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MAY 2016

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MYTH: GLASS IS AN UNRELIABLE AND FRAGILE MATERIAL

FACT: GLASS IS AS DURABLE AS IRON In the creation of furniture, tempered glass is used which is five or six times more durable than regular glass. A non-tempered 1m by 1m glass sheet that is 8 mm thick is able to withhold 50 kg but tempered glass is able to withhold 300 kg. Thus, a glass tabletop is strong enough to support several people, let alone heavy items. It is even strong enough to withstand a hit from a heavy hammer. Glass shelves will likewise be able to support a home library. Large glass constructions employ not one but several layers of durable glass. For example, a triplex is made of three layers of 8 mm thickness, each withholding 400 kg per square meter. For this reason, although glass staircases and floors seem fragile, they are not. Sceptics are also wrong about the danger of fragile glass. Even if tempered glass is broken, its pieces possess no danger as it is specially made to be without sharp edges. Moreover, a protective film is attached to the glass so that the pieces will not leave it. If a triplex breaks, all of the pieces will remain on the polymer interlayer that holds the triplex together.

GLASS IN A MODERN INTERIOR: THREE MYTHS AND FACTS Have you ever thought of incorporating a glass floor or partition in your home? How about replacing the classic wooden table with a modern glass one? You probably did not consider this as large glass constructions tend to scare people with their fragility. However, this is a myth!

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MYTH:

GLASS SURFACE IS VERY SLIPPERY

FACT: YOU WILL NOT SLIP ON A GLASS FLOOR Whether you have a glass floor in the bathroom or kitchen, have no fear of slipping. This is thanks to the sandblasted processing of the glass surface. This process makes the glass rough without changing its aesthetics. It will appear transparent and smooth.

The maximum incorporation of glass that we agree to is displaying a glass vase or statue on a shelf or hanging a mirror or glass mural on the walls. We stick to small forms, always being cautious about larger glass furniture. Forget any worries! Sceptics and conservators should reconsider their opinions – thanks to new technologies, today is the era of glass. Glass is reliable and safe, contrary to common belief. Let us then separate myths from facts!

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MYTH:

TRANSPARENT GLASS IS DANGEROUS AS IT SEEMS INVISIBLE

FACT: THIS IS NOT THE CASE; YOU JUST HAVE TO PAY ATTENTION If you are still afraid of imprinting yourself into a glass door or wall, use matte or coloured glass in your interior. It will definitely not trick you!

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SERVING TABLE

When furnishing a home, interior designers know that small details often set the tone and style of the place. Comfortable furniture and original appliances play an important role in the furnishing. Many appliances are capable of not only decorating the interior of a home, but also of capable of bringing comfort to the lives of people living in it. One of such piece of furniture that is capable of making any interior design stylish and fashionable is a serving table. Whether you want to host a company of friends or to comfortably rest in your study or living room – the best solution is a serving table, which will fit all the essentials for the cozy get-togethers. A serving table must harmoniously fit the interior design of a home. For example, for high tech or minimalism designs, a serving table made of metal or glass, or a combination of the two will fit perfectly. For classic, English, Scandinavian, and other ethnic interior designs, as well as for country styles a serving table made of natural wood is appropriate. The current trend is serving tables on wheels. Mobile, practical, and seamless to use – they can become a true twist of the interior. Such a serving table eliminates the need to carry food, drinks, and china back

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and forth from the kitchen and the living room or dining room. All of the aforementioned you can easily carry over using a beautiful and elegant serving table. Moreover, modern serving tables have numerous tiers and additional compartments that can conveniently hold napkins, cups, glasses, and other necessary items. Besides its main purposes, a serving table can be used as a mobile working station, a stand for a laptop, flowers, magazines, or even a mobile library! A serving table will perfectly fit into an interior of a living room, dining room, bedroom, home office, and even a nursery. Most importantly – it must must be of an appropriate size and shape. Today, the variety of serving table designs offered by manufacturers is so vast that it is easy to pick out the most suitable option by style and comfort. The most popular serving tables are made of wood, metal, and glass. They can have very different sizes and shapes, sometimes quite extraordinary. The glass used to make serving tables is very different as well – transparent, toned, multicoloured. To make a glass table safer its edges get polished. However, the tables that look more exquisite and original are made of a combination of wood and glass. When choosing your serving table, you should remember that first of all it should organically fit the interior design, adding a hint of comfort and coziness to your home’s atmosphere. Secondly, in order for the table to be easy to use, it must be able to securely and seamlessly move around on wheels. A table like that will become a useful and functional decoration in your home.

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FAMILY CLASS IMMIGRATION partners who are suffering from abuse or neglect. An Overseas Sponsorship is when you, as a Canadian Citizen or Permanent Resident of Canada, apply to sponsor your Foreign National Spouse who is not residing in Canada. The advantage of an Overseas Sponsorship application is that it generally has a faster processing time than an Inland Sponsorship application. The disadvantage is that it will likely be difficult to live together with your Foreign spouse in Canada until an immigration officer renders a positive decision on your application.

The objective of the Family Class immigration is to reunite close family members in Canada. The Government of Canada strongly supports keeping families together whenever possible. As such, the processing of Family Class applications is given the highest priority at Canadian Visa Offices. In this article we discuss The Spousal Sponsorship Category. If you are a Canadian Citizen or Permanent Resident, and qualify, you are able to sponsor your loved one from abroad for Permanent Resident status in Canada. The sponsor and sponsored person must prove that their relationship qualifies under spouse, Common-law Partner or Conjugal Partner. NOTE: Canada recognizes same-sex marriage, and same-sex partners may be eligible to apply.

