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Captaciones del Público: Red Acción y Partners Acción

SEPTIEMBRE, 2013:

TENDENCIA Y COMPOSICION CAPTACIONES-12 MESES SAVINGS TRENDS AND COMPOSITION-LAST 12 MONTHS Sep 2012

Oct 2012

Nov 2012

Dec 2012

Jan 2013

Feb 2013

Mar 2013

April 2013

May 2013

June 2013

July 2013

Aug 2013

Sep 2013

3,500,000

$4,500,000

CLIENTES CAPTACIONES

2,873,722

3,000,000

2,500,000

SALDO CAPTACIONES

3,952,895

$3,569,624 $3,365,543 $2,942,862

$2,938,481

$3,568,472

$3,671,934

$3,816,846

$3,818,401

$3,952,895

$3,377,749

$3,250,776

$4,000,000

$3,500,000

$3,209,075

$2,924,243

$3,000,000

2,000,000

$2,500,000

$2,000,000

1,500,000

ÁFRICA Y ASIA

Las cuentas de ahorro son el producto más importante de captación dentro de las instituciones en Africa.

1,000,000

Los saldos de captaciones tuvieron una disminución en el 50% de las IMF´s. Cabe anotar el que el mayor % de crecimiento lo tuvo AMFB Nigeria con el 80% de crecimiento en saldos.

0.1%

0.2%

0.2% 0.3%

1.6%

Bandelta

4.8%

Banco Solidario

2,873,722

2,798,790

2,797,342

2,516,148

0.5%

Banco Ademi

3.9%

Banco Solidario BancoSol

Banco Popular

3.3%

Bandelta

BancoSol

12.6%

BanGente

FINAMERICA

FINAMERICA

Financiera El Comercio

Financiera El Comercio

35.4%

FINSOL

Mibanco

1.2%

7.3%

0.3%

3.1%

13.2%

Banco Popular

BanGente

3.5% 23.2%

4.4%

Mibanco

Akiba

20.9%

AMFB EB ACCION

Akiba

7.6%

AMFB

EB ACCION

EAMF

EAMF

Banco Pichincha Apoyo Integral

Banco Compartamos

$-

Composición de Clientes de Captaciones Savers CompositionSep 2013

0.1%

4.8%

$500,000

Savings ($ 000)

Composición de Saldos de Captaciones Savings $000 CompositionSep 2013 Banco Ademi

2,134,728

2,108,665

2,321,848

2,388,785

Savers

FINSOL

La dinámica de crecimiento comercial en términos de clientes se comporta positivamente para todas las instituciones en África. En términos de clientes fue EAMF Camerún quien tuvo mayor crecimiento con el 30% en los últimos 9 meses..

2,364,919

0

2,347,737

500,000

2,635,721

$1,000,000

2,593,517

Continúa liderando la cuenta de ahorros como el producto más importante en términos de clientes. Sin embargo, los depósitos continúan siendo un producto muy importante que va en constante crecimiento. Los clientes de captaciones tuvieron un crecimiento constante en la mayoría de las instituciones en América Latina. El ranking en crecimiento en clientes lo lideran este trimestre Banco SolidarioEcuador, Banco Pichincha-Ecuador y Apoyo Integral-El Salvador con crecimientos del 100%, 56.3% y 56% respectivamente con respecto a Diciembre 2012. Los saldos de captaciones en dólares reflejan un incremento durante el mes de Septiembre del 17%. Sin embargo, los saldos en Bangente-Venezuela han disminuido en un 4% con respecto a Dic 2012. Por otro lado, Banco SolidarioEcuador y Banco Pichincha-Ecuador han incrementado su saldo en captaciones en porcentajes de más del 100% y 70% respectivamente.

