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Bill Proposes

OPEN ” CARRY GUN LAW “

In Florida

The mass shooting in Arizona earlier this month in which six people were killed and U.S. Representative Gabrielle Giffords was critically wounded has sparked a nationwide debate on whether guns laws should be tightened, especially when it comes to automatic weapons.

ALSO INSIDE 2011 Looks Positive For Economy Money Saving Tips For The Post-holiday Bills Blues Improve Credit Score With Rapid Rescore Process

2011 Looks Positive For Economy Fish Oil Linked To Lower Breast Cancer Facebook: Are You Addicted?

January 21, 2011


CBS4 Newspaper January 21, 2011 Edition


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January 21, 2011

Bill Proposes “Open Carry” Law In Florida TALLAHASSEE (CBS4) – The mass shooting in Arizona earlier this month in which six people were killed and U.S. Representative Gabrielle Giffords was critically wounded has sparked a nationwide debate on whether guns laws should be tightened, especially when it comes to automatic weapons. But a Florida senator has proposed a loosening of the state’s gun laws in a bill which would allow gun owners with a permit to openly wear their handguns in public view. Last December Senator Greg Evers, R-Crestview, filed Senate bill 234 which would make openly wearing firearms legal in Florida for the first time in decades, according to the Palm Beach Post.

shooting, hunting or camping excursions. The Washington-based Brady Center to Prevent Gun Violence has firmly opposed the bill. South Florida spokeswoman Dana Sanchez Quist said if the bill passes, legal firearms could easily be taken during robberies. The measure would also have a negative impact on tourism, according to Sanchez Quist because visitors may stay away from a state with a Wild West image.

Evers said not only would it be a crime deterrent but people who have concealed weapons permits would not be punished if their guns are accidentally exposed.

Under Evers proposal any licensed gun owner over the age of 21 would be allowed to “open carry” their firearm, even on public university and college campuses. Supporters say if Virginia had such a law, maybe someone would have been able to shoot SeungHui who went on a shooting spree at Virginia Tech in 2007, killing 32 people.

Currently 43 states have “open carry” laws which do play limitations on where a weapon can be worn; schools and such are off-limits, according to the website opencarry.org. Florida makes the list of seven states which prohibit “open carry” except in circumstances where the gun owner is going to directly to or from target

Florida is not the only state debating “open carry” legislation. Brian Malte, with the Brady Center, said Texas is also considering a bill that would allow it and in California, where there is no law on the books for or against it, a bill was introduced earlier this year to allow it.

Source: The Palm Beach Post

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2011 Looks Positive For Economy that some market analysts believe we could see the Dow Jones Stock Index possibly crossing over the 12-thousand mark before the end of the month. Consumer spending forced retailers to order more merchandise towards the end of December 2010 and that’s improving the U.S. economy’s manufacturing sector.

The latest economic indexes show 2011 is already looking much better than the start of 2010 with improvements in consumer spending, manufacturing and continued gains on Wall Street. They add up to solid signs the recovery’s picking up speed according to some economic forecasters. But the tough questions remain: how long will it last; and when will the job market finally get more people back to work? Wall Street’s seeing enough solid gains

Some economic forecasters believe 2011 is already shaping up to be better than last year with almost a trillion dollars in tax cuts expected to further rejuvenate consumer spending. Locally, the winter tourist season is looking much better than last year with solid gains in passenger levels at both Miami International Airport and South Florida seaports. Foreign trade out of local ports is expected to continue seeing solid gains throughout the year. Still, several major “soft-spots” will continue to drag down our economic recovery.

Foreclosures are expected to continue flooding the local real estate market and that will prevent home and condo prices from improving for possibly several more years. This will compound the unemployment problem as construction jobs remain few and far between, even in the Sunshine State. Job growth overall is slowly improving, but is not expected to get much better until possibly much later in the fall. Local financial planners say if you have any investments, consider going over them very closely to see if they need any adjustments. They also recommend paying off holiday bills to avoid extra credit card expenses. Don’t expect any major changes on the job front if you’re looking for work or any major raises from your current employers.