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Permanent Residency granted under the Spousal Sponsorship program comes with some conditions. The sponsor is financially responsible for the person sponsored for three years after the sponsored person becomes a permanent resident. When sponsoring your spouse, there are no minimum financial requirements. However, Citizenship and Immigration Canada, when reviewing your application, will want to see that you and your spouse or partner are financially stable and will not resort to social assistance as a means of financial support. A two-year legitimate relationship regulation applies to spouses/partners who have been in a relationship for two years or less and who have no children in common with their sponsor at the time of application submission. Once in Canada, the sponsored person must live with their spouse/ partner in a ‘legitimate relationship’ for two years, or face the possibility of having their Permanent Residency revoked. Exceptions will be made for sponsored spouses or

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If you and your foreign national spouse live together for at least one year in Canada, then you will need to sponsor your spouse under the Inland Sponsorship application category (inside Canada). In this case, your foreign spouse will have temporary status in Canada. Although the Inland Sponsorship is a lengthy process, it enables your foreign spouse to be eligible for an Open Work Permit while the application is being processed. When sponsoring a member of the Family Class, aside from the basic documentation like your identity documents or status documents, you will need to strongly demonstrate the genuineness of your relationship. Follow and keep up with our publishing, stay tuned for the next article regarding to Parents/Grandparents Sponsorship Kindly contact us to receive further information and find out if you qualify for this Program.

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Canadians are used to moving from place to place – not many have spent their entire life in the same apartment. In some provinces July 1 has always been considered a Moving Day when people change their places of living. Of course, when you own a house you do not move as often, but still, people tend to change their places of residence – either for a more spacious one when the family is growing or to a smaller one, especially if you are an “empty nester.” Many people have become quite skilled in the art of moving, others consider moving to be their worst nightmare. Nevertheless, if you know how to organize and plan your move to another place you will make it as simple as

MOVING? one-two-three, and even enjoyable. You just need to follow six important rules.

RULE 1 Make a List Make a list of large items, especially pieces of furniture, indicating which one of them goes to which room of your new place. Draw a map of the place and draw in furniture the way you intend to place it. This way, both yourself and the movers will know for sure what to carry and place where. Make another list, of smaller items, with their names and quantities.

Do not pack items from different closets or rooms into the same container.

RULE 2 Prepare Packing Materials Beforehand

Long objects like skis or boards can be made into compact bundles tied in several places.

Get a sufficient number of cardboard boxes of various sizes. Also prepare all the bags you have, scotch tape, ropes, and sheets of thick plastic. Large strong garbage bags can be used to pack linens, underwear, and nowrinkle clothing – they are inexpensive and roomy. You will also need markers to mark your boxes. Use scotch tape to attach sheets of paper with lists of items inside each bag. Prepare a lot of paper, newsprint, or bubble pack for fragile items, If you prefer using clothing and linens to wrap your breakables, mark the package or box properly and list all the fragile items inside it, otherwise in the hustle and bustle you may forget that the packaging contains more than just fabric items.

RULE 3 Start Packing Ahead of Time First, get rid of everything you are not willing to bring with you into your new stage in life. Toss old things, sell, or give away usable ones. Prepare a special bag or box for trash and print the word “Trash” on them in bold large letters. This way you will not move it to the new place by mistake. The dimensions for boxes and bags – be they assigned for moving your possessions or getting rid of them – need to be such as to make it easy to carry, and their weight, no more than 10 kilos.

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RULE 4 Everything in its Place and a Place for Everything

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Items you will need immediately after moving should be packed last and placed on top of everything or into special boxes. Pack plates between layers of newspaper and place them edgewise – this way they are more resistant to impact. Remember to mark the box with the word “Fragile!”

The best way to move clothing and linen is placing them in large travel or garbage bags.

RULE 5 Prepare Your Furniture Many pieces of modern furniture have removable doors. If this is not the case, secure the doors in place using scotch tape or rope. Use good quality tape because cheap one may leave traces. All of the shelves, especially glass ones, not affixed inside your furniture, should be taken out and moved separately.

RULE 6 Prepare Your Appliances To move small appliances use their original boxes if you have saved them or use general boxes of the appropriate size, filling the space between the walls of the box and the item with any soft material. It is a good idea to demonstrate to the moving company representative that your audio- and video equipment has been working properly up to the moment of loading it on the truck – this way, should something happen to it, you will be able to claim damages. The best way to move this kind of equipment as well as office supplies in in your car, if possible.


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COMMON MISTAKES PEOPLE MAKE BY TAKING ON THE ROLE OF A DESIGNER A SOFA WITH A BRIGHT DESIGN

On pictures, a designer’s work looks wonderful but in reality, creating an effective look is a real headache. People who try to design their own homes can surely relate. Mistakes are commonly made but do not worry – these tips can help you fix them!

scratches and does not tolerate many liquids. Various chemicals leave permanent matte stains. This delicate material requires attentive care and polishing. This problem can be fixed! If you already have a marble countertop, you can use the help of special liquids and polishes for marble surfaces. If you are thinking of purchasing a countertop, consider one made from quartz.

A WHITE CARPET A white carpet is a stylish decision! It brings elegance and comfort to the interior. If you are a neat and organized person and do not have any children or pets, you may be convinced that you will be able to keep the carpet in a clean state. Unfortunately, you will not. Even if you vacuum it on a daily basis and take extra caution around it, it will inevitably loose its ideal whiteness.

A CARPET WITH VERY LONG FLEECE Buying a carpet with long fleece is an intriguing idea: it is warm, soft, and very comfortable. However, it sheds more than Labradors and Retrievers. Is warmth and softness worth a daily clean-up? The choice is up to you. Growing tired of collecting the mess around the room, many people decide to simply get rid of the carpet.

MARBLE KITCHEN COUNTERTOP Marble may seem like a durable and fearless material; however, it is easily susceptible to

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A bright design may seem like a great idea for refreshing an interior. However, keep in mind that buying a bright sofa implies that you will have to present it in an appropriate manner. Although pillows can be changed seasonally and you can move small accessories in the interior, changing the sofa is not as easy to do. Your interior will be at risk of having to oblige to one colour. Rather, give preference to a neutral sofa and adjust its brightness with the addition of original pillows.

CHOOSING PAINT FOR THE WALLS WITHOUT PRIOR TESTING Paint provides an easy method of breathing new life into an ordinary interior. Regardless of whether the paint is for the walls or a painting, do not rush to buy the first colour that you find appealing. Chances are that it will look different in your interior than on the display and you may end up disappointed. To avoid disappointment, buy a small amount of the paint and test it to see if you like how it looks in your interior. Although this takes time, you will likely be satisfied with your choice.

