Keeping Your Auto Insurance Is Important Owning an auto insurance policy is an important aspect for maintaining the proper vehicle registration, which will have particular requirements based on what state you reside in. However, the 2 reasons most car owners have for maintaining insurance policies are to be able to handle the risk of having an car accident, and to have peace of mind knowing that an accident won't decimate their income, or leave them without a car. Insurance for your car is the general way you deal with a potential accident. However, having a process to handle the specifics is also important. Whenever you go through the trauma and upset of having an accident, you'll want to know precisely what to do and when. Preparation Accidents are classified in many different ways, which will then help you to figure out how you ought to proceed. You ought to have a brief strategy for each, typed on a piece of paper, and slipped into your cubbyhole next to your insurance card. You can depend on your checklist when the adrenaline from your accident affects your thinking, or you are in shock or in pain. Never Let Anyone Leave When the accident involves more than one vehicle, make sure that no individual leaves until you have all their information. Some drivers, especially when they are at fault, are quick to say there is no damage, and leave the scene as quickly as possible. Structural damage could possibly have occurred even during a minor accident that won't leave any outward signs of damage. Also, even if you feel fine, you ought to let a doctor make the determination. Have a notepad next to your checklist, and immediately write down the license plates of the vehicles before anybody can leave prematurely. Get The Information You Need Write down all the important info that's needed. Take some time and get it right. If anyone is injured, call 911 and ask for both the police and the ambulance. No one should leave until both arrive. If there is any possible criminal activity (speeding, drugs), the police ought to be called. In case the other driver begins to get angry and lose his temper, get back to your own car and call 911 for the police quickly. Keep everything cool and let them handle it. Take notes on every detail about the situation, and get the other persons drivers' license number and possibly their address and phone number. Pre-assess Damages Call your insurance agency once you get home if anyone was injured in the accident or if the police are filing some kind of report. If that's the case, the next thing is to wait the couple of days until the police complete their report and figure out fault. You might be able to wait if the damages are only to the vehicle and they are considered minor. In case the fault is yours and the damage to your vehicle is lower than the deductible, then you need to avoid notifying your insurance company. You will be paying anyway, and there is no benefit to notifying the company that you The Sturdevant Agency
Keeping Your Auto Insurance Is Important had an accident. They might even reassess your risk. Furthermore, the accident will end up part of your carâ€™s record and can affect your ability to sell it in the future. Work Out A Strategy Before Contacting Your Insurance Agency Should you decide to notify your insurance company, you'll want to do so in a few days. Always take the time to makeup some type of financial plan. Be sure to minimize your overall cash outlay. This way, you are able to use your auto insurance to the best advantage. Normally, the coverage regarding car insurance in Falls Church, VA contains liability, medical, and also property protection. A lot more details on Sturdevant Agency are readily available on the corporation's website, http://www.sturdevantagency.com/.
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