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9

South Florida Family Tricked By Latest Craigslist Scam Mendoza said, “I knew before that people had gotten scammed on Craigslist. But I never thought that it would happen to me.” The listing advertised a three bedroom home for $800. Caroline Murphy, who owns the house was quite surprised.

KENDALL (CBS4) - For nearly two years the Velez family has been out of work. Evicted from their Homestead home, they now live with family in a one bedroom in Kendall. “This was the only choice I had. Either this or a homeless shelter.” Suzie Mendoza-Velez told CBS4’s David Sutta. When Salvador Velez finally found work, Suzie began looking on Craigslist for a home. She ended up finding the latest scam.

“One day we started getting knocks on the door. ‘Oh is your house on the market for $800?’ That’s not the price we’re asking,” said Murphy. The real price is actually more than twice that, $1900. The scam is classic fraud typically done in Nigeria. You wire money to them in exchange for something but they never follow through. The scam is getting more sophisticated. The criminals are stealing images of a real houses for rent and using an email address with the owners name in it. The Velez family fell for it, sending $200 to hold the house. Suzie told us “That’s

all we had.” If they had more they would have sent it. The keys never came.

have to start all over again.” Salvador said.

Realtor Janie Coffey blogged about this scam in August on smartypantsmama.com. Caroline Murphy also recently blogged about the scam.

Typically there is little or no recourse if you get caught by this scam because the money has left the country.

“I’d like to say do your research. But even with some basic research you still would have fallen for this.” Murphy said. In front of reporter David Sutta, Murphy called the scam artist in Nigeria who claimed he owned her house. She asked him “What is your name?” Moments later he hung up. Coffey has seen the scam across MiamiDade County. They move from house to house as people catch on. Her best advice, “If it seems to good to be true it’s too good to be true.” Unfortunately for the Velez family the advice came too late. “I feel really bad because I’m poor. And I

The best advice besides if it sounds too good to be true don’t follow it, is to hire a Realtor. It’s a free service for renters.


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January 21, 2011

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Scott: Citizens Needs To Up Rates sound,” according to newly elected Gov. Rick Scott But raising homeowners’ rates by 55 percent is the state’s largest insurance company only alternative to achieve that goal, officials have said. That’s according to a response given by Citizens Chief Financial Officer Sharon Binnun to members of the Florida House of Representatives Banking & Insurance Subcommittee Wednesday.

TALLAHASSEE (CBS4) – Millions of homeowners who rely on Citizens Property Insurance may not like the news that rate hikes will be required to make it “actuarially

However, it will be a tough battle as legislation prohibits Citizens from increasing rates by more than 10 percent. Those restrictions on hikes come after the 2004 and 2005 hurricane seasons – which is when the state had eight storms over a two-year period. Since then, many private insurers have fled leaving many

homeowners little choice. About 1.3 million Floridians use Citizens Insurance which covers a total of $457 million worth of property. Binnun says if Citizens doesn’t hike rates, then they may not have enough money to pay claims in the event of a storm. Should a storm hit and if Citizens could not pay out the claims, the insurer would have to make up the shortfall by taxing all insurance policyholders, including those on private companies. (© 2011 CBS Broadcasting Inc. All Rights Reserved. This material may not be published, broadcast, rewritten, or redistributed. The Orlando Sentinel contributed to this report.)


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January 21, 2011

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Money Saving Tips For The Post-Holiday Bills Blues Rising production costs and higher gas prices are hurting everyone’s New Years’ budgets. So can beat the higher costs without breaking the bank?

It seems that ever since the start of the new year, there are higher prices at the check-out counters on top of increased credit bills from holiday shopping.

First, keep a sharp eye out for bulk food bargains and discount coupons on items you need to buy. Also consider better meal-planning by basing your nightly dishes on weekly specials. While tempting, don’t buy something on sale that you may not really use.

With unleaded regular gas already approaching $3.30 a gallon you can stretch your mileage by taking extra weight out of your car, clean out the trunk, make sure your vehicle’s well maintained and keep the tires properly inflated. Let’s face it, monthly electric bills are always a problem. To save a few bucks, over the winter turn off your air conditioning and open the windows. If it gets too warm or muggy, turn the a/c back on but turn up the thermostat. You can also save money by lowering the water temperature in hot water heaters.

