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Australian Insurance Builders Magazine VOLUME 1

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AIBM Australian Insurance Builders Magazine

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AIBM Lawyers Highlight Legislative Exposures Australian Insurance Builders Magazine

Legislative exposures highlighted Following recent changes to legislation, many construction companies face exposures they may not have previously considered. Legislative changes in areas such as Workers Compensation and Workplace Health and Safety as well as increased scrutiny from Local Governments means many construction companies should seek advice from their insurance broker and legal adviser before beginning any construction project.

being conducted on their home, such policies are often limited only to works below a certain value (commonly $50,000).

To highlight the potential exposure builders have to sub-contractors: An owner builder had the care, control and management of roofing work being undertaken on premises they were renovating. The plaintiff, a subcontractor fell off the roof approximately 4.5 metres to the ground and was rendered a paraplegic. Despite liability being admitted the matter ran for 8 days in the NSW Supreme Court. The injured subcontractor was awarded $2.4M. Legal costs for both parties would easily have been in excess of $500,000. Whilst many home owners assume that their home and contents policy provides cover for work

Under the new Model WHS Act in NSW:

Builders may also be prosecuted under Workplace Health & Safety legislation. Under the new Model Laws in some jurisdictions penalties have more than tripled. For example, in NSW the maximum penalties for a first offence for corporation was $550,000 and $825,000 for subsequent offences.

Category 1 offences (being the most serious) have a maximum penalty of $3 million for a corporation. Category 2 offences can attract a penalty of $1.5million; and Category 3 offences may result in a maximum penalty of $500,000. Chain of responsibility provisions now often mean shell companies will not protect Directors and Officers of those companies from personal responsibility even if the company is wound up.

A recent example is illustrative 2 | Australian Insurance Business Magazine

of the potential exposures for builders. A Queensland builder was fined $600,000 plus costs following the deaths of two workers who fell 26 stories from a swing stage on a building site. The court found that the employer had not ensured adequate induction of the employees in the use of the swing stage and had not adequately supervised the employees. Such cases are not confined to such obvious systems deficiencies though, recently a state regulator

commenced proceedings against a building owner who had contracted specialist flag pole installers to install a flag pole. The specialists contacted a power line whilst erecting the flag pole, yet the owner is being prosecuted under chain of responsibility laws. The matter is being defended, but costs are likely to exceed $200,000. This article was created with the assistance of Holman Webb Lawyers.


Talk to your broker about an SUA Solution

Looking for Contract Works Insurance?

Concerned about the changes to Workplace Health & Safety legislation?

Talk to your broker about an iConstruct insurance policy. • • • • • • • •

Quick and simple on-line questionnaire Policy can be incepted in minutes Comprehensive wording Building construction for contracts up to $5m Legal Liability up to $20m Up to 24 months construction period Available for Owner Builders and Single Projects Annual policies written on contracts commenced basis within policy period

®

Talk to your broker about an SUA Business Practices Protection policy • • • • •

Provides cover for all aspects of Workplace Health & Safety laws Includes Integrated Planning legislation and Environmental Protection laws Extends to cover the costs to negotiate and comply with an Enforceable Undertaking Is triggered at the point of a Notifiable Incident Limits of indemnity up to $5m

Construct .com.au

www.sua.com.au - www.iconstruct.com.au Ph: 07 3624 9400 - Fax: 07 3624 9433 255 Sandgate Rd, Albion, QLD 4010 - PO Box 324 Clayfield, Qld 4011

Specialist Underwriting Agencies Pty Ltd

ABN 18 010 862 745 AFSL 231104 www.insurancebuildersmag.com.au |3


AIBM Australian Insurance Builders Magazine

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CIB Provides its building services to insurance companies, loss adjusters, strata managers, engineers, architects and home owners. We pride ouselves in quality of service we provide, and we constantly strive to offer all our clients a better experience.

AIBM Australian Insurance Builders Magazine

CIB are Experts In - Quick response to make safes and emergency call outs - Cost effective solutions to major building defects - Quick and reliable water leak detection using the latest technologies - Accurate & concise building reports and assessments - Exceptionaal Customer service - Flood and fire restorations - Property assessments & Report Writing - Leak detection testing

Head Office - NSW details Unit 5/ 71-83 Asquith St, Siverwater NSW Australia 2128 T: 1300 788 509 F: 02 9748 2770 E: info@cib.org.au Web: www.cib.org.au

“We don’t build in order to have clients, We have clients in order to build”.

6 | Australian Insurance Business Magazine


TD & LJ REID GARAGE CEILINGS - INSURANCE QUOTES - NO JOB TOO SMALL 9 CREWS ON THE ROAD - READY TO GO

As a Prompt Maintenance and retifications business, we gladly accept emergency call out work (via phone/fax/email) and can be on site between 30 minutes and 1 hour, if urgent. We have an office/warehouse located in Lonsdale and another warehouse north of the City. We have 60 workers living North, South, East and West of the City, who carry out repairs through South Australia, including all country areas and interstate if need be. We also have crews stationed at Mount Gambier, Whyalla, Port Augusta, Kadina, Kangaroo Island, Mildura VIC, Darwin NT and Katherine NT.

clients, insured work, and/or other builders/developers. We have 30 years of experience working in the building trade. No job is too big or too small. We have a range of trades, highly qualified for carpentry, gyprocking, painting, electrical, garage/roller doors, all roofing, guttering and downpipes, eaves, installation of ornate works, facias, tiling as required, blinds and awnings, asbestos removal, floating floors, vinyl carpet laying, antenna installation/repairs, floor/skirting and tiling as well as minor solid plaster work to client to a minimal. If you have any queries or wish to discuss the matter further, please do not hesitate to contact Tom on 0408 833 179.

We do over 2,000 repair and maintenance jobs per year, including jobs for private

1/8 Bredbo Street, Lonsdale SA 5160 Ph: 08 8384 6313 Fax: 08 8384 631 Email: tdljreid3@adam.com.au

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERSINSU MAGAZ MAGAZINE

To confirm your booking in THE AUSTRALIAN INSURANCE To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this form & email or723 fax back • Pho & email or fax back to info@saltpublishing.com.au • Phone: 1300 787 • Faxtotoinfo@saltpublishing.com.au (02) 6678 1003

THIS IS NOT A BILL YOU ARE NOT REQUIRED THIS IS NOT TO APAY BILL ANY YOU MONEY ARE NOT RE ADVERTISER INVOICING DETAILS

ADVERTISER INVOICING DETAILS

ADVERTISING BOOKING CONFIRMATION Contact name: Diane ADVERTISING BOOKING From: Cra From: Dave Rawlins

Contact name: Robyn Langley

Organisation: Motel Grande

Organisation: Complete Pest Services

THE AUSTRALIAN INSURANCE THE AUSTRALIAN BUILDERSINSU MAGAZINE MAGAZ To Total Excl GST: $500.00 COMPLETE G GST: $50.00 SERVICES THISPEST IS NOT A BILL YOU ARE NOT REQUIRED THISIncISGST: NOT TO APAY BILL ANY YOU MONEY ARE NOT RE To Total $550.00

Phone: 02 4982 6464

Phone: 02 6765 4444

Fax:

Fax:

postal address: 117 Goonoo Goonoo Rd, Tamworth NSW Billing postal address: 419 Lemon Tree Passage Rd, Salt Ash Billing NSW 2318

To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS To confirm MAGAZINE your booking please in THE complete AUSTRALIAN this form INSURANCE & email or fax back to info@saltpublishing.com.au • Phone: 1300 & email 787 or723 fax back • Faxtotoinfo@saltpublishing.com.au (02) 6678 1003 • Pho

ADVERTISER INVOICING DETAILS

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Pa Payment Terms: strictly 14 days ADVERTISING BOOKING CONFIRMATION ADVERTISING BOOKING From: Dave Contact Rawlins name: Lynsey From: Fran

Contact name: Christopher Phone: 0427 890 848

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from date of Invoice Organisation: Nans Button Box Bouquets

Organisation: Doctor Bookkeeper Fax:

Phone: 0434 922 391

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Billing postal address: PO Box 6030 419 Lemon Tree Passage Road, SaltDubbo Ash NSWNSW 23182830 Booking authorised by: (Authorised Officer)

Classified Advertisement 90mm x 52mm 117 Goonoo –Goonoo Road, Tamworth NSW Billing postal address: Leabons Lane, Seven Hills Please email artwork that is 4MB or23 less in Phone: 02 6765 4444 • www.motelgrande.com.au

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size to: info@saltpublishing.com.au in JPEG, PDF or Word document.

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PAYMENT DETAILS

Darwin NT

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THIS NOT APAY BILL YOU ARE NOT RE THIS IS INVOICING NOT A DETAILS BILLPtyYOU REQUIRED TO ANY MONEY Mobile:ARE 0427 890NOT 848 Total IncIS GST: $605.00 To Cheque: made payable to Salt Publishing Pty Ltd Cheque: made payable to Salt Publishing Ltd ADVERTISER ADVERTISER INVOICING DETAILS www.nansbuttonboxbouquets.com.au

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Terms: strictlyreference: 14 days“AIBM & Your Name”)BOOKING Debit: [Please include and advise us ofPa y Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us Direct ofPayment your payment date___/___/__ ADVERTISING ADVERTISING BOOKING CONFIRMATION Bookkeeping: Contact name: Kylie It's about your business!

From: Dave Contact Rawlins name: Rob

Don't get snowed down with paperwork and unable to work, we do your Credit card (preferred): Organisation: Elite Autos books, you make the money, and all's well. Get in contact today!

fromcard date of Invoice Credit (preferred): Organisation: Skyline

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERSINSU MAGAZ MAGAZINE

Nan's Button Box Bouquets specialises in bespoke bridal bouquets, IPhone: authorise the Salt Publishing to charge my (please circle): AMEX - MasterCard IPhone: authorise02 the 4648 Salt Publishing AMEX - MasterCard - Visa - Other ___________ 2043 to charge my (please circle): Fax: 02 4958 1736 Fax: Classified Advertisement – 90mm x 52mm Cla corsages, centrepieces & buttonholes with fresh European styling. Please email artwork 4MB Billing postal Narellan postal Drive, Meldowie _ _ address: _that _ /is_CCV: _ _ _orPO _ _inBox _ _ / _80 _ _Rosewood _ Expiry date: _ _ / Ple _N _ Card number: _ _ address: _ _ / _ _ _ _ 299 / _ _ _Camden _ / _ _ _ _ Valley Way, Expiry date:nsw _ _ Card /Billing _2567 _ number: _/less

Mobile: 0434 922 391PDF• orSeven Hills NSW size to: info@saltpublishing.com.au in JPEG, Word document.

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Total Excl GST: To To confirm your$550.00 booking in THE AUSTRALIAN INSURANCE To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this form & email or fax back to info@saltpublishing.com.au • Pho & email or fax back to info@saltpublishing.com.au • Terms Phone: 1300 787 723 • Fax to (02) 6678 1003 GST:and $55.00 G Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS QUALITY USED CARS AT REASONABLE PRICES

