Page 1

TOTAL INSTITUTIONS/INSTITUCIONES

Informe por Producto: Red Acción y Partners AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

736,499

11.1%

348,753,972

4.4%

586

603

474

3.2%

238,254

18.6%

2,993,798,736

38.0%

4,632

4,634

2,418

3.8%

463,208

7.0%

1,334,474,425

16.9%

4,081

3,715

2,881

6.7%

31,653

0.5%

249,932,928

3.2%

16,384

17,334

12,534

10.8%

53,901

0.8%

290,263,997

3.7%

6,417

5,526

5,385

3.9%

TOTAL AL FINAL DE DICIEMBRE, 2013:

41,548

0.6%

324,655,359

4.1%

7,200

5,522

7,814

6.8%

965,477

29.5%

766,114,893

9.7%

269

1,654

390

1.9%

270,197

4.1%

449,196,840

5.7%

5,207

1,662

1,662

4.9%

851,468

27.8%

1,119,933,900

14.2%

1,491

2,597

605

2.9%

52,205

100.0%

7,877,125,051

100.0%

947

749

1,184

3.74%

NOT DETAILED/SIN DETALLE

0.6%

%

10 1,965,477

736,499 29.5%

270,197 23

4.1% 463,208

43 1,851,468

27.8%31,653 6.0%

533

2,856,973,774

36.3%

3.8%

4,334

1,300,612,155

16.5%

6.9%

3,794

141,655,667

1.8%

LOAN PORTFOLIO US$/ CARTERA 268,941,739 3.4% ACTIVA

348,753,972

4.4% 38.0%

3.9%

7,200

5,522 749

7,814

6.8% 1,184

9.7%

269

1,654

390

1.9%

449,196,840

5.7%

5,207

1,662

1,662

4.9%

3.74%

4.1%

1,491

2,597

605

2.9%

947

749

1,184

3.74%

LOAN PORTFOLIO US$/ CARTERA ACTIVA

FIXED ASSETS/ACTIVOS FIJOS

OTHER PRODUCTS/OTROS

2.9%

4.9%

1,120

0

8.0%

449

500

10.0%

1.9%

PYME La Cartera Vencida >30 para los productos Individual y Consumo pasó del 3.4% al 3.8%HOUSING/VIVIENDA y del 5.3% al 6.9% respectivamente. PYME, Consumo y Activos fijos tienen FIXED los % ASSETS/ACTIVOS más altos mientras FIJOSque Banca Comunal tiene el indicador más bajo a Diciembre 2013 sin contar los VILLAGE BANKING/BANCA productos sin detalle. COMUNAL OTHER PRODUCTS/OTROS

1,500

1,000

12.0%

766

2,000

HOUSING/VIVIENDA

INDIVIDUAL LOANS

2,500

La participación de Cartera del producto Individual mantiene el liderazgo. GROUP LOANS/SOLIDARIOS Es importante destacar el incremento de la cartera del producto Consumo en LOANS 2013 asíINDIVIDUAL como la disminución del saldo de cartera en Banca Comunal que conLOANS/CONSUMO tinúa suCONSUMER tendencia decreciente.

14.0%

6.8%

TERM (MONTHS)

3,000

10.8%

1,662

90 80 70 60 50 40 30 20 10 0

Millions

LOAN PORTFOLIO VS PAR>30/CARTERA ACTIVA VS PAR>30

NOT DETAILED/SIN DETALLE

14.2%

100.0%

VILLAGE BANKING/BANCA COMUNAL

1,119,933,900

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS S

7%

10.8% 700

5,385

766,114,893

325

19%

12,534

5,526

29.5%

6.7%

Es importante resaltar que el incremento se vió en mayor proporción debido al aumento en clientes activos de los productos Individual, 11% Solidario, Vivienda y Activos fijos. Los productos PYME reflejaron una disminución de los clientes 28% activos en un 101% para PYME con respecto al año anterior. Los productos sin detalle reflejaron el mayor crecimiento debido al crecimiento que tuvo Crediamigo en clientes. Esta institución no reporta detalle por producto. Banca Comunal mantiene una participación porcentual importante4% seguido del producto Individual en término de clientes activos. Sin embargo, su participación decreció pasando de 35.4% a 29.5% en el último año.