Looking for more ways to save? Check out these websites: Shopittome.com – finds sales on your favorite clothing and designer brands RenttheRunway.com – rent high fashion dresses for a fraction of the sale price Retailmenot.com – for all your online coupon and discount code needs Mybargainbuddy.com – for online bargains and coupon codes


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How To Make Financial Resolutions Check out your credit report and make sure it has no errors. Then, pay down your debt and increase savings.

MIAMI (CBS4) - Whether it’s doing a better job paying off our bills or filing our taxes a little earlier, it’s the perfect time to make some new years’ financial resolutions and start sticking to them. So what’s should you focus on first? How about getting ready for all the bills. Sixty-nine percent of our New Year’s resolutions include trying to cut back family debt. Up next: Improving credit scores, cutting back on using credit cards and finally boosting savings. “If you don’t make a financial plan and set up your goals during the first part of the year, you run the risk of having more problems further down the year,” said Howard Dvorkin of Consolidated Credit Counseling Services. Consumer credit experts agree. The top New Year’s resolution should be paying off credit cards. “The minimum payments are a trap, you’ll never get them paid off. Try to pay them off as soon as possible, double at least triple the minimum payments,” Dvorkin warns. So how can you keep your new year’s financial resolutions? Set up a family budget and stick to it.

N e x t , d o u b l e check your investment b l e n d between cash, stocks and bonds a n d consider focusing on more long-term financial planning. Early January is also a great time to double check the interest rates on all your credit cards and other loans and try to find cheaper ones.

January 21, 2011

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Money Saving Deals A Mouse Click Away doesn’t want to save money. Sure you can clip coupons but some quick and easy ways are just a mouse click way. If you’ve got old electronics or appliances lying around, you may have considered putting them up for sale. To find out what they’re worth, check out Worthmonkey.com. With just the name of your item, it will tell you what it’s worth and how high you can price it without ‘over-pricing’ it. Why buy when you can rent or even borrow for free. Sharesomesugar.com is a growing website where members offer to rent or let you borrow for free everything from cameras and computers to appliances and power tools. MIAMI (CBS4) – As we head into the new year, who

For those do-it-yourself projects, Diggerslist.com can help. The website features home improvement products for sale from companies and individuals at discount prices. If you’re looking to watch television shows over the internet for free to save on monthly cable or satellite bills – check Clicker.com – which provides a listing of shows available online and where you can watch them. Finally, if you want to cut your pet bills, check out BarkingDeals.com for bottom line pricing on pet supplies.


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January 21, 2011

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Improve Credit Score With Rapid Rescore Process The current remodeling project is a breeze compared to the rejection she received a year ago when she was putting offers down on homes. Her 640 FICO score just wasn’t where it needed to be.

MIAMI (CBS4)- Bumping up your credit score a couple dozen points could be what helps you achieve the American dream of owning your own home. There’s a way to fast- forward the process if time isn’t on your side. Ana Padilla and her family are now first time homeowners after they went through the rapid rescore process. “There’s going to be a little countertop here with some stools here,” Padilla pointed out the works she plans to do on the home.

“We were anxious, excited, but at the same time we kind of saw like this is going to have to wait. Probably by the time we’re ready that house is not going to be there no more.” The house Ana had her eye on was a short sale. She was introduced to Mayra Torres, a lender who felt a better loan would improve Ana’s chances of getting her offers accepted. She just needed to pay down her debt fast! “She had a lot of student loans because she had just graduated and got her nursing degrees. So we needed to get her FICO scores higher to a 680 and we also needed her to be able to decrease her expenses,”

explained Torres. Ana was able to pay down the debt but normally it takes 30 to 45 days to update your credit score information with the credit bureaus. What she needed was a rapid rescore – a way of fast forwarding a credit score update within 72 hours. The borrower provides the lender with proof that he or she has paid down the debt. The lender hires and hands over that proof to a third party credit agency. That credit agency goes directly to the three credit bureaus to update the borrowers improved credit score within days compared to weeks. “Usually what happens is when you need a rapid rescore, it’s when you have an offer accepted and we need to move and we need it now. So that’s when rapid rescore

