Page 1

Discovering The Mature Lifestyle

So what is Medicare anyway? Page 3

Medicare & Insurance

October 20, 2016

October Issue

Counseling offered on many Medicare insurance topics BY SUE WEBBER CONTRIBUTING WRITER Dawn L und calls her self “ a M edicare nerd.” “I’ve always worked in t he aging field,” said L und, w ho is dir ector o f M edicare programs a t S enior C ommunity S ervices in Minnetonka. Fall h as bee n a busy time f or t he agency f or t he last 20 y ears, w hen they beg an o ffering Medicare he alth insurance counseling. “Our ag ency a nd Linkage Line are the only tw o in M innesota w ho o ffer unbiased co unselDawn L und is ing,” Lund said. “We director of M edi- assist p eople w ith care p rograms a t non-biased guidSenior C ommunity ance o n M edicare Services i n M in- options year-round.” In 2015, a n estinetonka. (S ubmitmated 1,717 c lients ted photo)

received hel p t hrough M edicare he alth insurance counseling classes offered at Senior Community Services. It is just one of the programs offered at the agency, whose vision is t o “ mobilize t he co mmunity t o reimagine agin g.” The ag ency o ffers educational w orkshops a t sev eral l ocations, plus c onfidential, individual assist ance by appointment a t nine lo cations f or p eople who need more help. A total of 45 ac tive volunteers conduct the c lasses, a fter r eceiving 20 ho urs o f training. “The calib er o f p eople [v olunteers] w e get is kind of incredible,” Lund said. The open-enrollment period for insurance this year runs from Oct. 15 to Dec. 7. You ca n s elect co verage f or t he first time then, or make changes in your current coverage. “Everybody’s si tuation is different, Lund said. “It’s like a puzzle.” During the enrollment period, you can make c hanges t o va rious asp ects o f y our coverage. • You can switch f rom Or iginal Medicare to Medicare Advantage, or vice versa. • You  can als o  switch f rom one  Medi-

In 2015, an estimated 1,717 clients received help through Medicare health insurance counseling classes offered at Senior Community Services. care Advantage plan to another, or from one M edicare P art D (p rescription dr ug) plan to another. And if you didn’t enroll in a Medicare Part D plan when you were first eligible, you can do s o during the general open enr ollment, a lthough a la te enr ollment penalty may apply. Among t he most im portant decisio ns newly retired people must make is what to do about health care once they are no longer covered by their employer’s plan. Even if t hey’ve b een r etired f or s ome time a nd c hose a he alth p lan in t he past, each y ear’s o pen-enrollment p eriod gi ves retired p ersons a cha nce to r econsider other, sometimes better, options. It is wise, during th e o pen e nrollment pe riod, t o

check a plan to see if there will be changes; check p rescription lists a nd co verage f or those p rescriptions; a nd t hen c heck o n new plans and changes to other plans to be sure coverage is being provided at the most affordable cost. According t o L und, i t is im portant t o have a s econdary p lan in p lace t o assist with the costs that Medicare does not cover. For example, when you go to a doctor, Medicare co vers 80 p ercent o f t hat cost. With nothing else in place, you are responsible for the remaining 20 percent. For p eople w ho ca nnot a fford another plan, L und said, Senior Partners Care is COUNSELING - TO PAGE 6

Page 2 Our Life โ€ข Thursday, October 20, 2016


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Our Life â&#x20AC;˘ Thursday, October 20, 2016 Page 3

Health issue? Thereâ&#x20AC;&#x2122;s an â&#x20AC;&#x2DC;-ologyâ&#x20AC;&#x2122; for that We all kno w that people are living lo nger a nd en joying la te lif e more t oday. N aturally, t here a re many reasons for our increased longevity, inc luding b etter diet a nd a more active lifestyle. Medical ad vancement is als o a prime co ntributor. W eâ&#x20AC;&#x2122;re b lessed with good health care. But it comes at a cost (a nd I do nâ&#x20AC;&#x2122;t j ust me an stratospheric he alth in surance p remiums.) Besides b eing exp ensive, g etting care from our health care system can be frustrating, complicated, confusing a nd exha usting. F or st arters, selecting a su pplementary he alth insurance p lan is lik e na vigating a maddenin g maze o f co nvoluted corridors. Then, t here are t he myriad rules to follow, hurdles to clear, hoops t o j ump t hrough a nd f orms to fill out. As it turns out, our health care system is held together with red tape. Itâ&#x20AC;&#x2122;s eno ugh t o mak e y ou s eek medical treatment. But most co nfusing to me is t he

