November 2017 A Special Supplement to
THE PRESS NEWSPAPERS
• Fall back • Health Connect • Otterbein Portage Valley Award • Surviving the Holidays with Hearing Loss
NOVEMBER 13, 2017
How to keep your joints healthy with exercise By Bryon Renwand, PT, DPT, CSCS ProMedica HealthConnect I encounter many people who are reluctant to exercise because they are afraid of pain or damaging their joints. If this is you, my goal is to help change your view on exercise and give you some advice to maintain joint health. Research has shown that both cardio and strengthening exercises can be beneficial to joint health, and more often we are seeing exercise prescribed in those who have arthritis. Here are four ways to maintain good joint health through movement: 1. Maintain a healthy weight. In obese individuals, for every single pound of weight loss, there is a 4-pound decrease in force placed on the knees. Think about that for a second. If you are experiencing knee pain with walking or going up and down stairs, 10 pounds of weight loss can take 40 pounds of pressure off of your knees. If you are having a hard time working on cardio, maybe diet is a better place to start to build your tolerance to walking and weight bearing activities. 2. Find a cardiovascular activity you enjoy. I almost always recommend that people do exercises they enjoy because I realize cardio is not for everyone (myself included). This can include walking, jogging, biking, swimming, elliptical, rowing, etc. The focus here is to keep your joints moving. Plus, itâ€™s good for heart health. I have recommended in the past to work up to 20-30 minutes of a particular activity, and then progress the intensity (speed or resistance depending on the mode). 3. Engage in proper joint loading and strengthening exercises. Weight-bearing exercises helps to build bone strength in addition to strengthening the muscles that surround and support your joints. The important thing here, especially in a rehab setting, is to maintain good alignment and posture. Entire books are written on proper biomechanics, so it would be impossible for me to make a list or give a generic
Maintaining joint health can be very beneficial. instruction here. The bottom line: If you are new to an exercise, or if something is causing pain while performing, ask for help. Poor mechanics can lead to bigger problems. Stretching is also important to maintain normal range of motion of a joint. If you are active with your cardio, stretching after is ideal. Every joint can lose range of motion (ROM) in any direction and there may be a set of stretches to regain this motion. This may be when a referral to a PT (physical therapist) is necessary.
Generally speaking, I like to work toward gaining full/normal ROM of a joint and then strengthening through this range. 4. Exercise with controlled movement. I often see people try to speed through an exercise/routine just to get it done and feel like they are doing themselves good. Remember, quality vs. quantity. There is a time and place for quicker movements; however, a good rule of thumb is to master the technique in a controlled manner before trying to increase the pace of a particular movement.
As always, speak with a healthcare provider before beginning an exercise program. Make sure you feel comfortable with each exercise you perform and that the exercises do not cause increased pain. Bryon Renwand, PT, DPT, CSCS, works with ProMedica Total Rehab and received his Bachelors of Science in Exercise Science from the University of Toledo, where he also received his Doctorate of Physical Therapy. Visit ProMedicaHealthConnect.org for more health and wellness tips and information.
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Genacross Lutheran Services-Toledo Campus (formerly Lutheran Home at Toledo)
Call us at 419.724.1852. GenacrossLutheranServices.org Enriching the lives of our older adults and their families throughout Wood County! 305 North Main Street Bowling Green, OH 43402 www.wccoa.net (419) 353-5661 or (800) 367-4935
3HUU\VEXUJ Â‡ :D\QH Â‡ 1RUWKHDVW Â‡ 5RVVIRUG :RRG&RXQW\Â‡3HPEHUYLOOHÂ‡1RUWK%DOWLPRUH ČˆÂ—Â”Â•Â‹Â?Â‰Â‡Â”Â˜Â‹Â…Â‡Â•ÇŁ Cholesterol & Blood Sugar Screenings, Grocery Shopping, Monthly Blood Pressure Clinics, Tax Assistance, Information & Referral, Legal Advice, Durable Medical Equipment Loan, Health Education, Medical Transportation, Support Groups ČˆÂ”Â‘Â‰Â”ÂƒÂ?Â•ÇŁ Exercise, Cards, Day Trips, Classes, Cultural & Social Events ČˆÂ‘ÂŽÂ—Â?Â–Â‡Â‡Â”Â’Â’Â‘Â”Â–Â—Â?Â‹Â–Â‹Â‡Â• ČˆÂ‡ÂƒÂŽÂ•ÇŁNutritious Lunch available Monday through Friday. Evening Meals by
reservations on Tuesday, Wednesday, and Thursday at 5:30 p.m. at the Bowling Green Site. Home Delivered Meals for homebound clients.