DESIGNING AN INTERIOR WITHOUT RENOVATIONS First buying the furniture and then engaging in renovations is a bad idea. It is difficult to do renovations once you grow used to the interior. As a result, you will have high-end furniture in an old interior. Images of an interior of the “loft” style may look appealing but keep in mind that such a look requires tremendous efforts. Start changing your interior with renovations. This will take some time and effort but the result will be satisfying and the new wallpaper will perfectly accompany the furniture.

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PERFECTING WINDOW COVERINGS for Small Spaces

Perhaps it was the central location, spectacular view, bright open space or panoramic windows that convinced you to compromise on square footage and select your new, slightly smaller condo unit. But now those same amazing windows that had you at “hello� are causing you grief with uninviting, prying eyes and many sleepless mornings. You have put considerable thought and energy into searching for the right solution for your window coverings and now frustration is settling in and you are more confused than ever. The challenge is not just to decide on what you like, but also to choose a complimentary solution for small spaces. Window shades are an effective answer to your dilemma, but there are several important things to remember when considering window shades for smaller spaces. Avoid any blinds with a stack such as wood slats

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blinds or roman blinds. Select a blind style that appears hidden completely when not in use. Neutral pull down shades that can roll up and condense into 2 .5 “ (or less) are the simple solution to combat glare, UV protection and privacy. Moreover, they appear virtually hidden when not in use. They are offered in a variety of classic modern fabrics and are available as “dual shades.” This is a head rail solution that contains two shades taking the space of a single unit and giving you the best of both worlds: a day shade that filters the sun and night shade that provides room darkening. If you are more of a statement junkie like myself, you may be more inclined to use drapery treatments that offer warmth and

softness to your room while keeping a modern scheme. To maintain a streamlined look which is important in smaller spaces, I suggest you avoid the use of round drapery poles with big finials which are meant to be mounted on the walls. Use small face tracks ( 5/8” ) and hang them from the ceiling. This is a more modern approach to your window issues. Also important is the header for your drapes. I believe the Ripplefold header is one of the most appropriate styles as its user friendly for smaller spaces. Ripple-fold will condense much better than any other pleat style to maximize your view and the hardware designed for ripple-fold allows it to glide easily and uninterrupted over larger lengths. One thing you really should avoid in smaller spaces are window valances. Valances cut up your window space and cause it to appear smaller than

it really is. Drapes add colour and texture while emphasizing the height of any window. They balance the room by adding an element of design and draw attention to the windows by framing them just like a frame for a piece of art. Further, consider the layering of a couple treatments. Combine drapes with sheers or shades, or even sheers with shades for a different look. Finally, avoid purchasing ready-made drapery. There are many well-known “go-to” retailers out there, but this is really not the solution for your specific dilemma. Custom window treatments will deliver on maximizing your window space and the aesthetics of your smaller condo. A beautiful room deserves the perfect window treatment that allows for the right light filtration and stack-back perfectly to highlighting the windows you loved at first sight.

Sara Augenblick IS THE PRINCIPAL AND DESIGNER AT MODEL SPACE DESIGNS – A LEADER IN FULL SERVICE CUSTOM MADE WINDOW COVERING.

With over a decade of experience they are known for providing the latest products and stylish design solutions for all of your window needs throughout the GTA www.modelspacedesigns.ca @MSD_Toronto

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Oh, how lucky are those who live in warm climates! Not only do they enjoy sunshine year round but also the weather is easy on their budget because there is no need to buy winter coats and suits. Well, we live in the Great White North so winter clothing is for us the fact of life. Fashion trends change every year but it does not mean that we have to blindly follow them and change our winter wardrobe annually. Moreover, if your style is timeless classic, your coats, suits, and warm dresses will never go out of style. Furthermore, if you know how to properly care for your apparel, you will sufficiently extend its lifespan. Before spending your money on dry cleaning, try the following tips and see whether they will help keep your winter clothing in great shape. SUEDE AND LEATHER Before wearing your leather boots for the first time, apply a layer of protective silicone spray. This kind of protection is worth the money you pay for it because it makes water and salt roll into drops and flow down off your boots or shoes. To clean your footwear stained with salt prepare a solution of one part vinegar with three parts water and, using soft cloth, apply on your boots once a week. Apply protective spray on your suede shoes or boots. After returning home, clean them with a soft brush or sponge. A soft eraser will carefully remove stains.

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SUITS AND COATS Winter suits and coats cannot be laundered, they do need dry cleaning. But what you can do is bring your visits to the local dry cleaner down to the minimum. You can keep your things clean and fresh if after each wear you go over them with a clothes brush and air them out before putting them away in the closet. A silk scarf underneath the collar of your coat or jacket being a great stylish accessory will also serve to protect the neckline from skin oils, makeup, and perfume.

HANDBAGS Use baby wipes to clean your handbags both inside and out or use soft cloth and mild soap. Do it carefully but thoroughly. Use instant transparent shoe polish on the exterior of your purse. For taking care of your footwear and purses, use various pads and cloth.

KNITS

Knitted items and sweaters are the easiest to care for at home. Almost any sweater, even cashmere, is washable. Before laundering a close-fitted sweater think of the way you want to dry it: on a thick towel or a flat drying screen. Before putting the sweater into the wash spread it on the flat surface intended for drying it afterwards, and follow its outline with a cord. When it is time to dry the garment put it flat inside the outline – this will help to keep its original shape intact. Wash sweaters in warm (never in hot!) water with mild detergent or baby shampoo. Leave in the soapy water for a while, then rinse thoroughly. Do not wring out thin fabric. Squeeze out as much water as possible with your hands and roll the garment inside a towel. Then spread on another towel or a drying screen and let dry. You can press the sweater with a warm iron. Hand-washed sweaters serve longer and smell better than dry cleaned ones. Never dry knits on a hanger and do not wash garments decorated with beads or sequins because these decorations could be glued on. They are better when dry cleaned professionally.

LINGERIE Lingerie including brassieres, pantyhose, and thin stockings are laundered in the same way as knits. If your washing machine has a “delicates” cycle use it but place your intimates in a mesh bag. Never dry sweaters or intimates in a dryer to avoid ruining them.