Guest column ... by Bob Ramsey mushrooming f ragmentation a nd specialization o f medical ca re. P rimary c are do ctors ha ve b ecome mostly b rokers, s orting o ut patient a ilments a nd r eferring t hem to the appropriate sp ecialists. I was amazed recently to find an en tire department o f â&#x20AC;&#x153;ha nd do ctorsâ&#x20AC;? in our local hospital. I wouldnâ&#x20AC;&#x2122;t be surprised if t here a re no w do ctors f or the right hand and others specializing in left hand c are. We no lo nger have a single family doctor; we have a whole posse of healers in our corner. Coping wi th all t hese sp ecialists raises s erious q uestions. W ho do you call first? Who prescribed what for w hat? And w ho g ets t he final

word? We can only hope they know what e ach o ther is do ing a nd do nâ&#x20AC;&#x2122;t get in a turf war over our bodies. There tr uly is a n â&#x20AC;&#x153; ologistâ&#x20AC;? f or every ailment, injury or dis ease today â&#x20AC;&#x201D; and my wife and I have seen them all â&#x20AC;&#x201D; s o ma ny in fac t, t hat it p rompted her t o p en t his li ttle tongue-in-cheek verse - adjacent. With all t hese do ctors o n o ur case, we should live a long time. After all , o ur c linic ca n ba rely a fford to let us die; w eâ&#x20AC;&#x2122;re su pporting t oo many of their physicians. Although w e kid a nd co mplain about t odayâ&#x20AC;&#x2122;s â&#x20AC;&#x153; care b y co mmittee,â&#x20AC;? we are the beneficiaries of this modern approach to medical tr eatment. Keeping us he althy has definitely become a t eam sp ort. S o t hanks, team! Bob Ra msey i s a l ifelong ed ucator, freelance w riter a nd a dvocate f or â&#x20AC;&#x153;vital a ging.â&#x20AC;? H e c an be r eached a t 952-922-9558 o r b y e-m ail a t jo

Ode to â&#x20AC;&#x153;Ologiesâ&#x20AC;? â&#x20AC;&#x153;Your body is complicated,â&#x20AC;? Said my doctor to me. â&#x20AC;&#x153;Your blood count is low, So go to HEMATOLOGY!â&#x20AC;?

And being a woman, I occasionally see â&#x20AC;&#x201D; Of course, that would be â&#x20AC;&#x201D; GYNOCOLOGY! My aches and pains persist Then my heart rate dropped Through my anatomy, down. So of course, Iâ&#x20AC;&#x2122;m sent Itâ&#x20AC;&#x2122;s a pacemaker for me. To RHEUMATOLOGY! So the good doctor sent me To CARDIOLOGY! Now that didnâ&#x20AC;&#x2122;t help, So what next should it be? What are these spots on my The doctor said, â&#x20AC;&#x153;Now go skin? To NEUROLOGY!â&#x20AC;? They do nâ&#x20AC;&#x2122;t lo ok no rmal to me! Since Iâ&#x20AC;&#x2122;m getting old, So the next place I go is â&#x20AC;&#x201D; My kidneys agree, To DERMATOLOGY! That I should be sent â&#x20AC;&#x201D; To UROLOGY!! Printed words on the page, Are harder to see. Enough of these â&#x20AC;&#x153;ologies,â&#x20AC;? And t hereâ&#x20AC;&#x2122;s a sp ecialty f or I think all would agree, that. Iâ&#x20AC;&#x2122;ll probably be sent â&#x20AC;&#x201D; Itâ&#x20AC;&#x2122;s OPTHALMOLOGY! To PSYCHIATRY!! J. R.

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Page 4 Our Life • Thursday, October 20, 2016

North Memorial offers TotalCare program for seniors BY SUE WEBBER CONTRIBUTING WRITER Senior citizen patients at North Memorial Health Care qualify for the TotalCare for Seniors program. The program’s geriatric specialists work with seniors and their families to provide post-hospital services, through long-term care, Transitional Care Units, assisted living, indep endent li ving o r hosp ice s ettings. “When a pa tient is dis charged, if t hey need transitional care, they are referred by a p rimary ca re p rovider to a n urse p ractitioner, who follows them into long-term care,” s aid Teresa B loom, ma nager o f t he TotalCare program. Patient c are is ma naged o nsite, a t t he facility where the client lives. Physicians a nd n urse p ractitioners work as a team to provide the care at the patients’ choice of 13 facili ties w hen they leave the hospital.