Advertisers and agencies that lodge or authorise the placement advertising in The Australian In Advertisers and agenciesare thatpre-serviced lodge or authorise the placement of advertising material in The Australian Insurance Builders Magazine undertake to ensure that all suchofmaterial doesmaterial not infringe All our vehicles and checked in our on-site workshop copyright, trade mark, breach confidence defamation, libel, Act slander or title, does not contain anything in copyright, mark, breach of to confidence defamation,Pty libel, slander or title, does not contain anything indecent or obscene, doesof not infringe the Trade Practices or other laws, regulations Cheque:trade made Saltaway Publishing Ltd Cheque: made payable to Salt Publishing Pty Ltd and arepayable ready to drive on the day, plus we also offer or statutes.and Advertisers agents agree indemnify arising the publisher or its agents any claims, dema or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, damages,and cost penalties or to judgements from publication of against the Extended Warranty plans and optional 24/7 Road Side Assistance shall pay The Australian Magazineagreed; the advertising fee upon invo material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice The from.advertiser The Australian Insurance BuildersInsurance MagazineBuilders unless otherwise the Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us Direct of your Debit: payment [Please date___/___/__ include reference: “AIBM & Your Name”) and advise us of By payment of the advertising feesupplied is non-refundable. Should the advertiser require TheMagazine Australian Insurance payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders Magazine to alter material, The Australian Insurance Builders shall be Insurance entitled toBuilders charge additional fees. publish In exchange for the payment of the advertising fee, The Australi shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Magazine shall the advertisement in The Australian 299 Camden ValleyonWay, Narellan NSW 2567 Credit card (preferred): Credit card InsuranceBuilders Builders Magazinebe asunable detailed this Booking Confirmation Should The Australian Insura Insurance Builders Magazine as detailed this Booking Confirmation Form. Should The Australian Insurance Magazine to on publish the advertisement for Form. anySlips reason All(preferred): Mechanical Repairs • Rego Checks • Pink The Australian Insurance Builders Magazine be entitled refundThe the advertisement fee t whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisementwhatsoever, fee to the advertiser whereupon the advertiser shall haveshall no further claimtoagainst Tune-Ups • General Servicing • Repairs • Replacements Insurance Builders Magazine. The Australian Insurance does not promote itself as a ch Australian Insurance Builders Magazine. to Thecharge Australianmy Insurance Magazine does not promote itself asIAustralian a charity or a the fund raising institution. We do not solicit on (please behalf Magazine of charities and we are I authorise the Salt Publishing (please circle): AMEX - MasterCard authorise - Visa - Other Salt Publishing ___________ to charge my circle): AMEX -in MasterCard way financially supported or associated with any Government similar institutions. Classified Advertisement 90mm x 52mm Cla no way financially supported or associated with any Government of similar institutions. 1000 A4 sizedno publications will be distributed via–Australia Post to a database ofof interested parties 1000 A4 sized pub 19 Racecourse Road, Teralba NSW 2284 including Insurance & Suppliers servicing the insurance including Insurance_Companies, servicing the insurance within Australia. revenue to satisfy publishing, email artwork 4MB Card number: _ _ _ / _ _Financial _ _ / _Institutions, _ _ _ / _ _Builders, _ _ Trades & Suppliers Expiry date: _ _ Card / Please _ _industry number: _Companies, _ _that _ /is_Advertising CCV: _Financial _ _or_/less _Institutions, _in_ _ / is_ solely _Builders, _ _usedTrades Expiry date: _ _ / Ple __ and distribution costs, therefore all accounts must be settled prior days to distribution. You have administration, and distribution costs, therefore all accounts must be settled prior to distribution. 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Total Inc GST: $605.00 ADVERTISER INVOICING DETAILS

SKYLINE SUPPLIES

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Payment Terms: strictly 14 days www.eliteautos.com.au • Phone: 02 4648 2043From: Dave Contact name: Richard Contact name: Sue Rawlins from date of Invoice

Organisation: Traumatic Stress Clinic

Organisation: Goondoola Powe Family Phone: 02 6364 3123

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Signature: ________________________________________________ Date: ______________ Signature: Date: _________ Marketed, printed and distributed by Salt Publishing Marketed, printed and distributed by Salt Publishing Pty Ltd ________________________________________________ – www.saltpublishing.com.au

ACN: 161 611 089 / ABN: 30 ACN: 161 611 089 / ABN: 30 161 611 089 PO BOX 1265 Kingscliff N PO BOX 1265 Kingscliff NSW 2487 Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS The Traumatic Stress Clinic provides cutting-edge, evidence-based treatments & undertakes Telephone: 1300 787 723 / not Fax:infringe 02 1003 / EIn Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in 6678 The Australian Insurance and Builders agencies Magazine that lodge undertake or authorise to ensure the placement that all such ofmaterial advertising doesmaterial in 6678 The Australian 1300 787 723 material / Fax: 02 1003Advertisers / Email: info@saltpublishing.com.au

G GST: $51.00 To Total Inc GST: $561.00 Cheque: made payable toagree 8King Investments Pty Ltd Cheque: made payable toagree 8King Investments Pty or statutes. Advertisers and agents to indemnify the publisher or its agents against any claims, demands, or statutes. and Advertisers damages, and cost penalties to judgements indemnify arising the publisher from publication or its agents of against the any claims, dema an affiliation between aagents number of or researchers, organisations &Ltd clinical psychologists.

world-class research posttraumatic stress disorder (PTSD) & Act complicated grief. Thenot Clinic is anything in copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything copyright, indecent trade or obscene, mark,for breach doesof not confidence infringe the defamation, Trade Practices libel, slander or other or title, laws, does regulations contain

material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice The from.advertiser The Australian shall pay Insurance The Australian BuildersInsurance MagazineBuilders unless otherwise Magazineagreed; the advertising the fee upon invo Direct [Pleasefee include reference: “AIBM & Your Name”) and advise us Direct of Builders yourDebit: [Please date___/___/__ include reference: “AIBM &Insurance Your Name”) advise us of By Goondoola is owned & operated by the Powe family Cargo. paymentDebit: of the advertising is non-refundable. Should the advertiser require Theat Australian Insurance payment ofpayment the Magazine advertising to alter fee supplied is non-refundable. material, The Should Australian the advertiser require Builders Theand Magazine Australian Insurance No need foradditional a referral, call out website shall be entitled to charge additional fees. Inproduce exchange for Murray-Grey the payment&of the advertising fee, The Australian shall be Insurance entitled toBuilders charge Magazine shall fees.just publish In exchange theor advertisement forvisit the payment in The of the Australian advertising fee, The Australi Goondoola quality Red-Angus seedstock. Insurancecard Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance InsuranceBuilders Builders Magazine Magazinebe asunable detailed to on publish this Booking the advertisement Confirmation for Form. any reason Should The Australian Insura Credit (preferred): Credit card (preferred): www.traumaticstressclinic.com.au • Phone: (02) 9845 7979 P: Builders 02 6364 Magazine 3123 • F: shall 02 6364 3123 • to M:refund 0412 462 720 whatsoever, The Australian Insurance be entitled the advertisement whatsoever, fee to the advertiser The Australian whereupon Insurance the advertiser Builders Magazine shall haveshall no further be entitled claimtoagainst refundThe the advertisement fee t Australian Insurance Builders Magazine. The Australian Insurance Magazine does notNSW promote itself asAustralian a charity or Insurance a fund raising Builders institution. Magazine. We The doAustralian not solicit Insurance on behalf Magazine of charitiesdoes and not we are promote itself as a ch Warrie Range, 406 Nanami Lane, Cargo I authorise the Salt Publishing to charge my (please circle): AMEX - MasterCard I authorise - Visathe - Other Salt Publishing ___________ to charge my (please circle): AMEX -in MasterCard no way financially supported or associated with any Government of similar institutions. 1000 A4 sizedno publications way financially will be supported distributed or associated via–Australia Post any to a Government database ofof interested similar institutions. parties 1000 A4 sized pub Cla Classified Advertisement 90mmwith x 52mm goondoola@bigpond.com • including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance including industry Insurance within Companies, Australia. Advertising Financial Institutions, revenue is solely Builders, usedTrades to satisfy & Suppliers publishing, servicing the insurance Ple Please email artwork that is_CCV: 4MB or_/less in_ _ / _ _ _ _ Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ Card / _ _ number: _ _ _ _ / _ _ _ _ _ Expiry date: _ _ / __ administration, and distribution costs, therefore all accounts must be settled prior to distribution. You administration, have the right to and cancel distribution your booking costs, therefore confirmation, all accounts in writing, must within be settled 10 business prior days to distribution. You have siza size to:from info@saltpublishing.com.au inthis JPEG, PDF or Word document. starting from the date of the execution of this agreement. Magazines will be distributed within 12 months starting after payment. the date of the execution of agreement. Magazines will be distributed within 12 months

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERS INSU MAGAZ MAGAZINE

Billing postal address: Shop 1A/58 Karibee St

State: QLD

Postcode: 4715 Billing postal address: 53 Maitland Road, Minlaton SA 5575

Total GST: $500.00 To To Excl confirm your booking in THE AUSTRALIAN To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCE & email fax •back • Ph & email or fax back to info@saltpublishing.com.au • Phone: 1300 787or723 Faxto toinfo@saltpublishing.com.au (02) 6678 1003

GST: $50.00 G THIS IS NOT A BILL YOU ARE NOT REQUIRED TO PAY ANY MONEY THIS NOT A BILL YOU ARE NOT RE Total IncIS GST: $550.00 To ADVERTISER INVOICING DETAILS ADVERTISER INVOICING DETAILS

BANANA SHIRE Payment Terms:Karren strictly 14 days & MM Pa Butler GJ ADVERTISING CONFIRMATION ADVERTISING BOOKING CENTREBOOKING Contact name: From: Pete ContactSUPPORT name: Mick Martin From: Ryan Irons The Banana Shire Support centreSpill is a community-based, Organisation: Essential Products non-discriminatory, cost free service for people who are victims of domestic or family violence.

•High Card Classes • Sale of Paper • Craft Products from Papercraft date of Invoice Organisation: Country Trails

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53 Maitland Road, Minlaton SA

Phone: 08 8558 2507 Fax: Phone: 07 4992 5464 Fax: 07 4992 5464 Classified Advertisement – 90mm x 52mm Phone: 07 4992 3322 • Fax: 07 4992 6926 Phone: 08 8853 2528 • Fax: 08 8853 2528 Billing postal address: POinBox 2083 Normanville SA 5204 Billing postal address: PO Box 518 Biloela QLD 4715 Please email artwork that is 4MB or less Hours of operation: Monday 9am to 12pm • Tuesday to Friday 8am to 4pm

THE AUSTRALIAN INSURANCE BUILDERS INSU THE AUSTRALIAN MAGAZINE MAGAZ size to: info@saltpublishing.com.au in JPEG, PDF or Word document.

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To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCE To confirm your booking in THE AUSTRALIAN Horse riding through natural bush & email or fax back to info@saltpublishing.com.au or Fax to (02) 6678 1003 & email or fax back to info@saltpublishing. G GST: $45.00

land & back along the sandy beach. THIS IS NOT A DETAILS BILL YOU ARE NOT RE THIS IS NOT A BILL YOU ARE NOT REQUIRED TO PAY ANY MONEY To Total Inc GST: $495.00 Cheque: made payable to Salt Publishing Pty Ltd ADVERTISER INVOICING DETAILS ADVERTISER INVOICING Cheque: made payable to Salt Publishing Pty Ltd PAYMENT DETAILS

PAYMENT DETAILS

COUNTRY TRAILS PTY BOOKING LTD ADVERTISING ADVERTISING BOOKINGHIGH CONFIRMATION

Payment Terms: strictly 14 days “AIBM & Your Name”) and advise us ofPay Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of your Debit: payment date___/___/__ Direct [Please include reference: Contact name: Kim From: Frank Bunce Contact name: Brad Young From: Dav Lot 203, Williss Dv, Normanville SA • Phone: 08 8558 2507 fr from date of Invoice Credit card (preferred): Credit card (preferred): Organisation: Sea Change Coolum Beach Organisation: Lucky Lupitas Restaurant

THE AUSTRALIAN THE Telephone: AUSTRALIAN INSURANCE BUILDERS INSU 07 4992 5464 MAGAZ MAGAZINE

COMMERCIAL & INDUSTRIAL IPhone: authorise1800 the Salt Publishing my (please circle): AMEX - MasterCard - Visa08 - Other ___________ 008 112 to charge Fax: 8277 4004 to charge my (please circle): Fax: IPhone: authorise the Salt Publishing AMEX - MasterCar Cl Classified Advertisement – 90mm x 52mm Suppliers of Oil Spill Products, Kits & Training • Servcing Central QLD Ple Please email artwork that is 4MB or less in Billing postal Beach QLD Billing postal Bedford Park SA Card number: _ _ address: _ _ / _ _ _ _ Cnr / _ _ _Ann _ / _ St _ _& _ David Low Way, ExpiryCoolum date: _ _ / Card _ _ number: _4573 _ address: _ _ / CCV: _ _ _ __1/4 /____ Rupert _ _ / _ _ _Avenue, _ Expiry date: _ _504 /_

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Tucked away within the idyllic seaside Signature: ________________________________________________ Date: ______________ Signature: ________________________________________________ Date: ________ (Authorised Officer) (Name) (Signature) (Authorised Officer) (Name) (Signature) (Date) of Coolum, Resort offers To confirm your booking in THE AUSTRALIAN To confirm your village booking in THESeachange AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCE self catering accommodation in & email fax •back • Ph & email or faxluxurious back to info@saltpublishing.com.au • Phone: 1300 787or723 Faxto toinfo@saltpublishing.com.au (02) 6678 1003 Terms and Conditions: the heart of the Sunshine Coast. PAYMENT DETAILS Terms and Conditions: PAYMENT DETAILS