2,571,956

AMÉRICA LATINA

$1,500,000

0.4% 3.0%

6.9%

Banco Pichincha

3.7% 0.6%

4.7% 14.0% 9.4%

Apoyo Integral Banco Compartamos

1.5%

1.7%

1.5%


Accion

CLIENTES CAPTACIONES- CAMBIO PORCENTUAL SAVERS-PERCENTAGE INCREASE

PAIS/COUNTRY

INSTITUCIÓN/INSTITUTION

Dominican Republic

Banco Ademi

Mexico

Banco Compartamos

Panama

Bandelta

Ecuador

Banco Solidario

Bolivia

BancoSol

Honduras

Banco Popular

Venezuela

DEC 2012

SEP 2013

Cambio últimos 09 meses/Change last 09 months (%)

179,555

192,113

6.99%

62,881

90,259

n/a

7,059

7,426

5.20%

44,901

90,148

100.77%

547,222

606,467

10.83%

33,747

37,857

12.18%

BanGente

103,751

121,335

16.95%

Ecuador

Banco Pichincha

361,839

565,596

56.31%

Colombia

Finamerica

207,878

251,227

20.85%

Paraguay

Financiera El Comercio

33,782

46,258

36.93%

Honduras

Finsol

35,037

37,890

8.14%

342,541

384,983

12.39%

9,461

14,763

56.04%

1,969,654

2,446,322

24.2%

175,428 95,128 82,466 25,061

191,536 112,273 90,861 32,730

9.18% 18.02% 10.18% 30.60%

378,083

427,400

13.0%

2,347,737

2,873,722

22.4%

1

Peru

Mibanco

El Salvador

Apoyo Integral

Total Latin America and The Caribbean AFRICA, INDIA, CHINA Tanzania Akiba Nigeria Accion Microfinance Bank Ghana EB-ACCION Cameroon EAMF Total - Africa, India and China

Grand Total ACCION International 1.

This figure used to include clients who own accounts with balance zero. Total as of September 2013 is not including clients with balance zero.


Accion

SALDO DE CAPTACIONES- CAMBIO PORCENTUAL SAVINGS-PERCENTAGE INCREASE

Usd $(000)

PAIS/COUNTRY

INSTITUCIÓN/INSTITUTION

DEC 2012

SEP 2013

Cambio últimos 09 meses/Change last 09 months (%)

TOTAL LATIN AMERICA AND THE CARIBBEAN Dominican Republic Banco Ademi

169,653

177,859

4.84%

1,314

2,884

n/a

Mexico

Banco Compartamos

Panama

Bandelta

131,461

144,392

9.84%

Ecuador

Banco Solidario

216,933

455,320

109.89%

Bolivia

BancoSol

698,347

802,239

14.88%

Honduras

Banco Popular

19,653

20,981

6.76%

Venezuela

BanGente

183,391

175,653

-4.22%

Ecuador

Banco Pichincha

172,364

330,305

91.63%

Colombia

FINAMERICA

254,243

254,293

0.02%

Paraguay

Financiera El Comercio

104,806

114,770

9.51%

Honduras

FINSOL

15,515

16,844

8.57%

Peru

Mibanco

1,308,038

1,359,356

3.92%

El Salvador

Apoyo Integral

8,221

14,329

74.30%

3,283,940

3,869,226

17.8%

64,481

63,253

-1.90%

Total - Latin America & Caribbean

AFRICA, INDIA AND CHINA Tanzania

Akiba

Nigeria

Accion Microfinance Bank

3,499

6,327

80.81%

Ghana

EB ACCION

9,089

8,008

-11.90%

Cameroon

EAMF

4,534

6,082

34.13%

81,603

83,669

2.5%

3,365,543

3,952,895

17.5%

Total - Africa, India and China

Grand Total - ACCION International


CUSTOMER SAVINGS AT SEP 30/2013- Figures are in Dollars (Real Amount)

AKIBA COMMERCIAL BANK (Tanzania) 0.03%

0.02% 0.02% 0.02% Composici贸n de Clientes de Captaciones 0.00% 0.02% 0.00% Savers Composition

