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Message from the Executive Director Dear Members, Staying healthy can be a challenge any time of year, but it can be especially difficult during the fall and winter months. Cooler temperatures mean we tend to spend more time indoors, indulge in comfort food a bit more or exercise a bit less. With the onset of cold and flu season, this combination can leave us vulnerable to dangerous viruses. In this issue of For Your Benefit, we provide you with strategies to stay healthy, starting with getting a flu shot—still the best way to protect yourself and your family, friends and patients or residents. If you already enjoy the convenience of getting your flu shot at a participating pharmacy, we tell you how you can get other useful vaccines there, too.

In this issue of For Your Benefit, we provide you with strategies to stay healthy, starting with getting a flu shot— still the best way to protect yourself and your family, friends and patients or residents.

Along with the flu shot, a well-balanced diet and regular exercise help support a healthy immune system, so we provide you with information on nutritious, energy-packed foods, tips on judging appropriate portions and what you need to know to kick off a walking routine and manage daily stress. We hope you will get added motivation from reading the success story of Liliana Calle, a Clinical Evaluator and Substance Abuse Specialist at Montefiore Medical Center, who attended a Wellness workshop at Fund Headquarters. There, she learned how to make changes in her eating and exercise habits that helped her lose weight, ease her chronic stress and almost completely eliminate her migraine headaches. Like Liliana, you can achieve your own goals by joining us for our October 24 “Healthy Mind, Healthy Body” workshop. Of course, we once again remind you to make sure you are up to date on your regular health screenings and share with you ways that you can make informed healthcare decisions with the help of our Partnership Campaign with Consumer Health Choices and Your 24-Hour Health Helpline and Health Coaching program. And in this issue, we include information on programs and classes offered to you by our sister Funds, the Training and Employment Funds and the Child Care Fund. We hope you enjoy this issue of For Your Benefit. If you have any questions about your benefits, please do not hesitate to call one of our Member Services Representatives at (646) 473-9200. Sincerely,

Mitra Behroozi Executive Director 1199SEIU Benefit and Pension Funds

The National Benefit Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the Affordable Care Act). As permitted by the Affordable Care Act, a grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan and what might cause a plan to change from grandfathered health plan status can be directed to the plan administrator at (646) 473-9200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered health plans.

FOR YOUR BENEFIT

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NBF For Your Benefit Magazine - Fall 2015  
NBF For Your Benefit Magazine - Fall 2015