Total Excl GST: $460.00 To GST: $46.00 G Advertisers and agencies that lodge or authorise the placement of advertising material in The Australian Insuranceand Builders Magazine undertake to ensure all such of material does material not infringe Advertisers agencies that lodge or authorise thethat placement advertising in The Australian I THIS IS NOT A BILL YOU ARE NOT RE THIS IS NOT A BILL YOU ARE NOT REQUIRED TO PAY ANY MONEY copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything indecenttrade or obscene, does$506.00 not infringe thedefamation, Trade Practices Act or other laws,does regulations copyright, mark, breach of to confidence libel, slander or title, not contain anything i Total Inc GST: To Cheque: made payable Salt Publishing Pty Ltd ADVERTISER INVOICING DETAILS Cheque: made payable to Salt Publishing LtdSpecial Deals ADVERTISER INVOICING DETAILS Call DirectlyPty For

or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages, and costagents penalties or judgements from publication of the or statutes. Advertisers agree to indemnifyarising the publisher or its agents against any claims, dem material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon material. invoice from. The Australian Builders Magazine otherwise agreed; the The advertiser shallInsurance pay The Australian Insuranceunless Builders Magazine the advertising fee upon inv Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of y Direct Debit: [Pleasefee include reference: “AIBM & Your Name”) advise us of your payment date___/___/__ payment of the advertising is non-refundable. Should the advertiser require Theand Australian Insurance Builders Magazine to alter supplied material, The Australian Insurance Builders Magazine payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance B shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Insurance Builders Magazine shall publish the advertisement in The Australian shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Austral Credit card (preferred): Credit card (preferred): Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Builders Magazine beas unable to publish advertisement for any reason Insurance Builders Magazine detailed on this the Booking Confirmation Form. Should The Australian Insura whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall have shall no further claim against The whatsoever, The Australian Insurance Builders Magazine be entitled to refund the advertisement fee Australian Insurance Builders Magazine. The Australian Insurance Magazine does not promote itself as a charity or a fund raising institution. We do not solicit on behalf of charities and we in- MasterCar I authorise the Salt Publishing to charge my (please circle): AMEX Australian Insurance Builders Magazine. The Australian Insurance Magazine does notare promote itself as a c I authorise the Salt Publishing to charge my (please circle): AMEX - MasterCard - Visa - Other ___________ Classified Advertisement – 90mm x 52mm Cl 1/4 Rupert Avenue, Bedford Park SA 5042 no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will be distributed via Australia Post to a database of interested parties no way financially supported or associated with any Government of similar institutions. 1000 A4 sized pub Corner Anne St & David Low Way, Coolum Beach QLD 4573 including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. Advertising revenue is solely used to satisfy publishing, including Insurance servicing the insurance Please email artwork 4MB _Companies, _ that _ 08 _ is / _CCV: _Financial _or__less /___Institutions, _in_ • _ /www.luckylupitas.com _ _Builders, _ _ Trades & Suppliers Expiry date: _ _ / Ple _ Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ /Card _ _ number: Call Us On: 8277 4004 administration, distribution costs, therefore all accounts must be settled prior to distribution. You have the right to and cancel your booking writing,must within business days Phone: and 1800 008 112 • www.seachangecoolumbeach.com.au administration, distribution costs,confirmation, therefore all in accounts be10 settled prior to distribution. You have size to: payment. info@saltpublishing.com.au in JPEG, PDF or Word document. siz starting from the date of the execution of this agreement. Magazines will be distributed within 12 months after starting from the date of the execution of this agreement. Magazines will be distributed within 12 months

Payment Terms:Mathew strictly 14 days Pa ADVERTISING BOOKING ADVERTISING BOOKING CONFIRMATION name: Fuller From: Dav From: EliContact Cooper

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERSINSU MAGAZ MAGAZINE

Phone: 03 9432 6359

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Billing postal address: 17 Musgrave avenue, Aberfoyle Park SA Billing postal address: 1 Elsie Street, Greensborough VIC 3088

name: ________________________________________ Authorised de Cardholder’s name: ________________________________________ AuthorisedCardholder’s debit amount: $AUD ______________

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_____________________________ _______________ Booking authorised by: ____________________________ __________ (Signature) (Date) Mobile: 0433 092 081(Signature) (Authorised Officer) (Name) To Total Excl GST: $470.00

Signature: Date: ________ Signature: ________________________________________________ ______________ Marketed, printed and distributed byDate: Salt Publishing Pty Ltd –________________________________________________ www.saltpublishing.com.au Marketed, printed and distributed by Salt Publishing

To611 confirm your booking in THE AUSTRALIAN To confirm your booking in THE AUSTRALIAN please complete this ACN: 161 INSURANCE 611 089 / ABN: 30BUILDERS 161 089 MAGAZINE ACN:form 161INSURANCE 611 089 / ABN: 30 matt.fuller4@bigpond.com & email or fax back to info@saltpublishing.com.au • Ph & email or fax back to info@saltpublishing.com.au • Phone: 1300 787 723 • Fax to (02) 6678 1003 PO BOX 1265 Kingscliff NSW 2487 PO BOX 1265 Kingscliff G GST: $47.00 Terms and Conditions: LIC NO. PGE171979 Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS

and agencies that lodge or authorise thethat placement of advertising in 6678 The Australian Telephone: 1300 787 723 material / Fax: 02in 6678 1003Advertisers / Email: info@saltpublishing.com.au Advertisers and agencies that lodge or authorise the placement of advertising The Australian Insurance Builders Magazine undertake to ensure all such material infringe Telephone: 1300 787 does 723 material /not Fax: 02 1003 / EI copyright, mark, breach of confidence libel,Act slander or title, not contain anything i Precious Metal equipment and fabrication copyright, trade mark, breach of consultants, confidence defamation, libel, slander or title, does not contain anything indecenttrade or obscene, does not infringe thedefamation, Trade Practices or other laws,does regulations Cheque: made payable to Salt Publishing Pty Ltd or its agents against any claims, demands, Cheque: made payable toagree Salt Publishing Pty Ltd or its agents or statutes. 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Should the advertiser require The Australian Insurance paymentDebit: of the advertising is non-refundable. Should the advertiser require Theand Australian Insurance Builders Magazine to alter supplied material, The Australian Builders Magazine 1 Elsie Street,fees. Greensborough 3088 shall entitled to charge additionalshall fees.publish In exchange for the payment of the advertising fee, The Austral shall be entitled to charge additional In exchange for theVIC payment of the advertising fee, The Insurance Builders Magazine the advertisement in The Australian Call UsAustralian On: 08be8277 4004 • www.luckylupitas.com Insurance Builders Magazine detailed on this Booking Confirmation Form. Should The Australian Insura Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Magazine beas unable to publish the advertisement for any reason Credit card CreditBuilders card (preferred): Phone: 03(preferred): 9432 6359 • www.southerncrosstechnologies.com.au whatsoever, The Australian Insurance Builders Magazine be entitled refund the advertisement fee whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall have shall no further claim to against The Builders The Australian Insurance does notare promote itself as a c Insurance Builders Magazine. to Thecharge Australianmy Insurance Magazine does not promote itself as Australian charity orInsurance a fund raising institution. docharge not solicit on behalf charities andAMEX we in- MasterCar • -DOWNLIGHTS • Magazine. FANSWe • to POWER POINTS •ofMagazine SWITCHBOARDS IAustralian authorise the Salt Publishing (please circle): AMEX - MasterCard Visa - Other ___________ Iaauthorise the Salt Publishing my (please circle): Cl no way financially orvia associated any of similar institutions. 1000 A4 sized pub Classified Advertisement – Australia 90mm with xPost 52mm no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will besupported distributed to aGovernment database of interested parties • FOR ALL ELECTRICAL NEEDS CALL M.J. FULLER including Insurance Companies, Financialrevenue Institutions, Builders, & Suppliers servicing the insurance including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. 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Payment Terms: strictly 14 days

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from date of Invoice Organisation: OTM Civil Construction

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Total Inc GST: $517.00DETAILS ADVERTISER INVOICING

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Phone: 0459 041 391

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Billing postal address: PO Box 112 Clare SA 5453 Billing postal address: PO Box 411 Hoppers crossing VIC 3029

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Booking authorised by: ____________________________ __________ Booking authorised by: ____________________________ _____________________________ _______________ Signature: ________________________________________________ Date: ______________ Signature: Date: ________ Marketed, printed and distributed by Salt Publishing Marketed, printed and distributed by Salt Publishing Pty Ltd –________________________________________________ www.saltpublishing.com.au (Authorised Officer) (Name) (Signature) (Authorised Officer) (Name) (Signature) (Date) To Total Excl GST: $495.00

ACN: 161 611 089 / ABN: 30 ACN: 161 611 089 / ABN: 30 161 611 089 PO BOX 1265 Kingscliff PO BOX 1265 Kingscliff NSW 2487 Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS Telephone: 1300 787 does 723 material /not Fax: 02 1003 / EI 1300 787 723 material / Fax: 02 1003Advertisers / Email: info@saltpublishing.com.au Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in 6678 The Australian Insurance Builders Magazine undertake to ensure all such material infringe and agencies that lodge or authorise thethat placement of advertising in 6678 The Australian

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or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages,and costagents penalties or judgements from publication of the or statutes. Advertisers agree to indemnifyarising the publisher or its agents against any claims, dem material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon material. invoice from. The Australian Builders Magazine otherwise agreed; the The advertiser shall Insurance pay The Australian Insurance unless Builders Magazine the advertising fee upon inv The brew barn offers a welcoming friendly environment where you can Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of y Direct [Please fee include reference: “AIBM & Your Name”) and advise us of your payment date___/___/__ paymentDebit: of the advertising is non-refundable. Should the advertiser require The Australian Insurance Builders to alter supplied material, The Australian Insurancerequire Builders Magazine payment of Magazine the advertising fee is non-refundable. Should the advertiser The Australian Insurance B come down on your own, with fees. some or for bring along the family & enjoyfee, The Australian shall be entitled to charge additional In mates exchange the payment of the advertising Builders the advertisement in The Australian shall beInsurance entitled to chargeMagazine additionalshall fees.publish In exchange for the payment of the advertising fee, The Austral Credit card (preferred): Credit card (preferred): Insurancethe Builders Magazine as detailed on this Booking Confirmation Magazine beas unable toand publish the advertisement any reason Insurance Builders Magazine detailed onmaintenance this Booking Confirmation Form. Should The Australian Insura great social atmosphere whilst brewing your own Form. liquidShould gold. The Australian Insurance We Builders specialise in the construction of roads, for re-sheeting of roads, whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall have shall no further claim to against The whatsoever, The Australian Insurance Builders Magazine be entitled refund the advertisement fee leveling of building sites, installation of stormwater infrastructure, Hope toto see youmy soon!! Insurance Builders Magazine. The Australian Insurance Magazine does not promote itself as IAustralian aauthorise charity orInsurance a fund raising institution. Weto docharge not solicitmy on behalf of charities andAMEX we in- MasterCar Builders Magazine. The Australian Insurance Magazine does notare promote itself as a c the Salt Publishing (please circle): IAustralian authorise the Salt Publishing charge (please circle): AMEX - MasterCard - Visa - Other ___________ Cl Classified Advertisement –and 90mm x 52mm earthworks general civil no way financially supported associated with any Government of similar institutions. 1000 A4 sized publications will besupported distributed Australia Post to aconstruction database of works. interested parties no way financially orvia associated with any Government of similar institutions. 1000 A4 sized pub Factory 2, 1 or Nevada Street, Hoppers Crossing VIC including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. to satisfy publishing, Insurance Trades Suppliers servicing the insurance email artwork that 0459 041 www.otmcivil.com.au • PO Box&1112, Clare SAdate: Card number: _Companies, _391 _ _ is /•Advertising _4MB _Financial _or__less /__revenue _in_ _ /is_solely _Builders, _ _used Expiry _ _ / Ple _ Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ / including _Please _Mob: CCV: _Institutions, administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have the right toand cancel your booking in writing,must within business administration, distribution costs,confirmation, therefore all accounts be10 settled priordays to distribution. You have siz size to: info@saltpublishing.com.au in JPEG, PDF or Word document. starting from the date of the execution of this agreement. Magazines will be distributed within 12 months after from payment. starting the date of the execution of this agreement. Magazines will be distributed within 12 months

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Telephone: 03 9974 1884

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THE AUSTRALIAN INSURANCE THE AUSTRALIAN BUILDERSINSU MAGAZINE MAGAZ

Billing postal address: 8 Weidman Court, Reservoir VIC 3073Billing postal address: 1/74 Rutherglen Cres, Gowanbrae VIC 3