“A lot of facilities ask us to help take care of their residents. We have to focus our resources on the places we work closely with to continue to deliver high-quality service.” - Dr. Joseph Sicora

TotalCare for Seniors is available at the following facilities: Annandale Health & C ommunity, Annandale Centennial V illa A ssisted Li ving, A nnandale Colonial Acres Health C enter, G olden Valley Good Sa maritan Am bassador, N ew Hope Good Samaritan Robbinsdale, Robbinsdale Maranatha, Brooklyn Center North Ridg e H ealth & Reha b, N ew Hope Pioneer Est ates A ssisted L iving, Eden Prairie St. Therese, New Hope St. Therese – Oxbow, Brooklyn Park The Birches at Trillium Woods, Pl ymouth The V illa a t S t. L ouis P ark, S t. L ouis Park The Villa at Osseo, Osseo Transitional Care by St. Ther ese, Robbinsdale Wellstead of Rogers, Rogers Clients a t T CUs a re visi ted o nce o r twice weekly, w hile patients in lo ng-term care are visited monthly. Those in assisted

Heading North Memorial Health Care’s TotalCare for Seniors program in Robbinsdale are, from left: Teresa Bloom, manager of the TotalCare program; Dr. Joseph Sicora, medical director; and Sarah Johnson, nurse practitioner. (Submitted photo) living a nd indep endent li ving a re visi ted every three to six months. Visits a re s cheduled in b etween if t he client is ill. “We have 500 patients in t he program, and it’s growing rapidly,” said Sarah Johnson, one of nine nurse practitioners in the program. J ohnson s aid t he p rogram includes three physicians. Dr. J oseph S icora is medical dir ector of North Memorial Home & C ommunity Services, which includes TotalCare for Seniors, as w ell as H ome Health, a nd Hospice and Palliative Care. He also is medical director a t S t. Therese in N ew H ope a nd

St. Therese Oxbow Lake in Brooklyn Park. “North Memorial always has taken care of patients in nursing homes,” Sicora said. “The last three years we have structured it better s o do ctors a nd n urse p ractitioners work as a team. A lot of facilities ask us to help take care of their residents. We have to f ocus o ur r esources o n t he p laces w e work c losely wi th t o co ntinue t o deli ver high-quality service.” TotalCare for S enior s erves p ost-acute people in r ehab, t hose w ho ha ve b een in the hosp ital a nd need sho rt-term r ehab before they’re ready to return home. They also serve as a p rimary care pro-

vider for those who are too frail or elderly t o co me t o t he c linic, o r w ho ha ve no transportation. “There are a lot of health care facilities trying t o figure o ut ho w t o t ake ca re o f these people,” Sicora said. North M emorial als o is o ne o f a f ew hospitals s tatewide t o offer a n in patient Collaborative A cute C are f or t he E lderly (CACE) uni t t o addr ess t he ac ute ca re needs of frail, aging adults. It a lso o ffers home health care, as wel l as hosp ice su pport t o pa tients a nd lo ved ones w ho a re facin g a t erminal illness, death and dying.

Our Life • Thursday, October 20, 2016 Page 5

So, what is Medicare? Medicare is he alth in surance for people 65 or older, people under 65 wi th cer tain dis abilities, and people of any age with EndStage Renal Dis ease (p ermanent kidney fa ilure r equiring dial ysis or a kidney transplant). You a re eligib le f or M edicare on t he first day of t he month in which you turn 65. If your birthday is o n t he 1st, t hen y ou a re eligible o n t he 1st o f t he p rior month. You ca n enr oll f or M edicare 90 days prior to turning 65. You are enrolling in M edicare Part B (Medical Services). Your Part A, which covers in-patient hospital services, begin s a utomatically on the 1st of the month in which you turn 65. When y ou a re first eligible for Medicare, you have a s evenmonth p eriod t o sign u p. This seven-month pe riod be gins three mo nths b efore y our 65t h birthday, includes the month you turn 65, a nd ends t hree mo nths after you turn 65. You can sign up for Medicare