17,334 2,112

7,877,125,051

*Ranking is based on Active Clients by product reported by each Institution

Durante el año 2013, los clientes activos crecieron un 11% pasando de 6,010,074 a 6,652,211. ACTIVE CLIENTS/CLIENTES ACTIVOS

1,624 6.7%

3.7%

3.8%

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

3.8%

2,881

27.8%

23 1,654 6

6,417

3.2% 390

2,418

3.2%

GROUP LOANS/SOLIDARIOS

15 5,522

5,526

16,384

7,814

290,263,997

2,994

17,334

1,624 3,715

5,127

474

4,634

4,081

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

249,932,928 18.3%

3.2%

23 3,715

603 1,654

4,632

12,534

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

0.8%

349

17 4,634

1.3%

3,016

100.0%

43

603 10

5.1%

2,657

1,851,468

OTHER PRODUCTS/OTROS

VILLAGE BANKING/BANCA COMUNAL

FIXED ASSETS/ACTIVOS FIJOS

HOUSING/VIVIENDA

El indice de cartera vencida para el crédito grupal tuvo un incremento del 2.5% al 4.0% promedio ponderado para las instituciones reguladas. Es importante aclarar que en este grupo una institución no detalló sus 2 productos. Las demás reportaron aumento del indice a excepción de SCM Amazonas quien dis77 minuyó su indicador para su producto solidario significativamente. PYME

INDIVIDUAL LOANS

20,000 18,000 16,000 14,000 12,000 10,000 8,000 6,000 4,000 2,000 0

CONSUMER LOANS/CONSUMO

AMOUNT DISBURSED VS TERM/MONTO DESEMBOLSADO VS PLAZO

16.9%

586

474

Reporte Por Pro

0.5% 1,441,005,104

0.6% 324,655,359 7,877,125,181 100%

1,120

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

1.9%

5,522

Saldo Promedio **

6,652,205

n/a

LOAN PORTFOLIO US$/ CARTERA ACTIVA

TOTAL INSTITUTIONS/INSTITUCIONES

9.7%

428,447,5371,334,474,425 5.4% 7.0%

4.0%

5,090

6.9%

2,993,798,736

* La Cartera vencidaOTHER incluye:PRODUCTS/OTROS Saldo de cartera normal en mora > 30 días + saldo cartera repactada en23 mora>30 días + saldo total 0 0.0%cartera en cobranza 270,197 4.1% judicial. * *Valores en USD (Monto Real) NOT DETAILED/SIN DETALLE

4.1%

18.6%

53,901

17,334

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

4.5%

%

11.1%

766,114,893

10.8%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

12.0%

2.0% 1,965,477

6

3.2%

3.9%

77

4.4%

1,238,254 10.0% 8.0%

Monto Promedio **

348,718,954

324,655,359

14.0%

3,74%

Cartera Vencida *

TOTAL INSTITUTIONS/INSTITUCIONES

53,901 ACTIVE CLIENTS/CLIENTES 0.8% ACTIVOS

766

325

250

VILLAGE BANKING/BANCA COMUNAL

290

1,334

2,994

41,548

%

DICIEMBRE 2013/ DECEMBER 2013

15 6,652,205 100.0%41,548

FIXED ASSETS/ACTIVOS FIJOS 349

TOTAL 500

0.5%

1.9%

HOUSING/VIVIENDA

3.8%

1,000

3.2%

PYME

31,653

17

3.9%

6.7%

1,500

Sin detalle

7.0%

6.8%

Otros Productos CONSUMER LOANS/CONSUMO

463,208

CARTERA VENCIDA

7.877.125

290

INDIVIDUAL LOANS

18.6%

2.9%

GROUP LOANS/SOLIDARIOS Banca Comunal 2,000

OTHER PRODUCTS/OTROS

2,500

1,238,254

TERM (MONTHS)

10.8%

Activos Fijos

11.1%

CARTERA ACTIVA

6.652.205

Cartera Activa (000's)

736,499

4.9%

PRODUCT/PRODUCTO

%

449

3,000

HOUSING/VIVIENDA

Vivienda

PYME

Millions

Comercial PYME

INDIVIDUAL LOANS

Crédito Individual (Capital de Trabajo) Consumo

VILLAGE BANKING/BANCA COMUNAL

FIXED ASSETS/ACTIVOS FIJOS

CONSUMER LOANS/CONSUMO

GROUP LOANS/SOLIDARIOS

Prestatarios Activos

LOAN PORTFOLIO VS PAR>30/CARTERA ACTIVA VS PAR>30

Report By Product

GROUP LOANS/SOLIDARIOS

MO

PRODUCTO

Crédito Solidario

HIGHLIGHTS

MO

CLIENTES ACTIVOS

PYME

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

250

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

%

CONSUMER LOANS/CONSUMO

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

1,334

CLIENTES S

6.0% 4.0% 2.0% 0.0%


Report By Product

DICIEMBRE 2013/ DECEMBER 2013

Reporte Por Producto

TOTAL REGULATED INSTITUTIONS/INSTITUCIONES REGULADAS ACTIVE CLIENTS/CLIENTES ACTIVOS

PRODUCT/PRODUCTO

GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO PYME HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

