Choosing the Right Home Affordability Modification Program Are you facing foreclosure? One of the most effective ways to avoid foreclosure is with modification, and this means you need to research loan modification companies. While you may not always have a good selection of lenders, you should take advantage of the opportunity to choose a lender with which you feel comfortable.
Finding Help to Avoid Foreclosure When you discover you are facing foreclosure, it’s important to take some time to seek help, and you need to do it quickly. Finding mortgage foreclosure help can appear to be a daunting task on the surface, but if you seek help from Credit‐Yogi.com it will all come together in an efficient manner. Some of the things Credit Yogi can do for you include the following: •
Assess whether you qualify for loan modification
Help you find a foreclosure attorney
Help you choose the best option for your circumstances
Help you work with your current lender while you are seeking a solution
One of the things you don’t want to do when you are faced with foreclosure is to wait to seek help. The longer you wait, the less receptive your lender will be to your requests for delays. To speak with one of the Credit Yogi representatives, fill out the form you see on the website, and someone will be in touch with you immediately.
Hiring an Attorney Is it essential to hire a mortgage foreclosure attorney? While it may seem like an avoidable cost, it may be in your best interest, especially if your lender is not being cooperative with you. There are times when an attorney can intercede on your behalf and accomplish things you were unable to do. Another good thing with having an attorney is he or she can follow the process and make sure the lender is following the law and not attempting to do anything that is illegal or unethical. In recent months many lenders have been fined by the government for doing things that were in violation of the rights of homeowners; your attorney can make sure this doesn’t happen to you. Choosing a Modification Program Choosing a home affordability modification program is probably the best thing you can do to prevent foreclosure. There are two basic programs: federal (HAMP) and private. While the federal program is more beneficial in terms of lowering your payments, not everyone qualifies for the HAMP program. Credit Yogi can help you assess your situation and determine whether you qualify for HAMP or will need to seek a private modification program or one of the other options for avoiding foreclosure. Seeking mortgage foreclosure help quickly is essential. While it is not necessary, it is certainly a good idea to hire a mortgage foreclosure attorney in order to make sure the lender follows the law and protects your rights. If you qualify for a home affordability modification program, you need to research loan modification companies in order to choose the one you feel is best for your needs. Foreclosure is not a pleasant thing, and as more people face this possibility under the current economic downturn, it becomes more important for homeowners to have somewhere to turn for help. Credit‐Yogi.com includes an abundance of helpful information for homeowners who are either facing foreclosure or in danger of facing it in the near future. The website also provides visitors with access to a free database of over 200,000 legal and financial consultants in many cities across the country. Do you feel the need to speak to someone? Take a minute and pick up your phone and call 866‐964‐9644 to set up a free consultation.