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WRITTEN BY LINDA MAZUR

Spring is finally here and we are all eager to get outside for some sun! However, enjoying the outdoors is not just for times when the sun is shining. With the growing popularity of outdoor spaces our enjoyment time has increased as has the possibility of a much longer season. Whether entertaining or just relaxing, a well-appointed outdoor “room” is not just about pretty flowers and well landscaped yards, but also about the usability of our spaces. As a designer I relish the opportunity to design spaces for true outdoor living. I am excited about working with the beautiful and extensive array of outdoor fabrics, the wonderful textures available to us courtesy of Mother Nature and the fantastic lush colours in our gardens. However, to build yourself a truly “well-appointed” backyard space you really should consider the addition of an outdoor fireplace; not only does it add visual interest; it also provides us with warmth for those chilly nights.

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Extend your Outdoor Living Season Fire it up There are many options of fireplaces in varying cost points that can create a great focal point in your yard. If you are considering adding a fireplace to your landscape this year but lacking a bit of “acreage” in

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your yard or perhaps you are shying away as the thought of a complex, costly custom-designed model makes you a bit nervous, then consider the option of a prefab or modular outdoor fireplace. The units avail-

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able today feature great designs at wellsuited prices that quickly and easily afford you the benefits of a fireplace in your yard. Today’s fire-sources come in wood burning, gas or propane and offer you the same coziness you would expect from a custombuilt fireplace; but at a fraction of the cost, time and effort. I am particularly enjoying the fire-tables and column designs which is a great little addition to your seating area and a fun departure from the traditional fireplace mantel. Just remember this is still fire so be safe and do not situate your modular unit where it comes in contact with branches or bushes. One company to check out that offers a great selection of units from fire-tables to free standing fireplaces is National Energy Equipment, www.neefireplaces.com. If you are looking for a more dramatic focal point for your landscape then consider having a custom-built outdoor fireplace designed. These can be quite a stunning and impressive feature for your yard, and can accommodate a wood burning, gas or propane insert. This is obviously a far more costly project that usually would require the services of a skilled mason and will need to be designed to meet all code requirements. If you have the luxury of space to work with when designing your backyard oasis then look to add a twosided fireplace structure which is a great way to delineate separate areas for dining and relaxing, creating a wonderful ambiance for both. Like indoors, fireplaces outdoors are a great way to create a focal point, not just to look at but to encourage gathering, socializing and relaxation – the perfect combination for outdoor living. That being said, take the “chill out of the air” and look to how you are going to add a fireplace to your vista this season. Then sit back, unwind and gaze at the stars!

Linda Mazur IS THE PRINCIPAL DESIGNER OF LINDA MAZUR DESIGN GROUP. With over a decade of experience this sought out multi-disciplinary interior design firm is known for providing innovative interior renovations and full scale build projects that reflect both timeless style and optimal functionality. The firm services Toronto, the GTA and surrounding areas.

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HOW TO RETIRE RICH

How is it possible to retire ten years earlier How to Retire Rich than it is widely believed possible and how to become a member of a new generation How is it possible to retire ten years earlier than it is widely believed possible and of wealthy seniors by investing money how to become a member of a new generation of wealthy seniors by investing money in long-term investments? Discover the in long-term investments? Discover the answers in the following article. answers in the following article. By playing smart in long-term investments, you can actually retire much quicker without relying on the government or RRSP. By having a true reliance on passive income (which we discuss in the next paragraph) you will be able to gain true freedom and spend your time as you please without worrying about who is going to put food on the table tomorrow. Everything mentioned above can be handled by ANYONE.

By playing smart in long-term investments, you can actually retire much quicker without relying on the government or RRSP. By having a true reliance on passive income we discuss in the youtowill be able to gain seems new us but we shall not true be afraid Next step –(which refinancing this house in 10next years.paragraph) freedom and spend your time as you please without worrying about who is going is anto You will get $219,000 in cash, with which you of the unknown. Real estate investment put food on the table tomorrow. Everything mentioned above can be handled by can purchase two more houses for $610,000 investment for your prosperous future. ANYONE. each without anything coming out of your Best regards, EvgeniyKamenskiy.

pocket. The next figures will be: Time After 15 years After 20 years After 25 years

House price $830,000x3=$2,490,000 $1,130,000x3=$3,390,000 $1,538,000x3=$4,614,000

Wow!!! $3,750,000

Outstanding balance $429,000x3=$1,287,000 $363,000x3=$1,089,000 $288,000x3=$864,000