0.0% 0.0% 2.1%

7.59%

Savings accounts

Savings accounts

6.1%

3.8%

Current accounts

31.3%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

Current accounts

2.0%

Up to 30 days

Up to 30 days

Up to 90 days

Up to 90 days

Up to 120 days

Up to 120 days

56.6%

Up to 360days

68.6%

Sep 12

Oct 12

Nov 12

195,000

> 360 days

Dec 12

$64,481

Jan 13

> 360 days

Bonds

Bonds

Others (convertible bonds)

Others (convertible bonds)

Feb 13

Mar 13

Apr 13

May 13

June 13

July 13

Aug 13

Sep 13 $65,000 $63,253

190,000 $61,376

$61,351 $60,431

$60,069

$59,472

$59,612 $58,414

$58,977

$59,596

$62,000 $61,000

$60,192

$60,000 $59,000

175,000

Savers

Savings ($ 000)

Akiba

191,536

190,186

190,335

190,048

186,590

183,212

180,460

178,430

176,813

175,428

175,204

175,049

165,000

$58,000

174,560

170,000

$64,000 $63,000

$62,237

185,000 180,000

Up to 360days

21.7%

$57,000 $56,000 $55,000


CUSTOMER SAVINGS AT SEP 30/2013- Figures are in Dollars (Real Amount)

ACCION MICROFINANCE BANK (AMFB) (Nigeria) 0% 0.001% 3% 0%

0%

0%

Composici贸n de Clientes de Captaciones Savers Composition

0% 0% 0%

0%

0% 16%

Savings accounts

Composici贸n de Saldos de Captaciones Savings ($000) Composition Savings accounts

1% 0%

Current accounts Up to 30 days

Current accounts Up to 30 days

5%

Up to 90 days

Up to 90 days

Up to 120 days

Up to 120 days

Up to 360days

Up to 360days

> 360 days

> 360 days

78%

Bonds

97%

Sep 12

Oct 12

Bonds

Others (convertible bonds)

Nov 12

Dec 12

Jan 13

Feb 13

Others (convertible bonds)

Mar 13

April 13

May 13

June 13

July 13

Aug 13

140,000 120,000

$5,316

100,000 80,000

$3,139

$3,139

$3,303

$3,499

$3,533

$3,702

$3,898

$4,032

$5,689

$5,959

Sep 13 $6,327

$7,000 $6,000 $5,000

$4,127

$4,000

Savers

Savings ($ 000)

AMFB

112,273

109,125

114,905

111,096

107,854

105,940

102,786

99,818

0

97,412

20,000

95,128

$2,000 88,801

40,000 85,889

$3,000

85,889

60,000

$1,000

$-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

APOYO INTEGRAL (Salvador) Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

16,000

$14,329 $13,259

14,000 12,000 10,000

Sep 13

$9,059

$10,179

$10,049

$9,621 $8,603

$8,221

$10,486

$11,303

$11,747

$16,000 $14,000

$11,747

$12,000 $10,000

$8,450

Savers

Savings ($ 000)

Apoyo Integral

14,763

14,027

13,735

13,398

13,073

12,580

0

11,929

2,000

11,079

$4,000 10,293

4,000 9,461

$6,000

8,859

6,000

8,059

$8,000

7,093

8,000

$2,000 $-


CUSTOMER SAVINGS AT SEPTIEMBRE 30/2013- Figures are in Dollars (Real Amount)

BANCO ADEMI (Dominican Republic)) Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

250,000

$185,000 $181,283

200,000

$177,542

$176,678

$178,628 $174,732

$174,317

150,000

$177,859

$176,516

$180,000

$175,000

$171,479 $169,398

Savers

Savings ($ 000)

Banco Ademi

192,113

188,881

185,340

182,501

180,388

$170,000

178,822

178,169

$168,398

177,430

176,245

175,396

158,649

0

157,742

50,000

179,555

$169,653 $169,047

100,000

$165,000

$160,000


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANCO COMPARTAMOS (Mexico) Sep 12