Featuring 3,600 feet of rehabiliation space & includes: Fully functional kitchen, Bedroom, Laundry training facilities, Indoor car to practice transfers, Simulated grocery aisle, ATM Machine Designed For: Stroke Recovery, Severe Arthritis, Dementia Related Disorder, Orthopedic Condition, Neuromuscular Disorders, Chronic Pain, Multiple Trauma Outpatient Services Open to the community without a prior inpatient stay, Designated Entrance, Designated Parking in our back lot, Flexible scheduling (Weekends and Holidays) Senior Health & Wellness Monday through Friday 1-3pm $8 Monthly Membership Fee Choose from 1 or all 4 modules Senior Stroll, Senior Strengthening Senior Stretch, Senior Stamina
Inpatient and Outpatient Physical, Occupational and Speech Therapies 8180 W. State Route 163 Oak Harbor
NOVEMBER 13, 2017
Ottawa County Senior Resources will present a Holiday Open House & Senior Resource Fair Friday, Dec. 1 from 11 a.m.-2 p.m. at the Ottawa County Fairgrounds, Building 3, 7880 W. SR 163, Oak Harbor. The event is open to all seniors, caregivers and community members. Hors d’oeuvres and beverages will be served throughout the event, which will also include more than 50 vendors, entertainment, raffles and more. For details, call 419-898-6459. Jingle Bell Shoppe The East Toledo Senior Activities Center will hold a “Jingle Bell Shoppe” Sunday, Dec. 9 from 9 a.m.-3 p.m. The center is located at 1001 White St., (Navarre Park Shelterhouse). A number of vendors will be on hand with merchandise and crafts for holiday decorating and gift-giving. Free gift-wrapping will be available. For more info, call 419-6912254.
New website launched The Ohio Department of Aging has launched a new website to help in our mission to strengthen and support Ohio’s elders and their communities. The site, located at aging.ohio. gov features an entirely new look and feel that makes it easier for visitors to find the information they are looking for with fewer clicks. The site is also optimized for use on mobile devices.
Retired farmer enjoys special “Heart’s Desire” John Schutzberg was born and raised outside of Bowling Green to a farming family. One of his fondest memories is at about 8 years old, helping his father with their tomato fields, loading their semitruck with tomatoes and delivering them to the Heinz factory in Bowling Green. John stayed with the family business as an adult, farming about 350 acres of grain fields west of Haskins. Now a resident at Perrysburg Commons Retirement Center, John recently headed back to “green acres” when the center’s staff planned a special visit to a farm in Deerfield, Michigan as part of HCR ManorCare’s Heart’s Desire program. On Wednesday, Oct. 25, Perrysburg Commons Activities Director Melissa Ault chauffeured John to the Rick and Sue Rowe’s 300-acre farm. The Rowes welcomed their visitors with right-out-of-the-oven cookies and coffee before John and Melissa made their way out to their barn. John enjoyed looking at Rick’s antique tractors, sat in the combine, and enjoyed reminiscing about his many years of farming. He also received a brand-new John Deere hat. Afterward, John and Melissa enjoyed lunch at The Great Lakes Eatery and Pub in Dundee, Michigan before heading back. While returning home, John said, “Thank you for bringing back so many wonderful memories of my childhood and
Thank you for bringing back so many wonderful memories of my childhood and life as a farmer
Holiday Open House
Retired farmer John Schutzberg, who currently resides at Perrysburg Commons, recently enjoyed a day trip to a Michigan farm, followed by lunch in Dundee. (Submitted photo)
life as a farmer. Today was a very special day for me.” The Heart’s Desire program gives Perrysburg Commons and other HCR ManorCare facilities nationwide the chance to fulfill a special wish or desire for residents through planning and support from the staff and surrounding community. Thousands of Heart’s Desires have been granted since the program’s inception in 1997.