Equity $401,000x3 = $1,203,000 $767,000x3=$2,301,000 $1,250,000x3=$3,750,00

Wow!!! $3,750,000 Putting a real estate property for rent How to Retire Rich is a great source of passive income; it is Yes, and do not forget about Yes, do not forget CASH FLOW from three houses which will be ultimately a great source of income! It is theand CASH FLOW fromabout threethe houses How possible to retire ten years it is widely believed possible and $3,500/month. trueisifitwe simply rely on statistics thatearlier are than which will be $3,500/month. how to become a member of aanew generation of wealthy seniors by investing available to anyone who has computer. This answers money canthe positively change your money in long-term investments? Discover following article. This money in can positively change your future! We can easily trace how the real estate the future! market in Toronto and the GTA was Bydeveloping playing smart you can actually retire much quicker you are forty years oldold today So,ifif you arearound around forty years today and think about how your life will be in lately.inInlong-term the last 50investments, years the So, without relying on the government or RRSP. By having a true reliance on passive and think about how your life will be in 15- If you purchase only one house today and 15-20 years, then this is a plan for YOU. price for real estate in Toronto has increased income weaverage, discussthe in the nexthave paragraph) you will be able todescribed gain trueIfinyou 20 years, then this is a plan for YOU. you follow the strategy this article, then you can achieve any of your by 22 (which times. On prices freedom and spend your time as you please without worrying about who going purchase only one house today and youto much faster. financial goals including earlyisretirement been increasing by 6.35% yearly. Moreover, put onin the table tomorrow. mentioned abovedescribed can be handled by the strategy in this article, thefood prices Toronto continue to Everything rise. The follow ANYONE. then you can achieve any of your financial Still do not believe this? I also have my doubts. It is hard to predict how things will real estate community is buzzing about a much faster. be inincluding 25 yearsearly but retirement statistics speak for themselves. MORTGAGE AGENT new price jump in 2018! So why not try to goals FSCO Licence # M15001416 Putting a real estate property for rent is a great source of passive income; is my take advantage of the real estate market Still do not believe this? I also ithave I nvis Inc., Street Unitanyway! 1, ultimately a great source of income! It is true if we simply rely on statistics that are What if our calculations are just partially right? Then you1450 canCentre retire RICH and invest in a single property from the doubts. It is hard to predict how things Thornhill ON L4J 3N1 available to anyone who has a computer. We can easily trace how the real estate Look at the numbers above. beginning? will be in 25 years but statistics speak for market in Toronto and the GTA was developing lately. In last 50 years the price for Direct: 647-447-1820 themselves. Imagine you havehas followed up onby our The more time you thehave better position you will be in to RETIRE RICHER! As real estatethat in Toronto increased 22 times. On average, thehave, prices been What if our calculations are just partially advice to by invest in a yearly. propertyMoreover, in Hamilton. you reach the agecontinue of retirement, ahead is critical. To create a plan for your increasing 6.35% the prices in Toronto to rise.planning The LIFE EXPERIENCE OF Then you can retire RICH anyway! Today you can buy a house that can suit right? a house today and you willto see just over $1,000,000 of retirement real estate community is buzzing about a newfuture, price buy jump in 2018! So why not try SUCCESSFUL REAL ESTATE at the numbers above. your goals for $330,000 and put it for rent Look byaage 55.property from the take advantage of the real estate market and income invest in single INVESTMENT STRATEGIES. for $1,650. With a downpayment of 20% The more time you have, the better position beginning? FREE TIME. and all of the closing expenses of $4,000, you will be in to and RETIRE RICHER! In Europe, USA Canada mostAs of you the people whoON areYOUR able to analyze the market your investment will be $70,000. Cash reach WITHOUT STRESS AND the age of retirement, planning ahead do exactly this. Investments in real estate have made many generations wealthier. Imagine that you have followed up on our advice to invest in a property in Hamilton. flow (gross rent minus all expenses) will isAnd critical. Towe create a plan for future, HARD LABOUR. since are now citizens of the best countries in the world, why not take Today you can buy a house that can suit your goals for $330,000 and putyour it of forone rent be $250/month. But in my article I will not buy a house today and you will see just over Contact us via e-mail info@homeinvest.ca for $1,650. With a downpayment of 20% and all of the closing expenses of $4,000, operate to the term “cash flow”. Rather, ofminus retirement income by age and get your own your investment will be $70,000. Cash flow $1,000,000 (gross rent all expenses) will55. be I will show you how much money just a In Europe, Canada of the $250/month. But in my article I will not operate to theUSA termand “cash flow”.most Rather, I “THORNHILL INVESTORS SINGLE house can make for you, according people who aremake able to the marketto will show you how much money just a SINGLE house can foranalyze you, according EXCLUSIVE SPECIAL REPORT”, to the statistics. do exactly this. Investments in real estate the statistics. available in both electronic and print versions. Let us assume that the growth of the real have made many generations wealthier. The report can be downloaded from www.mortgage4canadians.ca estate market remains same -of 6.35%/ per estate And since weremains are now citizens of one Let us assume that thethe growth the real market the same - of the year. Considering the appreciation (rise in best countries in the world, why not take 6.35%/year. Considering the appreciation (rise in the prices) and principle paid NOW and FREE. the prices) and principle paid down , we get: advantage of what Canada has to offer? It down , we get: Prefer getting info over the phone?

18

Time After 5 years After 10 years

House price $449,000 $610,000

ALL ABOUT HOME

Outstanding Balance $232,000 $197,000

Equity $217,000 $413,000

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HOME-STAGING: The Secrets of Quick Sales Hello, my name is Natalia Slobidker! I am a professional full-time realtor. I specialize in real estate pre-sale preparations, sales strategy development and keeping real estate transaction risks to a minimum. My mission: minimum stress – maximum profit, in any real estate transaction. Today, my article is for those who are selling their house or condo for the first time. The first task at hand: assessing the market and evaluating your property. The current season – the spring months – is historically the best for sales. If you are already thinking about selling, it is difficult to find a better opportunity. In the summer, the market usually calms down. It raises its head in the fall, stretching in preparation for the winter hibernation. The Greater Toronto Area’s real estate market has indeed been in very good shape for the past two years and barely subject to seasonality. Its sales volume and speed are mind-blowing even for those of us who have worked in real estate for a long time. Despite this idyllic condition, however, I would not count on it continuing into this year. History knows of cases when the real estate market was capricious, suddenly turning its back and leaving behind a trail of unsold homes in its wake. So the state of the market, I hope, has been properly understood. Now let’s discuss the real estate appraisal. Your property values are affected by the following factors: 1. Location 2. Lot size 3. House size 4. House age 5. House condition

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You cannot, alas, influence the first four; however, the fifth – the way the house looks in the eyes of a potential buyer – is entirely in your hands. This is the case where you absolutely need outside help. I have yet to meet a person who would be able to assess their home objectively. Even professional realtors and stagers ask the opinion of colleagues when selling their own houses. The question “How much is my house worth?” has no simple answer. It is always a range of prices – from A to B. The difference between the lower and upper limit sometimes reaches 10% and that is a lot of money. The house can be sold “as is” in the lower end of prices or you can invest a little time, money and effort to ensure the higher end. Proper and professional preparation of real estate for sale ensuring the highest possible price – this is a task with many unknowns which, without knowledge and experience, cannot be solved.