as s oon as y ou b ecome eligib le, regardless o f w hat mo nth i t is. But e ach y ear, y ou ha ve t he o ption of ma king change s to you r Medicare A dvantage a nd p rescription drug plan (or Medicare Part D) during open enrollment. The o pen enr ollment p eriod this year runs from Oct. 15 to Dec. 7, 2016. You can select coverage f or t he first time t hen, o r make c hanges in y our c urrent coverage. I f you ma ke change s during o pen enr ollment, ne w coverage b egins J an. 1, 2017. New costs a nd b enefits changes also begin if you keep your existing Medicare health or prescription drug coverage and your plan makes changes. During th e o pen e nrollment period, y ou ca n swi tch f rom original M edicare t o M edicare Advantage, or vice versa. You can also s witch f rom on e M edicare Advantage p lan t o a nother, o r from one Medicare Part D (p rescription dr ug) p lan t o a nother, or dr op y our M edicare P art D coverage altogether.

Questions to co nsider mig ht include: • C onvenience: W here is the d octor’s office located and what are the hours? Do they use electronic h ealth r ecords? Is th e pharmacy y ou us e in t he p lan’s network? • C ost: H ow m uch a re t he premiums? How do y ou pay for hospital stays or doctor visits? • Coverage: How well does the plan cover the services you need?

Medicare’s four parts:

Part A (hosp ital in surance) helps cover: • Inpatient care in hospitals • Skilled nursing facility care • Hospice care • Home health care Part B (medical in surance) helps cover: • S ervices f rom do ctors a nd other health care providers • Outpatient care • Home health care • Durable medical equipment

• Some preventive services Part C (Medicare Advantage): • Includes all benefits and services co vered under P art A a nd Part B • U sually inc ludes M edicare prescription drug coverage (Part D) as part of the plan • R un b y M edicare-approved private insurance companies Part D (Medicare prescription drug coverage): • Helps cover the cost o f prescription drugs • R un b y M edicare-approved private insurance companies • M ay hel p lo wer y our p rescription dr ug costs a nd hel p protect aga inst hig her costs in the future. The e asiest wa y t o enr oll in Medicare is t o g o t o w Source: M edicare & Y ou 2016, t he o fficial U.S. go vernment M edicare h andbook published by the U.S. Department of Health and Human Services Centers for Medicare

and Medicaid Services.

Medicare expert suggests questions for seniors to consider BY SUE WEBBER CONTRIBUTING WRITER Sara W agner, a M edicare exp ert a t Health P artners in B loomington, s aid t he thing she he ars most f rom s enior ci tizens who are just signing up for Medicare is that it’s “really confusing.” “It’s no t s omething a nyone ca n p repare for,” said Wagner, who has a master’s degree in gerontology and has been at Health Partners for 15 years. “People are lo oking for help, resources and ‘ what do es t his me an? ’” Wagner s aid. “They’re starting from square one.” There a re cer tain t hings p eople mig ht want to co nsider as t hey sho p f or he alth care coverage, Wagner said. • C an I k eep my do ctor? “Not all p lans have the same network,” Wagner said. • Do I need a referral to see a specialist? • CMS (C enters for Medicare and Medicaid S ervices) has a five-star, in-depth

rating syst em in place f or p lans, a quality assura nce score ca re a vailable a t medica re. gov. “ In M innesota, w e’re f ortunate to have good quality p lans, b ut you sho uld lo ok Sara Wagner is a Medicare at t he pl an’s st ar expert at Health Partners in rating,” W agner Bloomington. said. “ It’s p retty rigorous. It speaks to t he q uality a nd s atisfaction o f members’ experiences, not just what you pay in monthly premiums.” • What can you afford to pay each moth? • What do y ou pay out of pocket if y ou travel to see a do ctor outside the plan network? • Is there a fitness benefit? “We find a lot of p eople w ho a re interested in t he fitness

benefit,” Wagner said. • Is there a dental plan included? “Sometimes we forget about teeth,” Wagner s aid. “Some plans include dental plans, and some don’t. You have to know what you’re buying.” All p lans ha ve a n emer gency p lan t hat will cover you when you travel, according to Wagner. However, some have a ca p on extended benefits, she s aid. “Most plans have some sort of travel benefit,” she said. • I s t here a co rresponding p rescription drug plan? “We often find that people like everything with one carrier,” Wagner said. She no tes t hat most he alth in surance carriers in Minnesota offer classes or information sessions, or opportunities for people to educate themselves before they enroll in Medicare. “They want to help people make the transition,” Wagner said. Seniors ca n g et inf ormation f rom a ny independent insurance agent, a broker that represents all p lans, f rom S enior L inkage