Transportation The Oregon Senior Center offers transportation for Oregon seniors age 60 and older to and from the center and other locations in the Oregon area, including for shopping, medical and other appointments, banking, etc. The suggested donation is $3 for travel to and from the center and $4 in the Oregon area. For more details, call 419-698-7078.
If you are 60+ yrs, let us do the driving!
Veterans often have special needs at the end of life, coping with both physical and emotional issues.
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Reserve Your Ride!
Call 419-698-7078 for details and a list of our events. Advanced notice for transportation
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NOVEMBER 13, 2017
Never too old to love or be loved by a senior pet In celebration of Adopt a Senior Pet Month, Lucas County Canine Care & Control is offering an adoption special on all senior dogs. Through November, the adoption fee for all dogs 6 years of age and older is $50, which includes a care package. (Purchase of a license will also be required.) Laura Simmons-Wark, community outreach coordinator encourages those thinking about adding a four-leggedfriend to their families to consider opening their homes and their hearts to an older dog or cat in need. While puppies may be adorable, older dogs are just as loving and loyal, and they offer some distinct advantages, the ASPCA says: • Older dogs generally don’t require constant monitoring and training that puppies do. • Many are already housetrained. • Since senior pets are fully grown, you’ll be immediately aware of important information like personality type and grooming requirements, making it easier to choose the perfect pet for your family. “Many people are drawn toward puppies and younger dogs, but seniors have so much to offer…and they deserve love and a forever home, too,” SimmonsWark said. Lucas County Canine Care & Control is located at 410 S. Erie St., Toledo. Hours are Monday-Friday 11 a.m.-7 p.m. and Saturday and Sunday 11 a.m.-5 p.m. call 419-213-2800 or visit lucascountydogs. com for details. Brain health fair Are you concerned about memory loss? Want to find out how your memory is now and for future comparison? On Tuesday, Nov.14, from 10-12 p.m. the Wood County Committee on Aging (WCCOA) will offer free, confidential memory screenings and info about successful aging at the Wood County Senior Center, 305 North Main St., Bowling Green. Earlier in the day, from 9-11 p.m.,
Eight-year-old Barnabee is all Beagle and waiting for his forever home. In celebration of Adopt a Senior Pet Month, Lucas County Canine Care & Control is offering adoption specials on all dogs 6 years and older. participants can hear speakers, visit vendors, play games and win prizes. The event is sponsored by Kingston of Perrysburg. Door prizes are sponsored by WellsBrooke Home Health and Right at Home Health Care. The memory screening is a simple non-invasive test designed to gauge memory, thinking and language skills. Each screening takes approximately 30 minutes, and while the result is not a diagnosis, it can suggest if someone should see a physician for a full evaluation. The National Memory Screening program is an initiative of the Alzheimer’s Foundation of America. To register for
an appointment, call WCCOA at 800367-4935 or email firstname.lastname@example.org. Learn more at nationalmemoryscreening. org. Alzheimer’s support group Magruder Hospital will host the monthly Alzheimer’s Support Group on Monday, Nov. 13 at 9 a.m. in the Conference Center. The group, which meets on the second Monday of each month, provides helpful tips, education, encouragement and resources to family, friends and caregivers of anyone dealing with dementia and memory loss. For details about the program as well as other support groups, events and screenings, visit www.magruderhospital. com and click on the events calendar. Life Line screenings Residents living in and around the Northwood area can learn about their risk for cardiovascular disease, osteoporosis, diabetes, and other chronic conditions with affordable screenings by Life Line Screening. Gracepointe Church, 4035 Williston Rd., Northwood, will host the screenings Thursday, Nov. 30. Screenings can check for: • Level of plaque buildup in arteries, related to risk for heart disease, stroke and overall vascular health • HDL and LDL cholesterol levels • Diabetes risk • Bone density as a risk for possible osteoporosis • Kidney and thyroid function, and more Screenings are accessible for wheelchairs and those with trouble walking. Packages start at $149. Consultants will work with clients to create a package based on age and risk factors. Pre-registration is required. Call 1-877- 237-1287 or visit www.lifelinescreening.com to register or for more info. Market Place Mania Get a jump on Christmas shopping