Dec 12

Mar 13

June 13

Sep 13

100,000

$3,500

90,000

$2,884 $2,610

80,000

$2,500

70,000 60,000

$1,780

50,000

$2,000

$1,314

40,000 30,000

$1,500

$898

$1,000

Savers

Savings ($ 000)

Banco Compartamos

90,259

83,096

74,357

62,881

0

52,773

20,000 10,000

$3,000

$500 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANDELTA (Panama) Composici贸n de Saldos de Captaciones Savings ($000) Composition

1.86%

0.2%

12.69%

0.9%

17.3%

0.0%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

0.7% 1.0%

65.4% Vcn's

Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

$137,696

$140,245

$142,165

$144,321

$143,462

$143,907

$144,392

8,200 8,000

$128,917

$125,223

7,800

$131,461

$133,295

$133,581

$140,000 $120,000

$104,420

7,600

$100,000

7,400

$80,000

7,200

$60,000

7,000

$40,000

Savers

Savings ($ 000)

Bandelta

7,426

8,102

8,019

7,852

7,820

7,761

7,685

7,651

7,555

7,059

7,571

7,373

6,400

7,889

6,800 6,600

$160,000

$20,000 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANGENTE (Venezuela) 0.04% 0.00%

0.00%

0.04%

Composici贸n de Clientes de Captaciones Savers Composition

0.04% 0.00% 0.00%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

6.4%

9.2%

Savings accounts Savings accounts

Current accounts

Current accounts

26%

Up to 30 days

Up to 30 days

29.2%

Up to 90 days

Up to 120 days

Up to 120 days Up to 360days

Up to 360days

39.3%

> 360 days

> 360 days Captaciones con Vencimiento a la Vista Otros ( Certificados de Microcr茅dito )

73%

Sep 12

Oct 12

Nov 12

140,000 120,000

$160,188

$164,628

$173,440

Dec 12 $183,391

Jan 13

Feb 13

0.0% 0.0% 0.0%

Mar 13

April 13

May 13

Captaciones con Vencimiento a la Vista Otros ( Certificados de Microcr茅dito )

2.9%

13.0%

June 13

July 13

Aug 13

Sep 13 $175,653

$174,185 $151,658

100,000

Up to 90 days

$120,747

$124,405

$130,140

$152,426

$161,386

$200,000 $180,000 $160,000

$135,900

$140,000 $120,000

80,000

$100,000 60,000

$80,000 $60,000

Savers

Savings ($ 000)

Bangente

121,335

119,008

116,797

114,715

112,415

109,947

107,973

105,913

104,780

103,751

102,177

0

99,735

20,000

97,387

40,000

$40,000 $20,000 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANCO PICHINCHA (Ecuador) 0%

0.1% 0%

3%

0.1%

Composici贸n de Clientes de Captaciones Savers Composition

0.1% 0.0% 0.0%

97%

Sep 12

Oct 12

Nov 12

Dec 12

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

Others (convertible bonds)

Jan 13

Feb 13

Mar 13

June 13

July 13

Aug 13

$296,618

$302,808

600,000

Sep 13

$330,305

$300,000

500,000

$250,000

400,000 $164,367

$155,548

$154,421

$172,364

$172,364

$150,000

Savers

Savings ($ 000)

Banco Pichincha

565,596

560,854

558,786

331,286

361,839

361,839

361,839

357,910

353,272

$100,000 348,568

0

$200,000

$111,099

200,000 100,000

$177,076

$172,364

267,392

300,000

$350,000

$50,000

$-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANCO POPULAR (Honduras)) 0.01% 0.01% 0.08% 3.10% 0% 0% 1.7% 0.35% 1.08%

Composici贸n de Clientes de Captaciones Savers Composition

0.1% 0.0%

0.0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition Savings accounts

Savings accounts

Current accounts 25.0%

Current accounts Up to 30 days

Up to 30 days

43.1%

Up to 90 days

Up to 90 days

Up to 120 days

Up to 120 days

2.7%

Hasta 180 DIAS Up to 360days

> 360 days

Bonds

93.7%

Bonds

Others (convertible bonds)

