GDR Spotlight on Real Estate / August 5, 2022

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VOLUME 3, ISSUE 31

FOR SALE

2109 Justin Lane, Greenville, NC Listed by Jessica Snyder 252-412-3001

Jessica F. Snyder, Realtor, Broker Renee L. Gibson, ABR, CRS, GRI, SLS, SRS, SRES Realtor The Snyder Real Estate Group at Aldridge & Southerland Realtors


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Spotlight on Real Estate, Friday, August 05, 2022

Insurance protection for emergency situations Emergencies, especially storms, can be unpredictable and cause personal injury and costly damage to homes. The right insurance is essential to help mitigate damage from storms and soften the financial blow that such destruction can cause. Not all insurance is the same, and additional policies and riders may help reduce the impact of emergencies. HOMEOWNERS INSURANCE Standard homeowners insurance policies will cover a wide range of issues. American Family Insurance says damage from wildfires, wind storms, tornadoes, ice storms, lightning strikes, hail, power surges, and fallen trees is included. But additional coverage may be needed to cover excessive damage. MATCHING SIDING COVERAGE Some homeowners may want to replace all of the siding on their homes if parts are damaged and color or siding materials cannot be matched exactly by patching up damaged areas. ROOF REPLACEMENT INSURANCE This insurance will be used to pay for

the full replacement of a roof, minus the and appliances, among other things. deductible, which may differ from what’s covered through standard homeowners UMBRELLA INSURANCE policies. According to Geico, umbrella insurance is extra insurance that provides protection S U M P P U M P O V E R F L O W that goes beyond limitations and coverage INSURANCE of other policies. It can offer coverage for Sump pumps are designed to engage injuries to people staying at your house or and pump water out of basements and renting your property, property damage, crawl spaces, helping to avoid flooding personal liability, and certain lawsuits. in the home. If the power goes out and the sump pump cannot work, or if the RENTERS INSURANCE sump pump fails, homeowners typically Renters insurance protects renters, yet are not covered for any ensuing damage. the Independent Insurance Adjusters & Sump pump overflow insurance provides Brokers of America says almost twoadditional peace of mind and protection. thirds of residential lessees in the United States do not carry renters insurance. FLOOD INSURANCE Renters insurance can protect belongings Homeowners insurance may not cover destroyed in a fire or weather event; flood damage, especially if a home is provide assistance should someone in a flood zone. Flood insurance can be injured in your apartment; or it can bridge the gap of coverage. The National protect you if you were found legally Flood Insurance Program offers building responsible for damages to someone’s coverage and contents coverage policies. property, according to State Farm Building coverage will cover carpeting, Insurance. electrical and plumbing systems, window blinds, foundation walls, and more. Many types of insurance can offer Contents coverage protects curtains, various levels of protection in emergency personal clothing and furniture, artwork, situations. An insurance representative

can walk interested parties through the policies available to customize an insurance package that will offer sufficient protection against emergencies. -Metro Content


Spotlight on Real Estate, Friday, August 05, 2022

Tips when painting shutters There are many ways to give a home’s that appearance is misleading and shutters exterior a new look. Though it might not installed in this way cannot be removed be as grand as replacing siding, repainting with a drill or screwdriver. Homeowners shutters affords homeowners a chance should determine which material their to try a bold new color or simply replace shutters are made from, and then look for fading colors, and each option can make a corresponding removal tutorial on Youa home more appealing. Tube. Homeowners who can’t find one can Homeowners who have never before contact the manufacturer or a contractor painted shutters can consider these tips to determine the best way to remove the as they prepare to begin the project. shutters. ■ Don’t go it alone. The most important ■ Clean the shutters prior to painting step homeowners can take before begin- them. It’s likely been years since the shutning a shutter painting project is to en- ters were last painted, and over that time list the help of a friend or family member. they’ve no doubt accumulated a lot of dirt Someone to hold the ladder can make the and mildew. Homeowners can try a garden project safer. Enlisting a third individual, hose to clean them, and if that doesn’t work working on the ground, who can take the a power washer may be needed. If using shutters from the person on the ladder may a power washer with wooden shutters, be a wise move as well. be especially careful, as the force of the ■ Remove the shutters. When painting power washer may damage the wood. Vinyl shutters, homeowners want to remove shutters, like vinyl siding, can typically them from the house. It might seem easi- handle a strong power washing without Elite Properties Elite Properties er to leave the shutters on and then paint being damaged. Wooden shutters also will them carefully with a brush, but that’s need to have old paint removed before they both time-consuming and a potential can be repainted. The experts at TrueValsafety risk. Some shutters are installed ue® note that paint can be removed from Elitewooden Properties with fasteners that look like screws, but shutters with a sander or by ap-

plying a chemical paint stripper. ■ Prime wooden shutters before painting. Though vinyl shutters won’t need to be primed unless the old paint is peeling, wooden shutters must be primed before they’re painted. Priming can be a tedious process, so homeowners should leave themselves ample time for this part of the project. ■ Rent an airless sprayer to paint the shutters. Many hardware or paint stores rent airless sprayers, and these can be the quickest way to paint shutters. Professionals typically apply two coats of paint, and the first coat should be allowed to fully dry before the second coat is applied. ■ Re-hang the shutters after they have fully dried. Only after the shutters have fully dried should they be placed back on the house. Employ the same buddy system when re-hanging the shutters, having one person hold the ladder and another pass each one up one at a time. Painting shutters can give a home a fresh look without costing homeowners a lot of money. -Metro Content

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Mobile Home Park .................. $750,000………Tahaia(Kunny) ......531-1872 Elite Properties Educational Building ............... $358,900 .......... Eddie ....................916-6403 Elite Properties Convenience Store + 1.25 ac .... $330,000 .......... Tahaia(Kunny) ......531-1872 Elite Properties 13+ acres ................................. $249,900 .......... Camilla .................717-7229 28+ acres ................................. $135,000 .......... Keith .....................714-7126 Lot available ............................ $33,000 ............ Camilla .................717-7229

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Spotlight on Real Estate, Friday, August 05, 2022

ASK YOURSELF... WHY AREN’T YOU A PART OF THE BUSINESSES LISTED BELOW WHO HAVE PROVEN SUCCESS!!! PREFERRED REALTY

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Johnathan Kassnov

Every Saturday, this SPOTLIGHT ON REAL ESTATE will showcase area homes for sale in and around Pitt County.