at Market Place Mania Saturday, Nov. 11 from 10 a.m.-3 p.m. at Little Sisters of the Poor/Sacred Home, 930 S. Wynn Rd., Oregon. Lots of crafters and home party vendors will be on hand. There will also be a craft bazaar and Christmas shop featuring items made by residents and volunteers. Stop by the Sweet Treats Shop and Rummage Sale. Stay for lunch and raffles. The event is hosted by the Activities Department. All proceeds benefit the residents of the Sacred Heart Home. Socks for Seniors Beginning Nov. 13, Ottawa County Senior Resources will be collecting new socks and blankets for seniors. Items collected will be distributed to Senior Resources’ home-delivered meal clients. Collection points include all Ottawa County senior centers; the Senior Resources main office at 8180 W. SR 163, Oak Harbor; the Riverview Healthcare Campus main lobby (8 a.m.-6:30 p.m. weekdays and weekends 10 a.m.-6:30 p.m.); and the Ottawa County Courthouse on Madison Street, Port Clinton. Bring a new pair of socks or a blanket to the open house Dec. 1 at the Ottawa County Fairgrounds and receive a free raffle ticket. For more details, call 419-898-6459. Tai Chi for Fall Prevention Genacross Lutheran Services, Toledo Campus, will present, “The Art of Tai Chi for Fall Prevention,” Saturday, Nov. 18 at 10 a.m. in the Community Room, 131 N. Wheeling St. Teresa Sutter, M.Ed., executive director of rehab services at Genacross Lutheran Services and certified tai chi instructor, will present the program, which will include information about tai chi and its benefits, a tai chi demonstration and the chance to try some simple movements. For info, RSVP to Myndi at 419-7241841.
SURE WE HAVE SKILLED NURSES. WE ALSO HAVE SKILLED CHEFS AND SKILLED THERAPISTS.
Has your hearing loss caused you problems? “After 20 years of having hearing aids I can tell you now I am at ease with Dr. Krukemyer’s knowledge of hearing loss and her ability to solve problems I had with my new hearing aids. It was a comforting feeling. She is never too busy to try and help with problems.” D. McDonald, Oak Harbor, OH
When it comes to long-term care, it’s important to have skilled medical staff. But it’s just as important to have other staff focused on promoting quality of life. That’s why we’re here. Schedule your visit today.
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“The Audiologist is very knowledgable. She explained the use and handling of the hearing aids. I was very comfortable working with Dr. Krukemyer.” T. Sattler, Perryburg, OH
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NOVEMBER 13, 2017
The funny thing about taking an early ‘retirement’ Who hasn’t dreamt of an early retirement? Images of walks on beaches and life without an alarm clock flood the mind, bringing into focus an endless montage of leisure and contentment. But is that what really happens? Having had the opportunity to work with many people who’ve retired from their careers, I see a few common storylines that are worthy of a closer look. It seems that beaches and sleeping in can and do become a more regular occurrence for many during retirement, but there’s also something else taking place that can’t be overlooked: work is still happening. More and more retirees are choosing to work part-time after leaving their primary career. Whether it’s a part-time gig at Home Depot, cutting grass or driving a school bus, or answering that call to do a project for the company that employed them for decades, many people are finding satisfaction and some income from formal work after work ends. Others find themselves responding to the calls from children who need projects done around the house, or looking after the grandkids so Mom and Dad can catch up on their own chores in an overscheduled house (thanks, Mom). Either way, there’s a lot of “work” happening after retirement; it may have shifted to a different type of work. A lot of people are finding retirement to be a bit different than they imagined
Beyond the Money by Adam Cufr
mous difference in the numbers. Each dollar earned can allow a dollar to remain in retirement accounts, potentially growing, while Social Security benefits can be delayed and grow. Adam Cufr, RICP®, a Northwood native, is the owner of Fourth Dimension
Financial Group, LLC in Perrysburg. He is a retirement planner, a columnist for Retirement Advisor Magazine, and the author of “Off the Record – Secrets to Building a Successful Retirement and a Lasting Legacy.” Learn more at www. OffTheRecordRetirement.com.