There is significance as to where the house is located, which price range it already belongs to, who the potential buyer is, and much more. Depending on the potential seller – an owner of a condo downtown or someone with a farm near Lake Simcoe – sales strategy and preparation prior to it may be radically different. Therefore, I will try to illuminate the approaches to other, more general questions below. Many find it difficult to decide what to do first: sell and then look for a new home or vice versa. There is no single answer, but I will try to show the pros and cons of both methods. I consider it my professional duty to clearly explain what worst possible development of events, in other words the “worst case scenario” can be expected in each case. Suppose you bought first and then decided to sell. In this case, you may find yourself with two houses on your hands. If your financial situation allows it you will for some time have to maintain two homes, or else greatly reduce the price of the old house to speed up its sale. If not, then I am afraid this may result in the loss of your deposit and possible lawsuits from the sellers of your new property. If you sold first and are now looking to buy, then, in the worst case it may turn into a situation where you do not have a place to live. At that point you will need a rental and continue the search from there. In my practice, I try to avoid this situation, finding less painful solutions. For example, in one of my last deals I agreed with the buyers’ agent that my clients have the option to stay at their old home for up to three months after the deal’s completion in case they have not yet bought a new home. Given that my clients had three young children this was extremely important. We were able to buy a house before the deal ended, but my clients decided to take advantage of this clause: they are going to rent their old house while renovating the new one.

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I recommend to first sell and then buy if you know that your property has a flaw that may affect its marketability. For example: proximity to a high voltage wire or rail, a poorly planned kitchen, a football field or school yard behind your backyard, proximity to a house where suicide was committed, and the like. If you are sure that your house has no such shortcomings, you can safely begin searching for a house to buy while simultaneously preparing your own house for sale. This ensures that you can put up your old property on the market, only a couple of days after signing the contract in its best possible look. In this case, your risk of ending up in a situation as described above is minimized. It is important that at the time of the sale the house is properly presented and properly evaluated. Unfortunately, many people are inclined to trust the person who named the highest price over the person with a realistic one (don’t we all tend to believe in miracles?). An overpriced house becomes familiar after two to three weeks on the market

and then, when the owner is forced to reduce the price to the real market value, the effect of a fresh proposal has already been lost. At that point, even a well-prepared home only gets its lowest possible price. With the advent of the Internet, people have gained access to a wealth of information, statistics, forecasts, evaluations of experts and those posing as such, sales history and other. It is very easy to get lost in this stream of information if you do not know how to filter out what is wrong, unnecessary, irrelevant, or else speculative. Therefore, the best course of action before making any sort of decision is to consult with a specialist, especially since it costs you nothing. There are still many aspects that I would like to address. These include: selling a home with pets, how to keep it clean during the time of the sale if you have small children, what needs to be checked, repaired, or corrected before the sale, how to prepare for an inspection by the house buyers, the multiple-offer strategy as compared to the classical sales strategy, what to do if you do not match the date of sale and purchase, return on minor repairs and so on.

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Unfortunately, it is impossible to cover all of this in one article. I will be telling you about these issues and much more in the next issue.

But if you do not want to or cannot wait and you have questions to which you would like to get some utmost honest answers, or if you just want to evaluate your property, please call me and I will gladly help you out!

NATALIA SLOBIDKER Direct : 416-333-7418 , info@TopHomes.ca Real Estate Sales Representative,

Top Producer 2014, 2015 Master Certified Negotiation Expert Pre-sale Renovation expert Canadian Certified Staging Professional Upperside Real Estate

May 2016

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mere, velvet, evening dresses with sequins and pleated skirts. Rest assured that not a single outfit will be ruined!

2. SUITABLE FOR OUTERWEAR Outerwear can require ironing after laundry or storage but will an iron effectively smooth a wool coat, down coat, or jacket? Likely not! A steamer, on the other hand, can handle anything; even the most difficult fabrics will not be stained.

3. SAVES FUR CLOTHING

5 REASONS OF WHY A STEAMER IS BETTER THAN AN IRON Household appliances tend to astonish us with their innovations. For instance, the new steamer from Philips is equipped with an aromatic capsule that will leave a trace of your favourite scent on your clothing. Lately, many people have been replacing their traditional iron with a steamer. In this article, we will explore the reasons behind this. What details distinguish a quality steamer? • For use at home, medium power is sufficient. The clothes are smoothed with a few stokes. If the power is less, this process will take longer. • A removable reservoir enables you to quickly fill it with water and remove any excess after you are finished.

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• Fixed hangers hold the clothes in place during ironing which makes the task much easier. • The surface of the nozzle of the steamer is made from rust-proof metal, not plastic, which effectively makes the clothes smoother. • You can attach a custom nozzle that will create lines on dress pants and will smooth out collars. Working with this requires dexterity but there is no better way to attain perfect lines on your clothing. • In the steamer set you will find a glove that will protect your hand from burns.

If the fur on your jacket became flattened after storage, then you will have to take it to the dry cleaners or use a steamer at home. The nozzle will not come in contact with the fur as it will be at a distance of 2-3 cm. This way, the fur will remain dry while attaining its shine.

4. HELPS IN THE HOME A steamer will help you deal with difficult fabrics such as curtains at the cornice or furniture covers. However, ensure that you steam vertically; otherwise, drops of condensate will get absorbed by the fabric.

5. DISINFECTION OF HOUSEHOLD TEXTILES Steam that is under pressure and at a temperature of 100 degrees Celsius not only smoothens out fabric, but also disinfects it. You will easily be able to clean pillows, blankets, and even your child’s toys of allergens. The new model from Philips has a sixth advantage: giving clothing a pleasant scent. How does this work? The handle of the steamer contains a small capsule into which you place two or three drops of perfume prior to ironing. To prevent different aromas from mixing, the steamer comes with two capsules.

1. EFFECTIVELY SMOOTHENS DELICATE CLOTHING

Do not try to do this with a regular steamer by pouring perfume into the reservoir with water. This can damage and break the steamer! This function is a bonus rather than a necessity so choose your steamer based on functionality and technical characteristics.

For clothing that cannot tolerate an iron, use a steamer. It can be used on silk, cash-

Do you have a steamer at home? What do you think – is it a necessity in the household?