Total Excl GST: $350.00 To ANDREJIC GST: $35.00 G CARPENTRY THIS IS NOT A BILL YOU ARE NOT REQUIRED THIS NOT TO A PAY BILL ANY YOU MONEY ARE NOT RE Total IncIS GST: $385.00 To SERVICE ADVERTISING BOOKING CONFIRMATION ADVERTISING BOOKING

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New Homes • Decks • Pergolas Hills Shopping Centre Organisation: Endeavour Renovations • Extensions Phone: 03Repairs 9700 2374 General & Maintenance

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THE AUSTRALIAN INSURANCE THE AUSTRALIAN BUILDERS INSU MAGAZINE MAGAZ

Mobile: 0430 087 477PO Box 1 Endeavour Hills VIC 3802 Billing postal address: Melbourne - Northern Suburbs

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PAYMENT DETAILS

THIS ISpayable NOT A BILL YOU ARE NOT RE THIS ISINVOICING NOT A DETAILS BILLPtyYOU ARE NOT REQUIRED TO PAY ANY MONEY Total Inc $495.00 To Cheque: made payable to Salt Publishing Ltd Cheque: madeGST: to Salt Publishing Pty Ltd ADVERTISER ADVERTISER INVOICING DETAILS PAYMENT DETAILS

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fromMobile: date(preferred): of0403 Invoice Credit card 226 775 • www.micksfencing.com.au Organisation: Modern Solutions

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Total Excl GST: To confirm your$500.00 booking in THE AUSTRALIAN To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCETo & email or723 fax back • Ph & email or fax back to info@saltpublishing.com.au • Phone: 1300 787 • Faxtotoinfo@saltpublishing.com.au (02) 6678 1003 GST: and $50.00 G Terms and Conditions: Terms Conditions: PAYMENT DETAILS PAYMENT DETAILS

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or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages,and costagents penalties or judgements from publication of the or statutes. Advertisers agree to indemnifyarising the publisher or its agents against any claims, dema material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice from. The Australian Insurance Builders Insurance Magazine Builders unless otherwise the The advertiser shall pay The Australian Magazineagreed; the advertising fee upon inv Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of Direct your Debit: payment [Please date___/___/__ include reference: “AIBM & Your Name”) and advise us of y payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders Magazine to alter material, The Australian Insurancerequire Builders payment of the advertising feesupplied is non-refundable. Should the advertiser TheMagazine Australian Insurance B shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Insurance Magazine the advertisement in The Australian shall entitled toBuilders charge additionalshall fees.publish In exchange the payment of the advertising fee, The Austral M: be 0403 168 727 • www.modernsolutions.com.au •for darren@modernsolutions.com.au Credit (preferred): Credit card (preferred): Insurancecard Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Builders Magazine beasunable to publish the advertisement for any reason Insurance Builders Magazine detailed on this Booking Confirmation Form. Should The Australian Insura All your Patios – Pergola designs Verandahs Carport needs Melbourne wide whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement whatsoever, fee to the advertiser whereupon the advertiser shall haveshall no further claimto against The Australian Insurance Builders Magazine be entitled refundThe the advertisement fee Enjoy the very best ofBuilders outdoor living with ado wide of outdoor lifestyle design options offered Insurance Builders Magazine.to Thecharge Australian Insurance Magazine does not promote itself asIAustralian aauthorise charity or a fund raising institution. Weto notrange solicit on behalf of charities and we in Insurance Magazine. The Australian Insurance Magazine does notare promote itself as a c IAustralian authorise the Salt Publishing my (please circle): AMEX MasterCard Visa the Other Salt Publishing ___________ charge my (please circle): AMEX - MasterCard Comic Book Store - Come In & See Us! Classified Advertisement –&Australia 90mm xPost 52mm Cl no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will be distributed torange. aGovernment database interested parties no way financially supported or via associated any of similar institutions. 1000 A4 sized pub by the Modern Solutions Patios pergola with designs Createofcustom carports, verandahs, 155 Ryrie Street, Geelong Vic 3220 including Insurance Companies, servicing the insurance industry Advertising to satisfy publishing, including Insurance Companies, Institutions, &aSuppliers servicing the insurance andwithin pergola open home outdoors, creating space that can bedate: Please email artwork that 4MB Card number: _ _ _ _ / _ _Financial _ _ / _ Institutions, _ _ _ / _ _Builders, _ _ Trades & Suppliers Expiry date: _ _ /Card _ _patios number: _Australia. _designs _ _ /isto _CCV: _Financial _or _your _less / __revenue __in_ _to/isthe _solely _Builders, _ _usedTrades Expiry _ _ / _Ple_ administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have the right toand cancel your booking in writing, within business administration, distribution costs, confirmation, therefore all accounts must be10 settled priordays to distribution. You have Telephone: 03 5229 3630 • www.giftsforthegeek.com.au enjoyed for any size function, any time in any document. Melbourne weather. sizeafter to:from info@saltpublishing.com.au inatJPEG, PDFand or Word siz starting from the date of the execution of this agreement. Magazines will be distributed within 12 months payment. starting the date of the execution of this agreement. Magazines will be distributed within 12 months

ADVERTISING BOOKING Payment Terms:Scott strictly 14 days Pa ADVERTISING BOOKING CONFIRMATION Contact name: From: Dave From: Mark Taylor

Contact name: Zoe

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERSINSU MAGAZ MAGAZINE

Phone: 0418 575 092

Phone: 0407 765 377

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Billing postal address: PO Box 345 Mernda VIC 3754

Fax:

Billing postal address: 1 Krunnows Road, Penshurst VIC 3289

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Signature: ________________________________________________ Date: ______________ Signature: Date: ________ Marketed, printed and distributed by Salt Publishing Pty Ltd –________________________________________________ www.saltpublishing.com.au Marketed, printed and distributed by Salt Publishing

To611 confirm your booking in THE AUSTRALIAN INSURANCE To confirm your booking in THE AUSTRALIAN please complete this ACN: 161INSURANCE 611 089 / ABN: 30BUILDERS 161 089 MAGAZINE ACN:form 161 611 089 / ABN: 30 & email or fax back to1003 info@saltpublishing.com.au • PhN & email or fax back to info@saltpublishing.com.au or Fax to (02) 6678 PO BOX 1265 Kingscliff NSW 2487 PO BOX 1265 Kingscliff G GST: and $47.00 Terms and Conditions: Terms Conditions: PAYMENT DETAILS PAYMENT DETAILS

1300 787 723material / Fax: 02 6678 1003Advertisers / Insurance Email: info@saltpublishing.com.au Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in The Australian and Builders agencies Magazine that lodge undertake or authorise to ensure the that placement all such of material advertising doesmaterial infringe in 6678 The Australian Telephone: 1300 787 723 /not Fax: 02 1003 / EIn copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything copyright, indecenttrade or obscene, mark, breach does of notconfidence infringe thedefamation, Trade Practices libel,Act slander or other or title, laws, does regulations not contain anything i Cheque: made payable to Salt Publishing Pty Ltd Cheque: made payable toagree Salt Publishingthe Pty Ltd or its agents or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, or statutes. and Advertisers damages,and costagents penalties or judgements to indemnifyarising publisher from publication of the against any claims, dema material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice from. The advertiser The Australian shall Insurance pay The Australian Builders Magazine Insurance unless Builders otherwise Magazine agreed; the advertising the fee upon inv Direct [Pleasefee include reference: “AIBM & Your Name”) advise us of Direct yourDebit: payment [Please date___/___/__ include reference: “AIBM &Insurance Your Name”) and advise us of By paymentDebit: of the advertising is non-refundable. Should the advertiser require Theand Australian Insurance payment Builders of Magazine the advertising to alter fee supplied is non-refundable. material, The Should Australian the advertiser require Builders The Magazine Australian Insurance shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian shall beInsurance entitled to Builders charge Magazine additionalshall fees.publish In exchange the advertisement for the payment in The of the Australian advertising fee, The Austral Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Insurance Builders Magazine Magazine beas unable detailed to publish on this Booking the advertisement Confirmation for any Form. reason Should The Australian Insura Credit card (preferred): CreditBuilders card (preferred): whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee whatsoever, to the advertiser The Australian whereupon Insurance the advertiser Builders Magazine shall haveshall no further be entitled claimto against refundThe the advertisement fee Every invitation should be just as memorable as the occassion it's Australian Insurance Builders Magazine. to Thecharge Australianmy Insurance Magazine does not promote itself asAustralian aauthorise charity or Insurance a fund raising Builders institution. Magazine. Weto The docharge not Australian solicitmy on Insurance behalf of Magazine charities does andAMEX we notare promote in- MasterCar itself as a c I authorise the Salt Publishing (please circle): AMEX MasterCard I Visa the Other Salt Publishing ___________ (please circle): createor and handcraft to reflect your own style byA4 sized publications Cl Classified Advertisement –Australia 90mmwith x 52mm noannouncing. way financiallyWe supported associated withinvitations any Government of similar institutions. 1000 no way financially will besupported distributed orvia associated Post any to aGovernment database of of interested similar institutions. parties 1000 A4 sized pub personalising design toFinancial fit yourInstitutions, lifestyle and tasteTrades at an &affordable price. the insurance including Insurance a Companies, Builders, Suppliers servicing including industry Insurance within Australia. Companies, Advertising Financial revenue Institutions, is solely Builders, usedTrades to satisfy & Suppliers publishing, servicing the insurance Please email artwork that is 4MB or less in Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ /administration, Card _ _thenumber: _distribution _your _ _ booking / _CCV: _ _ __therefore /____ _ _all/accounts _ _ _ _ within Expiry date: _ _ / Ple _ administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have right toand cancel costs,confirmation, in writing,must be10 settled business priordays to distribution. You have siz size to:from info@saltpublishing.com.au in this JPEG, PDF or Word document. starting from the date of the execution of this agreement. Magazines will be distributed within 12 months starting after payment. the date of the execution of agreement. Magazines will be distributed within 12 months

ADVERTISER INVOICING DETAILS Contact name: Pat

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ACN: 161 611 089 / ABN: 30 161 611 089 ACN: 161 611 089 / ABN: 30 PO BOX 1265 Kingscliff NSW 2487 PO BOX 1265 Kingscliff N Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS 1300 787 723 material / Fax: 02 1003Advertisers / Email: info@saltpublishing.com.au Telephone: 1300 787 723 /not Fax: 02in 6678 1003 / EI Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in 6678 The Australian Insurance and Builders agencies Magazine that lodge undertake or authorise to ensure thethat placement all such of material advertising doesmaterial infringe The Australian

or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, or statutes. and Advertisers damages,and costagents penalties agree or judgements to indemnifyarising the publisher from publication or its agents of the against any claims, dem material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon material. invoice from. The advertiser The Australian shall Insurance pay The Australian Builders Magazine Insurance unless Builders otherwise Magazine agreed; the advertising the fee upon inv Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of y Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of your payment date___/___/__ payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance payment Builders of Magazine the advertising to alter fee supplied is non-refundable. material, The Should Australian the advertiser Insurancerequire Builders The Magazine Australian Insurance B shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian shall beInsurance entitled to Builders chargeMagazine additionalshall fees.publish In exchange the advertisement for the payment in The of the Australian advertising fee, The Austral Keogh Homes "Traditionally Better" Credit card (preferred): Credit card (preferred): Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Insurance Builders Builders Magazine Magazine beas unable detailed to publish on this Booking the advertisement Confirmation for any Form. reason Should The Australian Insura Here you will find allInsurance of the information needed to be convince that the Keogh whatsoever, The Australian Builders Magazine shall entitled you to refund advertisement fee whatsoever, to the advertiser The Australian whereupon Insurance the advertiser Builders Magazine shall have shall no further be entitled claim to against refund The the advertisement fee Underground Service Locations •solicit Fullmy Locating and Tracing Of: Australian Insurance Builders Magazine. The Australian Insurance not promote itself asIAustralian aauthorise charity or Insurance a fund raising Builders institution. Magazine. Weto The docharge not Australian on Insurance behalf of Magazine charities does and we notare promote in itself as a c the Salt Publishing (please circle): AMEX - MasterCard I authorise Salt Publishing charge my (please AMEX - MasterCard - Visa - Other ___________ Homes isthe "Traditionally Better".to We have many stylesMagazine of circle): homesdoes including, Cl Classified Advertisement –Australia 90mm x 52mm no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications no way financially will besupported distributed orvia associated with Post any to aGovernment database of interested of similar institutions. parties 1000 A4 sized pub Telstra Cables • Power Cables • Gas Pipes • Non Destructive Pot Holing Federation, Modern, Victorian, Contemporary & Californian Bungalow. including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance including industry Insurance within Australia. Companies, Advertising Financial revenue Institutions, is solely Builders, used Trades to satisfy & Suppliers publishing, servicing the insurance Please email artwork that is 4MB or less in _ _ __/ __ __ _ _ / _ _ _ _ Expiry date: _ _ / Ple __ Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ /Card _ _ number: _ _ _ _ / _CCV: administration, and Hoppers distribution costs, therefore all 9369 accounts be settled prior to distribution. You have administration, the right toand cancel distribution your booking costs,confirmation, therefore all accounts in writing, must within be 10 settled business priordays to distribution. You have Mobile: 0407 228 280 • 18 Martin Place, Wangaratta VIC 15 Hammer Crt, Crossing VIC • P: 03 1033must • www.keoghhomes.com.au siz size to: info@saltpublishing.com.au in JPEG, PDF or Word document. starting from the date of the execution of this agreement. Magazines will be distributed within 12 months starting after from payment. the date of the execution of this agreement. Magazines will be distributed within 12 months

