African Journal of Business Management - 14 January 2013 Issue

Page 54

130

Afr. J. Bus. Manage.

Table 1. Descriptive statistics.

Parameter Customer satisfaction Tangibles Reliability Responsiveness Assurance Empathy Customer loyalty Valid N (listwise)

N 100 100 100 100 100 100 100 100

Minimum 3 2 3 2 3.67 3 2

Maximum 7 7 7 7 7 7 7

Mean 5.64 5.60 5.57 5.31 5.65 5.49 5.44

Std. deviation .90 .77 .82 1.03 .73 .86 1.02

Table 2. Pearson correlation analysis obtained for the three intervals scaled variables.

Parameter

Variable Pearson correlation Sig. (1-tailed) N

CS 1 100

Tangibles

Pearson correlation Sig. (1-tailed) N

.491** .000 100

1 100

**

Reliability

Pearson correlation Sig. (1-tailed) N

.488 .000 100

Responsiveness

Pearson correlation Sig. (1-tailed) N

Customer satisfaction

Tangibles Reliability .491** .488** .000 .000 100 100

Responsiveness Assurance .493** .526** .000 .000 100 100

.632** .000 100

.560** .000 100

.632 .000 100

1 100

.759 .000 100

.626 .000 100

.680 .000 100

.493** .000 100

.560** .000 100

.759** .000 100

1 100

.566** .000 100

.660** .000 100

Assurance

Pearson correlation Sig. (1-tailed) N

.526** .000 100

.500** .000 100

.626** .000 100

.566** .000 100

1 100

.439** .000 100

.673 .000 100

**

Customer loyalty

Pearson correlation Sig. (1-tailed) N

.439 .000 100

**

**

**

.560 .000 100

Correlation The Pearson correlation analysis obtained for the three intervals scaled variables are shown in Table 2. The sample size (N) is 100 and the significant level is 0.01 (p˂0.01). H1a0: There is no correlation between tangibles and customer‘s satisfaction in the banking sector. In Table 2, it can be seen that the correlation (r) of tangibles is 0.491 and the significant level is 0.01 (p˂.01). Table 2 shows that the p-value is 0.000, which is less than 0.01. We therefore reject the null hypothesis, and concluded that there is a medium positive (r = .491)

**

.680 .000 100

**

.660 .000 100

.500** .000 100

CL .673** .000 100

**

**

.560** .000 100 **

1 100

relationship between tangibles and customer satisfaction in the banking sector. Reliability H1ba: There is a positive correlation between reliability and customer satisfaction in the banking sector. H1b0: There is no correlation between reliability and customer satisfaction in the banking sector. Table 2 shows that the correlation (r) is 0.488 for reliability and the p-value is 0.000, which is less than the significant level (0.01). Therefore, the null hypothesis is


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