Oct 12

Up to 360days

0.00%

> 360 days

Sep 12

1.88% Hasta 180 DIAS 0.00%

Nov 12

Dec 12

Jan 13

Feb 13

Others (convertible bonds)

27.28%

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

39,000

$22,000 $21,464

38,000

$21,187

$21,195 $20,941

37,000

$20,981

$20,685

36,000 35,000 34,000 33,000

$21,158

$19,706

$19,695

$19,653

$19,849

$20,000

$19,324

$19,500 $19,000

Savers

Savings ($ 000)

Banco Popular

37,857

37,506

36,952

36,495

35,898

35,449

35,123

34,764

34,344

33,747

33,336

32,900

32,187

31,000

29,000

$21,000

$20,500

$20,057

32,000

30,000

$21,500

$18,500 $18,000


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANCO SOLIDARIO (Ecuador) 5%

0% 0%

0% 1% 0% 1%

2%

Composici贸n de Clientes de Captaciones Savers Composition

0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

0% 9%

Savings accounts

12%

Savings accounts

Current accounts

4%

15%

Current accounts

Up to 30 days

Up to 30 days

Up to 90 days

Up to 90 days

20%

Up to 120 days

Up to 360days

Up to 360days

> 360 days

> 360 days

19%

Bonds

91%

Bonds

21%

Others (convertible bonds)

Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Up to 120 days

Feb 13

Mar 13

April 13

May 13

June 13

Others (convertible bonds)

July 13

Aug 13

Sep 13

100,000

$600,000

90,000

$489,061 $482,528

80,000

$463,503

$462,326

$456,213

$455,320

70,000

$500,000 $400,000

60,000 50,000 40,000

$203,536 $205,029 $208,824

$216,933

$230,052

$225,888

$300,000

$222,613

$200,000

30,000

Savers

Savings ($ 000)

Banco Solidario

90,148

89,545

88,893

76,765

76,829

76,553

45,136

44,870

45,063

44,901

44,679

0

44,497

10,000

44,014

20,000

$100,000 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

BANCOSOL (Bolivia) 9%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

2%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

27%

0%

0% 0% 1% 2%

Others (convertible bonds)

59%

Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

$767,440

$789,135

$785,659

$802,239

620,000 600,000

$661,184

$698,347

$680,671

$698,090

$709,271

$739,214

$761,430

$761,459

$800,000 $700,000

$622,488

580,000

$900,000

$600,000

560,000

$500,000

540,000

$400,000 $300,000

520,000

Savers

Savings ($ 000)

BancoSol

606,467

598,713

591,922

584,888

578,587

572,567

565,962

561,092

553,711

547,222

542,106

536,096

480,000

531,423

$200,000 500,000

$100,000 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

EAMF (Cameroon) 0%

0% 0%

5%0%

0% 0%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

7%

88%

Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

Others (convertible bonds)

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

35,000

$7,000

30,000 25,000

$4,159

$4,190

$4,448

$4,534

$4,905

$4,867

$5,012

$5,110

$5,306

$5,514

$5,788

$5,646

$6,082 $6,000 $5,000

Savers

Savings ($ 000)

EAMF

32,730

31,731

30,789

29,969

29,041

0

28,136

$1,000

27,190

5,000

26,726

$2,000 25,753

10,000 25,061

$3,000

24,476

15,000

23,786

$4,000

23,190

20,000

$-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

EB-ACCION (EASL) (Ghana)) 0% 0%7%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

0% 2%

3%

0%

15%

73%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 120 days

Up to 360days

> 360 days

Bonds

Others (convertible bonds)

Sep 12

Oct 12

Nov 12

92,000 90,000

Dec 12 $9,089

$7,517

$7,881

$8,226

Jan 13 $8,723

Feb 13 $8,928

Mar 13

April 13

May 13

June 13

July 13

Aug 13

$9,323

$9,207

$9,157

$9,021

$9,129

$8,938

Sep 13 $10,000 $8,008

$8,000

88,000

$7,000

86,000

$6,000

84,000

$5,000 $4,000

82,000

$3,000

80,000

Savers

Savings ($ 000)