-- it’s often better than they’d imagined. After all, who doesn’t want to remain useful to others? Who wouldn’t mind a little extra money without the stress of impossible deadlines and corporate bureaucracy looming over one’s head? In reality, there is no “retirement” at all – just a shift to other forms of work. While that could sound ominous to some, most of us secretly enjoy work; the satisfaction of a job well done, and a simple “thanks” from time to time. The great thing is, our brains are hardwired to find satisfaction in serving others. Sometimes we have to be reminded of this “serving-serves-us” relationship, because we’ve traded service for dollars for so long that we often allow that connection to be clouded by dollars. In the end, you may choose – and have saved enough – to stop serving others for money after your “retirement” date. But let’s not pretend that we’re done working and serving others just because the economics change. For others, a part-time income for a few years in retirement can make an enor-
[ Comfort. ]
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NOVEMBER 13, 2017
Otterbein Portage Valley named “Employer of Choice” Otterbein Senior Lifestyle Choices celebrated the distinction of being named a 2017-18 Gold-Level Employer of Choice by LeadingAge, a non-profit trade association that represents approximately 500 long-term care organizations, hospices and facilities providing ancillary health care and housing services. This is the inaugural year for the Employer of Choice program, which awards gold, silver and bronze-level designations. Otterbein Senior Lifestyle Choices received awards in the Gold and Bronze levels. (Otterbein St. Marys also achieved gold status.) The award recognizes providers of aging services who demonstrate leadership in employee development and engagement and meet stringent workforce development criteria. Among the items evaluated were innovations, community engagement, leadership continuity, partner engagement, development and retention, resident sat-
isfaction and benefit package. The award was presented in September and was celebrated Nov. 2 as State Rep. Theresa Gavarone, (R-Bowling Green), visited Otterbein Portage Valley to make a presentation from the Ohio Statehouse. Executive Director Angie Powell accepted the certificate from Gavarone.
State Rep. Theresa Gavarone (left) presented a certificate to Otterbein Portage Valley Executive Director Angie Powell Nov. 2 in recognition of the Pemberville Senior Lifestyle Community’s Gold-Level Employer of Choice distinction bestowed by LeadingAge.
“Fall back” is a good time to assess potential home hazards While our risk increases with age, falling is not a normal part of aging and most falls can be prevented. When you reset your clocks check your home for these falls hazards: • Is furniture arranged to create straight and clear paths between rooms? • Is there enough lighting near doorways and stairs, and in the bedroom and bathroom? • Are walkways free of clutter, cords, papers and other slipping tripping hazards? • Are rugs secured to the floor so they don’t move or slip or flip up when walked on? • Are commonly used items in the kitchen stored in easy-to-reach locations? • Are the floors and floor coverings (tile, carpet) in good repair and free of
Most falls happen in the home, so as days get shorter and cooler, it’s crucial to make sure our homes are as safe as they can be
The end of Daylight Saving Time the time when Ohioans “fall back”, is a great time to check for home hazards that can lead to slips, trips and tumbles going forward. “Most falls happen in the home, so as days get shorter and cooler, it’s crucial to make sure our homes are as safe as they can be,” said Stephanie M. Loucka, director of the Department of Aging. “Just like checking your smoke alarms, coupling the time change with a scan of your home for falling hazards can prevent a life-changing tragedy for you or your older loved ones.” One in three older adults will fall this year. An older Ohioan falls every minute on average, resulting in an injury every five minutes, an emergency department visit every six minutes, two hospitalizations each hour and three deaths each day.
raised edges? • Do you have slip-resistant rugs and mats in the bathroom? • Are indoor and outdoor steps and handrails sturdy and in good repair? • Are sidewalks clear of mud and storm debris? Checking your home for common hazards can ensure safety, but also lends an opportunity to think and talk about other things you and your loved ones can do to avoid falls. Visit the Steady U Ohio website (steadyu.ohio.gov) for more ways to create a falls-free home, including quick fixes and good investments, as well as tips for some of the biggest problem areas, such as stairs, bathrooms and pets in the home. Website visitors can also take an online falls risk self-assessment.