comes into play,” added real estate agent Josie Andrade. She said not all agents have the patience to take on clients who need to improve FICO scores or run rapid rescores. It can be tedious and time consuming. “If this is really what they want, if they want to take on that American dream, this is where we need to start,” Torres said. Ana was able to raise her score 30 points and now she’s thrilled to be a homeowner “The sacrifice is well worth it,” she said. Typically if you are a good candidate for a rapid rescore there is no cost to you. If you need to bump up your credit score ask a licensed lender if “credit rescoring” could be right for you.


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January 21, 2011

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Smartphones Can Now File Taxes But are they really smart enough to trust with your taxes? Nobody likes doing their taxes, but home computers and all the sophisticated software programs on the market right now make it a lot easier to figure out. It is not a secret that technology is always changing, and Smartphones already are taking over almost everything a computer can do. MIAMI (CBS4) - One of the hottest gadgets on the market today: the Smartphone, is expected to outsell home computers in 2011 One reason may be a new way to submit tax returns. If you’re using your computer to figure out your finances and taxes, you now can dial up your tax returns right from your Smartphone.

Add to that a growing number of Smartphone tax apps are being released for this years’ tax season, which ends on Monday, April 18th. The apps are being published by a growing number of big-name tax companies. They claim, from the comfort of your own phone, they can help you put together your tax return and even E-file it to the Internal

Revenue Service.

who have purchased them online.

But some home financial planners say, “Not so fast!”

CBSMiami.com Webmaster Dave Game, a long-time Tech Guru, warns consumers to check out the reviews before buying Smartphones to see what is being said about their performance.

Josh Mungavin of Coral Gables-based Evensky & Katz Financial Planners said, ” Most people can go to the IRS website and fill out their tax returns and E-file it for free. The keyboards and screens (on the Smartphone) are a lot bigger and it’s a lot easier working on all those figures than working on your phone screen.” If you still want to try, and don’t mind the small screen and tiny keyboards, look for tax apps that also offer tax tips either online or on the phone. They’re handy in case you need case you need any help. Make sure it also can E-file your return. Don’t forget about checking out any security features they may include, since you’ll be storing and sending your most personal financial data. You should also consider double-checking the store reviews offered by other customers

The Smartphone tax apps are available for IPhone and Android platforms. They usually cost less than $10, and many are offered for free. Don’t forget, their cost is probably Tax Deductible. Before trying to file your taxes by Smartphone, you still need to know standard tax information in order to complete your filing. But, if you have many deductions or investments, or any other tax complications, you may need to file a more complicated tax return and consider the advice of a tax professional.


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January 21, 2011

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Fish Oil Linked To Lower Breast Cancer Risk that the Omega 3 fatty acids found in fish oil may also h e l p women lower their risk of breast cancer.

Vitamins and dietary supplements are big business in the U.S. Americans spend about $25 billion a year on supplements including fish oil due to its cardiovascular benefits. But now a new study indicates

S a n d i Groper is a breast cancer survivor. As a health science teacher she was always health conscious but she became extra vigilant after her illness. Now she plays golf, watches her weight,

goes for yearly mammograms, and takes supplements. Among them are the Omega 3 fish oils. Fish oil supplements have long been noted for decreasing the risk of cardiovascular disease. “That is something that fish oil supplement is well known for because it tends to reduce triglycerides,” said Sandi. A new study evaluated 35,000 post menopausal women and concluded that the risk of breast cancer was also lower among women who took fish oil.

between fish oil use and lower breast cancer rates. An on-going clinical trial at Harvard may determine whether there’s a cause and effect relationship between the two. “It is showing good potential for fish liver oil to be a supplement to help with the reduction of the risk of breast cancer,” added Dodds-Mills. As for Groper, she thinks the supplements helped her stay healthy. Just ask her if her treatment was successful. “Successful? It’s been 25 years!”