Reasons of why a steamer is better than an iron:

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RENT

‫הרכשה‬

Houses For Rent

Apartments For Rent

Yonge / Elgin Mills - Richmond Hill - 4 Bedrooms, $2,100/Month Yonge / Maj. Mac - Richmond Hill - 3 Bedrooms, $2,200/Month Bayview / Maj. Mac - Richmond Hill - 3 Bedrooms, $1,950/Month Yonge / Finch - North York - 3+1 Bedrooms, $2,650/Month Steeles / Don Mills - North York - 2+1 Bedrooms, $2,000/Month Bathurst / Centre - Vaughan - 3 Bedrooms, $1,900/Month Yonge / Sheppard - North York - 4 Bedrooms, $2,200/Month Yonge / Gamble - Richmond Hill - 4 Bedrooms, $2,800/Month Bathurst / Steeles - Vaughan - 3 Bedrooms, $2,000/Month Yonge / Weldrick - Richmond Hill - 3 Bedrooms, $1,980/Month Bathurst / Maj. Mac - Richmond Hill - 4 Bedrooms, $2,780/Month Don Mills / Sheppard - North York - 4 Bedrooms, $2,600/Month Bayview / Elgin Mills - Richmond Hill - 3 Bedrooms, $2,150/Month Bathurst / Centre - Vaughan - 4 Bedrooms, $2,400/Month Steeles / Don Mills - North York - 3 Bedrooms, $2,050/Month Hwy 7 / Markham Rd - Markham - 3 Bedrooms, $1,950/Month Bayview / Wellington - Aurora - 3 Bedrooms, $1,950/Month Bathurst / Steeles - Vaughan - 4 Bedrooms, $2,800/Month Bathurst / Centre - Vaughan - 3 Bedrooms, $1,820/Month Bathurst / St. John’s - Aurora - 4 Bedrooms, $2,950/Month Bathurst / Henderson - Aurora - 4 Bedrooms, $3,100/Month Yonge / Davis - Newmarket - 4 Bedrooms, $2,600/Month Yonge / Davis - Newmarket - 3 Bedrooms, $2,450/Month Yonge / Davis - Newmarket - 4 Bedrooms, $2,500/Month Yonge / Davis - Newmarket - 4 Bedrooms, $2,700/Month Yonge / Davis - Newmarket - 3 Bedrooms, $2,450/Month Yonge / Mulock - Newmarket - 4 Bedrooms, $2,600/Month Yonge / Mulock - Newmarket - 4 Bedrooms, $2,500/Month Leslie / Mulock - Newmarket - 3 Bedrooms, $2,000/Month Yonge / Steeles - Vaughan - 3 Bedrooms, $1,950/Month Bathurst / Centre - Vaughan - 4 Bedrooms, $1,900/Month Steeles / Dufferin - Vaughan - 4 Bedrooms, $2,200/Month Keele / Maj. Mac - Vaughan - 4 Bedrooms, $2,400/Month Weston Rd. / Maj. Mac - Vaughan - 4 Bedrooms, $2,600/Month Keele / Rutherford - Vaughan - 4 Bedrooms, $2,800/Month Keele / Maj. Mac - Vaughan - 4 Bedrooms, $2,650/Month Steeles / Dufferin - Vaughan - 4 Bedrooms, $2,500/Month Bathurst / Maj. Mac - Richmond Hill - 4 Bedrooms, $3,180/Month Bathurst / Maj. Mac - Richmond Hill - 4 Bedrooms, $2,780/Month Bathurst / Maj. Mac - Richmond Hill - 3 Bedrooms, $2,100/Month Warden / 16th - Markham - 3 Bedrooms, $1,950/Month Warden / 16th - Markham - 4 Bedrooms, $2,400/Month Kennedy / 16th - Markham - 4 Bedrooms, $2,500/Month Kennedy / Hwy7 - Markham - 4 Bedrooms, $2,700/Month

Yonge / Finch - North York - 2 Bedrooms, $1,750/Month Yonge / Finch - North York - 2 Bedrooms, $1,800/Month Yonge / Finch - North York - 2+1 Bedrooms, $1,900/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,690/Month Yonge / Finch - North York - 2 Bedrooms, $1,800/Month Yonge / Finch - North York - 2 Bedrooms, $1,950/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,850/Month Yonge / Clark - North York - 2+1 Bedrooms, $1,700/Month Don Mills / Sheppard - North York - 2 Bedrooms, $1,780/Month Bathurst / Steeles - Vaughan - 2 Bedrooms, $1,750/Month Yonge / Eglinton - North York - 2 Bedrooms, $1,950/Month Yonge / Finch - North York - 2 Bedrooms, $1,770/Month Yonge / Finch - North York - 2 Bedrooms, $1,960/Month Yonge / Eglinton - North York - 2 Bedrooms, $1,900/Month Bayview / Hwy7 - Richmond Hill - 2 Bedrooms, $1,740/Month Bayview / Finch - North York - 2 Bedrooms, $1,820/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,850/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,900/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,770/Month Yonge / Sheppard - North York - 2 Bedrooms, $1,920/Month Bathurst / centre - Vaughan - 2 Bedrooms, $1,950/Month Bathurst / centre - Vaughan - 2 Bedrooms, $1,800/Month Bathurst / centre - Vaughan - 1+1 Bedrooms, $1,750/Month Bathurst / centre - Vaughan - 2 Bedrooms, $1,880/Month Bathurst / centre - Vaughan - 2 Bedrooms, $1,780/Month Dundas/Parliament - Scarborough 3 Bedrooms, $2,650/Month Yonge / Maj. Mac - Richmond Hill - 1+2 Bedrooms, $1,950/Month Yonge / Weldrick - Richmond Hill - 3 Bedrooms, $2,170/Month Yonge / 16th - Richmond Hill - 2 Bedrooms, $1,850/Month Hwy7 / Leslie - Richmond Hill - 3 Bedrooms, $2,450/Month Hwy7 / Leslie - Richmond Hill - 2+1 Bedrooms, $2,100/Month Bayview / Sheppard - North York - 2 Bedrooms, $1,850/Month Bayview / Sheppard - North York - 2+1 Bedrooms, $2,300/Month Bayview / Sheppard - North York - 2 Bedrooms, $2,080/Month Yonge / York Mills - North York - 2+1 Bedrooms, $2,600/Month Yonge / York Mills - North York - 3 Bedrooms, $2,500/Month Yonge / York Mills - North York - 2+1 Bedrooms, $2,400/Month Yonge / Eglinton - North York - 1 Bedroom, $1,900/Month Yonge / Eglinton - North York - 2+1 Bedrooms, $2,700/Month Yonge / Eglinton - North York - 1+1 Bedrooms, $1,750/Month Steeles / Bathurst - Vaughan - 2 Bedrooms, $1,950/Month Steeles / Bathurst - Vaughan - 2 Bedrooms, $1,800/Month Steeles / Bathurst - Vaughan - 2 Bedrooms, $1,850/Month Yonge / Clark - Vaughan - 2+1 Bedrooms, $1,800/Month

Thinking of Semi Renting Out or Selling Your House? Furnished, Furnished & Unfurnished Call Today For Free Market Evaluation Short Term Lease (3-6 Months) Direct:

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Ali Nezaminia

Richmond Hill

Thornhill

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Condo For Sale (Richmond Hill) Condo For Sale (Richmond Hill) M

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00

0 8,

Immediate Possession Move In Today!