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NOVEMBER 13, 2017
Surviving the holidays for those with hearing loss By Rebecca Krukemyer, Audiologist If you feel that you have hearing loss and have not yet done anything about it, there’s no time like the present. Schedule a hearing evaluation to determine whether you have a loss or if there is another issue such as excessive cerumen (ear wax). Those who have hearing aids should make sure to take them in for cleaning and maintenance prior to the holidays so they don’t miss out on any of the holiday celebrating. During holiday gatherings, use the following strategies to improve your enjoyment: • When choosing a seat for dinner, sit next to someone who is easiest for you to understand. While the holidays are a good time to enjoy the company of children and teenagers, it is important to recognize that they tend to speak more quietly and more rapidly than older people. The majority of those suffering from hearing loss have more trouble with higher pitches and speech clarity, making it much more difficult to understand young people. • Lip-reading is a good way to help you make out what someone is saying, even if you are not catching everything that is being said. Try to look at people as they speak, and choose a seat that faces away from a window to avoid a glare that would make it difficult to see people’s faces. If it is an evening gathering, sit where the lighting near you is better so that people’s faces are brighter. • When at all possible, try to reduce background noise by turning off the television or music during dinner. Even though the conversation can get noisy with everyone talking around the table, avoiding additional background noise can be a benefit. • Give yourself a break. Struggling to hear and understand conversation can be exhausting. Take a break from all the hustle and bustle and move to a quieter room. You can move to a quieter place with one or two people so that you can hear the conversation better. Or you can help clean up in the kitchen – usually there are fewer people. It is important to understand that even people who don’t suffer from hearing loss find it more difficult to hear in noisy situations. Hearing aids will not restore your hearing experience to normal hearing. They are an aid. Realistic expectations may alleviate frustration. Rebecca Krukemyer is an audiologist at Portage Valley Hearing, LLC in Pemberville. Contact her at Rebecca@portagevalleyhearing.com or 419-287-2201.
Communicating effectively with an aging parent From the American Counseling Association People today are living longer and, for a growing number of families this means dealing with the issue of aging parents no longer able to care for themselves as they once did. These situations can lead to a variety of highly emotionally-laden decisions, often strong push-back from the elderly parent, and the kinds of issues that require difficult family discussions. Simply talking over some of the problems a parent faces can be extremely complicated. Questions such as where elderly parents should live, what health services are needed, their financial situation, existence of a current will, giving up the car keys and many related topics are all hard. And while talking over such issues with an aging parent may be awkward, reaching needed decisions can be even more painful. As frustrating as such discussions
may be, they are necessary. Still, there are ways to approach such talks that can make them less prone to disagreement and more apt to lead to productive results: • Pick a good time and place for important conversations to make your parent feel comfortable. • Try including someone you and your parent mutually trust, but don’t make your parent feel he or she is being ganged up on. • Talk in statements that use “I” rather than “you.” Discuss “your feelings” about an issue, rather than acting like whatever you believe is correct while your parent’s views are simply wrong. • Respect your parent’s right to argue and disagree. • Accept that making these decisions may take time. See initial discussions as door-openers – chances to get things started. • Don’t dominate the discussion. Listen to your parent’s views and ideas,
especially when the subject involves major decisions. • Try not to be judgmental. It takes time for an aging parent to accept a loss of independence. Dictating to him or her what “has to be” is only setting the stage for a stubborn fight. • Realize that your job is to offer advice and support, not demand how things “must” change. It’s emotionally difficult for parent and child when an aging parent can no longer handle everything on his or her own. Holding effective discussions on changes to be made can be much more productive, and far less traumatic than simply trying to dictate decisions. If extra help is needed, seek out a professional counselor who specializes in geriatric issues. “Counseling Corner” is provided by the American Counseling Association. Direct comments and questions to ACAcorner@counseling.org or visit www. counseling.org.
Understanding the government pension offset If you take your government pension annuity in a lump sum, Social Security will treat the annuity as if you chose to get monthly benefit payments from your government work. Payments from a defined benefit plan or defined contribution plan (e.g., 401(k), 403(b), or 457) based on earnings from non-covered government employment are considered pensions subject to GPO, if the plan is the employee’s primary retirement plan. To read more about GPO, review our factsheet, Government Pension Offset at www.socialsecurity.gov/pubs/EN-0510007.pdf or visit www.ssa.gov/planners/ retire/gpo.html. Understanding how the GPO will affect any spousal, widow or widower benefits should be part of your retirement planning. Good planning is the best preparation for a secure financial future.
