya Martial Arts

Bonner Master Roofing

Keystone 401(k)

Whole Technology

Capozzoli Catering

Legacy Sign Company Inc.

Wolfpack Hockey Club

Blackhorse Graphics

Being part of the Delaware County Chamber of Commerce can be an invaluable asset to your business growth. The networking and visibility opportunities offered, combined with an increased voice in local, state and national issues, are easy to attain when you join the Delaware County Chamber of Commerce. Call (610) 565-3677 for membership information.



Delaware County Regional News 17.3  

Fall Edition of Delaware County Regional News, featuring Healthcare & Rehabilitation.