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January 2009 Going GREEN with Horizon Sherry Adcock

Hello Everyone! Us at Horizon Realty would like to thank you for a wonderful year in 2008. You couldn’t have made it without you, our clients and customers. We appreciate your business and referrals that you continue to send our way.

Broker/Owner CRS 334-444-6387

As the new year roles around, people across the would begin to make New Year’s resolutions. Our resolution at Horizon Realty is to be more environmentally friendly. We are going GREEN!

Haley Adcock

We will be recycling all paper that we use at the office. We will also be conserving paper by emailing when possible. Not only is emailing more eco-friendly, but also a faster medium to get information to you, our clients and customers. We will also be conserving electricity by turning off lights when we aren’t using them and by using the heat less often.

Realtor 334-707-2117

Natalie Stowes

Realtor 334-444-3675

Opening Doors to New Horizons. Come on in

We believe that being more environmentaly conscious is extremely important. The world is becoming more populated, but if we all do our part then it will not become more polluted. Not only does going green benefit the environment, but it often benefits one’s wallet. By conserving energy, one typically finds they are consering monetary funds as well. In 2009, we would like to challenge you to GO GREEN! Below you will find links to websites that will help you and your family get started. We hope that you will stop by the office to see how we are progressing on our resolution throughout the year.

Sincerely, Sherry Adcock, CRS, Broker/Owner Haley Adcock, Realtor Natalie Stowes, Realtor

and see the view...

Helpful Websites When Going Green • •

Featured Homes 608 Howard Street


Just a short distance from campus. New 3BR/2BA home. Vaulted ceiling in living with nice lighting package. Coordinating colors and rubbed bronze fixtures in kitchen. Master bedroom has a double boxed ceiling. Master bath has a separate tub & shower.

Featured Lots Hidden Lake Estates

2215 Red Tail Lane, Auburn


Conveniently located 4BR/2Ba home in The Preserve. Hardwood in foyer, living, halls and one bedroom. Tile in wet areas. Living has boxed ceilng, a fireplace with gas logs and recessed TV. Large master closet. Garden tub with tile surround.

1114 Catherine Drive, Opelika


Proposed 4BR/2BA home in Stephens Woods. Nine foot ceilings. Solid surface countertops in kitchen. Hardwood in living, kitchen, dining and foyer. Approx. 1620 htd sq. ft.

• Priced from $17,000 to $32,900 • Large lots, +/- 1 acre •Convenient to Auburn and Mongomery

Cove Creek •Priced from $29,900 to $41,000 •Opelika City Limits

Rolling Hills •Priced from $18,000 to $28,000 •Smith Station

510 Pear Tree Road, Auburn


One of a kind 3BR/2.5BA all brick home, with 15+ acres and over $3,000 htd.sq.ft! The entire home is hardwood except for the wet areas. Crown molding, ventless gas fireplace, custom cherry cabinetry, granite countertops in kitchen, island and bar area in kitchen. Extra long garage for large vehicle or boat.

Commercial Lot HiPack Drive • Priced at $836,000 • 21.92 acres •Opelika City Limits

To view more homes, visit us at

•Zoned R-5 •Great for development

Experiences with Horzion... “Horizon Realty helped me along every step of the way. As a first time home buyer I wasn’t aware of how much went into buying a home. I was very thankful to have such a knowledgable team working for me.” - James Weaton, Auburn, Ala. “After my husband passed away I couldn’t afford the payments on my home. My agent from Horizon Realty told me about my options and work quickly to sell my home and find me one the fit my needs and pocket book.” -Marie Smith, Opelika,

Lender Checklist: What You Need for a Mortgage • • • • • • •

• • •

8 Tips for Your Home Search 1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer and how much you’d be willing to spend each month for housing. 2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations. There’s no such thing as a perfect home.

3. Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and closing costs. Then, talk to a lender and get prequalified for a mortgage. This will save you from falling in love with a house you can’t afford.

4. Don’t ask too many people for opinions. Select one or two people to turn to if you feel you need a second W-2 forms — or business tax return forms opinion, but be ready to make the final decision on if you’re self-employed — for the last two or your own.

three years for every person signing the loan. Copies of at least one pay stub for each person signing the loan Account numbers of all your credit cards and the amounts for any outstanding balances. Copies of two to four months of bank or credit union statements for both checking and savings accounts. Lender, loan number, and amount owed on other installment loans, such as student loans and car loans. Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate. Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account. Copies of your most recent 401(k) or other retirement account statement. Documentation to verify additional income, such as child support or a pension. Copies of personal tax forms for the last two to three years.

5. Decide your moving timeline. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area? All of these factors will help you determine when you should move. 6. Think long term. Are you looking for a starter house with plans to move up in a few years, or do you hope to stay in this home for a longer period? This decision may dictate what type of home you’ll buy as well as the type of mortgage terms that will best suit you.

7. Insist on a home inspection. If possible, get a warranty from the seller to cover defects for one year. 8. Get help from a REALTOR®. This will take a great deal of stress off of your shoulders while also freeing up some of your time.

January 2009 Sun







1 New Year's Day




Open House 786 Price St, Auburn 3-5p.m.


2 Open House 428 Longview Ct, Auburn 4-9p.m.



Stop by the office from 1-5p.m. for warm cookies and coffee!






16 Open House 428 Longview Ct, Auburn 4-9p.m.




Martin Luther King Day





Plan further ahead with the Premium Membership

1685 E. University Dr., Ste. D Auburn, AL 36830



Stop by the office from 5-7p.m. for hot chocolate!

Open House 34 Brown St, Opelika 2-4p.m.


10 Open House 927 McDonald Ct, Auburn 3-5

Open House 34 Brown St, Opelika 2-4p.m.

Open House 786 Price St, Auburn 3-5p.m.

3 Open House 23 Howard St, Opelika 2-4

17 Open House 428 Longview Ct, Auburn 4-9p.m.

24 Open House 927 McDonald Ct, Auburn 3-5


30 Open House 428 Longview Ct, Auburn 4-9p.m.

31 Open House 428 Longview Ct, Auburn 4-9p.m.

Horizon Realty Newsletter  

January 2009 Newsletter

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