By Erin Thompson Social Security Public Affairs Specialist, Toledo Getting ready for retirement requires evaluation of all your sources of retirement income. Even if you worked for the government and didn’t pay the FICA tax on your earnings, you may be eligible for benefits from your spouse’s work under Social Security. However, when you receive both your own non-covered government pension and a Social Security spousal benefit, your Social Security benefit may be reduced. The Government Pension Offset (GPO) reduces your Social Security benefit by two-thirds of your government pension. Why are benefits reduced? Current law requires any beneficiary’s spouse, widow or widower benefit to be reduced by the dollar amount of their own retirement benefit. For example, if a woman worked and earned her own $900 monthly Social Security benefit, but was due a $500 wife’s benefit on her husband’s record, we couldn’t pay the wife’s $500 benefit because her own retirement benefit is the larger amount. Before enactment of the GPO, if the same woman was a government employee who didn’t pay into Social Security but earned a $900 government pension, there was no reduction. We would have paid her the full amount of wife’s benefit and she also received her full government pension. GPO ensures that we calculate the benefits of government employees who don’t pay Social Security taxes the same way as workers in the private sector who pay Social Security taxes. Applying the GPO in this example means since two-thirds of the government pension (two-thirds of $900 = $600) is more than the wife’s benefit ($500), there is no wife’s benefit payable.
The MedBridge team got me stronger and made sure I understood what I needed to do to get home safely.” - Jennifer
Tools help ease the pain of dressing By Cheryl Lampkowski-Sowle Administrator, Heartland of Perrysburg Getting dressed can be a pain – literally – for the many older adults who suffer from arthritis or other debilitating conditions. Although it’s not very noticeable when we’re younger, the process of getting dressed requires a lot of movement and the use of a number of different muscles. This can become painfully evident as we grow older, or develop conditions that can make the process a challenge, requiring more time, more effort and sometimes help. When it gets to that point, it can lead to embarrassment or frustration about not being able to perform menial tasks we have been doing all our lives. Fortunately, there are some useful tips and tools that can help people maintain their independence – at least when it comes to dressing themselves. Fortunately for those people too weak or inflexible to do all the things involved in dressing themselves, there are numerous helpful items available to make the process less painful and not as daunting. Extended shoe horn – A handy tool
for those who can no longer bend easily to put on or tie their shoes. Elastic shoe laces – Allow the shoe to slip on and off without untying them. This is nice for those people who still want the look of a regular shoe with laces but do not want to or cannot tie their shoes. Easy sock puller – Allows people to put their socks on without bending over. Button hook – People suffering from arthritis often have a difficult time with tasks that involve precision with their fingers. The button hook makes the difficult precise task of buttoning a shirt or pants much easier. Zipper hook – Similar to the button hook, the zipper hook takes the pain out of dealing with the task of grabbing and pulling a zipper. Dressing stick – Helps pull up pants without bending over or pull a sweater over the shoulder without twisting or turning. Magnetic jewelry clasps – A great item for bracelets and necklaces. Instead of trying to use a normal clasp, these clasps are simply drawn together with magnets. For more helpful health tips, call Lampkowski-Sowle at 419-874-3578.
On your choose MedBridge You chose your doctor, you chose your hospital. Make sure you choose the right rehab provider to get you back on the road to recovery. After surgery, illness or injury, ask for MedBridge at Heartland.
MedBridge, our distinct unit, focuses on short-term patients requiring a higher level of medical care and rehabilitation. We offer: • Complex medical care • Intensive rehabilitation • Skilled nursing MedBridge at Heartland at Oregon 3953 Navarre Avenue Oregon, OH 43616 419.698.4521
NOVEMBER 13, 2017
Get Organized Today Start the Conversation 10 Things Your Family Should Know Is your ﬁling cabinet overﬂowing with outdated ﬁles and old manuals?
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Rhonda Rae Bliss
Licensed Funeral Directors
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Ernie Marsteller Licensed Funeral Director
CLIP & MAIL TO: Marsh Funeral Homes PO Box 6, Luckey OH 43443 or Call 419.833.4011 NOW!
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Published on Nov 13, 2017