3

$3

OM

Immediate Possession Move In Today!

4

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850

00

0 0,

FR

Over

840 .

.

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Sq. Ft

2 Bedrooms - 2 Washrooms

2 Bedrooms - 2 Washrooms

Yonge St & 16th Ave Year Built: 2007 1 Parking & 1 Locker Included

Yonge St & 16th Ave Year Built: 2012 1 Parking Included

Concierge, Exercise Room, Guest Suites, Indoor Pool, Party/Meeting Room, Visitor Parking Maint: $550-$600 (Hydro not included)

Concierge, Exercise Room, Guest Suites, Party/ Meeting Room, Visitor Parking Maint: $500-$550 (Hydro not included)

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. Sq. Ft

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2+1 Bedrooms - 2 Washrooms 2+1 Bedrooms - 2 Washrooms Leslie & Hwy 7 Year Built: 2003 2 Parkings Included

Yonge St & 16th Ave Year Built: 2014 1 Parking & 1 Locker Included

Concierge, Exercise Room, Guest Suites, Indoor Pool, Party/Meeting Room, Visitor Parking Maint: $700-$750 (Hydro not included)

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Direct:

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416-294-2247 Call Us Today For More Details And Private Viewing!

*Independently Owned And Operated

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Ali Nezaminia

ALL ABOUT HOME

Richmond Hill

Thornhill

Newmarket

Bradford

#3 & 7-11160 Yonge Street Richmond Hill, ON, L4S 1H5

7330 Yonge Street, Unit 16 Thornhill, ON, L4J 7Y7

17035 Yonge Street, Unit 2 Newmarket, ON, L3Y 5Y1

49 Holland St. W Bradford, ON, L3Z 2B6

Office: 905-883-8300 Ext. 3436

Office: 905-764-7111 Ext. 3436

Office: 905-895-1822 Ext. 3436

Office: 905-775-5677 Ext. 3436

Sales Representative

Not intended to solicit properties currently listed for sale or individuals currently under contract with a Brokerage.

e-mail: aahtoronto@gmail.com

FOR ADVERTISEMENTS CALL (416) 477-6107


Y YORK MEDIA GROUP

Page 38

416-357-8953, 1-844-882-2990

info@yorkmediagroup.net

Free Monthly Community Magazine

Condo For Sale (Richmond Hill) Condo For Sale (Richmond Hill) M

O FR

00

0 9,

9

$4

OM

Immediate Possession Move In Today!

00

0 9,

FR

Immediate Possession Move In Today!

9

$2

Over

Over

1,090

1,20F0t.

.

Sq. Ft

Sq.

3 Bedrooms - 3 Washrooms

2 Bedrooms - 2 Washrooms

Hwy 7 E & Bayview Ave. Year Built: 2013 1 Parking & 1 Locker Included

Yonge & Major Mac. Year Built: 1987 1 Parking Included

Concierge, Exercise Room, Guest Suites, Indoor Pool, Party/Meeting Room, Visitor Parking Maint: $550-$600 (Hydro not included)

Concierge, Exercise Room, Guest Suites, Indoor Pool, Party/Meeting Room, Visitor Parking Maint: $800-$850 (All included)

Condo For Sale (Richmond Hill) Condo For Sale (Richmond Hill) OM

FR

00

0 9,

Immediate Possession Move In Today!

2

$3

OM

FR

0

0 ,0

Immediate Possession Move In Today!

30

$7

Over

Over

1,150

1,49F0t.

. Sq. Ft

Sq.

2+1 Bedrooms - 2 Washrooms

3 Bedrooms - 3 Washrooms

Yonge & Major Mac. Year Built: 1988 1 Parking Included

Yonge & Major Mac. Year Built: 2009 1 Parking Included

Concierge, Exercise Room, Guest Suites, Indoor Pool, Party/Meeting Room, Visitor Parking Maint: $650-$700 (All included)

Concierge, Exercise Room, Guest Suites, Party/Meeting Room, Visitor Parking Maint: $670-$700 (Hydro not included)

Direct:

Century 21 Heritage Group Ltd. Brokerage*

416-294-2247 Call Us Today For More Details And Private Viewing!

*Independently Owned And Operated

nea9765@gmail.com

Ali Nezaminia

Richmond Hill

Thornhill

Newmarket

Bradford

#3 & 7-11160 Yonge Street Richmond Hill, ON, L4S 1H5

7330 Yonge Street, Unit 16 Thornhill, ON, L4J 7Y7

17035 Yonge Street, Unit 2 Newmarket, ON, L3Y 5Y1

49 Holland St. W Bradford, ON, L3Z 2B6

Office: 905-883-8300 Ext. 3436

Office: 905-764-7111 Ext. 3436

Office: 905-895-1822 Ext. 3436

Office: 905-775-5677 Ext. 3436

Sales Representative

FOR ADVERTISEMENTS CALL (416) 477-6107

Not intended to solicit properties currently listed for sale or individuals currently under contract with a Brokerage.

May 2016

ALL ABOUT HOME

29


+ Renovations Ltd. Free estimates

Shingles Flat Roofs Skylights Cedar Wood Copper Metal Roof Slate Roof

Cell: (647) 892 7400, (416) 247 5695 www.vladroofing.ca

30

ALL ABOUT HOME

e-mail: aahtoronto@gmail.com

www.aahtoronto.com


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