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THE AUSTRALIAN THE AUSTRALIAN INSURANCE BUILDERS INSU MAGAZ MAGAZINE

Billing postal address: 22 Lansell Road, Toorak VIC 3142

Billing postal address: 59 Altair Street, Southern Cross WA 6426

THINK PINK HANDYMAN SERVICES Excl GST: To To confirm your$450.00 booking in THE AUSTRALIAN To confirm your booking in THE AUSTRALIAN INSURANCETotal BUILDERS MAGAZINE please complete this formINSURANCE • Interior, Exterior Painting

& or email info@saltpublishing.com.au • Ph & email or fax back •to info@saltpublishing.com.au Fax or to fax (02)back 6678to1003 20,000,000 Public GST: $45.00 G

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Liability Insurance

• Window Cleaning

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• Registered with ASIC

• Fencing and Paving

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• Current Police Check

• Garden Maintenance

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Mirror Installation • Rubbish Removal Donna• hall Contact name:

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Organisation: Learn & Office Items Househould • Door Repairs Train 2

from date of Invoice Organisation: Deep Salon Lifestyle Store

• Pensioner Discount • And More

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Phone: 08 9279 7888 Fax: Fax: 03 9310 3269 Classified Advertisement – 90mm x 52mm Cross WA 6426 59 Altair Street, Southern Billing postal Please email artwork address: that is 4MB or 110 less in Swan Street, Guildford WA 6055 Billing postal address: PO Box 519 Tullamarine VIC 3013 www.thinkpinkhandyman.com.au size to: info@insurancebuildersmag.com.au in JPEG, PDF or Word document. Phone: 03 9330 2622

For all your Handyman needs contact JEROME HELMER 0498 256 987

Booking authorised by: (Authorised Officer)

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To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCE To confirm your booking in THE AUSTRALIAN & email or fax back to info@saltpublishing.com.au • Phone: 1300 787 723 • Fax to (02) 6678 1003 & email or fax back to info@insurancebuildersmag.com.au G• GST: $51.00

PAYMENT DETAILS

PAYMENT DETAILS

THIS ISpayable NOT A BILL YOU ARE NOT RE THIS IS INVOICING NOT A BILL YOU ARE NOT REQUIRED TO PAY ANY MONEY To Total Inc $561.00 Cheque: made payable to 8KingDETAILS Investments Pty Ltd Cheque: madeGST: to Salt Publishing Pty Ltd ADVERTISER ADVERTISER INVOICING DETAILS At deep we strive to lead the way with excellence in service constantly evolving with innovative & diverse concepts breaking the mould of the hairdressing &

ADVERTISING BOOKING ADVERTISING BOOKING CONFIRMATION

beauty/spa industries. A lifestyle destination where clients relax, indulge & enjoy. At Train 2 Learn, we are passionate about providing dynamic training Payment Terms: strictlyreference: 14 days“AIBM & Your Name”) and advise us ofPa Direct Debit: for [Please include reference: “AIBM & Your Name”) andinadvise us of yourDebit: payment date___/___/__ Direct [Please include y programs businesses Phone: 08 9279 Contact name: Kiri & individuals. We are the leading experts From: Dave Rawlins Contact name: Tim 7888 • www.deepavedasalon.com.au From: Eli C helping students earn their certificates and qualifications through flexible fr fromcard date(preferred): of Invoice 110 Swan Street, Guildford WA Credit card (preferred): Credit Organisation: Trianon Bread & Cake Works Organisation: Zig Built & customised training programs. We listen to YOU to meet your specific training needs, andPublishing offer both to flexible andmy out-of-hours training options. I authorise the9882 Salt charge (please circle): AMEX - MasterCard - Visa the - Other ___________ I authorise Salt Publishing to charge my (please circle): AMEX - MasterCard Phone: 03 3779 Fax:

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Booking authorised by: ____________________________ __________ Booking authorised by: ____________________________ _____________________________ _______________ Signature: ________________________________________________ Date: ______________ Signature: ________________________________________________ Date: _________ (Authorised Officer) (Name) (Signature) (Authorised Officer) (Name) (Signature) (Date) Total Excl GST: $500.00 To

To confirm your booking in THE AUSTRALIAN To confirm your booking in THE AUSTRALIAN INSURANCE BUILDERS MAGAZINE please complete this formINSURANCE & email or fax back to info@insurancebuildersmag.com.au & email or fax back to info@insurancebuildersmag.com.auGST: • Phone: 1300 729 134 • Fax to (02) 6678 1003 $50.00 G• Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS

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Advertisers and agencies that lodge or authorise the placement of advertising material in The Australian Insuranceand Builders Magazine undertake to ensure all suchofmaterial doesmaterial not infringe Advertisers agencies that lodge or authorise the that placement advertising in The Australian In

TRIANON BREAD & CAKE WORKS

copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything indecent or obscene, does of notconfidence the Trade Practices Act or other laws, regulations copyright, trade mark,payable breach defamation, libel,Ltd slander or title, does not contain anything in Cheque: made toinfringe Salt Publishing Pty Cheque: made payable to Salt Publishing Pty Ltd ADVERTISER INVOICING DETAILS ADVERTISER INVOICING DETAILS or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages, cost penalties or judgements arising from publication of the

or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, dema material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice from. The Australian Insurance Builders Insurance Magazine Builders unless otherwise the The advertiser shall pay The Australian Magazineagreed; the advertising fee upon invo

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Fresh •reference: Pies • Pastries • Your Muffins Payment Terms: strictly 14 days Pay Direct Debit: [Please include reference: “AIBM &Insurance Your Name”) and advise us of Direct [PleaseBread include “AIBM & Name”) and advise us of your payment date___/___/__ paymentDebit: of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders Magazine to alter material, The Australian Builders payment of the advertising feesupplied is non-refundable. Should the advertiser require TheMagazine Australian Insurance B

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fromBuilders date of Invoice fro Credit card (preferred): Insurancecard Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Magazine beasunable to publish the advertisement for any reason Credit (preferred): Insurance Builders Magazine detailed on this Booking Confirmation Form. Should The Australian Insura Organisation: Victoria Computer Support Organisation: Building Lines whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement whatsoever, fee to the advertiser whereupon the advertiser shall haveshall no further claimto against AAustralian Quality Carpentry Service The Insurance Builders Magazine be entitled refundThe the advertisement fee t Australian Insurance Builders Magazine.to Thecharge Australian Insurance Magazine does not promote itself asAustralian charity or a fund raising institution. Weto docharge not solicitmy on behalf of charities and we in Insurance Builders Magazine. The Australian Insurance Magazine does notare promote itself as a ch Iaauthorise the Salt Publishing (please circle): AMEX - MasterCard IPhone: authorise the Salt Publishing my (please circle): AMEX - MasterCard - Visa - Other ___________ Fax: Fax: Phone: 0413 218 784 1300 550 848 Mobile: 0412 814 of842 Classified Advertisement – Australia 90mm xPost 52mm Cla no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will be distributed to aGovernment database interested parties n.a no way financially supported or via associated with any of similar institutions. 1000 A4 sized pub including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within is solely usedTrades to satisfy publishing, Insurance Companies, Institutions, & Suppliers servicing the insurance Please email artwork 4MB or Card _Australia. _ that _ _ is /Advertising _CCV: _Financial _zigbuilt@gmail.com __less /__revenue __ Expiry date: _ _ / Ple __ Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ /including _ _ number: __in_ _ / _ _Builders, Email:

THE AUSTRALIAN INSURANCE BUILDERSINSU THE AUSTRALIAN MAGAZINE MAGAZ To Total Excl GST: $460.00 VICTORIA GST: $46.00 COMPUTER SUPPORT G

Billing postal address: PO Box Knox City Centre VICYou 3152 Billing postal address: PO Box 318 Applecross WA 6953 You have administration, and distribution costs, therefore all accounts must be settled prior to distribution. the right toand cancel your booking in4158 writing, within business days administration, distribution costs, confirmation, therefore all accounts must be10 settled prior to distribution. have

sizeafter to:from info@saltpublishing.com.au in JPEG, PDF or Word document. siza starting from the date of the execution of this agreement. Magazines will be distributed within 12 months payment. starting the date of the execution of this agreement. Magazines will be distributed within 12 months

name: ________________________________________ Authorised de Cardholder’s name: ________________________________________ AuthorisedCardholder’s debit amount: $AUD ______________

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_____________________________ _______________ Booking authorised by: ____________________________ (Signature) (Date) (Authorised Officer) (Name)

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To confirm your booking in THE AUSTRALIAN please complete this To316 confirm your booking in THE AUSTRALIAN ACN: 167INSURANCE 316 681 / ABN: 12BUILDERS 167 681 MAGAZINE ACN:form 161INSURANCE 611 089 / ABN: 30 & email or fax back to info@saltpublishing.com.au • Phone: 1300or787 to (02) 6678 1003 & 2487 email fax 723 back• toFax info@insurancebuildersmag.com.au • PO BOX 1265 Kingscliff NSW PO BOX 1265 Kingscliff N Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS

Telephone: 1300 787 723 / Fax: 02 6678 1003 / Email: info@insurancebuildersmag.com.au Advertisers and agencies that lodge or authorise thethat placement of advertising The Australian Telephone: 1300 787 723 /not Fax: 02in 6678 1003 / EIn Advertisers and agencies that lodge or authorise the placement of advertising material in The Australian Insurance Builders Magazine undertake to ensure all such material doesmaterial infringe copyright, mark, breach of confidence libel,Act slander or title, not contain anything i copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything indecenttrade or obscene, does not infringe thedefamation, Trade Practices or other laws,does regulations Cheque: made payable to Salt Publishing Pty Ltd Cheque: made payable to 8King Investments Pty Ltd or statutes. Advertisers agree to indemnifyarising the publisher or its agents against any claims, dema or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages,and costagents penalties or judgements from publication of the The advertiser shall Insurance pay The Australian Insurance unless Builders Magazine the advertising fee upon inv material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon material. invoice from. The Australian Builders Magazine otherwise agreed; the Direct [Pleasefee include reference: “AIBM & Your Name”) advise us of yourDebit: payment date___/___/__ Direct [Please include reference: “AIBM &Insurance Your Name”) and advise us of yB payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance paymentDebit: of the advertising is non-refundable. Should the advertiser require Theand Australian Insurance Builders Magazine to alter supplied material, The Australian Builders Magazine shall beInsurance entitled to chargeMagazine additionalshall fees.publish In exchange for the payment of the advertising fee, The Austral shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Builders the advertisement in The Australian Insurance Builders Magazine detailed on this Booking Confirmation Form. Should The Australian Insura Insurancecard Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Builders Magazine beas unable to publish the advertisement for any reason Credit (preferred): Credit card (preferred): whatsoever, The Australian Insurance Builders Magazine be entitled refund the advertisement fee whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall have shall no further claim to against The Builders Magazine. Australian Insurance Magazine does notMasterCard promote itself as- aVi c Australian Insurance Builders Magazine. Thecharge Australianmy Insurance Magazine not promote itself asIAustralian aauthorise charity orInsurance a fund raising institution. WeThe do not on behalf of charities and we are in BuildingLines will reduce your building approval times &does get your I authorise the Salt Publishing to (please circle): AMEX - MasterCard - Visa - Other ___________ the 8King Investments to solicit charge my (please circle): Cla Classified Advertisement –Australia 90mmwith x 52mm no way financially orvia associated any of similar institutions. 1000 A4 sized pub no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will besupported distributed Post to aGovernment database of interested parties building up & occupied sooner. Saves you time & money. including Insurance Companies, Financial Institutions, Builders, & Suppliers servicing the insurance including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. revenue is solely used Trades to satisfy publishing, Please email artwork that isAdvertising 4MB less Card number: _distribution _ _ _ / _ costs, _ _ _therefore / _ _ _ _all/ accounts _ _ _ _ must be settled priorExpiry date: _ _ /Card _ _the number: _Knox _ your _ _ City /booking _CCV: _ Centre, _or __therefore / __ __inVIC _ _all/3152 _ _ _ _ within Expiry date: _ _ / Ple __ PO Box 4158 administration, distribution costs,confirmation, accounts be10 settled priordays to distribution. You have administration, and 1300 to distribution. You have right toand cancel in writing,must business Phone: 550 848 • www.buildinglines.com.au siz size to:from info@insurancebuildersmag.com.au in JPEG, PDF or Wordwill document. starting the date of the execution of this agreement. Magazines be distributed within 12 months starting from the date of the execution of this agreement. Magazines will be distributed within 12 months after payment.

