Guatemala Latin America & Caribbean Gross domestic product ($ billions)
Lower middle income data 47.0
Population (millions)
data 14.7
2001 2006 2011
Depth—Financial Institutions Private credit by deposit money banks to GDP (%) Deposit money banks’ assets to GDP (%) Nonbank financial institutions’ assets to GDP (%)
21.1 24.0 1.4
25.1 35.0 1.4
22.6 35.2 1.5
.. .. .. .. 1.6
.. .. .. .. 4.0
.. .. .. .. 2.1
Access—Financial Institutions Bank accounts per 1,000 adults (age 15+) Bank branches per 100,000 adults (age 15+) Account at a formal financial institution (%, age 15+) Saved at a financial institution in the past year (%, age 15+) Loan from a financial institution in the past year (%, age 15+) Electronic payments used to make payments (%, age 15+) Debit card (%, age 15+) Depositing/withdrawing at least once in a typical month (%, age 15+) Firms with a checking or savings account (%) Firms with bank loan/line of credit (%) Firms using banks to finance investments (%) Firms using banks to finance working capital (%) Small firms with bank loan/line of credit (%)
.. .. .. .. .. .. .. .. .. .. .. .. ..
.. 18.2 .. .. .. .. .. .. 87.0 33.6 12.8 22.8 28.1
.. 37.1 22.3 10.2 13.7 2.6 13.0 21.4 61.0 49.1 26.6 26.2 33.5
Access—Financial Markets Value traded excluding top 10 traded companies to tot. val. traded (%) Mkt. cap. excluding top 10 companies to tot. mkt. cap. (%) Nonfin. corporate bonds to total bonds and notes outstanding (%)
.. .. ..
.. .. ..
.. .. ..
7.3 10.2 5.2 0.2 11.3
5.7 8.3 3.8 1.4 17.7
7.6 8.2 4.5 1.9 20.1
..
..
..
9.0 8.1 14.1
14.4 2.3 13.6
18.2 1.6 15.3
..
..
..
Depth—Financial Markets Stock market capitalization to GDP (%) Stock market total value traded to GDP (%) Outstanding domestic private debt securities to GDP (%) Outstanding domestic public debt securities to GDP (%) Outstanding international debt securities to GDP (%)
Efficiency—Financial Institutions Bank net interest margin (%) Bank lending-deposit spread Bank overhead costs to total assets (%) Bank return on assets (%, after tax) Bank return on equity (%, after tax) Efficiency—Financial Markets Stock market turnover ratio (%) Stability—Financial Institutions Bank Z-score Bank nonperforming loans to gross loans (%) Bank regulatory capital to risk-weighted assets (%) Stability—Financial Markets Stock price volatility Other Indicators—Financial Institutions Bank concentration (%) Boone indicator Banking crisis dummy Other Indicators—Financial Markets Number of listed firms per 1,000,000 people Stock market return (%, year-on-year)
90
2014
39.7 –0.16 0
0.0 ..
The Little Data Book on Financial Development
61.9 67.7 –0.11 –0.09 0 0
0.0 ..
0.0 ..