“The study indicated that 32% of the women that they followed had a lower risk of breast cancer,” said dietitian Glenis Dodds-Mills. Scientists caution about jumping to conclusions about fish oil too quickly. The study merely observed a correlation

For more information about breast cancer education, diagnosis and treatment, just go to the Susan G. Komen for the Cure Miami/Ft. Lauderdale Chapter website at www.komenmiaftl.org.


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CBS4 Anchor Cynthia Demos Delivers A Healthy Baby Girl! “Someone told me you are never going to experience this level of love until you actually have a baby, and they are absolutely right,” said Demos. It was great for dad, too. “I just couldn’t believe it. After nine months, to actually see her and hold her and that she was o.k., that mattered,” said Rubino.

KENDALL (CBS4) – Cynthia Demos, anchor of the 5:30 p.m. newscast on CBS4 News and CBS4 News on TV33 at 10p.m., is the proud mother of a new baby girl. Baby Brooke Rubino is a bundle of joy for Demos and her husband Matt Rubino. Brooke is their first child. She was born January 4th at 7:58 pm at Baptist Hospital weighing in at a healthy 6 pounds, 15 ounces and19 and half inches long. At less than a day old, Brooke has no idea about the hours leading up to her delivery which began Monday after Demos finished the 5:30 p.m. newscast on CBS4. “I did the 5:30 show. I went home for dinner and I never came back,” said Demos to CBS4’s Jorge Estevez who visited her in the hospital. Demos had begun what would become 18 hours of contractions. “How would you describe them”, asked Estevez. “Painful, very painful,” said Demos with a laugh. How did dad Matt Rubino do during mom’s contraction marathon? “Did she hit you or blame you”, asked Estevez. “Actually she was nice, thanks to the epidural,” said Rubino. But when Brooke was ready to meet her parents it was magical for mom.

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Foods That Help Manage Chronic Back Pain by the end of my work day,” explained Delaney. Her back pain was so severe, it was ruining her life. Her weight wasn’t helping. Delaney was 215 pounds. Now she is 70 pounds lighter and she credits an “anti-inflammation” diet as the secret of her weight loss and pain-free life.

MIAMI (CBS4) — Billions of dollars are spent every year on over-the-counter and prescription drugs seeking relief for back pain. Some health experts now recommend turning to your refrigerator, instead of your medicine cabinet, for help. Dental hygienist Mary Ann Delaney’s back was always in pain. “It was debilitating. I would be in tears

Pain expert Dr. Mark Darrow is 100percent convinced many people can be pain-free by changing their diet. He suggests more protein, more water, and more vegetables. Researchers at Michigan State University found a chemical in tart cherries that has anti-inflammatory properties. And when it comes to veggies, experts say, the greener the better. Try kale, spinach, broccoli. And when it comes to fruit, pile on the dark berries.

Olive oil, green tea, and brightly-colored fruits and vegetables all have been proven to lessen inflammation in cartilage in the spinal column — that also helps control back pain and stiffness. Researchers say also get rid of processed foods, and fast food which can cause inflammation. Dr. Jason Hymes, a specialist in pain medication, says science is backing up doctors who ease back pain with food. “Saturated fats (the bad fats) also seem to be pro-inflammatory,” said Dr. Hymes. “On the other hand, fatty acids found in foods like salmon, walnuts and sardines are thought to be antiinflammatory.” So here’s the prescription from Dr. Darrow:

Take: Vegetables, but avoid starchy one like potatoes Fruits/mostly berries Proteins/if you eat red meat buy grass fed, it’s high in omega three fatty acids Vitamins, especially D Avoid: All processed foods No grains, no flours, no dairy which can be inflammatory Sugar Caffeine and alcohol It’s working for Mary Anne. She’s no longer in pain and is even back to running. “When you start to see the results you can do things you never thought you’d be able to do, that’s the reward and it’s just great,” she said.


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January 21, 2011

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Tragedy In Arizona Shines Light On Mental Illness

As we learn more about Jared Loughner and the possibility he may have been exhibiting early signs of mental illness, we wanted to speak to an expert about identifying the signs and how parents could prevent a similar tragedy.

