RE: Academy of Actuaries’ 1 Life Products Committee Perspective on Travel Underwriting The Life Products Committee of the American Academy of Actuaries has authored the attached paper entitled the Academy Life Products Committee Perspective on the Use of Travel in Life Insurance Underwriting. We represent the actuarial profession, and are responding to your request in that capacity. Academy of Actuaries Life Products Committee Dear Commissioner Poolman: September 9, 2006 www.actuary.org