Line or at the website. Telemedicine no w is o ffered b y s ome plans as a n alternate to a face-t o-face visit with the doctor. “A lot of physicians participate in that,” Wagner said. As for Health Partners, she s aid, “We’re really proud of our Virtuwell online clinic. It’s available 24/7, and it treats 50 common conditions, including bladder infections, flu and sinus infections.” To us e the program, patients fill out an online f orm a nd a nswer s ome q uestions that a do ctor would be likely to ask. C ertified n urse p ractitioners mak e a diagnosis, create a p ersonalized tr eatment p lan a nd send a prescription if needed. Wagner suggests that people who are approaching Medicare start looking at options a year in ad vance, “to get an idea of what’s out there.” “Don’t be afraid to ask q uestions,” Wagner s aid. “ You r eally do n’t ha ve t o do t his alone.”

Page 6 Our Life • Thursday, October 20, 2016

‘Navigating Medicare’ classes available Anyone w ho is getting r eady t o r etire and wa nts t o kno w more a bout M edicare, or is a family member or c aregiver t o s omeone with M edicare co verage may benefit from attending a presentation to learn about Medicare. The pre sentation i s an educational o pportunity, no t a s ales p itch. I t is o ffered in cooperation wi th S enior C ommunity S ervices, a no n-profit agency in Minnetonka. A no minal f ee is co llected t o defer costs. Anyone w ho is in terested ma y register wi th t he co ntact list ed b elow:

Cheryl, 612-861-9363. • Monday, Nov. 7, 1 t o 3:30 p .m.: Lenox C ommunity C enter, 6715 Minnetonka B lvd., S t. L ouis P ark. Contact: Toni, 952-928-6443. • Monday, Nov. 7, 6:30 t o 9 p .m.: Minnetonka C ommunity Ed ucation, 4584 Vine Hill Road, Excelsior. Contacts: Jennifer DeJong, 952-401-6843, or Ama nda C ambronne, 952-4015055. • Thursday, Nov. 17, 6:30 to 9 p.m.: Minnetonka S enior C enter, 14600 Minnetonka B lvd., M innetonka. Contacts: S teve P ieh, 952-939-8369, or Kate Egert, 952-939-8354. • Monday, Nov. 28, 6:30 t o 9 p.m.: Wayzata Community Education, 305 Vicksburg L ane, Pl ymouth. C ontact: Diane Robinson, 763-745-5205. Registration: 763-745-5213.

Upcoming classes

Finding help with insurance options

• Tuesday, Oct. 25, 6 to 8:30 p.m.: Richfield C ommunity C enter, 7000 Nicollet A ve. S., Ric hfield. Contact:

Counseling FROM PAGE 1 “one of the best kept secrets in Minnesota.” “It is no t in surance,” she s aid. “ It is a community-based p rogram t hat ena bles Minnesota M edicare r ecipients t o access the medical care they need.” The program bridges the financial gap between an individual’s medical bills and his or her Medicare coverage. SPC has partnered with most of the major metr opolitan a rea hosp itals a nd h undreds o f clinics a nd p roviders st atewide. These healthcare providers (SPC Partners) have agreed to accept Medicare as full payment for Medicare covered expenses. They waive t he M edicare ded uctibles, co insurance, and copayments. To be eligible, you must have Medicare parts A a nd B , r eceive ca re f rom pa rticipating me dical p roviders, me et inco me and ass et t hresholds, a nd sub mit a n a pplication along with a $42 annual applica-

Senior C ommunity S ervices p rovides o ne-on-one a ppointments f or

tion fee. Participants cannot exceed $1,980 monthly income and assets cannot exceed $48,600 (no t inc luding a ho me a nd o ne car). Partners in t he p rogram w ho ha ve agreed to accept Medicare as full payment include F airview, H ealth E ast, H ennepin County M edical C enter (H CMC), N orth Memorial and Park Nicollet. Along with Medicare and a supplementary coverage, people age 65 and over need to ha ve a p rescription dr ug p lan, L und said. “ So ma ny p eople w ho t urn 65 a nd don’t t ake a ny medica tions assume t hey don’t need a p lan,” she s aid. “If you don’t sign u p a nd need i t, y ou pa y a p enalty. You’re punished for being healthy.” She suggests that people with drug plans review their plans every year, making a list of their medications and then researching to find the most economical drug plan that fits t heir needs. C ouples w ho sign u p f or the s ame p lan ma y find t hat t hey sho uld have different dr ug p lans, dep ending o n the medications they need. “So many people have high-cost medications,” Lund said. “A lot of people with