Loughner is known as the 18year-old alleged gunmen believed to have lashed out in a m a s s shooting that killed 6 people in Tucson, Arizona, but as we mourn the loss of life what we do not know is what could lead a young man to carry out such a tragedy.

a diagnosed paranoid schizophrenic. “Once he became paranoid, he started having unusual behavior. I said something is wrong. I have to seek help,” said the woman to CBS4’s Jorge Estevez.

“Once this illness becomes established these individuals lose the ability to understand that they are ill,” said Dr. Richard Steinbook, Director of Residency Training at The Miller School of Medicine

Forcing her son to get help was tough. He was an adult.

Some signs people should look out for include:

“I think it was a disaster and something that could have been avoided,” said a south Florida mother who wished not to be identified. Her son is 30 years old and

Experts say there is a way to distinguish between eccentric teenage behavior and signs of mental illness.

“They said, they have to be a threat to themselves or to others. So when they are a threat to themselves or to others, how can you stop it. You can’t. It’s too late,” said the woman.

1. Reclusive Behavior 2. Irrational Thinking 3. Hallucinations 4. Delusional Behavior

Loughner’s parents, Randy and Amy, released this statement: “There are no words that can possibly express how we feel. We wish that there were, so we could make you feel better. We don’t understand why this happened.”

“If it is such a preoccupation that people live in an unreal world, then, I think, we have to pay attention to it,” said Dr. Steinbook who said the secret to battling mental illness is awareness, a burden we should all share.


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January 21, 2011

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Facebook: Are You Addicted? posting pictures, Facebook our lives. Although some resist the blue and white cannot stand not logging computer.

is a part of people can logo, others on to their

“It’s entertaining it gives you something to do,” said one South Florida Facebook user. The numbers show: There are new numbers that show just how addicted we have become to the social networking site Facebook. From friend requests, to status updates, to

• 48% of people ages 18-34 check Facebook when they wake up. • 28% of people check Facebook in bed on their smart phones

• 48% of young Americans get their news from Facebook

me who don’t speak English, they are all out of the country,” joked one woman.

“Is that reasonable, to get your news from Facebook,” asked CBS4’s Jorge Estevez to one woman on Lincoln Road.

But there are some people who can draw the line.

“Yes. That is how I found about the Zodiac thing,” she said. In fact: “Facebook” was the most searched word. It has 500,000,000 active users which means 1 out of 13 people on Earth have a Facebook account and 70 % of those users live outside the .U.S. “All the random guys who want to add

“I don’t need to know that my friends are out in the yard,” said one man. And a fun fact, in the time it took to read this story, there were one million comments made on Facebook worldwide.


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January 21, 2011

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Haiti: How The Relief Money Is Being Spent living in tent cities. It’s a situation that is pushing many to question where all the aid went. South Floridian Sonicka Charles donated $50 to help Haiti and wonders if it did any good. “I don’t really see a lot of progress going on there,” said Charles. “So it is a concern where is all that money going and when are they gonna get the help that they need?”

MIAMI (CBS4) – One year after the earthquake ravaged Haiti, progress is still slow to see. The death toll continues to rise from cholera, lack of clean water and lack of appropriate housing. Nearly a million earthquake survivors are still homeless

The American Red Cross estimates it collected $479 million in donations over the past year. It has only spent slightly more than half of that amount. “The fact is that this is going to be a long term recovery project and we want to be

here helping Haiti in ways that are going to be sustainable going forward,” said Julie Sell, spokeswoman for the American Red Cross. “So things like building housing don’t happen overnight.” The Chronicle of Philanthropy analyzed 60 U.S based charities. Overall the groups raised $1.4 billion, yet they spent less than 40 percent of that. Its an issue back here at home in South Florida as well. Months ago the Broward County School district designated 92 portable classrooms to give to Haiti. The portables could help with housing or portable medical clinics. But as of now the district says most of those portables remain in Broward County. The district can not

afford to ship them to Haiti. In North Miami there has been more criticism for slow moving aid. Mayor Andre Pierre presented Haitian officials with a symbolic check for $200,000 back in July. It wasn’t until city officials were questioned about it back in November that money was finally given to charity. That is five months after the fact. In November, the Mayor acknowledged the problem. “We should have moved quickly on the use of this funds to build a school or to build a woman’s shelter and I take full responsibilities if we have not done so,” said Mayor Pierre.