Contact name: Clint

Organisation: Carnarvon Regional Refrigeration Phone: 0417 184 534

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Billing postal address: 110 Sorenson Rd, Southside QLD 4570

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Booking authorised by: ____________________________ _____________________________ _______________ (Authorised Officer) (Name) (Signature) (Date) Total Excl GST: $450.00

WIDE BAY GST: $45.00 WATER SUPPLIES

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Signature: ________________________________________________ Date: ______________ Signature: Date: _________ Marketed, printed and distributed by Salt Publishing Marketed, printed and distributed by Salt Publishing Pty Ltd –________________________________________________ www.saltpublishing.com.au

ACN: 161 611 089 / ABN: 30 ACN: 161 611 089 / ABN: 30 161 611 089 PO BOX 1265 Kingscliff N PO BOX 1265 Kingscliff NSW 2487 Terms and Conditions: Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS Telephone: 1300 787 does 723material /not Fax: 02 6678 1003 / In E 1300 787 723 material / Fax: 02 1003Advertisers / Email: info@saltpublishing.com.au Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in 6678 The Australian Insurance Builders Magazine undertake to ensure all such material infringe and agencies that lodge or authorise the that placement of advertising in The Australian

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or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages,and costagents penalties or judgements from publication of the or statutes. Advertisers agree to indemnifyarising the publisher or its agents against any claims, dema material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice from. The Australian Builders Magazine otherwise agreed; the The advertiser shall Insurance pay The Australian Insurance unless Builders Magazine the advertising fee upon invo Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of By Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of your payment date___/___/__ payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders to alter material, The Australian Insurancerequire Builders Magazine payment of Magazine the advertising feesupplied is non-refundable. Should the advertiser The Australian Insurance shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Builders the advertisement in The Australian shall beInsurance entitled to charge Magazine additionalshall fees.publish In exchange for the payment of the advertising fee, The Australi Credit card (preferred): Credit card (preferred): Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Builders Magazine beas unable to publish the advertisement for any reason Insurance Builders Magazine detailed on this Booking Confirmation Form. Should The Australian Insura whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall haveshall no further claimto against whatsoever, The Australian Insurance Builders Magazine be entitled refundThe the advertisement fee t Australian Insurance BuildersInvestments Magazine. The Australian Insurance Magazine does notMasterCard promote itself as-IAustralian aauthorise charity- or a fund institution. WeThe do not on behalf of charities and we are in Insurance Builders Magazine. Australian Insurance Magazine does notMasterCard promote itself as- aVi ch the raising 8King Investments to solicit charge my (please circle): I authorise the 8King to charge my (please circle): Visa Other ___________ For All Refrigeration & Air Conditioning Needs Classified Advertisement – 90mm x 52mm Cla no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will besupported distributed Australiawith Postany to aGovernment database of of interested parties no way financially orvia associated similar institutions. 1000 A4 sized pub including Insurance Financial Institutions, & Suppliers servicing the insurance within to satisfy publishing, Insurance Companies, Institutions, & Suppliers servicing the insurance Mobile: 0417 Street, Carnarvon WA date: Please email artwork 4MB Card number: _Australia. _ that _ _ /isAdvertising _CCV: _Financial _or __less / __revenue _Builders, _ _usedTrades Expiry date: _ _ / Ple __ Card number: _Companies, _ _ 184 _ / _ _534 _ _ /•_43 _ _Boor _ / _ _Builders, _ _ Trades Expiry _ _ /including _ _industry __in_ _ /is_solely administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have the right toand cancel your booking in writing,must within business administration, distribution costs,confirmation, therefore all accounts be10 settled priordays to distribution. You have size to: info@saltpublishing.com.au in JPEG, PDF or Word document. siza starting from the date of the execution of this agreement. Magazines will be distributed within 12 months afterfrom payment. starting the date of the execution of this agreement. Magazines will be distributed within 12 months

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THE AUSTRALIAN INSURANCE BUILDERSINSU THE AUSTRALIAN MAGAZINE MAGAZ

Billing postal address: Shop 3, 110 Main Road, Moonah TAS 7009

Billing postal address: 1232 Sth Rd, Cloverly Park SA 5042

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THIS IS NOT A BILL YOU ARE NOT REQUIRED TO PAY ANY MONEY THIS NOT A BILL YOU ARE NOT RE Pa Total IncIS GST: $484.00

ADVERTISER INVOICING DETAILS

ADVERTISER INVOICING DETAILS Archery Mart is Australia's leading retailer

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Organisation: www.archerymart.com.au Caltex Bears Roadhouse

Organisation:F&K Excavations

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Telephone Orders: 03 6272 7088 Billing postal address: 124 Sidmouth Moonah Central, Shop 3, 110Glendale Main Road,Road, Moonah TAS 7009 TAS

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PAYMENT DETAILS

F&K EXCAVATIONS

Total Inc GST: $550.00DETAILS ADVERTISER INVOICING

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Payment Terms: strictly 14 days & include Shed Cuts • Driveways Direct Debit:House [Please reference: “AIBM•&Post YourHoles Name”) and advise us of your payment date___/___/__ Contact name: Paul Marcus Contact name:Mandy From: Dave Rawlings Block Clearing • Pool Digs • Sit Clean Ups from date of Invoice Credit card (preferred): Organisation: Dogtainers Organisation: White Cottage Sidmouth & Surrounding Areas TAS • Mobile: 0409 730 569

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Street, West SAVIC 5024 Ple 80 Eyre Hwy,Beach Wudinna to: info@insurancebuildersmag.com.au in JPEG, PDF or Word document. THE AUSTRALIANsizeINSURANCE BUILDERS MAGAZINE THE AUSTRALIANsizI Credit card : Australian Insurance Australian Insurance Cardholder’s name: ________________________________________ Authorised debit amount: $AUD ______________ please complete this form & email or fax backBuilders to info@insurancebuildersmag.com.au please complete this form & email or fax back Builders Magazine Magazine Booking authorised by: ____________________________ _____________________________ _______________ www.white-cottage.com.au Booking authorised by: ____________________________ __________ I authorise the 8King Investments to charge (please tick): MasterCard Signature: ________________________________________________ Date: ______________ or fax to (02) 6678 1003 Phone: 1300 729 134 or fax to (02)my 6678 1003 Phone: 1300 729 134 (Authorised Officer) (Name) (Signature) (Date) (Authorised Officer) (Name) Total Excl GST: $510.00 Card number: / /

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GST: $51.00 THIS IS NOT A BILL YOU ARE NOT REQUIRED PAY ANY MONEY Total Inc GST: TO $561.00

Terms and Conditions: PAYMENT DETAILS

PAYMENT DETAILS 7 Davis Street, West Beach SA 5024

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Advertisers and agencies that lodge or authorise the placement of advertising material in The Australian Insurance Builders Magazine undertake to ensure that all such material does not infringe Cardholder’s name: Authorised de Phone: 08 8356 does 7951DETAILS • Mobile: 893 Practices 508 • www.dogtainers.com.au ADVERTISER INVOICING ADVERTISER copyright, trade mark, breachDETAILS ofto confidence defamation, libel, slander indecent orINVOICING obscene, not infringe 0414 the Trade Act or other laws, regulations Cheque: made payable 8King Investments Pty Ltd or title, does not contain anything Cheque: made payable toanimal 8King Investments Pty Ltd We transport your beloved safely & securely within & Overseas or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages, cost penalties or judgements arising fromAustralia publication of the Signature: Interstate & Overseas Pet Transport • Climate • Boarding Arrangements material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon invoice from. The Australian Insurance BuildersControlled MagazineVehicles unless otherwise agreed; theDate: FINE COLLECTABLES Contact name:[Please Tess Culleton Contact name: Lester From: Ben Osborne From: Dave R Direct Debit: include reference: “AIBM & Your Name”) and advise us of your payment date___/___/__ payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders Magazine to alter supplied material, The Australian Insurance Builders Magazine Direct Debit: [Please include reference: “AIBM & Your Name”) and advise us of y Airport to Airport OR Door to Door Pickup and Delivery • Crate Hire or Purchase AND NURSERY shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Insurance Builders Magazine shall publish the advertisement in The Australian Credit (preferred): Organisation : Culleton Contracting Organisation: Prospect Insurancecard Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Magazine be Leadlight unable to publish the advertisement for any reason CreditBuilders card (preferred): Mob: 0448 863 533 whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall have no further claim against The 193 East Street, BuildersInvestments Magazine. The Australian Insurance Magazine does notMasterCard promote itself as- aVisa charity- orOther fund raising institution. We do not solicit on behalf of charities and we are in IAustralian authorise the 8King to charge my (please circle): ___________ Phone: 07Insurance 4695 6170 Fax: Phone: 08 a8344 9640 08 8344Cl 4 I Classified authorise the Salt Publishing to charge my (please circle): AMEXFax - MasterCard Tenterfield Advertisement 90mm x 52mm no way financially supported or associated with any Government of similar institutions. NSW 1000 A4 sized publications will be distributed via–Australia Post to a database of interested parties TERMS AND CONDITIONS: including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. Advertising revenue is solely used to satisfy publishing, Advertisers and agencies that lodge or authorise the placement of advertising material in The Australian Insurance Bu Please email artwork that is 4MB or less in Ple Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ /Card __ _/ __ __ _ _ / _ _ _ _ _ _ your _ _ /booking _CCV: _ _Prospect _confirmation, Expiry date: __/__ Billing postaland address: 85costs, Lavelle Road, Millmerran postal address: 282 Prospect SAbusiness 5082 administration, distribution therefore all accounts must beQLD settled4357 prior to distribution. YouBilling have thenumber: right to cancel in writing, withinin 10 days To confirmRoad, your AUSTRALIAN INSURANCE size to: info@insurancebuildersmag.com.au JPEG,booking PDF WordTHE document. siz regulations or statutes. Advertisers and agents agree toinindemnify the or publisher or its agents against any claims, demand starting from the date of the execution of this agreement. Magazines will be distributed within 12 months after payment. Australian Insurance Cardholder’s name: ________________________________________ AuthorisedCardholder’s debit amount: $AUD ______________ please complete this form & email or fax back toinvoice info@ins of the material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon from name: ________________________________________ Authorised de Builders Magazine the payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance Builders M or Faxfees. to In (02) 6678 1003. Ph: 1300 729 134 - ABN: 12 167 3 Booking authorised by: ____________________________ _____________________________ _______________ Booking authorised by: additional ____________________________ Magazine shall be entitled to charge exchange for the payment of the advertising __________ fee, The Australian Signature: ________________________________________________ Date: ______________

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THIS IS NOT A BILL YOU ARE NOT REQU THE AUSTRALIAN INSURANCE AIBM BUILDERS MAGAZINE

Marketed, printed and distributed by Salt Publishing Pty Ltd www.saltpublishing.com.au Signature: Date: ________ Total Excl–________________________________________________ GST: $500.00(Name) To (Name) (Signature) (Date) (Authorised Officer) (Signature) To confirm your booking in THE AUSTRALIAN BUILDERS MAGAZINE please complete this whatsoever, The Australian Insurance Builders Magazine shall be entitled to refundform the advertisement fee to the a ACN: 161INSURANCE 611 089 / ABN:reason 30 161 611 089 GST: $50.00 The Australian Insurance Builders Magazine. The Australian Insurance Magazine does not promote itself as a charity orG a Business Name & email or fax back to info@insurancebuildersmag.com.au • Phone: 1300 787 723 • Fax to (02) 6678 1003 PO BOX 1265 KingscliffTotal NSW 2487GST: Inc $550.00 To Terms and Conditions: PAYMENT DETAILS PAYMENT DETAILS Terms and Conditions: including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry wit Advertisers and agencies that lodge or authoriseTelephone: the placement of advertising in The Australian Builders Magazine undertake to ensure that all such material does not infringe 1300 787 723material / Fax: 02 6678 1003 / Insurance Email: info@saltpublishing.com.au