EB-ACCION

90,861

88,503

87,855

87,401

86,781

85,515

85,359

83,701

83,018

82,466

81,912

81,247

76,000

$2,000 81,247

78,000

$9,000

$1,000 $-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

FINAMERICA (Colombia) 0% 0.2% 0%0.0% 0.4% 0% 0.2%

1%

Composici贸n de Saldos de Captaciones Savings ($000) Composition

0%

Composici贸n de Clientes de Captaciones Savers Composition

0% 11%

Savings accounts Current accounts

1% 0%0%

Savings accounts

7%

Current accounts Up to 30 days

41%

Up to 30 days

Up to 90 days

Up to 90 days

Up to 120 days

Up to 120 days

98%

Sep 12

Oct 12

Up to 360days

Up to 360days

> 360 days

> 360 days

Bonds

Bonds

40%

Others (convertible bonds)

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Others (convertible bonds)

Aug 13

Sep 13

300,000

$265,000 $258,854

250,000

$254,986

$254,243 200,000

$254,293

$252,766

$250,821

$255,000 $250,000 $245,000

$240,849

Savers

Savings ($ 000)

Finamerica

251,227

246,098

241,520

236,374

231,464

226,204

220,843

217,070

212,392

207,878

203,457

$240,000 198,320

0

$240,418

192,429

50,000

$252,030

$246,877

150,000 100,000

$254,708 $252,244

$260,000

$256,619

$235,000

$230,000


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

Financiera El Comercio (Paraguay) Composici贸n de Saldos de Captaciones Savings ($000) Composition

0% 0% 19%

0% 0%

2%

Savings accounts

Current accounts

Up to 30 days

Up to 90 days

Up to 180 days

Up to 360days

1%

11% Bonds

67% Others (convertible bonds)

Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

Aug 13

Sep 13

50,000

$140,000

45,000 40,000 35,000

$87,678

$88,796

$97,246

$104,806

$108,766

$114,918

$115,412

$114,283

$110,233

$108,613

$109,801

$112,375

$114,770

$120,000 $100,000

30,000

$80,000

25,000 $60,000

20,000 15,000

$40,000

Savers

Savings ($ 000)

Financiera El Comercio

46,258

44,328

42,534

41,607

39,544

37,933

38,035

37,263

34,953

33,782

32,489

0

31,648

5,000

31,593

10,000

$20,000

$-


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

FINSOL (Honduras) Sep 12

Oct 12

Nov 12

Dec 12

Jan 13

Feb 13

Mar 13

April 13

May 13

June 13

July 13

39,000 $16,542

38,000

$16,355

Aug 13 $16,688

Sep 13

$16,844

$16,347

$17,000

$16,500

37,000 36,000

$15,834

$15,727

$15,769

$16,000

$15,713 $15,552

$15,515

$15,491

35,000

$15,675

$15,500

34,000

Savers

Savings ($ 000)

Finsol

37,890

37,568

37,342

37,138

36,642

36,244

36,004

35,717

35,326

35,037

34,802

34,451

32,000

$15,000 34,199

33,000

$14,500


CUSTOMER SAVINGS AT SEPTEMBER 30/2013- Figures are in Dollars (Real Amount)

MIBANCO (Peru)

Sep 12

Dec 12

Mar 13

June 13

Sep 13

450,000

$1,600,000

400,000

$1,308,038

$1,378,306

$1,298,350

$1,359,356

350,000 300,000

$1,200,000

$999,583

$1,000,000

250,000

$800,000

200,000

$600,000

150,000

Savers

Savings ($ 000)

Mibanco

384,983

351,519

337,445

0

342,541

50,000

$400,000 284,582

100,000

$1,400,000

$200,000 $-


Reporte Captaciones 0913