TOTAL REGULATED/REGULADAS

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

%

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

PAR>30 DAYS/CARTERA AFECTADA>30 DIAS

554,478 1,121,276 454,943 30,043 36,279 41,064 1,933,875 205,949 1,669,184

9.2% 18.5% 7.5% 0.5% 0.6% 0.7% 32.0% 3.4% 27.6%

311,317,321 2,873,262,407 1,328,528,439 233,743,508 266,554,222 322,090,757 752,093,397 417,713,371 982,229,654

4.2% 38.4% 17.7% 3.1% 3.6% 4.3% 10.0% 5.6% 13.1%

1,532 3,943 4,715 25,715 2,284 6,460 n/a 10,591 1,819

1,572 3,946 3,980 24,902 6,865 7,583 n/a 11,973 2,368

561 2,562 2,920 7,780 5,748 5,018 389 2,028 588

2.7% 3.8% 5.1% 3.7% 6.1% 6.1% 1.9% 4.7% 2.7%

6,047,091

100.0%

7,487,533,075

100.0%

981

737

1,238

3.74%

ACTIVE CLIENTS/CLIENTES ACTIVOS

LOAN PORTFOLIO US$/ CARTERA ACTIVA

GROUP LOANS/SOLIDARIOS

INDIVIDUAL

GROUP LOANS/SOLIDARIOS

INDIVIDUAL

CONSUMER LOANS/CONSUMO

PYME

CONSUMER LOANS/CONSUMO

PYME

HOUSING/VIVIENDA

FIXED ASSETS/ACTIVOS FIJOS

HOUSING/VIVIENDA

FIXED ASSETS/ACTIVOS FIJOS

VILLAGE BANKING/BANCA COMUNAL

OTHER PRODUCTS/OTROS

VILLAGE BANKING/BANCA COMUNAL

OTHER PRODUCTS/OTROS

PAR>30 DAYS/CARTERA AFECTADA>30 DIAS

6.1% 6.1%

5.1%

5.0%

3.8%

4.7% 3.7%

2.7%

13%

9% 28%

0% 1%

GROUP LOANS/SOLIDARIOS INDIVIDUAL CONSUMER LOANS/CONSUMO PYME HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

38%

10% 4% 4% 3%

7% 32%

0.0%

6%

19%

3%

4%

1%

2.7%

1.9%

NOT DETAILED/SIN DETALLE

NOT DETAILED/SIN DETALLE

18%

TOTAL SERVICE COMPANIES/COMPAテ選AS DE SERVICIO ACTIVE CLIENTS/CLIENTES ACTIVOS

PRODUCT/PRODUCTO

INDIVIDUAL CONSUMER LOANS/CONSUMO HOUSING OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

TOTAL SERVICE COMPANIES

ACTIVE CLIENTS/CLIENTES ACTIVOS

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

14,168 5,605 104 13,768 124,799

8.9% 3.5% 0.1% 8.7% 78.8%

158,444

100.0%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

%

14,748,489 1,672,117 145,402 5,264,097 113,969,521

10.9% 1.2% 0.11% 3.9% 83.9%

152 101 540 180 835

135,799,626

100.0%

696

INDIVIDUAL

CONSUMER LOANS/CONSUMO

HOUSING

OTHER PRODUCTS/OTROS

HOUSING

OTHER PRODUCTS/OTROS

NOT DETAILED/SIN DETALLE

11%

9%

1%

0%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

1,041 298 1,398 382 913

5.8% 2.0% 8.01% 7.1% 4.3%

857

4.41%

1,061

10.0%

8.0% 6.0% 4.0%

3% 0%

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

CONSUMER LOANS/CONSUMO

9%

1,133 408 2,037 579 1,488

LOAN PORTFOLIO US$/ CARTERA ACTIVA

INDIVIDUAL NOT DETAILED/SIN DETALLE

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

2.0% 4%

8.01%

5.8%

7.1%

4.3% 2.0%

0.0% INDIVIDUAL CONSUMER LOANS/CONSUMO HOUSING

79%

84%

OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE


Report By Product

DICIEMBRE 2013/ DECEMBER 2013

Reporte Por Producto

TOTAL NGO´S/ONG´S ACTIVE CLIENTS/CLIENTES ACTIVOS

PRODUCT/PRODUCTO

INDIVIDUAL LOANS PYME HOUSING/VIVIENDA VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