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CULLETON CONTRACTING

Advertisers and agencies thatDETAILS lodge or authorise the placement of advertising material in The Australian In ADVERTISER INVOICING Payment Terms: strictly 14 Pa copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything indecent or obscene, does not days infringe the TradeMagazines Practiceswill Actbe ordistributed other laws, regulations starting from the date ofpayable the execution of8King this agreement. after paymenti copyright, trade mark, breach of to confidence defamation, libel,Pty slander does 12 notmonths contain anything Cheque: made payable to 8King Investments Pty Ltd Cheque: made Investments Ltdor title,within or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages, costdate penalties or judgements arising from publication of the from Invoice or statutes. Advertisers and agentsof agree to indemnify the publisher or its agents against any claims, dema material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon invoice from. The Australian Insurance Builders Magazine unless otherwise agreed; theFrom: Dan Ca Contact name: Maureen material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee upon inv Excavating & Earth Moving Contractors Direct Debit: [Please include reference: “AIBM & Your Name”) advise us of yourDebit: payment date___/___/__ Direct [Please “AIBM &Insurance Your Name”) and advise us of y payment of the advertising fee is non-refundable. Should the advertiser require Theand Australian Insurance Builders Magazine to alterinclude supplied reference: material, The Australian Builders Magazine payment of the advertising fee is non-refundable. Should the advertiser require The Australian Insurance B shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Insurance Builders Magazine shall publish the advertisement in The Australian shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Austral Organisation :Magazine RJ Cole be & Partners Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance unable to publish the advertisement for any reason Credit card (preferred): CreditBuilders card (preferred): Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insura whatsoever, The Australian Insurance BuildersMillmerran Magazine shallQLD be entitled to the advertiser whereupon the advertiser shall have no further claim against The 85 Lavelle Road, 4357to refund the advertisement fee whatsoever, The Australian Insurance Builders Magazine shall be entitled to refund the advertisement fee Australian Insurance BuildersInvestments Magazine. The Australian Insurance Magazinecircle): does notMasterCard promote itself as charity-08 orOther a8382 fund institution. Weto docharge not solicitmy on behalf of charities andAMEX we areFax: in- MasterCar Phone: 0188 08 8382 I authorise the 8King to charge my (please -Australian Visa ___________ IaPlease authorise theraising Salt Publishing (please circle): Insurance Builders Australian Insurance Magazine does not promote itself as aPle c2 email artwork that is Magazine. 4MB or lessThe inPost no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will be distributed via Australia to a database of interested parties no way financially supported or associated with any Government of similar institutions. 1000 A4 sized pub sizeindustry to: info@insurancebuildersmag.com.au in is solely used to satisfy publishing, siz including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance within Australia. Advertising revenue Insurance Trades & Suppliers servicing the insurance Card number: _ _ _ _ / _ _ _ _ / _ _ _ _ / _ _ _ _ Expiry date: _ _ have /including _ _thenumber: _/7 __Institutions, _Christies Card _Companies, _your _ _ booking /PO _CCV: _Financial _ _confirmation, _ _ _ / in_ writing, _Builders, _ _ within Expiry date: __/_ postal address: Box Beach SA 10 5165 administration, and distribution costs, therefore all accounts must be settled prior to distribution. YouBilling rightortoWord cancel business days JPEG, PDF document. JP administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have starting from the date of the execution of this agreement. Magazines will be distributed within 12 months after payment. the date$AUD of the execution of this agreement. Magazines will be distributed within 12 months Cardholder’s name: ________________________________________ Authorisedstarting debitfrom amount: ______________

ADVERTISER INVOICING DETAILS

Phone

Contact name:Tong Phone: 07 4695 6170 • Mobile: 0427 580 467 Organisation: Tong Metal Phone: 07 3256 9633

From: Kelly Slater

Fax: n.a

Address

Billing postal address: 9 Hamilton St, North Gate QLD 4013

Artists in Quality Stained Glass

P: 08 8344 9640 • 282 Prospect Rd, Prospect SA

Cardholder’s name: ________________________________________ Authorised de

www.tongmetal.com.au Signature: ________________________________________________ Date: ______________ Signature: ________________________________________________ Date: ________ To Marketed, printed and distributed by 8King Investments Pty Ltd – www.insurancebuildersmag.com.au Marketed, printed and distributed by 8King Investments P Booking authorised by: Booking authorised by: $460.00 Total Excl GST:

Phone: (08)ACN: 8382 0188 G ACN: 167 316 681 / ABN: 12 167 316 681 167 316 681 / ABN: 12 (Signature) (Date) (Name) (Sig PO BOX 1265 Kingscliff NSW 2487 ToN www.rjcole.com PO BOX 1265 Kingscliff Terms and Conditions: Terms and Conditions: Telephone: 1300 787 723 / Fax:material 02 6678 1003 / Email: info@insurancebuildersmag.com.au Advertisers and agencies that lodge or authorise the placement of advertising in The Australian Insurance Builders Magazine undertake to ensure alllawyers@rjcole.com such material not Advertisers and agencies that lodge or authorise the that placement of advertising in The Australian Telephone: 1300 787 723 /does Fax:material 02infringe 6678 1003 / Emai PaI

GST: $46.00 copyright, trade mark, breach of confidence defamation, libel, slander or title, does not contain anything indecenttrade or obscene, does$506.00 notconfidence infringe thedefamation, Trade Practices or other laws, regulations Total Inc GST: copyright, mark, breach of libel,Act slander or title, does not contain anything i (Name)

or statutes. Advertisers and agents agree to indemnify the publisher or its agents against any claims, demands, and damages, cost penalties orthe judgements from of the or statutes. Advertisers agents agree to lawyers indemnify the publisher or its agents against any claims, dem When you have aand legal problem, atarising RJ Cole andpublication Partners will help. material. The advertiser shall pay The Australian Insurance Builders Magazine the advertising fee uponmaterial. invoice from. The Australian Builders Magazine otherwise agreed; the The advertiser shall Insurance pay The Australian Insurance unless Builders Magazine the advertising fee upon inv We know the importance of listening, & of understanding the problems people often payment the advertising fee Box) is non-refundable. Should the & advertiser require The Australian Builders Magazine to alter material, The Australian Insurancerequire Builders Magazine payment of the advertising feesupplied is non-refundable. Should the advertiser The Australian Insurance B PAYMENT PAYMENT DETAILS TongofDETAILS Metal (Tong are designers manufacturers of Insurance find in dealing with the complexities of the law. Having practiced in the Southern shall be entitled to charge additional fees. In exchange for the payment of the advertising fee, The Australian Builders the advertisement in The Australian shall beInsurance entitled to charge Magazine additionalshall fees.publish In exchange for the payment of the advertising fee, The Austral excellent quality aluminium tool boxes, supplying retail & suburbs for over 30 yrs, we have a genuine care concern for the we work Insurance Builders Magazine as detailed on this Booking Confirmation Form. Should The Australian Insurance Builders Magazine beas unable to publish the&advertisement for people any reason Insurance Builders Magazine detailed on this Booking Confirmation Form. Should Thefor. Australian Insura Cheque: made payable to 8King Investments Pty Ltd Cheque: made payable to 8King Investments Pty Ltd wholesale across Australia 7 years. whatsoever, The Australian Insurance Builders Magazinefor shallover be entitled to refund the advertisement fee to the advertiser whereupon the advertiser shall haveshall no further claimto against whatsoever, The Australian Insurance Builders Magazine be entitled refundThe the advertisement fee Australian Insurance Builders Magazine. The Australian Insurance Magazine does not promote itself asAustralian a charity or a fund raising institution. WeThe do not solicit on behalf of charitiesdoes and we in Insurance Builders Magazine. Australian Insurance Magazine notare promote itself as aPle c Classified Advertisement –Australia 90mmwith x 52mm no way financially supported or associated with any Government of similar institutions. 1000 A4 sized publications will besupported distributed to aGovernment database of of interested parties no way Debit: financially orvia associated similar institutions. A4 sized pub Direct Debit: [Please include reference: “AIBM & Your Name”) and advise usDirect of your payment [Please date include reference: & Your Name”) and1000 advise us of / Postany /“AIBM sizy including Insurance Companies, Financial Institutions, Builders, Trades & Suppliers servicing the insurance industry within Australia. revenue is solely usedTrades to satisfy publishing, including Insurance Companies, Financial Institutions, Builders, & Suppliers servicing the insurance Please email artwork that isAdvertising 4MB or less in JP administration, and distribution costs, therefore all accounts must be settled prior to distribution. You have the right toand cancel your booking in writing,must within business administration, distribution costs,confirmation, therefore all accounts be10 settled priordays to distribution. You have size to: info@insurancebuildersmag.com.au in JPEG, PDF or Word document. 9 Hamilton Street, Northgate QLD startingcard from the date of the execution of this agreement. Magazines will be distributed within 12 months aftercard payment. starting from the date of the execution of this agreement. Magazines will be distributed within 12 months Credit (preferred): Credit (preferred):

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Booking authorised by: ____________________________ _____________________________ _______________ I authorise the 8King Investments to charge my (please tick): MasterCard I authorise the Visa 8King Investments Other: to charge my (please tick): MasterCard Marketed, Pty Ltdauthorised – www.insurancebuildersmag.com.au Marketed, printed and distributed by 8King Investments P (Authorised Officer) (Name) printed and distributed by 8King Investments (Signature) (Date) Booking by:


AIBM Australian Insurance Builders Magazine

20 | Australian Insurance Business Magazine


www.insurancebuildersmag.com.au | 21


AIBM Australian Insurance Builders Magazine

22 | Australian Insurance Business Magazine


www.insurancebuildersmag.com.au | 23


AIBM Australian Insurance Builders Magazine

Want to quote insurance estimates with ease?

Cordell Assessor is a must-have resource for every builder and contractor who prepares insurance repair estimates.

Designed specifically for insurance claims work Assessor includes: Access to over 115,000 priced building items that are continually updated.

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24 | Australian Insurance Business Magazine

Assessor includes all pricing calculations so when you send the quote to the insurance company they can see what’s gone into it, speeding up approval time.

1800 80 60 60


Category Work Area: Bedroom One

Comment

Qty Unit Maintenance Length: 4800 Width: 4000 Height: 2400

CLEANING - GENERAL Complete room clean (General): Medium room (20m2)

1.000

Job

Include

Complete room clean (General): Hallway (8m2)

1.000

Job

Include

Complete room clean (General): Kitchen (10m2)

1.000

Job

Include

Skirting; Timber; 50x25mm, remove

8.800

m

Include

Skirting; Timber; 50x25mm, repair

2.000

job

Include

Skirting; Timber; 50x25mm, reinstall

8.800

m

Include

Skirting; Timber; 50x25mm, seal, paint, finish

8.800

m

Include

Cornice; Plasterboard ; 90mm cove; remove/replace

17.600

m

Inc lude

Cornice; Plasterboard ; 90mm cove; seal/paint/finish

17.600

m

Include

Sheet wall lining; Plasterboard; 10mm thick; remove/replace

21.200

m2

Include

Sheet wall lining; Plasterboard; 10mm thick; seal/paint/finish

21.000

m2

Include

WALLS

WINDOWS / SLIDING DOORS / SKYLIGHTS Sliding windows (domestic) Aluminium 1200 x 1800 mm wide; seal/paint/finish

1.000

no

Include

Sliding windows (domestic) Aluminium 1200 x 1800 mm wide; remove/replace

1.000

no

Include

Internal Doors (complete); timber; 2040 x 820 x 35 mm remove/replace

1.000

no

Include

Internal Doors (complete); timber; 2040 x 820 x 35 mm seal/paint/finish

1.000

no

Include

DOOR ASSEMBLES

Work Area: Bedroom Two

Length: 3700 Width: 3400 Height: 2400

Internal Doors; hardboard; hollow; 2040 x 820 x 35mm repair

2.000

Job

Include

Internal Doors; hardboard; hollow; 2040 x 820 x 35mm seal/paint/finish

1.000

no

Include

Work Area: Kitchen

Length: 4300 Width: 4300 Height: 0

CEILINGS Ceiling lining; plasterboard; 13mm thick; seal/paint/finish

18.500

m2

Include

Cornice; plasterboard; cove; 90mm seal/paint/finish

17.200

m

Include

Work Area: Dining Room Cornice lining; plasterboard; 13mm thick; seal/paint/finish

Length: 5789 Width: 4567 Height: 2400 21.800

m2

Include

www.insurancebuildersmag.com.au | 25


AIBM Australian Insurance Builders Magazine

26 | Australian Insurance Business Magazine


will change their mind based on a bad review SOURCE: HARRIS INTERACTIVE

of users trust online reviews SOURCE: CONE,INC.

of users read internet reviews SOURCE: ETAILING GROUP

www.insurancebuildersmag.com.au | 27


AIBM Australian Insurance Builders Magazine

28 | Australian Insurance Business Magazine


www.insurancebuildersmag.com.au | 29


AIBM Australian Insurance Builders Magazine

we’re a builder that can help you G.J. Gardner Homes helped the Hayden’s (pictured above with Managing Director Ross Morley) rebuild their family home that was destroyed in the Black Saturday bushfires. With 13 regional offices across Victoria and Tasmania, our franchisees have the local knowledge and a close relationship with their communities. G.J. Gardner Homes well are positioned to assist insurers and families in re building homes after disaster strikes.

