United States High income Gross domestic product ($ billions) 14,991.3 data
Population (millions)
311.6 data
2001 2006 2011
Depth—Financial Institutions Private credit by deposit money banks to GDP (%) Deposit money banks’ assets to GDP (%) Nonbank financial institutions’ assets to GDP (%)
51.1 57.5 204.8
57.5 52.6 62.4 61.6 301.3 297.1
Depth—Financial Markets Stock market capitalization to GDP (%) Stock market total value traded to GDP (%) Outstanding domestic private debt securities to GDP (%) Outstanding domestic public debt securities to GDP (%) Outstanding international debt securities to GDP (%)
143.2 301.1 98.8 41.1 19.9
138.4 110.2 207.9 205.6 109.9 91.9 52.4 82.6 30.4 48.6
Access—Financial Institutions Bank accounts per 1,000 adults (age 15+) Bank branches per 100,000 adults (age 15+) Account at a formal financial institution (%, age 15+) Saved at a financial institution in the past year (%, age 15+) Loan from a financial institution in the past year (%, age 15+) Electronic payments used to make payments (%, age 15+) Debit card (%, age 15+) Depositing/withdrawing at least once in a typical month (%, age 15+) Firms with a checking or savings account (%) Firms with bank loan/line of credit (%) Firms using banks to finance investments (%) Firms using banks to finance working capital (%) Small firms with bank loan/line of credit (%)
.. .. .. .. .. .. .. .. .. .. .. .. ..
.. 33.8 .. .. .. .. .. .. .. .. .. .. ..
.. 35.4 88.0 50.4 20.1 64.3 71.8 86.9 .. .. .. .. ..
Access—Financial Markets Value traded excluding top 10 traded companies to tot. val. traded (%) Mkt. cap. excluding top 10 companies to tot. mkt. cap. (%) Nonfin. corporate bonds to total bonds and notes outstanding (%)
79.2 70.1 ..
80.7 77.2 ..
69.3 72.0 ..
Efficiency—Financial Institutions Bank net interest margin (%) Bank lending-deposit spread Bank overhead costs to total assets (%) Bank return on assets (%, after tax) Bank return on equity (%, after tax)
3.8 .. 3.4 1.1 12.7
3.2 .. 2.9 1.3 12.5
3.6 .. 2.9 0.8 7.3
Efficiency—Financial Markets Stock market turnover ratio (%)
198.2
180.5 186.2
Stability—Financial Institutions Bank Z-score Bank nonperforming loans to gross loans (%) Bank regulatory capital to risk-weighted assets (%)
23.1 1.3 12.9
25.6 0.8 13.0
27.0 4.1 15.3
Stability—Financial Markets Stock price volatility
22.1
10.4
18.6
Other Indicators—Financial Institutions Bank concentration (%) Boone indicator Banking crisis dummy
23.1 –0.08 0
Other Indicators—Financial Markets Number of listed firms per 1,000,000 people Stock market return (%, year-on-year)
22.3 –16.3
210
2014
The Little Data Book on Financial Development
32.7 35.4 –0.08 –0.05 0 1
17.2 8.6
13.4 11.2