TOTAL NGO´S/ONG´S

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

%

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

51,110 1,051 17,228 31,602 49,945 57,485

24.5% 0.5% 8.3% 15.2% 24.0% 27.6%

33,332,380 3,261,095 23,048,102 14,021,495 23,246,795 23,734,725

27.6% 2.7% 19.1% 11.6% 19.3% 19.7%

644 3,698 3,207 269 509 n/a

1,305 4,467 2,316 2,657 1,669 2,341

208,421

100.0%

120,644,593

100.0%

306

1,291

ACTIVE CLIENTS/CLIENTES ACTIVOS

LOAN PORTFOLIO US$/ CARTERA ACTIVA INDIVIDUAL LOANS

PYME

HOUSING/VIVIENDA

VILLAGE BANKING/BANCA COMUNAL

HOUSING/VIVIENDA

VILLAGE BANKING/BANCA COMUNAL

8.0%

OTHER PRODUCTS/OTROS

NOT DETAILED/SIN DETALLE

OTHER PRODUCTS/OTROS

NOT DETAILED/SIN DETALLE

6.0%

4.0% 25%

579

2.11%

9.0%

2.3%

2.0%

28%

2.0%

2.3%

1.5%

1.5%

0.0% INDIVIDUAL LOANS

0%

19%

8% 24%

2.3% 2.0% 2.3% 1.5% 9.0% 1.5%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

PYME

28%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

652 3,103 1,338 444 465 413

10.0%

INDIVIDUAL LOANS

20%

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

PYME

3%

15%

11%

HOUSING/VIVIENDA

19%

VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

TOTAL AFRICA-ASIA ACTIVE CLIENTS/CLIENTES ACTIVOS

PRODUCT/PRODUCTO

GROUP LOANS/SOLIDARIOS INDIVIDUAL LOANS CONSUMER LOANS/CONSUMO PYME HOUSING/VIVIENDA FIXED ASSETS/ACTIVOS FIJOS OTHER PRODUCTS/OTROS

TOTAL AFRICA-ASIA

0% 0% 0% 1%

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

182,021 51,700 2,660 559 290 484 535

76.4% 21.7% 1.1% 0.2% 0.1% 0.2% 0.2%

238,249

100.0%

ACTIVE CLIENTS/CLIENTES ACTIVOS

2%

%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

37,436,651 72,455,460 4,273,870 12,928,325 516,271 2,564,602 2,972,577

28.1% 54.4% 3.2% 9.7% 0.4% 1.9% 2.2%

296 7,082 4,852 n/a n/a 6,665 n/a

133,147,756

100.0%

735

INDIVIDUAL LOANS

GROUP LOANS/SOLIDARIOS

INDIVIDUAL LOANS

CONSUMER LOANS/CONSUMO

PYME

CONSUMER LOANS/CONSUMO

PYME

HOUSING/VIVIENDA

FIXED ASSETS/ACTIVOS FIJOS

HOUSING/VIVIENDA

FIXED ASSETS/ACTIVOS FIJOS

0%

2%

OTHER PRODUCTS/OTROS

0% 22%

277 6,528 4,176 75,749 458 6,139 6,107

3%

10%

10.0%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

206 1,401 1,607 23,128 1,780 5,299 5,556

1.2% 4.7% 18.2% 1.9% 6.3% 6.9% 5.4%

559

4.68%

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS 9.0%

5.0%

2.3% 28%

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

853

LOAN PORTFOLIO US$/ CARTERA ACTIVA

GROUP LOANS/SOLIDARIOS

OTHER PRODUCTS/OTROS

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

2.0%

2.3%

1.5%

0.0% INDIVIDUAL LOANS PYME HOUSING/VIVIENDA

77%

55%

VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS NOT DETAILED/SIN DETALLE

1.5%


Report By Product

DICIEMBRE 2013/ DECEMBER 2013

Reporte Por Producto

TOTAL INSTITUTIONS/INSTITUCIONES PRODUCT/PRODUCTO

ACTIVE CLIENTS/CLIENTES ACTIVOS

TERM (MONTHS)