health insurance help at the following locations: • Bloomington: 9, 10 a nd 11 a.m. on the second Tuesday of the month at Cr eekside C ommunity C enter, 9801 P enn A ve. S., B loomington. Info: 952-563-4944. • B rooklyn C enter: 9, 10 a nd 11 a.m. on the second Wednesday of the month at Brooklyn Center Recreation Department, 6301 S hingle Cr eek Parkway, Brooklyn Center. Info: 763569-3405. • Eden Prairie: Noon, 1 and 2 p.m. on t he t hird Thursday o f t he mo nth at Eden P rairie S enior C enter, 8950 Eden Prairie Road, Eden Prairie. Info: 952-279-8050. • Edina: 1, 2 and 3 p.m. on the second Thursday of the month at Edina Senior C enter, 5280 G randview Square, Edina. Info: 952-833-9570. • Golden Valley: 9, 10 and 11 a.m. on the second Thursday of the month at Golden Valley Park and Recreation Department, 200 B rookview P ark-

diabetes find t hat e ven wi th a dr ug p lan the m edications ca n s till be co stly. P rescriptions can go up $20 t o $30 f rom one year to the next.”

CareNextion helps with senior caregiving Another of Senior Community Services that may be helpful to o lder adults and their fa milies is C, a f ree website. “This s ecure a nd co nfidential internet resource mob ilizes fa mily, f riends, a nd neighbors t o hel p co mmunicate a nd coordinate care for an older adult,” said Deb Taylor, CEO o f S enior C ommunity S ervices. She noted that only 16 percent of older adults li ve wi th lo ved o nes w ho ca n p rovide supportive care. “We see many older adults li ving indep endently a t ho me w ell into their 80s, 90s a nd beyond, who need help w ith co oking, sho pping, ho usehold chores a nd he alth needs, ” T aylor s aid. “Consequently, we c onstantly he ar f rom families, esp ecially t hose wi th mem bers

way, G olden V alley. I nfo: 763-5122340. • Minnetonka: 1, 2 a nd 3 p .m. on the first a nd t hird M ondays o f t he month a nd 6, 7 a nd 8 p .m. o n t he third Monday of t he month at Minnetonka S enior C enter, 14600 M innetonka B lvd., M innetonka. I nfo: 952-939-8393. • Plymouth: 9, 10 a nd 11 a.m. o n the second Wednesday of the month at Pl ymouth Cr eek C enter, 14800 34th A ve. N., Pl ymouth. I nfo: 763509-5280. • Ric hfield: 1, 2 a nd 3 p .m. o n the s econd Monday of t he month at Richfield C ommunity C enter, 7000 Nicollet Ave. S., Ric hfield. Info: 612861-9363. • S t. L ouis P ark: 1, 2 a nd 3 p .m. on the first Wednesday of the month at L enox C ommunity C enter, 6715 Minnetonka B lvd., S t. L ouis P ark. Info: 952-928-6444.

dispersed acr oss t he co untry, w ho need help co ordinating a nd ma naging ca re f or an o lder lo ved o ne. And ma ny o f t hese devoted ca regivers gr ow w eary a nd overwhelmed by providing constant care.” CareNextion is desig ned to st rengthen informal su pport netw orks t hrough centralized coordination of care, task assignment, journaling and communication with care team members. “A typical care scenario involves adult children living far from a pa rent and tr ying t o co ordinate ca re f or M om o r D ad from a nother ci ty,” T aylor s aid. “ With CareNextion, they can create and manage a care team of relatives, trusted neighbors, and friends who can help share caregiving responsibilities.” Everyone w ho has t he co nfidential password can log into CareNextion to find local r esources, s ee u pcoming a ppointments, and coordinate transportation and other needed t asks and household chores. Caregiving is better organized, thus reducing t he need f or co nstant p hone callin g and emailing multiple people.

Our Life • Thursday, October 20, 2016 Page 7

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Page 8 Our Life â&#x20AC;¢ Thursday, October 20, 2016


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