2 minute read
Meet Our Arizona Team
from Bell Wealth Q3 2023
by Bell Bank
And Their Keys To Looking Forward
As we continue to add full-service banking locations and offices in Arizona, we are also building our wealth management team in the state. Our Arizona group is led by senior wealth advisor James Dufresne, wealth and fiduciary associate Robert Colace and senior retirement plan consultant Matt Gromek. Let’s briefly meet each of them:
A Maine transplant, James Dufresne, CFP®, has worked in wealth management, investments and financial planning since 2008. He specializes in working with business owners on succession or transition planning, and those who have excess cash in their business and would like to maximize their investment, tax and estate plan to work toward their family’s goals. James enjoys helping solve the “financial puzzle,” making the investment, tax and estate planning pieces fit together to maximize net worth.
Robert Colace is a graduate of North Dakota State University who now lives in Phoenix. He helps wealth management advisors with investment operations and administration – and since he often supports clients with account requests, he really focuses on building trust when it comes to managing their assets.
It’s important to diversify your investment portfolio across different asset classes to spread risk and potentially increase returns. Researching options and understanding your risk tolerance can help you make informed decisions aligned with your financial goals and time horizon.
-Robert Colace, Wealth & Fiduciary Associate
Matt Gromek holds several certifications – as a CPFA (Certified Plan Fiduciary Advisor), CRPS® (Chartered Retirement Plans SpecialistTM) and QKA® (Qualified 401(k) Administrator) – that pertain to his extensive background in helping companies and organizations with retirement programs for their employees. Matt works with clients’ administrative, human resources and finance leaders to enhance retirement benefits for employees, focusing on 401(k), 403(b) and 457 plans.
For the majority of our clients, their business is their largest asset, and it’s crucial to plan for the eventual sale or succession. Given the complexity and changing nature of tax and estate laws, we advise clients to start simple and plan the next chapter of their business with flexibility in mind.
-James Dufresne, CFP® VP/Senior Wealth Advisor
Company-sponsored retirement plans are great benefits – and can be complex. It’s important to review provider services annually – in addition to reviewing the plan’s total cost every two to five years. We offer our clients this benchmark and review at no cost, whether or not we currently service the plan.
As a reader of this newsletter, you may be well aware of the services we offer at Bell. We hope you’ll take full advantage of all the guidance, management, planning and expertise that can help you manage your financial life, including:
• Financial planning
• Investments
• Trust and estate planning
• Retirement
• Private banking
Don’t forget, we also offer full-service banking, mortgage and insurance services at our locations in Arizona as well as in eastern North Dakota, west central Minnesota communities, the Twin Cities and Duluth. Contact us, so we can match you with a local expert and the services you need.
