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Go Green: Paperless Personal Loans are Here! It is true! You can now get a paperless personal loan in India. It is not just about saving papers in sending and receiving funds but also handling all types of documentations. When the Indian economy is going cashless, there is no reason why loans should still pick the traditional form of paper documentations. This way you not just save a good amount of time by getting the loan approved through few clicks but also join the crew of “Go Green”. There will be less human interventions in paperless personal loan transactions. It is the quickest, effective and simple process for both the lender and borrower.

Benefits of a Paperless Loan Process 

Application is processed online, thus there is no need to visit banks.

No Physical Documents Required. Everything including bank statement and identity proofs can be uploaded online to get the loan approved.

Loans can be disbursed as quickly as within 24 hours, in case if all details are furnished along with application and if you bank account details are shared.

Get guaranteed eApproval if you have the capacity to repay the loan amount.

Your Information is 100% Secured.

Low Rate of Interest.

Cash Withdrawal up to 100%.


How to Get Started with Insta Loan? In order to enjoy the benefits of paperless transaction, all you need to do is simply complete the loan application form on the Finance Buddha website. This application gets processed instantly and shows you the best loan offer you are eligible for, along with other details. If you choose to agree, upload all the required documents and proceed. As soon as this is done, you will get a Welcome Call to verify all your details and understand the loan requirement in detail. If everything is fine, just verify the loan offer and sign the Loan Agreement. As soon as we receive the signed agreement, the loan amount will be disbursed into your account.


Follow the below steps to apply for an Instant Personal Loan with Finance Buddha. 1. Visit our Quick Apply page. 2. Furnish the required details as being asked. 3. Get your eApproved Offer, with other details. 4. Upload all the required documents (no physical documents required). 5. You will get a welcome call where your application details will be verified. 6. Get assistance from finance advisors in case if you are in any dilemma. 7. Verify the loan offer to proceed. 8. Sign Loan Agreements get the loan amount disbursed immediately to your account. Along with the online application form, you can submit documents such as: Identity Proof: PAN card, Passport, Driving License, Aadhar Card, Voter ID, Govt. issued IDcard Address Proof: Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ bank statement (not more than 3 months old) Age Proof: PAN card, Passport, Driving License, Voter id card, Birth certificate, Employee ID card (only for PSU/ Government employees), School/ college leaving certificate Financial Statements: Bank Statement of past 6 months


Personal Loan Application Form is the first step where applicant can connect with the bank to inform their requirement of loans. Post validating of all details in the application form, the bank will process the loan and will help you to understand the next steps to get the loan amount into your bank account. Paperless personal loan also makes life of the loan applicant easier. Everything will happen online, there is no need to take off from work to complete the tedious loan processes. You are now one step closer to digitized transactions. Interest Rates on Instant Personal Loans Rate of interest on paperless personal loans and traditional personal loans will remain pretty much the same. Paperless transaction is just to make life easier by eliminating the need of tedious paper documentation process. Apart from that, all other things will remain the same in a paperless personal loan.

Difference between Instant Personal Loans and Pre-approved Personal Loans Paperless loans are different from pre-approved loans. Paperless loans still require loan application to be submitted online by the applicant along with all other necessary documents. But pre-approved loans do not require loan application submission and at times don’t require any documents as well. Preapproved loans will purely analyze the credit scores to understand the personal profile and financial credentials of the applicant and loans will be sanctioned instantly.


How different are the Terms and Conditions on Instant Personal Loans? Whether the personal loan is in paperless format or traditional format the terms and conditions will not change much. The importance of going through the term and conditions of personal loan is very essential irrespective of the type of personal loan. Paperless personal loan is not a discount is offered on loans rather it is just a convenience facility that is offered by the bank to move closer to digital economy. However, banks will stop charging documentations charges on paperless personal loans as everything is through online and quicker than ever. With the help of online documentations instant loan users are growing day by day and everyone is making use of these facilities to the utmost. It is good to see India getting better in digitization and looking forward for more in the coming years. A paperless personal loan in layman terms means simple online application procedure, fast processing, apply for loan from your office or home anytime during the day, documents are safer and almost zero paperwork. Personal loans are now just a click away and getting it into your bank account now takes less than 24 hours. Stop piling up papers in your cupboards; instead have a soft copy of all necessary documents and save time, effort and money.

Go green paperless personal loan  

Personal loans are now just a click away and getting it into your bank account now takes less than 24 hours. Stop piling up papers in your c...

Go green paperless personal loan  

Personal loans are now just a click away and getting it into your bank account now takes less than 24 hours. Stop piling up papers in your c...

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