For more information please visit: www.gjgardner.com.au or contact G.J. Gardner Homes Vic/Tas on 03 9338 5588

G.J. Gardner Homes Franchise Opportunity

30 | Australian Insurance Business Magazine


www.insurancebuildersmag.com.au | 31


AIBM Australian Insurance Builders Magazine

32 | Australian Insurance Business Magazine


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AIBM Australian Insurance Builders Magazine

34 | Australian Insurance Business Magazine


CATEGORY

STRONGEST GUST (KM/H)

TYPICAL EFFECTS

1 Tropical Cyclone

Less than 125 Km/h Gales

Minimal house damage. Damage to some crops, trees and caravans. Boats may drag moorings

2 Tropical Cyclone

125 - 164 Km/h Destructive winds

Minor house damage. Significant damage to signs, trees and caravans. Heavy damage to some crops. Risk of power failure. Small Boats may break moorings

3 Tropical Cyclone

165 - 224 Km/h Very destructive winds

Some roof and structural damage. Some caravans destroyed. Power failure likely.

4 Tropical Cyclone

225 - 279 Km/h Very destructive winds

Significant roofing and structural damage. Many caravans destroyed and blown away. Dangerous airborne debris. Widespread power failures.

5 Tropical Cyclone

More than 280 Km/h Extremely destructive winds

Extremely dangerous with widespread destruction.

www.insurancebuildersmag.com.au | 35


AIBM Australian Insurance Builders Magazine

For more information on Jim Cyngler Consulting services or to register your interest email admin@jimcyngler.com or call Jim on 0412 108 390 or visit our website www.jimcynglerconsulting.com

Conflict is often an uncomfortable and

Jim Cyngler is the founder and managing

uncooperative experience. You know the

director of Jim Cyngler Consulting. He

answers seem obvious but the others just

knows the building sector back to front

won’t acknowledge or respond sensibly.

and regularly conducts mediations in the

So what do you look for in a conflict

construction industry, often in complex

resolution specialist? Someone who hears

and/or high conflict circumstances. He is

you? Understands your needs and finds

a registered domestic and commercial

appropriate ways to address them?

builder, property developer and barrister.

Someone who works with you to reach a

This background gives Jim a practical

resolution and end your struggles with the

understanding of issues within the building

other party?

industry whether they relate to

Jim Cyngler Consulting goes much further.

construction, contractual disputes,

We help you manage conflict in a

finances, property or interpersonal

constructive and positive way. We go

conflict.

beyond merely satisfying the parties needs and address the struggle;

Utilising over thirty years of conflict

articulating the differences between you,

management and legal experience, Jim

so that you can make the decisions which

Cyngler assists organisations and

are best for you. Jim Cyngler Consulting

individuals in resolving problems,

brings a rich understanding of conflict: it’s

improving decision making, facilitating

patterns, drivers and dynamics, and are

difficult conversations and generating

experts at working with key players to

and implementing strategies to achieve

help them recognise and deal with the

their future goals. He is a Principal

issues that are real for them. We help you

Instructor under the Australian National

to transform challenging conflict

Mediator Standards and regularly

interactions by acknowledging difficult

conducts conflict management training.

relationships and supporting you to

Jim Cyngler Consulting offers a variety of

create a productive and proactive

public and in-house conflict

decision making environment.

management workshops. This training is

This support enables you to have a safe

essential

and constructive dialogue, helping

for those wanting to manage conflict,

everyone to get clear about their own

develop conflict management systems,

priorities, make difficult conversations

build relationships, enable difficult

easy and deal with change and

conversations, crucial conversations and

difference in an inclusive and responsive

achieve good decision making.

manner. We understand the importance of not only resolving the current dispute but in supporting and enhancing the ongoing relationships.

36 | Australian Insurance Business Magazine


DON’T LET

DISPUTES DISTRACT

YOU FROM GETTING THE JOB DONE. IF NOT ADDRESSED QUICKLY, CONFLICT CAN COST TIME, MONEY AND OPPORTUNITIES. IGNORING CONFLICT CAN DAMAGE EXISTING RELATIONSHIPS. DON’T BE DISTRACTED BY THE COST, TIME AND STRESS OF LITIGATION. RESTORE CONTROL, MAINTAIN PRODUCTION AND MANAGE DISPUTES EFFECTIVELY. LET JIM CYNGLER CONSULTING HELP YOU FOCUS ON GETTING THE JOB DONE. NEED TO BUILD YOUR SKILLS IN MANAGING CONFLICT? JIM CYNGLER CONSULTING CAN HELP YOU.

Jim Cyngler Consulting helps you to have constructive conversations and get to the heart of the problem quickly while maintaining important working relationships and allowing you to get back on the job; on time, on price and with less stress. We understand that sometimes it is the people involved that make a resolution seem impossible. Our expert practitioners offer you the space and support to deal with your disputes, to get clear and to decide on a practical solution that is best – for you.

Don’t let disputes distract you. Call JIM CYNGLER CONSULTING now on 0412 108 390 admin@jimcyngler.com.au jimcynlgerconsulting.com.au

www.insurancebuildersmag.com.au | 37


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AIBM Australian Insurance Builders Magazine

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AIBM Australian Insurance Builders Magazine

42 | Australian Insurance Business Magazine


Ingenious product ends call-back headaches Waterstop Streamline was developed by a team of Building Supervisors, Water-Proofers, Tilers, Shower Screen Fitters and Building Maintenance Contractors to address the constant problem of call-backs due to leaking shower screens. After extensive testing, it was found that the cause of most leaks was due to the design of the shower and not to an error by the contractor. Gleda Pty Ltd Managing Director Brett Krey explains; “In most showers, whether a hobbed, hob-less or recessed design, the screen is sealed directly to the tiles and not to the water-proofing membrane. This design allows water to wick through the grout lines where it travels through the glue cavity underneath the tiles that the screen is “sealed” to, and escapes the shower enclosure.” “Waterstop Streamline provides a positive seal between the screen and the water-proofing membrane, trapping the water within the enclosure and eliminating the call-backs. Its unique, one piece design creates a template for the following trades and makes it very difficult

for mistakes to occur. When compared to a tiled hob, Streamline is faster to install, looks better, wastes less space and because of the reduction in tiling, works out very close to cost-neutral!” More than seventy thousand Streamline showers have now been produced and installed throughout the country. Waterstop Streamline is 100% Australian ingenuity, Australian made and Australian Owned. Move out of the dark ages and switch to what is rapidly becoming the new industry-standard method of shower construction. For more information visit www.waterstopstreamline.com.au Phone: 07 5426 3700 Email: sales@gleda.com.au

www.insurancebuildersmag.com.au | 43


AIBM Australian Insurance Builders Magazine

44 | Australian Insurance Business Magazine


Total Building and Excavation can build, extend or renovate your home. We have qualified highly experienced builders, plasterers, painters, electricians, plumbers, joiners and roofers and machinery with qualified highly experienced civil operators.

Total Building and Excavation can build, extend or renovate your home. Phone Craig on 0438 051 268 Email: craig@lifestyleclarence.com.au Phone Josh on 0400 652 985 Email: josh@lifesyleclarence.com.au

www.insurancebuildersmag.com.au | 45


AIBM Australian Insurance Builders Magazine

Our Team Your Dream

Finding the right people with the right

project, one clear channel of communication

resources at the right time to get the job

to monitor process, provide updates and

done can be difficult. All Trades Group

complete the job.

recognised this and established a solution. With our team of qualified tradesman and our

“We are building a new level of expectation”

holistic approach to project management we

says Casey Pearman Kearns, Owner and

are a leader in what we do.

Director. We live in a fast paced world, the job needs to be done right the first time, and

All Trades Group has built an extensive team

people need results.

of qualified tradesman and business professionals successfully operating across

Our qualified tradesman and project

the east coast of Australia and is quickly

managers service all trade industries.

becoming the preferred provider of all trade

Crisis/makesafe, retail refits, fit outs and

services and project management. That be

remodels, resort services, real estate

insurance, commercial, maintenance, labour

property services, landscaping, line marking,

hire and residential work.

electrical, plumbing, the list goes on.

Why? Simple, contracting and outsourcing to

The company’s rise of success has not been

complete a job means loss of control, time

without its challenges. However, there is no

and potentially dollars. At All Trades Group

‘butts’ about it – this is the way forward for all

there is one point of contact for your running

companies and clients in the trade services industries.

1300 025 587 info@alltradesgroup.com.au www.alltradesgroup.com.au

46 | Australian Insurance Business Magazine


Our Team Your Dream • • • • • • • • • •

Handyman Services Carpentry & Cabinet Making Landscaping Electrical Plumbing Roofing Pool Maintenance Rubbish Removal Tiling Concreting

Insurance Work • Crisis & Makesafe • Landlord & Real Estate Property Services • Resort Services • Labour Hire • Retail Refits/Remodels • Line Marking • Painting • General Construction •

1300 025 587 info@alltradesgroup.com.au www.alltradesgroup.com.au

www.insurancebuildersmag.com.au | 47


AIBM Australian Insurance Builders Magazine

MB CONTRACTORS

“

My father and my uncles have been my biggest influence on the person I am today and on the business that I run

�

48 | Australian Insurance Business Magazine


Painting & Plastering Services High Quality Professional Services Australia Wide

Your Solution to Plaster and Paint

MB CONTRACTORS

Phone: 0405 839 393 Email: mbarakat@mbgroup.com.au 25 Emery Ave, NSW www.insurancebuildersmag.com.au | 49


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Your membership to AIBM provides access to our exclusive publication, networking and professional growth opportunities, and access to practical information and important news updates from across the insurance industry. All AIBM members receive exclusive access to our virtual community for unparalleled networking opportunities and access to our publication covering all the latest news and timely information specifically targeted at the service providers in the Australian General Insurance Industry.

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www.insurancebuildersmag.com.au | 51


AIBM Australian Insurance Builders Magazine

Red Emperor Constructions was formed by two qualified carpenters/builders, with experience within the construction industry of Australia and abroad. Since 2007 Red Emperor constructions has work on and built some of the best resorts and houses within the Whitsundays & islands. Although concentrating on the Whitsundays, we have also completed many renovations/extensions and new houses along with large & small commercial projects between Mackay & Townsville, as well as the Bowen basin. Whether it’s a renovation/extension, first home, dream home, investment home or a commercial project you need complete in a professional, cost effective and of the highest quality, speak to Red Emperor Constructions.

EXPERIENCED AND AFFORDABLE BUILDERS AND CARPENTERS WITH PROVENWORKMANSHIP Please call Alistair 0488 154243 or Paul 0448 671120 for further information. www.redemperorconstructions.com.au 52 | Australian Insurance Business Magazine


templecontracting Ru r al & Resi denti al Pro pert y So lut io ns Rural Fencing

Excavations

Equestrian Facilities

Shed Construction

Residential Fencing

Temple Contracting offer a range of fencing services from large rural holdings and farms including roadside fencing needs through to smaller residential fencing such as paling, colorbond, and pool fencing. We also provide a range of additional services which include excavation, equine facilities, shed construction a n d n u m e rou s a d d on s e r v ice s such as post ramming, hole augering and landscaping.

Our experienced staff will ensure you enjoy great quality workmanship with prompt, professional and reliable service. We guarantee all of our work and carry full trade insurance. Our current clients include national insurace companies, earthworking contractors , commercial farms and property development firms. We provide an emergency service to clients where required and are available in all areas throughout Tasmania.

mob 0422 265 535 |

email templecontracting@live.com.au | ABN 35 255 052 037 www.insurancebuildersmag.com.au | 53


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