LOAN PORTFOLIO US$/ CARTERA ACTIVA

%

AVERAGE FIRST LOANS (US$)/MONTO PRIMARIO DESEMBOLSADO

%

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

AVERAGE LOAN BALANCE (US$)/SALDO PROMEDIO

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

11.1%

348,753,972

4.4%

586

603

474

3.2%

1,238,254

18.6%

2,993,798,736

38.0%

4,632

4,634

2,418

3.8%

CONSUMER LOANS/CONSUMO

23

463,208

7.0%

1,334,474,425

16.9%

4,081

3,715

2,881

6.7%

PYME

43

31,653

0.5%

249,932,928

3.2%

16,384

17,334

12,534

10.8%

HOUSING/VIVIENDA

77

53,901

0.8%

290,263,997

3.7%

6,417

5,526

5,385

3.9%

FIXED ASSETS/ACTIVOS FIJOS

15

41,548

0.6%

324,655,359

4.1%

7,200

5,522

7,814

6.8%

6

1,965,477

29.5%

766,114,893

9.7%

269

1,654

390

1.9%

23

270,197

4.1%

449,196,840

5.7%

5,207

1,662

1,662

4.9%

n/a

1,851,468

27.8%

1,119,933,900

14.2%

1,491

2,597

605

2.9%

6,652,205

100.0%

7,877,125,051

100.0%

947

749

1,184

3.74%

ACTIVE CLIENTS/CLIENTES ACTIVOS

GROUP LOANS/SOLIDARIOS

FIXED ASSETS/ACTIVOS FIJOS

4% 7%

VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS

0% 1%

NOT DETAILED/SIN DETALLE

3,000

14.0% 10.8%

HOUSING/VIVIENDA

Millions

PYME

19%

INDIVIDUAL LOANS

CONSUMER LOANS/CONSUMO

GROUP LOANS/SOLIDARIOS

11% 28%

29%

LOAN PORTFOLIO VS PAR>30/CARTERA ACTIVA VS PAR>30

INDIVIDUAL LOANS

FIXED ASSETS/ACTIVOS FIJOS

TOTAL INSTITUTIONS/INSTITUCIONES

HOUSING/VIVIENDA

NOT DETAILED/SIN DETALLE

PYME

OTHER PRODUCTS/OTROS

CONSUMER LOANS/CONSUMO

VILLAGE BANKING/BANCA COMUNAL

NOT DETAILED/SIN DETALLE

736,499

17

OTHER PRODUCTS/OTROS

10

INDIVIDUAL LOANS

VILLAGE BANKING/BANCA COMUNAL

GROUP LOANS/SOLIDARIOS

2,500

12.0%

1%

2.9% 1,120

449

766

290

250

325

OTHER PRODUCTS/OTROS

VILLAGE BANKING/BANCA COMUNAL

100 80

77

60

10,000

0

PAR>30 DAYS/CARTERA VENCIDA>30 DIAS

FIXED ASSETS/ACTIVOS FIJOS

PYME

CONSUMER LOANS/CONSUMO

AMOUNT DISBURSED VS TERM /MONTO DESEMBOLSADO VS PLAZO

15,000

5,000

1,334

LOAN PORTFOLIO US$/ CARTERA ACTIVA

NOT DETAILED/SIN DETALLE INDIVIDUAL LOANS

2,994

0

HOUSING/VIVIENDA

17%

GROUP LOANS/SOLIDARIOS

20,000

VILLAGE BANKING/BANCA COMUNAL OTHER PRODUCTS/OTROS

6.0%

500 349

FIXED ASSETS/ACTIVOS FIJOS

3%

4.9%

HOUSING/VIVIENDA

38%

4% 4%

1.9%

1,000

3.2%

PYME

8.0%

3.9%

1,500

CONSUMER LOANS/CONSUMO

6% 10%

10.0% 6.8%

INDIVIDUAL LOANS

4%

14%

2,000 6.7%

GROUP LOANS/SOLIDARIOS

3.8%

LOAN PORTFOLIO US$/ CARTERA ACTIVA

43 10 603

17 4,634

23 3,715

17,334

AVERAGE LOAN DISBURSED (US$)/MONTO PROMEDIO DESEMBOLSADO

40 5,526

5,52215

1,654

6

TERM (MONTHS)

23 1,662

20

0

4.0% 2.0% 0.0%

Detalleproductocrédito1213  

Detalle Producto Crédito 2013

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