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What is a Scholarship? A Scholarship offers financial aid for a student to further their education. Scholarships are awarded on various criteria, usually reflecting the values & purposes of the donor or founder of the award. The most common scholarships may be classified as: • Merit Based Scholarships: based on a student’s academic, artistic, athletic or other abilities, and often factor in an applicant’s extracurricular activities and community service record.

• Student Specific Scholarships: applications must initially qualify by gender. Race, family and medical history, or other student-specific factors.

• Equity Based Scholarships: based on the student and family’s financial situation.

• Careers specific Scholarships: awarded to students planning to pursue a specific field of study.

What is a Student Loan? The University offers a student loan scheme, which provides assistance for students who are facing financial difficulties during the course of their study. The Student Loans Scheme provides interest free emergency loans on a short-term basis to students who demonstrate genuine need and who’s continued study might be placed in jeopardy if assistance were not available. 1. 2. 3.

Loans may be approved for rent, bond, living expenses and textbooks. Loans are NOT available for the payment of student contribution or tuition fees, or to purchase cars or other capital items Loan applications are confidential

Read the guidelines carefully. Some applications will require additional documentation. Good Luck!


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scholarships How much are Scholarships worth?

As a University, we want to support our students in every way we can, and understand that financial assistance is something very valuable to a lot of you. Whether your strength is in leadership, academic excellence, equity, sporting achievement or community involvement, there may be a scholarship opportunity to suit your needs.

The value of scholarships varies and can range from $500 to $15,000 per annum!!

What are the benefits of receiving a scholarship? Apart from the obvious financial benefit? Well, there is the prestige associated with being awarded a scholarship, which will be recorded on the recipient’s academic transcript. You can also add your scholarship award to your resume sometimes there are also opportunities to do work experience with your scholarship donor or sponsor. Convinced?


When writing or updating your application, consider seeking help from the University’s career Service. Visit:

for details

Who can apply for scholarships?

How do I apply?

You can! The University encourages you to apply for any scholarship, as long as you meet the eligibility criteria of that particular scholarship.

Online, though the scholarships website: After submitting the application online, any additional documentation required can be forwarded to the Scholarships Officer or uploaded through MyHub. All instructions about how and what to provide will also be included on the application.

So then..what is the eligibility criteria? The eligibility criteria could include such things as being enrolled within a particular faculty, a particular degree or discipline, being in a particular year of a degree (e.g. 1st year) or be enrolled full-time etc. Refer to the specific eligibility criteria in your scholarship/s of interest.

How will I found out if I’m successful? You will receive notification in the mail in the form of an official offer letter along with a set of conditions relating to the scholarship and a scholarship acceptance form. To accept or decline your scholarship you need to login to MyHub at

How is the recipient selected? Different scholarships have different selection criteria. Scholarship applicants, who meet the eligibility criteria, are assessed and in some cases a selection committee interviews applicants. The best candidate is offered the scholarship. Selection criteria can include: - academic merit which includes Grade Point Average (GPA) or Australian Tertiary Admission Rank (ATAR)

How do I get paid? If you accept your scholarship offer, Payment is made within six weeks after the relevant semester census date and after enrolment. Electronic Funds Transfer (EFT) is the means of payment, deposited directly into a nominated account. There are also a number of external scholarships that students are encouraged to apply for, at:

- equity criteria (financial hardship, sole parent/carer, non-English speaking background, medical condition/disability, Indigenous etc)

- personal attributes, performance at interview or a combination of selection criteria

* These funds are intended to help with

study related costs including textbooks and equipment, though it can also cover the costs of living such as accommodation.

- location (rural or isolated)


loans Loans may be approved for rent, bond, living expenses and textbooks. Loans are NOT available for the payment of HECS or to purchase capital items such as computers or cars.

What kind of loans does the Uni offer? The Student Loans Scheme provides interest free emergency loans on a short term basis to students who demonstrate genuine need and whose continued study might be placed in jeopardy if assistance were not available.

For further information see our Student Loans Scheme policy.

How much can I get up to?

How do I apply?

The majority of loans will generally be granted for small amounts, in the vicinity of $500 to $1,000 and up to a maximum of $2,000.

You will need to make an appointment to meet with a Loans & Welfare officer, Paul Bodell is at Callaghan and he’s not scary at all, so don’t be shy! You can book an appointment in person at any of the student hubs, or you can contact Paul directly – details to the right there >

Am I eligible to apply? Are my needs suitable?

If you are at Ourimbah you can call the student support office to arrange to meet with Linda Campbell, who works Monday and Thursday. Call in to the office to make an appointment or call 43 48 4060.

Loan applications are treated confidentially and assessed on an individual basis. You must be

Port Macquarie students can discuss loan needs with staff in counselling and careers. They can be contacted by phoning 6581 6200.

- Enrolled - In receipt of centerlink benefits - Able to demonstrate financial hardship - Able to repay the loan over an agreed payment period

Our Loans & Welfare officers are at both Callaghan & Ourimbah campus!

You must provide copies of bank statements, Centrelink Benefit payments and/or other evidence of financial disadvantage; and be able to demonstrate with appropriate documentation, a clear capacity to repay, and, where possible, a demonstrated history of meeting financial obligations.


contact Loans


Callaghan: Phone: (02) 4921 6466
Fax: (02) 4921 6937

Phone: (02) 4921 6404 or 4921 6539 Fax: (02) 4921 5759 Email:

Ourimbah: Phone: (02) 4348 4060
Fax: (02) 4348 4065

Post: Student Financials & Scholarships Hunter Hub
 Callaghan, NSW 2308

Port Macquarie: Students based at the Port Macquarie campus can access financial assistance by either contacting the Counselling & Careers staff: (02) 6581 6200 or
contacting staff at the Callaghan campu:s (02) 4921 6466


Loans & Scholarships  
Loans & Scholarships  

Loans & Scholarships