Bosnia and Herzegovina Europe & Central Asia Gross domestic product ($ billions)
Upper middle income 18.2
Population (millions)
3.8
2001 2006 2011
Depth—Financial Institutions Private credit by deposit money banks to GDP (%) Deposit money banks’ assets to GDP (%) Nonbank financial institutions’ assets to GDP (%)
.. .. ..
42.4 45.4 26.3
55.4 61.1 18.8
Depth—Financial Markets Stock market capitalization to GDP (%) Stock market total value traded to GDP (%) Outstanding domestic private debt securities to GDP (%) Outstanding domestic public debt securities to GDP (%) Outstanding international debt securities to GDP (%)
.. .. .. .. ..
.. .. .. .. ..
.. .. .. .. ..
Access—Financial Institutions Bank accounts per 1,000 adults (age 15+) Bank branches per 100,000 adults (age 15+) Account at a formal financial institution (%, age 15+) Saved at a financial institution in the past year (%, age 15+) Loan from a financial institution in the past year (%, age 15+) Electronic payments used to make payments (%, age 15+) Debit card (%, age 15+) Depositing/withdrawing at least once in a typical month (%, age 15+) Firms with a checking or savings account (%) Firms with bank loan/line of credit (%) Firms using banks to finance investments (%) Firms using banks to finance working capital (%) Small firms with bank loan/line of credit (%)
.. .. .. .. .. .. .. .. .. .. 24.7 20.6 ..
.. 27.9 .. .. .. .. .. .. .. .. 38.1 45.4 ..
.. 31.3 56.2 6.1 13.0 6.2 34.4 55.1 99.8 65.0 59.7 .. 54.5
Access—Financial Markets Value traded excluding top 10 traded companies to tot. val. traded (%) Mkt. cap. excluding top 10 companies to tot. mkt. cap. (%) Nonfin. corporate bonds to total bonds and notes outstanding (%)
.. .. ..
.. .. ..
.. .. ..
6.0 8.2 7.3 –1.9 3.4
4.7 4.3 4.1 1.0 10.3
4.5 4.6 3.2 1.0 7.7
..
..
..
8.9 17.9 25.1
12.8 4.0 17.7
16.9 11.8 17.2
..
18.1
10.7
Efficiency—Financial Institutions Bank net interest margin (%) Bank lending-deposit spread Bank overhead costs to total assets (%) Bank return on assets (%, after tax) Bank return on equity (%, after tax) Efficiency—Financial Markets Stock market turnover ratio (%) Stability—Financial Institutions Bank Z-score Bank nonperforming loans to gross loans (%) Bank regulatory capital to risk-weighted assets (%) Stability—Financial Markets Stock price volatility Other Indicators—Financial Institutions Bank concentration (%) Boone indicator Banking crisis dummy Other Indicators—Financial Markets Number of listed firms per 1,000,000 people Stock market return (%, year-on-year)
The Little Data Book on Financial Development
56.9 –0.04 0
0.0 ..
2014
53.9 51.7 –0.05 –0.05 0 0
0.0 44.1
0.0 12.6
41