CBS4 Newspaper January 21, 2011 Edition


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Horoscopes provided by www.starlightastrology.com

Capricorn (Dec. 22-Jan. 20)

Aquarius (Jan. 21-Feb. 18)

Pisces (Feb. 19-Mar. 20)

Aries (Mar. 21-Apr. 20)

Your creative talent may well be recognized by others this month Disputes on the home front may be hard to avoid. Try not to let your emotions interfere with the completion of your work. Find ways to make extra cash. Start making things or reusing rather than buying ready made. Your luckiest events this month will occur on a Sunday.

Relationships have not been the best for you lately and it’s left you somewhat gun shy. You might not be as reserved on an emotional level as you’d like. Don’t rely on others to do your work. Take care of yourself or you can expect to suffer from minor illness. Your luckiest events this month will occur on a Saturday.

Your ideas are right on the mark and your work commendable. Networking will be a necessity. Calm down and take a step back. Don’t get involved in other people’s private doings. Your luckiest events this month will occur on a Sunday.

You will find the perfect outfit if you shop this month. Get involved in philosophic groups that will enlighten you. Lovers will be less than accommodating, and decisions regarding personal direction a necessity. Someone close to you may need help. Your luckiest events this month will occur on a Thursday.

Taurus (Apr. 21-May 21)

Gemini (May 22-June 21)

Cancer (June 22-July 22)

Leo (July 23-Aug. 23)

You have so much to It might be best not to offer; open up and let spend your money on your thoughts be known. luxuries this month. You will need to spend Don’t get so wrapped up extra time sorting through in being rich that you your work. Be prepared to overlook the fact that deal with groups and your plan may not be as organizations of greater solid as you thought. Be aware magnitude. Your partner may be erratic this that a female you work with may be month if you haven’t paid enough attention trying to hold you back. Get them to pitch in, to him or her. Your luckiest events this if you need help. Your luckiest events this month will occur on a Sunday. month will occur on a Monday.

Libra (Sept. 23-Oct. 23)

Scorpio (Oct. 24-Nov. 22)

Sagitarius (Nov. 23-Dec. 21)

Put your energy into selfTravel will result in new improvement programs romantic attractions. that promise to make you You may have a into a better you. Don’t be hidden adversary who too quick to judge your would love to prove loved ones. You may find you wrong. You will yourself in a heated have a problem sorting dispute with a friend if you try to change out your true feelings your mind. Try making some changes to your when it comes to your appearance and your attitude that will relationship. Unpredictable events will reinforce just that. Your luckiest events this disrupt your routine. Your luckiest events this month will occur on a Thursday. month will occur on a Wednesday.

Don’t overspend on luxury items. Put your efforts into moneymaking ventures. You might find added popularity with those around you this month. Try not to overspend on friends or family. Your luckiest events this month will occur on a Wednesday.

You can make rewarding connections through the organized groups you associate with. Be professional, and you will advance much more quickly. Having your own business is a good idea. Emotional upset may prevail on the domestic scene if you have neglected your duties or your mate. Your luckiest events this month will occur on a Tuesday.

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Sudoku provided by www.puzzles.about.com

4 9 3 6 5 2 1 8 7

2 5 7 3 1 8 4 6 9

January 7th Solution

Virgo (Aug. 24-Sept. 22)

Protect your interests You will not impress legally if necessary. others by being You will foolishly generous. Do communicate easily your own thing. You and should be able will back yourself into to accomplish all a corner if you are that you set out to do. baited and your Spend time by stubbornness will only yourself to avoid any make matters worse. conflicts with family members. Get out and Don’t invest too much of your own money. have some fun. Your luckiest events this Your luckiest events this month will occur on month will occur on a Tuesday. a Sunday.



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